⬇️Scotty’s Top DIY Tools: 1. Bluetooth Scan Tool: amzn.to/2nfvmaD 2. Mid-Grade Scan Tool: amzn.to/33dKI0k 3. My Fancy (Originally $5,000) Professional Scan Tool: amzn.to/31khBXC 4. Cheap Scan Tool: amzn.to/2D8Tvae 5. Basic Mechanic Tool Set: amzn.to/2tEr6Ce 6. Professional Socket Set: amzn.to/2Bzmccg 7. Ratcheting Wrench Set: amzn.to/2BQjj8A 8. No Charging Required Car Jump Starter: amzn.to/2CthnUU 9. Battery Pack Car Jump Starter: amzn.to/2nrc6qR ⬇️ Things used in this video: 1. Common Sense 2. 4k Camera: amzn.to/2HkjavH 3. Camera Microphone: amzn.to/2Evn167 4. Camera Tripod: amzn.to/2Jwog8S 5. My computer for editing / uploading: amzn.to/2uUZ3lo 🛠Check out the tools I use and highly recommend ► goo.gl/rwYt2y 🔥Scotty Shirts and Merch ► goo.gl/pTAeca Subscribe and hit the notification bell! ► goo.gl/CFismN Scotty on Social: Facebook ► facebook.com/scottymechanic/ Instagram ► instagram.com/scotty_the_mechanic/ Twitter ► twitter.com/Scottymechanic?lang=en
Those blue tooths scan tools will not work on 2018 an abouve fca products due ta the security gateway module. Ya should do a bideo on these new vehicles
it depends on the tool. most of the cheaper ones won't support the latest protocols, but if you're willing to pay $20 bucks or so for a decent one, you should be fine. that being said, you also want an app that supports all the protocols. personally I use forscan as most of the cars I work on are ford (it's a Ford/Mazda workshop app) but I have torque pro on hand should I need to work on something else
What's the point in driving around in beaten up old junkers and hoarding money your whole life? You can't take it with you when you die, and the only reason money has any value is because of what it allows you to do in life. If you don't enjoy it whilst you're alive it's worthless.
I do this with a '95 Camry wagon... In Cleveland! Guy at the beer store offered to buy it because their BMW is acting up and they had one in Australia.
But building credit is pretty important for young people this generation. It really is better to get a monthly payment the first time. Source: I used to work for a big bank.
@@icet6668 credit cards don't build credit much because you most likely max it out and ruin you're credit. Buying a home builds true credit so does buying a car lenders rather see big loans payed off than these small loan companies and credit cards
Perhaps the term 'less expensive' car is a better phrase than cheap.... Of course a great, reasonably priced mechanic is worth gold....No matter how much the vehicle set one back. Keeping a car running w/o outrageous maintenance mark-up is a huge area of 💰 leakage....even new dealerships generally make most of their 🏧 in the SERVICE department not the sales department. They sell cars, just to have a continuous pool of cars to maintain....that's where the LIFETIME money is made....not xelling 'em but fixing n maintaining 'em....that's where the 'real' value of owning the 'only' XYZ new dealership within ABC miles = guaranteed generational wealth
i must have won the lottery then...I self learn car mechanics over the last 3 years and fix my own car as I got totally pissed at paying ridiculous bills at the garage !
Fred- So true...also pays to have a car checked out or know the history, because you don't want to end up with a money pit! A cheap car will do you no good if you have to end up replacing the AC system, transmission, engine, etc.
I got my dad a Rav 4 with 158,000 miles for 3k like new, has around 350,000 now, drives good, he goes to orlando and back every weekend, so the car pretty good.
But then there is the argument that making millions of dollars and then living in a run down house, driving very old cars and working on cars on a dirty gravel drive way is a bit absurd. I'm sure Scotty is set in his ways but it is a little odd. 🤔🤔🤔🤔
My car got tones of scratches and dents but I love her so much. Only one big dent that I can fix if I ever want too it’s in an easy location right about the front drivers wheel well. Lots of small dents and the paint got slot of surface scratches but she’s old 15 years old and the nice thing is low miles only 141,000 miles in 15 years so the car runs great and these are things I can always fix in the future. With a new car i be pissed if it had dents and scratches cause it’s new but being an older car I can respect that it’s going to have little ware
@@2Str0k3 --Nothing worse? How about getting scammed for your life savings? Having your kid murdered? Getting maimed in a mugging? Being put in a concentration camp? You have some strange values.
This is part of why I'm debt free with no car payments. Thank you Scotty for common sense and advice for wisdom. I have a 2009 Honda Civic and it's running good, it's got 206k miles on it now and looking to drive another 100k or even greater. I love my cash car!
If is automatic transmission, you should have a saving for a possible broken transmission soon. Those models have issues with torque converters. If is manual transmission, you made a great deal. It will last for ever if you keep maintenance your car.
Same here house prices went up overnight my dad paid 80k for the house in 1980 now its worth 310,000 to 280,000 going on the houses for sale on our street
Why ever buy a nice car. Just buy a reliable safe well built car. And remember all things being equal a younger car will last longer than an older car.
And for most of them they are not impressed. I do think guys like checking out nice possessions of other guys but unless the girl is hot nobody is impressed by what she has but maybe her girlfriends.
I'm a hand-talker, so I get it. Scotty can wave his hands all he wants! Also.... 4) Don't buy a Chrysler/Fiat/Volkswagen/pre-2008 Nissan/Jaguar/Mini Cooper/Mercedes/BMW - they're endless money pits!
My theory is that there is a guy in a suit and top hat on a platform above him that has transparent strings attached to Scotty’s wrists and he tries to give the correct hand gestures to Scotty’s narration.
Well.... he certainly looks the part. But to be honest he reminds me more of that joke you'll hear about. The uncle who smokes roll-up cigarettes and asks you to get his wallet from his smoked leather jacket, and when you take the wallet from his pocket some LUCY tabs fall out ;)
I've been driving used Acura's over the last 18 years drove them well past 150,000 miles then traded them in for a newer used one now i drive a 2009 TL with 163,100 miles now i'am going to trade it in for a 2008 Acura RL with 96,000 miles i just 💘 used Acura's especially when somebody already took the majority of the depreciation.
@@patrickboyd3364 Nice! A used RL is a great choice, just be sure the 100k service was done as the timing belt/water pump replacement on those can be pricey.
@@cleverjaGreat minds think alike. $80 windshield off Craigs list, 2 tubes of liquid nails from the big orange hardware store, 45 minutes of work and the the 95 Camery is as good as new, well, good anyway. Do it at work, on company time (they require me to have the car) and use their dumpster.
I hate monthly payments, especially on vehicles! I work for a bank, and you’d perhaps be surprised on how many people’s vehicle payments really hamper them from buying/upgrading their home because so much of their income goes to vehicles!
Social Media has created narcissists among us. I personally know someone who bought a nice house and car beyond their capabilities just to impress their friends on Facebook. His words not mine.
So true social media is the Devil!! It population control. Its brain washing us. People get caught up in it and let the media tell them what they need to buy and how to live there life.
It's not just too look cool, sometimes it's important. For example my dad has a really nice car, he run a creative branding agency. He can't tell companies how to make more money if he's driving around in an old clunker, it looks bad. It's a sad world we live, nonetheless it's what it is.
I daily a 5 bolt 2d gen junker tacoma with the 2.7ltr just for that reason. It's only rear wheel drive, but a good pair of snow tires goes a long way. I live in manitoba. Truck has never let me down.
I buy the safest car we can afford. Medical bills are worse than car payments. Might walk away from a crash in a Volvo or Tesla that will break your legs in a 94 celica.
Mikel Durant What you say unfortunately has some truth to it. Real estate agents won't have a lot of clients if you drive a 1997 Honda with manual transmissions, but I see secretaries driving BMW's. My brother in law got a Mercedes, but it's the cheapest model, so it doesn't seem too impressive to me. He spends a fortune keeping it running because he will only take it to the dealer where they treat him special. He works in the oil fields and lives in a trailer. He drives a company truck, so he doesn't drive the Mercedes very often, but every month he pours money into it, new sound system, Mercedes of course. I just roll my eyes because I see the Ferraris and other $100,000 cars around, but it's his money.
We own a 12 year old Town and Country with 245,000 miles. Its been one of the best vehicles we have ever owned. It holds our cargo, our grandchildren, and has taken us on many vacations and daytrips.
I hustle back in high school. Selling used car parts, save enough to buy a use $1k car. Started flipping cars as a hobbie. Met a hard working man I respect alot. Gave me a advice to start flipping house. I took a carpentry trade and now building houses. About to get my license and work for myself.
ForAFewDollarsMore9 get the car mechanic book Automotive Service: Inspection, Maintenance, Repair, Gilles, Tim, Good Books best damn book for learning everything mechanic on a car. It will teach u everything . And only cost 11.95 on ebay hardcover This is one of the books that u get when ur a student in automotive trade. Its ase certified.
That is why you get a 10 year old car with a good reputation and lots of people drove. You can see what the common issues were and with TH-cam there tends be a ton DIY videos. With the internet the really is no reason not buy a cheap car today.
@Stimpy&Ren That is why I said you buy a car with a good reputation that lots of people drove. People will argue with me on this but I bought a 2004 325i BMW about 2 years ago for $2k. I had to replace the entire cooling system, do multiple gaskets and changed the control arm bushings. Everything I learned from watching simple videos from youtube DIY 50's Kid and ShopLife. Car has 180k miles on it now, runs like a champ. Few known common maintenance things I will have to do in the future. With forums and TH-cam there is really no excuse to was money on a new car if you are an average joe. Good luck retiring.
This guy is 100% right. Nothing like being upside down on payments. I buy Hondas, Acuras, or Toyotas. I had a Range Rover once and I will never buy one again. I always buy a few years down to avoid the depreciation hit of a new car. Then I keep it for a while. Forget all that trying to look rich stuff.
He can fix and built his own cars, how about person do not know how to fix, and bought old car and back and forward to fix? Bought old car is fortune you can get good car and price & reliable.
@Planet Purgatory ..harsh.. my experience has been fat guys in pt cruisers and people driving smashed up hooptie cars....BMW (new) drivers at least carry insurance....
You better use a ferrari for a weekend only to have fun once a year and use your good ol' car to everyday life, i'm planing to buy a used Civic and if i do buy one, i will not pay taxes after 4 years depending on the model (after 20 years you don't pay taxes for the car in brazil)
Once again, Scotty speaks the Divine Truth about car 🚗 ownership! Love his honesty and his dedication to making his loyal viewers a little smarter every day! To wit: I found and bought a Volvo 850 for sale, 15 years old, and got it for less than $4K. Still on the road happy and healthy at the age of 24 years. Mileage close to 310K. My independent garage keeps me running for far less than dealership costs. Love ❤️ it! No need for shiny new Car- money is better placed into RSP/401K each month. It is NOT rocket science folks!
So true! I live next door to subsidized apartments that restrict residents from living there if they make over 24k annually but yet the people living in these apartments drive much newer and nicer vehicles than the rest of the neighborhood.
When I lived in the ghetto, I saw so many more Mercedes and BMW's than in the "richer" parts of town. Of course they were all beat up and falling apart....
I will give credit to the BMWs between 92-99. The 3 series is unbelievably easy to work on and cheap to maintain. Plus they're worth next to nothing. Pretty much if it had the i6, it was a good mechanics car.
My Dad drove a Volkswagen bug from 1972 to 1985. That bug had holes in the floorboard and the foam was coming out of the seats. He was a Dr and was making 500k a year at the end of his career. He too ended up being a Toyota guy and the nicest car he owned was a Camry. Somehow I feel like him and Scotty would have made great friends. 😂
My dad was also a doctor. He too had a VW bug from 1969-1976, a Toyota Celica 1976-1980, picked up a VW Rabit so he could kick down the Toyota to my bro and I in high school years. He drove a Camry from about 1985 to 2007. His worst choice was the 2004 VW Passat he got in2007. Great car when it ran. He had to replace the motor about a year in. He gave the car to me in 2017, I kicked it to my daughter in 2020 and it's transmission died in 2022. Like Scotty says, never buy a modern VW! The diesel Rabit was a real slug so he got rid of that, another poor choice. He bought all those cars new but they were cheaper models and held up well and he did not care about the other docs who bought luxury cars almost every year. Hell, he didn't care about status symbols or the big money specialties, he just wanted to doctor and help people as an internal medicine GP, which he did from 1970-2017, and in Viet Nam before that. He was drafted right out of med school. Rest in peace, Dad.
@@TheCactusjack1 Your dad sounds like a great man! May our dads rest in peace! Funny story, my Dad was teaching at one of the Med Schools and of course he parked in the faculty lot with his faculty parking permit. Well the schools parking police thought for sure such a crappy car (his VW) had to belong to a student who stole a faculty permit and they issued him a ticket. I would have loved to of been there when he explained that it was in fact his car! 😂😂. He too, never cared what other people thought of his cars and served in Africa with the Public Health Service early in his career.
@@martin4819 Great story! Love it. I'm betting that your dad was also a generous tipper with anyone he hired. Time after time I watched my dad slip big tips to people on the sly, saying "for your troubles". He liked to go backpacking and when he got older he turned to mule packers to help get him up to the high camps he loved. He was a cowboy at heart having grown up in Riverside, Ca back when a boy could have his own horse and just ride out for adventures in the 40's, and loved the packers and I could see they loved the old Doc as he could relate to anyone very well. He basically tipped them all half of what they charged for the job, and those cowboys really appreciated that. I wish I could remember more of his old stories about them.
I kept seeing a 2004 Volvo V70 D5 on someone's drive, it never moved & the tyres were going flat. I knocked on the door & asked if it was for sale, & IT WAS ! I paid £500 for it & I'm still using it 8 years later 👍👍
That's a good purchase - these old Volvos are basically eternal if you take minimal care of them. And one day they might even ascend to oldtimer status...
I got me a Camry 1996 model and that thing runs like a horse. So good on gas, I'm talking about 40 miles per gallon, what a steal and the trunk space, don't even get me started lol
As someone who does lending for a living, let me give you my take on it: I noticed when I was working in the most lower income areas, people had the nicest, newest cars. They had BMWs, Mercedes and Cadillacs when I was driving around in a Corolla. Most of this is because they like living under the illusion that they are rich, when they are actually pretty poor. While in the early 2000s people were able to buy houses they can’t afford, recent regulations and financial institutions not wanting to lose money anymore, put an end to a majority of that. The difference is that hasn’t caught up to the auto industry lenders at this point, so while people can’t really buy houses beyond their means anymore, they can still do so with cars. I’ve seen people spend more than half and up to 2/3 of their income on monthly payments for a luxury car, when they’re making about 2000/mo gross. They then come to the place where I work because they realize they can’t afford a 29% interest loan and I tell them we can’t help them because their debt to income ratio is too high and that a sub-prime lender fed into their sense of entitlement by giving them a car they can’t afford. The other thing lower income people do that screw themselves, is that they always finance the entire vehicle (plus taxes and fees) meaning they’re typically over 100% loan to value (LTV) on their vehicles. This alone isn’t inherently bad (as long as you know that it typically comes with higher rates, and fast depreciation meaning your car is going further and further upside down), but you combine this with having to have the newest car and you have people trading in their cars owing more than the car is worth (called a negative equity trade-in). For example: Buy a car worth $30,000 putting no money down. Taxes and fees bring the total to $34,000 so you now owe $34,000 on a $30,000 car. You are already upside down at the get go! But guess what? You were also late a bunch of times on you credit cards which are maxed out because you also needed the most expensive clothes to show off, so your credit score isn’t that great. You don’t get approved for the advertised 1.99% from the dealer and they say “let me see what we can do”. Boom, you’re approved by Santander! Great news for every one! You get your fully loaded Accord, the dealership sells a car and they aren’t dealing with the risky financing and Santander gets a 29% interest rate, but your so excited about your new rims and interest ain’t nothin’ but a number. You also get the longest term of 96 months because you want your payments to be lower. A year passes and guess what? The newer Accord is out, all your friends are getting them and this one even has a wireless charger built in! So you go to the dealer to trade in your “old” Accord and that’s when the number *should* hit you. Your trade in value is now 17,000, because car depreciate the second you drive them off the lot. You argue with the dealer that your sick tints and rims should increase the value because you put at least $1,000 on your credit card to make these “upgrades”. Well anyway at least you’ve paid 12 months of you 96 month loan, which is like a lot, right? So you contact Santander and get your payoff letter and the balance is about 32,750. So you flip out because based on your knowledge of high school math, your balance should be much lower, but you don’t realize that loan payments are set in a way where you are not equally paying interest and principle together but you are paying mostly interest in the beginning. So you then realize you barely paid off any of the principle of your car, but you still really want that new Accord, so your dealer says “no worries, we can roll that negative equity into the new loan”. So just like last time, you don’t put any money down, because your payments are so high that you haven’t saved anything, and so your new car is again $34,000 with tax rolled in, but now you have the old loan balance of 15,750 that needs to be rolled in so your total loan is for almost 50,000 on a car worth only 30,000, but your payments are A LOT higher, almost 1,400 a month, but you can finally show your friends who has the best car, but now you’ll have to put your groceries on the credit card because you don’t have any cash. A few months go buy and you finally realize you are getting crushed under the payments of this car. You see that another financial institution is offering a MUCH lower rate so you go inside to apply. So you do the application hoping for a low rate, but since your credit cards are maxed out from not having any extra money, and you’ve been missing payments, you don’t get the lowest rate, but hey 6% sounds better than 29%. So now you’re “pre-approved” you just have to give them the vehicle information. You go to your car and grab the VIN and mileage so they can pull a value. The loan officer enters the information and the shock on his face is palpable and they say “I’m sorry sir, but you owe 49,750 on a car only worth 22,000, we can’t let 226% of the value of the car”. So you leave and decide “this car is too expensive, so you decide to just not pay it. After 90 days you see a tow truck taking your sweet ride away. The bank sells it at auction for 10,000, but with a loan of 49,000 plus all the large fees, repossession fees and auction and storage fees, the 10,000 they recoup from the auction, so now you’re left with a balance of 42,000 and no car. No point in paying that money, so it becomes a charge off. Months of you taking the bus to work go by and now you decide your ready to save up and finance a couple of thousand for your car, but all that lenders see is that you still owe 42,000 to another institution in a charge-off so now you can’t get a car at all. You complain that the world has it out for you and life is unfair and that you were discriminated against. So you go home and do the only thing you can do: drink until you pull out s .45 and shoot yourself in the head. All because you had to have the newest car.
And that kids is the scheme that works everywhere in the WORLD! The brands have created that Aura around them and with the help of the banks this is the result! At the end you are the problem because you don't know what you are doing with the money! Don't buy new car, buy financial education!
You sound like the guy from good will hunting who sees all the problems coming at him down the road so he does not take the first step. Slightly used cars with a high reliability reputation are not that much less than a new one. Financing is cheaper on a new one vs a used one, so that must be factored in as well. Newer vehicles have the most evolved safety tech, and the bugs from previous generations are usually worked out. The company must be reliable, this is primary. No one likes to have unexpected dealership visits. What is your time worth?
Your absolute correct , I wish my daughter would take your advice , I am still driving my HRV Honda 2005 , never broke down , have it serviced every 10,000 miles , I am sure I get another five years out of it , God bless from Ireland
The biggest hurdle for people is to stop worrying about trying to impress other people with the car you have, including friends and family. Also, just because it's new, doesn't mean it's reliable. I have an '04 Pontiac Grand Am that I've had to replace typical wear parts like wheel hub assemblies, struts and tie rod ends, and the rack and pinion steering, but now those parts are fresh and should last a long time. The engine and transmission are in good shape, and it always starts. I have a fund put back for any repairs that might come up, and it sits there while the "monthly payment" money keeps building.
Really love it that Scotty being an American patriot is on his every video mentioning the situation in Europe cars wise. Really shows the scope of his knowledge about cars.
@@marxer19 Sssshhhhhhh!!! We don't want Toyota to get ideas 😂 . Look what happened with Honda. They sold their soul to the devil, and joined the likes of Mercedes, BMW, Audi, GM etc. Sadly, Toyota is the only manufacturer left today that makes cars that last FOREVER!!!
My grandpa who was pretty well off always said. Getting rich is more about saving and gaining interest on money as well as making wise investments, you have to live like a poor person and accumulate over time until it starts really paying off for you.
Most car servicing doesn't use a scan tool. A scan tool for $200 or less and the Internet are basically just as good. The pro model features are usually just time-saving things, bigger screens, a repair info database (you can find basically all this info on the Internet, it just takes time), and some things a car owner would rarely ever need like: the ability to program spare keys, bi-directional tests, syncing tire pressure sensors, data graphing.
I haven't paid more than $1100 for a car in many many years. I got an obd2 scanner off eBay for $14 10 years ago. Being handy with tools (or having a good friend who is) is most important.
@@jeremyf9124 Are you kin to Scotty? You sound so much like him is erie. That's not a bad thing in my book because everything you said is absolutely true.
I didn't pay to check my Old honda's, Toyota OBD2 CEL. I used paperclip and learned how to have the car Morse code the code Numbers... Saved thousands on that Beater Accord, head gasket repair, VTeC replacement, starter and ignition coil replaced. Ran like a dream
I just love my 2007 f150 pick up. Has 250 thousand miles and drives great and will keep it as long as I can. Would rather have cash in the bank then debt in the driveway.
I have had a few new cars in my life and have learned my lesson. Payments will slowly bury you and eventually a high priced repair on top of the payment will be a nightmare. Any change income...loss job, laid off, family emergency...it's over. You will find out who actually owns the car then...lol. I currently drive the favorite car of my life...a '99 Chevy Metro...$500 and another $600 to get it road ready. It came pre dented, it parks anywhere it's so small, gets 40mpg no matter what, starts everytime, it super low key...no one wants to steal it or ask you for money while in it. Parts are cheap, incredibly easy to work on, no power accessories to break. It's also used as a delivery side hustle, so it's made me 10x the money I have invested in it. I wish I would learned the idea of assets vs. liability earlier in life though :)
@@zacharypeery4082 Good move. The spark is newer version of the Metro. I had a co worker do the same with a Yaris. He drove an old civic, saved up a few of our bonus checks and paid cash for the cheapest most basic one he could get. He then spent a few of his, what would be "cay payments" on modding it. Zero car payments in all though. This is while most people at our work are driving 70k huge trucks or another guy with a EVO that he dumped 15k into on top of still making car payments. I have a rich aunt also, who lives in a near million dollar house, career banker, she drives the most basic Toyota Camry. Again....saved up, paid cash. This is from a banker. Most people want to fill some weird void in their life or impress people at a stop light for 10 seconds...and are willing to go in debt for it.
The average American takes out a $700 car loan and u know that’s probably for 6 yrs. I make well above the average American and I couldn’t imagine sticking myself with such a payment. If someone has a job loss you not only risk your car being repossessed, but u also risk your ability to pay rent/ or mortgage. God forbid u go into huge credit card debt to make up the difference. I have 2015 Lexus I bought used and it runs and still looks new. I will drive that thing until it dies!
Ricky Chiz Bizkit so everyone who drives a corvette or a 50k truck all lives in a run down trailer or a cheap apartment? Pls tell how that’s not a ignorant statement.
rich people don't buy boats, broke people buy boats. less than 10% of boat owners have a net worth of over $1 million. see the book Stop Acting Rich by finance professor Thomas J. Stanley
Nice to see others living the same way, I've owned 50+ cars and I won't pay over $5,000. I've owned nearly every major make, been driving a big old Jaguar XJ8 for the past 6 or so years that I paid $3400 for.
@@rasheemthebestfirstone3274 if you are not the one who does your car work/repairs, bring someone with you that knows or bring a car to be inspected by a trusted shop - but the biggest thing is patience, walk away from any deals that don't seem right and don't be in a rush to buy the first thing you see.
Scotty, man I wish I had this advice when I was a young man. I would have saved tens of thousands of dollars had I listened. Now I have my old 07 Ford Ranger.I bought it 5 years ago for $4000 I saved up. A thousand a year in parts and maintenance, (over estimate) about 2 grand a year in fuel (Fuel here is around $4.50 a gallon), 3 grand a year we'll say. $250 a month to keep the old girl on the road, total. You cant get the payment alone on a new car for that kind of money, leave alone a little pickup truck. And that's JUST the payment. So to all the young people out there. Scotty's advice here is gold. He's not just some old dude shooting off his mouth. It's true what he says.
Ironically, this is actually a truck he has a whole video about, recommending it as a used car. People love their Rangers/B3000s, toting their reliability for days.
Wtf no new car for 250? You can lease cars in germany from 130$ per Month. That would be a car with msrp of around 23-25k $. Affordable car means affordable insurance, so call that another 60$ p.m.. so you would basically have enough money for 400miles worth of gas everymonth. So for the same amount you could drive a brand new car that is covered under warranty for the Rest of your life.
"Scotty, man I wish I had this advice when I was a young man." - Well, when you were a young man, you wouldn`t listen anyone with this kind of advice. Young people thinks they know everything.
One of the best financial decisions I've made was to put upgrades in my already reliable Accord instead of buying a new one. You'd be surprised how many after market parts can upgrade your experience while creating an enhanced look that's close to stock, at reasonable prices. I now have leather seats, upgraded upholstery, 10 inch touchscreen head unit with Android auto/car play, new bumpers, new head and tail lights led assembly for both, and a lot more. All the features of newer cars without the payment. When you realize a car is just an appliance, you'll devote less money to it. I now turn heads in a 10 year old car 🤷🏼♂️. You'd be surprised how creative you can get.
Damn Scotty! I couldn't agree with you more. Old Honda's let me pay my 30yr mortgage off in 13yrs. I couldn't agree with you more about worry about your new car getting door dings and scratches. Especially going to Walmart.
@@unseenufo keep that. K20s are well made. Just dont beat it to death. Plus u have a timing chain instead of a belt that is good as long as u change that oil. 8th gen last true vtec with the high revving motors.
@@1stock1not I had a 88 crx and 93 Civic coupe ex. I paid $800 for the crx and like $3200 for the Civic. I drove both of them to 300k. They both required very little maintenance that I did myself.
@@greg6941 thats awesome yeah i still drive the 01 civic its only at 167k and has had all its major maintenance done recently excluding the clutch tryin to get to 200k before i do that.
Love the Toyota Tacoma . fell in love with that body style way back when " back to the future " movie had one in it . a design way ahead of its time. Truly amazing
No if you have enough income from a so called business right now you can charge off anything you want the IRS is gutted neutered Llc pass thru just pay the super low rate not the suckers rates like wage slaves
Jim say if you make a million dollars a year on your business and have let’s say for an example 250 thousand on business taxes, you can buy a car for say 50 thousand dollars and write it off as a business expensive since it was bought under the llc. Now you’re paying 200 instead of 250 on taxes. The car almost pays for itself. You can write off anything your imagination let’s you. Gas dinners tolls computers phone bills whatever
When i was on 20's, i bought good looking cars and switch every 5 years. Now, i'm on 30s, all i want is just a cheap family car that really efficient on fuel consumption.
Scotty , you're an automotive mechanic you know what to look for in buying used/ new cars and how to fix them all by yourself . Unfortunately the vast majority of us don't have that skill knowledge .
That’s not true you can always save your money and buy a use good car like my self, I got my Camry 2012 for 9,000 and I save all my money, that’s an use car but not old and I have it for 2 years already and no problem at all
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⬇️Scotty’s Top DIY Tools:
1. Bluetooth Scan Tool: amzn.to/2nfvmaD
2. Mid-Grade Scan Tool: amzn.to/33dKI0k
3. My Fancy (Originally $5,000) Professional Scan Tool: amzn.to/31khBXC
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5. Basic Mechanic Tool Set: amzn.to/2tEr6Ce
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7. Ratcheting Wrench Set: amzn.to/2BQjj8A
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⬇️ Things used in this video:
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Scotty do you tip the waitress? If so, what percent?
Those blue tooths scan tools will not work on 2018 an abouve fca products due ta the security gateway module. Ya should do a bideo on these new vehicles
it depends on the tool. most of the cheaper ones won't support the latest protocols, but if you're willing to pay $20 bucks or so for a decent one, you should be fine.
that being said, you also want an app that supports all the protocols. personally I use forscan as most of the cars I work on are ford (it's a Ford/Mazda workshop app) but I have torque pro on hand should I need to work on something else
What's the point in driving around in beaten up old junkers and hoarding money your whole life? You can't take it with you when you die, and the only reason money has any value is because of what it allows you to do in life. If you don't enjoy it whilst you're alive it's worthless.
Scotty can you please tell me is the hunday genesis Coupe a reliable car
For most people, looking cool to strangers is more important than staying debt free.
Dave Ramsey fan?
I made this mistake
@@jbr2991 I am
Been there too.
But I learned my lesson at the first €1000 of debt. Could've been a lot worse.
I do this with a '95 Camry wagon... In Cleveland! Guy at the beer store offered to buy it because their BMW is acting up and they had one in Australia.
I'm grateful for people that buy new cars even when they're broke. They're the reason I scored great deals on a used car.
criminal mentality
Nice
🤣
Thank you to new car buyers for depreciating the car for us used car buyers.
@@noonehere4332 you made my day broooo
"No monthly payments" is one of the keys to early freedom.
Yes indeed to this!
But building credit is pretty important for young people this generation. It really is better to get a monthly payment the first time. Source: I used to work for a big bank.
@@XanthosAcanthus theres other ways to build credit
@@icet6668 credit cards don't build credit much because you most likely max it out and ruin you're credit.
Buying a home builds true credit so does buying a car lenders rather see big loans payed off than these small loan companies and credit cards
@@MrMsMexican A home doesen't come free of maintainance costs. A home never maintained will soon be worth zero.
Whenever i feel the need to spend money on my car I watch a Scotty video and I immediately calm down 😂
ain’t that the truth
Lol 😆
😂
Me too
OMG this man has talked me down from a ledge more times than I can count!
this video should be mandatory viewing for all High School & College kids
NightSky777 but I like the new car smell :(
Eduardo Chavez buy a little tree and save yourself 40 grand.
@@eduardochavez82 u can make any car smell good. Old luxury cars even smell better
I know for sure I’m wrong, should probably get therapy. (I hate to admit it) but my pride is SKY high!
Armando Sturzenegger just that in my mind, I can’t picture myself with a used car because my standards are too high
It's not all about a cheap car, finding an honest and dependable and affordable mechanic is like hitting the lottery
Perhaps the term 'less expensive' car is a better phrase than cheap....
Of course a great, reasonably priced mechanic is worth gold....No matter how much the vehicle set one back.
Keeping a car running w/o outrageous maintenance mark-up is a huge area of 💰 leakage....even new dealerships generally make most of their 🏧 in the SERVICE department not the sales department.
They sell cars, just to have a continuous pool of cars to maintain....that's where the LIFETIME money is made....not xelling 'em but fixing n maintaining 'em....that's where the 'real' value of owning the 'only' XYZ new dealership within ABC miles = guaranteed generational wealth
i must have won the lottery then...I self learn car mechanics over the last 3 years and fix my own car as I got totally pissed at paying ridiculous bills at the garage !
Or just buy a mechanic tool set and do it yourself. I have no mechanical background but google and TH-cam are amazing learning resources.
Fred- So true...also pays to have a car checked out or know the history, because you don't want to end up with a money pit! A cheap car will do you no good if you have to end up replacing the AC system, transmission, engine, etc.
Yes thanks to my mechanic.
The honest person i ever seen in my life.
Bought a ‘98 Camry with 280,000 miles on it 3 years ago, and I retired it this year with 405,555 miles.
Best $500 ever spent.
Christ that's a lot of miles in 3 years? What were you doing, going coast to coast monthly? lol
I got my dad a Rav 4 with 158,000 miles for 3k like new, has around 350,000 now, drives good, he goes to orlando and back every weekend, so the car pretty good.
TheTyphoon365 I do in-home estimations for flooring and cover a massive region, I’ve been putting 500-1000+ miles on my car for the last 3 years.
@@chakitout3302 but he got it with 280,000 miles and retired it at 405,000 miles. So 125,000 miles in 3 years??
@@TheTyphoon365 Not really, I did 113k in just one year commuting to work and back home. Was hell, but hey you do what you have to do.
This is not being cheap. This is being a wise man.
while being cheap
I'm your Evil Twin
You can do that if you are "wise" and know how to repair cars, otherwise labor costs destroy you.
Boring.
Its always wise to buy Toyotas.
If Scotty ever needs a new heart valve, he'll use a valve from an old Toyota.
No he can get a recycled from the grave yard.
Leo S That would be a Dodge dealership.
Or he’ll demand one made by Toyota
Thats the least TOYOTA OWE HIM
Lol scotty is the poster guy for toyotA
Scotty is not just a Master mechanic also a Senior Financial Consultant.
Edward scissorshand It’s common sense and basic mathematics....
He’s the Dave Ramsey of cars
He's John wick
But then there is the argument that making millions of dollars and then living in a run down house, driving very old cars and working on cars on a dirty gravel drive way is a bit absurd. I'm sure Scotty is set in his ways but it is a little odd. 🤔🤔🤔🤔
@@stevematthes4325 Yes, what's the point of having all kinds of money and not enjoying it?
Scotty is so cheap he uses his Neighboor internet to make his videos.
No he is smart. He pools with his neighbors and shares the Internet 3 ways with his neighbors to save money, like we do.
How about the free public library Internet.
😂😂😂
OMG. I can really relate with this.
Lol!.. That was a good one.
“Biggest advantage of buying a cheaper car is YOU DON’T HAVE ANY MONTHLY PAYMENTS”. -Scotty. Yes💯‼️
Scotty, you always make us Cheapskates proud about ourselves.
...and 1:31 1:46 is the way to go (when the car is checked out properly).
Ikr (I know, right??) 😆
If I want to drive a new car, I'd rent one for the weekend, that's what I do.
When I die I want all that money in my coffin.
@@Estuardino71 what if you decide to be cremated? Will you have all that cash burned too?? 😀
they come pre-scratched and dented!!!! best selling line ever
Nothing is worse than a flawless paintjob and some dickbag at the parking lot has scratched or dented it.
My car got tones of scratches and dents but I love her so much. Only one big dent that I can fix if I ever want too it’s in an easy location right about the front drivers wheel well. Lots of small dents and the paint got slot of surface scratches but she’s old 15 years old and the nice thing is low miles only 141,000 miles in 15 years so the car runs great and these are things I can always fix in the future. With a new car i be pissed if it had dents and scratches cause it’s new but being an older car I can respect that it’s going to have little ware
That was a good one!
JoseTheVegan on TH-cam
2Str0k3 or worse, you scratch it yourself.
@@2Str0k3 --Nothing worse? How about getting scammed for your life savings? Having your kid murdered? Getting maimed in a mugging? Being put in a concentration camp? You have some strange values.
I ended buying a bicycle thanks Scotty for your advice
Remember to buy cheap used Japanese bicycle(I'm not joking,in Vietnam that's what we buy!)
That's actually one of the best things you can do!!
Sometimes it really feels like my bicycle is lot more unreliable than my 20 year old Corolla :p
Pumping up your tire? You're doing it wrong!
Millionare in the making right here
This is part of why I'm debt free with no car payments. Thank you Scotty for common sense and advice for wisdom. I have a 2009 Honda Civic and it's running good, it's got 206k miles on it now and looking to drive another 100k or even greater. I love my cash car!
I also have a 2009 Honda Civic that has 334K miles on it. Those were a lot of highway miles. The car still runs great!
Shoutout to all the people who drive their beat cars with pride
You don't have to drive a beat car that's used. My family buy used cars and they're always like new.
Got a 1992 gen 5 Celica. Awesome stuff. Pop up headlights are cool
@@alfredchalakkal733 Pop up is all that, I mean its similar to a transformer
1999 Toyota Avalon! 😁 My 2nd car, and my first Toyota, and definitely won't be my last Toyota!
@@darthgamer6080 2000 Toyota Solara coupe, manual, V6; paid $1400, love it!
If you mute Scotty, it looks like he is conducting Beethoven's 9th.
🤣🤣🤣
Lmao
😂😂😂
Yes, I thought he looked like a conductor too.
Lmao that is great! So i did it and your are right, im still laughing... Ty 👍
I paid $3500 for my 2003 Honda Civic. I’ve had it for about 10 years now, drives like a dream.
Just keep it maintained and it will last you a lifetime!
Inflation
If is automatic transmission, you should have a saving for a possible broken transmission soon. Those models have issues with torque converters. If is manual transmission, you made a great deal. It will last for ever if you keep maintenance your car.
It's a 5 speed manual transmission
Tony Rodriguez Mine's a Honda City
Scotty is so cheap, that when he dies, he'll probably walk towards the light and turn it off
LMMFAO!!!!
dude lmao
yep!
🤣🤣🤣
Bold of you to assume that Scotty will die
"they come pre-scratched and pre-dented"
lmao!
😂🤣😂 So true. Might as well be content.
I paid the big bucks on my new vehicle for that option
@@yellowdayz1800 I love it, I don't have to worry about new ones.
😆🤣😆😆
lol
- "Damn, I hate my job..."
- Why don't you leave the job?
- "Cuz I gotta pay my car."
- Why don't you sell the car?
- "Cuz I need it to go to my job."
- Sell car
- leave job
- profit
Yeah that's funny but...you need medical insurance.
aluisious let me introduce you to canada
Or Europe
Lol story of the idiotd who lease cars Life 🙄 and then they end up getting it towed away anyway for missed payments 🤣🤣
My mom told me “make sure you buy a nice house before you buy nice a car.” And now the house she owned for $80,000 is now worth $250,000.
Smart
Your mother is a smart woman
Same here house prices went up overnight my dad paid 80k for the house in 1980 now its worth 310,000 to 280,000 going on the houses for sale on our street
Why ever buy a nice car. Just buy a reliable safe well built car. And remember all things being equal a younger car will last longer than an older car.
That's because most cars even new ones are worthless. Buy things that go up! In value not down.
Imagine living your whole life trying to impress other people you dont even know... sad.
And for most of them they are not impressed. I do think guys like checking out nice possessions of other guys but unless the girl is hot nobody is impressed by what she has but maybe her girlfriends.
yep. all I need is a dependable vehicle to get from a to b
@@kniknayme9865 As a delivery driver I will need a much newer car.
I only need to satisfy myself
I only impress one person.
Things that are absolute in life:
1)Babies being born
2)People dying
3)Scotty's hands all over the place when explaining things
And that cat pillow
I'm a hand-talker, so I get it. Scotty can wave his hands all he wants! Also.... 4) Don't buy a Chrysler/Fiat/Volkswagen/pre-2008 Nissan/Jaguar/Mini Cooper/Mercedes/BMW - they're endless money pits!
He go them jazz hands 👐
My theory is that there is a guy in a suit and top hat on a platform above him that has transparent strings attached to Scotty’s wrists and he tries to give the correct hand gestures to Scotty’s narration.
He works them better than Beto O'Rourke
Smart guy, I love how he talks like he just railed a line of coke. Lol
Or 2? Lmao
Cheap cars.
More money for coke.
@@SD-tj5dh " you guys are merciless " If there was coke involved, you would see old Seville's in his drive way
Well.... he certainly looks the part.
But to be honest he reminds me more of that joke you'll hear about. The uncle who smokes roll-up cigarettes and asks you to get his wallet from his smoked leather jacket, and when you take the wallet from his pocket some LUCY tabs fall out ;)
HAHAHAHAHAHA 🤣
40 years driving, i have spent nearly $12,000 on cars. Now I fear i may have wasted $5,000.
I've been driving used Acura's over the last 18 years drove them well past 150,000 miles then traded them in for a newer used one now i drive a 2009 TL with 163,100 miles now i'am going to trade it in for a 2008 Acura RL with 96,000 miles i just 💘 used Acura's especially when somebody already took the majority of the depreciation.
@@patrickboyd3364 Nice! A used RL is a great choice, just be sure the 100k service was done as the timing belt/water pump replacement on those can be pricey.
my next used car will be a hail storm damaged used car since they are still good in the inside just ugly from the outside
@@cleverjaGreat minds think alike. $80 windshield off Craigs list, 2 tubes of liquid nails from the big orange hardware store, 45 minutes of work and the the 95 Camery is as good as new, well, good anyway. Do it at work, on company time (they require me to have the car) and use their dumpster.
@@patrickboyd3364 just upgraded to 2016 TLX someone leased it for 5 years lol and barely even drove it. only has 28k
I wish my dad gave me an old rusty Tacoma. That is the greatest gift I can imagine! Scotty is a good father.
Almost went and got a loan, now im back to my senses. Thanks Scotty!
David Collier similar story here
I hate monthly payments, especially on vehicles! I work for a bank, and you’d perhaps be surprised on how many people’s vehicle payments really hamper them from buying/upgrading their home because so much of their income goes to vehicles!
Social Media has created narcissists among us. I personally know someone who bought a nice house and car beyond their capabilities just to impress their friends on Facebook. His words not mine.
Bo Ayya dam did you say anything to them?
Man, I'm glad I'm not on Facebook. Saving money.
So true social media is the Devil!! It population control. Its brain washing us. People get caught up in it and let the media tell them what they need to buy and how to live there life.
Hahahahahahaha
Sigh
Fakebook
I feel you Scotty I've had my 1996 Avalon for about 5 years now with 215,000 miles on it and I'm still using it for food delivery lol
Sienna 450k doing doordash
@@pierlouis7325 wow
@@pierlouis7325secrets?
Corolla 2007 current 215k and counting
@@mikeprice8307
get oil changes and don't drive like Ricky Bobby. 😂
I'm going to keep watching this video Everytime I have the urge to buy a new car
Same here, now I decided not to buy 😂
Get a hotwheels of that expensive car then.. They won't cost you any maintainance or insurance or payments
@@hunk7177 nice tips. Good way to control my lust.
Same .
Ain’t that the truth.
Funny how he showed a new Chevy as he made a reference to junkers. Lol.
I agree with him Chevys are this shittiest cars ever made in my opinion
I like a shitty deal
99-06 Silverados are pretty good, last forever pretty much. Parts are pretty cheap too and easy to work on.
lol I'm watching this sitting in my 2010 Malibu that I'll be driving into the ground.
@Erik MikkelsaarBetter than buying an F-150 in the same years. Those are junk, especially the 5.4 Triton. Cheaper too and easier to work on.
Too many people get into debt way over their heads just to look “cool”. Words to live by from Scotty K. People would be wise to listen.
It's not just too look cool, sometimes it's important. For example my dad has a really nice car, he run a creative branding agency. He can't tell companies how to make more money if he's driving around in an old clunker, it looks bad. It's a sad world we live, nonetheless it's what it is.
Peter Lamoureux nobody will listen.
I daily a 5 bolt 2d gen junker tacoma with the 2.7ltr just for that reason. It's only rear wheel drive, but a good pair of snow tires goes a long way. I live in manitoba. Truck has never let me down.
I buy the safest car we can afford. Medical bills are worse than car payments. Might walk away from a crash in a Volvo or Tesla that will break your legs in a 94 celica.
Mikel Durant
What you say unfortunately has some truth to it. Real estate agents won't have a lot of clients if you drive a 1997 Honda with manual transmissions, but I see secretaries driving BMW's. My brother in law got a Mercedes, but it's the cheapest model, so it doesn't seem too impressive to me. He spends a fortune keeping it running because he will only take it to the dealer where they treat him special. He works in the oil fields and lives in a trailer. He drives a company truck, so he doesn't drive the Mercedes very often, but every month he pours money into it, new sound system, Mercedes of course. I just roll my eyes because I see the Ferraris and other $100,000 cars around, but it's his money.
After 22 expensive years with BMW I finally saw the light and currently enjoy back to basics in my 2001 Camry. Thanks Scotty 😊
Dayum!! Your pain tolerance is insane! 22 years? Holy smokes...
@@musazwane6049 🤣🤣🤣
My 03’ Corolla is an embarrassment to everyone but me! 300,000 miles and still chuggin’
96' Corolla here. I like how them people with new cars zoom by like am standing,then i meet them at the red light.
No matter what always love the things god has blessed u with ..im rich but im not much interested in buying more than 1 luxury car
I can’t find any for under 5 grand! Toyota’s are so expensive! I had a Camry before but totaled it
I feel you bro 👍🏼👏
Still driving my first car, 2007 ford taurus. 190k miles. Dont really care what anyone thinks of my car
$3000 for a Lexus with sixty something miles man you're one lucky dude 😂
sixty thou
miles
@@vaeskategroup4023 60k 🤦
It probably had something broken on it and he fixed it
The Lexus will last longer than your crappy BMW tho 🤣🤪😝
We own a 12 year old Town and Country with 245,000 miles. Its been one of the best vehicles we have ever owned. It holds our cargo, our grandchildren, and has taken us on many vacations and daytrips.
“Old cars come pre-scratched & pre-dented” LMBO 😂😂😂😂😂😂
That's a good thing! I bought a 2012 lexus ISF with dents and scratches. If it was perfect I'd always be worried about someone door dinging it.
Praise the Lord Jesus Christ!
Thats what I was thinking!
I HATE scratches and dents on a brand new car or bike! 😫😭
And that's why older people should not be driving
I hustle back in high school. Selling used car parts, save enough to buy a use $1k car. Started flipping cars as a hobbie. Met a hard working man I respect alot. Gave me a advice to start flipping house. I took a carpentry trade and now building houses. About to get my license and work for myself.
Just don't vote Democrat or your hard work will be for nothing.
@@SergeantExtreme it doesnt matter neither Republicans or Democrats give a damn about you. They are on the same team
@@calebproductions5970 No they aren't. My taxes are at the lowest they've been in over 10 years. It's obvious the Republicans are for the little guy.
Michael Visaya Can you give me 1 cent
@@SergeantExtreme base on taxes alone you claim republican arw better ? Do you have tunnel vision?
Easy to buy cheap when your the mechanic doing the repairs. 😏
ForAFewDollarsMore9 you can do it too
Most repairs are doable urself, and if u saved thousands of dollars not buying a new car, you can spend a few hundred to get it fixed lol.
ForAFewDollarsMore9 get the car mechanic book Automotive Service: Inspection, Maintenance, Repair, Gilles, Tim, Good Books best damn book for learning everything mechanic on a car. It will teach u everything . And only cost 11.95 on ebay hardcover This is one of the books that u get when ur a student in automotive trade. Its ase certified.
That is why you get a 10 year old car with a good reputation and lots of people drove. You can see what the common issues were and with TH-cam there tends be a ton DIY videos. With the internet the really is no reason not buy a cheap car today.
@Stimpy&Ren That is why I said you buy a car with a good reputation that lots of people drove. People will argue with me on this but I bought a 2004 325i BMW about 2 years ago for $2k. I had to replace the entire cooling system, do multiple gaskets and changed the control arm bushings. Everything I learned from watching simple videos from youtube DIY 50's Kid and ShopLife. Car has 180k miles on it now, runs like a champ. Few known common maintenance things I will have to do in the future. With forums and TH-cam there is really no excuse to was money on a new car if you are an average joe. Good luck retiring.
I am 60. In my life I have owned 8 cars, 3 of which I own now. Part of that success I owe to this channel.
This guy is 100% right. Nothing like being upside down on payments. I buy Hondas, Acuras, or Toyotas. I had a Range Rover once and I will never buy one again. I always buy a few years down to avoid the depreciation hit of a new car. Then I keep it for a while. Forget all that trying to look rich stuff.
The new car dealers of North america DO NOT APPROVE of this video!!!
Who cares
Lol
Rich man: I didn't become rich by spending all my money.
I'm broke but, I drove a lot of cool cars and I kissed a lot of pretty girls
Doesn't really matter......
He didn’t become rich by driving crap and not going to starbucks either.
@@HagakureJunkie Wrong.
@@amoore-zd9zv Totally accurate. 🤣🤣🤣
You are leaving a huge detail out, the fact that you are a professional mechanic and can service your own cars
The only difference is that you know how to work on them.😁
Do your research and you will be able to work on cars too
its easy to maintain cheap car...even do it yourself...just big problem go to workshop
Even mechanics charge less for cheap cars and charge more for exotic, expensive and sophisticated cars.
He can fix and built his own cars, how about person do not know how to fix, and bought old car and back and forward to fix?
Bought old car is fortune you can get good car and price & reliable.
How many car parts did I fix on my kitchen table...
Obviously, I enjoy living alone.
When you get older you come to respect the guy who drives a beater corolla over someone who drives a new 3 series BMW.
@Planet Purgatory ..harsh.. my experience has been fat guys in pt cruisers and people driving smashed up hooptie cars....BMW (new) drivers at least carry insurance....
Beaters are ugly. There is a balance. You can buy a reliable or easy to work on car without having to drive a junker
And don't forget that most people who drive BMW's are leasing them due to the high cost of owning them.
Hey i resemble that comment
@@Username-2 I agree, I have had a few.
The rich man knows buying new cars is a scam. He knows this because he's the one selling the cars.
You better use a ferrari for a weekend only to have fun once a year and use your good ol' car to everyday life, i'm planing to buy a used Civic and if i do buy one, i will not pay taxes after 4 years depending on the model (after 20 years you don't pay taxes for the car in brazil)
yes, all car salesmen i know are balling
😂😂😂😂
@@cammrn
The men over them are even bigger ballers.
Idk the one I work for got divorced 2 times all ready
Once again, Scotty speaks the Divine Truth about car 🚗 ownership! Love his honesty and his dedication to making his loyal viewers a little smarter every day!
To wit: I found and bought a Volvo 850 for sale, 15 years old, and got it for less than $4K.
Still on the road happy and healthy at the age of 24 years. Mileage close to 310K.
My independent garage keeps me running for far less than dealership costs. Love ❤️ it!
No need for shiny new Car- money is better placed into RSP/401K each month. It is NOT rocket science folks!
He's maybe right, but he's bad for economy !
Seeing Mercedes in the hood is pretty funny when I go to the nicer part of town and see Corollas and Civics.
I know someone that has a 2021 BMW M5 is like a 100,000 car but the guy lives in a apartment paying 700 bucks a month in the hood.
So true! I live next door to subsidized apartments that restrict residents from living there if they make over 24k annually but yet the people living in these apartments drive much newer and nicer vehicles than the rest of the neighborhood.
@@vegahunter8 how much do you want to bet they have massive 70+ inch TVs
Very True. Neighbor hoods with the big houses often have cheaper cars than lower income neighborhoods
not too funny. guess whos paying their healthcare, food stamps, etc........
15 years of driving a 2001 Saturn sl2 with 240k Miles now with no major problems and still kicking
Because I have a personal mechanic like scotty
I had 2002 Saturn. It was a fancy car.
When I was younger I had the sc2 with third door. Put a AutoZone hoodscoop on and thought I gained more hp
When I lived in the ghetto, I saw so many more Mercedes and BMW's than in the "richer" parts of town. Of course they were all beat up and falling apart....
I've seen people living on the government section 8 and driving a Mercedes Benz.
Lol the best is when you see a guy walking around with 300$ shoes and a 1,400$ iPhone and he still doesn’t have a car. :)
Makes you think. Rich people will make smart investments, thus they are rich.
Armando Sturzenegger No he’s not. That’s the truth. You’re probably that person with expensive stuff and no car.
I will give credit to the BMWs between 92-99. The 3 series is unbelievably easy to work on and cheap to maintain. Plus they're worth next to nothing. Pretty much if it had the i6, it was a good mechanics car.
My Dad drove a Volkswagen bug from 1972 to 1985. That bug had holes in the floorboard and the foam was coming out of the seats. He was a Dr and was making 500k a year at the end of his career. He too ended up being a Toyota guy and the nicest car he owned was a Camry. Somehow I feel like him and Scotty would have made great friends. 😂
That's almost a million in today's money. He must've left great wealth
My dad was also a doctor. He too had a VW bug from 1969-1976, a Toyota Celica 1976-1980, picked up a VW Rabit so he could kick down the Toyota to my bro and I in high school years. He drove a Camry from about 1985 to 2007. His worst choice was the 2004 VW Passat he got in2007. Great car when it ran. He had to replace the motor about a year in. He gave the car to me in 2017, I kicked it to my daughter in 2020 and it's transmission died in 2022. Like Scotty says, never buy a modern VW! The diesel Rabit was a real slug so he got rid of that, another poor choice. He bought all those cars new but they were cheaper models and held up well and he did not care about the other docs who bought luxury cars almost every year. Hell, he didn't care about status symbols or the big money specialties, he just wanted to doctor and help people as an internal medicine GP, which he did from 1970-2017, and in Viet Nam before that. He was drafted right out of med school. Rest in peace, Dad.
@@TheCactusjack1 Your dad sounds like a great man! May our dads rest in peace! Funny story, my Dad was teaching at one of the Med Schools and of course he parked in the faculty lot with his faculty parking permit. Well the schools parking police thought for sure such a crappy car (his VW) had to belong to a student who stole a faculty permit and they issued him a ticket. I would have loved to of been there when he explained that it was in fact his car! 😂😂. He too, never cared what other people thought of his cars and served in Africa with the Public Health Service early in his career.
@@martin4819 Great story! Love it. I'm betting that your dad was also a generous tipper with anyone he hired. Time after time I watched my dad slip big tips to people on the sly, saying "for your troubles". He liked to go backpacking and when he got older he turned to mule packers to help get him up to the high camps he loved. He was a cowboy at heart having grown up in Riverside, Ca back when a boy could have his own horse and just ride out for adventures in the 40's, and loved the packers and I could see they loved the old Doc as he could relate to anyone very well. He basically tipped them all half of what they charged for the job, and those cowboys really appreciated that. I wish I could remember more of his old stories about them.
3:55 “if you’re buying cheap cars, you can buy more than one” Tyler Hoover approves
I kept seeing a 2004 Volvo V70 D5 on someone's drive, it never moved & the tyres were going flat. I knocked on the door & asked if it was for sale, & IT WAS !
I paid £500 for it & I'm still using it 8 years later 👍👍
Hah
2003 V70 awd here. Best purchase I’ve ever made.
@@georytdenbazz8255 ... Yes, hah ha ha hah hah ... Couldn't have put it better myself !
Awesome
That's a good purchase - these old Volvos are basically eternal if you take minimal care of them. And one day they might even ascend to oldtimer status...
Still driving my hand-me down 97 camry. Only thing I spend money on is gas and oil changes.
Got a 98 canry and that thing runs like a champ
I got me a Camry 1996 model and that thing runs like a horse. So good on gas, I'm talking about 40 miles per gallon, what a steal and the trunk space, don't even get me started lol
Savithri Venu Gopal just like a desi. Smart 😉
Don’t you guys have to pay insurance and car taxes in the US? 🤔
I have not had a car payment in over 5 years and love it.
As someone who does lending for a living, let me give you my take on it:
I noticed when I was working in the most lower income areas, people had the nicest, newest cars. They had BMWs, Mercedes and Cadillacs when I was driving around in a Corolla. Most of this is because they like living under the illusion that they are rich, when they are actually pretty poor. While in the early 2000s people were able to buy houses they can’t afford, recent regulations and financial institutions not wanting to lose money anymore, put an end to a majority of that. The difference is that hasn’t caught up to the auto industry lenders at this point, so while people can’t really buy houses beyond their means anymore, they can still do so with cars. I’ve seen people spend more than half and up to 2/3 of their income on monthly payments for a luxury car, when they’re making about 2000/mo gross. They then come to the place where I work because they realize they can’t afford a 29% interest loan and I tell them we can’t help them because their debt to income ratio is too high and that a sub-prime lender fed into their sense of entitlement by giving them a car they can’t afford.
The other thing lower income people do that screw themselves, is that they always finance the entire vehicle (plus taxes and fees) meaning they’re typically over 100% loan to value (LTV) on their vehicles. This alone isn’t inherently bad (as long as you know that it typically comes with higher rates, and fast depreciation meaning your car is going further and further upside down), but you combine this with having to have the newest car and you have people trading in their cars owing more than the car is worth (called a negative equity trade-in). For example:
Buy a car worth $30,000 putting no money down. Taxes and fees bring the total to $34,000 so you now owe $34,000 on a $30,000 car. You are already upside down at the get go! But guess what? You were also late a bunch of times on you credit cards which are maxed out because you also needed the most expensive clothes to show off, so your credit score isn’t that great. You don’t get approved for the advertised 1.99% from the dealer and they say “let me see what we can do”. Boom, you’re approved by Santander! Great news for every one! You get your fully loaded Accord, the dealership sells a car and they aren’t dealing with the risky financing and Santander gets a 29% interest rate, but your so excited about your new rims and interest ain’t nothin’ but a number. You also get the longest term of 96 months because you want your payments to be lower.
A year passes and guess what? The newer Accord is out, all your friends are getting them and this one even has a wireless charger built in! So you go to the dealer to trade in your “old” Accord and that’s when the number *should* hit you. Your trade in value is now 17,000, because car depreciate the second you drive them off the lot. You argue with the dealer that your sick tints and rims should increase the value because you put at least $1,000 on your credit card to make these “upgrades”. Well anyway at least you’ve paid 12 months of you 96 month loan, which is like a lot, right? So you contact Santander and get your payoff letter and the balance is about 32,750. So you flip out because based on your knowledge of high school math, your balance should be much lower, but you don’t realize that loan payments are set in a way where you are not equally paying interest and principle together but you are paying mostly interest in the beginning. So you then realize you barely paid off any of the principle of your car, but you still really want that new Accord, so your dealer says “no worries, we can roll that negative equity into the new loan”. So just like last time, you don’t put any money down, because your payments are so high that you haven’t saved anything, and so your new car is again $34,000 with tax rolled in, but now you have the old loan balance of 15,750 that needs to be rolled in so your total loan is for almost 50,000 on a car worth only 30,000, but your payments are A LOT higher, almost 1,400 a month, but you can finally show your friends who has the best car, but now you’ll have to put your groceries on the credit card because you don’t have any cash.
A few months go buy and you finally realize you are getting crushed under the payments of this car. You see that another financial institution is offering a MUCH lower rate so you go inside to apply. So you do the application hoping for a low rate, but since your credit cards are maxed out from not having any extra money, and you’ve been missing payments, you don’t get the lowest rate, but hey 6% sounds better than 29%. So now you’re “pre-approved” you just have to give them the vehicle information. You go to your car and grab the VIN and mileage so they can pull a value. The loan officer enters the information and the shock on his face is palpable and they say “I’m sorry sir, but you owe 49,750 on a car only worth 22,000, we can’t let 226% of the value of the car”. So you leave and decide “this car is too expensive, so you decide to just not pay it. After 90 days you see a tow truck taking your sweet ride away. The bank sells it at auction for 10,000, but with a loan of 49,000 plus all the large fees, repossession fees and auction and storage fees, the 10,000 they recoup from the auction, so now you’re left with a balance of 42,000 and no car. No point in paying that money, so it becomes a charge off. Months of you taking the bus to work go by and now you decide your ready to save up and finance a couple of thousand for your car, but all that lenders see is that you still owe 42,000 to another institution in a charge-off so now you can’t get a car at all. You complain that the world has it out for you and life is unfair and that you were discriminated against. So you go home and do the only thing you can do: drink until you pull out s .45 and shoot yourself in the head. All because you had to have the newest car.
Wooow dude great stort heres a clap that was dope 🙌🙏
Im totally avoiding all that trouble and about to get me a 95 corolla for 1k
And that kids is the scheme that works everywhere in the WORLD! The brands have created that Aura around them and with the help of the banks this is the result! At the end you are the problem because you don't know what you are doing with the money! Don't buy new car, buy financial education!
You sound like the guy from good will hunting who sees all the problems coming at him down the road so he does not take the first step. Slightly used cars with a high reliability reputation are not that much less than a new one. Financing is cheaper on a new one vs a used one, so that must be factored in as well. Newer vehicles have the most evolved safety tech, and the bugs from previous generations are usually worked out.
The company must be reliable, this is primary. No one likes to have unexpected dealership visits. What is your time worth?
Hey guy you now your stuff i like your style very realistic and honest. Thanks
I drive around the swanky neighborhoods around my area and I always see old Toyotas and Hondas parked at million dollar mansions.
That's probably the cleaning ladies car bro.
@@One-12937 no its not we live in a good neighboorhood an we have a mercedes and tesla and we paid cash with
@@nickchristofi7992 I'm not sure that's a toyota or Honda my man
XxX One lol
XxX One Yeah, you're right why would they buy a luxury house that's unneeded but buy an old toyota
Your absolute correct , I wish my daughter would take your advice , I am still driving my HRV Honda 2005 , never broke down , have it serviced every 10,000 miles , I am sure I get another five years out of it , God bless from Ireland
The biggest hurdle for people is to stop worrying about trying to impress other people with the car you have, including friends and family. Also, just because it's new, doesn't mean it's reliable. I have an '04 Pontiac Grand Am that I've had to replace typical wear parts like wheel hub assemblies, struts and tie rod ends, and the rack and pinion steering, but now those parts are fresh and should last a long time. The engine and transmission are in good shape, and it always starts. I have a fund put back for any repairs that might come up, and it sits there while the "monthly payment" money keeps building.
"Then I bought my Celica for $350 bucks...."
*Spits soda at monitor*
Are you sure the soda at the monitor or something else on the keyboard?
slimj091 underrated comment
Please cut out soda from your diet!
@@Ammut6 exactly, nothing but liquid sugar candy that is wayyyy above the recommended sugar intake
100% of people who drink water die. I'll take my chances
Really love it that Scotty being an American patriot is on his every video mentioning the situation in Europe cars wise. Really shows the scope of his knowledge about cars.
In cars world there german, asian and rest crap brands. Nothing to wonder about
Before finding Scotty's channel I was thinking of selling my ancient 2002 Corolla; now I look at it in awe :)
I've got an 01. Husband says it will be my last car! 😅 I'm 52...
SammyT Same with my ‘09 Corolla. Just goes and goes...
@@marxer19 Sssshhhhhhh!!! We don't want Toyota to get ideas 😂 . Look what happened with Honda. They sold their soul to the devil, and joined the likes of Mercedes, BMW, Audi, GM etc. Sadly, Toyota is the only manufacturer left today that makes cars that last FOREVER!!!
Best to keep it.
Still riding around on a 1983 RWD Corolla, they don't make em like they used to 350,000 miles and it still runs.
Scotty I wish more successful TH-camrs where like you. You have never changed. Your a good man, which is hard to find these days.
I was laughing for a long time when you said They come pre-scratched and pre-dented
Every millionaire drives a Toyota celica
I don't.
Plainly Difficult It’s just a Toyota Corolla
@@a.jennings4664 that's clearly because you're not a millionaire.
A. Jennings Just get a Toyota Corolla.
The high resale value on a Toyota Tercel, let alone a Lexus LS, is still high enough to make anyone into a millionaire.
I'm darn near 40 and I'm still driving my high school graduation present. I'll pay cash when I finally purchase my 1st vehicle.
Just curious to which car this is & how many miles does it have ?
What car dude
Dammm what car is it?
Not sure thats a sign of how good the car is or how little you've progressed in 20 years
what car??
My grandpa who was pretty well off always said. Getting rich is more about saving and gaining interest on money as well as making wise investments, you have to live like a poor person and accumulate over time until it starts really paying off for you.
We would buy 500$ cars if only we had 5000$ fancy scan tools to fix them 😂
Most car servicing doesn't use a scan tool. A scan tool for $200 or less and the Internet are basically just as good. The pro model features are usually just time-saving things, bigger screens, a repair info database (you can find basically all this info on the Internet, it just takes time), and some things a car owner would rarely ever need like: the ability to program spare keys, bi-directional tests, syncing tire pressure sensors, data graphing.
I haven't paid more than $1100 for a car in many many years. I got an obd2 scanner off eBay for $14 10 years ago. Being handy with tools (or having a good friend who is) is most important.
And 51 years of working on cars, would come in handy too, I suppose 😂😂😂
@@jeremyf9124 Are you kin to Scotty? You sound so much like him is erie. That's not a bad thing in my book because everything you said is absolutely true.
I didn't pay to check my Old honda's, Toyota OBD2 CEL. I used paperclip and learned how to have the car Morse code the code Numbers... Saved thousands on that Beater Accord, head gasket repair, VTeC replacement, starter and ignition coil replaced. Ran like a dream
I'm an accountant and I stand by Scott's statements in this video. Accountant approved!
I just love my 2007 f150 pick up. Has 250 thousand miles and drives great and will keep it as long as I can. Would rather have cash in the bank then debt in the driveway.
Except rich people don't buy cheap cars. They very often by Tesla's and Porsches
Exactly, I don't know why people believe this myth lol 😂
I have had a few new cars in my life and have learned my lesson. Payments will slowly bury you and eventually a high priced repair on top of the payment will be a nightmare. Any change income...loss job, laid off, family emergency...it's over. You will find out who actually owns the car then...lol.
I currently drive the favorite car of my life...a '99 Chevy Metro...$500 and another $600 to get it road ready. It came pre dented, it parks anywhere it's so small, gets 40mpg no matter what, starts everytime, it super low key...no one wants to steal it or ask you for money while in it. Parts are cheap, incredibly easy to work on, no power accessories to break. It's also used as a delivery side hustle, so it's made me 10x the money I have invested in it. I wish I would learned the idea of assets vs. liability earlier in life though :)
I bought the cheapest new car money can buy (chevy spark) and the payments were dirt cheap, it varies person to person
@@zacharypeery4082 Good move. The spark is newer version of the Metro.
I had a co worker do the same with a Yaris. He drove an old civic, saved up a few of our bonus checks and paid cash for the cheapest most basic one he could get. He then spent a few of his, what would be "cay payments" on modding it. Zero car payments in all though. This is while most people at our work are driving 70k huge trucks or another guy with a EVO that he dumped 15k into on top of still making car payments.
I have a rich aunt also, who lives in a near million dollar house, career banker, she drives the most basic Toyota Camry. Again....saved up, paid cash. This is from a banker.
Most people want to fill some weird void in their life or impress people at a stop light for 10 seconds...and are willing to go in debt for it.
The average American takes out a $700 car loan and u know that’s probably for 6 yrs. I make well above the average American and I couldn’t imagine sticking myself with such a payment. If someone has a job loss you not only risk your car being repossessed, but u also risk your ability to pay rent/ or mortgage. God forbid u go into huge credit card debt to make up the difference. I have 2015 Lexus I bought used and it runs and still looks new. I will drive that thing until it dies!
@@martin4819right on🤗
Everyone knows someone who has a shiny new corvette or a $50k truck that lives in a run down trailer or a cheap apartment.
Steve E not true. Not everyone is the same. Ignorant.
@@slaughterevil8142 what do you mean ignorant ? Its just a fact. People like steve E said will always exist.
Ricky Chiz Bizkit so everyone who drives a corvette or a 50k truck all lives in a run down trailer or a cheap apartment? Pls tell how that’s not a ignorant statement.
Slaughter Evil That’s not what he said bud..
@@slaughterevil8142 he didnt say everyone who owns a $50k vehicle lives in a run down apartment..
300k on my 01 Civic. Had it for 13 years. No car payments leaves money to do other things.
2003 Honda accord 14 yrs w me 200 + thousand
1999 Lexus LS400, 340,700. All original.
FORC3OFX F3AR LS? Nicee.
You got to listen a mechanic that has 50 years of experience. I have not had my first car, but this advice is really great.
Next up:
“Here is why poor people buy luxury Yachts and rich people buy kayaks”
rich people don't buy boats, broke people buy boats. less than 10% of boat owners have a net worth of over $1 million. see the book Stop Acting Rich by finance professor Thomas J. Stanley
Here's why broke people buy mega yachts and poor oil sheiks buy dingys.
There is a joke in yaght clubs that once you buy a boat your never going to be rich.
Current Comentor yes, but that’s only a joke.
Cerebral Caustic a net worth of 500k -1M is not that bad but if these kind of people go buy 10-$20M boats then you are right
Rich people understand that cars are rarely an asset but rather a liability.
Everyone with half a brain understands that
@@IYG-x7c common sense is not common though
KIYOSAKI
Thanks Rich Dad!
They're always an asset, just a depreciating one. They're not an investment.
"They come pre-dented and pre-scratched." Also applies to second-marriage partners. 😁
Nice. Hopefully wisdom and gratitude come standard.
Zinnnnngg!!!
I'll take that second marriage, lol
WTF, okay bro 😂
probably with some high mileage too
Nice to see others living the same way, I've owned 50+ cars and I won't pay over $5,000. I've owned nearly every major make, been driving a big old Jaguar XJ8 for the past 6 or so years that I paid $3400 for.
How do you make sure it’s not a money pit?
@@rasheemthebestfirstone3274 if you are not the one who does your car work/repairs, bring someone with you that knows or bring a car to be inspected by a trusted shop - but the biggest thing is patience, walk away from any deals that don't seem right and don't be in a rush to buy the first thing you see.
Scotty, man I wish I had this advice when I was a young man. I would have saved tens of thousands of dollars had I listened.
Now I have my old 07 Ford Ranger.I bought it 5 years ago for $4000 I saved up.
A thousand a year in parts and maintenance, (over estimate) about 2 grand a year in fuel (Fuel here is around $4.50 a gallon), 3 grand a year we'll say. $250 a month to keep the old girl on the road, total.
You cant get the payment alone on a new car for that kind of money, leave alone a little pickup truck. And that's JUST the payment.
So to all the young people out there. Scotty's advice here is gold. He's not just some old dude shooting off his mouth. It's true what he says.
Ironically, this is actually a truck he has a whole video about, recommending it as a used car. People love their Rangers/B3000s, toting their reliability for days.
That's funny, my monthly payment for my new car was $250
Wtf no new car for 250? You can lease cars in germany from 130$ per Month. That would be a car with msrp of around 23-25k $. Affordable car means affordable insurance, so call that another 60$ p.m.. so you would basically have enough money for 400miles worth of gas everymonth. So for the same amount you could drive a brand new car that is covered under warranty for the Rest of your life.
That's a lot of money for an 07 truck dude.
"Scotty, man I wish I had this advice when I was a young man." - Well, when you were a young man, you wouldn`t listen anyone with this kind of advice. Young people thinks they know everything.
One of the best financial decisions I've made was to put upgrades in my already reliable Accord instead of buying a new one. You'd be surprised how many after market parts can upgrade your experience while creating an enhanced look that's close to stock, at reasonable prices. I now have leather seats, upgraded upholstery, 10 inch touchscreen head unit with Android auto/car play, new bumpers, new head and tail lights led assembly for both, and a lot more. All the features of newer cars without the payment. When you realize a car is just an appliance, you'll devote less money to it. I now turn heads in a 10 year old car 🤷🏼♂️. You'd be surprised how creative you can get.
I’m planning on doing something similar! Do you still have the link for the touchscreen?
Damn Scotty! I couldn't agree with you more. Old Honda's let me pay my 30yr mortgage off in 13yrs. I couldn't agree with you more about worry about your new car getting door dings and scratches. Especially going to Walmart.
Im driving my graduation present, 09 civic si till this day.
@@unseenufo keep that. K20s are well made. Just dont beat it to death. Plus u have a timing chain instead of a belt that is good as long as u change that oil. 8th gen last true vtec with the high revving motors.
Nice dude. Ive had two cars in the last 14 years. 97 and 01 both civics both ex trim both 5spd transmissions. Worth ever penney.
@@1stock1not I had a 88 crx and 93 Civic coupe ex. I paid $800 for the crx and like $3200 for the Civic. I drove both of them to 300k. They both required very little maintenance that I did myself.
@@greg6941 thats awesome yeah i still drive the 01 civic its only at 167k and has had all its major maintenance done recently excluding the clutch tryin to get to 200k before i do that.
Thank you Scotty for making me feel good about driving my cheap car.
Scotty, this was probably the best video you ever made. Thank you !
Lol it was all common sense
We have a saying back home that goes like "the less you own, the less you're owned"
I have always saved money on cars by stealing them
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
That's fucked up man lol
Nice idea
HaHa!!!
Welcome to Eastern Europe
Love the Toyota Tacoma . fell in love with that body style way back when " back to the future " movie had one in it . a design way ahead of its time. Truly amazing
It was actually a Hilux, which is even better.
Rich people don't BUY luxury cars. They have their LLC buy or lease them. Hides the "ownership" for tax purposes.
They are the extremely rich though
No if you have enough income from a so called business right now you can charge off anything you want the IRS is gutted neutered Llc pass thru just pay the super low rate not the suckers rates like wage slaves
cytherians please explain this if you don’t mind
Jim say if you make a million dollars a year on your business and have let’s say for an example 250 thousand on business taxes, you can buy a car for say 50 thousand dollars and write it off as a business expensive since it was bought under the llc. Now you’re paying 200 instead of 250 on taxes. The car almost pays for itself. You can write off anything your imagination let’s you. Gas dinners tolls computers phone bills whatever
Future house cleaner You don’t have to do anything special to write it off, only claim it. Miles don’t even matter
People love being in debt lmao haha rev up that credit card bill🤣
Hahahaha!
And you own dozens of pairs of shoes
It's a good feeling spending money everyday
💯😂😂🤣🤣😂😂
Suckers!
When i was on 20's, i bought good looking cars and switch every 5 years. Now, i'm on 30s, all i want is just a cheap family car that really efficient on fuel consumption.
Scotty , you're an automotive mechanic you know what to look for in buying used/ new cars and how to fix them all by yourself . Unfortunately the vast majority of us don't have that skill knowledge .
That’s not true you can always save your money and buy a use good car like my self, I got my Camry 2012 for 9,000 and I save all my money, that’s an use car but not old and I have it for 2 years already and no problem at all
When you buy cheat it means something from 500 to 10,000 and you pay it cash and no debt
So take it to Scotty for pre purchase inspection
You don't need the skill.
You just need to know what to look for.
😅
Have a 95 civic and an 07 civic that I switch off every now and then. The 95 with 200k still running great and serving its purpose👍
I like the dudes that put 3k dollar rims on a $500 car! Lol!😂
you'de be surprised how much better it makes u feel tho lol
Lmfao!!!
I found some purple rims 15inch for $160 all four rims on offerup. Aw yeaaa going str8 to my honda
Haha you like dudes
They rent the rims!!
You made my friday,Scotty. Greetings from Chihuahua,México. 🤘🏼