So many great helpful tips. So much of saving money is about not being lazy. DIY takes time, effort and creativity but it is worth the final outcome of saving money. It also creates an incredible sense of accomplishment and self satisfaction. Learning to sew, cook, bake, paint craft ,etc. keeps you busy and takes up time allowing you to save money on entertainment.
Thank you for the tips! I gave up buying paper towels and napkins. We use cloth napkins that I made out of a bunch of spare fabric I had. I use just regular kitchen towels instead of paper towels.
I love the way you talk for some reason! And I'm really taking a lot of what you said into consideration. I'm 17 so I'm pretty young but I want to start with good habits at a young age. I'm super motivated! Thank you for this video
That's probably true! But I use app everything at work and my job pays my phone bill so I choose to stick to the iPhone haha! Thanks for watching and commenting!
I keep a spreadsheet of where i spend money. Yes somethings are worth the extra money so they don't break and you don't have to repair it or buy a new one e.g. cars. I learned to make food at home and not eat in the canteen so much
I love that you live in a big city! That is awesome because so many budgeters are in smaller areas and the struggles for budgeting are different. As a budgeter in a larger city myself, it's nice to have encouragement of someone who understand the struggle. Love the finding free things to do and working at a gym.
All really good advice, however I was kinda surprised you didn't mention Ebates when ordering online. You not only save cash when shopping online using Ebates, but you also get cash BACK! They send a check to your door after you've earned so many points for using their site. They're linked with the majority of the major online stores like amazon, ebay, etc.
OMG I was wondering about your eyebrows!! They make such a difference, you look so put together! I loooove your channel I'm so happy I found it! There aren't that many girly budgeters that live in expensive cities, so your info is super helpful!
We love saving 50-50% of our income. All good tips. It's shocking how much fun you have and yet still save a lot of money! You just need to be aware of where your money is going.
Really enjoyed your video! The only thing I disagree is with the brand / not brand clothing thing. Personally when I shop I know exactly what I want. But I prefer to give more in clothing if has more quality and therefor last longer. Still I prefer to have less clothing but better quality.
I agree. I noticed that I was spending way too much money on clothes from lower end stores and the items didn't last after 2 washes (lol). I now invest in quality pieces that last alot longer, but still able to keep my minimal wardrobe.
I agree with you both! I don't think name brand clothes are the only high quality clothes, though. Often times they are overpriced because of the brand and not always the best quality. Totally hear you on the investment being worth it when you buy better quality clothing! Thanks for watching, ladies!
Yes! People underestimate it but if you look at my insta from March 2016 you can see a dress that I made instead of paying 2 or 3 hundred for it! Little bits add up to a lot! Also you can sew alterations on your clothes and not pay a cleaners to do it, and you can even charge others to do their alterations so you make a little extra money that way too! Thanks for watching and commenting!
You are like the opposite of me 😆 my perfect day would be staying at home alone watching a Netflix series 😂 or drawing/ painting something by myself lol
Thank u Miss, have been using ur recommendations and they worked! Also, I live in Miami, FL, and have roommate from Brooklyn. Also, have co-workers from Long Island and the Bronx with Puerto Rican, Dominican, Italian backgrounds including one that used to leave in Massapequa Park since he apply for the Police Dept.. there since they pay the most. They tell me NYC has best pizza, cheesecakes, Yankees fans, etc. Nice videos. keep up the good work. FORGET ABAOUT IT...jejeje
Thanks for all the helpful tips! Everything you talk about is going to be beneficial especially since my family lives in Hawaii ( crazy expensive 😫) my husband (Johnathan Nieves) seen me watching your videos and noticed who you are! I guess you guys went to church or school together, small world.
Such good ideas! :) I like shopping in the off-season, especially at the outlet mall. I can get nice clothing without spending much. I also trim my own hair at home-- have probably saved hundreds over the past few years after just spending $10 on a nice pair of scissors. :) I just found your channel and I'm happy I did! Wooo!
Well I guess your more devoted to credit so I won't push it, but I think your skin is really flawless! anyway I just got approved for a new card but I was looking to also apply for a personal loan and was wondering how long should I waite before applying again? Or should I just apply? Thanks again Yanely.
Wow Your skin is flawless! I know that you channel is devoted to credit help but can you do a video on skin care. I would love to know what's you routine. thanks
it would be really helpful if u share ur take on threading eyebrows..as i m doing mine frm past 2 -3 months,,,but still not perfect..though i really lyk urs..thankx for sharing :)
Thanks! I put the link to the video about threading that I watched. I also had a friend help me get better. I practice on my upper lip as well to get more chances to learn how to control the thread. Hope that helps!
Don't mean to be rude but you are fine ass hell, and also very very intelligent. Beauty and brains!!! I have paid off 8 grand of credit card debt paid my student loans now I'm debt free saving for a commercial property. Love your videos Hon 😍
Hi lovely I hope you are well love this video so helpful and inspiring I will definitely be making as many savings where I can!! I hope you are well, I was wondering if I could ask for some help with filming my videos my first one I filmed on my phone which when it is viewed on a TV it is not able to go full screen I was wondering what u use to film your amazing videos, dyu use a video camera or a phone? I have a video camera but the sound on it is very low...Dyu know of a way that I can get around this? I would really appreciate any help. Take care love sonia xxxx
Hey Sonia! Thanks for watching my video :) I actually use my iPhone 6s to film every video. I then upload them to my MacBook and then use iMovie to increase volume and edit etc. Hope this helps!!!
i am a waitress i need help to really budget my cash and i only work part time i also have child support income and i really want to use this money wisely this comes in every 14 days so do you have any ideas for someone like me
Why don't you travel for the price of investing a modest amount on a bicycle. This will save you the price of public transport over short distances - you should be able to commute to work and avoid having to pay gym fees.
Good idea, but in NYC biking from Brooklyn into Manhattan and the Bronx can take over an hour! I am able to read and listen to podcasts on the subway, so it works well, at least for me, right now. Thanks for commenting!
+nizal1 Yes! That is def something to do! In my case I work in education and there isn't much room for growth until I have several years more of experience. But I'm on my way!
YEPPER .... some day you'll make someone a great wife who is SMART with money........ ....... and Yes !! ....... you do have "the BEAUTY maintenance thing" down to the last lash !!!!!! :) [ YEOWZER !!! ]
Um iphones might be overrated and overpriced. But macbooks and imacs have a less chance of going bad. Never had an issue with them. Windows gets viruses and go bad so easily
You're very beautiful, you can wear any regular clothes and still be pretty. Screw the brand, by wearing brand name clothes, you're a living marketing tool.
It's easy to tell others how to save 50% of your income when you don't pay all of your bills tho,ijs. Pay all of your bills rent,light gas water etc w no roommates/help then give tips,that would actually be helpful
I used to do that actually when my rent was 1350 per month and that's one of the reasons I got roommates because it's not worth it to pay that much alone. Thanks for commenting!
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![[UNCUT] The Loyal Pin ปิ่นภักดิ์ EP.15 (3/4)](http://i.ytimg.com/vi/IVwR87OH0_A/mqdefault.jpg)
did she say FOUR sisters who look like her? hmmm... any single ones? lol!!
Girl your eyebrows are ON POINT! Thanks for all the helpful tips xo
Thanks Monica! And for watching and commenting!
Love your personality and way of speaking
Thanks for watching and commenting!
So many great helpful tips. So much of saving money is about not being lazy. DIY takes time, effort and creativity but it is worth the final outcome of saving money. It also creates an incredible sense of accomplishment and self satisfaction. Learning to sew, cook, bake, paint craft ,etc. keeps you busy and takes up time allowing you to save money on entertainment.
Yes! Thanks for watching and commenting!
Thank you for the tips! I gave up buying paper towels and napkins. We use cloth napkins that I made out of a bunch of spare fabric I had. I use just regular kitchen towels instead of paper towels.
Good one!
I love the way you talk for some reason! And I'm really taking a lot of what you said into consideration. I'm 17 so I'm pretty young but I want to start with good habits at a young age. I'm super motivated! Thank you for this video
You're welcome! That's amazing!
Personally I find that the cheaper android phones last longer and are not as breakable
That's probably true! But I use app everything at work and my job pays my phone bill so I choose to stick to the iPhone haha! Thanks for watching and commenting!
I keep a spreadsheet of where i spend money. Yes somethings are worth the extra money so they don't break and you don't have to repair it or buy a new one e.g. cars. I learned to make food at home and not eat in the canteen so much
Smart!
Love it! Love your energy 😁
Aww, thank you :)
I love that you live in a big city! That is awesome because so many budgeters are in smaller areas and the struggles for budgeting are different. As a budgeter in a larger city myself, it's nice to have encouragement of someone who understand the struggle. Love the finding free things to do and working at a gym.
Thanks so much!
All really good advice, however I was kinda surprised you didn't mention Ebates when ordering online. You not only save cash when shopping online using Ebates, but you also get cash BACK! They send a check to your door after you've earned so many points for using their site. They're linked with the majority of the major online stores like amazon, ebay, etc.
11
Loved your video...thanks for sharing
Thanks for watching and commenting!
OMG I was wondering about your eyebrows!! They make such a difference, you look so put together! I loooove your channel I'm so happy I found it! There aren't that many girly budgeters that live in expensive cities, so your info is super helpful!
+CurlsandWellness Thanks so much! Appreciate the positive comments, I really do :)
Omg yes, love the self-threading advice/resource! I needed that so much!!
+Hana Ward Changed my life!
Yay! Yanely! Such a smart lady! Glad I remembered the TH-cam channel.
+YanniVlogs Thanks, love! Appreciate it!
love this video thanks so much for posting, I've subbed! Love from the UK.
+Sophie Gist Thanks for the support! I was just in London several days ago! Love people in the UK!!!
+MissBeHelpful I'm so glad you've experienced London, what a place!
We love saving 50-50% of our income. All good tips. It's shocking how much fun you have and yet still save a lot of money! You just need to be aware of where your money is going.
Totally agree with you!
I love saving money and love hearing suggestions and ideas on it.....Thanks!!!!
Thanks for watching and supporting!!
Really enjoyed your video! The only thing I disagree is with the brand / not brand clothing thing. Personally when I shop I know exactly what I want. But I prefer to give more in clothing if has more quality and therefor last longer. Still I prefer to have less clothing but better quality.
I agree. I noticed that I was spending way too much money on clothes from lower end stores and the items didn't last after 2 washes (lol). I now invest in quality pieces that last alot longer, but still able to keep my minimal wardrobe.
I agree with you both! I don't think name brand clothes are the only high quality clothes, though. Often times they are overpriced because of the brand and not always the best quality. Totally hear you on the investment being worth it when you buy better quality clothing! Thanks for watching, ladies!
Yes part 2. Love it.
LOL thanks!
I love your mindset the world need more women like you
Love this!
I want to retire in 4 years and move abroad so every saving idea helps!
Thanks
Cool! Thanks for watching and commenting!
4 falling angels? Love the videos and enjoy watching that beautiful smile 😊 keep up the great job 👍🏼
Very wise and helpful advice! Living simple goes a long way 👍
Thanks for watching and commenting! I appreciate that!
one you forgot- Netflix instead of cable!
+James Brown Absolutely! Forgot to mention that my roommates and I only pay for internet, no cable or phone service in our home! Thanks!
You started sewing three years ago?!? Time flies!!!!
+guianeb Don't it though!
You have such great advice! Thanks for sharing your knowledge!
You're welcome!
Like the videos. Im learning how to sew and alter my dress clothes for work.
Jamesthacoolcat99 Smart! People underestimate the difference it makes in your life and wallet to learn these simple skills and DIY!
If this girl were a credit score she'd be an 850.
Chino Martinez lol
Great video! Thank you for all the tips. I think I want to try sewing too. I bet it'll save me a ton of $$$
Yes! People underestimate it but if you look at my insta from March 2016 you can see a dress that I made instead of paying 2 or 3 hundred for it! Little bits add up to a lot! Also you can sew alterations on your clothes and not pay a cleaners to do it, and you can even charge others to do their alterations so you make a little extra money that way too! Thanks for watching and commenting!
she said I recommend dying beauty in general 😂😂😂 sorry but that made me laugh 😀 subbed
DIY-ing LOL
Soo much Economic... Love it
You are like the opposite of me 😆 my perfect day would be staying at home alone watching a Netflix series 😂 or drawing/ painting something by myself lol
Same with the threading I save so much money by doing that!
YAASSS! Thanks for watching and commenting!
How do you thread your own brows? Where can I learn? TY :)
The link to an eyebrow tutorial is in the description box under this video! Check it out! Thanks for watching and commenting!
Thank u Miss, have been using ur recommendations and they worked! Also, I live in Miami, FL, and have roommate from Brooklyn. Also, have co-workers from Long Island and the Bronx with Puerto Rican, Dominican, Italian backgrounds including one that used to leave in Massapequa Park since he apply for the Police Dept.. there since they pay the most. They tell me NYC has best pizza, cheesecakes, Yankees fans, etc. Nice videos. keep up the good work. FORGET ABAOUT IT...jejeje
LOL love this comment haha!
Dang gurl ur the BEST VERY SMART A D CLEVER... love yah..
Thanks so much!
nice tips we always make our food at home sometimes eat it out..
Thanks for watching and commenting! I appreciate that!
Thanks for all the helpful tips! Everything you talk about is going to be beneficial especially since my family lives in Hawaii ( crazy expensive 😫) my husband (Johnathan Nieves) seen me watching your videos and noticed who you are! I guess you guys went to church or school together, small world.
+lucindapotter1 WOW! Really is a small world haha! I remember Johnathan from St. Johns. Send my regards. Thanks so much for watching and supporting :)
Such good ideas! :) I like shopping in the off-season, especially at the outlet mall. I can get nice clothing without spending much. I also trim my own hair at home-- have probably saved hundreds over the past few years after just spending $10 on a nice pair of scissors. :) I just found your channel and I'm happy I did! Wooo!
Happy you found me too! Thanks for watching and commenting!
Great tips. thanks for the insights
Thanks for watching and commenting!
Im here watching videos on financial independence and I stumbled upon these. Great videos, youre absolutely gorgeous :D
Love your eyebrows definitely impressive that you do them yourself
Thanks - def took lots of practice on my upper lip first before doing my brows LOL
love your energy and your voice 😀
Thanks!
Great video! I watched the first one as well good job!!
Ps where are you from originally?
Born and raised in Brooklyn, NY. My parents are Dominican!
What do you do with the money your saved from living frugal?
I really love your videos
Thanks for watching and commenting! I appreciate that!
I have made a self commitment money saving plan for 2020.
Great video!
Thanks for watching and commenting, Karina!
Thank you for the helpful advice
Thanks for watching and commenting!
Great job! Love you eye
Well I guess your more devoted to credit so I won't push it, but I think your skin is really flawless!
anyway I just got approved for a new card but I was looking to also apply for a personal loan and was wondering how long should I waite before applying again? Or should I just apply? Thanks again Yanely.
No problem, Wane. I would say wait at least 6 months between applications for new credit. Thanks!
Thanks a lot for the video, this helped me in saving my money more efficiently..
Glad to hear that!
love your videos... Thanks
Thanks for watching and commenting!
Wow Your skin is flawless! I know that you channel is devoted to credit help but can you do a video on skin care. I would love to know what's you routine. thanks
+Wane Frame Thanks! I don't have a real routine, honestly. I drink LOTS of water and exercise to keep my stress levels low :)
999 out of 999 this video
drop dat skin care routine, girl!
you seem like a really nice person :)
Aww thanks for that :) I try to be kind, we all know this world needs more of it! Thanks for watching and commenting!
Brava!
Thanks for watching and commenting!
thanks
it would be really helpful if u share ur take on threading eyebrows..as i m doing mine frm past 2 -3 months,,,but still not perfect..though i really lyk urs..thankx for sharing :)
Thanks! I put the link to the video about threading that I watched. I also had a friend help me get better. I practice on my upper lip as well to get more chances to learn how to control the thread. Hope that helps!
Thank you
Don't mean to be rude but you are fine ass hell, and also very very intelligent. Beauty and brains!!! I have paid off 8 grand of credit card debt paid my student loans now I'm debt free saving for a commercial property. Love your videos Hon 😍
thank you sooo much
Thanks for watching and commenting!
Nice video
Big Like
Thanks for watching and commenting! I appreciate that!
Hi lovely I hope you are well love this video so helpful and inspiring I will definitely be making as many savings where I can!! I hope you are well, I was wondering if I could ask for some help with filming my videos my first one I filmed on my phone which when it is viewed on a TV it is not able to go full screen I was wondering what u use to film your amazing videos, dyu use a video camera or a phone? I have a video camera but the sound on it is very low...Dyu know of a way that I can get around this? I would really appreciate any help. Take care love sonia xxxx
Hey Sonia! Thanks for watching my video :) I actually use my iPhone 6s to film every video. I then upload them to my MacBook and then use iMovie to increase volume and edit etc. Hope this helps!!!
Good will store a lot of nice clothes, saving money
You are so awesome, smart, and beautiful! There is no stopping you!
Thank you for your compliments, Lisa!!
i am a waitress i need help to really budget my cash and i only work part time i also have child support income and i really want to use this money wisely this comes in every 14 days so do you have any ideas for someone like me
I don't feel like this video is targeted towards me as a man.. haha but still a lot of useful information
Why don't you travel for the price of investing a modest amount on a bicycle. This will save you the price of public transport over short distances - you should be able to commute to work and avoid having to pay gym fees.
Good idea, but in NYC biking from Brooklyn into Manhattan and the Bronx can take over an hour! I am able to read and listen to podcasts on the subway, so it works well, at least for me, right now. Thanks for commenting!
Awesome :), Very Clever Very Clever :)
+Pritesh Raut Thanks!
why not increase income as well?
+nizal1 Yes! That is def something to do! In my case I work in education and there isn't much room for growth until I have several years more of experience. But I'm on my way!
+MissBeHelpful yeah i had to switch career paths to have the room i needed to grow and start my own business as well
Well, go ahead girl!! Sounds like you are getting it right! I'm working on being just like you!
ĺ t
ĺ t
Omg so creepy how much we look alike! You could be my twin!
Really? Haha that's cool!
I am supposed to take an apple user's opinion on saving money xD all the stuff they make is the hugest waste of money...
YEPPER .... some day you'll make someone a great wife who is SMART with money........
....... and Yes !! ....... you do have "the BEAUTY maintenance thing" down to the last lash !!!!!! :) [ YEOWZER !!! ]
Great Video ..! You are , smart, and beautiful I really enjoyed your video..!
I love you ❤️
why can't all girls be like this???
buy just 1 car and 1 house in cash with no payments and you save 100k
Lovely voice 👌👌👍👍⭐😍❤❤😍😊🙏💕💘🌹
Thanks!
Mac!?
Best quality!?
I'm out of here
Hahaha, exactly what i was thinking :)
agreed, apple in general is just overprized average quality.
poor people can't afford a mac....stop being poor guys
Um iphones might be overrated and overpriced.
But macbooks and imacs have a less chance of going bad. Never had an issue with them. Windows gets viruses and go bad so easily
😍😍💐⚘🌸🌹🖒👏
You're very beautiful, you can wear any regular clothes and still be pretty. Screw the brand, by wearing brand name clothes, you're a living marketing tool.
Great advice....and OMG you are so beautiful. Que belleza tu eres.
Thanks for watching and commenting!
Very gorgeous lady!
Thanks!
can't concentrate..
you're too damn cute!
too naive ideas...but good start
It's easy to tell others how to save 50% of your income when you don't pay all of your bills tho,ijs. Pay all of your bills rent,light gas water etc w no roommates/help then give tips,that would actually be helpful
I used to do that actually when my rent was 1350 per month and that's one of the reasons I got roommates because it's not worth it to pay that much alone. Thanks for commenting!