Top 🔟 - Unbelievable Calls on The Dave Ramsey Show (vol. 1)

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  • เผยแพร่เมื่อ 21 ธ.ค. 2024

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  • @TheRamseyShow
    @TheRamseyShow  4 ปีที่แล้ว +324

    Get life-changing financial advice anytime, anywhere. Subscribe today: th-cam.com/users/TheDaveRamseyShow

  • @HelpfulHarry
    @HelpfulHarry 4 ปีที่แล้ว +8026

    STOP ASKING DAVE HOW HE'S DOING...."HE'S BETTER THAN HE DESERVES" OK? LOL

  • @dalchc
    @dalchc 7 ปีที่แล้ว +5502

    I love how everyone says they're "doing great" when they start out the call

    • @lovethemflowers
      @lovethemflowers 7 ปีที่แล้ว +334

      Yeah, "I'm doing great". Then you find out they've got 35 credit cards or are $300,000 in debt. And you call that "doing great" ?? I guess their definition of "doing great" is "above ground".

    • @williamsmith3331
      @williamsmith3331 7 ปีที่แล้ว +13

      Daniel Cushman lol

    • @TheEmpressMouse
      @TheEmpressMouse 7 ปีที่แล้ว +220

      In America, it's just a standard response to a greeting. No one expects anyone to say anything other than "great" or "fine" unless they are hurt or someone died or whatever. This drives Europeans nuts.

    • @13THPR0PH37
      @13THPR0PH37 7 ปีที่แล้ว +78

      Or then they say "I inherited 50 million dollars!"

    • @lisamarieva3514
      @lisamarieva3514 7 ปีที่แล้ว +72

      Truth is no one wants to hear the truth and everyone knows it. Therefore, the standard "fine" response. Lol it is the "polite" response to a question no one wants answered. I like Dave's response "Better than I deserve" hahaha.

  • @purgatrio409
    @purgatrio409 5 ปีที่แล้ว +6170

    14 years old.
    - Started a business
    - Focused on paying off debt
    - Watches things like Dave Ramsey
    It's natural for someone to mess up the first time. But he's incredibly young and his mind is in the right place. I'm telling you, that kid is going somewhere.

    • @LaDeeDah
      @LaDeeDah 5 ปีที่แล้ว +119

      I agree.

    • @simplesimple111
      @simplesimple111 5 ปีที่แล้ว +42

      True.

    • @briggstondade4986
      @briggstondade4986 5 ปีที่แล้ว +72

      Alex did you forget the other 18.5k.?

    • @christianaalagbe6380
      @christianaalagbe6380 5 ปีที่แล้ว +80

      Kudos to your parents! What a brilliant 14 and 16 year-olds!!

    • @JasonBuckman
      @JasonBuckman 5 ปีที่แล้ว +83

      Especially since he made this mistake so young and now he knows from experience at souch a young age. He is definitely ahead.

  • @nino8151
    @nino8151 ปีที่แล้ว +631

    "Borrow your way into dreams, turn them into nightmares." That one stung!

    • @josegonza1ez
      @josegonza1ez 8 หลายเดือนก่อน +3

      I felt that one i was doing that for a while but it was shows like this one that just made me think man im rlly setting myself up to work till i die. I had managed not to take on much student debt at all im talking less than 10k total but i was living like my credit cards would never need to be paid. Biggest thing is you do all this “cool” shit think your living the life and your miserable never been happier than i am now w my pup and relatively frugal lifestyle. And its weird because the only aspect of my life i really splurge on now is on whatever i get my dog i dont just buy fancy stuff i worked at an animal hospital and just buy what i learned was best. I would do stuff i had no business doing before things some ppl dream of just swiping my card and never felt anything but when i buy my dog a new toy its the best feeling ever and knowing im not fucking myself over is always nice!

  • @jesusmendez2006
    @jesusmendez2006 4 ปีที่แล้ว +3159

    When i was 14 i used to close the fridge door to see how the light turned off 🤦🏻‍♂️

  • @betterthanemril988
    @betterthanemril988 4 ปีที่แล้ว +8501

    At 14 I was $3.75 in debt from school lunch 😭😂😂

    • @thatslamejehl
      @thatslamejehl 3 ปีที่แล้ว +157

      I was the kid selling candy in middle school

    • @thedragonhouse4991
      @thedragonhouse4991 3 ปีที่แล้ว +85

      The school mafia is calling.......

    • @ethnow1562
      @ethnow1562 3 ปีที่แล้ว +62

      Let keep it that way ......kids needs to be kids

    • @ryancalhoun2910
      @ryancalhoun2910 3 ปีที่แล้ว +44

      What was your household income?

    • @ddw-ge1ss
      @ddw-ge1ss 3 ปีที่แล้ว +42

      @@ryancalhoun2910 5c found near the playground

  • @tocc
    @tocc 5 ปีที่แล้ว +2263

    i'm new here but I'm in awe. He's like a cross between Dr Phil and Judge Judy with an extra helping of brutal honesty

    • @samanthapeters2972
      @samanthapeters2972 5 ปีที่แล้ว +63

      tocc , I'm not American, and not in debt. But I enjoy hearing his advice. It prevents me from making mistakes.
      Sometimes when I listen to him he also reminds me of Dr PHIL too.

    • @verolly31
      @verolly31 5 ปีที่แล้ว +19

      tocc And some KFC colonel

    • @justme.53
      @justme.53 5 ปีที่แล้ว +8

      Yupp.. I'm subscribing:)

    • @benmollitor3776
      @benmollitor3776 5 ปีที่แล้ว +2

      That's what I said too. Lol

    • @abeclark524
      @abeclark524 5 ปีที่แล้ว +34

      @@samanthapeters2972 Dave Ramsey's advice transcends national boundaries. Most of it is what your sensible grandmother might have told you. There might be 1 or 2 America specific pieces of advice, but people all over the world can get something from him.

  • @janineinsabella8746
    @janineinsabella8746 9 หลายเดือนก่อน +491

    I damn near choked when that dude said his father left him 50 million. Sir, would you like to adopt me? 😂

    • @burly636
      @burly636 7 หลายเดือนก่อน +14

      I don’t think I want to hear the money problems those people have. Money isn’t a problem obviously obviously

    • @luchiayoung
      @luchiayoung 6 หลายเดือนก่อน +2

      Me, too!!!!

    • @keisha2shoes
      @keisha2shoes 4 หลายเดือนก่อน +3

      You and me come as a package deal...twins!

    • @brandonvernet
      @brandonvernet 2 หลายเดือนก่อน +1

      You seriously believe him? Don’t believe everything you hear, especially on the internet. If you had 50 million dollars, you wouldn’t be calling up a podcast asking for advice.

  • @chuckmitchell7454
    @chuckmitchell7454 5 ปีที่แล้ว +4258

    My man was 14 making boss moves 😆😆😆😆, the bar was raised after that call

    • @medici__
      @medici__ 5 ปีที่แล้ว +31

      Right😭🤣🤣

    • @Gawdessofficialpublishing
      @Gawdessofficialpublishing 5 ปีที่แล้ว +103

      And he will be able to do it again with more caution! Boss moves!

    • @InnaVitamina777
      @InnaVitamina777 5 ปีที่แล้ว +8

      Yezzur lol

    • @mattatm3227
      @mattatm3227 5 ปีที่แล้ว +16

      They are better than corporations! Would buy engines from them!

    • @HilgemanGroup
      @HilgemanGroup 5 ปีที่แล้ว +43

      I agree Chuck! That kid is going places!

  • @jada_m
    @jada_m 7 ปีที่แล้ว +1990

    He is the judge Judy of common sense and finance😂 I love it

    • @chevybrown3931
      @chevybrown3931 7 ปีที่แล้ว +4

      Jada White omg love this comment 😂

    • @scottthompson4193
      @scottthompson4193 6 ปีที่แล้ว +23

      Your right until he talks about his religion, for such a logical man, it amazes me he is indoctrinated in religion.

    • @petmomful2260
      @petmomful2260 6 ปีที่แล้ว +3

      @@scottthompson4193 I was just thinking the same thing.

    • @lifewitholga_
      @lifewitholga_ 6 ปีที่แล้ว +68

      @@scottthompson4193 That's because people can be smart, wise and spiritual all at once. I like Science, Finance, Technology and love Jesus Christ..

    • @scottthompson4193
      @scottthompson4193 6 ปีที่แล้ว +5

      @@lifewitholga_ So you just disregard the scientific facts that interfere with your love of christ?

  • @nationalnotes
    @nationalnotes 5 ปีที่แล้ว +9611

    When I was 14 I was worried about my acne

  • @WickedButRepenting
    @WickedButRepenting ปีที่แล้ว +351

    21:53 “where are the-- where’s the dad?” 😂😂😂 Dave knew what it was but wanted to be polite

    • @deutschelehrer69
      @deutschelehrer69 11 หลายเดือนก่อน +24

      America has a promiscuity problem

    • @mitchellgrand3724
      @mitchellgrand3724 11 หลายเดือนก่อน +7

      Dave is so smart!!! Imagine being his kid and stealing a 🍪 from the cookie jar when your 10. Lol he would know all about it in a heart beat

    • @hankhillsurethra
      @hankhillsurethra 10 หลายเดือนก่อน

      @@deutschelehrer69more like this girl has a birth control problem. The problem is she’s not using it

    • @Rhanafortin
      @Rhanafortin 10 หลายเดือนก่อน

      @@mitchellgrand3724?

    • @gyp.
      @gyp. 9 หลายเดือนก่อน +1

      Could be the dad who owes, and coached his kid to take the debt on. He did sound smart and business minded but at 14 I had no clue wtf I was spending. If my dad was a scumbag he could have told me I owe this money.......and?

  • @Jo-ke6pj
    @Jo-ke6pj 5 ปีที่แล้ว +2533

    “I am 14”
    Dave : 👁👄👁

    • @xoxo-pp7ru
      @xoxo-pp7ru 5 ปีที่แล้ว +27

      👁️👅👁️ 😳😳😳

    • @RainbowManification
      @RainbowManification 5 ปีที่แล้ว +65

      @@xoxo-pp7ru I'm Chris Hansen, have a seat

    • @xoxo-pp7ru
      @xoxo-pp7ru 5 ปีที่แล้ว +12

      @@RainbowManification okay daddy 😲😳

    • @RainbowManification
      @RainbowManification 5 ปีที่แล้ว +12

      @@xoxo-pp7ru good boi

    • @mlmlsmith2505
      @mlmlsmith2505 5 ปีที่แล้ว +2

      Memelord McMeme 🤣🤣🤣🤣

  • @robroberts1473
    @robroberts1473 7 ปีที่แล้ว +2058

    when the kid told dave he was 14 the look Dave's face was hilarious. lol

    • @diannebrogan112
      @diannebrogan112 7 ปีที่แล้ว +7

      indecent proposal

    • @Mmolesy
      @Mmolesy 7 ปีที่แล้ว +104

      rob roberts 😱😱😱😱😱😱😱😱😱😱
      "Where is your father?? I want to box his ears!!!" 😂😂😂😂😂

    • @ivyhays6006
      @ivyhays6006 7 ปีที่แล้ว +55

      rob roberts what if the father actually a multi millionaire and 21K is just a cheap cost (for him) to teach his kid a lesson about being entrepreneur. 😂😂😂

    • @francofitness9994
      @francofitness9994 7 ปีที่แล้ว +51

      I think Dave got trolled

    • @anonmous5916
      @anonmous5916 6 ปีที่แล้ว +36

      That was a BS call. Nobody at that age can get any kind of financing

  • @milopenalozaosorio3992
    @milopenalozaosorio3992 3 ปีที่แล้ว +1542

    “Adults don’t do sleepovers with people they’re not marry to” I mean, the fact that he has to explain this 😂

    • @drew2364
      @drew2364 2 ปีที่แล้ว +66

      It’s called camping… with friends

    • @Erix7810
      @Erix7810 2 ปีที่แล้ว

      @@drew2364 go ahead and tell your wife that you’re going camping with your high school flame… LOL

    • @shiruba2004
      @shiruba2004 ปีที่แล้ว +20

      Yeah... I never go on hot springs trips... ski trips... camping.. staying at a friend's house when I visit another city... oh wait.. of course I do.

    • @kumari6004
      @kumari6004 ปีที่แล้ว +56

      Its difficult for the lady... she probably only knows him and cannot imagine life without him... hope she makes the right decision in her life. Be strong divorce him and start afresh.. there's better things in life than having a lying partner living with you.

    • @lindashepard4621
      @lindashepard4621 ปีที่แล้ว +25

      My ex did not understand this concept.

  • @prestonshobe
    @prestonshobe ปีที่แล้ว +168

    The way Dave bluntly talks to his callers is hilarious. 🤣Its so entertaining to listen to these episodes while sitting at work lol.

    • @ST-ue5fb
      @ST-ue5fb 7 หลายเดือนก่อน +4

      That's what so many people need - to be told the truth bluntly. No sugarcoating.

    • @prestonshobe
      @prestonshobe 7 หลายเดือนก่อน +3

      ​@@ST-ue5fb I grew up with a dad that was very blunt with the truth so I appreciate it. People are getting softer though as time progresses and can't handle it anymore. Everyone has "their" truths and its not socially acceptable to challenge that with a universal truth. Many are in for rude awakenings.

    • @jingsun1568
      @jingsun1568 16 วันที่ผ่านมา

      It is very fun to listen to Dave ‘ video while working at same time. I am accountant. 😂

  • @peterjg001
    @peterjg001 4 ปีที่แล้ว +2866

    “Hi Dave I’m calling to ask your opinion on....”
    Dave: RICE AND BEANS, NO VACATION, LIVE LIKE A DOG!!!!!!!

    • @kathurtado13
      @kathurtado13 4 ปีที่แล้ว +44

      😂😂😂😂😂

    • @Thr3_dot
      @Thr3_dot 4 ปีที่แล้ว +25

      😂😂😂😂😂😂

    • @Candaicelovesjesus
      @Candaicelovesjesus 4 ปีที่แล้ว +105

      Don’t forget... SELL YOUR CAR TOO and drive a $2000 car 🤩

    • @phettywappharmaceuticalsll8842
      @phettywappharmaceuticalsll8842 4 ปีที่แล้ว +61

      @@Candaicelovesjesus what makes you think my car is worth 2k?

    • @abrahamthomas215
      @abrahamthomas215 4 ปีที่แล้ว +10

      😂😭funniest comment by far!!!!

  • @angel-md8ge
    @angel-md8ge 5 ปีที่แล้ว +2752

    “I’m going to my ex girlfriend’s house for a sleepover”
    “Alright, I’ll have the divorce papers ready on the table when you come back”

    • @pamelagiacca5953
      @pamelagiacca5953 5 ปีที่แล้ว +233

      yeah, it's incredible how some people are willing to lower their worth to cling on a partner. I mean he's cheating on you, he's not respecting you, it's painful but accept the reality and move on

    • @thebigmann81
      @thebigmann81 5 ปีที่แล้ว +11

      Or some call it a night cap among other things

    • @bethanyb4478
      @bethanyb4478 5 ปีที่แล้ว +132

      H: "I'm going for a sleepover!" W:"You can go if you want, but if you do, don't come back." Then change the locks while he's gone.

    • @ellesam3348
      @ellesam3348 5 ปีที่แล้ว +4

      😹😹😹😹

    • @twincherry4958
      @twincherry4958 5 ปีที่แล้ว +14

      @@pamelagiacca5953 These things are real! There are people that are not normal.

  • @jonathanrodriguez4666
    @jonathanrodriguez4666 4 ปีที่แล้ว +7710

    People keep talking about the 14 year old...but he has a 16 year old brother who loaned him 20k?!?

  • @TampaDE5
    @TampaDE5 8 หลายเดือนก่อน +177

    24 years old, six kids, six different dads, 60k in debt .... is wild.

    • @desdicadoric
      @desdicadoric 4 หลายเดือนก่อน +7

      The deadbeat dads didn’t even pay for maternity care 😂

    • @Wishfull171
      @Wishfull171 4 หลายเดือนก่อน +4

      666, satan is festering in that lifestyle 😬

    • @scarletwitch6023
      @scarletwitch6023 4 หลายเดือนก่อน +7

      And they’re all in foster care 🤯🤯

    • @92bagder
      @92bagder 4 หลายเดือนก่อน +10

      Bet she calls herself a "free spirit"

    • @deezonmustardt6585
      @deezonmustardt6585 4 หลายเดือนก่อน

      not really, on the gov site it tells you how much they will give you per kid and how much of your debt they will pay off if you have a certain amount of kids.

  • @PlantKingBoy
    @PlantKingBoy 5 ปีที่แล้ว +922

    06:58 - "Quit trying to borrow your way through all of your dreams, you'll turn them into nightmares"

  • @jcampbell50130
    @jcampbell50130 4 ปีที่แล้ว +624

    When I was 14, having $20 was awesome

    • @elpoderdelamente7050
      @elpoderdelamente7050 3 ปีที่แล้ว +6

      I never even have 20 when I was 14 lol

    • @7u7Marina
      @7u7Marina 8 หลายเดือนก่อน

      😂 my dad used to send me $20/year 💔

    • @dbased1915
      @dbased1915 4 หลายเดือนก่อน

      i remember showing off 220 dollars in twenties to my friends at 13 thinking i was so cool, felt like a god among the other kids LMFAO

  • @imnotftw
    @imnotftw 3 ปีที่แล้ว +2253

    This kid could be a millionaire. He needs some guidance but the fact he's looking for it at that age is remarkable. At 14 I didn't know what debt was.

    • @famicomnintendo
      @famicomnintendo 2 ปีที่แล้ว +60

      He could be a billionaire. I wish they do a follow up and offer him some tutoring or a shcolarship, anything to shelter this young, ambitious man from it's deadweight relatives.

    • @bouggyman180
      @bouggyman180 2 ปีที่แล้ว +75

      dude has rich parents and called dave ramsey because they show it to us at school. this kids just a brat😂.

    • @danapohl444
      @danapohl444 2 ปีที่แล้ว +4

      @@bouggyman180 all this.

    • @TheLynLyn57
      @TheLynLyn57 2 ปีที่แล้ว +6

      @@bouggyman180 You just made all of this up. Speak positivity onto people. You don't know this person.

    • @photoniccannon2117
      @photoniccannon2117 ปีที่แล้ว +10

      This kid is way smarter than I was at 14. That's a lot of debt, but it's less than my student loans and I'm managing to pay those off. This kid is going places if he keeps this drive.

  • @BrandonFox-cd7me
    @BrandonFox-cd7me ปีที่แล้ว +284

    I’m just now watching this video but I actually teared up when Dave says, “it’s because she’s sick buddy” @ 33:20. What a REAL answer from a stranger to someone in need, like he’s one of the caller’s best friends. It just speaks volumes of Dave’s character. Love this freaking dude.

    • @MackDaddy95
      @MackDaddy95 ปีที่แล้ว

      that guy greg is the biggest moron! that call was hard to listen to lol

    • @FlyingJ420
      @FlyingJ420 ปีที่แล้ว +8

      This is the relationship my parents had. My dad was a practicing ER physician for 30+ years, and he never directly addressed my mom’s irresponsible financial spending

    • @countrymusicandcher8593
      @countrymusicandcher8593 10 หลายเดือนก่อน +7

      Seriously when he said "OH Bipolar?" You could see that literal lightbulb. Also why TF has he not AT ALL mentioned this insane behaviour to her therapist?! Not for this like dude this is PART OF THE THING HES SEEING THEM FOR. Easier said than done my ass if she's had the come to jesus moment and still get really angry that's further a part of HER MENTAL ILLNESS.

  • @mrchopsticks3
    @mrchopsticks3 3 ปีที่แล้ว +994

    I had a bunch of vintage cars at 14. They all had "Matchbox" and "Hot Wheels" stamped on the bottom.

    • @carlanfoltz8536
      @carlanfoltz8536 3 ปีที่แล้ว +8

      😂

    • @dosesofdee3708
      @dosesofdee3708 3 ปีที่แล้ว +7

      😂😂😂😂

    • @irocitZ
      @irocitZ 3 ปีที่แล้ว +6

      If they were stamped "made in the USA" on the bottom those would be some valuable vintage cars. If they say anything else, just go ahead and junk them.

    • @chloelincoln9095
      @chloelincoln9095 2 ปีที่แล้ว

      😭😭

    • @ryancalhoun2910
      @ryancalhoun2910 2 ปีที่แล้ว +8

      Sell the Hot Wheels

  • @JD082096
    @JD082096 5 ปีที่แล้ว +1096

    Dave Ramsey is the Gordon Ramsey of personal finance.

    • @user-kx7do4fh2j
      @user-kx7do4fh2j 4 ปีที่แล้ว +13

      @David Moore i mean some of them steal their waiters tips and store fresh and frozen meat closely together. They kinda deserve to be yelled at.

    • @caseyford7195
      @caseyford7195 4 ปีที่แล้ว +4

      Um yeah but he puts it a little more softly.

    • @chasingspiritualfreedom
      @chasingspiritualfreedom 4 ปีที่แล้ว +1

      😭😭😭

    • @davidmervish2738
      @davidmervish2738 4 ปีที่แล้ว +1

      The logician underrated comment

    • @lilgspirit
      @lilgspirit 4 ปีที่แล้ว

      long lost brothers

  • @Kymv8382
    @Kymv8382 6 ปีที่แล้ว +1012

    "Hi Dave, me and my wife are $300,000 in debt and we're just wondering if we should purchase more things" LOL

    • @violettray2679
      @violettray2679 5 ปีที่แล้ว +44

      Purchase more expensive things by borrowing more money.

    • @Kistilan
      @Kistilan 5 ปีที่แล้ว +10

      You can do anything!
      Thing is, he should just get on the REPAYE program and get it forgiven mostly in 20 years while dumping money into real estate that is dirt cheap and performs with his handyman skills.
      Even if it's $370K in 20 years, 20% forgiven on a 1099 tax form is only about $70K in IRS taxation. Then get that on payment plan and have another $40K ready to pay the bulk. Make that $40K through a couple rehab, flips, and rentals. Oh yeah, and probably have made another $40-$80K over the previous 10 years before that 10 year save, and oh yeah, have the equity of several properties.

    • @tylerparker3024
      @tylerparker3024 5 ปีที่แล้ว +6

      Absolutely, buy it all

    • @tylerparker3024
      @tylerparker3024 4 ปีที่แล้ว +8

      Jake fockler any debt is considered a liability. Until that investment is making you money it is not considered an asset

    • @eternalresolute8960
      @eternalresolute8960 4 ปีที่แล้ว +7

      Well technically if you rent out a house, make cash flow and sell it after it's paid off and has appreciated, then they can technically pay off 300k in debt....so....

  • @genecoppedge5972
    @genecoppedge5972 11 หลายเดือนก่อน +120

    The daughter stealing $80 thousand dollars from her parents just broke my heart, wow. Dave is correct she needs to be fired and out of the building immediately.

    • @wenchefauske6898
      @wenchefauske6898 6 หลายเดือนก่อน +2

      If she is a shoppaholic and been busted she will find a other way to scam the company. You will find out later

    • @courtneya2207
      @courtneya2207 หลายเดือนก่อน

      Some of these situations make a bit of sense given their parents coddle them even after horrible decisions like that, if they aren’t made to be responsible even in those circumstances it’s clear they never have been - such a disservice to your children and then act surprised when you are victimized by their actions

  • @DrWeird-ek8ds
    @DrWeird-ek8ds 7 ปีที่แล้ว +353

    "spending like you're in freakin' congress"
    classic

    • @twincherry4958
      @twincherry4958 5 ปีที่แล้ว +1

      She cries...he loves her; really loves her!

  • @steelberg23
    @steelberg23 3 ปีที่แล้ว +1478

    “I’ve always done entrepreneurial things..” 😂 Bruh, since when, age 12??

    • @dr.aasiyahghazi9168
      @dr.aasiyahghazi9168 3 ปีที่แล้ว +24

      For reals...🤣🤣

    • @nicholas6081
      @nicholas6081 3 ปีที่แล้ว +53

      “Always” as in since he started walking a few years ago

    • @jenniferhoyt2154
      @jenniferhoyt2154 3 ปีที่แล้ว +4

      😂

    • @katnunez9104
      @katnunez9104 3 ปีที่แล้ว +24

      I managed and did inventory for a salon at 12 so not that far fetched

    • @steelberg23
      @steelberg23 3 ปีที่แล้ว +5

      @@katnunez9104 I did too.

  • @dcjohnson2490
    @dcjohnson2490 7 ปีที่แล้ว +518

    'Where are the-where's the dad?" He KNEW them kids all had different dad's; he was trying to be nice LOL.

    • @mjbarbaraconstantestremera5509
      @mjbarbaraconstantestremera5509 6 ปีที่แล้ว +21

      DC Johnson 😂😂😂 so true

    • @marcelle215
      @marcelle215 6 ปีที่แล้ว +69

      @@MuscleboundKage not necessarily and that comment was completely unnecessary

    • @adamclark9253
      @adamclark9253 6 ปีที่แล้ว +22

      MuscleboundKage, you are full of stupid aren’t you?

    • @leilanidru7506
      @leilanidru7506 6 ปีที่แล้ว +14

      MuscleboundKage 😒🖕🏾

    • @dillonh321
      @dillonh321 6 ปีที่แล้ว +17

      @@MuscleboundKage
      I could say the same thing about your cousins.

  • @rebelduck9077
    @rebelduck9077 ปีที่แล้ว +27

    Amazes me how many parents are enablers. My parents cut me off in my 20s after my second “emergency” and I have been learning how to fall on my face since then. Life is hard and it’s my life and choices. My parents know this well and I love them for that.

  • @pheenobarbidoll2016
    @pheenobarbidoll2016 5 ปีที่แล้ว +1891

    Hi, my husband is sleeping at his ex girlfriends house, my question is : should I sell the house and use it for my bail or keep it for my prison commissary?

  • @sweetgirl4u247
    @sweetgirl4u247 3 ปีที่แล้ว +687

    My heart dropped when the lady said "it's up to him." No sweety. Just no.

  • @YZ450f24
    @YZ450f24 4 ปีที่แล้ว +531

    Dave, I just inherited 500 million dollars. Well I haven't received it yet but one of my long-lost relatives left it for me and all I have to do is pay a release fee to some guy overseas in Africa.

    • @Whydoyoureadme
      @Whydoyoureadme 3 ปีที่แล้ว +43

      I will give you the money for the paperwork, but you need to sign over your house to me because, well you will be rich so you can easily pay it back later!

    • @frausmandrake9757
      @frausmandrake9757 3 ปีที่แล้ว +9

      I've got a statue you might like to buy, it's only a thousand bucks.

    • @bobhoffman5581
      @bobhoffman5581 3 ปีที่แล้ว +5

      Nigeria... lol

    • @dusse3581
      @dusse3581 3 ปีที่แล้ว

      Cap

    • @donnyreiss1180
      @donnyreiss1180 3 ปีที่แล้ว

      what r u waiting for

  • @townsendliving9750
    @townsendliving9750 ปีที่แล้ว +356

    "my husband is sleeping over at his exs house"
    "Sell his car"

  • @fortwayne5487
    @fortwayne5487 7 ปีที่แล้ว +2453

    "About" 6 kids. "About."

    • @Meanmom8080
      @Meanmom8080 7 ปีที่แล้ว +55

      Fort Wayne Exactly what I was thinking.

    • @TheEmpressMouse
      @TheEmpressMouse 7 ปีที่แล้ว +39

      Oh God, you really made me chuckle. That was funny. It reminded me of people with too many cats who say similar things.

    • @TheElizondo256
      @TheElizondo256 7 ปีที่แล้ว +44

      About..thats exactly what I thought. My guess is that he doesnt know since he has not been apart of her life (this is my guess as to why she is so rebellious)

    • @cafeta
      @cafeta 7 ปีที่แล้ว +1

      lol

    • @craigslistoceanside8677
      @craigslistoceanside8677 6 ปีที่แล้ว +15

      Tragic.

  • @cee1970
    @cee1970 7 ปีที่แล้ว +390

    He wanted to call that lady stupid so bad I could feel it! 😂😂😂😂his face when she said they had sleepovers

    • @jordanbutler6332
      @jordanbutler6332 6 ปีที่แล้ว +26

      He almost did at 9:06 of this clip and then later on when he told her that her husband (at the time) thinks she's stupid, Dave had to be thinking "and so do I".

    • @evegreenification
      @evegreenification 6 ปีที่แล้ว +22

      I'm not clear that calling people who's hearts and lives have been broken "stupid" is a productive thing to do. It certainly is lacking in compassion. Not to mention, she's in denial. How do people get in denial? Thought processes such as "I've always been a fairly intelligent person, so therefore I am not being cheated on". So go on and call her stupid, you're just setting yourself and anybody reading you up to be the next person to figure "I'm smart, so I must be incapable of being fooled in love".

    • @smarterdaily8858
      @smarterdaily8858 6 ปีที่แล้ว

      LOL

    • @coltonhubbard96
      @coltonhubbard96 5 ปีที่แล้ว

      I made it into a gif because it was too good to pass up lol.

    • @kaiw.s6053
      @kaiw.s6053 5 ปีที่แล้ว +9

      18 years, have some empathy

  • @brandydejesus1675
    @brandydejesus1675 3 ปีที่แล้ว +652

    That husband sleepover story... My God. He has been emotionally manipulating and abusing her for a loooooooong time for this to fly. Bless her

    • @deek64dk
      @deek64dk 3 ปีที่แล้ว +4

      @Wiliam Forsythe 😂😂😂
      Really dude?😵
      Even AFTER 18yrs huh?😏

    • @BettyCollins88
      @BettyCollins88 3 ปีที่แล้ว +38

      She's partially with him bc she's the breadwinner and she'd lose 50% through the divorce. He understands this so he thinks he can get away with it.

    • @410cultivar
      @410cultivar 3 ปีที่แล้ว +6

      Lol no. Some people are just naive

    • @OTRFTransport
      @OTRFTransport 3 ปีที่แล้ว +10

      @@BettyCollins88 an unfortunate truth for the divorce process

    • @communityorganizer5645
      @communityorganizer5645 3 ปีที่แล้ว +1

      @@deek64dk I'm enjoying the trolling. William trolled Brandy. The comment he gave her only makes sense if Brandy had said she is thinking of sleeping over at her ex's, which is inaccurate on multiple levels amd 180 degrees wrong at that.
      Then you tell William he is being ridiculous to not being open to sleepovers with his ex, even though hes married, especially somce its neen 10ish years.
      This is like the telephone game

  • @n.w.414
    @n.w.414 ปีที่แล้ว +128

    So thrilled there were no children for the woman whose husband was cheating on her. And hope she find strength to stand strong.

    • @Lightrunnerr
      @Lightrunnerr ปีที่แล้ว +6

      But still, she has no children and past maternal age which will be a lonely rest of her life.

    • @michellerock3543
      @michellerock3543 6 หลายเดือนก่อน +13

      She can always find love again and experience someone who respects and honors her. I wish her the best.

    • @alexangleton4082
      @alexangleton4082 5 หลายเดือนก่อน +1

      I am not married but have been with my “wife” for 5 years. She has a 10 year old. Her daughter was 1 when her dad died. We have a 3 year old. She gets Social Security and a few semesters of College. Given our situation, we don’t want to lose benefits. A piece of paper doesn’t keep us committed. We both love each other and we are both working like hell to make our life happy and financially sound. We have no debt other than our house and she is willing to listen to me. The caveat is I have legitimate conversations and involve her with all decisions. Water your own lawn before you envy the neighbors is all I can say.

    • @Juzi559
      @Juzi559 5 หลายเดือนก่อน +1

      @@Lightrunnerryou can still have children that never see you 😢

    • @thelight1385
      @thelight1385 4 หลายเดือนก่อน +2

      @@Lightrunnerr adoption and fostering exists.

  • @annadragan8403
    @annadragan8403 7 ปีที่แล้ว +69

    I love that Mr. Ramsey always anwers “how are you” with “better than I deserve.”

    • @Randy58-zn4ez
      @Randy58-zn4ez 5 ปีที่แล้ว +6

      Anna Dragan That’s just religious brainwashing language.

    • @LegendaryTransport
      @LegendaryTransport 5 ปีที่แล้ว +1

      I'd most likely say that if I was a multimillionaire lol

  • @aquaskysm3972
    @aquaskysm3972 5 ปีที่แล้ว +213

    “You don’t need a vintage car when you’re 14 anyway. Not a lot you can do with it. It’s probably older than you.” 😂😂😂

    • @dgman0313
      @dgman0313 4 ปีที่แล้ว +3

      That vintage car better not be a 92 tercel with a bad gasket.
      It better be something with fins or a v8.

    • @COINsimp2024
      @COINsimp2024 4 ปีที่แล้ว +5

      He also isn't old enough to drive it. Works on cars but can't drive them. Lol.

    • @2KCamaroZ28SS
      @2KCamaroZ28SS 4 ปีที่แล้ว +2

      Well it's a BS call lol

    • @toribond5218
      @toribond5218 4 ปีที่แล้ว

      @@dgman0313 😂😂😂😂

  • @Thepippinator2
    @Thepippinator2 5 ปีที่แล้ว +273

    When I was 18 I got a credit card because I needed the money at the time.
    Within a month, I maxed it out at 700 dollars and the statement got sent to my dads house since I hadn’t changed the address. He called me up and chewed me out so much, telling me to immediately go get some scissors and chop the card up and send him a picture of it. He told me NEVER get another credit card or get into debt or he would cut me off.
    7 years later. Best advice/scolding he gave me.

    • @kailit9984
      @kailit9984 4 ปีที่แล้ว +40

      Ernesto R maxing it out 700 in a week he def was not ready to have a credit card yet

    • @FuddlyDud
      @FuddlyDud 4 ปีที่แล้ว +2

      @Michael Macaluso
      Great thing he had you do!
      You did get a credit card though, right? You kinda need good credit...

    • @V.E.R.O.
      @V.E.R.O. 4 ปีที่แล้ว +11

      Nothing wrong with a credit card as long as you use it wisely and pay it off in full at the end of the month.

    • @MrClassicmetal
      @MrClassicmetal 4 ปีที่แล้ว +8

      🤣🤣🤣 The responses were _very_ predictable indeed!
      There's always a bunch of people who assure you that credit cards are awesome "if used properly", that they pay it all off at the end of the month, that it's great for credit points, bla bla bla.... 😁
      Dave Ramsey and Chris Hogan have both mentioned that 98% of CC users rack up some kind of debt.
      But apparently the entire 2% that is disciplined just happens to be in these comments sections!🤣🤣🤣

    • @AJ-dv7hq
      @AJ-dv7hq 4 ปีที่แล้ว +9

      Mr ClassicMetal The people watching Dave Ramsey are, at the very least, wanting to take an active role in their finances. That’s going to skew the population you see here. Credit cards are a responsibility. If you’re disciplined, you can handle it. Its not a novel idea.

  • @joydavis1670
    @joydavis1670 6 หลายเดือนก่อน +7

    Listening to Kathy's story and Dave's response in reference to what I am going through is exactly what I needed to hear. Thank you so much

  • @jasonellsworth4046
    @jasonellsworth4046 4 ปีที่แล้ว +1136

    "yeah im 300,000 in debt and I'd like to take 400,000 more debt buying rental properties. Don't worry, I'm a handyman!"

    • @regularity2556
      @regularity2556 4 ปีที่แล้ว +29

      🤣🤣🤣🤣🤣🤣

    • @abrahamthomas215
      @abrahamthomas215 4 ปีที่แล้ว +8

      😂😭

    • @marginalized945
      @marginalized945 4 ปีที่แล้ว +29

      Don't underestimate people with seemingly menial or low skill jobs. I know a self proclaimed "handyman" that earns more per day than your average attorney.

    • @louib716
      @louib716 4 ปีที่แล้ว +142

      @@marginalized945 that went over your head. He wasn't denigrating handymen. He was saying being you cant justify being in debt and then going to buy rental properties by saying you are going to do the repairs yourself.

    • @rickroth2188
      @rickroth2188 3 ปีที่แล้ว +19

      Yeah, it's possible he could by the properties and make it happen and have a good life. but if it crashes, it will burn bad. Debt is no good

  • @Cryolyptic
    @Cryolyptic 5 ปีที่แล้ว +1173

    They're not doing anything, they're just having "Sleep overs"
    That poor woman

    • @jackiebaucom9513
      @jackiebaucom9513 5 ปีที่แล้ว +73

      Mavloc I’m in orlando and it’s almost 2020 and I’m wondering what happened to Kathy

    • @PInk77W1
      @PInk77W1 5 ปีที่แล้ว +18

      Jackie Landrau sleep overs are innocent.
      LoL.

    • @percyastronautstatus.8780
      @percyastronautstatus.8780 5 ปีที่แล้ว +140

      She is SOOOOOO naive. .. how were she RAISED and WHO raised her?? Dave ALMOST called her stupid.....he caught himself....

    • @fng9651
      @fng9651 5 ปีที่แล้ว +41

      were just having pillow fights!

    • @kendraplayzrobloxgamer8413
      @kendraplayzrobloxgamer8413 4 ปีที่แล้ว +31

      Having his cake and eating it too. Sort of thing!! He doesn’t want a divorce and sounds to me that she is so naive that she is actually allowing him to act that way. I wouldn’t let him go out that door without having him pack his bags and belongings to take with him.

  • @youalex1983
    @youalex1983 3 ปีที่แล้ว +702

    “Hi Dave, I’ve just inherited 50M in cash...”
    “RICE AND BEANS!”

    • @TheHoriginal
      @TheHoriginal 3 ปีที่แล้ว +23

      😂 😆 😂

    • @deborahblessed8541
      @deborahblessed8541 3 ปีที่แล้ว +23

      Beans and rice 🤣🤣🤣

    • @chenshilongsun1581
      @chenshilongsun1581 3 ปีที่แล้ว +46

      Sell your car, get a $2000 beat up car and deliver pizza!

    • @jimmyjetski3409
      @jimmyjetski3409 3 ปีที่แล้ว +1

      Give 5M to a chuRch and you will get more back.

    • @NasciParaAdorar7
      @NasciParaAdorar7 2 ปีที่แล้ว +2

      😂😂😂😂😂😂

  • @martinomg
    @martinomg 9 หลายเดือนก่อน +24

    "love her enough, love her well" that one touched me deeply 🙌

  • @sarahsunshine78
    @sarahsunshine78 5 ปีที่แล้ว +184

    I think that when people “look up their old flame” on Facebook, they aren’t actually looking for that person; they’re looking to reclaim their youth.

    • @GreyGirl999
      @GreyGirl999 5 ปีที่แล้ว +3

      🤯

    • @mrfred1000
      @mrfred1000 4 ปีที่แล้ว +14

      ROFL reclaiming your youth is a term used for "My self esteem is gone and I feel bad about superficial nonsense" If you're old you're old. I know one day I will be if I live that long and I don't care at all. it is what it is. "Mid life crisis" and all that sound ridiculous.

    • @BeautyMommysUnite
      @BeautyMommysUnite 4 ปีที่แล้ว +9

      No, I totally agree Sarah. I'm turning 30 this year and am struggling, but I think it's mostly because my life is unfulfilling. Working on it though.

  • @rosemond2232
    @rosemond2232 7 ปีที่แล้ว +546

    so glad I found the Dave Ramsey show!u just saved me from buying a car i have no money to pay for

    • @shinyjewelsz
      @shinyjewelsz 6 ปีที่แล้ว +28

      Why would you need the Dave Ramsey Show to tell you not to buy a car you can't afford .........

    • @Ebizzill
      @Ebizzill 6 ปีที่แล้ว +43

      @@shinyjewelsz pressure from people and family. I've been debt free with the occasional 100 - 200 dollar credit card balance, and been driving a 20 year old car, and entering into a professional career, and my family thinks that i should upgrade to a car that is less beat up for improve my image.

    • @WhyRyouRunningsir
      @WhyRyouRunningsir 6 ปีที่แล้ว +29

      @@Ebizzill That is just for the status and image, don't listen to them and save that money. Don't get into these monthly payments. I'm happy for you.

    • @78kurenai
      @78kurenai 5 ปีที่แล้ว +10

      shinyjewelsz not everybody is blessed with good parenting w/ good money management....

    • @jerrytoddphotography
      @jerrytoddphotography 5 ปีที่แล้ว

      Rosemond Larnyoh you needed this show to learn that spending money you don't have on something you can't afford is a bad idea???

  • @HonestOK2930
    @HonestOK2930 7 ปีที่แล้ว +1764

    It'd be cool if we got follow-up calls from these people to see what they did with Dave's advice.

    • @Cuyt24
      @Cuyt24 6 ปีที่แล้ว +118

      Jared S they probably all ignored his advice and did the opposite of his suggestion. Unfortunately. People who get themselves into bad situations will usually do it again.

    • @parkerschmitt1594
      @parkerschmitt1594 6 ปีที่แล้ว +22

      That's the Millionaire Theme Hour :D That's why this show is amazing.

    • @calebniederhofer678
      @calebniederhofer678 6 ปีที่แล้ว +10

      That’s actually a great idea

    • @meganheying4085
      @meganheying4085 6 ปีที่แล้ว +15

      Either the Millionaire hour or, at the very least, hopefully the Debt-Free Scream hour

    • @rubypickles1836
      @rubypickles1836 6 ปีที่แล้ว +1

      I would love this too

  • @melissawerkheiser3394
    @melissawerkheiser3394 ปีที่แล้ว +79

    #3. I was her. Packed up my son, my things, got an apartment & filed for divorce. I am worth more & my son deserves better. That was just over 11 years ago.

    • @shri2947
      @shri2947 9 หลายเดือนก่อน +1

      You were in a job when you moved out? How you survived

    • @desdicadoric
      @desdicadoric 4 หลายเดือนก่อน +1

      Totally agree with you

  • @bodhitree33
    @bodhitree33 4 ปีที่แล้ว +3773

    Caller: I'm 20k in debt
    Dave: How old are you?
    Caller: I'm 19 weeks prenatal.
    Dave: ....

    • @tommycastro9424
      @tommycastro9424 4 ปีที่แล้ว +303

      sell your car

    • @lazyburrito8085
      @lazyburrito8085 4 ปีที่แล้ว +23

      Tommy Castro lol

    • @zhernandez8287
      @zhernandez8287 4 ปีที่แล้ว +53

      Deliver pizza or do Uber ✌🏼

    • @mariaantwan7479
      @mariaantwan7479 4 ปีที่แล้ว +58

      What’s your household income?

    • @raqui174
      @raqui174 4 ปีที่แล้ว +61

      Sell your stem cells

  • @jimq2
    @jimq2 7 ปีที่แล้ว +224

    Dave Ramsey is so brutally honest 😂😂

  • @StephJ0seph
    @StephJ0seph 4 ปีที่แล้ว +227

    "My husband is having _sleepovers_ with his ex-girlfriend"
    Darlin', bless your heart

    • @jimmyjetski3409
      @jimmyjetski3409 3 ปีที่แล้ว +2

      Get dolled up. get out, get laid, get him back.

    • @dmac2899
      @dmac2899 2 ปีที่แล้ว +11

      @@jimmyjetski3409 NOOOOOOOOO
      That is absolutely not the right answer at all that’s absolutely 100% worse

    • @chanter3978
      @chanter3978 ปีที่แล้ว +10

      @@jimmyjetski3409 that’s the worst advice possible in this situation

  • @johnstoutley7421
    @johnstoutley7421 ปีที่แล้ว +37

    Dave, I used to listen to you on the radio in my car very regularly when I was working, and I found your advice so appropriate. That was over 25 years, ago. I love your vlogs that I'm now watching, and I appreciate all you do to help people like you are doing. I thank God that He got us into a position in life that we now have a debt free existence and are living off pensions, and still able to save and go on very wonderful vacations. Credit cards are the devil's tool. Unfortunately, people do want more than they can afford. I find student loans so unfortunate that kids today have to go into debt just to get an education. Thank you for all you do for people. I hope you keep up the good work. I don't know how you handle all the terrible decisions people make. God bless you!!!!

  • @kevinhoward4718
    @kevinhoward4718 7 ปีที่แล้ว +394

    Never get tired of Dave's honesty in a world where people are easily offended for being called a "butt", when they're being a "butt". Some people need the truth spoken strongly. Thanks Dave!

    • @diannebrogan112
      @diannebrogan112 7 ปีที่แล้ว +1

      indecent proposal

    • @diannebrogan112
      @diannebrogan112 7 ปีที่แล้ว +1

      i,de hi
      indecent proposal

    • @StylinSis3189
      @StylinSis3189 6 ปีที่แล้ว

      Agreed!

    • @sumisumi5214
      @sumisumi5214 ปีที่แล้ว

      Totally agree. When he called her daughter a "thief" made me sad for the mother. Having your daughter called a thief in front of your face can be heartwrenching.

  • @WyattWinters
    @WyattWinters 3 ปีที่แล้ว +810

    “You’re parents left you 50 million dollars...what did they do?”
    “They died”

    • @curtangle134
      @curtangle134 3 ปีที่แล้ว +29

      Ikr🤣

    • @Picca65
      @Picca65 3 ปีที่แล้ว +14

      Sad enough to loose a parent.

    • @kiturselassie813
      @kiturselassie813 3 ปีที่แล้ว +32

      @@curtangle134 talk about bieng born on the right side of the fence

    • @donaldomartinez5773
      @donaldomartinez5773 3 ปีที่แล้ว +2

      😂

    • @andra80100
      @andra80100 3 ปีที่แล้ว

      @@curtangle134 and a few other places that are available in this region have

  • @ticktock479
    @ticktock479 5 ปีที่แล้ว +386

    Bipolar nailed it. My wife handles all our finances for the exact same reason. Learned eventually if I want to buy something I talk to the wife then we wait 4 weeks, if I still want it then we sit and work out if it is reasonable and then start saving to buy it. Took us a while to get this process in place but now we are saving well and I have learned to look for joy elsewhere when the mania kicks in.

    • @Misscutieful1
      @Misscutieful1 5 ปีที่แล้ว +70

      It takes such maturity to realize that you have a problem and find ways around it so that it doesn’t sabotage yourself and your family. Awesome job!!

    • @trulygodsgrace
      @trulygodsgrace 5 ปีที่แล้ว +33

      So glad you've worked out this solution to help you and your family. I appreciate people who are humble in accepting their challenges, especially mental. My best friend has bipolar. I've walked with her through mania and psychosis. It's a challenge to know how to keep the finances safe from decisions that would be regretted later.

    • @lijohnyoutube101
      @lijohnyoutube101 5 ปีที่แล้ว +20

      Now that’s maturity and teamwork! Impressive

    • @yobyhenthorn7813
      @yobyhenthorn7813 4 ปีที่แล้ว +3

      Tick Tock great idea! Thank You!

    • @diamondmind981
      @diamondmind981 4 ปีที่แล้ว +6

      Congrats to you and your spouse for having a real marriage. You are blessed and fortunate.

  • @ilsevdg1194
    @ilsevdg1194 8 หลายเดือนก่อน +11

    I wish I had a strong dad like Dave and a cool brother like John 🥹

  • @FeonaLeeJones
    @FeonaLeeJones 5 ปีที่แล้ว +636

    This is the Jerry Springer version of money and finance LOL 😂

    • @prissylovejoy702
      @prissylovejoy702 5 ปีที่แล้ว +2

      Feona Lee Jones Hardly. That was an insult actually. I hope you didn’t mean it. 😔

    • @carlcoffin4394
      @carlcoffin4394 4 ปีที่แล้ว +2

      Actually, it is. Why seek revenge.

    • @Blessed.Affirmations
      @Blessed.Affirmations 4 ปีที่แล้ว +2

      Dave Ramsey looks like his head is about to explode 🤣🤣

    • @carerforever2118
      @carerforever2118 4 ปีที่แล้ว

      I was just thinking that.

    • @rengon9611
      @rengon9611 4 ปีที่แล้ว

      Yes ! 😂👏🏽

  • @RainWave13
    @RainWave13 3 ปีที่แล้ว +367

    I liked his response to the couple with the wife’s spending problem. He addressed a spending addiction as what it really is- a mental illness and an addiction, and he strictly told the husband to contribute to her needs and help her heal, come to counselling with her, etc, not just judge her and berate her for her behaviour or get a divorce.

    • @mpaige7081
      @mpaige7081 ปีที่แล้ว +10

      In sickness and in heath… this is the Best approach i have seen to women addicted to shopping. Lean on your husband in this process. ITS OK to lean on him! Its humbling and biblical. Women are powerful, awesome human beings!!! But sometimes we have to accept help. And thats ok. That can save a family. Let God Do what he needs to do

    • @allen4758
      @allen4758 ปีที่แล้ว

      ​@@mpaige7081 to bad more women don't think like you , 👍

    • @jimeb2jim256
      @jimeb2jim256 ปีที่แล้ว +7

      The husband is in need counseling too. He kept wanting to interrupt and rejecting that the wife was so mentally unwell that he only saw it as her being irresponsible.

    • @ihsv85
      @ihsv85 ปีที่แล้ว +2

      ​@@jimeb2jim256 A woman like that Is a disgrace. Having hidden money to women is always right, in that case it is damn right. He has responsibilities to his children.

    • @dana102083
      @dana102083 10 หลายเดือนก่อน

      ​@ihsv85 he has responsibilities to himself, his wife and kids..

  • @milliehillman5580
    @milliehillman5580 3 ปีที่แล้ว +439

    I really love that Dave truly has a heart to help people. Not just to sale his product. He really counsels in peoples lives here. Thank you so much Dave!

    • @katemiller7874
      @katemiller7874 2 ปีที่แล้ว +12

      No he’s selling. That’s part of the persona.

    • @MarleneHen
      @MarleneHen 2 ปีที่แล้ว +20

      But he's telling people what's in his book and how to do it for free. It's reasonable for him to have some way to earn income.

    • @cIiffe
      @cIiffe ปีที่แล้ว +3

      @@katemiller7874 You're selling that he's just "selling" a persona.

    • @ConnorL-jb8eu
      @ConnorL-jb8eu 11 หลายเดือนก่อน +1

      lol people are so naive. “He’s just helping the people out of the goodness of his heart”. Dude he’s worth a quarter billion. He’s selling.

    • @janet1744
      @janet1744 11 หลายเดือนก่อน +1

      ​@katemiller7874 Dave Ramsey already has money, this really is a program where people get free advise.

  • @jenneyryan
    @jenneyryan ปีที่แล้ว +65

    I am addicted to Dave Ramseys brilliant advice and knowledge of money managing. He is helping people manage their lives responsibly. Thanks Dave! ❤

    • @conductingintomfoolery9163
      @conductingintomfoolery9163 ปีที่แล้ว

      Finance major, he’s a joke in this field lmao

    • @arienfox
      @arienfox ปีที่แล้ว

      But He has the last laugh😂​@@conductingintomfoolery9163

    • @jamiecrutchfield9868
      @jamiecrutchfield9868 8 หลายเดือนก่อน

      Yet here you are, jokes on you​@@conductingintomfoolery9163

  • @brocourtney
    @brocourtney 5 ปีที่แล้ว +934

    I've been listening and following Dave for 6 years and I just realized his logo is a D and a R in one. 🤯🤦🏾‍♂️

    • @phatcrayonz
      @phatcrayonz 5 ปีที่แล้ว +89

      Courtney I had to go look. Dang you’re right. Crazy.

    • @mlmlsmith2505
      @mlmlsmith2505 5 ปีที่แล้ว +24

      Aww wow

    • @buildyourmoxie
      @buildyourmoxie 5 ปีที่แล้ว +33

      OMG! Haha I never noticed

    • @Cecibug1
      @Cecibug1 4 ปีที่แล้ว +16

      I had no idea lol

    • @kendraplayzrobloxgamer8413
      @kendraplayzrobloxgamer8413 4 ปีที่แล้ว +14

      Courtney Thank you because I’ve never noticed either!! Lol.

  • @michaela.4675
    @michaela.4675 5 ปีที่แล้ว +309

    I only discovered Dave Ramsey a few months ago. And I’ve been binge watching all his videos. I wish I knew about him when I was 21. But after all my Dave Ramsey binge, I realized my financial situation isn’t so bad. And these videos are so entertaining. 👍🏼

    • @hunkydude322
      @hunkydude322 5 ปีที่แล้ว +3

      this is the first one hr video 've seen with RAmsey and these topics are beyond hilarious you couldn't make this stuff up in a movie even wow lol.

    • @goprocowgirl6446
      @goprocowgirl6446 5 ปีที่แล้ว +12

      I'm 21 now and so glad I found him this week. He's saved me from making some unwise decisions.

    • @pranukvs
      @pranukvs 4 ปีที่แล้ว +3

      It's sad but i only watch these to feel good abt some of the choices that I have made tbh !

    • @Santamonicadrainco
      @Santamonicadrainco 4 ปีที่แล้ว

      praneeth you should be proud of the choices you made :).

    • @goprocowgirl6446
      @goprocowgirl6446 4 ปีที่แล้ว +3

      I’m 21 now and I’m so thankful I discovered him before I ended up in debt.

  • @LuciferMorningstar013
    @LuciferMorningstar013 5 ปีที่แล้ว +84

    "Where are the-- ... where's the dad?"
    😂😂😢😪

    • @maarneen2183
      @maarneen2183 5 ปีที่แล้ว +3

      So probably he thought: Where are the... -children, no wait I want to know about the father(s) first.

  • @olivercross3684
    @olivercross3684 8 หลายเดือนก่อน +52

    Dave calling a womens husband weak and her daughter a rat was top class. This guy doesn't miss.

  • @operationfreestylez938
    @operationfreestylez938 5 ปีที่แล้ว +598

    He enjoys telling people they can no longer go to restaurants lool

    • @Bnhuskins
      @Bnhuskins 4 ปีที่แล้ว +13

      Operation Freestylez I bet he never had rice and beans 😂

    • @2013_Shox
      @2013_Shox 4 ปีที่แล้ว +66

      Nick Huskins when he says rice and beans he just means cook at home instead of going out and stop buying insanely expensive food.

    • @Bnhuskins
      @Bnhuskins 4 ปีที่แล้ว +7

      ronald bangtidy lol thanks for the clarification I had no idea 🙄

    • @2KCamaroZ28SS
      @2KCamaroZ28SS 4 ปีที่แล้ว +7

      Sell the car

    • @pollyheyy
      @pollyheyy 4 ปีที่แล้ว +4

      That’s like my favorite part! 🙃

  • @ryanm7263
    @ryanm7263 4 ปีที่แล้ว +582

    I just finished paying my $27,000 student loan. What a tremendous load off my mind. I can't imagine the incredible strain some of these poor folks are under.

  • @Bumblebee-jl3ur
    @Bumblebee-jl3ur 2 ปีที่แล้ว +560

    Dave wanted to tell kathy she's stupid but caught himself😭😂🤣🤣🤣🤣

    • @NailsxShy
      @NailsxShy 2 ปีที่แล้ว +7

      😂😂😂

    • @muhammadbaki1124
      @muhammadbaki1124 2 ปีที่แล้ว +25

      OMG I just noticed the moment he almost said it. 🤣🤣🤣🤣🤣

    • @AnalyticalMenace
      @AnalyticalMenace ปีที่แล้ว +16

      I mean....he wouldn't be wrong.

    • @DNB7227
      @DNB7227 ปีที่แล้ว +31

      Just like he started to ask that granddad where are the dads of the grandkids, instead he caught himself and said, "dad"

    • @DNB7227
      @DNB7227 ปีที่แล้ว

      🤣🤣🤣

  • @Dog_in_tree
    @Dog_in_tree 11 หลายเดือนก่อน +17

    "She's spending like She's freakin in congress." That's good 😂

  • @4everu984
    @4everu984 6 ปีที่แล้ว +47

    Thank you Dave Ramsey!
    I am a Licensed Marriage and Family Therapist, your referrals for individual and marriage counseling are brilliant, timely and appropriate. We are much warmer, certainly less expensive than lawyers AND folks get to the core issues of the money challenges. Whether couples make it or not through counseling they don’t repeat the same negative patterns in future relationships. Be honest: it feels terrible to your SELF to be in debt.
    As well, thank you for FPU!!!!
    It’s great to hear you ask a caller: You ready for some pain? This is going to hurt. Truth hurts! Get to the patterns.

    • @Noone-dc9si
      @Noone-dc9si 5 ปีที่แล้ว

      What route did you take to get there

  • @aryanjain7739
    @aryanjain7739 3 ปีที่แล้ว +1548

    watching dave ramsey at 17 is the smartest decision ill ever make in life

    • @albinlindstrom6008
      @albinlindstrom6008 3 ปีที่แล้ว +70

      I'm 16 and Dave is gona be a BIG part of my financial future

    • @spencertb6034
      @spencertb6034 3 ปีที่แล้ว +50

      Same here I’m 15 I have a feeling this will come in handy

    • @kleevrgaming5720
      @kleevrgaming5720 3 ปีที่แล้ว +184

      I’m a fetus and my life’s about to be a movie with Dave in my corner

    • @Purplekitti04
      @Purplekitti04 3 ปีที่แล้ว +20

      Perfect. Don't ever ever forget his tips. Don't ever get in debt.

    • @gardenbee1238
      @gardenbee1238 3 ปีที่แล้ว +4

      @@kleevrgaming5720 lol😂

  • @ElaineLoyd
    @ElaineLoyd 5 ปีที่แล้ว +73

    That dude has some guts who'd believe that "I'm sleeping over at this girl's house nothings happening see you tomorrow" line that was bold

  • @Mark24Diesel
    @Mark24Diesel ปีที่แล้ว +10

    Love Mr Ramseys show. He is so wise beyond this time. Grateful for you Sir!

  • @merissapadro8679
    @merissapadro8679 7 ปีที่แล้ว +76

    Love Dave's honesty! Some of these people need to wake up.

  • @avsfan3724
    @avsfan3724 5 ปีที่แล้ว +201

    Dave Ramsey: relationship counselor, parental adviser, financial guru

    • @dmac2899
      @dmac2899 2 ปีที่แล้ว +2

      And evangelical Christian which is most important.

  • @kellyprice2582
    @kellyprice2582 4 ปีที่แล้ว +810

    Why is the dad worried about his daughters debt when he has six grandkids in Foster care

    • @riverdaletales8457
      @riverdaletales8457 4 ปีที่แล้ว +63

      😂😂😂 stupid people think stupid things .

    • @ryanhumor
      @ryanhumor 4 ปีที่แล้ว +18

      💯💯💯💯

    • @sunnymade678
      @sunnymade678 4 ปีที่แล้ว +103

      I'm guessing he coddled that girl all her life, and all 6 gone, she doesn't care about anyone but her self.
      Very Sad.

    • @Dunedien
      @Dunedien 4 ปีที่แล้ว +73

      To be fair, Dave Ramsey is a FINANCIAL expert. He probably focused on the finances because that's what you talk to a financial expert about. The whole situation is wild.

    • @darakristi
      @darakristi 4 ปีที่แล้ว +17

      Elaine McMurren Could also be mental disorders (bipolar/manic depression) or drug addiction.

  • @tjsurname119
    @tjsurname119 11 หลายเดือนก่อน +14

    Dear Dave, I accidentally found your channel. I have been debt averse my whole life, and worked 18 hour days and my Husband and I have created a Beautiful Home. I have never heard so much good advice and good sense for financial advise in my entire life. It is entirely opposite of our credit card juggling friends who drive the latest cars. I am so grateful we have found your channel. You speak so much good sense. Thank you for sharing your good sense and expertise with the World. You now have new listeners in Australia. GOD Bless you and Thankyou so very much !

  • @chikifree
    @chikifree 7 ปีที่แล้ว +876

    you know you are a Dave fan when you remember all of these calls.

    • @KH9th
      @KH9th 7 ปีที่แล้ว +22

      LuisEspinozaMusic FACT

    • @Sophisticatedstyle
      @Sophisticatedstyle 7 ปีที่แล้ว +23

      LuisEspinozaMusic Totally! I remembered each and everyone of them, still had fun listening to them again.

    • @madad0406
      @madad0406 7 ปีที่แล้ว +4

      Hahaha yes!!

    • @joshmagelitz5122
      @joshmagelitz5122 7 ปีที่แล้ว +1

      LuisEspinozaMusic. bdjxhfci like

    • @nfldshorty21
      @nfldshorty21 7 ปีที่แล้ว

      LuisEspinozaMusic me

  • @jordanstanton1941
    @jordanstanton1941 7 ปีที่แล้ว +273

    I only have $11k in student loans. I thought my situation was bad, until I started listening to this show.

    • @MrBrewman95
      @MrBrewman95 5 ปีที่แล้ว +8

      I have 12k in debt and throwing 400 a week at it.

    • @josevilleda791
      @josevilleda791 5 ปีที่แล้ว +7

      @@MrBrewman95 just live with ur parents for a year and pay it off in 1 year

    • @johnnyflyover2778
      @johnnyflyover2778 5 ปีที่แล้ว +1

      Work 2 jobs for one year and you’re debt free.

    • @tamaraking4368
      @tamaraking4368 5 ปีที่แล้ว +1

      Iktr!! My student loan are pennies compared to some of the ones I hear on hear. I'm thankful.

    • @monkeynumbernine
      @monkeynumbernine 5 ปีที่แล้ว +3

      Ya-
      I have $30k, which is bad enough.. but I hear numbers like $150-300k on this show regularly and I realize that I am not in nearly as deep as I thought.

  • @drrcm81
    @drrcm81 7 ปีที่แล้ว +21

    It's difficult to live on impulse when you acknowledge that everything you purchase will quickly become boring. I first learned this when I was 16. Bought my first iPod and soon realized that the days leading up to the purchase were more exciting than the days following. It was a great lesson that left a huge impression. The reality of that lesson has been proven again and again for the last 14 years.

  • @KT-yq7ed
    @KT-yq7ed 5 หลายเดือนก่อน +11

    Dave dear….you’re becoming a Therapist and Marriage Counselor 😂😂 I still enjoy listening to all your videos about getting out of debt and I’m going to purchase your book…….🥰👵🏻

  • @Fyrlink
    @Fyrlink 7 ปีที่แล้ว +689

    34:22 When Dave flicked his head up at, "I have 35 credit cards" I nearly fell over. ohh god I love this show.

    • @subman23
      @subman23 7 ปีที่แล้ว +15

      The video channel just adds those little touches

    • @fhaze4
      @fhaze4 7 ปีที่แล้ว +3

      G. L. Harrison I still can't stop laughing 😂.

    • @urwrstntmre
      @urwrstntmre 7 ปีที่แล้ว +3

      G. L. Harrison Lol. You can earn a lot of rewards points though, as long as you're smart with them. There's a dude who dropped out of Stanford because he had like 200M points and got to fly private jets and stay for free in expensive hotels. He had a startup biz of some sort too. Tai Lopez does an interview with him on TH-cam.

    • @jeremysmith54565
      @jeremysmith54565 7 ปีที่แล้ว +1

      Oh and the interest with the SLC is linked entirely into inflation so how much one owes one year will actually owe the next year in proportion.
      It's like what someone said in a previous video I watched and commented on the thread, they're living in a dream lifestyle but without the money/capital beforehand, it's downright bonkers.

    • @laurenmiller446
      @laurenmiller446 7 ปีที่แล้ว

      G. L. Harrison I

  • @itsnotthesamething
    @itsnotthesamething 7 ปีที่แล้ว +373

    I made $11 an hour before I met and married my husband. I had rent and utilities, like everyone. I had a grocery bill, like everyone. I bought and paid for a used car for $3500, over a six month period. And still had spending money to buy a new outfit to go on a date. Live within your means, set goals, and you will live just fine.

    • @animegeek3109
      @animegeek3109 5 ปีที่แล้ว +5

      I make $12 an hour working as a janitor and have a retirement plan lol sad i know " i worked at the college for 10 years"

    • @barbararepko4824
      @barbararepko4824 5 ปีที่แล้ว +2

      Sometimes life happens.

    • @annemouse6788
      @annemouse6788 5 ปีที่แล้ว +17

      @animegeek
      Nothing wrong with that, someone is needed to do the job. Do it with pride and manage your finances. You'll be fine. I lost a job (factory closed) making $10.10 I'd have stayed until I couldn't do it any longer, I considered it a ministry.

    • @alex73217
      @alex73217 5 ปีที่แล้ว +7

      I make 9.50 right now :/ 1 cent more than minimum wage in Germany xD. But I absolutely hate that job. Its summer and hot and I am working in a field. Gonna do this 5 weeks to save some money for Uni and then never ever ever again xD.

    • @barbararepko4824
      @barbararepko4824 5 ปีที่แล้ว +5

      itsnotthesamething Sometimes life happens, horrible things you didn’t expect. That doesn’t mean people are deadbeats if they have catastrophes or tragedies come up and they can’t plan their lives 10 years in advance with nothing getting in the way.

  • @AJohnson0325
    @AJohnson0325 5 ปีที่แล้ว +162

    Whenever I need a dose of reality I just listen to Dave Ramsey.

  • @cigsandcoffee9435
    @cigsandcoffee9435 ปีที่แล้ว +65

    I only recently discovered this guy at 35, and can say we have something in common: we both don't like credit cards!
    Looking at my financial situation currently, after marriage and welcoming our first born, our financial situation isn't too bad, but so glad I discovered him now to be better prepped for my family's future. Only regret is not learning about Dave sooner lol

    • @aviolet3981
      @aviolet3981 11 หลายเดือนก่อน +3

      I’ve had one credit card for nearly 40 years. I think there have been 2 months ever when I didn’t pay it off completely. I find it easier to pay for things on credit but I keep my balance zero. They don’t have to be a bad thing at all.

  • @katali9471
    @katali9471 6 ปีที่แล้ว +57

    “Don’t talk to me about buying a rental house”😂

  • @TB-vj8ie
    @TB-vj8ie 5 ปีที่แล้ว +196

    Dave said "dude do u know how weird this sounds?!" 😂😂😂 That's real

    • @reganwolf4405
      @reganwolf4405 5 ปีที่แล้ว +2

      🤣

    • @rea9305
      @rea9305 2 ปีที่แล้ว +3

      Bruh, I cried laughing lol

  • @newlife286
    @newlife286 7 ปีที่แล้ว +1900

    24 yo with 6 kids from DIFFERENT men??? I dont think handling money is her problem. ..

    • @OmegaCentauri2012
      @OmegaCentauri2012 7 ปีที่แล้ว +114

      Exactly my thought on that situation.

    • @ksno2492
      @ksno2492 6 ปีที่แล้ว +44

      Lol. Sounds like she's letting her problems compound... I know all about that unfortunately

    • @lindsaysimplyliving803
      @lindsaysimplyliving803 6 ปีที่แล้ว +133

      condoms are free at planned parenthood.

    • @m.streicher8286
      @m.streicher8286 6 ปีที่แล้ว +20

      *musical tone* abortion is the solution!

    • @m.streicher8286
      @m.streicher8286 6 ปีที่แล้ว +27

      Also condoms but whatever

  • @SelfRighteous101
    @SelfRighteous101 ปีที่แล้ว +36

    In reference to story #3, I recognize myself in this woman's situation. She mentions that she put her husband through school, that she manages the budget and it sounds like she's been the responsible one throughout this relationship. It has been a major investment.
    You can hear that she's all sorts of turned around trying to make sense of her situation. The reason it doesn't make sense, isn't because it doesn't actually make sense. It's because you're trying to reconcile that fact that this other person is not concerned about you like you are them. I'll say that again for anyone in a similar situation that needs to hear it.
    They DON'T care about you.
    You are a comfort and a convenience, not a person they love.
    Your relationships is/was a one-way street.
    At this point, the hardest thing to do is going to be letting go of the sunken cost; which is a fallacy.
    Cut your losses, because people like this do not change. They certainly cannot change when the situation that allows them to continue does not change. Let them go or kick them out.
    Save yourself.
    Your future self will thank you, I promise.

  • @fritogranito
    @fritogranito 7 ปีที่แล้ว +123

    'Stop funding butts'. Classic

  • @Catwomen4512
    @Catwomen4512 5 ปีที่แล้ว +1029

    "she has *ABOUT* six kids"???

    • @diamondmind981
      @diamondmind981 4 ปีที่แล้ว +82

      NightOwl
      I laughted when he said it and then I laughed when I read it....

    • @Cecibug1
      @Cecibug1 4 ปีที่แล้ว +8

      About 😅

    • @Jay-407
      @Jay-407 4 ปีที่แล้ว +32

      5 and a half

    • @Gruuvin1
      @Gruuvin1 4 ปีที่แล้ว +37

      All in foster care. There is no grandkids, cuz daughter makes them an loses them. How could he really know what's going on. Sad.

    • @Blessed.Affirmations
      @Blessed.Affirmations 4 ปีที่แล้ว +45

      With 6 baby fathers, all the children are in foster care, and has the nerve to leave the state for $11?? Make it make sense.

  • @paulalerose1546
    @paulalerose1546 5 ปีที่แล้ว +121

    I love this. As a former attorney who specialized in divorce, I can say that Dave knows more about how people work and what to do than a lot of lawyers. Go Dave!!!

    • @Michael-4
      @Michael-4 2 ปีที่แล้ว +2

      And gives free advice.

  • @vickicade8380
    @vickicade8380 ปีที่แล้ว +112

    I don’t think Kathy is stupid, I think she’s very insecure and in denial to some degree. I think she knows in her heart of hearts what he’s doing. So sad.

    • @pescecanella4742
      @pescecanella4742 ปีที่แล้ว +7

      She knows, she just wants to believe him, because she is a good person (thinks what she would do and assumes others are the same) and does not want to face divorce. My mom also believes to this day her first husband went to a class reunion for a whole weekend, where only the old flame ended up showing up. They got a divorce due to other reasons.

    • @violettippet5246
      @violettippet5246 11 หลายเดือนก่อน +12

      Agreed. She is in denial. She is is having some doubts because she can't believe that someone she trusts would betray her like that but she knows logically that what he is telling her is not making sense. I don't think she is stupid either. I think she is totally in denial. She knows her world is going to be turned upside down, and she is just hoping and praying that her husband is actually having sleepovers but she knows. I feel for her. I think she called Dave Ramsey because she needed to hear confirmation, about what she knew and she knew he would tell it like it is. SHe is being gaslight big time.

    • @vaska1999
      @vaska1999 8 หลายเดือนก่อน +1

      To some degree?! 😅

    • @ms.nhardin4744
      @ms.nhardin4744 6 หลายเดือนก่อน +1

      She was in shock. I feel bad for her; she didn’t expect that level of betrayal from her husband. She was drowned and needed someone to affirm what she was feeling.

    • @eh8899
      @eh8899 6 หลายเดือนก่อน

      @@violettippet5246yes, as you say it is denial and having doubts. Her story is very similar to mine. 2 years ago, my wife at the time was reconnecting with an old flame from the late 90s. He was supposedly deathly ill, an ex-felon, living in the woods out of town like 1 hour away and went to rescue him and they started staying in hotels together and all of her stuff (except for a couple armfuls of clothing stayed at the house for 11 months. After she left, I was in denial for a while until someone had to shake me out of it. Her family was all sorts of upset with her and supported me morally. I tried to save the marriage but after 8 weeks i realized it wasn't going to change. I filed for separation and then for divorce a year later. Well, the guy just died from cancer a few weeks ago.

  • @RM-xl1ed
    @RM-xl1ed 4 ปีที่แล้ว +80

    Dave Ramsey's facial expression on the first call when the caller first says he is 14 is hilarious

  • @VenomFusionz
    @VenomFusionz 3 ปีที่แล้ว +455

    Im 14 and in debt
    Ramsey: sell your car

    • @kimmyymmik
      @kimmyymmik 3 ปีที่แล้ว +9

      🤣

    • @TeamRed96
      @TeamRed96 3 ปีที่แล้ว +13

      Selling the car is always the answer! I just sold mine & will be debt free come Christmas 2021!!😁

    • @Nicole-sv9hg
      @Nicole-sv9hg 3 ปีที่แล้ว +2

      These comments have me rollin

    • @Potatostarch300
      @Potatostarch300 3 ปีที่แล้ว +5

      “Just sell you house and live off rice and beans”

    • @flamefusion8963
      @flamefusion8963 3 ปีที่แล้ว +1

      I mean what he gonna do with it

  • @rosalynnweaver3295
    @rosalynnweaver3295 7 ปีที่แล้ว +221

    That 2nd caller 😂 Dave let me tell you why I'm buying a house while in 300,000 in student loans. The 3rd caller I remember that poor lady it made want to cry for her 😭

    • @grungeglamtealsunrise401
      @grungeglamtealsunrise401 7 ปีที่แล้ว +20

      I still wonder what happened to her. Poor thing.

    • @lovethemflowers
      @lovethemflowers 7 ปีที่แล้ว +19

      I just kept saying "no!" after every few words from the guy $300,000 in debt and wanting to buy a rental house. We heard the guy's long winded justification. I believe what Dave heard was the voice of Charlie Brown's teacher.

    • @bighands69
      @bighands69 7 ปีที่แล้ว +8

      There is nothing wrong with buying a rental house if the person has a good business head and knows what they are about but clearly this guy was lost.

    • @bighands69
      @bighands69 7 ปีที่แล้ว +7

      There is nothing wrong with buying a rental house if the person has a good business head and knows what they are about but clearly this guy was lost.

    • @TheElizondo256
      @TheElizondo256 7 ปีที่แล้ว +7

      i think you missed the point...there is something wrong with buying a rental house while in debt so clearly not a good business head