4 Credit Cards that GUARANTEE Approval or No Hard Pull

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  • เผยแพร่เมื่อ 19 ต.ค. 2024

ความคิดเห็น • 53

  • @floreniabarton
    @floreniabarton 9 หลายเดือนก่อน +16

    I got approved for the chase freedom card thanks to your excellent information

  • @subkommander9007
    @subkommander9007 9 หลายเดือนก่อน +22

    You pre qualify then Amex say GTFOH!!

  • @leeuniverse
    @leeuniverse 9 หลายเดือนก่อน +15

    While these are certainly "better" than the standard "Hard Pull" no matter what, I want to KNOW what my Credit Limit will be and ACCEPT it BEFORE I get a Hard Pull.
    This is how credit should work.... I find it unacceptable that you're punished, aka Credit Report dinged, when you DON'T get anything for it.
    Medical shouldn't be on credit reports at all, and neither should you be punished for being a "wise shopper".... ONLY with Credit Reports do you get punished for being SMART, for Shopping around. BTW, I wish these videos and the "success story's" would state their INCOME.... because that makes a BIG difference on if approved and for how much, whatever the scores are.

  • @callmeNeno
    @callmeNeno 9 หลายเดือนก่อน +12

    Come back to Sunday nights live streaming!!

    • @calbarton
      @calbarton  9 หลายเดือนก่อน +4

      Hey Neno! I've been thinking about it.

    • @SenorJuan2023
      @SenorJuan2023 5 หลายเดือนก่อน

      @@calbarton Do you have a list of cards that don't charge criminally high interest rates?

  • @frank2bad
    @frank2bad 4 หลายเดือนก่อน +2

    You dont add that for Novo. Its easy to create account but you will not get the 75k unless you have the account open for 6 months, you need to have income for your business and they will approve you upon other additional factors.

  • @biggthirsty2089
    @biggthirsty2089 5 หลายเดือนก่อน +1

    U also need credit history, and credit limit amount has a huge impact on getting approved

  • @thefirm9679
    @thefirm9679 9 หลายเดือนก่อน +5

    Good Meaningful Educational Content

  • @Robert-lr3wr
    @Robert-lr3wr 3 หลายเดือนก่อน +1

    Sofi gave me a card $3500 then for no reason lowered my limit to $1000. I no longer carry the card,its in a drawer and gets used very seldom

  • @orlandonunez5761
    @orlandonunez5761 8 หลายเดือนก่อน +3

    Sofi says on the website will pull a report hat may affect the credit score

  • @williamprice3929
    @williamprice3929 3 หลายเดือนก่อน +1

    Watch out, Ebay and Amazon both claim soft pull pre-approval, they in-fact both do a hard pull; false advertising.

  • @floreniabarton
    @floreniabarton 9 หลายเดือนก่อน +2

    I miss him too 😢

  • @mattskord9178
    @mattskord9178 9 หลายเดือนก่อน +2

    Will Amex refer to my previous application if I’m denied and request the next month?

  • @Mr51Caveman
    @Mr51Caveman 7 หลายเดือนก่อน

    I have the 3 big Credit reporting agencies froze relating to my files. And I have a very high score i.e. 800+(and I've had that for a number of years). So I have been playing the "credit game" for years now. I have a 100K+ income (which will NOT reduce as long as the government is still printing money!) I have MULTIPLE Card issuers asking me to get their cards. I have about $200K in "available" credit with practically NO balances on them. The question is should I take these folks on and get more Cards i.e. more "available" credit? I don't actually need the credit. I'm not starving.

    • @mr.elegance6889
      @mr.elegance6889 6 หลายเดือนก่อน +1

      Why not use that credit to built assets and just ask for credit limit increases? You already have a relationship with your current cards I'm not sure they won't deny you plus most likely they won't do a hard inquiry since they already know you but it depends on the creditor

    • @Mr51Caveman
      @Mr51Caveman 6 หลายเดือนก่อน

      @@mr.elegance6889 I guess I could but what would you suggest? I have a number of offers (pre-approved) including that "Black" Visa with an ungodly annual fee. At one point I was looking to get into the Millionaires Club of available Credit but I just don't want that many cards. I buy precious metals here and there. I think I'm too old to get in the Markets. That's a long game and I didn't listen to smart people back in the day.

  • @SuperLeonard7
    @SuperLeonard7 7 หลายเดือนก่อน +1

    What credit monitoring services do you recommend for those looking to monitor their credit scores ?

    • @danperez3970
      @danperez3970 4 หลายเดือนก่อน

      Credit checkt total. Basically Experian. If you happen to have multiple debit cards and have one you hardly use...use that card for account sign up.
      It's $1 or free for 7 days, but once account is set up. IMMEDIATELY cancel the membership to stop recurring payments of $24.99.
      Rinse and repeat this process and essentially you're getting 3 bureaus reports for $4 a month with FICO score updates. Can't beat it! Ofcourse it does only Experian daily updated scores but you can get the weekly Equifax and TransUnion as well with FICO's.

  • @voncarr6521
    @voncarr6521 9 หลายเดือนก่อน +2

    Were is the link ?

  • @kingmae3808
    @kingmae3808 4 หลายเดือนก่อน +1

    Will venmo show me what credit limit i am approved for.

  • @KensharaJanel
    @KensharaJanel 3 หลายเดือนก่อน +13

    bro you lied on your thumbnail you just saying some bs tell the truth

    • @frugalnature432
      @frugalnature432 2 หลายเดือนก่อน +1

      How so?

    • @PhoenixDawnX77
      @PhoenixDawnX77 หลายเดือนก่อน

      ​@@frugalnature432it only has room to say GUARANTEED approval. Then when you click on the video, it adds "or no hard pull". He did Clickbait intentionally.

  • @jeremiahstewart9221
    @jeremiahstewart9221 9 หลายเดือนก่อน +4

    Got my AMERICAN EXPRESS 🔥

    • @calbarton
      @calbarton  9 หลายเดือนก่อน +2

      Nice! Congrats

    • @Kevin-bl6lg
      @Kevin-bl6lg 8 หลายเดือนก่อน +1

      Nice. Centurion is a different level.

  • @SuperLeonard7
    @SuperLeonard7 7 หลายเดือนก่อน

    What credit card do you recommend for someone with a credit score of 500 that's trying to rebuild their credit. ?

    • @602xPHX
      @602xPHX 6 หลายเดือนก่อน

      Secured cards to build relationships with the banks

    • @frugalnature432
      @frugalnature432 2 หลายเดือนก่อน

      Secured cards all the way.

  • @betsycasado9931
    @betsycasado9931 3 หลายเดือนก่อน +2

    All these videos to help you or guarantee acceptance for a credit card even with poor or bad credit is bull.

  • @214caseymack
    @214caseymack 29 วันที่ผ่านมา

    Does being self employed affect anything?

    • @bradchervel5202
      @bradchervel5202 23 วันที่ผ่านมา

      yes it means denial

    • @enkitechtiendaonline2034
      @enkitechtiendaonline2034 3 วันที่ผ่านมา

      Create and llc and boom your can be the employee of you business

    • @214caseymack
      @214caseymack 2 วันที่ผ่านมา

      That's the way i was looking at it but Most applications that I've saw that ask will also ask do you own over a certain % of the company listed. ​@enkitechtiendaonline2034

  • @rambosidi7634
    @rambosidi7634 9 หลายเดือนก่อน +1

    Yep

  • @CharleszettaHollerway
    @CharleszettaHollerway 9 หลายเดือนก่อน +3

    that's not true PayPal put hard inquiry on my credit

    • @calbarton
      @calbarton  9 หลายเดือนก่อน +3

      did you get approved for the card?

  • @artdcaguy
    @artdcaguy 3 หลายเดือนก่อน

    Hmm this seems like scam websites

  • @k.williams4925
    @k.williams4925 หลายเดือนก่อน

    Lol click bait. Didn't watch it because of it. If you are talented, you don't need click bait