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- เผยแพร่เมื่อ 5 ต.ค. 2024
- Discriminatory practices of the past still cast a shadow on people of color throughout the country. An ABC News investigation of mortgage lending data shows housing segregation still persists.
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WHEN “THEY” TELL YOU TO GET OVER SLAVERY TELL THEM ABOUT JIM CROW AND RED LINES ON TOP OF SLAVERY!!!!!!!!!!
It has happened to us twice. In 2010, in Austin, Tx the referred realtor took me to some low income higher crime Hispanic area. I asked him why, are you showing me here. He said “I thought you would want to be with your ppl”. I responded, “show me in the neighborhood where you live, my credit is that good”.
Another time, somewhere else in Texas,, one seller asked me to provide him a letter of reference before he would consider our offer. We were offering the full price for the home. I surrendered to God and played ball with that buyer. I got us a letter of reference from a (white man) judge and now we are super happy we moved there. It has been a blessing. All the neighbors have been kind to us, it was just that one former owner who was racist (to our face).
You think the same thing doesn’t happen to white people? I’m 32 I just paid 48k cash for a truck I had to go to three dealerships before anyone gave me the time of day. Im in construction and I look like I’m in construction it’s not your color people just judge period.
@@zerovalue5106 wow, that is super disappointing in humanity. Sorry you went thru that.
I'm white and will probably never afford a house.
I don’t speak 🗣 to any of my neighbors and avoid them like the plague
@@ThroughthelurkingglassI’m sorry to hear that
One reason it persists is that Blacks still must be “exceptional” by “accepted standards” for mediocre whites to “accept” them. Even then, Blacks can be discriminated against but the act tends to be muted once they’ve been “vetted.” What’s more interesting are the conflict of values residing within transitional Black areas that were once solid, stable communities of mostly owners. As those areas lose value, often manipulated by corporate and governmental entities, more instability encroaches. In Chicago, for example, such a plan - some call a conspiracy - destroyed two such communities. One of them, Chatham, was hailed for decades as the largest concentration of Black middle-class home owners in the country. The second, South Shore, had transitioned from whites to middle- and working-class Black owners and stable, upwardly mobile renters. In each case, the values were apparent. Property crimes were comparatively low, public schools were decent, owners occupied most of the residences, small businesses thrived, etc. When the country’s largest housing projects were razed, rather than invest in new housing for occupants, it was decided to provide them with housing vouchers and the dispossessed were directed to areas like Chatham and South Shore, both containing a good share of multi-unit dwellings. Owners saw the writing on the wall and accepted contracts, they aged, died, etc. and in a space of a decade, the formerly stable neighborhoods were deluged by people with different values, lifestyles, habits… Property values suffer, businesses have abandoned properties in formerly commercial zones, property and violent crimes have risen, senior owners who did not relocate are terrorized… So, this is a more interesting story to me.
I think it all comes down to a few simple things.Many people don't want African Americans moving in because then they'd ruin a quiet neighborhood. I used to live in a nice Chicago Suburb. Me as well as all my neighbors had to move out because more African Americans started moving in and doing things such as blasting loud music not cleaning up after their pets and constantly getting into gang disputes which would lead to my family being woken up at 2am every single morning to gunshots. I also as well as many of my other neighbors noticed an uptick in theft. Everyday i'd see 3 cops on my street becasue someones car was stolen or broken into.
Honestly until the black community can get their act together they need to stay in their own neighborhoods. We don't want them.
@@agentbubbles782 it's always easier to blame the fact that people are Black or African American than to address the actual issues like discriminatory and racist practices that put them in that situation in the first place, isn't it? Must be a lot simpler for you to think about. That kind of talk puts the blame entirely on the people... You're obviously a troll but it's worrying that outside of this website you actually hold these values and so do many others... sick
@nprgadmin2015 you're 💯 correct. I grew up in that area & the changes over the years is astonishing.
@@agentbubbles782 white kids commit genocides in school..does that mean all whites are child killers??.. please think before talking
America is systematically racist. We moved to an affluent neighborhood in Florida after retiring from the Air Force. The white neighbor across from me would constantly peek out her window whenever my family came to visit. My family members are educated and middle class. One white neighbor told another neighbor that when she sold her home in another area to move to ours, that the neighbors asked her not to sell to African-Americans. Nothing has changed in America. Except we are determined to live where ever the hell we want!
well blame all the wakandans that act wild .. thats the image that is praised in your culture.. no one wants that.. start policing your own
Black veterans weren't the only ones shut out of federal loans frm the government...My grandfather (Hispanic) who fought in WWII didn't get any money to further his education or anything....
That's awful to fight for a country during WWII that only provided free education and VA loans to white WWII veterans.
The gentleman is so right. I could help but chuckle. “If you don’t know anybody there, you don’t go there.” These are the neighborhoods we look for because of the schools the ability to ride you bike unbothered. SMH. It is sad
I’m a Veteran. I’ve been turned down 3 times for a home loan. I’ve met all the criteria. So, frustrated! It’s a shame!
I agree. My house value went up 8%, but my property taxes went up 24.5%. this is typical every year. I live in a depressed neighborhood, and it is very obvious with all the price increases (my energy bill went from 130 to 293, while my daughters, who live in better neighborhoods and used about the same as me saw increases of about 20 dollars), trash going up, all assessments going up, etc. Clearly they want us out of here.
So are you prejudiced against whites moving in?
@Merican Modi you have no idea what you are talking about. We are paying some of the highest property taxes in the city.
@@annakat3754 your question makes no sense. What does race have to do with this?
@Merican Modi You are funny. You know nothing about my house or my neighborhood. My taxes per month are more than my house payment by a couple of hundred dollars.
@Merican Modi And with that you are here to argue for the sake of argument. My original statement has nothing to do with how much a house is worth. And just as a matter of interest, this was once a great neighborhood. How it got to this is politics I don't want to get into. Sorry I allowed you to distract me.
I am a USA Muslim woman, now living in Queretaro, Mexico, since 11-2-2021. Usa got too deadly and expensive for this 79 years old living on a pension. It is $850 dollars less expensive per month, and includes all utilities and maid service, and a beautiful view of the city. I am in a gated community with 24/7 security. I have been visiting and living part time in Mexico, mainly Acapulco, since 1962, and Spanish is my second language. I still get my groceries online, delivered to my door, and my laundry is picked up and delivered to me.
I tried using Amazon-Mexico to order food, that I miss from the USA, but DHL would not deliver to my home, and said I was not home, so I took a taxi to pick up my products. Dented cans, but what was not sent was refunded. The Louisiana hot sauce was packed very securely, and my red pepper flakes. I will try to get La Comer supermarket to order for me, since they bring my groceries and they are EXCELLENT!
There is not any food shortage here, and not any limits on what you can buy.
I pray to God, that the world is rescued from the evil and greedy demons attacking us.
I am very happy here in safe,beautiful and super clean Queretaro, Mexico.
Americans voted for all of you. Protect Americans. Mind your own business. Putin is not your concern, but the American people.
As an American person relocating to Mexico, what makes you different from the white couple at the end of the video?
If you are so called black, Hispanic, Native American stop fighting for this country let them fight for it!!! You just repent as a Israelite and keep God’s Laws
It’s time for reparations. End poverty and racism
People should live where ever they want to live
wow great video. I agree with this man in terms of him passing on her generational wealth concept.
WHAT WAS THE ENDING??
In my country...as long as you're citizen...you can buy any properties in any parts of the country...no segregation here...just show your money...foreigner not allowed to buy properties here but they can rent the land/ properties for 25 years if im not make mistakes...sorry for my broken english...
Your country value it's citizens America doesn't
I need the rest of this episode…can someone please help me? 🙏🏽
I need the rest of this episode also
Most Americans don't get a house passed down to them.
We need to stop hiding the segregation and do a new rendition of it. One that's ACTUALLY fair for all races. To strip the land, resources, and make a race of ppl slaves then after they're no longer slaves set up policies that don't allow that race to build themselves up properly is not equal. I know 100% if the playing field was even us as black people would excel (we actually proved it with Black Wall Street). Just look at how much we've STILL accomplished and things we've created in the midst of all the bullshit in this country. Imagine us being able to actually build without "the powers that be" standing there with a sledgehammer to knock it down.
Yet the US has the healthiest and wealthiest large black population in global History
Do you disclose your race when applying for a home loan?
Yes for some loans but it should be optional. I didn't mark anything but when I went into sign the paperwork the box was filled in for my husband and myself.
They told me the computer auto checked it for us.
My husband said ok but they marked it wrong (being biracial)
They told him that only one box can be checked.
It was fine until we kept getting appraised out of our loan. 3 times at $500 of appraisal. The third time was a different guy and he appraised it in our loan range within 5 mins.
I don't why but that first man almost broke me. We even started looking for another house before the 3rd appraisal.
Our realtor and bank was so confused on how he got his first two appraisal when it didn't match the neighborhood.
When he said what's your number to sell she started thinking 😂😂😂😂. Everything they had just talked about went out the window 😂😂😂
That’s crazy his house went from 110,000 to 25,000. I don’t understand that.
That guy should NOT attempt to put any money in that really messed up home.
I am very proud Milwaukee buddies who spoke up. I pray candidates for mayor are listening
WHAT WAS THE ENDING??
@@margarethenderson5411Margaret
Bob Donovan, in 2nd
Cavalier Johnson in 1st
This was the primary
REPARATIONS NOW
Our people can’t win for losing
The yt couple completely oblivious of their impact is telling. They seem like really nice people but not aware of the impact of their presence.
mheee
I see this is a huge problem in the US but I live in south Florida and here minorities are the majority, there’s only small pockets of white ppl spread around the area most are in the rich wealthy zip codes but none the less I still think white ppl are sort of rare in the Miami metro area, I live close to FIU so I’ve noticed in recent years the placed has gotten more diverse because of the school
Minorities are the majority yet still as you said most of the white are in the rich areas. It's sad that even in areas where there is a mix of races and some diversity the white people still seem to be better off than everyone else.
POWERFUL, raw, unadulterated truth!
no
Come on American people we need DIVIRSTY all around this country, because if we have different cultures in every place in the world,because its only one race and that is the HUMAN RACE ✝️🙏🇺🇸
I'd say it's up to the individual, to get an education, keep his credit rating up, and fit himself into the society he wants to join. Not making an effort on his part to do these things, falls on him.
Anyone have any scholarly articles that discuss current day socioeconomic disparities from redlining?
The federal government needs to fix the problem it intentionally created. Specific help to the people who were targeted.
Wrong
REPARATIONS for redlining
@@tandt7694 No.
There is nothing wrong with wanting to live among like people.
Anna Kat by “like people,” do you mean all white?
@@erichawkins5738 I mean people like oneself be it any color or culture. We all connect to our own representations. Do you have a problem with whites specifically?
Nothing wrong with it. The problem is when you try and keep people unlike yourself out.
@@erichawkins5738 No, all non-criminal.
Asians and Whites live together peacefully
@@teresalee467 Have to keep criminals and deadbeats out
Still systemic
Change your image, change your future.
@@stringmonkey568 what's your point exactly?
@@b3ardedragon921 My point is, that a comfortable future takes planning. I wasn't fortunate enough to go to college, and neither was my husband, but we both worked hard, saved what we could, paid our debts, and when it came time to look for a house, we had a good credit rating, and a down payment. We purchased a row home in a mixed neighborhood. Change your image, change your future means we started out as a couple of kids, who spent our money on pizza, movies, and going out to a dance. When we married, we changed our priorities. We stayed home, cooked for ourselves, and watched ball games on tv. Much cheaper, allowing us to plan for the future.
@@stringmonkey568 I see what you're saying 👍
I completely agree
what was the ending to the nightline story about Exie Tatum !!!-housing divide?
The problem we’re all thinking is that some cultures aren’t compatible with others and that can create friction with the neighbors. Build your own communities.
It has been already happening for YEARS AND YEARS. Canada and USA has that issue.
I agree. Get a strong HOA in your own community. Keep your property up in your own community.
Harsh reality. Makes market value of neighbors houses drop.
I live in a white Neighborhood for a reason and we are going to keep it that way because it’s safe and clean! Maybe look to your own culture for the reason your neighborhood is the way it is and why nobody wants to live there
even though you are just a dirty troll, you really suck.
Oh Mr Crusader! Im glad u made such a post! After going thru a foreclosure 10 yrs ago I got back to basics & plunked down $13K in an awful (mixed but predominantly BLACK) neighborhood. Only I bought the home outright & had $$ left over for maintenance. So house is coming along decent. Now ppl are always smirking, talking behind my back, spitting on my car & throwing trash on my property simply because I flew in under the radar & paid it off. I feel like if these snakes were smart enough theyd attempt to steal title to the house.
SO I can say no matter WHAT circumstance, a black homeowner is always in danger. Even when they have clear title, if theyre in a racist area! I was denied a mortgage too. So its like u cant win being a person of color. The black folks that cant qualify (& cant save due to low wages) are ANGRY at a successful black person that achieved, then the whites are mad at the same individual & all in that persons business saying "why didnt the Jim Crow-level safeguards" prevent this person from being able to buy anything. What white people say ON the record & OFF the record is appalling!
ABC News is calling for equity! Equality of outcome.
It’s not a race thing…it’s cash flow and credit that box the majority of Americans out of purchasing a house. I’m in my 40’s and can’t get credit, loans or “enough cash” to buy a house.
Did you watch video? It’s a race thing.
Exactly. They didn't offer any data regarding the gentleman credit or cash flow profile. It also makes the statement of racism because the one guy couldn't afford to purchase his house in the neighborhood he want to live next too and then switch to a black middle class neighborhood where residents are complaining about gentrification.
It is defiantly a race thing.
Oh stfu. Its a race thing. If you cared to know the truth, there is plenty of it out there!! Fckning exhausting!!
Property prices go up Taxes also go up .does it have to be this way. IF Taxes are going to be charged for the services then the property taxes can be moderated by cost incurred so that less people will be priced out
What are we going to do about it????
We really need to do something
You can't have it both ways. Complaining about not increasing property value and also complaining about increasing property value result in higher taxes. Not everything in this world is again you.
You seem to have trouble with facts and logic.
She doesn’t like high taxes. But did she vote for local Democrats who are for big local government programs?
I don’t speak 🗣 to anyone in my neighborhood and this redlining nonsense makes me very sick with rage and anger. I cause quite a bit of drama 🎭 in my majority white/Asian neighborhood and the neighbors are scared of me.
Bidenflation
The only people I know that actually like living in the hometown I reside is my step mom. Younger step brother. Step grandfather. Step grandmother and my step dad. I rather live where I went to high school since that’s probably the only place that will accept me
Separate but equal 🤔🤨
Hire a real estate attorney to be present in your place and hire or have a white friend to view selected homes on your behalf do everything by email
Won't make a difference
Happening in so.oak cliff right now Dallas,Texas gentrification at its finest.
My grandma an my grandad home was snitch from them in 1994 my grandad fought in World War 2 ...I no they did this too my mother her children's
Let's guess - they owed back taxes
Education and Credit is the key 🔑
Ending systemic racism is the 🔑.
@@morgainenyc Judge people by their character, not their color. Don't walk around expecting something for free.
People need to treat everyone with dignity. It's a human right.
shut up Karen do you have education? how many white people are homeless in san Francisco? regardless of color education should not deny someone a place to live. you dont need education to be successful many people do skills and trades not even going to high school which include white people so keep your ignorant ass quiet. in addition many white people have very bad credit some dont even have. if you stayed in school a bit longer and paid attention in social studies you`ll know the system issues that people of color from africans to asians face when living in America. so guess who isnt educated. and educated person which you claim to be wont be posting such nonsense after watching a video which clearly says why people of color have difficulties getting loans and mortgages. dummy Andrea
You wish
Even though I identify as American I feel like this is going to happen me sadly. They’re going to segregate me with the people I extremely hate being around and keep me from being away from them when I eventually have the money to buy my very own dream house 😔😔😔😔
Anyone can live anywhere. Just be civil.
ABC has now posted this twice. Funny how not many other videos are posted twice. Must be the subject of the narrative now that the coof hysteria is winding down.
@chorf plus oh hell, i've even missed one.
Interesting that these problems are real bad in liberal areas. Vote differently and hold politicians accountable. I don't remember then asking the banks why they denied more black people but if can be proven to be raced base than they should be sued. And inherited wealth only works when both parents die... Most people should already be financially set before that happens.
Ironic how you still find a way to blame black people for the systemic discrimination. Vote different.
Pretty difficult to vote at all when the GOP are implementing voter laws/gerrymander maps that are designed to suppress the black vote.
Redlining occurred all across America. Institutional racism it doesn’t just stop because a state is red or blue
@@Monk-ow3ok Voter laws, you mean like requiring ID to vote??? This is already on the books and should be required!!
@@Monk-ow3ok Institutional racism happens, because the complaining person makes no effort to fit himself into society. Wear your pants around your knees, and you won't get an office job, either.
@DMV 420 You obviously are bad at reading so let me say it again.
Institutional racism affects the entire country regardless if its a red or blue area.
Both parties gerrymander,though gerrymandering overwhelmingly favors republicans see Alabama. But only one party gerrymander to prevent black representation: Republicans
I don’t need other people to tell me the GOP is the more racist party I just have to watch the GOP’s actions such as defending statues of confederate soldiers and fear monger poc,immigrants and religious minorities
@@stupidshouldhurt8363 One, being voter ID laws
another is putting policies in place that make voting inconvenient for predominantly black areas.
Voter ID serves no purpose other than to suppress black turnout. Voter fraud is incredibly rare this is back by multiple studies/investigations including one commissioned by the Trump administration in 2018. Voter fraud is a high risk low reward crime. Voter ID laws addresses a problem that doesn’t exist and disenfranchise black voters. So no as it currently stands it shouldn’t be on the books.
See North Carolina where the state Supreme Court ruled the voter ID law: S.B. 824 main purpose was to discriminate against black voters likely to vote Democrat.
So I wasn’t imagining what I thought i am 63 years old did everything the right way . Ok
Stop this nonsense! Everyone can do whatever they want in life.. Has nothing to do with color
Just curious, but what does it have to do with then?
Clearly you didn't pay any attention to this story. I pulled up your content, for someone whose content shows a caring person helping out the less fortunate. Your post is completely out of balance with your content. Please explain.
Racism in housing has been well documented.
Black homeowners houses often have lower appraisals but the appraisal of the same house have a higher value when it’s occupied by a white person.
During the subprime mortgage crisis black homeowners were disproportionately given subprime loans despite qualifying for better better loans.
Look up the practice of “Redlining” and how it still shape many areas of this country.
Due to redlining many houses in black neighborhoods are still worth less than houses in white neighborhoods. Because schools are funded in part by property taxes black schools are often underfunded.
@@Monk-ow3ok Your house is as worth as your neighborhood 🤦
@@rhondawells401 It comes down to how much money you make yearly, man are you people dumb 🤣
Me and my family built our own. Who wants to live around people who hate u. I brought 90 acres built an estate and brought the adjacent 100 acres. About to build a township
Lol you're not about to build a township
You have some fake built story on every comment section 🤣
Beautiful community Hala Park! :-)
so much grass. it disgusts me
1971, was the year the divide n conquer group was formed.
Kodak the pop 😆 🤣 😂 tf is he wearing on his head?
We all want to live somewhere nicer regardless of ethnicity. I would love to live in a millionaires gated community but can’t afford it. Should someone subsidise me to make my dream a reality and the situation fairer?
You should be able to live where your money and credit score can get you. Black people who have money and credit score are NOT being approved for mortgages at the same rate as Caucasians with the same money and credit score.
@@tandt7694 I’m not from the US so I cannot validate this statement. But given banks are about profit and I suspect profit at its core is not linked to ethnicity, why would this be? I cannot imagine every bank manager is a racist. They want their branch to outperform others in their area. White money is the same as black money
@@bitpri05 I am from the USA. It happens ALL the time. I had an appraisal and the person compared my home to VACANT homes to lower my home value. The lender had to refund my appraisal fee to make me whole and avoid a lawsuit.
The banks are the ones who redlined Black neighborhoods in the 1st place.
At the direction of the US government.
My wife and I are a mixed couple and we were touched that some of our new neighbors came by to welcome us when we bought our house.
Since then we always welcome new neighbors too. Be friendly once and for years you smile and wave at each other. I live in a great neighborhood.
Yes make Biden afraid.. biggest raci$t ever
Blame the devil…
You see them black people build their own community. That is the answer. The 4 essential. 🇲🇼
wow!
🙄🙄🙄🙄 Gotta keep that racist myth going!!
Does it hurt?
Race baiting
yep
Play the victim until you get advantage.
Delusional much?!
Let’s be real these people are willingly segregating themselves.
He’s actually a good guy
@Carpe Diem It's not income rate. It's credit score, savings, and investment. Banks are looking for someone economically responsible. One person can have an income of $100 thousand, and spend every penny, while another has most of it invested. The banks are more interested in that, than color.
Mr. Exie
Move to Cali it’s very fair
American Mythology 😃
It’s good to invest with well and trustworthy licensed broker I had been profitable to work with your service
I see nothing wrong with segregation. I grew up in segregated neighborhoods and everybody was happier. I never even saw a cop until I was 18. Cry babies.
How old are you now in 2023?
Cry me a river.
He can buy a bigger home in his own neighborhood.
In the USA people should have the ability to live anywhere they can afford. If banks won't loan based on race it's illegal.
I don't understand this. Your realtor wants the sale for the commission. The more expensive the better. Your bank wants to make money on your loan. I don't understand what's getting in the way and at which point is the racial discrimination. Obviously in the past there was horrible racist practices but it doesn't make sense that race matters anymore when buying a home and they don't really tell you why in this video. Feels like they are trying to make videos on race for views. Like they are the ones dividing the people in this country so they can profit. What are your opinions?
Should I ask if they except section 8? Probably not.
Nice job Intellectwebsc🟣m
Funny thing is when he grows up I don't think he be able to pay taxs
Quit begging
@@Jarhead-te8id what's wrong with my name???
Dickmond Dickelheimer
Your first name says it all
@@Jarhead-te8id He's a troll if you didn't know.
@@RazerGonth
No doubt
I only came here for the idiotic statements, and all you guys sure don't disappoint 💯