Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing.. I will write her an e-mail shortly.
Thanks Mark. It's important people know the harsh realities. I don't think expat vloggers in the Philippines mention this enough. Dave, Perth, Australia
From what I see many guys come here with way too high expectations and they simply move way too fast at the start. This culture requires you to crawl, walk then run, this takes time and there are no shortcuts in the learning curve. Every successful expat has plan a, b and c in place for every scenario that could arise in daily life. My advice is to come here and decompress from Western life for awhile, forget dating , drinking and making friends with other expats. Take 6 months get on a motor and explore the Island and also take time to really determine what you want this life to look like. After you answer some hard questions with yourself then and only then should you start looking for a partner and slowly creating the life you desire. The big thing is not to rush anything here, don't trust anyone 100%, set boundaries and never compromise on them. After all it's our time now, we have worked our entire life for this, make it great!
You are spot on with this! A person should take the time to do self inventory and evaluate their new surroundings before looking for and/or trusting a partner. Very good information.
Yeah, for something that is easily dealt with in a 1st world country, you are either going to die or end up extremely fucked up affecting both your quality and quantity of life.
He is spot on. On what he mentioned but there are many many more problems. Consider your age. Your health. Your finances. The level of comfort you require. Do you like to dress nice ? Because if you do the climate here is unbearable. The infrastructure is totally unreliable.
Thank you for your time that you dedicate to talk so openly and objectively about your life, I am sure that this information will be useful to many people. I wish you and your family much health and happiness.
@@rusted5408 Bangkok Hospital was actually rated worldwide ahead of Duke Medical Center and The Mayo in Phoenix. Right there with the UCLA Medical Center.
Whoaaaaaaaaa, another eye opening video ,kinda tells us like it is, many things for potential Expats to ponder before going to retire in the PH, any way thxs for posting some really good info
If you wait until you're in the Philippines to apply for Social Security benefits, it will take 60 to 90 days rather than 30 days if you apply in USA. You can call them only on Tuesday or Thursday and only between 8am and 11am.
I’ve seen first hand what the health care system is. Friend had a stroke. Her husband backwards and forwards to the pharmacy. Public hospital in Angeles city was an eye opener. Poor souls in cubicles with cats walking around. It’s shocked me. Dozens of issues to navigate through in the Philippines if things go right or wrong. Most cases your on your own
The Philippines gives guys the opportunity for a second chance at life. Thank you for not sugarcoating what life is like there. All the best to you, Jen, and Rogan.
I retired at 48 and moved to Thailand with my wife and son (both Thai citizens) about 23 years ago. I live about 4 hours north of Bangkok and medical treatment has always been affordable and medications cheap doctors good, but you do need someone with you at your bedside - no 24hr nursing care even in private hospital. Quality of goods is OK although when I first got here it did seem like goods from other countries were working all right but had some imperfection, so they got dumped here in Thailand. Since most things have only a one-year warranty that hasn't been an issue. I live in a city so ambulance service is available - you have to call the hospital - out in the country back of a pickup truck is best you can hope for. My wife died 6 years ago from cancer - married for 43 years - so the falling down I can't get up scenario is creeping into my thoughts lately. Really hard to find some you can trust especially where $$ is concerned.
pfdolin1.... hi, I went thru similar as you. After my wife died, I was screwed legally with immigration matters. I packed my bags and left. Not because I wanted to, but my full residency required her signature... just a few days after she died. So I was doomed in that country. I had to leave. I miss that country. (Nearby the country that you are at) I am back in my own country now.... in a cosy flat. But with a totally relaxed mind. No more worrying about staying legal and who is going to look after me or rip me off. Think very hard about getting back to your country, or another similar one where you can be legal, and getting any Government social benefits that are due to you.
Was in the US NAVY 1972 to 1993. During the 70's and 80's in and out of the Philippines many times. I married a Filipina (50 years now). One thing for sure is if you move to the PI with a local woman you marry the ENTIRE family and I mean the ENTIRE family. You find out there are family members that come out of the woodwork. You are expected to dole out the money. HEALTH is the Biggest issue there. Good video.
you are correct. It is serious in SE Asia, not just Philippines. The pressure goes onto your wife, and she has to bring the matters up with you, about school fee's, school uniforms, 2x pigs for grandads farm.... oh f*ck, the fence is broken and the pigs escaped.... get a fence and 3 more pigs,..... oh Grannies gen-set needs replacing. This needs doing. Or the tractor or whatever shat itself and it will cost to get it repaired. This isn't just your partner and her parents economic needs.... it is for the brothers and sisters and auntie and uncles and anyone that can claim some sort of family connection. And their kids. It is customary or traditional obligations. Remember the phrase: CUSTOMARY OBLIGATIONS. It will become increasingly more relevant to you after some time spent, living in their country. Forget those 'obligations', and you will have big relationship problems. Go with it, and you will still have problems.
Excellent video! There are pros and cons to retiring abroad, esp if you’re a westerner. This video hopefully forces one to be brutally honest with themselves, not just seeing PH as a cheap place to retire. I think it’s a great place to visit, but don’t think I’d want to live there. I don’t think I could handle the heat, all the noise, the brownouts and the cheap quality of goods. Yet I love the people, most of them are kind, speak English.
I grew up in the philippines and im planning to bring my americans family back in the island... to all foreigners you need to study the sorrounding first before you make a big move... enjoy the beach and hire a maid a driver who can drives you around... let money talks and learn the island culture for your own safety... Remember this.... bad guys in philippines have the biggest smile in the island.
Good info. Thank you. US Navy retired.visited Philippines Western Pacific deployment (1984 &1986). Lived in the Philippines Subic Bay (1987 - 1991). The US Navy. It is not a job. It is an adventure. "Go Navy"
Im living here full time, remote, 14 yrs. I packed up and moved here with my Filipina wife who was born here and grew up in Chicago. We cane with 4 children. Were divorced. Shes back in the states hunting for a new sucker and im here in the home i built, gardening, making art, enjoying time on the water. Life is beautiful. People are polite. Have a plan and some balls. Life is to short.
I believe that expats should have a clear sense of expectations and know what they want. It’s not a fantasy although some think it is to be in the 🇵🇭. But as the saying goes without a plan one plans to fail no doubt. We should always be very careful who we allow to have access to us. They can affect everything: our finances, our vibe, our energy, our peace. Because often they are bringing with them negativity. Thanks for sharing real life 🇵🇭 video. ✌🏾👌🏾👍🏾!
Financial education is what we need right now for more than 70% of the society in the country as very few are literate on the subject. Thanks to Stacey Macken, the woman that changed my financial life.
I know this woman you just mentioned. Stacey Macken is a portfolio manager and investment advisor. She gained recognition as the first female trader educator; a renowned investor she is. Stacey has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
Honestly, I'm surprised that this mrs Stacey Macken is mentioned here, came across a testimony about her from one of the beneficiaries on the CNBC news, she seems to be doing extremely well .
She changed my life Financially I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Stacey Macken, for her expertise and exposure to different areas of the market.
For me, I can't get over the fact that so many GIs died over there. A friend I know, had an uncle that was disabled from that war. They warned me when i spent the night there, that he would wake up every night with horrible nightmares, reliving what he experienced on the battlefield. I saw first hand the consequences of that war. And for those reasons I cannot visit the country.
Time and time again i watch your vids. Time and time again I am so happy I chose Thailand. Each to their own, but I cannot understand why someone wants to live in PH. Rents high, yet quality is low. Food costs high, yet quality is low. Internet costs high, yet quality is low.........I could go on.......
I do know some Belgians who lived many years in Thailand. But eventually came back home. Old, sick, broke. Settling in with a child or relative , fading away.
Thanks for your rigorous honesty and willingness to share as Paul Harvey used to say, "the rest of the story". In an age where the norm is fakery, falsehood, half truths and basically propaganda whether political, commercial or cultural, hearing a version closer to reality, fact based truths no matter how harsh it maybe is more a blessing and refreshing than living or believing in a lie. Integrity always trumps deception and lies. You've obviously been blessed in spite of the hardships and challenges you've faced over the years. Kudos to you. Reap the rewards you've earned whether be it through paying your dues or living in your dharma.
With regard to healthcare in the Philippines there are nursing schools in the Philippines that teach a 4 year Bachelor of Science in Nursing (BSN) degree entirely in English. The nursing course follows a curriculum from the USA (California?). Graduates of these schools then move abroad. Many to the US where they get their RN designation and start working for about $75K a year.
My father and I did remote adventure travel until he couldn't do it anymore into his early 90s. We would fly in and get dropped off in some of the most remote places on the planet. We knew that the smallest injury could result in losing your life. Living your life worrying if there is someone there to rescue you if you get in trouble is not living. It's only been for a little more than 100 years that worrying about this has entered our lives. We are all going to die. Enjoy life without worrying about dying, or in the end, you will leave with regrets..
I visit America once a year and am always ready to leave the US. It is a work in progress but after 10 years of visiting PH I'm good. Health issues concern me most. If i didn't like it here I would move to Thailand or somewhere else. Mark is absolutely right about having a mate and support. Must have a steady flow of income and stay with US banking.
Mark- The first video I watched of yours was the "Harsh realities of life after 60" This has to be the BEST straight forward video I've ever watched and it came at a perfect time for me! I've watched it 4 times and have forwarded it more! Now I see this video and I'm wondering why did you move there? Using your advice in the first video would have been perfect for life in America in some rural area outside a big city? Having said that, I know nothing about you, your journey or your past in the U.S., career or anything and I apologize for that up front. Like you said in the first video, "I'm not afraid of death but dying scares the shit out of me..." If I can help it, I won't suffer in a meat wagon on the way to a so called hospital! Again, I'm very happy finding your channel and listening to your advice. Just hit 70 and so much of what you said has hit home for me. Take care of your family and best wishes for your future! P.S. I'm done with my Lisinopril and have plenty to send ya! LOL
I love living in the Philippines. But I didn't want to sugar coat it. There are challenges. Thank you for watching and for taking the time to share your thoughts 😊
(1) Looking for a Modern Hospitals?Just go to Cebu (the closest island from Dumaguete). (2) No Emergency Hotline in Phi?Wrong Buddy. Davao City has 911, Metro Cebu has ERUF 161, etc. Different City, Different Hotline and they do have ModernAmbulance and even Air Ambulance (3) 30 HypertensionTabs cost $12 at the MercuryDrugstores. Much cheaper at the General Hospitals (4) Phi has All-Inclusive PostPaid and PrePaid HMO providers like Maxicare, Medicard, Axa etc. (5) No Mailman in Phi?Wrong again Buddy. Maybe in Dumaguete. (6) You can actually pay hospital bills with your debit cards without necessarily entrusting your card to other person to withdraw a cash for you (7)Not everything in Phi is made in China and not all Made in China products in Phi are jerry built - DJI, BYD, Huawei, Li-Ning Shoes, Anker, UGreen etc (8) No Return, No Refund or Exchange is illegal and considered a deceptive sales act.
If I have a heart attack and I’m single with no one to help me how am I going to pay the hospital? It’s my understanding they won’t treat you without payment. My fear is being unconscious and passing away only because a payment wasn’t received
I've never visited the Philippines, but am one of those considering it- so I'm completely neutral on these subjects. I would be interested hearing him respond to what you said in another video. This might be a good reason for a guy doing his homework on various locations to live, finding out what is and what is not available, and to choose accordingly.
I'm sure he was only speaking of Dumaguete where he and lots of expats reside. The point I believe he's making is that in general, the Philippines is a 3rd world nation lacking western norms and conveniences.
This is why you have multiple bank accounts and only put what you're going to withdraw or use or have for emergencies... and never use the same passcode for all the cards... this way your wife, girlfriend, 'trusted friend' cannot damage your finances that much! you may be better off using law firms... although lawyers are lawyers, you may need multiple ones handling different cards and have them ready to knife each other if things go wrong down the road... but with limited amounts in each account, again they can only drain so much. i've done this in mexico since i began traveling to mexico when i was 26 (and that's also when i stopped dating western women lol).
To sidestep carrying a valuable card, or lending it, or other hazards, how about a pocket full of 500 dollar gift cards? I wonder if there is some unseen downside?
very informative video, I'm glad you started out with the number one reason not to move to P.I., medical. I'm your age born in 1955, lived in P.I. 1975-1978 my dad was with the U.S. embassy. Best years of my life, but at 69 have too many medical issues to even think about moving to P.I. Men our age have to be very realistic about what we can and cannot do anymore
THANK' YOU FOR TELLING US THE TRUTH. THE PHILIPPINE IS BEAUTIFUL, BUT IT'S JUST NOT FOR ME. I ENJOY WATCHING AND SHARING YOUR UH VIDEOS. KEEP UP WITH THE WONDERFUL WORK !
This is a good reality check. I've also been here over 6 years and I've lived both in the city and province. There is no 911, life alert. There was a neighbor that dropped Dead at church during the Christmas season. I think they were trying to get him into a car but there's no ambulance to call. Think hard about where you want to live. I'm 50 and I'm living here. I'm not sure if I want to do this at 70. You're taking a calculated risk.
After 60, it gets real. I avoided medical tests for 20 years, ended up with advanced female cancer at 67. Now, I take the medical care, would be afraid to not have it.
Personally I think this is an excellent video. Let's people know that just because they have a bit of money it's not necessarily paradise. Lots of things to consider. Not the least of which is losing a lot of contact with people back home. Good honest information here.
Great Video Mark. I think it's great that you don't sugar coat it and tell it like it is. These are all things I have thought about. But you living there for as long as you have and the friends you have there give your viewers a great insight to living in the Philippines. I got married to a girl from the Philippines in 2022. We will either settle here in the States or back there in the Philippines in the future. I have an outstanding wife, I have known her for over 5 years now. She is from near the ILOILO City area. Thanks for your Video's Mark. I watch them quite often.
I've spent my birthday and Christmas in Bangkok Pattaya Hospital. Many nurses checking on me, brought me a birthday cake. For being stuck in a hospital, not too bad. But it's Thailand.
I built a beautiful home then the rifraf moved into our subdiv. it turned into a slum/farm. noise as hell. dirty, people burning rubbish when I got them garbage collection. after 9 yrs off and on. I had enough. it is a disrespectful culture. My wife is staying for while but I am leaving next week and I will never come back here. I am fed up with the people here.
@@amvet5387yeah may you find your people someday. maybe the US will suit you better, having the same personality as yours --very open minded, adaptable, no karens, happy, jolly, chill and super friendly,👍🙄😎🤣 LMAO
You better all understand it's always about the money it's always been about the money it's always going to be about the money you better get that through your thick head
Superb information, Mark. You definitely provided rarely expressed perspective on very important aspects of starting a new life in the Philippines. Truly, thank you. Wishing you and your beautiful family all the very best.
You know I was married to a Filipina and I went to the Philippines and I’ve met a new Filipino but when I see your comments and I see how difficult it is to operate over there I’m not sure why I would lower my standards for less quality of life, even though this woman that I know is incredible I would part of the time in Canada and visit maybe 3-4 times a year.. I know men who are doing this and it works better. She’s a widow very smart very bright 18 grandchildren, but I have a feeling my money is going to deplete very quickly when I have to start helping the grandchildren and her children.
Been to the Philippines 9 times with my wife. We live in London. All those reasons are very honest and true and it's why BOTH of us don't want to live there. It's just TOO MUCH HASSLE. Having experienced probably a couple of years of it in total. Just couldn't be bothered
Very good video. I am retired and live in Panama. I know, this is a Philippines video but much of what you are talking about applies to any country that you move to. I have been in Panama since 2009. I have lost contact with everyone that I used to know in the US. I am not Panamanian so I do not have a network of people that I can depend on. I am fortunate in that I do have a wife to assist me with things as I age. But there is no help for most of us as we age when we live outside the US. You pretty much walk alone as an Xpat. You have to learn to deal with that reality. Having been in Panama for many years I noticed that most Xpats come and go. They just go back to where they came from.
Yuuuup one of the best vlogs I've watched bar none, very positive and to the point. Excellent quality information 💯% right on! Im 80yrs now and have been here full time 10yrs and i totally agree 💯%. This is something I have been thinking about sense June when i hit that 80 platue . Thank you for your time and patience and the info, you have cleared up a lot of questions i had! First time watcher and now a subscriber ‼️😉👌🏽🤗🙏☯️
Thank you so much for this video and the information. I have been considering retiring to the Philippines, for all the usual things, but your video answered a lot of my questions and concerns-I am staying where I am now (Europe). FYI: I have dual nationality (UK & USA) and have been trying to get a non lucrative visa for Spain for nearly 18 months now! Yes, retiring abroad is not easy.
Solid valuable insights, this video of truths is more valuable I suspect than the person who posted it realises, thank you "young-sir". At 81' I suspect I'm older than you are?. More than I realised, everything in the Philippines seems to be a cross between India and a range of other Third World countries. (perhaps reinforcing the value of travelling very widely before you settle anywhere?) Great video, it touched on a broad range of difficulties. :)
Maybe, but maybe you will just have to investigate the same drug with a different local name. I used to move around between countries and needed 2 or 3 different drugs..... in some cases I ended up with a drug with a different name, that did the same thing.
You are correct about the mail system when I sent mail from New Zealand. You pay for priority delivery and it can take months to turn up if you not in Manila.
Thanks for your insight! Enjoyed watching you. I can see many similarities with me moving from Russia to Mexico apart from probably more US expats living in Mexico and literally the same time zone span.
you good mate in sharing all this information I lived 10+ years in the Philippines and can confirm all you talk right and helpfully, one more important thing is culture and family. they aspect you take care for them means your gf or wife you have the complete family as bonus but as soon she break up or cheat etc. they let you down and choice for her "blood is thicker as water"!
Was living in the Philippines for 3 years, recently returned to the states in the nick of time as had some heart issues requiring extensive and expensive tests but covered by MediCare.
Thank you for this reality. Check. Not the flowery rainbows video you typically see. Especially healthcare, that is a huge factor and deciding where to live in my opinion.
I'm so happy I made productive decisions about my finances that changed my life forever., bought my second house in August and hoping to retire next year at 41 if things keep going smoothly for me....
Another good video, thank you for sharing Marc. Thats the reason, I think Im not ready to give up retiring full time in the Philppines nor any other country. Ill just split my time between there and the US to be on the safe side of my retirement. Sometimes, I considern retiring on a cruise ship where you can travel extensively but live comfortably and safely travel and in the event of emergency, you have advance medical care on board and can fly you out back home to more advance medical facility for that emergency medical situation. Just a thought Id🎉 like to throw out there for those considering retirement in other countries. Always be prepared for emergency situations like Marc mentioned and have a back up plan.
@@carollynt Most cruise ships have a nurse at least on board who can render emergency aid and summon advance help. Larger cruise ships have doctor on board and er snd are equipped with advance lifesaving equipment. Just like navy warships have on board a qualified corpsman who can render emergency life saving techniques and larger ships like aircraft carriers
I decided long ago that whereever I live in the Philippines, that since the land will never be mine and nothing is permanent, that the home I invest in will be a gift for whomever I am in a relationship with. That way if things workout good - I stay. If it dosen't - I will always have a plan B and leave if necessary. If I ever experience that I will not be in any hurry to get into another relationship. Same goes with money. Never loan anything and if I do help someone it will be a gift expecting nothing in return.
@@carollynt LOL, maybe in the 70s. My nephew just got his first job at McDonald's and is pulling down 20/hour. You should be making twice that if you are doing anything productive.
It’s the same here most of the product are made in China.Even if you buy a product that’s made in the US the parts are made in China.Houses in the Philippines don’t have address or mail boxes.
Well done! If I were seriously considering a foreign country, this video would have convinced me that the Philippines would not be right for me, so it would have saved me a lot of headaches. The big risk with other countries in general is that most of them do not remain stable for very long and therefore your life in any of them is likely to be turned upside down without notice. Many of the countries in South America call their periodic episodes of turmoil, "Tuesday"!!! Most Americans can't handle that sort of thing. For example, in many countries it is wise to have an escape plan!
I accept the risks. And I have never been happier. But I thought it was important to be honest with my viewers. The Philippines isn't for everyone. Thank you for watching ☺️
@@everymanhasastory I agree completely. You're being truthful and open with people and therefore, the risks they take are on them. Life is a risk. Others blow smoke up people's skirts and that's just wrong.
![[MV] A leap of faith...ความเชื่อใจครั้งสุดท้าย (From "Petrichor the series")](http://i.ytimg.com/vi/U1piZH2CNXA/mqdefault.jpg)
Exceptional wisdom, experienced, candid, clear, thoughtful. Never thought such insight would be found on TH-cam on any subject.
Thank you so much. Your comment made my day ❤️
Retirement isn’t an end goal, but a journey best secured by careful and consistent investments.
Retirement is the reward of disciplined investing over the long term, not just a destination.
My adviser guided me through retirement planning, ensuring my investments were strategically positioned for long-term rewards.
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
Sophia Maurine Lanting can't divulge much. Most likely, the internet should have her basic info, you can research if you like.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing.. I will write her an e-mail shortly.
Thanks Mark. It's important people know the harsh realities. I don't think expat vloggers in the Philippines mention this enough. Dave, Perth, Australia
From what I see many guys come here with way too high expectations and they simply move way too fast at the start. This culture requires you to crawl, walk then run, this takes time and there are no shortcuts in the learning curve. Every successful expat has plan a, b and c in place for every scenario that could arise in daily life. My advice is to come here and decompress from Western life for awhile, forget dating , drinking and making friends with other expats. Take 6 months get on a motor and explore the Island and also take time to really determine what you want this life to look like. After you answer some hard questions with yourself then and only then should you start looking for a partner and slowly creating the life you desire. The big thing is not to rush anything here, don't trust anyone 100%, set boundaries and never compromise on them. After all it's our time now, we have worked our entire life for this, make it great!
You definitely hit on some great true points👍🏾!
Yep
Interesting..I was thinking of retiring there,but prefer to visit frequently its safer...
You are spot on with this! A person should take the time to do self inventory and evaluate their new surroundings before looking for and/or trusting a partner. Very good information.
Good advice
One man's dream is another man's nightmare.
Thays this world, a nightmare for real people...not bots..
@@acornsucks2111 no. one man's nightmare is one man's dream.
Not so cut and dry. There are situations where one man’s nightmare is everyone’s nightmare. Same with the dreamy
The older I get, the less I trust people.
I thought it was just me 😮
Really sobering information
Makes me rethink everything
Yeah, for something that is easily dealt with in a 1st world country, you are either going to die or end up extremely fucked up affecting both your quality and quantity of life.
Good stay out
No weed? Fuck that!
He is spot on. On what he mentioned but there are many many more problems. Consider your age. Your health. Your finances. The level of comfort you require. Do you like to dress nice ? Because if you do the climate here is unbearable. The infrastructure is totally unreliable.
Your best vblog ever Mark. Not to scare anyone, we’ll just a little. But informative. Makes us think 2x
Thank you for watching and for your kind words 🙏
Thank you for your time that you dedicate to talk so openly and objectively about your life, I am sure that this information will be useful to many people. I wish you and your family much health and happiness.
The hospitals here in Bangkok are wonderful.
Pretty nurses don't make it wonderful (haha)
@@rusted5408 Bangkok Hospital was actually rated worldwide ahead of Duke Medical Center and The Mayo in Phoenix. Right there with the UCLA Medical Center.
@@BillonBass has nothing to do with my comment about pretty nurses. Bot
You shared valid points, I live in the jungle in Mexico and recognize a lot of issues you mention.
Exactly I am a resident in MX and trying to get your deposit back, good luck
I'm really struggling to understand why all you guys love it so much there.
NO point trying to explain - experience it yourself.
It's an acquired taste. Not for every man.
The Philippines is awesome. Definitely not for the weak.
@@slavetothegrind872 Not for the weak is why its hard to love cheap yes but other than that its third hand for way too many things to live full time
@@zorbakaput8537
I have been there 5 times and I won’t be going back. The place sucks.
Whoaaaaaaaaa, another eye opening video ,kinda tells us like it is, many things for potential Expats to ponder before going to retire in the PH, any way thxs for posting some really good info
Yep I'm staying on USA soil
Visit for vacation. Then escape to USA..:-)
That was probably the most sobering take I've seen on retiring there. I needed this. Thank you!
So many men need to hear this...
If you wait until you're in the Philippines to apply for Social Security benefits, it will take 60 to 90 days rather than 30 days if you apply in USA. You can call them only on Tuesday or Thursday and only between 8am and 11am.
The Philippines SS office took about 5 months to get my SS going.
@@thaidawg9231 wonderful
I’ve seen first hand what the health care system is. Friend had a stroke. Her husband backwards and forwards to the pharmacy. Public hospital in Angeles city was an eye opener. Poor souls in cubicles with cats walking around. It’s shocked me. Dozens of issues to navigate through in the Philippines if things go right or wrong. Most cases your on your own
What do cats have to do with anything?
@acornsucks2111 there were feral cats running around the hospital I have seen them
@@joyblevins8712 Spitball: Keeps the rat population down?
Great video. A major service to those considering retirement in the Philippines. You won’t see me there. 🤝
Philippines is no longer on list best places to retire!
The most sensible comment 👏 I've read 📚. Nobody in their right mind would think life could be any better in this 💩 hole.
The Philippines gives guys the opportunity for a second chance at life. Thank you for not sugarcoating what life is like there. All the best to you, Jen, and Rogan.
Thank you for watching and for taking the time to comment 😀
I retired at 48 and moved to Thailand with my wife and son (both Thai citizens) about 23 years ago. I live about 4 hours north of Bangkok and medical treatment has always been affordable and medications cheap doctors good, but you do need someone with you at your bedside - no 24hr nursing care even in private hospital. Quality of goods is OK although when I first got here it did seem like goods from other countries were working all right but had some imperfection, so they got dumped here in Thailand. Since most things have only a one-year warranty that hasn't been an issue. I live in a city so ambulance service is available - you have to call the hospital - out in the country back of a pickup truck is best you can hope for. My wife died 6 years ago from cancer - married for 43 years - so the falling down I can't get up scenario is creeping into my thoughts lately. Really hard to find some you can trust especially where $$ is concerned.
I keep thinking of moving to Thailand.
The US is going nuts.
@@zenrandoThe US has gone to hell in a handbasket
pfdolin1.... hi, I went thru similar as you. After my wife died, I was screwed legally with immigration matters. I packed my bags and left. Not because I wanted to, but my full residency required her signature... just a few days after she died. So I was doomed in that country. I had to leave. I miss that country. (Nearby the country that you are at)
I am back in my own country now.... in a cosy flat. But with a totally relaxed mind. No more worrying about staying legal and who is going to look after me or rip me off.
Think very hard about getting back to your country, or another similar one where you can be legal, and getting any Government social benefits that are due to you.
Thanks for the reality check.
Was in the US NAVY 1972 to 1993. During the 70's and 80's in and out of the Philippines many times. I married a Filipina (50 years now). One thing for sure is if you move to the PI with a local woman you marry the ENTIRE family and I mean the ENTIRE family. You find out there are family members that come out of the woodwork. You are expected to dole out the money. HEALTH is the Biggest issue there. Good video.
you are correct. It is serious in SE Asia, not just Philippines. The pressure goes onto your wife, and she has to bring the matters up with you, about school fee's, school uniforms, 2x pigs for grandads farm.... oh f*ck, the fence is broken and the pigs escaped.... get a fence and 3 more pigs,..... oh Grannies gen-set needs replacing. This needs doing. Or the tractor or whatever shat itself and it will cost to get it repaired.
This isn't just your partner and her parents economic needs.... it is for the brothers and sisters and auntie and uncles and anyone that can claim some sort of family connection.
And their kids.
It is customary or traditional obligations.
Remember the phrase: CUSTOMARY OBLIGATIONS. It will become increasingly more relevant to you after some time spent, living in their country.
Forget those 'obligations', and you will have big relationship problems.
Go with it, and you will still have problems.
All great points. The question is.... who can you really trust?
Nobody there.
No one. In your greatest time of need they will take advantage of you.
@@AJourneyOfYourSoul And when you are most vulnerable.
That is the very scary part!
None
Excellent video! There are pros and cons to retiring abroad, esp if you’re a westerner. This video hopefully forces one to be brutally honest with themselves, not just seeing PH as a cheap place to retire. I think it’s a great place to visit, but don’t think I’d want to live there. I don’t think I could handle the heat, all the noise, the brownouts and the cheap quality of goods. Yet I love the people, most of them are kind, speak English.
I grew up in the philippines and im planning to bring my americans family back in the island... to all foreigners you need to study the sorrounding first before you make a big move... enjoy the beach and hire a maid a driver who can drives you around... let money talks and learn the island culture for your own safety... Remember this.... bad guys in philippines have the biggest smile in the island.
Good video. You are very good at explaining things like they are. The very best.
TY YOU are the first guy to lay it out like it really is instead of painting the standard unrealistic paradise picture .
As a Canadian living in the Philippines I agree with everything you said.
Good info. Thank you. US Navy retired.visited Philippines Western Pacific deployment (1984 &1986). Lived in the Philippines Subic Bay (1987 - 1991). The US Navy. It is not a job. It is an adventure. "Go Navy"
Thank you for watching and for taking the time to comment 😀
Im living here full time, remote, 14 yrs. I packed up and moved here with my Filipina wife who was born here and grew up in Chicago. We cane with 4 children. Were divorced. Shes back in the states hunting for a new sucker and im here in the home i built, gardening, making art, enjoying time on the water.
Life is beautiful. People are polite. Have a plan and some balls. Life is to short.
I believe that expats should have a clear sense of expectations and know what they want. It’s not a fantasy although some think it is to be in the 🇵🇭. But as the saying goes without a plan one plans to fail no doubt. We should always be very careful who we allow to have access to us. They can affect everything: our finances, our vibe, our energy, our peace. Because often they are bringing with them negativity. Thanks for sharing real life 🇵🇭 video. ✌🏾👌🏾👍🏾!
Don't simply retire from something; have something to retire to.
Financial education is what we need right now for more than 70% of the society in the country as very few are literate on the subject. Thanks to Stacey Macken, the woman that changed my financial life.
I know this woman you just mentioned. Stacey Macken is a portfolio manager and investment advisor. She gained recognition as the first female trader educator; a renowned investor she is. Stacey has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
Honestly, I'm surprised that this mrs Stacey Macken is mentioned here, came across a testimony about her from one of the beneficiaries on the CNBC news, she seems to be doing extremely well .
Been debt free for two years thanks to Stacey Macken. So sad to see my friends in their 40s with car loans, mortgages and credit card debt
She changed my life Financially I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Stacey Macken, for her expertise and exposure to different areas of the market.
Visited once, hated it. No desire to return. Saying that visited Vietnam many tines. Eventually built a life here.
Saigon? Da Nang? Hanoi?
@@chrisbunka built a 3 story house 200 meters from beach in nha trang. 2023. And this year bought a small holiday home in sapa
@@sagepirotess6312 My hat is off to you! I am sure you’re very proud of them.
For me, I can't get over the fact that so many GIs died over there. A friend I know, had an uncle that was disabled from that war. They warned me when i spent the night there, that he would wake up every night with horrible nightmares, reliving what he experienced on the battlefield. I saw first hand the consequences of that war. And for those reasons I cannot visit the country.
@@sagepirotess6312 on commie land that you can't own though...the corruption is less in phillipines....
Time and time again i watch your vids. Time and time again I am so happy I chose Thailand. Each to their own, but I cannot understand why someone wants to live in PH. Rents high, yet quality is low. Food costs high, yet quality is low. Internet costs high, yet quality is low.........I could go on.......
I understand. But for me the Philippines works. Language is a big plus.
I do know some Belgians who lived many years in Thailand. But eventually came back home. Old, sick, broke. Settling in with a child or relative , fading away.
It's too bad they were broke, because Thailand has some great Convalescent Homes from what I've seen.
Thanks for your rigorous honesty and willingness to share as Paul Harvey used to say, "the rest of the story". In an age where the norm is fakery, falsehood, half truths and basically propaganda whether political, commercial or cultural, hearing a version closer to reality, fact based truths no matter how harsh it maybe is more a blessing and refreshing than living or believing in a lie. Integrity always trumps deception and lies. You've obviously been blessed in spite of the hardships and challenges you've faced over the years. Kudos to you. Reap the rewards you've earned whether be it through paying your dues or living in your dharma.
Thank you for watching and for taking the time to share your thoughts 😊 I appreciate your kind words
With regard to healthcare in the Philippines there are nursing schools in the Philippines that teach a 4 year Bachelor of Science in Nursing (BSN) degree entirely in English. The nursing course follows a curriculum from the USA (California?). Graduates of these schools then move abroad. Many to the US where they get their RN designation and start working for about $75K a year.
And everyone in the Philippines know it's one of the best ways to getting a US Visa.
The Philippine nurses are well known and respected around the world.
My father and I did remote adventure travel until he couldn't do it anymore into his early 90s. We would fly in and get dropped off in some of the most remote places on the planet. We knew that the smallest injury could result in losing your life. Living your life worrying if there is someone there to rescue you if you get in trouble is not living. It's only been for a little more than 100 years that worrying about this has entered our lives. We are all going to die. Enjoy life without worrying about dying, or in the end, you will leave with regrets..
Planning to avoid a reckless death isn’t the same as worrying about dying.
Dying needlessly is overrated. 😂
everyone dies, whether you worry about it, or not. So it's not a problem.....
I visit America once a year and am always ready to leave the US. It is a work in progress but after 10 years of visiting PH I'm good. Health issues concern me most. If i didn't like it here I would move to Thailand or somewhere else. Mark is absolutely right about having a mate and support. Must have a steady flow of income and stay with US banking.
Mark- The first video I watched of yours was the "Harsh realities of life after 60" This has to be the BEST straight forward video I've ever watched and it came at a perfect time for me! I've watched it 4 times and have forwarded it more! Now I see this video and I'm wondering why did you move there? Using your advice in the first video would have been perfect for life in America in some rural area outside a big city? Having said that, I know nothing about you, your journey or your past in the U.S., career or anything and I apologize for that up front. Like you said in the first video, "I'm not afraid of death but dying scares the shit out of me..." If I can help it, I won't suffer in a meat wagon on the way to a so called hospital! Again, I'm very happy finding your channel and listening to your advice. Just hit 70 and so much of what you said has hit home for me. Take care of your family and best wishes for your future! P.S. I'm done with my Lisinopril and have plenty to send ya! LOL
I love living in the Philippines. But I didn't want to sugar coat it. There are challenges. Thank you for watching and for taking the time to share your thoughts 😊
Been using the Amazon 49$ thing....got me a new Samsung tablet and it arrived in 7 days...I was astonished
(1) Looking for a Modern Hospitals?Just go to Cebu (the closest island from Dumaguete). (2) No Emergency Hotline in Phi?Wrong Buddy. Davao City has 911, Metro Cebu has ERUF 161, etc. Different City, Different Hotline and they do have ModernAmbulance and even Air Ambulance (3) 30 HypertensionTabs cost $12 at the MercuryDrugstores. Much cheaper at the General Hospitals (4) Phi has All-Inclusive PostPaid and PrePaid HMO providers like Maxicare, Medicard, Axa etc. (5) No Mailman in Phi?Wrong again Buddy. Maybe in Dumaguete. (6) You can actually pay hospital bills with your debit cards without necessarily entrusting your card to other person to withdraw a cash for you (7)Not everything in Phi is made in China and not all Made in China products in Phi are jerry built - DJI, BYD, Huawei, Li-Ning Shoes, Anker, UGreen etc (8) No Return, No Refund or Exchange is illegal and considered a deceptive sales act.
If I have a heart attack and I’m single with no one to help me how am I going to pay the hospital? It’s my understanding they won’t treat you without payment. My fear is being unconscious and passing away only because a payment wasn’t received
I've never visited the Philippines, but am one of those considering it- so I'm completely neutral on these subjects. I would be interested hearing him respond to what you said in another video. This might be a good reason for a guy doing his homework on various locations to live, finding out what is and what is not available, and to choose accordingly.
Wow. Well said. You've done your homework.
I lived in Mozambique for a long time. Talk about deprivation? And I'm rich....
@@skjoe1115 By what standards?
I'm sure he was only speaking of Dumaguete where he and lots of expats reside. The point I believe he's making is that in general, the Philippines is a 3rd world nation lacking western norms and conveniences.
Yours is an older man's Cinderella story. Blessings to you! 😊
This is why you have multiple bank accounts and only put what you're going to withdraw or use or have for emergencies... and never use the same passcode for all the cards... this way your wife, girlfriend, 'trusted friend' cannot damage your finances that much! you may be better off using law firms... although lawyers are lawyers, you may need multiple ones handling different cards and have them ready to knife each other if things go wrong down the road... but with limited amounts in each account, again they can only drain so much. i've done this in mexico since i began traveling to mexico when i was 26 (and that's also when i stopped dating western women lol).
As Brother Vention would say..."and don't get married"
@@marcuscicero538 100%!!!!!
To sidestep carrying a valuable card, or lending it, or other hazards, how about a pocket full of 500 dollar gift cards? I wonder if there is some unseen downside?
very informative video, I'm glad you started out with the number one reason not to move to P.I., medical. I'm your age born in 1955, lived in P.I. 1975-1978 my dad was with the U.S. embassy. Best years of my life, but at 69 have too many medical issues to even think about moving to P.I. Men our age have to be very realistic about what we can and cannot do anymore
THANK' YOU FOR TELLING US THE TRUTH.
THE PHILIPPINE IS BEAUTIFUL, BUT IT'S JUST NOT FOR ME.
I ENJOY WATCHING AND SHARING YOUR UH VIDEOS.
KEEP UP WITH THE WONDERFUL WORK !
Good on ya for realizing that. Most dont.
At least $ 10- 20K for medical emergencies if they can even diagnose you accurately and on time.
This is a good reality check. I've also been here over 6 years and I've lived both in the city and province. There is no 911, life alert. There was a neighbor that dropped Dead at church during the Christmas season. I think they were trying to get him into a car but there's no ambulance to call. Think hard about where you want to live. I'm 50 and I'm living here. I'm not sure if I want to do this at 70. You're taking a calculated risk.
Thank you for watching and for taking the time to share your experiences 😊
After 60, it gets real. I avoided medical tests for 20 years, ended up with advanced female cancer at 67. Now, I take the medical care, would be afraid to not have it.
nice to hear a realistic summary of some potential issues instead of only or unrealistically positive perspectives
I try to keep it real. Thank you for watching ☺️
Great and Honest video. Thanks Mark.
Personally I think this is an excellent video. Let's people know that just because they have a bit of money it's not necessarily paradise. Lots of things to consider. Not the least of which is losing a lot of contact with people back home. Good honest information here.
Great Video Mark. I think it's great that you don't sugar coat it and tell it like it is. These are all things I have thought about. But you living there for as long as you have and the friends you have there give your viewers a great insight to living in the Philippines. I got married to a girl from the Philippines in 2022. We will either settle here in the States or back there in the Philippines in the future. I have an outstanding wife, I have known her for over 5 years now. She is from near the ILOILO City area. Thanks for your Video's Mark. I watch them quite often.
Been fallowing you since you started. Great information for lots of ppl. Well spoken
I've spent my birthday and Christmas in Bangkok Pattaya Hospital.
Many nurses checking on me, brought me a birthday cake.
For being stuck in a hospital, not too bad. But it's Thailand.
Great insights. Thanks for sharing, Mark.
Thank you for watching ☺️
I built a beautiful home then the rifraf moved into our subdiv. it turned into a slum/farm. noise as hell. dirty, people burning rubbish when I got them garbage collection. after 9 yrs off and on. I had enough. it is a disrespectful culture. My wife is staying for while but I am leaving next week and I will never come back here. I am fed up with the people here.
I understand very interesting to here from someone else.takecare
Are you going back to the USA?
LoL another bites the dust 🎉 🎉 di na kinaya 😂😂
@@kristinhannah001 LOL
@@amvet5387yeah may you find your people someday. maybe the US will suit you better, having the same personality as yours --very open minded, adaptable, no karens, happy, jolly, chill and super friendly,👍🙄😎🤣 LMAO
You better all understand it's always about the money it's always been about the money it's always going to be about the money you better get that through your thick head
Very insightful. I appreciate it.
Superb information, Mark. You definitely provided rarely expressed perspective on very important aspects of starting a new life in the Philippines. Truly, thank you. Wishing you and your beautiful family all the very best.
Never before have I heard an expat speak this kind of truth. Thank you. Good luck
You know I was married to a Filipina and I went to the Philippines and I’ve met a new Filipino but when I see your comments and I see how difficult it is to operate over there I’m not sure why I would lower my standards for less quality of life, even though this woman that I know is incredible I would part of the time in Canada and visit maybe 3-4 times a year.. I know men who are doing this and it works better. She’s a widow very smart very bright 18 grandchildren, but I have a feeling my money is going to deplete very quickly when I have to start helping the grandchildren and her children.
You would become the "Bank of Mum & Dad" as we call it in the UK. All in 1 person, for easier access
If you are thinking about moving there grom Calif just go live in Tijunana, mex for 6 mos and you will understand the conditions there
Been to the Philippines 9 times with my wife. We live in London. All those reasons are very honest and true and it's why BOTH of us don't want to live there. It's just TOO MUCH HASSLE. Having experienced probably a couple of years of it in total. Just couldn't be bothered
Great video Mark. Fore armed is fore warned. The grass isn’t always greener. Thanks for sharing.
Very good video. I am retired and live in Panama. I know, this is a Philippines video but much of what you are talking about applies to any country that you move to. I have been in Panama since 2009. I have lost contact with everyone that I used to know in the US. I am not Panamanian so I do not have a network of people that I can depend on. I am fortunate in that I do have a wife to assist me with things as I age. But there is no help for most of us as we age when we live outside the US. You pretty much walk alone as an Xpat. You have to learn to deal with that reality. Having been in Panama for many years I noticed that most Xpats come and go. They just go back to where they came from.
Yuuuup one of the best vlogs I've watched bar none, very positive and to the point. Excellent quality information 💯% right on! Im 80yrs now and have been here full time 10yrs and i totally agree 💯%.
This is something I have been thinking about sense June when i hit that 80 platue . Thank you for your time and patience and the info, you have cleared up a lot of questions i had! First time watcher and now a subscriber ‼️😉👌🏽🤗🙏☯️
Thank you so much for this video and the information.
I have been considering retiring to the Philippines, for all the usual things, but your video answered a lot of my questions and concerns-I am staying where I am now (Europe).
FYI: I have dual nationality (UK & USA) and have been trying to get a non lucrative visa for Spain for nearly 18 months now!
Yes, retiring abroad is not easy.
Thank you, Mark. A word to the wise is sufficient.
Great content. Thank you!
Thanks for your refreshing honesty. Much better to make life-changing decisions with your eyes wide open.
Solid valuable insights, this video of truths is more valuable I suspect than the person who posted it realises, thank you "young-sir". At 81' I suspect I'm older than you are?. More than I realised, everything in the Philippines seems to be a cross between India and a range of other Third World countries. (perhaps reinforcing the value of travelling very widely before you settle anywhere?) Great video, it touched on a broad range of difficulties. :)
Lisinopril $16 for 200 tablets 50mg here in Thailand
My wife switched to losartan because lisinopril made her cough constantly
Wowza. Thats great
@@amvet5387 Wow. Me too! That's what I encountered also. Was shocked that was a well known side affect to Lisinopril.
It is noted as an allergy in your medical records.Or should be.
My problem is my doctor will prescribe me the American drugs i need. Cant find any pharmacys that have it..
Maybe, but maybe you will just have to investigate the same drug with a different local name. I used to move around between countries and needed 2 or 3 different drugs..... in some cases I ended up with a drug with a different name, that did the same thing.
Loving life so far in Vigan city 5 years. 🤘🤘. Wife’s a doctor mother laws a doctor so we’re covered 🇵🇭💞
Man, nice background. Your video-making skills are definitely improving, but are always entertaining and helpful.
Thank you 😊
Mark, this is an excellent video. Great job.
You are correct about the mail system when I sent mail from New Zealand. You pay for priority delivery and it can take months to turn up if you not in Manila.
Well-intentioned and to the point. Refreshing.
Thanks for your insight! Enjoyed watching you. I can see many similarities with me moving from Russia to Mexico apart from probably more US expats living in Mexico and literally the same time zone span.
Good advice buddy, keep it real for everyone. Appreciate your real take on everything.
you good mate in sharing all this information I lived 10+ years in the Philippines and can confirm all you talk right and helpfully, one more important thing is culture and family. they aspect you take care for them means your gf or wife you have the complete family as bonus but as soon she break up or cheat etc. they let you down and choice for her "blood is thicker as water"!
Go to Rustan's in Ayalla Cebu-City ther you can get quality !!!
Philippines for friendship and relationships, Thailand for amenities and better quality living
These recon trips are okay. But you really know only when you reside there “ forever”. Some negatives come up. But also positive things.
All excellent advice.
Was living in the Philippines for 3 years, recently returned to the states in the nick of time as had some heart issues requiring extensive and expensive tests but covered by MediCare.
Here is an issue, the medication in the US-Dapaglifloxin is 1,800 in the US and in the Phils it is 147.00 USD
Farxiga ( dapaglifloxinin) in Watson is 41 pesos not 147pesos.
Very good honest video - thank you for that! Keep up the good work.
Thank you for this reality. Check. Not the flowery rainbows video you typically see. Especially healthcare, that is a huge factor and deciding where to live in my opinion.
Mine too.
Buy health insurance if you move there. And speak with someone who understands the coverage first. And I have no idea who that would be.
I'm so happy I made productive decisions about my finances that changed my life forever., bought my second house in August and hoping to retire next year at 41 if things keep going smoothly for me....
Another good video, thank you for sharing Marc. Thats the reason, I think Im not ready to give up retiring full time in the Philppines nor any other country. Ill just split my time between there and the US to be on the safe side of my retirement. Sometimes, I considern retiring on a cruise ship where you can travel extensively but live comfortably and safely travel and in the event of emergency, you have advance medical care on board and can fly you out back home to more advance medical facility for that emergency medical situation. Just a thought Id🎉 like to throw out there for those considering retirement in other countries. Always be prepared for emergency situations like Marc mentioned and have a back up plan.
The worst place to be really sick is on an airplane or a cruise ship. There is no ER.
@@carollynt
Most cruise ships have a nurse at least on board who can render emergency aid and summon advance help. Larger cruise ships have doctor on board and er snd are equipped with advance lifesaving equipment. Just like navy warships have on board a qualified corpsman who can render emergency life saving techniques and larger ships like aircraft carriers
I decided long ago that whereever I live in the Philippines, that since the land will never be mine and nothing is permanent, that the home I invest in will be a gift for whomever I am in a relationship with. That way if things workout good - I stay. If it dosen't - I will always have a plan B and leave if necessary. If I ever experience that I will not be in any hurry to get into another relationship. Same goes with money. Never loan anything and if I do help someone it will be a gift expecting nothing in return.
Thanks, good info
Loaf of white bread in Philippines = 85 cents. At Kroger, 4$. Just 1 example
A loaf of bread doesn’t tell the whole story.
@@MargaretGSmith-c1q Correct. Minimum wage PH = $10.00/day. Minimum wage US = $160/day. That means the 85 cent bread is way overpriced.
Id rather be in the US and pay the 4 bux at Kroger.
Minimum wage in the United States (federal) is $58 per day.
@@carollynt LOL, maybe in the 70s. My nephew just got his first job at McDonald's and is pulling down 20/hour. You should be making twice that if you are doing anything productive.
It’s the same here most of the product are made in China.Even if you buy a product that’s made in the US the parts are made in China.Houses in the Philippines don’t have address or mail boxes.
Superb; truthful, helpful .
Thank you 😊
Great video…. It should be required viewing before coming to the country.
I’ve been there twice and see no reason to move from Arkansas to there. Everything takes 4 times longer to get done.
Well done! If I were seriously considering a foreign country, this video would have convinced me that the Philippines would not be right for me, so it would have saved me a lot of headaches. The big risk with other countries in general is that most of them do not remain stable for very long and therefore your life in any of them is likely to be turned upside down without notice. Many of the countries in South America call their periodic episodes of turmoil, "Tuesday"!!! Most Americans can't handle that sort of thing. For example, in many countries it is wise to have an escape plan!
I accept the risks. And I have never been happier. But I thought it was important to be honest with my viewers. The Philippines isn't for everyone. Thank you for watching ☺️
@@everymanhasastory I agree completely. You're being truthful and open with people and therefore, the risks they take are on them. Life is a risk. Others blow smoke up people's skirts and that's just wrong.