THIS Will Protect You More Than a Prenup
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*Delay marriage.
*Many red flags.
*Horrendous financial fights ahead.
I think you've called that correctly. Financial disagreement is a major reason for divorce.
Really not in a bad situation at all if they take the right steps. Ideal that they are doing this before getting married
He wants her to pay into HIS house. She is not his tenant. IMO he is a red flag.
@agatanakonieczny2213 I'm still listening to the video, but when she leaves him, odds are the court will award her the house, so I disagree with you. Imo, she should be paying half or more as it will be her house in the end. To be honest with each, woman should buy and pay for the entire house every time. Being women initiate divorce 70 plus % of the time and are awarded the homes the majority of the time.
@@jimreimers4213 You are going off the assumption that a divorce is a foregone conclusion. Why get married if you assume she's just going to leave?
She is coming for every penny, you can feel it!
Princess is Dave Ramsey code for Gold Digger 😂
Right that's what I was thinking
Yeah cuz he’s too politically correct.
No, princess is far worse
They are all Princesses in the US. haha. Gold diggers are everywhere in the world. It can be to your advantage believe me.
Lmao
She is young and good looking and the fun part is fun, but reality of getting married is hitting him in the face.
28? Bro she is a few years away from being inferential …. She is past her prime!!! Hahah the easiest way to avoid headaches with a girl is get them when they’re innocent… if they have multiple past partners means ran through and mentally damaged
Can tell your a virgin @@ugabuga1361
@@ugabuga1361 my bets are on you are single and 12 and likely to stay that way
@@ugabuga1361 u been listening to too much fresh n fit pal.
27, almost time to trade in for a new one.
My Dad said the only way to get full value out of a car was to have it towed to the junkyard.
That is, wear it out.
Same with women
@@alinatamashevich3354 I like you
Yeah. I buy a vehicle and drive it till the wheels fall off, then put new wheels on and drive it some more.
I've had multiple vehicles that I drive for 200k plus miles.
Had a 92 buick regal that the odometer broke on at 192k. I drove it for another 8 years. Probably had 400k on it when I gave it to my dad to trade in at a push pull or drag sale for $1500.
Had a subaru WRX. I drove for 200k like I stole it every day. Only cost me about $1500 in maintenance over the 10 years I had it. Bought it used for $18k.
If you calculate out the cost of ownership per mile. Putting a few grand into keeping an older vehicle on the road saves a ton compared to buying a new car.
Mine is 20 years old and going strong. Each time it goes in for a "major service" (you know the expensive one that happens every 3 years or so) I go out smiling that it is SO much less costly than a new vehicle. The other car in the family is 16 years old and was dealer purchased after one of those stupid guys leased it for 3 years and returned it in perfect condition. Each of the cars has a few body spots where a rock made a little "ding" or whatever, but sound motor, great inside, and great cars.
@kathryncashner3294 , I just bought a 2 year old lease return truck. 30k miles on it. For $24k less than new 40% depreciation in those first 2 years. $1k a month. Been perfect so far. Had 1 issue fixed under warranty.
I don't know why anyone buys a new vehicle. Literally lightning $1k a month on fire.
He knows this marriage is not gonna work. You can sense it from his voice. He's scared out of his mind.. protect your assets, buddy. Get a prenup.
For sure. Dudes got a hot girl 10 years younger than him and enjoys all the fun but knows she aint wife material
No no no. Don't get married. Prenups are too risky
"He knows this marriage is not gonna work." two sentences later "Get a prenup."
I think you've lost the plot.
@@kleindropper If you need "pre-marriage counceling" then just don't do it :P
@@user-lm6me2tz9tpre marriage counseling is to make sure all values align before tying the knot. Not everyone knows all the questions that need to be asked before jumping into it.
My wife (27) has 2 friends who both became single in the last 3-5 weeks… 2 weeks ago she asked me for an “amicable” divorce like it was nothing. We have a 4 year old with autism and a birth defect.. She had nothing when I met her and now has everything. Never abused in any way shape or form, no infidelity. Be very very careful
Sounds terrible if you didn't do nothing wrong and she just out of no where wants a divorce because her friends are doing it. Shame on her for doing that
There are a lot of women who fall for Eat Love Pray levels of stupidity. It’s social programming to make them feel like the grass is greener, there’s adventures to be had, “I need to find myself”.
You can rebuild. She won’t.
Amicable divorce is very rare.
How could she already get everything from you in just two weeks? There wasn't any court process?
Why did u get married? There were already millions of divorce examples for you to know better
Don’t get married if you don’t trust her.
I don't see a happy ending for these two. They just have two different financial personalities.
They are just Ina different phase od life. An he is shady - he wants her to pay into HIS house. A young woman at the beginning of her career. She is not his tenant.
Caller: She likes to lease cars.
Ken's expression says it all.
Run, Forrest! Run!!!
"Your 1.7 million net worth is okay, it's not great". That statement makes me feel really good about my net worth. 😂
Yeah he's not as rich as he thinks he is he's basically middle class.
1.7M net at 38 is good. definitely not to be squandered. what is her net? if zero, I suggest not getting married
@joechang8696 yeah I get that. But he's almost 40. At 55 most companies stop wanting to hire you. So he's only got 15 years to grow that less than 2 million fund to something he can live off in his old age. If she does in fact end up taking half of it he's really screwed.
1.8 at 38 is extremely good. very few people have that net worth at that age
@@imveryhungry112
do we know if he has w-2 wage job (for 3K+ soc sec?), a pension?
1.7M at 38 should become 3M by 50 and 4M by 60. True, new job at 55+ is difficult depending on profession, so he should plan accordingly.
While you may have the opinion that 2M generating 80K/yr retirement income is just marginal, if we can add 3K/mo SS, then that's ok. It depends on how much of net is house he is living (appreciating, but no income).
US News says average net worth at age 35 is 183K and 1.8M for age 65-74, so OP is a hot item financially, especially for an available man.
He is better off not taking a stupid risk
WHEN you do get a prenuptial agreement make sure you get her a separate lawyer of HER CHOOSING. Her lawyer and your lawyer will negotiate the terms of the union and that way it won't be thrown out by a judge. Deion Sanders even had a clause in his prenup that every time it was contested, his ex-wife had to pay $100,000.
Thank you. Too many times red pillers pop up in the comments with "pRenuPs aRe wOrThLeSs." They're not if you do your due diligence.
Yep, that’s how they do it in Hollywood, too. However, any wealth built AFTER the marriage is up for grabs.
If he wants the hot young girl whose only job in life so far has been to make herself look pretty, he needs to pay up.
There are normal women out there with jobs, stability, and 401k plans. Dude wants a princess without paying for it.
@@Nardaa-ox3bewell put.
@@Nardaa-ox3be A prenup can be negotiated to dictate what is up for grabs in a marriage. For some reason, people seem to think it can't protect the assets you acquire during a marriage. Maybe the word "prenuptial" is what throws people off. But at its heart, it's a contract like any other - people have a lot of leeway to negotiate terms.
@@ASimoneau A judge can declare a contract non-binding if it goes against the law. Prenups can be thrown out for many reasons - duress, coercion, contract terms that go against state laws, terms that would put her in poverty, if applied.
She’ll flip her lid at 35 then you’re screwed 🤷♂️
35? Try 29
She waited a long time, but eventually lost her mind.
So did I. Not sure who went crazy first but I truly did and it's been painfully expensive.
It's called a mid-life crisis.
People flip at any age.
Hormones play a part later, I believe.
Why would you marry someone you didn't trust on money issues? If the two are not prepared to be one- completely and totally in every aspect, money included- you are not prepared to be married.
This should be top comment.
Makes sense but keep in mind many people in this country get divorced and initially they all trusted their partner
Everyone trust their spouse prior to the marriage. Given the divorce rate, why even risk it.
50 years ago I would say your comment makes complete sense. Unfortunately your comment makes no sense today looking at the divorce rate and especially the unfair way in which divorce punishes and destroys men. Women initiate over 80% of divorces because the govt incentivizes that for them. They are rewarded for scamming someone and ruining a man’s life. One party is incentivized to break the sacitity of marriage and the other is just a complete victim with zero rights. I don’t care how much YOU THINK you trust your spouse…until that changes NO MAN should say I do without protecting themself. It’s a joke.
Weak people cannot handle the very thought of going solo.
Every marriage comes with a prenup attached. Either it's the prenup arranged by and agreed to by the couple, or it's the one written by the state legislature.
Yea the problem is that it's an uncomfortable conversation to have. "Hey babe, we're going to get married soon! Oh but btw we need to do this thing called a prenup, in case there's ever ah, you know, a divorce."
That’s a really good net worth for a single income at 37. It’s only compounding from here.
Yea it should double every 7-10 years with responsible investing
I married a woman like this. Don't do it bro
Good advice. I was married to a man like this. They will commit financial adultery later on every time.
@@LoveLetters1076😂😂 sorry that was a great response Wasn't expecting this. Sorry though 😭
This guy is setting a record for saying "you know".
No, I don’t know
Why do they not just tell him the truth! It’s like they are setting him up! He has the money not her! I bet he is is even scared to ask for a prenup! I would put everything in a living trust and tell her nothing about it! Lol! She will leave him if she finds out! We all know it
😂😂😂😂
Ya know “
Well, yeah...ya know🥴
They’ve been dating 1 1/2 yrs. I’m guessing she’s pushing for marriage or she’s moving on and he doesn’t want to lose her, but he’s scared of marriage and losing what he’s built up.
Here's how he may explain a pre-nup to her:
Due to no fault of your own, the system has been rigged so it rewards a breakup. Then explain that you know she has no intention of leaving, so this won't have any impact on her. Ask her "if you loved someone, would you deliberately incentivise them to leave you?". Explain that you're just offering no incentive to leave. No incentive to split. A marriage to you means a marriage to you". If she is marrying because she loves you, she loses nothing. She has no intention to split. If, on the other hand, she insists that she wants to be rewarded for leaving you, that should tell you everything you need to know about her intentions & allow you to make a more informed decision
That is a FAIR assessment. As a father of a daughter who is college educated and well on her way to building a strong career and net worth, I would give her the same advice if or when she meets someone to marry!
I like your advice as it protects the man. It's logical, and I could see myself using that if I was dating. The only problem is what if it's the man who cheats and leaves his wife of 20 years? If she's been a faithful and good wife and he just wants a newer model? Where is her protection? Isn't she in some way incentivizing him to leave her by making it easy for him to do so without cost?
@@johnnyfever9708 EASY answer. Always make your own!! I know I didn't raise my daughter to rely on anyone for $$$.
@@johnnyfever9708 exactly 💯 you could write in an unfaithfulness clause - the faithful partner keeps 80% of everything. Or maybe more. It may however bring up questions over how you would prove faithfulness or unfaithfulness or would it incentivise hiding something. So it's a very complicated personal decision each couple should discuss carefully
Dude is far more in love with his money than he is with this girl. You could hear the bragging in his voice when speaking of her age.
So his question was "I just leveraged myself to build a house. I'm dating a much younger woman. I want to con her into making half the payment without giving her any equity. She wants equity for contributions. Oh yes, and she's "bad with money" so I want to con her into a one sided prenup to protect MY PRECIOUS!!! Can you misogynists agree with me and give me weapons to use against her logic? Before she wakes up and realizes I'm a big zero offering nothing but expecting everything???
Financials are always going to be an issue if you have polar opposite views of money. Borrowing money, saving money, using money wisely don't match up.
Everyone should get a prenup. There is zero excuse for not getting one. If Dave was getting married today he would absolutely get the most iron clad prenup every written. This line "you're not wealthy enough to deserve a prenup" is BS.
Prior to entering into a covenant marriage, a couple must attend premarital counseling sessions
"emphasizing the nature, purposes, and responsibilities of marriage" and
must sign a statement declaring "that a covenant marriage is for life."
Dave advocates for a pre-nup when there is a lot of money involved. 1 million and some change is not that much, I don't have it, but I know that it's not that much to warrant a pre-nup. Besides his idea is that the pre-nup protects the couple against entitled relatives and those around.
You are both broke / worth the same at the time of marriage? Whats the point of having a prenup that costs good money to get lawyers to draft if there's nothing to protect?
Question is why do guys keep getting married and allowing the state in their finances? How many times do they need to get burnt before they learn?
Sorry but this is an incorrect and somewhat sad statement. Why do you need a prenup if you will never get divorced? Why are you marrying somebody if you are not fully committing yourself for the rest of your lives? Cause if you do that, it doesn’t matter if you have prenup…
If you put as much care of wanting a prenup as you do in actually marrying the right person, you wouldn’t have the problem…
Sound like thats how he is a millionaire not leasing and owning for 10 years
Ken struck a nerve with Dave when he called Rachel- I mean the caller's girlfriend- a princess. Lol.
I bought a car for $11k in 2021, having a $200 a month payment. I feel like I’m good with money. Car payments aren’t what kills you. It’s buying an extremely expensive car and having a payment larger than a mortgage that destroys your finances.
Totally makes sense, but what's found the most is that the source of what's robbing them from building wealth are the imbalanced ratios of income going out to things such as car payments in an disproportionate manner. Car payments are just an example. You can swap high car payments out with anything else. Math is math. Any one expense consuming more than a certain threshold of your monthly income can be problematic.
You’re losing value in the car as the miles and simultaneously paying interest on said car… I’d be better to buy a 3-5k car and save those payments that were already going to pay towards another if you want another one
I wouldn’t even sign up for $50 a month, on anything that’s a machine. Any type of loan is a risk.
Dave is a dinosaur from a long gone era. Times have changed. Women are not how they used to be. Men, protect yourselves at all times.
No...women are still money-grubbers.....not all....but definitely some. He NEEDS to get a prenup.....period.
I learned that by wasting 400,000 and found a truly great traditional woman in Asia. Run from any western woman
@@davidtesler1198 There's a whole video about AVOIDING Asian women on another channel. YOu might want to consider watching it...
@@user-tl7mj2bm4m I have been with an Asian woman for decades and never had any problem. I know that there is a bad apple in them also but less common. What is the name of this so called video
Women are just savvyier now
We were both broke when we got married. That's the way to not have money fights!
Not in debt, just didn't have any money.
I told the judge that I have a prenup. The judge just started laughing.
Important comment. Prenups can be dismantled in a court if it turns into a fight. If youre not 110% certain of the character youre about to marry, do *not* get married.
I'll take "Things That Never Happened" for $1,000, Ken.
Most of the time, prenups hold up in court. Just get lawyers, give each other plenty of time to talk it through before the wedding, and make sure you disclose all your assets. It's not a high bar to clear. This fashionable meme that prenups are regularly ignored in divorce proceedings is a redpill myth.
You never spoke to a judge but thanks for playing.
@ASimoneau The way that this country has turned totally woke and so against men. I am very skeptical that prenups hold up in court.
I know a man who thought he got a win from paying alimony then has to pay 20k/month for child support. I know children don't cost this much. You know they found a way to still make him pay alimony.
@@jeanlenor1858 Prenups never address child support or child custody issues - they aren't designed for that. Those will always have to be hashed out in a divorce proceeding. If this guy didn't have a prenup, he'd be on the hook for a lot more than $20k per month. Whether he knows it or not, he got off lucky.
They need to get on the same page unfortunately they aren't even in the same book. I recommend a long engagement.
Getting married and having kids are two of the WORST financial mistakes you can ever make especially with a high maintenance female.
Men marry for sex, women marry for "security ".
You’ve heard it before, it’s worth repeating:
If it flies, floats, or f#%ks - rent it!
Yes, get a prenup, don’t be a fool..
Do not marry. Prenup better than nothing but they are for fools.
Wrong. Don't get married.
@@drc3poexactly this. Why marry someone of you're worried about a divorce? A prenup is just delaying the inevitable
@@rafael502 marriage is OK if they have an equal or greater net worth to you.
@@rafael502exactly. Really would only ever consider it if the difference in money was extreme, and let’s say your side of the money came from a family wealth/fortune. Then maybe as the money isn’t technically yours, it’s your families. That’s seriously the only reason I could ever think of getting a prenup.
I wouldn't pay into the house if it wasn't into my name.
Neither would I. Crazy to ask her in the first place.
a woman can really change on getting the ring, sometimes just on the engagement, be alert
Dude that happened to me, I proposed to her (which that was a total train wreck in itself), and after she got the ring she completely changed, she was selfish & totally obsessed with the wedding etc, it was awful, a lot was revealed. 👎🏼
BIG TIME. After the ring and especially after “I do” is said…omg. Transformation.
I'm sorry that happened to you. Guys often get comfortable too though, stop trying as soon as they feel like they won their woman over. It sucks that people change, you can never be sure.
Just keep her as a girlfriend less liability
Yeah I can't see how this ends well...
Never sign a contract with someone who gets rewarded for breaking it.
Fantastic segment! Thank you for clarifying behaviours and habits!
Now you want to defend her, after throwing her right under the Dave bus!
Anyone recommending entering into a marriage contract that one side is rewarded for breaking the contract is insane. This woman comes in with nothing and will get $100's of thousands if she breaks the contract. In what world does this make sense?
If they are only married for a couple years beforehand and all the assets were his coming into the marriage that’s actually not the case at all almost all the time. If the assets are built while your married + longer term marriage they are entitled to some percentage, but they should be honestly. Short term marriages with all the wealth building happening prior almost never get awarded huge asset splits.
Sad but true.
@@aorg9793 then show me the evidence. Any statistics or research I’ve seen on this and any divorce lawyer I’ve heard speak on it shows that short term marriages where assets aren’t generated together rarely lead to one party taking legit half of the marriage assets.
@@aorg9793 and all the stats on alimony say it’s almost never awarded for marriages less than a decade.
In the American world
Marriage is a fools errands. A prenuptial is only admitting to that fact. It's a band aid before even getting started. That's how broken marriage is. Gentlemen steer clear of that predatory institution, you deserve better.
I would say that women deserve better, too.
How on earth are you supposed to form a stable arrangement for rearing children without marriage?
@@ga6589 Women already have it made because they have the power in the divorce. The problem is that yall suck at choosing men.
@@ga6589by doing everything you would do in a marriage, but not signing a contract that rewards one party incredibly for breaking it.
I wonder how the top 10 richest women on the planet reached that status? Top 10 men?
@@harsimransingh8509 My sister can't afford to divorce her dead-beat alcoholic husband of 30 years, as he'll get half of everything, including her pension. He contributed very little to the marriage financially. She definitely should've never signed that contract.
If you have a 1.7 million dollar net worth, and her net worth is essentially zero, please get a pre-nuptial agreement. It's not that you have an *enormous* net worth, but you stand to lose even this respectable amount if this marriage goes sideways in a few years.
Not really. TX is a community property state. Marital assets is the increase while married, not before. He can get cleaned out while married, but that's a diffrent discussion.
Prenuptial agreements are basically a joke
@@greggpurviance7252 This is false. A prenup doesn't only protect premarital assets. It's a contract like any other - the terms can be negotiated by the people involved, so you can protect assets acquired during marriage. And the whole point of having a prenup is so you aren't at the mercy of one state's laws regarding the distribution of assets.
And in any case, even without a prenup, what matters is not the state you get married in, but the state you get divorced in that determines how property is distributed. For that reason alone, having a prenup makes sense. They usually hold up in court - it's not hard for a competent attorney to write one.
I would imagine the #1 reason for divorce isn’t money but a woman being bored and unhappy and they need to be happy at all times or it’s over.
I can get why he wants marriage because he is already 38 but honestly I think he can wait until 1-2 years to make sure she is the right one ☝️.
Would that be 4-5 years of dating total? I don't understand why anyone out of school needs that much time besides just not wanting to be married 🤔
@@aisherwasher6959 they only been dating for 1.5 years and he is not too sure it takes 2-3 years to know someone
@@queen.kristal8395 ah, I misremembered how long the caller had said. 3 years still sounds like a long time, but I see your point
@@aisherwasher6959 My daughter and her husband were together 10 years before they were married. People put too much emphasis on that piece of paper. She always said, if he wants to leave, he will, with it or not. Same with staying. They've now been together for 19 years.
@@cajbaf Many people don't value contract/convenant/"piece of paper" marriages, like it sounds in the case of your daughter. That's fine, but in those cases I wonder "why get married at all then?" At least where I live, companies sponsor benefits for domestic partners and housemates, so that seems like less of a reason nowadays.
If you want to get married, you can find someone and get married; and if you don't want to get married, you can see someone indefinitely. It stops making sense to me when people want to get married but feel like they need to draw out dating for years to "get to know" the other person.
Always happy to hear more thoughts on this bc it truly baffles me 😅
If you feel the need for a prenup that is a sign not to get married in the first place… it should be a red flag 🚩
I didn't feel the need and then got raked over the coals 15 years later. EVERYBODY GETTING MARRIED NEEDS A PRENUP!
@@clubdesalud1488 and paternity test on every birth
He's trying to justify what he knows is a bad decision.
She's arm candy, not wife material.
Not getting married is the best protection😂
Or choosing the right partner and make sure your goals, values, life, and financial principles are aligned! Otherwise your default option is correct lol.
Correct, as long as the system is designed to destroy men and reward lying gold digging women, men should not get married. You can have kids and set up a trust or will for your partner and not marry. Marriage isn’t needed today. Why let the govt into your life even more than they already are?
@@TheSoulCrisis
That would have made more sense before no fault.
Your brow-eye is showing
I fully agree with a prenup- as long as it's protective of both. It'll also protect women and children from poverty if a man chooses to cheat or abandon his family. Especially so if a man wants a stay at home wife and mother.
Gotta have that infidelity clause!!!! Beautiful.
This is idiotic advice. The courts in most or all states award child support based relative imputed incomes and child caring time. The courts still are biased toward the mother in these calculations. The prenup should deal with community v. separate property, parenting time with kids, and ideally the elimination of spousal support for either party.
Lets be honest he is only getting a girl 11 years younger than him because he has money to begin with. But he wants to cut her out of it. Its hard to have it both ways and thats the problem he is running into.
L
Bingo!
Well he's 38 so if he doesn't want a single mom he dates younger
@user-bg2gh6ty2b yeah which comes cost of a hot plate gold digger, ppl think only women hit the wall, the men's wall is getting to an age where women only dating you for assets
He can have it both ways and he should. He is the prize not her! How many guys at 55 have $250,000 stashed away? This guy has $1.7 million at 37! He can pick and choose and he should. Western culture has been hijacked and church culture is excessively feminine hence the original comment to which I'm replying...
There is nothing to be gained for this man in this particular case by getting married.
Some truth being spoken here!
Needing a car for commuting and after pushing clunkers that quit out of intersections (literally had one quit on the way to work and had to call that in late), my first new but modest car was a lease in my early twenties. It made so much difference in reliability, fuel economy, safety, and it also built my credit. I don't regret it all. After that, I bought the car (new day, sunk costs, new decision) and now I purchase to own for at least 10 years. But then, I started life with less than nothing and the lease was instrumental early career. The advice is almost like saying be homeless till you can afford to buy a house because renting is more costly.
Instead of leasing a new car, you could have financed an equivalent 2-year-old car still under warranty for the same or less monthly payment as the lease, and ended up better off financially.
Dave, I don't usually agree with you, but then again, you say you advise the average person.
In this case, I believe you to be 110% correct and spot on.
I would be more concerned, as you stated, about her relatives demanding stuff. She is marrying him and he is marrying her. As the Bible says, a woman leaves her family to join with him to create their own family unit and that specifically excludes her parents and his from trying to join said union.
I have worked too many years in a large, acute care hospital to realize there are very few victims of anything but rather lazy volunteers who don't want to follow thru on the Bible principle of one reaps what they sow. God Himself gave us all the gift of both health and curiosity of how the world works. Our challenge is to not only keep it but utilize them everyday.
Good job Dave.
Prenups just get laughed out of court anyway. I don't know why people even bother with them.
Because you're completely wrong. Prenups are rarely set aside. Redpillers and MGTOWers would have us all believe otherwise, but the facts are what they are. There are legal rules and guidelines that need to be met, but any competent family law attorney will know what they are and it's not hard to meet them.
People fall victim to selection bias. The horror stories of someone's prenup getting thrown out get talked about. But when the guidelines are followed and the prenup is followed in the divorce proceeding, nobody goes online to talk about it. So people get the mistaken impression that prenups don't work.
Teams play how they practice. Once the game of marriage starts you'll get more of what you have now.
Great point. She's practicing this play for the divorce (Her Superbowl). 🤣
Offshore asset protection trust. Prenups are easy to pierce.
you have to get on the same page about finances if not setting yourself up for failure..I had to get my wife under control years ago,,she had late payments on credit cards over drafting accounts..long story short we combined our incomes cut up her cards got on a budget and have been happy financially ever since!!
Leasing a car is not a great idea, but if you do it doesn’t mean you’re terrible with money or immature. Sometimes that’s true, but not always like Dave says.
Always not good with finances is closer to the truth with vehicle leasing
My old boss used to lease cars all the time and when I asked him why, he said, "I just like owning new cars"
@@choicemeatrandy6572 that's fine if he can afford it. Most can't & it is the worst way to access a vehicle, wastage of money wise.
Its been 1 year, what is the rush?
Yes, put some guard rails up. Get the pre nup and be done with it. If she really loves you and not your assets and money, then it will not be a problem for her.
As soon as he says i do hes going start hearing about all the things he cant do.
Best way to avoid a messy divorce is to not get married. Stay strong 🤴!
Instead of proposing to his girlfriend, he should end the relationship and find a woman with whom he's compatible financially.
he won't he's a man and they just want to marry girls based on looks. then at 40 they get divorced and drive the rest of us insane
And maybe the in the same decade as him, age-wise *cough*
Seriously why is considering marrying a 26-27 year old and he expects her to be as mature as him? 9/10 she’ll probably still be a goober because she’s 11 YEARS YOUNGER THAN HIM. That’s a lot. That only works if the younger one is suuuuuper mature.
I would tell him to run. She sees a bank account.
Thats all women.
@@Chet_24 LOL poor little incel.
" Marriage is a ceremony is which 1 person ( mostly a man ) loses half their assets ".
And the kids.
This has not happened in a single divorced family I know unless the man is a literal tyrant and physical abuser.
One of the top reasons for divorce is the financial aspect. Instant gratification can lead to poor financial decisions
Aside from the money talk, he sounds like a good man-even defends his partner in her absence.
I wish him the best, regardless whom he ends up with.
Women, children and dogs are loved unconditionally. Men are loved ON THE CONDITION THAT THEY PROVIDE SOMETHING. ~ Chris Rock.
So why do so many women nowadays have husbands who are more like another child to take care of- including many who aren't earning money? They stay married a long time! I know of several- and they won't divorce no matter how pathetic he becomes because she loves him.
Sounds like the two of them are on different maturity levels and their ages are a major factor in this. They need to get premartial counseling and a prenup.
True and I blame HIM!!! He is 38 and should know better.
Exactly! the age difference in this case is playing a roll and somehow he sees himself as above her because he's had much more time to generate assets
@@_Y.Not_ Anyone who has to go 11 years less mature to find a match isn't actually mature.
@@jenniferpearce1052 bingo
@@_Y.Not_ LOL right? I was getting annoyed listening to Dave's comments. Not because he's necessarily wrong, but because Dave was saying that, just because she used to lease a car, SHE is the sole problem, and not, say, the guy who's dating more than a decade younger, but somehow expecting a higher level of wealth and maturity.
If you feel like you need a prenup than you should not marry that person.
That man's lady is already signalling she's problematic.That man knows that but is allowing is 'feelings' to keep him 'moving forward' rather than his thinking. His thinking got him to ask this show what he's already in conflict about (his feelings vs his thinking... he should side with his thinking).
It sounds like that man been on his purpose and has done well to accumulate his money and now he's 38. My question is the question every man should ask himself when he's thinking about bringing a lady in. For what purpose will she advance or "new" purpose is she intended to fill? Will she be a 'acceptable return' on his investments or a 'money pit' (most women are the latter so be ready vetting such ladies out without hesitation).
She's already in conflict with that man's purpose with her money atrophy mindset (undermines what got that man to where he is now). If that man isn't looking for 'kids', she really has no 'purpose' beyond a recreational arrangement (aka: we're not building a family but we're just having 'feelings' and costing him the amount of money 'feelings' without purpose deserves...not much, as 'feelings' are a temporary 'state of mind' and not something attainable). If the man does want kids, she has to have the self discipline to honor duty to the family he's creating as her feelings will 'wax and wane' and she has to persevere despite that.
That man's lady doesn't appear to have the self discipline with money he needs to compliment his life and not create serious atrophy to his fortune. A women you are going to be 'stuck with' through marriage needs to be 'unproblematic'. She is problematic now. A prenup is important but that's your final line of defense if she becomes 'problematic' _later_, not already 'up front' (and don't be magnanimous with it, make it harsh... as she won't have to 'worry about the terms' unless she wrecks the whole thing). Your primary line of defense is:
1) Does she serve a 'purpose' to that man? Not 'emotional'. If she is not going to make kids for that man, it's pointless to get married (the most expensive way to get stuck with a lady and have nothing to justify the expenses and risk being introduced). Marriage is 'for the kids'.... not for you... it's a sacrifice you make for the betterment of raising the kids and not justifiable otherwise. It's a big loss to the man so don't take that loss without the prize being included (aka: the kids). You'll lose a part of your fortune raising those kids but they are worth it (she's not... she's just a necessary expense as a means to have and raise those kids).
2) Is she problematic? A suitable lady should be fit, feminine, friendly and agreeable. Ever lived with a disagreeable person before? Perhaps a roommate you had to kick out or somebody that stayed with you for a while. It's a nightmare. This is way worse getting 'stuck' with somebody like this though a marriage contract (the most expensive eviction process for you caused by voluntarily entering a restrictive marriage contract with a problematic lady).
She got you pegged. Run. Find a womam who actually accomplished something in life.
No, no, NO!
Dude, this caller needs to understand that she WILL blow your money either with a credit card or a divorce. Walk away.
Don't do it!!!!!!
This is a dynamic of age gap relationships. Unfortunately I wouldn’t marry her until I had my assets protected. You never know what happens. She hasn’t settled down in her life at that age. Maybe if there is kids etc. I got married /divorced young and lost loads, took 4 years to recover financially, I’m not doing that again!
Don't get married if you gotta get a prenup and don't want her name on the home.
She's gonna tell him whatever he wants to hear or needs to hear to get the wedding done.
Then she is going to drain him financially or emotionally or both.
Yes!!
He already knows. Don't do it, man! She is a future regret and you KNOW it deep down.
The thing they are really not addressing is that she can agree to whatever he wants at this point and then "change her mind" 5 minutes after they are married (This is so common it hurts). Just pick up and leave dude!
Always, always, always, get a prenup, and signed way before you decide on a marriage date. Clause #1 we add up all income from the time we are married to the time we get divorced, subtract all expenses, (and I do mean ALL), then we split the remainder 50/50. No Alimony, child support if applicable, and no tapping into wealth earned prior to the marriage.
😂😂😂 This dude is so
scr👀d. Good luck cowboy. 😅🤠
If she's not following your lead.. which it's kinda hard to expect a woman in her late 20's to do. Asking her to be a submissive wife is like asking an old used piece of tape to still be sticky. Unless she was recently widowed and had only been with that one man, or something like that. She's in her settle down with an older man with money stage. This comes after her promiscuous youth and before the likely divorce. Follow your gut brother!
Irrevocable trust. He needs to research those type of agreements.
I wish more men would call about potential gold diggers
The average american is broke. You want calls about imaginary gold diggers over theoretical gold?
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Dallas is the divorce capital of TX lol
Never enter into a contract with someone incentivized to break it.
That dude needs to RUN.
He wants a younger woman and believes she with him because of his personality. Sure Jan. Just like he's with her for her personality. He got what he chose.
👆🏽👆🏽👆🏽👆🏽👆🏽👆🏽
He needs to set up an irrevocable trust.
Before going on air, people should be forced to listen to a tape on how not to use "you know", "like", "kind of" etc. all the time. At least 5 minutes. Some people really take the fillers to the extreme.
You just noticed?? It's been that way for some time. It's very annoying.
@@cajbaf why would I have just noticed?? I've noticed a long time ago and commented my sentiment on this particular video that was released a few hours ago. Hope that helps!
if this guy already has financial concerns then a prenup is a must. you should be aligned on personal finance at some level. doesn't seem like they are not aligned at all but we haven't heard her side of the story..
DO NOT put her name on the house. Huge red flag.
Prenup YES! But also, all his assets need to be transferred out of his name into a non-revocable trust before he gets married. Then they can't be considered marital assets. If they have kids then he can change the bylaws of the trust to include his wife later down the line
DO NOT put her on the deed‼️🤦♂️ Dave is wrong about that one.
If she wants her name on the house deed before your even married, she is not a fair minded person. She wants your stuff, and she's likely to get it.
Sounds like future statistics of divorce.. are we men are sooooo desperate, we are willingly ignoring this red flags.. I rather be alone that being with the wrong person…
Think of a prenup as marital insurance. Get the prenup man.