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आपने ऐसी बातें बताई जिससे Financial Planning की असली ताकत पता चली। मुझे बताते हुये ख़ुशी हो रही है कि मैं अपनी बताई बातों में से Almost 60% पहले से फॉलो करता था। बाकी कि आपकी 40% बातें और फॉलो करूँगा। Thank You So Much सागर जी, you are incredible.
पहले तो एकाउंट में 2 लाख होने चाहिए , उसके लिए महीने के 2 लाख कमाना पड़ेगा फिर, महीने का 2 लाख खर्चा करना पड़ेगा, फिर इतनी सारी माथा पच्ची करने के बाद 800 रुपए SIP में इन्वेस्ट करना पड़ेगा, तो 40 ,50, साल बाद 2.5 करोड़ रूपए मिलेगा,🤔 यह तो बिल्कुल हि समझ के परे हैं, जो बंदा महीने का खर्चा 2 लाख करे , उसकी कमाई महीने की 4 लाख तो होगी ?, फिर वह सिर्फ 800 हि क्यू इन्वेस्ट करे ? एक कहानी याद आई, अंडे फिर मुर्गी फिर अंडे फिर मुर्गी......…😂😂😂
Bhai chota dimag beraojgar aadmi theek aaise he sochta hai jaise tune likha hai agar kabhi es level pe aaya ke tere paas 15-20 lac ke credit card ho gye jo ke bht badi baat nai hai fir samajh aayega paise kaise ghumane hai tab tak apne band dimag ko band he rehne de ;)
बैंक से लेकर भाग जाओ भिखारी कही के ।।।कोई मेहनत से कमा रहा है पंचर ।।।और तू झाड़ू लगाता है सफाई कर्मचारी की ओलाद तेरे से अच्छा पंचर वाला ।।।समझे गु उठाने वाले
Sinha jee, bahut badhiya..aapke aadhe ghante ke video me joki hum pura dekhe, aapne pura pura ghumaya, pahle kahani sunaya, phir etf sip bhi Bata diye aur finally apne baare me bataya..aisa Kaun sa credit card hai sir ji Jo aapko Bina processing fee aur vat (if abroad) ya tax ke 833 kamwa de raha..bahut Naya hai hamare liye..arey sahab bas kijiye..aise hi laga hua hai jindagi me aur aap blueberry le rahe hai
Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject ..... Thanks to Gianna Everett the lady you recommended.....
She taught me how to make profit while trading,just stick to her instructions and you excel. I'm na huge fan of investment. I hold a few coins in my wallet while I trade the rest with her,
Investing appropriately today can save you a whole lot of stress in the near future, so anyone who is not investing now is missing a great Opportunity.
A great trick used by Financial planner is that they first divert your mind, mean aapko sapne dikhane ka kaam karna, after that they will always tell you only invest not reedem, they always hope that you will never die. As per my opinion a person spending 2 lakh in a month through credit card should be having income of around 7-8 lakh per month, and a common man have income in a bracket of 50k per month and can spend 10 to 20k maximum through credit card, so how much he/she should get, sir will exactly tell us. Although video is good only for listening. Thanks and Regards all.
Ye gyan nahi bakaiti hai..😂 Pahli baat agar 12% annualized return bhi consider karo(very optimistic case), to bhi return 1 crore hoga. Aur dusri baat ye sab karne ke liye aap apni Jeb se 10 crore kharch kar chuke honge
Interesting concept. I was curious so I did some math, how much percentage return will be required to make 833 monthly to 2.4 cr in 40 years, it comes out to be 15.6%, so the number looks a bit inflated to me. For return calculation please use max 10-11 % (even in Index funds), @ 10% it comes out to be 48 Lakhs only in 40 years. Second which job goes on for 40 years with starting salary 2 lakhs, though this argument can be countered with - its a simple concept start with 30,000 pm salary but someday u will reach 2L pm. I accept that concept is interesting but don't get excited with 2.5 cr number. The returns are gonna be much lower than this. Save wisely, spend wisely.
Credit card se jab aap paisa withdraw kroge to usme v 2% lagta hai. It means 2000 per month aur return 833. Iska mtlb you are paying 1167 from your own pocket
yaha log amir hone ka sapna dekhne ae hai. sir unko behla rhe hai... logo ko behla kar youtube view se ye khud kafi moti karmae kr rhe hai... story alwaasays works.
I have never seen such a worse financial tips from anyone so far. Guys i've been using CC from past 4 yrs nd i made 11 lakhs+ income and bought gold. So atleast i have good experience with CC's and finance. Whatever this guy is telling is a peice of junk. Practically speaking who else keeps consistents spends of 2 lakhs every month. And FD is one of the worst thing youngsters can do in this age. FD is a security meant for old people who's retired and dont want any stress, they invest in fd and relax. Its for them This couch potato is misleading u all. U can make income from CC's absolutely true. But not in this way at all. Its stupid way. Even kids can give u that info. What kind of finance knowledge is needed to explain this useless shit. 1st u people stop follwing him. Get good guidance u will make more. Once again dont fall into this stupid trap.
Bhai ye gadha admi h google search se idea leke video me gyan deta h.... is se jada to mai alag trick se bana leta hu Sirf 50k invest kr k. jo google pe kvi ni milega 😂
Apke es 833 ke liye hr mhine 2lac khrch krne pdenge mtlb 2lac 30din bad bhro ya 45 days apne 2lac to gye bhai or 40 sal tk mtlb 9.6cr to krch kr diye ab bch gye apke 833 ke hisab se apki calculation 2.6cr lekin jo eske bich ka difference hoga 7cr vo apne krch kr diye apke 2.6cr kmane ke liye bhut bdiya 🙏🙏 aankhe khul gyi prabha ap phle kha the phle mile hote to abhi tk 1cr to kma hi chuka hota
Par Sir kuchh shopkeeper Credit card se pay Karne par 2% charge lete hai. Maine Gadi ke Tyre dalavaye 15500 bill tha . 2% charge ke sath 15800 bill pay karna pada
But the problem now a days is most of the vendor hesitate taking payment from credit card, or if they take it than they ask 2% extra for paying from CC. Additionally some vendor only accept UPI, no card swipe machine.
C bana bana rha hai ye Auto swipe se bhi 5-6% intrest nhi milta 1 month mein 2.5% intrest milega auto swipe se 1 month mein Isse jada to normally saving account mein mil jayega 3%
i wanna use credit card but not for 40 yrs planning for today only.. apni kamaai ka 50 % ya kabhi 100% but never more than 100% for points and cash back and good deal
Never seen a better video on financial planning and management than this. You are a genius Sinha saab ! Thank you so much for such valuable information.
No cost emi mei interest bank payment krta hai but interest ke upar GST customer ke credit card statement mei aata hai and ye GST ka payment cm krta hai.processing fee v charge hota hai jo cm ko hi payment krna parta hai.BUT still your video is informative and excellent
Jab aap 5k ki koi chij no cost EMI pe lete ho to wo aapko 4.5k ki bill hoga and bache 500 main gst and all fees adjust ho jate hain means at the end sab charges and all pakad ke wo aapko 5k main hi pdega 👍
@@Shaillendrasingh aapko SIP karna hi hai to aapke pass bahot saare funds hai jaise ki... Flexi Cap, large cap, mid and large cap and small cap... Aise funds me agar aap investment karte hai to aapka investment ek Index fund se achha growth dega... Index funds (other Index funds too) sirf 50 large cap shares k bunch hote hai to ye fund FD se achhe honge lekin jaisa maine aapko bataya hua funds se Kam return dega...😊😊😊
Same story Sir, I was working in Bangalore, salary 26k. HDFC credit card, minimum due payment for one year long ... Then EMI mein transfer.. fir job chala gaya and I was done. Someway survived with help from parents.
Guru ji mujhe credit card ke bare me koi knowledge nahi thi is liye Me you tube par search kiya to apki vidio mili to ab mujhe ise use Karne ki knowledge mil gai he kyo ki me credit card lene ki soch rha tha is liye socha iske bare me knowledge bhi lele jaye ki ise kis tarike se us karte he / Thank you guru ji 🙏 ❤❤❤❤
@@asghan7395Mere pass ek b card nhi tha har bar reject ho jata tha fir maine 15000 ki fd karwai or 15k ki fd per 9900 ka credit card mila aaj total 13 lakh ke credit card hai mere pass
धन्यवाद इस उपयोगी और जानकारीपूर्ण वीडियो के लिए! क्रेडिट कार्ड के बारे में ये सभी महत्वपूर्ण जानकारी साझा करने के लिए धन्यवाद। इससे हम ऑनलाइन शिक्षा और वित्तीय स्वतंत्रता के बारे में बेहतर जानकारी प्राप्त कर सकते हैं। 🙏
Valuable Information Sir... I am thankful to Internet and the valuable informations those are provided by you and such Mentors for free. I am not that rich but I love to know and learn new things. Where were you...!! today i found you on TH-cam and so glad to go through your useful videos. Ignoring the negative comments, please keep pouring valuable information on us to simplify this life financially. Internet is the Knowledge Storehouse because of Gurus like you 🙏 Lots of love and respect 🙏
baat to sahi hai but jitni bada chada kar boli hai utni nhi hai sirf kuku fm ki add story k liye content tyaar kiya hai main same karta hu jase j bhai bhol rhe waise jroor kare par kukufm pe apna pesa barbaad mat kare
Very insightful, but the Sip returns sound quite exaggerated.......it'd be helpful n more trustworthy if u could show us some facts and stats. Well thanks anyways, I'd sure implement those ways to repay my credit card bills as well save some good amount from FD returns...👍
Bhai log, bihar se hun dubai me rahta hun, credit card is the biggest sin one can do in his life..Best financial advice joki apne bade logon se sunte aaye hai ki jitna chadar ho utna hi pair failao..this is simply a game, don't play..
It's really an eye open knowledge of best use of credit card to make better financial returns...great sir....I am using card....but now I can think of this...Thanks a lot sir..always sharing and post ur videos in similar way...to make better financial life
Sachme maja aa gaya sir mujhe minimum due ke baare me nahin pata tha Aaj pata chal gaya main apne credit card ka bill 15 20 din pehle he kar deta hun 🙏 Sir mujhe aap se agar kuchh salah Leni ho toh kya aap se baat ho sakti hai please main finensialy pareshaan bhi hun 😢 bas aapki thodi salah chahta hun fir pareshaan nahin karenge ji
सागर सर ! आप ने हर माह की एफडी और ऑटो स्वीप के बारे में बताया। पर इस सिस्टम में हर माह हमारा पैसा भी तो खर्च हो रहा है शॉपिंग में। रही बात एफडी के इंटरेस्ट वाले पैसे के sip से लांग टर्म बनने वाले करोड़ रुपए से तो वो फण्ड तो एफडी के पैसे से बन रहा है । दूसरी बात हम लोग जिनका खर्च महीने का 20 हज़ार रुपए है , 30 दिन में 20 हज़ार से क्या बचा लेंगे।
@@goodies7883 kahna ka matalab h, card ke chakkar mai shoping mall jana padega , 4-5 extra buy kar lange Ese achha koe shop par jaker same clothes saste mil jayega Esa kahna chahta hu
baat to sahi hai but jitni bada chada kar boli hai utni nhi hai sirf kuku fm ki add story k liye content tyaar kiya hai main same karta hu jase j bhai bhol rhe waise jroor kare par kukufm pe apna pesa barbaad mat kare
Great Marketing Gimic to get views. 1. Spending 2 Lac monthly means Salary is 3Lac atleast i.e. 36 Lac PA which is very rare for middle class. 2. Doing SIP of 833 for 40 years, means if someone is in early 20s then he will get 2.5 Cr. at age of 60 and surprisingly earning 36 Lacs at at of 20 is very very very rare.
इतना अच्छा सुझाव देने के लिए आपका बहुत-बहुत धन्यवाद सर ❤ आप और आपका परिवार हमेशा खुश रहें स्वस्थ रहें मैं भगवान से प्रार्थना करूंगा आपके सारे सपने पूरे हो❤ thank u so much Sir ❤🙏🙏
Bebakufi wali bat samjhen pehle video ko ap kisi se 5000 rupye lie use koi cheez kharid lie ap woh 5000 us bnde ko kaise denge ab apne to un paiso ka saman kharid liya hai 😀😀🤣
Sir very nice plan. But amount of credit card never withdraw through UPI or cash deposit into saving account. If it will not withdrawl then how we can use it. Send withdrawl way. How to credit CC amount cash into saving account?
Gurudev aapke Charanon Mein Sadar Pranam🙏 aapka Jo Gyan Milta hai usse Mera Jeevan Safal Nahin balki Dhanya Ho Gaya. ISe Prakar Aap Ki Kripa Bani Rahe.
Good vedio But for depositing in bank we have to withdraw cash through credit card that is negative point Please clear in what way we have to deposit in bank
He is talking about his salary or income deposit ... Salary or income is coming every month and he can use it directly but he will use from credit card and after end of the month he will pay through bank account
अगर चालीस साल में 2.5 करोड़ कम लग रहा है और आपको 5 करोड़ चाहिए तो आपको मंथली खर्च 2 से बढ़ाकर 4 लाख करना। बाकी आपको कुछ नही करना है। बस ज्यादा खर्च करना है।😂😂
good to hear but waise hi sip kar lo yaar 25 000 ka suit le sakte ho 1000 rs Sip kar do....aur 2lakh mahine ka kharch rahe to 5000 ki SIP bhi kar lo.....pulav pakne me time lagta hai mere bhai...
What about Tax ? As 2 lakh 2 lakh per month se 24 lakh ka transaction hogya yearly . Tax nahi lagega sir ji 😅? Uper se 10 lakh se jyada use karnay pe credit card pe yearly tax lagta na sir pada tha kahin meinay 😅
Sir Mobile shop example me usko 2.% total credit card transaction ka dena hoga. Aapne sirf 2.5 lacs k profit k upar calculate kara hai. 2.5 lacs less 2% = Rs 2.45 lacs. Overall its good video. worth watching
Kuchh jjyada hi maza aa gaya boss ! What you say is very practical. Think thrice before you use a credit card ...never get into the trap of a minimum 5% payment until a medical emergency is there.. Rest is already explained how to use its features, advantages, and benefits through your wisdom. Your presentation is a great learning but at the same time its like watching a comedy show.....at times your desi words, language, humor, and expressions are very entertaining as well especially for those in stress due to 5% clause ha ha ha
अब ३० सालों में २.५ करोड़ रुपए बनाने के लिए हमें हर महीने २ लाख खर्चा करना पड़ेगा इससे अच्छा अगर एक साल पैसे बचाकर कोई बिजनेस ही डाल दिया तो २.५ करोड़ नहीं १० करोड़ बना लेंगे इसलिए फालतू का जान मत दो और जी बकवास उतनी करो जितनी जनता के काम सहन कर सकें 😂😂😂😊
मैं तो कहता हूं क्रेडिट कार्ड इस्तेमाल ही मत करो।बावा कर रख लो । क्रेडिट कार्ड मजबूरी में खर्च करने का साधन है। हो सके तो उसको समय पर भर दो । नहीं तो ब्याज देना पड़ेगा। आम आदमी ब्याज देकर है पीछा छुड़ाता है ।जिसके पास क्रेडिट कार्ड नहीं है और वह हर महीने अपनी सैलरी से 104 रुपए की सेविंग करने लगे तो भी आपकी कैलकुलेशन के अनुसार 1.5 करोड़ का मालिक हो जाऐगा। सीधी एक बात है खर्च कम करो बचत ज्यादा करो।
![[MV] A leap of faith...ความเชื่อใจครั้งสุดท้าย (From "Petrichor the series")](http://i.ytimg.com/vi/U1piZH2CNXA/mqdefault.jpg)
![ร้อยพ่อพันแม่ - WanMai [Official MV]](http://i.ytimg.com/vi/XY2pNYASEbg/mqdefault.jpg)
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Sar kuchh jankari dijiye h
you tube par channel kaise banaye is par full video Bana do sir Achhe explain karke sir please 🙏🏻 sir
Mazza aa gaya😊
Bahut achchi jankari
Bhatak rahe the adhuri jankari ke karan
Thanks for good information
बहुत अच्छा लगा इस हिसाब से School में एक period होना चाहिए। ऐसा ज्ञान देना आवश्यक है। बहुत बहुत धन्यवाद।
Sir Thank you very much
आपने ऐसी बातें बताई जिससे Financial Planning की असली ताकत पता चली। मुझे बताते हुये ख़ुशी हो रही है कि मैं अपनी बताई बातों में से Almost 60% पहले से फॉलो करता था। बाकी कि आपकी 40% बातें और फॉलो करूँगा। Thank You So Much सागर जी, you are incredible.
Fulchand 🎉
Hi
पहले तो एकाउंट में 2 लाख होने चाहिए ,
उसके लिए महीने के 2 लाख कमाना पड़ेगा फिर,
महीने का 2 लाख खर्चा करना पड़ेगा,
फिर इतनी सारी माथा पच्ची करने के बाद 800 रुपए SIP में इन्वेस्ट करना पड़ेगा,
तो 40 ,50, साल बाद 2.5 करोड़ रूपए मिलेगा,🤔
यह तो बिल्कुल हि समझ के परे हैं,
जो बंदा महीने का खर्चा 2 लाख करे ,
उसकी कमाई महीने की 4 लाख तो होगी ?,
फिर वह सिर्फ 800 हि क्यू इन्वेस्ट करे ?
एक कहानी याद आई,
अंडे फिर मुर्गी फिर अंडे फिर मुर्गी......…😂😂😂
Bhai chota dimag beraojgar aadmi theek aaise he sochta hai jaise tune likha hai agar kabhi es level pe aaya ke tere paas 15-20 lac ke credit card ho gye jo ke bht badi baat nai hai fir samajh aayega paise kaise ghumane hai tab tak apne band dimag ko band he rehne de ;)
Bakvas karta hy
पंचरवाला कमाएगा कितना और खर्चा करेगा कितना ! 🤣🤣
बैंक से लेकर भाग जाओ भिखारी कही के ।।।कोई मेहनत से कमा रहा है पंचर ।।।और तू झाड़ू लगाता है सफाई कर्मचारी की ओलाद तेरे से अच्छा पंचर वाला ।।।समझे गु उठाने वाले
😂😂😂 sir ham garib hai 3000 hai sir
Aap really best hai sar
Kash Maine pahle aapke videos dekhe hote to life kab ki sudhar jaati
You are really great sir
Hari Om
गुड सर पहली बार कोई ऐसा बंदा देखा जिसने फर्स्ट टाइम में ही अपनी बात समझा दी❤ लव यू सर
Sir maine apne bohot paise option trading mai gavay hai aur aapke otion chain k videos dekhne baad mujhe pata chala right way. Thanks sir
Hello
Sinha jee, bahut badhiya..aapke aadhe ghante ke video me joki hum pura dekhe, aapne pura pura ghumaya, pahle kahani sunaya, phir etf sip bhi Bata diye aur finally apne baare me bataya..aisa Kaun sa credit card hai sir ji Jo aapko Bina processing fee aur vat (if abroad) ya tax ke 833 kamwa de raha..bahut Naya hai hamare liye..arey sahab bas kijiye..aise hi laga hua hai jindagi me aur aap blueberry le rahe hai
Sir Bahut achi jankari mili..thanku sir hum to Aaj Tak avishap Wale dar se hi card nahi liye. lekin ab hum kal hi apply kar denge thanku so much sir.
Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject ..... Thanks to Gianna Everett the lady you recommended.....
She taught me how to make profit while trading,just stick to her instructions and you excel. I'm na huge fan of investment. I hold a few coins in my wallet while I trade the rest with her,
Investing appropriately today can save you a whole lot of stress in the near future, so anyone who is not investing now is missing a great Opportunity.
That is true my dear, Investment is the best idea presently and without it, human struggles are worthless.
SHE'S MOSTLY ON TELEGRAMS WITH THE BELOW NAME
@Ms_Everett
A great trick used by Financial planner is that they first divert your mind, mean aapko sapne dikhane ka kaam karna, after that they will always tell you only invest not reedem, they always hope that you will never die. As per my opinion a person spending 2 lakh in a month through credit card should be having income of around 7-8 lakh per month, and a common man have income in a bracket of 50k per month and can spend 10 to 20k maximum through credit card, so how much he/she should get, sir will exactly tell us. Although video is good only for listening. Thanks and Regards all.
right bro...ye log kewal youtube se kamate hai....
Same baat hai bhaiyo TH-cam he kewal good income source hai inke aur kuch nahe
सर आप बहोत अच्छा ज्ञान दे रहे हैं अगर सही ध्यान देकर सुनके अमल में लाया गया तो पूरा देश गरीबी से निकल जायेगा धन्यवाद सर
Bakwas gyan se raha hai apane credit card use kiya hai kya?
Ye gyan nahi bakaiti hai..😂
Pahli baat agar 12% annualized return bhi consider karo(very optimistic case), to bhi return 1 crore hoga.
Aur dusri baat ye sab karne ke liye aap apni Jeb se 10 crore kharch kar chuke honge
"Sagar Sinha Ji की वीडियो देखकर बहुत मजा आया! क्रेडिट कार्ड से पैसे कमाने की जानकारी बहुत उपयोगी लगी।" 🙂
Interesting concept. I was curious so I did some math, how much percentage return will be required to make 833 monthly to 2.4 cr in 40 years, it comes out to be 15.6%, so the number looks a bit inflated to me. For return calculation please use max 10-11 % (even in Index funds), @ 10% it comes out to be 48 Lakhs only in 40 years. Second which job goes on for 40 years with starting salary 2 lakhs, though this argument can be countered with - its a simple concept start with 30,000 pm salary but someday u will reach 2L pm.
I accept that concept is interesting but don't get excited with 2.5 cr number. The returns are gonna be much lower than this. Save wisely, spend wisely.
Credit card se jab aap paisa withdraw kroge to usme v 2% lagta hai. It means 2000 per month aur return 833. Iska mtlb you are paying 1167 from your own pocket
@@heyitsaabhi you don't pull out money through wallets here..he is speaking about paying every bill with a credit card..
yaha log amir hone ka sapna dekhne ae hai. sir unko behla rhe hai... logo ko behla kar youtube view se ye khud kafi moti karmae kr rhe hai... story alwaasays works.
I have never seen such a worse financial tips from anyone so far. Guys i've been using CC from past 4 yrs nd i made 11 lakhs+ income and bought gold. So atleast i have good experience with CC's and finance. Whatever this guy is telling is a peice of junk. Practically speaking who else keeps consistents spends of 2 lakhs every month. And FD is one of the worst thing youngsters can do in this age. FD is a security meant for old people who's retired and dont want any stress, they invest in fd and relax. Its for them
This couch potato is misleading u all. U can make income from CC's absolutely true. But not in this way at all. Its stupid way. Even kids can give u that info. What kind of finance knowledge is needed to explain this useless shit. 1st u people stop follwing him. Get good guidance u will make more. Once again dont fall into this stupid trap.
Exactly, you can't expect a 15% return on long term say like 10-15 years.
ये 833₹ बचाने के लिए 2 लाख महीना खर्च करना पड़ेगा 😮
Hahah sahi baat , chutiya bana Raha hai ye bass,
Koi 1 ye video dekh ke banyega
99 fass jayenge
Maja aa gaya
sahi kaha apne
Kmm kharch krogay toh 25000 pm wali example follow krna
Bhai ye gadha admi h google search se idea leke video me gyan deta h.... is se jada to mai alag trick se bana leta hu Sirf 50k invest kr k. jo google pe kvi ni milega 😂
बहुत ही अच्छी और साफ-सुथरी वीडियो बनाई है सर आपने साधुवाद आपका❤❤
Apke es 833 ke liye hr mhine 2lac khrch krne pdenge mtlb 2lac 30din bad bhro ya 45 days apne 2lac to gye bhai or 40 sal tk mtlb 9.6cr to krch kr diye ab bch gye apke 833 ke hisab se apki calculation 2.6cr lekin jo eske bich ka difference hoga 7cr vo apne krch kr diye apke 2.6cr kmane ke liye bhut bdiya 🙏🙏 aankhe khul gyi prabha ap phle kha the phle mile hote to abhi tk 1cr to kma hi chuka hota
Par Sir kuchh shopkeeper Credit card se pay Karne par 2% charge lete hai. Maine Gadi ke Tyre dalavaye 15500 bill tha . 2% charge ke sath 15800 bill pay karna pada
But the problem now a days is most of the vendor hesitate taking payment from credit card, or if they take it than they ask 2% extra for paying from CC. Additionally some vendor only accept UPI, no card swipe machine.
Correct , he didn't explain this
Card swipe me 1.5% se 3% tak kat ta he dukan wale ka
C bana bana rha hai ye
Auto swipe se bhi 5-6% intrest nhi milta 1 month mein
2.5% intrest milega auto swipe se 1 month mein
Isse jada to normally saving account mein mil jayega 3%
Sir main 16 year ka tha tab hi maine financial education Sikh liya tha . Or Aaj bhi aap se kuch na kuch nya sikhane aata hun ❤
104*12=1248*40=49920 after 40 years aur ye banda 1.5 crore bata raha hai interest bh i laga lo 60 or 70k aayega... what is calculation
Yh chuttiya ne nA kisi card ka name liya faltu ki baat
Bata raha hai
@@kaushalmaheshwariifywo bahi sip me compounding interest ka khela hai ye sab
Aaj se 10 sal pahle , 100 per month fees hoti thi school ki ,
Esliye paise ke sath mahgae bhi bad rahi h
i wanna use credit card but not for 40 yrs planning for today only.. apni kamaai ka 50 % ya kabhi 100% but never more than 100% for points and cash back and good deal
सर सच में मजा आ गया ऐसा गुरु मिला नहीं अभी तक बहुत-बहुत धन्यवाद सर
104*12=1248*40=49920 after 40 years aur ye banda 1.5 crore bata raha hai interest bh i laga lo 60 or 70k aayega... what is calculation
@@kaushalmaheshwariify sip calculator ka use Karo bro tab samajh me aayega. 50 years main rs- 104 ki sip se 15% ki dar se 1.45 crs ban Raha hai
@@kaushalmaheshwariify compound effect
Kaisa mza bhai main ap ko 10000 deta hun ap use mbl len apko to mbl mil gya ab ap mere paise kaise den ge
Jiska kharch 200000 mhina h.
😅 Use 800 kitne logo ka hota h 200000 mhina kharcha.
Pehli baar maine TH-cam par maire jaisa insaan dekha hai aur wo aap ho sir 🤣🤣🤣 Waah Great ❤️
Matlab bakchod😂😂😂
Never seen a better video on financial planning and management than this. You are a genius Sinha saab ! Thank you so much for such valuable information.
Bahut accha laga sir aap credit card ke bare me bahut accha se samjha deya credit card ka fayda our nuksan kiya hai
सच में बहुत बहुत बहुत ही मजा आ गया सर जी ऐसे जानकारी कोई नहीं देता आज के समय में बहुत बहुत धन्यवाद सर जी जानकारी के लिए 🙏🙏
No cost emi mei interest bank payment krta hai but interest ke upar GST customer ke credit card statement mei aata hai and ye GST ka payment cm krta hai.processing fee v charge hota hai jo cm ko hi payment krna parta hai.BUT still your video is informative and excellent
Jab aap 5k ki koi chij no cost EMI pe lete ho to wo aapko 4.5k ki bill hoga and bache 500 main gst and all fees adjust ho jate hain means at the end sab charges and all pakad ke wo aapko 5k main hi pdega 👍
Thank you Sir I have started SIP in Index fund SBI after your last session This is also a worthwhile video.
Great🎉
Bhai index fund me dalne ka koi matlab nhi hai wo v aaj k time me... Ye Mera point of view kyoki Mera alag points aur analysis hota hai..
@@omprakashsingh7330 to kaha invest karna sahi rahega Sir kuch guide mar dijiye fir
Thanks a lot gor this valuable information, I will definitely use it.
@@Shaillendrasingh aapko SIP karna hi hai to aapke pass bahot saare funds hai jaise ki... Flexi Cap, large cap, mid and large cap and small cap... Aise funds me agar aap investment karte hai to aapka investment ek Index fund se achha growth dega... Index funds (other Index funds too) sirf 50 large cap shares k bunch hote hai to ye fund FD se achhe honge lekin jaisa maine aapko bataya hua funds se Kam return dega...😊😊😊
Ereeeeeeeèe
Chalo auto swipe ke bare me to sahi bataya aapne baki kharcha rok k sabaka intrest le lunga thank you sir
Same story Sir, I was working in Bangalore, salary 26k. HDFC credit card, minimum due payment for one year long ... Then EMI mein transfer.. fir job chala gaya and I was done. Someway survived with help from parents.
what job you were doing.. looking for a job too
Same
Dear kya HDFC ka credit card bnva lu to best services h iski ??
According to you
@@hoshiyar374 banva le bhai mere pass 3 he
Maja aa gya sir.....Kuku FM already subscribed when I watched your ETF wala video.....Thank you so much sir....providing such types of thoughts....!!!
कोन कोन ये विडियो कर्ज खत्म करने के 8 तरीके को देखने के बाद देखने आया है 😂
Be Like:-👍
वेवकूफ बनाया ।
Acch
Hi
Guru ji mujhe credit card ke bare me koi knowledge nahi thi is liye
Me you tube par search kiya to apki vidio mili to ab mujhe ise use
Karne ki knowledge mil gai he kyo ki me credit card lene ki soch rha tha is liye socha iske bare me knowledge bhi lele jaye ki ise kis tarike se us karte he /
Thank you guru ji 🙏 ❤❤❤❤
I have 11 credit cards but i never paid minimum due not even single time thanks to my active mind 😊
How to get 11 cards...😶
Give some tips...!!!
@@asghan7395Mere pass ek b card nhi tha har bar reject ho jata tha fir maine 15000 ki fd karwai or 15k ki fd per 9900 ka credit card mila aaj total 13 lakh ke credit card hai mere pass
मैं भी सर के जैसा ही सोचता हूँ और हर महीने 800 रुपये केवल कैशबैक के रूप में कमा लेता है😂😂😂😂
Anybody need credit card dm me
Always remember one thing... Jo bhi Free me milta hay... Sirf aur Sirf Dhoka hay.
Whenever you gets something Free, it means you are Product. 🙏
Bhai card se bank mei transfer ka Paisa b lagega
धन्यवाद इस उपयोगी और जानकारीपूर्ण वीडियो के लिए! क्रेडिट कार्ड के बारे में ये सभी महत्वपूर्ण जानकारी साझा करने के लिए धन्यवाद। इससे हम ऑनलाइन शिक्षा और वित्तीय स्वतंत्रता के बारे में बेहतर जानकारी प्राप्त कर सकते हैं। 🙏
Main credit card se 3 lakh se jyada kama Chuka houn😊
Kese bhai
कैसे आधा पैसा आपका
Kaisa bhai. Thora humko bhi bolo
Bhai sekhi bagharne ke sath sath tarika v bata diya karo
Very helpful tips for finance planning awesome 👍👍👍
Valuable Information Sir... I am thankful to Internet and the valuable informations those are provided by you and such Mentors for free. I am not that rich but I love to know and learn new things.
Where were you...!! today i found you on TH-cam and so glad to go through your useful videos.
Ignoring the negative comments, please keep pouring valuable information on us to simplify this life financially.
Internet is the Knowledge Storehouse because of Gurus like you 🙏
Lots of love and respect 🙏
❤❤❤❤❤❤
आपका लेक्चर बहुत ही ज्ञानवर्धक रहा।
वाह
सिन्हा Sir.. मज़ा आ गया👍💐🙏
104*12=1248*40=49920 after 40 years aur ye banda 1.5 crore bata raha hai interest bh i laga lo 60 or 70k aayega... what is calculation
I already know all these things.
Thanks for the revision
I am doing all these things too
How to get those money from cc without any charges ??
I was really impressed by the topic you chose and more importantly the way you explained Mr. Sinha ji
baat to sahi hai but jitni bada chada kar boli hai utni nhi hai sirf kuku fm ki add story k liye content tyaar kiya hai main same karta hu jase j bhai bhol rhe waise jroor kare par kukufm pe apna pesa barbaad mat kare
100 rs mahine saal ka 1200 aur 50 saal ka 60000 interest laga ke 1-2 lakh yeh 2.5 crore kaise bata raha hai
Very insightful, but the Sip returns sound quite exaggerated.......it'd be helpful n more trustworthy if u could show us some facts and stats.
Well thanks anyways, I'd sure implement those ways to repay my credit card bills as well save some good amount from FD returns...👍
Upi per bhi banao ke upi se kaise pase jata hai
Bhai log, bihar se hun dubai me rahta hun, credit card is the biggest sin one can do in his life..Best financial advice joki apne bade logon se sunte aaye hai ki jitna chadar ho utna hi pair failao..this is simply a game, don't play..
It's really an eye open knowledge of best use of credit card to make better financial returns...great sir....I am using card....but now I can think of this...Thanks a lot sir..always sharing and post ur videos in similar way...to make better financial life
Sach me majja aa gaya sir ji. Aapke videos hal hi me dekhne lagi hun. Aap ke Karan bank ka autosweep k bare me pata chala. I like your videos
maine toh credit card ke amount se ipo apply kia aur bajaj wala aa gya.... 17100 earn kar lia.. ✌️
mere hisab se ipo mai lagao mast return pao.
Bhai bahut bure fassoge ek din market kabhi kisi ka nhi hua
🙏❤️जय श्री कृष्ण जो भी इस समय मेरे कमेंट को पढ़ रहा है उनके माता-पिता को भगवान लंबी उम्र दे जय हिंद जय भारत❤️❤️
आपने समझदार लोगों के लिए कमाने के बहुत अच्छा तरीका बताया है
It was valuable & enjoyable session.
Pls make a video on sip from starting to till ending process.
Sagar Bhai nice information to credit card users and me also👍🙏 Thank you ❤️
Thank you sir for your guidance, this session is really value added session
104*12=1248*40=49920 after 40 years aur ye banda 1.5 crore bata raha hai interest bh i laga lo 60 or 70k aayega... what is calculation
क्रेडिट कार्ड रीच लोगोकिये वरदान ओर मिडल क्लास के लिये ट्रॅप
जब 2 लाख प्रत्येक महीने खर्च करने पर पता income tax नोटिस भी आता हैं ये भी बात बताना जरूरी हैं
Aisa kisne bola ..m to student hu fir bhi 6-7 lakh per months expenses hote hai,,abhi tak to koi notice nahi aaya
Very important awareness, thanks sagar sir, l m very grateful to u,
Compounding padke aa pehle, phir samjega😅
Ye hmeha chutiya bnata hai ,khade khade Amir bna dega aapko ye
Nice information 👌🙂I agree with the philosophy of intelligent way of using credit card❤
Sachme maja aa gaya sir mujhe minimum due ke baare me nahin pata tha Aaj pata chal gaya main apne credit card ka bill 15 20 din pehle he kar deta hun 🙏
Sir mujhe aap se agar kuchh salah Leni ho toh kya aap se baat ho sakti hai please main finensialy pareshaan bhi hun 😢 bas aapki thodi salah chahta hun fir pareshaan nahin karenge ji
सागर सर ! आप ने हर माह की एफडी और ऑटो स्वीप के बारे में बताया। पर इस सिस्टम में हर माह हमारा पैसा भी तो खर्च हो रहा है शॉपिंग में। रही बात एफडी के इंटरेस्ट वाले पैसे के sip से लांग टर्म बनने वाले करोड़ रुपए से तो वो फण्ड तो एफडी के पैसे से बन रहा है ।
दूसरी बात हम लोग जिनका खर्च महीने का 20 हज़ार रुपए है , 30 दिन में 20 हज़ार से क्या बचा लेंगे।
Jo bhi hum shopping ya rashan le rhe hai, credit card se kare.. Not too much.. Credit cards k rewards bhi milte hai
@@kamalkumar71991 500 ki paint credit card ke chakkar mai 1000 mai buy karne, 500 ka nuksan pata nahi chalta h
@@goodies7883 kahna ka matalab h, card ke chakkar mai shoping mall jana padega , 4-5 extra buy kar lange
Ese achha koe shop par jaker same clothes saste mil jayega
Esa kahna chahta hu
@@mastji6126 credit card online shopping/purchasing offers 🙂
Bai 2 lakh ka card free m swipe karoge CARD SWIPE KA 2% Lagta hai saal ka 24% aur interest kya 5% milega
Right 👍 Bro
Ager cash nikalte ho tab 2% lagta h shopping per nahi lagta
थैंक्स सर आपका वीडियो बहुत ही अच्छी जानकारी देता हैं
Jo sir app ne knowledge di acchi laggi or mere pass 20 card h abi or acche se acche card h sab jo sir ne bataya Sam me bhi kar raha thanks 😊
Very good and informative session Mr. Sinha. Many Thanks
baat to sahi hai but jitni bada chada kar boli hai utni nhi hai sirf kuku fm ki add story k liye content tyaar kiya hai main same karta hu jase j bhai bhol rhe waise jroor kare par kukufm pe apna pesa barbaad mat kare
Thanks for giving financial knowledge 🙏
YOU ARE GREAT MOTIVATIONAL MAN THANKS FOR KNOWLEDGE
Bhai,maja aa gaya😊
Free me itni badi jankari...
Great Marketing Gimic to get views.
1. Spending 2 Lac monthly means Salary is 3Lac atleast i.e. 36 Lac PA which is very rare for middle class.
2. Doing SIP of 833 for 40 years, means if someone is in early 20s then he will get 2.5 Cr. at age of 60 and surprisingly earning 36 Lacs at at of 20 is very very very rare.
Farzi Gyan de raha ye..bs utube likes and utube s kamai k leye
Great point📍
Ye कुछ भी बोलता आज काल,ज्यादा भांग ले रहा ये सगरबा आज काल
Income tax kon dega ??
WAOOOO SIR 😊 I REALLY THANKFUL TO YOU FOR THIS SESSION........
Maja aa gaya
🎉
पैसा हाथों की मेल मतलब...जैसे हम हाथ पैर से जब Chaihe मेल निकाल सकते हैं,वैसे ही पैसे को मेहनत करके कमाया जा सकता है, Ye Logic है इस कहावत Ka
Valuable information sir, nice financial planning
इतना अच्छा सुझाव देने के लिए आपका बहुत-बहुत धन्यवाद सर ❤ आप और आपका परिवार हमेशा खुश रहें स्वस्थ रहें मैं भगवान से प्रार्थना करूंगा आपके सारे सपने पूरे हो❤ thank u so much Sir ❤🙏🙏
Shi keh rahe ho 2 lakh kon kharch karta hai per month 😅😅😅😅
Bebakufi wali bat samjhen pehle video ko ap kisi se 5000 rupye lie use koi cheez kharid lie ap woh 5000 us bnde ko kaise denge ab apne to un paiso ka saman kharid liya hai 😀😀🤣
One point is missing regarding the tax on return of FD 😊
यह बात तो आप जिनसे रिटर्न भरवाते हैं उनसे पूछ लेनी चाहिए। मेरे विचार से।
@@bkgarg4453yes mai khud bharta hu
भाइयों credit card कोई मत लो इसकी लत लग सकती है, इसमे वित्तीय जोखिम है, सावधान रहें😊😂😂😂....
Speechless performance 🙏
😉Mja .-2..mja...aa .gya
Sir this is very valuable knowledge for me and i hope others also😊
Sir good evening
Credit card se pese bank me tfr kese kare bina charges ke
VALUE ADDING SESSION SIR. NICE SIR❤❤❤❤
Bakchodi jyada hai video me
0
Matlab 15 second ki kaam ki chij btane ke liye 30 minutes ke video upar se promotion bhi....sahi h sir 😅
Sir very nice plan. But amount of credit card never withdraw through UPI or cash deposit into saving account. If it will not withdrawl then how we can use it. Send withdrawl way. How to credit CC amount cash into saving account?
Bro don't use credit card or take any loam amount for investment
Gurudev aapke Charanon Mein Sadar Pranam🙏 aapka Jo Gyan Milta hai usse Mera Jeevan Safal Nahin balki Dhanya Ho Gaya. ISe Prakar Aap Ki Kripa Bani Rahe.
Good vedio
But for depositing in bank we have to withdraw cash through credit card that is negative point
Please clear in what way we have to deposit in bank
He is talking about his salary or income deposit ... Salary or income is coming every month and he can use it directly but he will use from credit card and after end of the month he will pay through bank account
अगर चालीस साल में 2.5 करोड़ कम लग रहा है और आपको 5 करोड़ चाहिए तो आपको मंथली खर्च 2 से बढ़ाकर 4 लाख करना। बाकी आपको कुछ नही करना है। बस ज्यादा खर्च करना है।😂😂
Thank you for motivation Sir👍
Maja aa gaya sir ,thank you for your guidance 😊
Hii
Maja aa gaya sir 🙏 aph great ho sir.....🤗👍
good to hear but waise hi sip kar lo yaar 25 000 ka suit le sakte ho 1000 rs Sip kar do....aur 2lakh mahine ka kharch rahe to 5000 ki SIP bhi kar lo.....pulav pakne me time lagta hai mere bhai...
Sir I really proud of you.
And thankyou so much for helping people.😊
❤
What about Tax ? As 2 lakh 2 lakh per month se 24 lakh ka transaction hogya yearly . Tax nahi lagega sir ji 😅?
Uper se 10 lakh se jyada use karnay pe credit card pe yearly tax lagta na sir
pada tha kahin meinay 😅
Hmmm.. absolutely right
Ye sab cool banen ke bolna padta h
Yes tax to count kiya hi nahi🤔
Are Bhai koi tax nahi lagta kahi se kahi Tak bhi income tax to phele hi lag chuka hota hai
4% nahi milta bich k me bhi. Koi bhi statment dikha do jo agar 4% mil jaaye reward
Thanks a lot sir for good financial knowledge.
Sir Mobile shop example me usko 2.% total credit card transaction ka dena hoga. Aapne sirf 2.5 lacs k profit k upar calculate kara hai. 2.5 lacs less 2% = Rs 2.45 lacs. Overall its good video. worth watching
Maza aa gya sagar sir n thank you for this kind information ❤️🙏🏼
रियली- बीग@ फायनान्शियल .नॉलेज...
Sir aapke 2 crocre sub cribers hone chahiye.. Aap boht ach gyan produce kar rahe ho TH-cam se..
Jabardast Video with full of knowledge....
chakk te phatte bhaji tussi great ho
Sirji bahut behtareen kaam kar rahe ho, bahot acchi jankari di hai aapne, maza aagaya
Sir, you are the best economic adviser.
Sagar ji , great information. But aisa koi jugad batao , jisse credit card se kharcha nahin balki direct investment kar saken
Finance management wali baat jabardast hai bhai
Mera friend hai ji I.T. se hai vo vipro me America 3 saal job karke bhi karje me hai
Maja aa gaya Mai 69 years old hui Mai swp karna chaeta hui kya kru
Kuchh jjyada hi maza aa gaya boss ! What you say is very practical. Think thrice before you use a credit card ...never get into the trap of a minimum 5% payment until a medical emergency is there.. Rest is already explained how to use its features, advantages, and benefits through your wisdom. Your presentation is a great learning but at the same time its like watching a comedy show.....at times your desi words, language, humor, and expressions are very entertaining as well especially for those in stress due to 5% clause ha ha ha
अब ३० सालों में २.५ करोड़ रुपए बनाने के लिए हमें हर महीने २ लाख खर्चा करना पड़ेगा इससे अच्छा अगर एक साल पैसे बचाकर कोई बिजनेस ही डाल दिया तो २.५ करोड़ नहीं १० करोड़ बना लेंगे इसलिए फालतू का जान मत दो और जी बकवास उतनी करो जितनी जनता के काम सहन कर सकें 😂😂😂😊
मैं तो कहता हूं क्रेडिट कार्ड इस्तेमाल ही मत करो।बावा कर रख लो । क्रेडिट कार्ड मजबूरी में खर्च करने का साधन है। हो सके तो उसको समय पर भर दो । नहीं तो ब्याज देना पड़ेगा। आम आदमी ब्याज देकर है पीछा छुड़ाता है ।जिसके पास क्रेडिट कार्ड नहीं है और वह हर महीने अपनी सैलरी से 104 रुपए की सेविंग करने लगे तो भी आपकी कैलकुलेशन के अनुसार 1.5 करोड़ का मालिक हो जाऐगा। सीधी एक बात है खर्च कम करो बचत ज्यादा करो।
सही कहा खर्च कम और और बचाओ लेकिन बचाए पैसों को सही जगह इनवेस्टमेंट करना भी बहुत जरूरी है......
Macchali ki kahani se le kar credit card ka sadupyog .... bahot khub, ...lajwab