Fiancé Didn't Tell Me About $250,000 Of Debt
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I personally know a guy that called his engagement off because he found out that his fiance had been hiding an $89,000 debt from him. He said that he couldn't trust her anymore because if she's lying about this. Then what else has she been hiding from me.
There is absolutely no incentives for men to get married, in the modern age.
The divorce courts are extremely biased against men, its ridiculous.
@@Ms.SassyPants1980 lots of incentives for a woman. In 95% of custody battles, the woman wins, and gets full custody of the kids. Then, as a man, you have to pay, child support, spousal support, you'll have to keep paying the mortgage of the house you no longer live in. And, you barely get to see your kids.
They'll be raised by mamas new boyfriend, living in the house you're paying for, and on the top of everything, you'll be vilified, as the mother brainwashes the kids against you. Mhmm, i wonder why the suicide rate of post divorced men skyrockets.
Agree 100%
sounds like a smart man
Jo Anne sorry but us men are starting not to falling for your marriage ponzy scheme anymore.
Don't..marry..this..man.
DON'T..MARRY..RUN!!!!
@Profit Glutton I wouldn't say that, and you're a bigot. The only time I would say try to save it in that situation is if kids were involved. Lying is lying. I don't care what gender you are, and I don't really appreciate nasty comments from perfect strangers either.
@Profit Glutton You don't know me. You're not qualified to make an assessment.
👰💒💸💰💲🏃🏃♀️
ConstantCompanion your a gold digger
@@ConstantCompanion He's not wrong. Society always side with Women.
Dont run for the hills. Sprint to the mountains I would.
Lol, I live in Louisiana. If she's in New Orleans, she's got a ways to go to get to any kind of terrain.
@@sydney45 LOL
Drive. You can get further faster.
Take a rocket to the moon
Oh Maddy! Lol
Dump him...his ex wife will never stop extorting you both.
Exactly.
250k debt. Are you sure he isnt doing something irresponsible?
@@NoName-sp5dp yeah hes fiscally irresponsible, probably apart of why she divorced him. Girl run.
I WAS WALKING DOWN THE STREET TODAY A SAW THIS OLD SACK OF SKINDRIVNG THIS NEW E CLASS MERC I THOUGHT SUM POOR SOD GOT MILKEDFOR THAT
@coptic777 he got married and *cheated* as a man. Again, I repeat, marriage doesn't end that badly for men unless you cheat or abuse or whatever.
Serious red flags!
from her And from him.
Soviet Red Flag!
More like French flags, the Chinese know money better than anyone
What The : China manipulates their money....
USSR went bankrupt.
@@ProfessorFickle What is 'manipulating money'. Is that taking steps to improve your economy? So is the USA manipulating money or improving their economy? Brainwashed sheep are the funniest XD
She didn't ask, but he should have told her... this is a deal breaker, he is evasive and not honest.
My only problem with Dave is that he is a huge shill for marriage, which unfortunately does not benefit modern men in any way. 50% of his episodes are about telling people to get married, even when they are not in a financial situation where marriage is safe. His business is money, and as a male viewer it seems odd to me that he is so quick to encourage men to risk half their assets on a woman.
Thanks for the comment.@@johnnyjameson3641
Profit Glutton, Dave is really walking a tightrope when giving advice. He know that a large percentage of his listeners are women so he does not want to say anything to offend them - it would affect his bottom line. As a result, the advice he gives men is often watered down. He rarely criticizes women.@Profit Glutton
@@daves2520 Dave is very religious and religious institutions encourage marriage, however it is not his place to discourage men or to berate women he is simply giving his best advice on the assumption that the marriage will succeed. Marriage is not the problem the problem is women that don't understand what it takes to make a good marriage and the legal system that encourages women to get to divorced and then rewards them for doing so.
Absolutely. I would tell him that he needs to come up with a committed plan
She’s condemning herself to a lifetime of rice and beans to pay the ex-wife. I’d personally run 🏃♀️ from this.
I’m $30,000 in debt and have a serious girlfriend who has no debt and told her I will not put a ring on her finger until I’m debt free. I told her give me 2 years and we’ll be planning a wedding with cash only. I’m right on pace and at the point I’ll be 24 and she will be 23. I couldn’t be more fired up for my future
get fired right up to live with your new roommate
@@26Lucid your comment makes no sense. Proofread before you post
I can smell another divorce.
This is probably the mistress talking , which is why he paid everything in the divorce lol
people with logic on these videos? crazy, thought this was full of right wing religious nuts
King Koopa what part of living debt free sounds nutty to you?
Interesting...then she deserves it.
Cristian Ramirez- Haha, could be right!
Cristian Ramirez I was thinking the same thing....
She sais WE ended up paying for everything. She knows alot about his prior finances. She's the mistress. I call bs on her story.
oooooooh very good point. Something is missing here, and I think you figured it out.
Sounded like “he” to me.
@@SiGoodchild1 check out 1:45 to 2:05 . She knew about his financial situation. I didn't catch it the first time I heard it.
says*
Nice one
"My ex-wife took me to the cleaners......how about I get married again!!!"
Lol
Joe Smith That guy needs an ironclad prenup.
Sounds like a bunch of that debt had nothing to do with the ex-wife, That is such an easy justification. He did not tell her about it because he cannot manage money.
@@barbararepko4824
To protect what? His debt? Lol
Lol
Wow! Depressing way to start off a marriage
ash rob I know right! If someone is getting married, it should be increasing your current situation not adding stress and anxiety.
The real depressing part is he's paying $40k+ a year to his ex and he's trying to get married again? Smh some people never learn.
@@rayzala1393 do you know if he caused the divorce?
Rice and beans for birthday, Christmas, anniversary, and valentines, 😂
@@NoName-sp5dp whether he caused it or not, why would you put yourself in that situation again
Never marry into debt. That's stupid.
Always marry into wealth.
@@wronggg Not always. Just don't marry into debt.
By this dumb logic 80 percent of people born after 1960 will never be able to get married.
@@2005RavenR6 well good
It's not having a plan that's the true red flag
Trainwreck waiting to happen.
slow motion train wreck
It happened already
GIRL RUN!! What else is he hiding??
sassyasme 123 my mother, from a very conservative small midwestern town, and my mom and dad were having dinner in my dad’s town, my dad’s ex-wife walked up to them in a restaurant and just LAID into dad being late on Child support, and my mom was just
MORTIFIED. They argued about money for their 39 year marriage. It can be so hard
Sugar momma😢
The debt is not from his marriage/divorce, it's from his bad choices. That dude has got to take responsibility for his actions.
I finally realized something. Watching Dave Ramsey is the same thing (in my mind) as watching Judge Judy.
$250k in debt and a little over half of his yearly salary goes to his ex-wife? Oh honey we ain't getting married. We can stay dating (till I find someone else) but we ain't getting married lol.
Lol
If she's earning that little at her age, she's got bigger problems than him. Go back to school at night, do trade school, learn to be a bartender on weekends. Anything to get that income up.
Oh, and don't spend the next twenty years of your life busting yourself funding the lives of other people's mistakes, exes and kids.
Facts!!!
Yet a woman similarly situated would consider herself a catch.
Thought she was getting a Sugar Daddy and ended up with a Sour Patch! 🥴
🤣🤣🤣🤣🤣 Facts!!!!!
😂
😂😂😂
I would not marry this man. I would find a new man I'm sorry to say. That is way too much baggage. If you really love him keep dating him and see if he attacks this debt before you commit to all of that baggage.
As a man I would have to say to you that’s Solid advice Maya!
@Profit Glutton yep, Hypergamy at it's best.
Profit Glutton. True.
Profit Glutton
There’s no double standard. You’re just mad women don’t want to marry into debt.
Then again men like you are always butthurt over women having standards.
Finding someone compatible is not easy and she has passed the dating stage already. She's in a serious relationship with him.
ex-wife took the husband to the CLEANERS.
I want her lawyer's info!
Grant Watkins never get married
That's a fact lol 😂
Either he had a bad lawyer or he "did his wife & kids wrong" and his ex got a bulldog lawyer and the judge threw the book at him for whatever he did to his ex and the kids.
Yep. I'm voting for the latter, because he wrapped negative equity into a ridiculously overpriced car and also did not pay his own lawyer. I bet he's actually simply after a marriage partner who he can stick with this debt. I'd be surprised after the honeymoon if she saw anything of him except his backside receding into the distance.
Maybe she is the mistress... Hmmm
Not necessarily, it looks like the wife was awarded about a third of his salary. Which is in line with what happens in divorce court when a couple has been together for years. It's one of the reasons why no man should ever marry a woman that isn't working as he'll be expected to provide enough money for her to continue not working in case of divorce.
The lawyer debt though is ridiculous. Under no circumstance should he be expected to pay that much for such a poor job.
@@SmallSpoonBrigade hes lying. Hes keeping skeletons in his closet.
which makes no sense, because women cheat and still take half. there is simply no way around it, its a scam.
She’s never had debt but he has enough debt for 5 people. She feels dooped and is angry about it. The right decision here is obvious. I don’t care what Dave says, she needs to walk away. She’s too old to accept that amount of debt after never having any of her own. From what she’s explained, the guy is the embodiment of bad decisions at 38-years-old. He should have enough respect for women and himself to not bother others with his mess. Take a few years and get himself right before ruining some ladies life with his mountain of debt.
Very wise and true. Never marry the debt if you know about it😱You will be liable for half of it😱Or whole if he dies😱😱😱
These guys have been doing this trick for decades. It was so bad I told my sister to get married while in her masters program, because all that will be waiting is divorcees is debt. She had a nice man interested in her but was going to end it due to school. I reversed that and they are still married in a million dollar plus home and have kids. Everyone on both sides are happy with marriage. She doesn’t have to work btw.
If he was that sort of stand up guy, he probably would still be with the last woman.
@@chineseslaves1971 So she found a guy to pay her student loan debt.
How does he ruin her life? It's his debt. He just needs to create an affordable payment plan. He obviously made her happy because she wants to marry him.
I would personally put the marriage on hold until he pays off at least a portion of the debt. That way he can prove that he is a motivated go getter. You don’t want to marry someone who just wallows in their mistakes instead of climbing out of the mud
Ultramarine Waters. If he's paying alimony and child support, that's an ongoing debt. If he gets a better job the ex-wife could take him back to court to get more from him.
You also do not want to marry someone who depends on their spouse or partner to pull s/he out of the mud.
The portion I would accept is 99%
Then they would marry in their 70s.
It was very considerate of him to keep his debt to himself so she wouldn't have to worry about it until after they were married.
This is definitely the mistress talking... lol
DO NOT BE DESPERATE and do not marry him. There are millions of men out there. Choose a different person!!
@Morty Snerd 😂
Her options are clearly very limited....could be for any NUMBER of reasons. We do not know why.
Not at her age.
"There's a million men out there", it's easier said than actually find one
Millions of men who prefer younger women.
You cant start like this. You are buying a totaled car.
I wouldn't spend a penny on a marriage reception or marriage license until every penny is paid off of his debt. If he wants to marry you he should have no problem waiting
Not just a car, you're buying a totaled exotic.
yeah... let's see how bad you will sacrifice to have me!
Does this supposed to work the same way with student loan debt?
She sounds as though she's in shock... How deeply disappointing.
She is angry because she sees less of a payoff to herself down the road when she also wants to divorce him. You ladies are very devious.@evefiamma
Dave S Or you have no idea what you are talking about. That's a LOT of debt to "forget" to mention. This guy lives a lifestyle that is inconsistent with HER VALUES. T.r.o.u.b.l.e...
I wouldn't blame 100% on him. First thing especially during serious relationship, both parties have to know pretty much about each other's, especially money involved. If she didn't ask him like she said, he didn't qualified as a liar. He didn't lie that he didn't have any debts. I would be shocked too.. Too much dramatic problems with this relationship. I would take some times off to think about this. Good luck!!
devious, devious, devious@@kelleydonovan770
@@jessicawinsky88 lies
This has to be his mistress talking and she is engaged to a man that wasn't truthful and for some reason let his ex-wife take everything.
I agree....a lot that's not being said here.
Right
I think the real issue is how do we live in a world where divorce is able to mess someone's life this bad.
I would walk away from this situation immediately. No way I could make vows to attach myself to such irresponsibility. No thanks!
Marrying to the det
Walk?... try running faster than a speeding bullet.....
This is the type of guy who will tell her what she wants to hear up until they are married.
"Fiancé Didn't Tell Me About $250,000 Of Debt."
Some people are not looking for love, they are looking for financial help.
SteveSabbai yup!!!
Yes they are
He won't be getting much marrying this woman, she doesn't make a lot.
Say it again for the people in the back!
Seems like he was looking for an idiot with a clean financial record. Well, it seems he found her. Sad life when you can't even trust the people closest to you.
Just call off the engagement and walk away. He hid that information from her, and its just a nightmare waiting to happen.
Very, very deceitful man. I hope this lady comes to her senses,and run from this man.
Marvin Mcmiller. Be honest dude. You don't know the story and there is a good chance they don't talk about finances.
She's making 26k a year. This is good
She the one he ran too and cheated on his wife
Without any hesitation I would not marry him, period🤣🤣
Adil Alfa no one would say that lol
She could find a better man at her local homeless shelter.
💀💀💀💀💀
Wow, lol!
People look at me like im crazy for not getting married, this is the reason why! Divorce court is no place for a man.
@zadose
If the court is bias,it doesn't matter the woman.
@zadose She can turn back anytime and you can't do anything about it.
He is the one rule for a successful marriage do not poke broke women
Mister Donkey umm the genders are flipped here bud
Nothing to do with man, woman or marriage. Just choose good people to have in your life. Choose the right people and the can actually improve your life.
I gotta say that that would be a serious deal breaker for me. Hiding that much debt from someone, him not paying it down, and the fact that his ex-wife hates him so much tells me that he is no good.
When couples get engaged at our church pastor calls the couple in and he asks them personal questions and one of them how much debt does each individual has so the other person is aware just in case they didn't know before
Dave's right. The problem isn't the debt, the problem is the hiding of the debt.
I have no debt. Proud to be who I am.
I was able to manage my finances without getting buried in debt. I graduated in college with no student loans. I work part time while I was studying. I have been working now on the degree that i chose. Now i just paid off my car loan.
I live within my means.
I would rather look poor but financially secure. Than to look rich but is actually broke.
What a bad way to start a marriage , with lies 🤔
Rachael Edwards loll yah , but u would figure that’s something u bring up.
“Hey btw I have over 200k in debt”
Rachael Edwards a lie is a lie, whether by omission or commission.
If you get married you will spend the first 10/15 years in debt because he has no Desire to pay any of this money back!!!!!!
This seem like it will be her first marriage and and if she's 30 something years old and she might be pretty desperate oh well she will have to learn the hard way
If I had so much debt, I would not even think about dating. Period.
I would focus 100% on paying my debt.
that is rational and sensible because you'll be debt free faster having near zero commitments.
Amen to that!!
That's why I'm single. I'm paying off debt and dont want my husband paying my debt. I racked it up I pay it back. Its not astronomical but it's enough that I cznt afford a mortgage right now.
He has his priorities wrong.
RW very much so.
Girl, I’m only :25 seconds in and I say RUUUUUUUUUUUNNNNNNN!
47,000? He got finessed
dont ever get married.
Dont have to be rich to get a pre-nup
@@ricy802 pre-nups dont hold up in court. might as well be signing toilet paper.
Really? That's unfortunate
@@gangatalishis dont know the specifics of it, but yes a girl I know had a prenup with her ex husband but she still got to keep the house and the car. Dont know how that works!!
Run, Michelle, RUN! Do not pass Go; do not collect $200. Run.away.
She's the mistress that destroyed the marriage, your so naive.
That should have been disclosed before engagement. To me that is a huge deal breaker.
Look at his track record. He already failed at one marriage. That should tell you about his decision-making ability.
I would file bankruptcy and leave the country.
I'd kill myself.
triad6425
"I would file bankruptcy and leave the country."
SAME!
heck i would BOROW MORE MONEY then Leave the country ...Brazil has no extradition laws !
Bankruptsy does not apply to child support and alimony debt.
Gavin Stutler that’s why he said “leave the country “ lol
Brazil ...no extradition laws lol 😂
Gavin Stutler that’s why he said “leave the country “ lol
Brazil ...no extradition laws lol 😂
For that dude to take a beating like that in the divorce he had to have cheated.
Louisiana lawyers!!! The two lawyers and the ex-wife probably ride on the same float during mardi gras. Run girl, run.
forcedair 92gt that's funny..
He knew exactly what he was doing asking her to marry him. I really hope she didn't fall for it in the end.
The fact someone thinks they are in a position to get married to someone when they dont know each other well enough to even vaguely know about their depts is quite scary!
That is what the courts do to men. Louisiana courts are especially vicious towards the former husband, if there are kids involved.
When I was going through my separation my old boss told me: "The most expensive thing you can do, is hire a cheap attorney."
Once I got married I knew it was for life! I will never cheat or get divorced. I LOVE MY FAMILY.
Your fidelity will not necessarily prevent your wife from seeking divorce after the kids are older and she has grown tired of you. Besides the payoff is usually pretty good for the woman - in fact, our family law courts actually incentivize women to get divorced. So, Daniel, besides keeping your britches zipped also keep your fingers crossed. lol
Dave S Woman’s easy way of making passive income and encouraging man to keep working, building/paying off credit and taxes.
And everything is perfect...until you're served with devorce papers in the morning...THEN she will tell you how imperfect you always were...
@@redleader7988 not worried.
what does that have to do with this guys debt?
well i guess thats why hes the fiance and not the husband. honestly whoever the caller is, its time to find someone else to marry.
He got robbed in that last marriage lol. Another reason why I just can't get married ever!
He got robbed with a piece of marriage paper and not a gun.
But if she had 100,000 in school debt for a worthless degree, he should just overlook that, yeah right
Jo Anne, they are not yet married. She still has the option of walking away. @@Ms.SassyPants1980
Are you bragging or complaining? How many proposals have you rejected?
@@JimzAuto neither! Just stating my personal preference based off my beliefs! I don't plan to propose to anyone or get proposed to. I'm fine with the way my life is.
As Dave said, the guy needs to get back in front of a judge and show that he's now making less and his support payments should go down (most state laws allow for this). That combined with a low ball cash pay off for the repod car could lower his debt burden quite a bit.
Leave him and get a better job yourself...
Nah Dave...I’d say run. Too many fish in the sea
I'm debt-free, with a net worth of over $500k, but still can't find any woman interested in me. Yet people with $250k in debt can find a woman. Figure that one out.
Truth!
@@Jeff-xy7fv Seems like the Iadies want to save a man with a lot of Debt and Problems.
Jeff- with 500k in net worth, you should start renting women.
I will stay single. No thank you!!!!!
Who gonna take care of you when you are old
Are you sure ?
It's fun to see a child
They're cute
And you will be happy to see your granddaughter or grandson
@@user-fi2fk2ei7o it's funnier not being in so much debt because of a divorce
@@user-fi2fk2ei7o once the grandchildren have life they wont take care of you anyways or call
Zqueen please do yeah
That dude is wrong for not telling her about his debt
Before you marry this guy, talk to the ex-wife. Find out exactly what happened (unless you already know it firsthand). More importantly, find out which lawyer the ex-wife used. You'll be needing him soon enough.
U r Lucky, u know this before u marry him. You have to RUN
I love that she sounds really resolute. I believe this woman will break it off with him if he doesn't get serious.
I agree !
lol dave isn't a straight shooter, if this was his daughter he'd for sure tell her she shouldn't marry this guy. I've heard Dave tell people how stupid it is to buy a house or a car they couldn't afford, well it's even worse to sign up for hundreds of thousands in debt without even being able to enjoy any assets.
Agree he wouldn't let his daughter marry a man who got debt
I am sure he was a sweetheart. Lying to you about all of this until you get engaged, only means will lie again and when you get married
Its a good thing it was fiancee and not husband "didnt disclose 250k in debt" haha. Seriously dodged a bullet I'd say.
lol Dave thinks the reason he lost 250k is the lawyer lol
Dave knows how bad marriage is. He's out to hep women get rich, not men
@John Kevin In most states, the one who earns substantially more money will be the one paying attorney fees on both sides.
No, of course it's not fair. but it's case law in nearly all states. I could go on more about the bogus area of "law" called family law, which is just a joke. none of those lawyers would last a second in a corporate law environment.
@John Kevin How else do you handle that? The government doesn't provide attorneys like they do in criminal cases. And even in criminal cases, the attorneys vary from having Alzheimer's, literally, to being quite good.
The best case is to do like my brother did and hire a mediator to negotiate the division of assets. It's a lot less expensive than involving the courts as by the time you get to court, virtually everything is done and just needs the court to sign off on the plan.
Unfortunately, that only works in cases where the two parties are on relatively good terms. I'm guessing that in this case, there was something going on that drove up the legal expenses.
Not that I disagree with divorce being set up in a way that massively favors women at the expense of men.
He's a Christian so he believes in marriage. Unfortunately.
This is a MAJOR red flag. He’s immature for suckering her into it knowing she didn’t know anything.
Found out about the debt after they engage..
Redflags!!!😂🤣😂🤣😂🤣
The lawyers never lose no matter which side they’re on: $60k
You don't have to pay your lawyer if he looses your case this badly (federal law)
Dave's face for the first few minutes of this call hahaha
Why won’t he try to go back to court and see if he can get things readjusted.
It sounds like she was the mistress and took him from his wife. She didn’t know about the debt but she knows all of details about the divorce.
Dave Ramsey makes me want to live a better life.... I love it!
He didn't necessarily roll anything over into that Suburban. They start at $50K and you can go over $80K on one.
I would NOT feel any obligation for paying off somebody else's debts...
I wonder if she meant $90k was his take home.Because,if you factor in taxes...the poor guy only get s about $20k a year to live off. His ex took him to the cleaners.
Don't marry anyone with heavy debt. Especially if it's over 10k
I am almost debt free don’t want no one to be in debt
C B what did your wife study in school? If you don’t mind me asking.
@C B
That's good to hear.
You're a lucky man to find a good one.
Domonic Ramos i graduated with 12k in student loans, thankfully we “lived” off my partners income until i payed it all off In a few months. Idk I feel like 12k was not too bad at all? lol.
Debt isn’t the issue, circumstances are what matter. If you find out your significant other has 20k in debt and makes 30k a year, without intent to change, big problem. If they have 20k in debt, make 30k a year and are actively looking to change their circumstance, no issue.
Listening to this made me feel good being single.
Great advice Dave.
My x-fiance did the same exact thing to me. Best thing to do for me, was to walk away.
"I can't tell if he's a keeper.." youre not very smart
1:35. Just in passing, maybe it's a regional thing, but I've heard in recent years a lot of people say "whenever" meaning "when."
"And you both have to have a high desire to get out of money."
Mission accomplished.
Lol!
This man was ripped off, pretty bad my I add.
She sounds like the mistress. She thought she had it made when the guy was married and taking home big money. Not he's not, she's trying to find a way to bow out. 😂😂😭 I dont blame her though 😫
I’m holding off my wedding until I’m done paying my $1200 of credit card debt so it wouldn’t be my partners debt, I thought my debt hole was huge lol
She was very smart by calling Dave.
Omg.......makes me feel lucky to be single...!!!! Run Michelle RUN.!!!! Lol
If the caller reads this, trust me, GET OUT...you called out of concern, you should be extremely concerned about what he'll do to you in the future
i so much miss the emergency buzzer he used to do,,,,omg so awesome when he did that!!!
The question you should ask is. Would he be allowed on a Ryannair flight with that much baggage? If the answer is no, then a marriage proposal doesn't fly.
That's a big red flag. I wouldn't go ahead with this...