Shocking truths about living costs in the U.K.

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  • เผยแพร่เมื่อ 23 พ.ย. 2024

ความคิดเห็น • 51

  • @krishnendubiswas8847
    @krishnendubiswas8847 2 ปีที่แล้ว +2

    Well done. What about the educatioanl fees MRCS GMC
    Planning for leisure travel
    Flying costs to visit the home country

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว +1

      Yes, they are important consideration as well.

    • @DVB1848
      @DVB1848 2 ปีที่แล้ว

      No fees for education, it comes from the National Insurance we pay. However, private schools cost small fortune.
      Going back ‘home’ won’t be possible for at least the first 3 years or so.

    • @Jyothi-hm1yn
      @Jyothi-hm1yn 2 ปีที่แล้ว

      @@DVB1848 Why can't we go back home for 3 years?

    • @DVB1848
      @DVB1848 2 ปีที่แล้ว +1

      @@Jyothi-hm1yn if you have children, a mortgage, a car or two, it would be difficult to go back home. It would be prudent to accumulate a hefty amount first to put away for a rainy day. Then think about going home.

  • @DrB9
    @DrB9 2 ปีที่แล้ว

    Thank very much man for complete in depth analysis of cost of living in uk..it's best video in found on internet

  • @reivaZ
    @reivaZ 2 ปีที่แล้ว

    Amazing info perfectly broken down .i prefer you to do more editing and related stuff . It could make your channel better

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว

      Working on it! Thanks for your feedback.

  • @BradleyCTurner
    @BradleyCTurner 2 ปีที่แล้ว +1

    very well broken down living expenses, hopefully in the near future things improve in the UK because all of this added up is severely impacting the lower earning workforce.

  • @DVB1848
    @DVB1848 2 ปีที่แล้ว

    Dr Paul, I found your breakdown and the analysis into the U.K. economy very interesting. I am 74, a pensioner, living in U.K. since 1968.
    Your fingers are firmly on the pulse of your finance. Therefore, I am surprised by two points you made about the expenses. Buying a smaller car works out cheaper than a leashed one. It is an investment. Secondly, subscription for Graze? All you have to do is buy the nuts and other items from a health food store or Indian store, take handful everyday in a small plastic container for your snack. That’s lot cheaper, you know that.

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว +1

      Thanks for watching my video and your insightful feedback.I am aware of my overspending on car leases. I don't want to own a second car for long term if my workplace is near my home. At present my workplace changes every 6-12 month so I need a car and this will go on till 2024. I will decide about long term car then.About Graze, I have stopped my subscription and using the nuts from Lidl nowadays.

    • @DVB1848
      @DVB1848 2 ปีที่แล้ว

      @@SumanPaulDoc thanks for responding. I meant about your wife’s car. Glad that you stopped ‘grazing!’

  • @enscebose8466
    @enscebose8466 2 ปีที่แล้ว

    Will you be extending your home payment and keep investing in greater proportion?
    Or are you prioritising paying home completely as soon as possible?
    Also do any imgs prefer to not buy homes and just keep shifting and living on rent and allocate greater portion to investing ?
    ( Asking in regard to the common debate regarding to buy home or stay on rent for longer and your opinions regarding that as an img)

    • @enscebose8466
      @enscebose8466 2 ปีที่แล้ว

      I have also seen even during training( 6 years) people's location keep changing and even after that so asked for that also

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว +1

      I usually allocate my spare funds for overpayment of mortgage. But in market crash situations like now, I have deployed more money for equity investments. House prices appreciate significantly in the UK so it is a good investment to have more equity in my own home. This is also important as the interest rates will go up in the next few years. It's a personal choice to not buy a home and move around the region.It involves a lot of hassle to move houses every year particularly if you have family and children. Also, you won't save a lot more by renting as it is quite costly.

  • @Dr_Vaibhav_Sharma
    @Dr_Vaibhav_Sharma 2 ปีที่แล้ว +1

    I m a 4th year mbbs student want to go for plab after mbbs and specialize in pulmonary medicine.....can I contact you directly for any query?
    Thanku for these videos💛

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว

      How can I help you?

    • @Dr_Vaibhav_Sharma
      @Dr_Vaibhav_Sharma 2 ปีที่แล้ว

      @@SumanPaulDocI just plan to study in uk...and may be look for job options elsewhere...may be home country...
      So What do I do as a 4th year mbbs student focusing PLAB?

  • @Ak-wx2vq
    @Ak-wx2vq 2 ปีที่แล้ว

    Sir...sorry for my silly question...but, can I appear for IELTS after clearing MRCS part A???

  • @use20003
    @use20003 2 ปีที่แล้ว

    Hii sir. If we complete Ms surgery in India. And passed mrcs. For doing super specialty in UK. Is mrcs enough. Do we need to do gen sx again in UK like in USA. Or with mrcs can we directly go to super specialty. If so how many yrs is ss in UK. Plzzz clarify sir. There are lot of people who want to know this

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว +1

      MRCS is the entrance exam for higher specialist surgical training which is usually between 5-7 years from ST3.General surgery will be included in your program based on your particular specialty. You cannot enter training directly with MRCS, you will have to clear the national interview process.

    • @use20003
      @use20003 2 ปีที่แล้ว

      @@SumanPaulDoc thanks a lot sirr🙏

  • @aswinsuresh1435
    @aswinsuresh1435 2 ปีที่แล้ว

    Suman bro I am subscriber and I would like to know about how to get into NHS after anaesthesia.Pls help.Expecting ur video

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว

      I have plans for a detailed video on this. Just trying to sort out the timing with my friend.

  • @ramyasubramani5329
    @ramyasubramani5329 2 ปีที่แล้ว

    Great video sir👍 pls compare advantages and disadvantages of nhs fleet cars and points reg buying and leasing car in uk

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว

      th-cam.com/video/9wQUTy059ow/w-d-xo.html

  • @Hardy-vq2dh
    @Hardy-vq2dh 2 ปีที่แล้ว

    Sir,if someone is doing mbbs in India rn and has no financial problems.Is it better to give neet pg and work as a pg in india then go for mrcp/mrcs or Is it better to give plab and work as a pg in uk from the beginning?can't a person just do a super speciality training for 2 to 3 years after ms in india?.I know maybe I am asking stupid questons but i wanted to know😅.
    May God bless you sir.

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว

      It's always better to enter the NHS after PLAB. This will help you become a consultant quicker. It's never going to be a smooth transition after PG+ MRCP/MRCS. For most competitive specialty you can never enter training at a later stage.

    • @Hardy-vq2dh
      @Hardy-vq2dh 2 ปีที่แล้ว

      @@SumanPaulDocfor example If someone does ms orthopaedics from India.Now we know we don't have mch/dm like degree for a field like orthopaedics.So most of the orthopaedic surgeons do a fellowship in their favourite speciality..for example some ortho surgeon will do super specialization fellowship in spine surgery (which is a branch of orthopaedic surgery).now the question is that if someone does ms orthopaedics from India and he has to go for a fellowship to do super specialization in let's say spine surgery..does the person have to qualify mrcs and do the post graduation in ortho surgery again or can he do super speciality fellowship of spine surgery only?
      In other words i am asking if a person has done ms in a branch like orthopaedics and he has to do super specialization in a sub speciality of orthopaedics in uk what will be the procedure?

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว

      MRCS and then apply for fellowships. These posts are non- training posts.

    • @doc_verma
      @doc_verma ปีที่แล้ว

      ​@@SumanPaulDoc can u please explain but more about cannot enter specialist training in later stage? Is it age restriction?

    • @SumanPaulDoc
      @SumanPaulDoc  ปีที่แล้ว

      @@doc_verma Recruitment does not happen at later stages and competition ratio goes up significantly.

  • @ashru7590
    @ashru7590 2 ปีที่แล้ว +1

    How do u manage when u get 2717 take home n spend 3062 every month

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว +1

      The income video is an old one and it's not what I actually get.

    • @HimanshuSharraf
      @HimanshuSharraf 2 ปีที่แล้ว

      Good evening sir,I also have same category of Q
      I am preparing for MRCEM...but i got the knowledge of approx 70,000£/Year salary 5833.33£/Month...
      If 3062£ will be expenses...Then it will be less for savings??... please provide your precious knowledge sir
      Actually i have a family of 3 (Husband wife and a 2yr Kid)

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว +1

      @@HimanshuSharraf You will never get 5833 per month because of deductions. Also your expenses are does not have to be same as my expenses. For e.g you may not need 2cars which will save 300per month.

    • @HimanshuSharraf
      @HimanshuSharraf 2 ปีที่แล้ว

      Also sir...There is 40% tax deduction....I am really worries for future...as I have to take care of my family also..and I don't know that i am taking right decision or not by doing MRCEM and Moving to UK. 🙏

    • @HimanshuSharraf
      @HimanshuSharraf 2 ปีที่แล้ว

      Sir,1 last reply...Do you think..It is Good decision Financially to Move to Uk after Doing MRCEM ??I will be very grateful for your reply 🌼

  • @hamana277
    @hamana277 2 ปีที่แล้ว

    How much can you save for one month?

    • @SumanPaulDoc
      @SumanPaulDoc  2 ปีที่แล้ว

      depends on the earnings.
      th-cam.com/video/EbNOQhaFMvM/w-d-xo.html

  • @hdaudio-bass9418
    @hdaudio-bass9418 2 ปีที่แล้ว

    2 Bedroom House Average Rent in Sussex?

  • @ankushchakraborty8206
    @ankushchakraborty8206 2 ปีที่แล้ว

    Heavy sexy lagche to boss. 🙏🙏