While these are certainly "better" than the standard "Hard Pull" no matter what, I want to KNOW what my Credit Limit will be and ACCEPT it BEFORE I get a Hard Pull. This is how credit should work.... I find it unacceptable that you're punished, aka Credit Report dinged, when you DON'T get anything for it. Medical shouldn't be on credit reports at all, and neither should you be punished for being a "wise shopper".... ONLY with Credit Reports do you get punished for being SMART, for Shopping around. BTW, I wish these videos and the "success story's" would state their INCOME.... because that makes a BIG difference on if approved and for how much, whatever the scores are.
You dont add that for Novo. Its easy to create account but you will not get the 75k unless you have the account open for 6 months, you need to have income for your business and they will approve you upon other additional factors.
I have the 3 big Credit reporting agencies froze relating to my files. And I have a very high score i.e. 800+(and I've had that for a number of years). So I have been playing the "credit game" for years now. I have a 100K+ income (which will NOT reduce as long as the government is still printing money!) I have MULTIPLE Card issuers asking me to get their cards. I have about $200K in "available" credit with practically NO balances on them. The question is should I take these folks on and get more Cards i.e. more "available" credit? I don't actually need the credit. I'm not starving.
Why not use that credit to built assets and just ask for credit limit increases? You already have a relationship with your current cards I'm not sure they won't deny you plus most likely they won't do a hard inquiry since they already know you but it depends on the creditor
@@mr.elegance6889 I guess I could but what would you suggest? I have a number of offers (pre-approved) including that "Black" Visa with an ungodly annual fee. At one point I was looking to get into the Millionaires Club of available Credit but I just don't want that many cards. I buy precious metals here and there. I think I'm too old to get in the Markets. That's a long game and I didn't listen to smart people back in the day.
Credit checkt total. Basically Experian. If you happen to have multiple debit cards and have one you hardly use...use that card for account sign up. It's $1 or free for 7 days, but once account is set up. IMMEDIATELY cancel the membership to stop recurring payments of $24.99. Rinse and repeat this process and essentially you're getting 3 bureaus reports for $4 a month with FICO score updates. Can't beat it! Ofcourse it does only Experian daily updated scores but you can get the weekly Equifax and TransUnion as well with FICO's.
@@frugalnature432it only has room to say GUARANTEED approval. Then when you click on the video, it adds "or no hard pull". He did Clickbait intentionally.
That's the way i was looking at it but Most applications that I've saw that ask will also ask do you own over a certain % of the company listed. @enkitechtiendaonline2034
I got approved for the chase freedom card thanks to your excellent information
You pre qualify then Amex say GTFOH!!
😂😂😂🤣
While these are certainly "better" than the standard "Hard Pull" no matter what, I want to KNOW what my Credit Limit will be and ACCEPT it BEFORE I get a Hard Pull.
This is how credit should work.... I find it unacceptable that you're punished, aka Credit Report dinged, when you DON'T get anything for it.
Medical shouldn't be on credit reports at all, and neither should you be punished for being a "wise shopper".... ONLY with Credit Reports do you get punished for being SMART, for Shopping around. BTW, I wish these videos and the "success story's" would state their INCOME.... because that makes a BIG difference on if approved and for how much, whatever the scores are.
Come back to Sunday nights live streaming!!
Hey Neno! I've been thinking about it.
@@calbarton Do you have a list of cards that don't charge criminally high interest rates?
You dont add that for Novo. Its easy to create account but you will not get the 75k unless you have the account open for 6 months, you need to have income for your business and they will approve you upon other additional factors.
U also need credit history, and credit limit amount has a huge impact on getting approved
Good Meaningful Educational Content
Sofi gave me a card $3500 then for no reason lowered my limit to $1000. I no longer carry the card,its in a drawer and gets used very seldom
Sofi says on the website will pull a report hat may affect the credit score
Watch out, Ebay and Amazon both claim soft pull pre-approval, they in-fact both do a hard pull; false advertising.
I miss him too 😢
Will Amex refer to my previous application if I’m denied and request the next month?
I have the 3 big Credit reporting agencies froze relating to my files. And I have a very high score i.e. 800+(and I've had that for a number of years). So I have been playing the "credit game" for years now. I have a 100K+ income (which will NOT reduce as long as the government is still printing money!) I have MULTIPLE Card issuers asking me to get their cards. I have about $200K in "available" credit with practically NO balances on them. The question is should I take these folks on and get more Cards i.e. more "available" credit? I don't actually need the credit. I'm not starving.
Why not use that credit to built assets and just ask for credit limit increases? You already have a relationship with your current cards I'm not sure they won't deny you plus most likely they won't do a hard inquiry since they already know you but it depends on the creditor
@@mr.elegance6889 I guess I could but what would you suggest? I have a number of offers (pre-approved) including that "Black" Visa with an ungodly annual fee. At one point I was looking to get into the Millionaires Club of available Credit but I just don't want that many cards. I buy precious metals here and there. I think I'm too old to get in the Markets. That's a long game and I didn't listen to smart people back in the day.
What credit monitoring services do you recommend for those looking to monitor their credit scores ?
Credit checkt total. Basically Experian. If you happen to have multiple debit cards and have one you hardly use...use that card for account sign up.
It's $1 or free for 7 days, but once account is set up. IMMEDIATELY cancel the membership to stop recurring payments of $24.99.
Rinse and repeat this process and essentially you're getting 3 bureaus reports for $4 a month with FICO score updates. Can't beat it! Ofcourse it does only Experian daily updated scores but you can get the weekly Equifax and TransUnion as well with FICO's.
Were is the link ?
Will venmo show me what credit limit i am approved for.
bro you lied on your thumbnail you just saying some bs tell the truth
How so?
@@frugalnature432it only has room to say GUARANTEED approval. Then when you click on the video, it adds "or no hard pull". He did Clickbait intentionally.
Got my AMERICAN EXPRESS 🔥
Nice! Congrats
Nice. Centurion is a different level.
What credit card do you recommend for someone with a credit score of 500 that's trying to rebuild their credit. ?
Secured cards to build relationships with the banks
Secured cards all the way.
All these videos to help you or guarantee acceptance for a credit card even with poor or bad credit is bull.
How so?
Does being self employed affect anything?
yes it means denial
Create and llc and boom your can be the employee of you business
That's the way i was looking at it but Most applications that I've saw that ask will also ask do you own over a certain % of the company listed. @enkitechtiendaonline2034
Yep
that's not true PayPal put hard inquiry on my credit
did you get approved for the card?
Hmm this seems like scam websites
Lol click bait. Didn't watch it because of it. If you are talented, you don't need click bait