@Grin G you definitely don’t know a damn thing about what you’re saying! Black ownership hasn’t even moved a needle we’ve actually took steps back. If you’re racist ass need proof from credible sources I’ll be happy to provide it.
@Lugosi "Ownership" via what means? Home Title but Land Not? Contracts? Rent to Own are not identifiers?? Building outside of city limits (not rural). Building from sustained materials which were not on retail market? Until USA 'Allowed' immigrants priority land ownership over Dark Melanated, Indigenous.
Didn't learn this in high school but not just recently either. Probably about 8 to 10 years ago, but still way late in life. In this country, you really got to educate yourself...
It's so hard to find informative videos that wont put me to sleep or make me wanna click away. This one kept my attention and I loved their sense of humor! Great job!
Thanks for this guys. Trying to educate kids here in Scotland about the current issues facing ethnic minorities in America, and this really helps join the dots from the Reconstruction to present day.
Explain at the same time why. Why do people move away from blacks? Why do blacks bring down property values when they move in? These questions have answers.
I am searching for a house right now in Chicago. Please tell me why nobody wants to live in the majority black neighborhoods? And I am sorry, there are poor people around the world who do not commit crime because they are poor.
This video does a fantastic job of breaking down a recent historical injustice. Unfortunately, judging from the comments made, the #1 takeaway from all of this is “FDR was a Democrat.” 🙄🤦🏻♂️
Yep! That's what racists do...divert this topic at hand because it's too accurately proven, too true and too uncomfortable for them. They can't get around it, so they force a way out of the conversation and find something--anything that can be targeted instead: democrats or some bi-partisian issue.
shoutout my history/sociology teacher in high school introducing a lot of us to the concept of redlining even though it definitely was not part of the syllabus
Bardia Borhani I didn’t dislike it, but my only problem is(if you rewatch it) it only gave the problem and the disparities without giving any real concrete solution except ‘The bank is bad, the government is bad, the system is bad’ which all could be true. They could ALL be bad, but I just didn’t hear them offer a solution and I just heard what the problem was. That was what was disappointing to me.
@@brendanmcpike184 Read the title. Read the description. Then ask yourself why an explanation of a problem requires a solution to go along. This kind of mindset is a subconscious excuse or distraction you're using to miss the entire point of the video.
Conner Robinson How am I making excuses? And I said that because solutions happen to be in you and I’s better interest. Don't ’head-ass’ yourself, I read the title and I watched the video which I’ll gladly watch again if you want me to.
Brendan McPike You boil a complex issue down to “bank is bad, the government is bad” because there weren’t solutions. You wrote as if the absence of solutions means an absence of problems. How is a video that is only meant to explain the issues so easily dismissed because there aren’t solutions attached? This focus distracts you from the entire point.
CORRELATION ≠ CAUSATION A lot of opinionated comments in what is supposed to be factual. This was bad sure. But none of this DIRECTLY impacts back people today ANYONE who talks about how elite white people 60-200+ years ago, hurt back people in todays age: They go on about indirect impacts “Black hoods are worth less” defines “black hoods”? No where on todays age says pay less for black housing. Could any factors such as credit score, education, crime, house upkeep, drugs etc etc etc at all impact the housing value? Oh wait, I forgot all that is racist. And “3X as likely to be arrested” Could it be one group draws attention to themselves more than the other? OR ARE WE UNABLE TO SEE THE FACT THAT: CORRELATION ≠CAUSATION
the vast majority of americans have always lived around their own ethnic groups. That in itself is fine. The problem is using the devaluation of properties based on redlining in itself. They are purposefully making black and brown neighborhoods less valuable which in turn reduces the tax base on which things like schools and other public services get money. When you hear "gentrification" it not so many words it means "white people now what these properties so we'll raise the taxes so that the current occupants can no longer afford to stay". Long story short the govt is keeping these neighborhoods depressed until white folks want them and then they'll start dumping money into the community.
@@philipwhatley6742Devaluation of properties is a great thing! Why should a home in a crime infested area be of equal worth to a hone in a safe neighborhood?
It's refreshing to see/hear African-Americans present history (especially the racist aspects of history) instead of some geeky white American guy behind a mic. Redlining is definitely still around today. Here in Honolulu, HI trying to find a place to rent. It's clear that as a Person of Color some neighborhoods just straight up don't want me. The white Americans get the cheaper places at $695 or so leaving the more expensive (and further from the city center) rentals to POC like me. What's crazy is that 74% of the residents on the Hawaiian Islands are POC! It's just most of them are brainwashed by Hollywood to look up to the white Americans who illegally overthrew their kingdom in 1894, enslaved their ancestors, and continue to use them as a piggybank full of POC folks today... This is what happens when you don't stand up for yourself. Aloha doesn't solve everything. It's a continual inspiration to watch how African-Americans have fought/continue to fight for their freedom/equity in the world.
Scooter Vizzer no party is more superior, we are all 1 people. Democrats keep hurting communities of ppl of color. Both parties need to work together. Unfortunately the dems r soo far left right now
@@vanthom9185, why wouldn't you oppose BLM? They destroyed a bunch of neighborhoods and failed at everything they stood for. You can't just give yourself a flashy name and expect no one to notice that you're a militant hate group
So much great information, but its not presented in a palatable way to the systematic oppression deniers in my sphere of influence. Can we redo this video with white people please? I'm kidding. They are going to remain ignorant by choice no matter how well done this video is. (Which is currently great.)
This is such invaluable knowledge that provides context for why there is such a wide racial wealth gap in the USA. I’m not American, but this information seems essential to understanding the racial climate of the country currently. I’m completely shocked they don’t teach this in schools!!
Properties cant be value the same, when on one neighborhood people cant sleep with loud sound systems in the cars playing rap teaching our kids to rape, do drugs....... the expensive one is quiet. The expensive neighborhood keeps their lawns cut and clean and dont have a need for metal fence cause of fear of someone trespassing. You can walk safe around without a bunch of kids jumping on you, cause their dad is to busy smoking weed..... Im black married to a latin girl.... im not dumb to play always a race card.
The explanation was great and enlightening, but no solutions to address and correct the problem were offered/suggested. I'd love to hear the video producer, Felice Leon's and Michael Harriot's, ideas on how the issue of present-day redlining can/should be addressed and corrected. :) Problem-solving cap on and wanting to know how to help fix the problem from continuing into the future.
Establish constitutionally endorsed reservation/quota sysyem to fill in key positions in financial, government and education institutions. This is exact opposite of redlining and has worked in countries like India which had equally evil segregation/discriminating practices in the past.
The solution is for the Federal Government and the Banks on Wall street to pay $10 million dollars in reparations to every Black American in the red lined areas. This would close the racial wealth gap over night.
The system knows how to fix the problem but they won't..All black people want is equal rights and opportunity just like whites. Example most white people get salary paying jobs while most black people are over qualified for most jobs and only getting minimum wage. How can we support our family making 16 dollars an hour smh make it make sense
I honestly can't believe there is a single dislike on this video. The racism that is still so prominent in American society is so shameful to a nation who claims to welcome all people. I'm writing an essay on redlining and racism to add a contribution to the group of people who are working hard to bring justice and equality into the "American Dream". Thanks so much for providing transparent, accurate information on a hidden topic that is so essential for us to uncover.
The problem is this country was founded to never include black folk as full citizens. The government has never addressed that fact despite all the amendments and such
The USA is a prime example of TOO MUCH DIVERSITY. Let every other country on the Earth take note. Lastly, racist white Americans were NEVER meant to lead a multiracial/cultural country. This video further proves it. The VAST majority of them only speak one language and have one culture!
Agreed and it's difficult to break that cycle. In my hometown, nearly all the new housing in the 70 years last has been in the white north. There is new housing coming online in our south end BUT it's in a white section. Discrimination runs both ways. I was home searching in all my affordable sections of town in the late 1990s. I had a woman of color who wouldn't show me homes in the south end. There was always some 'excuse'. She did show me a home in a black neighborhood in the north side before most of it was leveled to make new subsidized public housing. Didn't buy then. Tried again 6 years ago. Found houses that piqued my interest in 'black neighborhoods. The popular realestate agent in that time and area was black. He too wouldn't sell foe various 'reasons'. My agent called with a simple question about the home not covered in the information sheet. He insulted us and held onto that empty property another year before he sold to 'one of his kind. Sad & shameful.
@@lildonkeykong i grew up near grosse pointe and ngl we’re jealous of ur schools, my junior year my school couldn’t afford paper and im not even in detroit, so i can’t imagine the pain detroit students feel when they see how much funding grosse pointe schools get as if they’re more worthy
WE ARE THE CHILDREN OF JACOB (ISRAEL). NOT THE JEWS CALLING THEMSELVES JEWS - Revelation 2:9 Deuteronomy 28: 15-68 - The curses placed upon the NATION OF ISRAEL Jeremiah 30 - WHY ISRAEL WAS CURSED TO BE AT THE BOTTOM - HIS PLAN FOR REDEMPTION AND THE GENTILES RECEIVE THE CURSES Psalms 83 - THE NATIONS CONFEDERATE\AGAINST ISRAEL- ALL OF THEM HAVE BEEN AGAINST US Isaiah 60 - GOD REDEEMS THE NATION OF ISRAEL - THIS IS COMING JEREMIAH 50 - GOD DESTROYS AMERICA AND HER ALLIES FOR ENSLAVING US JEREMIAH 51 - GOD DESTROYS AMERICA AND HER ALLIES FOR ENSLAVING US Revelation 18 - Describes AMERICA , AKA THE WHORE, THE DAUGHTER OF BABYLON (Great Britain) JOEL 3 - EDOM - WHO IS ROME, WHO ARE THE EUROPEANS ARE JUDGED ALONG WITH THE GENTILE NATIONS OBADIAH 1 - EDOM AND THEIR ALLIES ARE PUT INTO CAPTIVITY - WHAT THEY DID TO US WILL BE DONE TO THEM GENESIS 15: 12-14 AMERICA AND HER ALLIES ARE BEING JUDGED AFTER THE LAST CAPTIVITY OF ISRAEL (400 years) HR 1242 - AMERICA ADMITS THEY HELD US AS SLAVES, BUT WILL NOT REPENT (Jeremiah 51:9) REJECTS REPARATIONS, CRT, TEACHING THE TRUTH OF WHO WE ARE AND WHAT THEY DONE TO US. In the end, we were punished because our ancestors disobeyed The Most High and went to serve other gods. He handed us over to our enemies who entreated us evil and committed much violence against the WHOLE HOUSE OF ISRAEL. The world has been deceived by Satan (He's been in rulership) and have followed his path and commands to destroy ISRAEL and remove us from being a nation. We're the ONLY PEOPLE ON EARTH that don't know where we come from, don't know our real heritage, names, lands, culture and language because they stripped us of everything by the MOST HIGH's direction. When you understand this, you'll understand why we have been treated the way have been and still are the world over. It doesn't matter where the Black man or Black woman goes, YOU ARE TREATED LESS THAN (THE TAIL NOT THE HEAD) YOU ARE THE CHILDREN OF JACOB (ISRAEL) WAKE UP!!!!!! Genesis 35:10
And these same people blame Republicans for it. Despite it only existing in DemoKKKratic cites and being created by a DemoKKKratic president (one of the worst presidents in history for many reasons including segregation and warmongering).
We need 1) UBI, 2) universal healthcare, and 3) a ban on school-funding from property taxes. This country cannot overcome the wealth inequality caused by its racist history if we don't do these things.
with what money? if you are born in a house or apartment that is low value, and your family can barely accumulate wealth, how are you just going to move to a wealthy area? and in this economy? be for real...
@@atariistarr I grew up in a trailer park. Poverty will only keep you down if you let it. Changing your life requires sacrifice. I personally punted by crashing on some friends couches for free for a few months while I saved. It was easier to do because I was young, but when there is a Will, there is a way.
@@thomaswdeesAnd I grew up in a cockroach infested apartment. if you would watch the damn video you’d see that there are clearly other factors at play.
@@atariistarr I did watch the video. What I learned is that cities got wiped out by the highway system. Highways are somehow racist now, because folks don’t wanna relocate and they are insisting that banks lend money to folks in economically dire areas - which would be nuts. We would save so much money as a society if we fronted the money to people to relocate, rather than investing in economically doomed territory.
@@thomaswdeeshighways and highway planning that TARGETED black communities. loans that gave white families upper hands. neighborhoods that blocked out black families. history exists, whether you feel like acknowledging it or not. Improving areas that didn’t previously get funding evens the playing field that has been created. there are other ways of improving these issues, too.
Great simplistic explanation. I love this channel. Unfortunately declining still exists today. I'm I law enforcement and am a managing real estate broker. It was very evident when I tried tried to cash it my paid off owner occupied unit. It appraised at 150k 12/2018 only for the loan to be denied (my credit is fine and ive been on the job for 21 years). I needed to get new windows, cameras etc for the property. It took a whole year before I was able to obtain financing. You know it's happening but you can't prove it. My suburb of Chicago has not rebounded from the mortgage crisis yet the real estate taxes have gone from 7k in 2002 to 14-15k present day, the school district is not so good, there are more transient type people roaming about and what's worse is gunshots are heard weekly now. I cannot sell it because no one wants to pay full price and 15k in taxes when this same type of building in Chicago is worth double and 1/3rd of taxes. Signed, live my property but I'm doomed and am just figuring it out. Keep up ur work.
this is good information , but like most "insight" we give our people on these matters we provide vivid detail of the problem yet spend little to no time presenting solutions .. we're not helpless or incapable in this exchange . im sure we all know that protesting , rioting and looting AINT the solution , but what is ?? i dont have a platform or nothing , but my suggestion to those that do is to begin putting effective and EFFICIENT ideas and efforts together that our people can consistently get behind nationwide to better OUR communities . it starts at home . With open ended videos like this , all it does it encourage more bitterness , frustration , and victim mindset in our communities . WE NEED TO DO BETTER . And we are more than able to do just that on our own . be blessed
Seems to me the only actual hope for our society is integration. Becoming mixed race families in mixed race communities with mixed race institutions. This is a cultural and long term solution instead of short term political one so it is ignored. The short term application though is for people to avoid voluntary self racial segregation and pursue diversity in our lives.
@@link10909 no. I call for black separatism. Not segregation. Us black people need to unite behind our own institutions, by back our communities and elect pro black leaders. And buy back our communities. Integration has only made things worse
Oddly enough, the suburban street in a gated community that I live on has 6 white families, 5 black families, 1 Asain family, 1 Hispanic family, and 1 black/white mixed family. Go figure.
@Nicholas Are not like what?? Are you on plant mars or what, so one person experience accounts for the majority, the evidence can be see with you naked eye! Wake dude.....smh
as a white canadian man (who is definitely not living up to "white male" standard), I see this in my own social infrastructure. Time for change. Please. This hurts us ALL more than a lot of people understand.
This video is very well informed, not race baiting, not even racially motivated in the slightest. This is a perfect example of how well formed opinions are constructive in the betterment of society. Please listen to every word of this video seriously. This is very important.
Mind you, I don't, however, believe that government officials at the time had the intention of fostering discrimination for 100+ years to come. Governments aren't as well planned and calculated as most people believe they are.I think that the unfair placement of Black communities had a lot to do with free land allocation at the time. As far as the incarceration rates are concerned, this, I believe, was purely because of racism and unfair treatment of minorities. (please fact check me on this with as much detail as possible, I am only trying to give my opinion)
Eric Arnett commenting on a video saying all people go through this and negating the fact that the government literally made it hard for black and brown communities by not letting them buy houses in certain neighborhoods or giving them loans and essentially creating the ghetto and blaming us and calling us lazy is ignorant, the video wasn't about your struggle it was the struggle of black and brown people
Why are homes in black neighborhoods less valuable? I think this is maybe a problem that can be solved with money. Why don’t we upgrade and beautify historically black neighborhoods?
If there is a high risk the KKK will burn down the neighborhood, it makes bankers whose only morality is dollars and cents kind of nervous is my guess. We have to dismantle the whole system of white fragility and white supremacy. And the whole "just world fallacy" behind the scenes that holds back a lot of progress in antiracism. ie the idea that if someone is poor they did something to deserve or did not work hard enough.
León? Is this girl Hispanic? She looks ADOS and identifies as 'black' so she marries a Hispanic and takes his name which she then uses on resumes. It's important to note that black men don't have that option and often have their resumes more readily dismissed.
We should have accepted the way of Elijah Muhammad.He said,"let us make our neighborhoods decent".Back then,we had the manpower because we were into the trades.
That is the reason why we have to unify as a people this is all done by Design every other group it's passing Us by and if we don't get together we're going to become a permanent underclass
if you know the history of America enslaving black people that should be all the proof you need and if you want more then answer this questions why are our neighborhoods segregated, because Im from Chicago and there are no white ghettos only black and brown make it make sense
Thank you for educating us so that we can pass on for what we’ve learnt to those who are uneducated I mean this in a non sarcastic and passive aggressive way, teach them instead of lecturing and arguing sit down and talk hear them out respect what their opinions now share yours find a mutual understanding
By the time Black people catch on to discriminatory practices, like redlining and restrictive housing covenants, it's too late. They've already missed out on generations of earning wealth and building equity. I'm a Black woman, and over the weekend, I visited an affluent White neighborhood that had "Black Lives Matter" signs on just about everyone's lawn. I greeted people, attended open houses, and looked at homes for sale. If stare downs could make people disappear, then I would have vanished on the spot. This is why conversations about housing discrimination is still so necessary. Schools and neighborhoods in America are still VERY much segregated. I will never understand White people who actually think that they can live their entire lives and never have a Black neighbor or have any interactions whatsoever with people who aren't White. Some will try though, and it's the definition of insanity.
Honest question, maybe I missed something but what caused these redlined neighborhoods to be valued less was it simply because they were black? Why were the green neighborhoods cleaner and fancier over the redlined neighborhoods which appeared more worn and caused the less taxes to be paid?
No even with perfect credit most if not all banks will give sublime loans which most people can't pay back. The reason why is the high ass interest rates sometimes adding an extra $1000 to a mortgage. My wife is Arabian and our home is in her name. We got an excellent deal when I wasn't around.
Not that easy. When you own a home in these areas (as I do), it is hard to build and access the equity in your home. No equity means no money to make repairs or low profits from a sale if you can sell it.
The past is in the past... What we need is leadership in the black and latino communities, and encourage younger generations to pursue education or marketable skills. When I went to school in the city it was all about scoring points by acting more thuggish than your peers. Those that were hitting the books? They where looked down upon because it was a toxic environment for learning. We need to change that perception by going back to family values, not wait for other people from the suburbs to do it for us.
Not when it's still happening and we want reparations for reclining. You know now we deserve it. I'm not even talking about slavery. Giving Home Loans just a white people is truly truly racist. And I shouldn't have to pay the same taxes you pay.
Not when it's still happening and we want reparations for Redlining. You know now- we deserve it. I'm not even talking about slavery. Giving 90% of FEDERAL Home Loans just to white people is truly truly racist. And I shouldn't have to pay the same taxes you pay until this is rectified.
@@gregorymorris8343 Maybe back in the 1960s redlining was going strong, but lenders nowadays are offering more home loans based on credit score, not race. We have to move on and stop with the self-oppression. One of my personal goals is to teach in underprivileged communities rather than waiting for government reparations. I'm not sure about you, but reparations would further divide the country into victim / victimizer. We can't afford that, especially not when people were burning American flags this past 4th of July.
JJSmalls incorrect dear brother. Redlining is still going strong. It wasn’t even LEGALLY outlawed until dr king was killed in 68. It took another 9 or 10yrs for congress to pass a reinvestment act to place $ back in the ghettos the government created in the 1st place. After redlining the practice of BLOCKBUSTING & predatory lending began which led to the housing bubble bust of the early to mid 2000s. It’s kool that u believe in a particular creed but as mentioned that’s YOUR creed. To suggest ppl ignore systemic long standing racial discrimination is offensive. It’s 2020 & we STILL have situations where there’s FIRST black this or FIRST Afro American that is PROOF positive that your creedence (noble as it may be) is just that.....YOURS not OURS
Slavery is just one of the earliest forms of Affirmative Action for white people in America. Other examples are Headrights, The Indian Removal Act, The Trail of Tears, Land Lotteries, The Homestead Act, Jim Crow Laws, Housing Segregation Laws, The GI Bill, Redlining, Restrictive Covenants, The HOLC, Convict Leasing.. ...etc.
I did not know this. They didn't teach me either. Thank you for sharing so I am now able to better open my eyes. I knew racism was systemic, just didn't know the policies they used outside of the south to do it.
Someone help me understand something, they showed a map of Berkeley and Oakland with redlining districts historically singled out which would mean lower home values. Yet everyone knows even a rundown 100 year old Victorian shack anywhere in Oakland or Berkeley is going to go for more than a house of close to double that size in say, Fresno. So redlining might mean these oaklanders aren’t millionaires but they’re certainly far more wealthy than the average Californian just because they own in the Bay Area market. What’s to stop them from selling their shack for $500k and moving into the suburbs away from the major cities?
Honest question: Redlining became illegal in 1968, what is to stop black families from buying a house in Grosse Pointe and having their kids in that schools district?
Even though it became technically illegal, it doesn't mean there weren't/aren't other ways to get around it. It's just not as blatant but it still goes on today in a more subtle fashion. It's similar to laws like the Americans With Disabilities Act (ADA) Sure, it's on the books but it doesn't mean discrimination against people with disabilities or people of color is over just because of a law.
Redlining has generational effects. IT doesnt take 50 years to overcome that. Damage is done. Not to mention as recently as 2015 it was proven that redlining was still happening with banks. Watch the Uncomfortable Truth on Amazon for more info and the generational effects.
other than the generational impacts of redlining, i live in grosse pointe, and we’ve had so many racist incidents at my school that there are black people who arent even comfortable at school, and the district did nothing about it, so its safe to say that the district is pretty racist. in recent years they tried to close our only elementary school that was almost 100% black. just because redlining was made illegal doesnt mean the impacts end
"drugs and property crimes were almost exclusively contained within the redlined neighborhoods" Meanwhile, the maps displayed show atleast half (but probably more) of the dots outside of the red areas. Also, at the time that the HOLC created its redline maps, 85% of the people living inside of those redlined areas were poor whites. But telling the truth about the common interests between poor whites and poor blacks (or basically, poor people of all races) wouldn't drive the narrative in the way that the elite, educated class wants it to go . . . and of course, those people understand that, if poor, working class whites and poor, working class blacks ever woke up to the reality that they share the SAME interests, it would be one helluva threat to the power and influence of the "we know better than you" crowd. Thus, they perpetually fan the flames of division . . . maximizing differences in culture and supposed differences in values in order to keep people divided.
FAir Housing the privacy act and human right act are somewhat still in effect. Black and Brown People ARE TARGETED however we often forget what happens during while others participate in AMERICAN GREED
“The hood was created by the government” she said what she said!
@Straight White Man Pride Flag bro your username is straight white man pride flag. pls go read a book or something…
@Grin G experts disagree with you.
@Grin G you definitely don’t know a damn thing about what you’re saying! Black ownership hasn’t even moved a needle we’ve actually took steps back. If you’re racist ass need proof from credible sources I’ll be happy to provide it.
@Lugosi
"Ownership" via what means?
Home Title but Land Not?
Contracts?
Rent to Own are not identifiers??
Building outside of city limits (not rural). Building from sustained materials which were not on retail market?
Until USA 'Allowed' immigrants priority land ownership over Dark Melanated, Indigenous.
Ain't shit changed but the definition of slavery.
Redlining messed up my credit score!
Didn't learn this in high school but not just recently either. Probably about 8 to 10 years ago, but still way late in life. In this country, you really got to educate yourself...
Unfortunately
Yea, you really have to dig deep
Right, then owe over $100K when you aren't hired with a college degree, Master's or Law degree. Wake Up!
this is standard curriculum in middle school
@Liberals Hate kcalB People 🏳️🌈⃠ Thank goodness Q brings you real knowledge.
Very informative. (And upsetting.) Thanks for doing this. Gonna educate myself further.
Didn't expect to see you here, Zack.
I never heard of redlining..I am with you in the further educating myself
@@NoName-bh4pf yeah same
They don’t teach this in US History class in elementary school
We were taught this in my school actually
The fact that the only reason I know about this is because of Snoop Dogg...
We were taught about it in high school, I think it’s a little to complicated for elementary schoolers
It is still current events. Thats why it isn't covered in US History classes...
True the teachers live in the suburbs.
It's so hard to find informative videos that wont put me to sleep or make me wanna click away. This one kept my attention and I loved their sense of humor! Great job!
Why don't they teach this in school? I really wonder why. *eye rolls*
I learned about it at my high school at least.
Because it’s a liberal policy
why don't they teach about the uss liberty in school?
They taught it
I was specifically linked to this video by my school.
This taught me more than any history class in high school. Thanks to The Root for taking time to make this excellent video and sharing it.
They never have and will never teach this in school because this is wrong on many levels.
I learnt so much from this video. Also, I kinda liked the corny humour lol
Explained now you just need to learn how to not add a “t” to learn
@@brendanmcpike184 learnt is acceptable in British English.
craig rankine 2 months late.
"Me Too! 😒🤔🥺
Thanks for this guys. Trying to educate kids here in Scotland about the current issues facing ethnic minorities in America, and this really helps join the dots from the Reconstruction to present day.
It's sad that you guys know more about our history than we do.
Present day we are just as capable as anyone else
@@margo-pl1ww this giys from a nation thats 90% white, dont go too crazy with praise.
Explain at the same time why. Why do people move away from blacks? Why do blacks bring down property values when they move in? These questions have answers.
I am searching for a house right now in Chicago. Please tell me why nobody wants to live in the majority black neighborhoods? And I am sorry, there are poor people around the world who do not commit crime because they are poor.
I feel like there needs to a video like this for almost every history and civics topic taught in school.
let start by teaching our people at home
There are many black history podcasts and books you can look into…if you were really interested in learning.
Thank you! This is helpful for people like me whose formal education put people like FDR on a pedestal. May the unlearning and learning continue.
I am grappling with it myself because I admire FDR but now have to acknowledge he was far from perfect.
This video does a fantastic job of breaking down a recent historical injustice. Unfortunately, judging from the comments made, the #1 takeaway from all of this is “FDR was a Democrat.” 🙄🤦🏻♂️
Yep! That's what racists do...divert this topic at hand because it's too accurately proven, too true and too uncomfortable for them. They can't get around it, so they force a way out of the conversation and find something--anything that can be targeted instead: democrats or some bi-partisian issue.
Well, he was.
Thank you for educating me on this! I knew a little bit about it, but not nearly enough....This was very helpful!
shoutout my history/sociology teacher in high school introducing a lot of us to the concept of redlining even though it definitely was not part of the syllabus
Thank you for sharing. I don't even know why I was surprised by the dislikes :I
Bardia Borhani I didn’t dislike it, but my only problem is(if you rewatch it) it only gave the problem and the disparities without giving any real concrete solution except ‘The bank is bad, the government is bad, the system is bad’ which all could be true. They could ALL be bad, but I just didn’t hear them offer a solution and I just heard what the problem was. That was what was disappointing to me.
@@brendanmcpike184 Read the title. Read the description. Then ask yourself why an explanation of a problem requires a solution to go along. This kind of mindset is a subconscious excuse or distraction you're using to miss the entire point of the video.
Conner Robinson How am I making excuses? And I said that because solutions happen to be in you and I’s better interest. Don't ’head-ass’ yourself, I read the title and I watched the video which I’ll gladly watch again if you want me to.
Brendan McPike You boil a complex issue down to “bank is bad, the government is bad” because there weren’t solutions. You wrote as if the absence of solutions means an absence of problems. How is a video that is only meant to explain the issues so easily dismissed because there aren’t solutions attached? This focus distracts you from the entire point.
@@AfrikanAfro he never dismissed a problem so I don't know what you are talking about
All by design
She is so right about Detroit I went through DPS it’s very CLEAR who they care about in this state and it’s not DPS.
This is new to me too I wasn’t taught this in high school I wonder why
watching this in schoool rn
It was to me.
This was so informative and interesting
I hope my fellow Realtor's will watch this and advocate for change.
How about you show you fellow realtors this video . A wise person said, change starts with you!
This was part of realtor licensing exam in nyc, nys and Florida- 1997-2008
Did something change?
@@STYLISHONE2002Wow I’m surprised! I wouldn’t be a realtor if this was part of the licensing. I would be against it, it wouldn’t feel right.
CORRELATION ≠ CAUSATION
A lot of opinionated comments in what is supposed to be factual.
This was bad sure. But none of this DIRECTLY impacts back people today
ANYONE who talks about how elite white people 60-200+ years ago, hurt back people in todays age:
They go on about indirect impacts
“Black hoods are worth less” defines “black hoods”?
No where on todays age says pay less for black housing.
Could any factors such as credit score, education, crime, house upkeep, drugs etc etc etc at all impact the housing value?
Oh wait, I forgot all that is racist.
And “3X as likely to be arrested”
Could it be one group draws attention to themselves more than the other?
OR ARE WE UNABLE TO SEE THE FACT THAT: CORRELATION ≠CAUSATION
Great format, keep it up !!!!
truth is no one wonts to live next to you
the vast majority of americans have always lived around their own ethnic groups. That in itself is fine. The problem is using the devaluation of properties based on redlining in itself. They are purposefully making black and brown neighborhoods less valuable which in turn reduces the tax base on which things like schools and other public services get money. When you hear "gentrification" it not so many words it means "white people now what these properties so we'll raise the taxes so that the current occupants can no longer afford to stay". Long story short the govt is keeping these neighborhoods depressed until white folks want them and then they'll start dumping money into the community.
@@philipwhatley6742Devaluation of properties is a great thing! Why should a home in a crime infested area be of equal worth to a hone in a safe neighborhood?
It's refreshing to see/hear African-Americans present history (especially the racist aspects of history) instead of some geeky white American guy behind a mic. Redlining is definitely still around today. Here in Honolulu, HI trying to find a place to rent. It's clear that as a Person of Color some neighborhoods just straight up don't want me. The white Americans get the cheaper places at $695 or so leaving the more expensive (and further from the city center) rentals to POC like me.
What's crazy is that 74% of the residents on the Hawaiian Islands are POC! It's just most of them are brainwashed by Hollywood to look up to the white Americans who illegally overthrew their kingdom in 1894, enslaved their ancestors, and continue to use them as a piggybank full of POC folks today...
This is what happens when you don't stand up for yourself. Aloha doesn't solve everything. It's a continual inspiration to watch how African-Americans have fought/continue to fight for their freedom/equity in the world.
Even when they put their lives on the line were denied their VA loans
Hope everyone understands the democrats voted for this policy, FDR was a dem as well. The republicans majority voted against it. No party switch 👍🏼👍🏼
Great. Maybe since republicans are so superior they should do something about it now.
Scooter Vizzer no party is more superior, we are all 1 people. Democrats keep hurting communities of ppl of color. Both parties need to work together. Unfortunately the dems r soo far left right now
@@jonathandominguez4110 conservatives hated the civil rights movement just like they hate blm
@@vanthom9185 I understand u don’t know ur history of republicans fighting for civil rights since the 1985’s.
@@vanthom9185, why wouldn't you oppose BLM? They destroyed a bunch of neighborhoods and failed at everything they stood for.
You can't just give yourself a flashy name and expect no one to notice that you're a militant hate group
Damn and the cycle continues.... we never had a even playing field
Yes sir.
So much great information, but its not presented in a palatable way to the systematic oppression deniers in my sphere of influence. Can we redo this video with white people please?
I'm kidding. They are going to remain ignorant by choice no matter how well done this video is. (Which is currently great.)
This is such invaluable knowledge that provides context for why there is such a wide racial wealth gap in the USA. I’m not American, but this information seems essential to understanding the racial climate of the country currently. I’m completely shocked they don’t teach this in schools!!
The last few minutes of this are SO powerful. Thank you so much.
These racists have hurt my people so bad damm
thank you for making me chuckle while learning about systemic racism, i didnt know that was possible
They definitely lightened this HEAVY subject. It's so sad that the sick people running the banks, etc. do that.
How do we stop this from continuing?
We can't we are out gunned out numbered.
Thank you for this informative video. Made me curious to do more research on systematic racism.
I suggest learning about sharecropping, the GI bill and Homestead act
Wow, I'm two years late but I learned so much! Redlining is evident in my area, especially in Norfolk, Virginia.
Thank you for educating me ♥️
Properties cant be value the same,
when on one neighborhood people cant sleep with loud sound systems in the cars playing rap teaching our kids to rape, do drugs....... the expensive one is quiet.
The expensive neighborhood keeps their lawns cut and clean and dont have a need for metal fence cause of fear of someone trespassing. You can walk safe around without a bunch of kids jumping on you, cause their dad is to busy smoking weed.....
Im black married to a latin girl.... im not dumb to play always a race card.
Interesting take, thanks for sharing
The explanation was great and enlightening, but no solutions to address and correct the problem were offered/suggested. I'd love to hear the video producer, Felice Leon's and Michael Harriot's, ideas on how the issue of present-day redlining can/should be addressed and corrected. :) Problem-solving cap on and wanting to know how to help fix the problem from continuing into the future.
Establish constitutionally endorsed reservation/quota sysyem to fill in key positions in financial, government and education institutions. This is exact opposite of redlining and has worked in countries like India which had equally evil segregation/discriminating practices in the past.
The solution is for the Federal Government and the Banks on Wall street to pay $10 million dollars in reparations to every Black American in the red lined areas. This would close the racial wealth gap over night.
The system knows how to fix the problem but they won't..All black people want is equal rights and opportunity just like whites. Example most white people get salary paying jobs while most black people are over qualified for most jobs and only getting minimum wage. How can we support our family making 16 dollars an hour smh make it make sense
I honestly can't believe there is a single dislike on this video. The racism that is still so prominent in American society is so shameful to a nation who claims to welcome all people. I'm writing an essay on redlining and racism to add a contribution to the group of people who are working hard to bring justice and equality into the "American Dream". Thanks so much for providing transparent, accurate information on a hidden topic that is so essential for us to uncover.
The problem is this country was founded to never include black folk as full citizens. The government has never addressed that fact despite all the amendments and such
The USA is a prime example of TOO MUCH DIVERSITY. Let every other country on the Earth take note. Lastly, racist white Americans were NEVER meant to lead a multiracial/cultural country. This video further proves it. The VAST majority of them only speak one language and have one culture!
Agreed and it's difficult to break that cycle. In my hometown, nearly all the new housing in the 70 years last has been in the white north. There is new housing coming online in our south end BUT it's in a white section.
Discrimination runs both ways. I was home searching in all my affordable sections of town in the late 1990s. I had a woman of color who wouldn't show me homes in the south end. There was always some 'excuse'. She did show me a home in a black neighborhood in the north side before most of it was leveled to make new subsidized public housing. Didn't buy then. Tried again 6 years ago. Found houses that piqued my interest in 'black neighborhoods. The popular realestate agent in that time and area was black. He too wouldn't sell foe various 'reasons'. My agent called with a simple question about the home not covered in the information sheet. He insulted us and held onto that empty property another year before he sold to 'one of his kind. Sad & shameful.
Why do we continue to rely on the same government that put us in these types of positions!??
Who the heck knows. People know govt caused the problem but keep crawling back thinking maybe this time it won’t be as bad. Hmmm 🤔🤔🤔
@@inlonging Every single thing that black people go through is caused by these people but they continue to rely on their oppressors.
Low education
I had no idea this happened. How do we stop the banks from redlining? Please do more videos like this. It was pretty shocking to me.
the banks, the Government started this rightttt
It was outlawed in the 60s by the Fair Housing Act
@@inlonging That isn’t stopping them.
@@rulerovall1219 if that’s so then off to court we go!
@@rulerovall1219 just because something is illegal doesn’t mean they’re going to follow the law, after all
Marble-freaking-floors????? This video is SO GOOD. Thank you!
yeah i go there it looks like a castle and 5 minutes away there are schools that are literally crumbling :/
@@lildonkeykong i grew up near grosse pointe and ngl we’re jealous of ur schools, my junior year my school couldn’t afford paper and im not even in detroit, so i can’t imagine the pain detroit students feel when they see how much funding grosse pointe schools get as if they’re more worthy
Short and sweet & informative!
So how do we combat these problems, I don’t want to wait on the government to fix this problem
How can you fix something you didn't break?
I just did a project over the 1619 Project so I was surprised to see Nikole, Great video!
WE ARE THE CHILDREN OF JACOB (ISRAEL). NOT THE JEWS CALLING THEMSELVES JEWS - Revelation 2:9
Deuteronomy 28: 15-68 - The curses placed upon the NATION OF ISRAEL
Jeremiah 30 - WHY ISRAEL WAS CURSED TO BE AT THE BOTTOM - HIS PLAN FOR REDEMPTION AND THE GENTILES RECEIVE THE CURSES
Psalms 83 - THE NATIONS CONFEDERATE\AGAINST ISRAEL- ALL OF THEM HAVE BEEN AGAINST US
Isaiah 60 - GOD REDEEMS THE NATION OF ISRAEL - THIS IS COMING
JEREMIAH 50 - GOD DESTROYS AMERICA AND HER ALLIES FOR ENSLAVING US
JEREMIAH 51 - GOD DESTROYS AMERICA AND HER ALLIES FOR ENSLAVING US
Revelation 18 - Describes AMERICA , AKA THE WHORE, THE DAUGHTER OF BABYLON (Great Britain)
JOEL 3 - EDOM - WHO IS ROME, WHO ARE THE EUROPEANS ARE JUDGED ALONG WITH THE GENTILE NATIONS
OBADIAH 1 - EDOM AND THEIR ALLIES ARE PUT INTO CAPTIVITY - WHAT THEY DID TO US WILL BE DONE TO THEM
GENESIS 15: 12-14 AMERICA AND HER ALLIES ARE BEING JUDGED AFTER THE LAST CAPTIVITY OF ISRAEL (400 years)
HR 1242 - AMERICA ADMITS THEY HELD US AS SLAVES, BUT WILL NOT REPENT (Jeremiah 51:9) REJECTS REPARATIONS, CRT, TEACHING THE TRUTH OF WHO WE ARE AND WHAT THEY DONE TO US.
In the end, we were punished because our ancestors disobeyed The Most High and went to serve other gods. He handed us over to our enemies who entreated us evil and committed much violence against the WHOLE HOUSE OF ISRAEL. The world has been deceived by Satan (He's been in rulership) and have followed his path and commands to destroy ISRAEL and remove us from being a nation. We're the ONLY PEOPLE ON EARTH that don't know where we come from, don't know our real heritage, names, lands, culture and language because they stripped us of everything by the MOST HIGH's direction. When you understand this, you'll understand why we have been treated the way have been and still are the world over. It doesn't matter where the Black man or Black woman goes, YOU ARE TREATED LESS THAN (THE TAIL NOT THE HEAD) YOU ARE THE CHILDREN OF JACOB (ISRAEL) WAKE UP!!!!!! Genesis 35:10
I'm astonished by how many people don't know what redlining is and how it played a role in US history. Terrible. Great video.
And these same people blame Republicans for it. Despite it only existing in DemoKKKratic cites and being created by a DemoKKKratic president (one of the worst presidents in history for many reasons including segregation and warmongering).
Why are you astonished? It’s almost as if you think the US has a strong public education.
nice trolling get a life@@icevariable9600
We need 1) UBI, 2) universal healthcare, and 3) a ban on school-funding from property taxes. This country cannot overcome the wealth inequality caused by its racist history if we don't do these things.
How about the Fed gov invest some of defense funds and invest it in educating ALL American schools?🤔👍
Thank you for this resource, I learned a lot
It’s a geography problem. Maybe leave the poor areas? This problem isn’t rocket science.
with what money? if you are born in a house or apartment that is low value, and your family can barely accumulate wealth, how are you just going to move to a wealthy area? and in this economy? be for real...
@@atariistarr I grew up in a trailer park. Poverty will only keep you down if you let it.
Changing your life requires sacrifice. I personally punted by crashing on some friends couches for free for a few months while I saved. It was easier to do because I was young, but when there is a Will, there is a way.
@@thomaswdeesAnd I grew up in a cockroach infested apartment. if you would watch the damn video you’d see that there are clearly other factors at play.
@@atariistarr I did watch the video. What I learned is that cities got wiped out by the highway system. Highways are somehow racist now, because folks don’t wanna relocate and they are insisting that banks lend money to folks in economically dire areas - which would be nuts.
We would save so much money as a society if we fronted the money to people to relocate, rather than investing in economically doomed territory.
@@thomaswdeeshighways and highway planning that TARGETED black communities. loans that gave white families upper hands. neighborhoods that blocked out black families. history exists, whether you feel like acknowledging it or not.
Improving areas that didn’t previously get funding evens the playing field that has been created. there are other ways of improving these issues, too.
To be fair America is getting more equal. Almost no millennials own homes. I wish equality would help black people instead but oh well..
Very Informative and Entertaining
its an apartheid
Great simplistic explanation. I love this channel. Unfortunately declining still exists today. I'm I law enforcement and am a managing real estate broker. It was very evident when I tried tried to cash it my paid off owner occupied unit. It appraised at 150k 12/2018 only for the loan to be denied (my credit is fine and ive been on the job for 21 years). I needed to get new windows, cameras etc for the property. It took a whole year before I was able to obtain financing. You know it's happening but you can't prove it. My suburb of Chicago has not rebounded from the mortgage crisis yet the real estate taxes have gone from 7k in 2002 to 14-15k present day, the school district is not so good, there are more transient type people roaming about and what's worse is gunshots are heard weekly now. I cannot sell it because no one wants to pay full price and 15k in taxes when this same type of building in Chicago is worth double and 1/3rd of taxes.
Signed, live my property but I'm doomed and am just figuring it out.
Keep up ur work.
Another form of redlining... I'm sorry. We need to leave America... its not a nice place.
this is good information , but like most "insight" we give our people on these matters we provide vivid detail of the problem yet spend little to no time presenting solutions ..
we're not helpless or incapable in this exchange . im sure we all know that protesting , rioting and looting AINT the solution , but what is ??
i dont have a platform or nothing , but my suggestion to those that do is to begin putting effective and EFFICIENT ideas and efforts together that our people can consistently get behind nationwide to better OUR communities . it starts at home .
With open ended videos like this , all it does it encourage more bitterness , frustration , and victim mindset in our communities .
WE NEED TO DO BETTER . And we are more than able to do just that on our own .
be blessed
Seems to me the only actual hope for our society is integration. Becoming mixed race families in mixed race communities with mixed race institutions.
This is a cultural and long term solution instead of short term political one so it is ignored.
The short term application though is for people to avoid voluntary self racial segregation and pursue diversity in our lives.
@@link10909 no. I call for black separatism. Not segregation. Us black people need to unite behind our own institutions, by back our communities and elect pro black leaders. And buy back our communities. Integration has only made things worse
@@vanthom9185 Sounds pretty racist to me. Replace "black" with "white" in your post and its pretty much a klan slogan.
White people got it good I mean with all the white supremacy help and all
Thank you very much for this information , I became more educated
Thank you both for this it’s time to bring out the truth the age of information
Oddly enough, the suburban street in a gated community that I live on has 6 white families, 5 black families, 1 Asain family, 1 Hispanic family, and 1 black/white mixed family. Go figure.
Wealth segregation is another issue altogether
that's great
Good for you buddy
@Nicholas
Are not like what?? Are you on plant mars or what, so one person experience accounts for the majority, the evidence can be see with you naked eye! Wake dude.....smh
Hard to educate kids with no dad and teen moms
What about the IQ difference?
Underfunded schools. Pay attention. Hispanic people don’t have high iqs either. I know you want to be white but you aren’t.
as a white canadian man (who is definitely not living up to "white male" standard), I see this in my own social infrastructure. Time for change. Please. This hurts us ALL more than a lot of people understand.
This video is very well informed, not race baiting, not even racially motivated in the slightest. This is a perfect example of how well formed opinions are constructive in the betterment of society. Please listen to every word of this video seriously. This is very important.
Mind you, I don't, however, believe that government officials at the time had the intention of fostering discrimination for 100+ years to come. Governments aren't as well planned and calculated as most people believe they are.I think that the unfair placement of Black communities had a lot to do with free land allocation at the time. As far as the incarceration rates are concerned, this, I believe, was purely because of racism and unfair treatment of minorities. (please fact check me on this with as much detail as possible, I am only trying to give my opinion)
Nobody cares if ur white just say a Canadian man
Eric Arnett commenting on a video saying all people go through this and negating the fact that the government literally made it hard for black and brown communities by not letting them buy houses in certain neighborhoods or giving them loans and essentially creating the ghetto and blaming us and calling us lazy is ignorant, the video wasn't about your struggle it was the struggle of black and brown people
Great video!! Commenting for the algorithm 🥰😘😍💕
Why are homes in black neighborhoods less valuable? I think this is maybe a problem that can be solved with money. Why don’t we upgrade and beautify historically black neighborhoods?
If there is a high risk the KKK will burn down the neighborhood, it makes bankers whose only morality is dollars and cents kind of nervous is my guess. We have to dismantle the whole system of white fragility and white supremacy. And the whole "just world fallacy" behind the scenes that holds back a lot of progress in antiracism. ie the idea that if someone is poor they did something to deserve or did not work hard enough.
That'll be reparations and the current Republicans refuse to address that mainly cause there still in the jim crow south.
Never learned this in school!
León? Is this girl Hispanic? She looks ADOS and identifies as 'black' so she marries a Hispanic and takes his name which she then uses on resumes. It's important to note that black men don't have that option and often have their resumes more readily dismissed.
If the tax payers in Gross Pointe pay so much more in taxes, don’t they deserve better schools? Universal truth, you get what you pay for.
Dropped knowledge
Just racist
Has anyone considered that the lower value in black neighborhoods could be due to the disproportionate amount of crime?
Of course they haven't considered that, that would mean personal responsibility.
You didn't watch the video. This is what the majority guilt looks like.
Do the maps still exist today? Do they change?
We should have accepted the way of Elijah Muhammad.He said,"let us make our neighborhoods decent".Back then,we had the manpower because we were into the trades.
@Young o25
Yes.The Nation of Islam was an extension of the works of Booker T Washington and Marcus Garvey.
That is the reason why we have to unify as a people this is all done by Design every other group it's passing Us by and if we don't get together we're going to become a permanent underclass
I would love to see some sources and statistics on this issue. There didn't seem to be any in this video.
if you know the history of America enslaving black people that should be all the proof you need and if you want more then answer this questions why are our neighborhoods segregated, because Im from Chicago and there are no white ghettos only black and brown make it make sense
Thank you for educating us so that we can pass on for what we’ve learnt to those who are uneducated I mean this in a non sarcastic and passive aggressive way, teach them instead of lecturing and arguing sit down and talk hear them out respect what their opinions now share yours find a mutual understanding
how does school choice/opportunity zones play into this?
🤫🤫🤫 don’t bring it up. They admit schools suck but insist people continue to go to them.
Let’s talk about how South Africa has affirmative action for a population that makes up 80%, and they still need and always will need help
By the time Black people catch on to discriminatory practices, like redlining and restrictive housing covenants, it's too late. They've already missed out on generations of earning wealth and building equity. I'm a Black woman, and over the weekend, I visited an affluent White neighborhood that had "Black Lives Matter" signs on just about everyone's lawn. I greeted people, attended open houses, and looked at homes for sale. If stare downs could make people disappear, then I would have vanished on the spot. This is why conversations about housing discrimination is still so necessary. Schools and neighborhoods in America are still VERY much segregated. I will never understand White people who actually think that they can live their entire lives and never have a Black neighbor or have any interactions whatsoever with people who aren't White. Some will try though, and it's the definition of insanity.
Thanks for Opening our eyes
This IS Systematic racism. - a white ally.
so how do you fix this? even theoretically…..
Honest question, maybe I missed something but what caused these redlined neighborhoods to be valued less was it simply because they were black? Why were the green neighborhoods cleaner and fancier over the redlined neighborhoods which appeared more worn and caused the less taxes to be paid?
Love this video they should teach this in school
Dude I am not from the US, I never heard of that before, and damn it's disgusting.
this should be in every school curriculum but we know that won't happen. The domino effect generational. Still need atonement.
So if you don’t have good credit and a solid income to meet those requirements, they still can’t get a home loan?
No even with perfect credit most if not all banks will give sublime loans which most people can't pay back. The reason why is the high ass interest rates sometimes adding an extra $1000 to a mortgage. My wife is Arabian and our home is in her name. We got an excellent deal when I wasn't around.
So can people just move? Or just have banks give out low interest loans to anybody that wants one. What’s the fix
Not that easy. When you own a home in these areas (as I do), it is hard to build and access the equity in your home. No equity means no money to make repairs or low profits from a sale if you can sell it.
I never realized how deep it was but this was very powerful ✊🏽
The past is in the past...
What we need is leadership in the black and latino communities, and encourage younger generations to pursue education or marketable skills. When I went to school in the city it was all about scoring points by acting more thuggish than your peers. Those that were hitting the books? They where looked down upon because it was a toxic environment for learning. We need to change that perception by going back to family values, not wait for other people from the suburbs to do it for us.
Not when it's still happening and we want reparations for reclining. You know now we deserve it. I'm not even talking about slavery. Giving Home Loans just a white people is truly truly racist. And I shouldn't have to pay the same taxes you pay.
Not when it's still happening and we want reparations for Redlining. You know now- we deserve it. I'm not even talking about slavery. Giving 90% of FEDERAL Home Loans just to white people is truly truly racist. And I shouldn't have to pay the same taxes you pay until this is rectified.
@@gregorymorris8343 Maybe back in the 1960s redlining was going strong, but lenders nowadays are offering more home loans based on credit score, not race. We have to move on and stop with the self-oppression.
One of my personal goals is to teach in underprivileged communities rather than waiting for government reparations.
I'm not sure about you, but reparations would further divide the country into victim / victimizer. We can't afford that, especially not when people were burning American flags this past 4th of July.
JJSmalls incorrect dear brother. Redlining is still going strong. It wasn’t even LEGALLY outlawed until dr king was killed in 68. It took another 9 or 10yrs for congress to pass a reinvestment act to place $ back in the ghettos the government created in the 1st place. After redlining the practice of BLOCKBUSTING & predatory lending began which led to the housing bubble bust of the early to mid 2000s. It’s kool that u believe in a particular creed but as mentioned that’s YOUR creed. To suggest ppl ignore systemic long standing racial discrimination is offensive. It’s 2020 & we STILL have situations where there’s FIRST black this or FIRST Afro American that is PROOF positive that your creedence (noble as it may be) is just that.....YOURS not OURS
She spoke the truth @7:42 FACTS‼️
Voting for the party that legalized redlining keeps it the hood. Taking welfare (economic slavery) doesn't help either.
Slavery is just one of the earliest forms of Affirmative Action for white people in America. Other examples are Headrights, The Indian Removal Act, The Trail of Tears, Land Lotteries, The Homestead Act, Jim Crow Laws, Housing Segregation Laws, The GI Bill, Redlining, Restrictive Covenants, The HOLC, Convict Leasing.. ...etc.
Zoom in on my avatar. Evidence of why there are disparities 😂
I did not know this. They didn't teach me either. Thank you for sharing so I am now able to better open my eyes. I knew racism was systemic, just didn't know the policies they used outside of the south to do it.
Someone help me understand something, they showed a map of Berkeley and Oakland with redlining districts historically singled out which would mean lower home values. Yet everyone knows even a rundown 100 year old Victorian shack anywhere in Oakland or Berkeley is going to go for more than a house of close to double that size in say, Fresno. So redlining might mean these oaklanders aren’t millionaires but they’re certainly far more wealthy than the average Californian just because they own in the Bay Area market. What’s to stop them from selling their shack for $500k and moving into the suburbs away from the major cities?
Honest question: Redlining became illegal in 1968, what is to stop black families from buying a house in Grosse Pointe and having their kids in that schools district?
Even though it became technically illegal, it doesn't mean there weren't/aren't other ways to get around it. It's just not as blatant but it still goes on today in a more subtle fashion. It's similar to laws like the Americans With Disabilities Act (ADA) Sure, it's on the books but it doesn't mean discrimination against people with disabilities or people of color is over just because of a law.
Redlining has generational effects. IT doesnt take 50 years to overcome that. Damage is done. Not to mention as recently as 2015 it was proven that redlining was still happening with banks. Watch the Uncomfortable Truth on Amazon for more info and the generational effects.
Just like how segregation in schools was ruled illegal but still continued until the national guard was sent in. These things have to be enforced.
other than the generational impacts of redlining, i live in grosse pointe, and we’ve had so many racist incidents at my school that there are black people who arent even comfortable at school, and the district did nothing about it, so its safe to say that the district is pretty racist. in recent years they tried to close our only elementary school that was almost 100% black. just because redlining was made illegal doesnt mean the impacts end
"drugs and property crimes were almost exclusively contained within the redlined neighborhoods"
Meanwhile, the maps displayed show atleast half (but probably more) of the dots outside of the red areas.
Also, at the time that the HOLC created its redline maps, 85% of the people living inside of those redlined areas were poor whites. But telling the truth about the common interests between poor whites and poor blacks (or basically, poor people of all races) wouldn't drive the narrative in the way that the elite, educated class wants it to go . . . and of course, those people understand that, if poor, working class whites and poor, working class blacks ever woke up to the reality that they share the SAME interests, it would be one helluva threat to the power and influence of the "we know better than you" crowd. Thus, they perpetually fan the flames of division . . . maximizing differences in culture and supposed differences in values in order to keep people divided.
idk what schools you guys are going to, I learned about this over multiple years of social studies
FAir Housing the privacy act and human right act are somewhat still in effect. Black and Brown People ARE TARGETED however we often forget what happens during while others participate in AMERICAN GREED