How redlining prevented Black and Brown families from becoming home owners

The term "redlining" refers to the practice by banks of excluding Black and Brown Americans from receiving loans to buy homes and make improvements to their communities. Redlining arose during the Great Depression, when the federal government sought to boost homeownership by encouraging banks to lend to more Americans. Many neighborhoods, specifically those with majority Black and Brown residents, were deemed undeserving of these loans. Though redlining was made illegal by the Fair Housing Act, the effects of this practice still reverberate to this day.
In this video, Khalil Gibran Muhammad, Ford Foundation Professor of History, Race, and Public Policy at Harvard Kennedy School and director of the Institutional Antiracism and Accountability Project, provides background on the history and legacy of redlining.
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About Harvard Kennedy School:
The John F. Kennedy School of Government at Harvard University is a graduate and professional school that brings together students, scholars, and practitioners who combine thought and action to make the world a better place.
Our mission is to improve public policy and public leadership across the United States and around the world so that people can lead safer, freer, and more prosperous lives. Harvard Kennedy School teaches current and future leaders the skills they need to effectively advance the public purpose in the public, nonprofit, and private sectors. Our renowned faculty and trailblazing research centers pioneer bold new ideas. And as the most international school at Harvard, we convene global leaders in the Forum, host visiting experts in the classroom, and attract a diverse community of faculty, students, and staff.

[@balakrishnaprabhunallendra999]

Planned discrimination. Period.

[@marcusnoel3964]

3.4k people see this. 4 people speak about it sounds like America.

[@marcusnoel3964]

😞

[@travistaylor8532]

It really is sad bro but if anything God sees all

[@jenmelroy]

@@travistaylor8532and? Why do people always bring up god in a moment where humans are 100% to blame? God wants no part of this convo.

[@rapha189]

🎯 Key Takeaways for quick navigation:
00:00 *Desigualdade generalizada*
00:32 *Acesso habitacional negado*
01:03 *Decisão discriminatória*
01:32 *Suporte federal ausente*
01:58 *Lei Habitação Justa*
02:26 *Práticas exploratórias*
02:54 *Liberdade financeira limitada*
03:24 *Consequências de longo prazo*
Made with HARPA AI

[@thesongwriter6308]

😢 wow wanted to learn more about this truly disturbing

[@travistaylor8532]

This just makes me sad...people are people Jesus loves all so Should we I was raised with my brothers and sisters lived suffered with loved fought for starved with ate with and the list goes on More black people helped me when I had nothing and nowhere to go more than any other people I may be white and Native American but I don't consider myself a part of white America Black people are my people all my friends and people who loved me were black people so how dare people still treat a people who suffered so much unfair it just hurts my heart to the core ....this why I stand up and always speak of Jesus cuz to me only Demonically possessed people can treat others unfairly 😢

[@jenmelroy]

Stop blaming everything on the devil. Humans are taught by their families how to behave. They hate & they love who they choose. Learning about real people & struggles is the only way out of this. Praying didn’t do a d*** thing for centuries.

[@SilkySalmon514]

In general black people will be better parents to black children. Alot of the time white parents fail to familiarize themselves with black culture, and fail to understand their child’s struggles, and fail to understand the basic things for example, black hair types, black makeup even, or even if black people need to wear sunscreen or not. I’m sure there are alot of lovely white couples who are willing to deeply familiarize themselves with black culture, and be able to be great parents. but in general black parents would be better. however white parents tend to adopt more often than black parents. So I personally think that having white parents is better than having no parents. BUT I grew up in a foster home (primarily black) and alot of them hated having white parents. there was micro aggression, ignorance, lack of sympathy, etc.