My brother always spent every penny he made, swam in debt and had nice things. I always lived within our means, had all the things we needed. I retired early at 59 and only need about 20% of my retirement income(s) and have travelled all around the world. He's worked until 65, is at least ten years in debt and needing to live on food stamps . Stick to the plan, man. Your future self with thank you.
No advocating it but some people don’t feel like living a frugal life for ballpark 35-45 years is worth an unknown number of years of relaxation is worth it. They walk thru life with the “I can’t take it with me when I die” philosophy so they spend as they earn.
@@dancalmpeaceful3903 He's not quite in deadbeat territory, but they've got nothing extra and can't afford to do much. They could always do a reverse mortgage on their house and they do have a fairly nice house.
@@Itsdjsigi It depends on the situation, if you are not married and your partner have kids , if he or she dies, the kids are first in line for the inheritance.
I had a roommate who was a car salesman. It definitely gave him perspective on the false-correlation between people's vehicles/appearance and their wealth. He used to tell me to look for the guys that drive into the lot with 20 year old Subaru or Honda, their the ones that are about to buy 15 work trucks in cash. The person driving the newer BMW is probably upside down on their loan and overly-leveraged.
On a similar note, many moons ago when I was in highschool just starting to work, an older coworker told me she used to work as a teller. She said, "You'd be surprised how many people who look like they don't have a dime, actually have lots in their bank account."
Preach! I drive a 21 y.o. Subaru wagon, debt free, own a very valuable house free and clear with several million dollars net worth. Cheap apartments down the street have new BMW’s and Escalades in the parking lots haha.
No amount of new possessions will ever make you feel as good/free as being out of debt makes you feel. Especially when you do get there - it will be so worth it all. Debt is crushing, you can literally feel it. It may seem like you are behind them but really you are ahead.
Isn’t this a fact. I used to be jealous of peoples “stuff” until i started making really good money with no debt.sure they have the fancy stuff but i have the ability to do whatever the f i want with no monthly obligations aside from rent.
You gotta step your game up. Don’t worry about the debt. Buy what you want. Don’t fear debt. Being debt free will get you comfortable. Comfort is a killer
It´s hard...really ,really hard. I did this for almost 35 years, watching friends and family spend and live the life, so to speak. I am now in my 60ś. Husband retired early. We are set for life....adventures await us....no debt. Kids grown and all successful ( fully funded college due to savings). No worries, no stress. It is WORTH the wait, my friend.
@@truth.speaker Get out of debt. Then have all of the fun you want. We went to Disney World when we were 43 and our kids were 13 and 10. We went on our first cruise five years later. We leave on our fourth cruise next week, again with the kids, now successful adults. Age doesn't matter.
You’re the one worth being envy. What you achieved is my goal, but of course I’m still going to be open minded about my future. Work towards it and accept it for what it is when it’s time. I hope and pray it is mostly prosperous.
That quote Dave Ramsey live like no one else, later you can give and live like no one else stuck on my mind while I’m working towards my debt, savings and retirement. Now I’m retired early @ 60 and live & give like no one else. I used to eat rice and beans ( means budget) till I out of debt.Thanks for our church introduce PFU. Dave you empact millions of people!
@@thaladiescorner9989 I am with you if you can help without causing problems for you sure then you have to option of choosing. However some people see people with a few thousand and they are rich and start taking advantage so...
@@brewsandbass5572 I don’t think it is my job to teach them by letting the lights go off or loosing the house, I could def lecture them and lend them the money under my condition. But that’s just me 😊
I would rather sleep soundly then stress about being overextended every day. I will NEVER be in that position again. My financially stupid ex bankrupted us twice. He’s digging himself into another financial hole and I’m living peacefully on much less money than him but I live on a budget and have a small savings account
@@loulou9978 Buy a dog. and wish him happiness, then you will be happy. Experts said a long time ago that people with the same interests have long-term relationships, or maybe they should have some stuff in common, which is logical. Sam Vaknin said the best advice about falling in love. Make sure that you didn't fall in love with the feeling of falling in love. You either fall in love with a person, or you fall in love with the feeling of falling in love. It's a big difference. Because just because you like someone doesn't mean he or she is right for you, with their values. He says some people with some narcissistic attitudes fall in love only for the feeling of falling in love, with the honeymoon effect, but when they have to show some respect and fulfill some needs of the other person, give emotional support, they want to break up and they will find another person....So it means they did not fall in love with you they only fall in love with the feeling of falling in love, but without giving some true interest in his needs and your needs. But I wonder maybe the same way they treat themselves. Maybe they don't fulfill their own mental needs so they can not fulfill also the needs of partners. Dr. Joe Dispenza said that people confuse self-love with self-pleasure. Self-love is not about buying expensive stuff or eating cakes every day, but about getting the most important stuff, dignity self-respect, self-love...then the person may give the same to others, give them respect empathy, inspiration etc. You don't need a high level of dopamine from all stuff you buy or from playing videogames... but you need pleasure chemical as serotonin, melatonin, oxytocin.., these chemicals are released in your brain when you feel love empathy, or when you have proper sleep, exercise, etc.
@@alaalfa8839 I’m familiar with Sam V. I was married to a narcissist for 35 years. I’m happy to be free of him and his toxicity but especially his financial shenanigans
No, moral of the story is don't be a fuckin baby. How can any grown man with any self respect call into a large radio show and complain about this shit? It's embarrassing.
I am in the same position......however, I still got what I wanted even when I couldnt afford them cash......it did not hurt me financially at all. Let every man have the desires of their own hearts, and no man be envious of how another gets it.
I am lucky enough to buy what ever I want but I tend to SAVE up for it, a habit instilled in me for years along with a great deal of PATIENCE and NOT looking to see if my neighbours have new cars, etc.
My sister lives such a seemingly lavish life with constant trips around and out of the country, expensive clothes and wigs, makeup, nails. Spending hundreds of dollars on makeup. But I have a house, planning on having a full paid off car once I save up enough, and no debt aside from the house. I don’t envy her. She’s super beautiful and I hope she finds her way to Dave Ramsey like I did!
Every time I do something special for myself ( recently took trip to NYC to see a broadway musical) I secretly thank my father for teaching me money management skills. I have a sense of peace in part because of him.
It is hard to see coworkers with new cars, vacations, and every toy imaginable. I sometimes feel like I'm delaying or losing precious time for enjoyment. But at the same time these are the people that are always complaining about things like taxes and gas prices, and wondering when it's payday. I don't even pay attention to when I get paid, and emergencies don't effect me. I just follow the same plan every month and work on my future. In the not so distant future it will even out, and then I will surpass them.
We are the “brother” in this situation. Now we are choosing to sell our house to get out of the mountain of debt we accumulated and live the life we want to live.
I have a really old car and we are finishing paying off an SUV that my husband drives most of the time. This one girl from my old job try to make fun me but whatever, not too long ago she posted a nice car on social media and was a little jealous, thinking that I'm doing things the right way and seen no result but eventually got over it. Well, fast forward gas prices went up and she asked how long it took me get to work in my beach cruiser because she could not afford gas at the moment now, I'm not shaming anyone for riding a bike( I still ride mine sometimes). But me and her on a bike are for different reasons, I do because I like getting fresh air before work, she does because she can't afford gas. DON'T EVER BE JEALOUS of someone's debt. NEVER.
Being debt free is a way better feeling than having multiple “cool” things.. I used to be like that, always wanting the newest thing and would do whatever to get it and that means being in debt.. now living a minimalist life and couldn’t be happier or stress free
Reminds me of a picture/caption I saw .,it shows a pilot flying an airplane over a farm, and the farmer is looking up at envy as he’s plowing his field, covered in sweat and he says to himself “ I wish I had a life like that, traveling the world, seeing exotic places, and discovering new cultures,etc , the pilot looks down , sees the farmer, and thinks to himself “ I wish I had a stress free life like him, a peaceful existence , I’m tired of living out of a suitcase, without a place I can call home.
Hang out at your brother's house. Lounge around all comfy in his nice house, all free for you, his house payment. Like walking into a store and realizing the store is paying for storage for all your stuff. You could buy it and store it at your house, or they can hold it in your personal storage at the store.
I lived debt free and reinvested from a young age. I watched others live a more fun debt full life. But now that I’m in my 50s I can see it paid off, big time
You have to keep in mind that debt makes you look really good even if you’re in a bad place financially. You have to be willing to throw the pride to the side and work hard to do it the right way.
Since I've been debt free whenever I see someone in a really nice car all I see is payments. And on the off chance they paid cash, good for them. I hope to one day be there too.
Ha. Same with huge houses. When I see it, I feel overwhelmed thinking about the maintenance involved and say nah, it ain’t for me, but I admire those who can keep up with it. Not everything glamorous is meant for you so be you. That’s where true happiness is.
There’s a reason God said, “Thou shalt not covet…”. The commandments actually PROTECT us; allowing covetousness (jealousy) in our hearts robs us of our contentment. It takes our focus away from what actually matters in life.
Great advice was given to this caller. To the caller: do not worry about the flashy material things they own, they can lose them anytime. There is nothing, absolutely nothing to be jealous of.
What this guy doesn't realize yet is that in a few years he will be ahead and able to buy fun things in cash. In 10 years he will be buying more cool and more fun things than his brother because he will have more money.
False. Ones goal should not be to outspend another in the future. The caller should get what he desires and be happy for others who are doing the same. Your advise will keep people poor and unhappy forever.......for there will always be someone who can buy more than you can.
@@rayjgold yeah I myself have one brother and I hipe he does Great in life im glad if he is doing better than me I love him and want all the best for him
One thing that my husband and I do is track our net worth monthly. It helps us see the bigger picture and its sooo cool to see it grow every month. It makes it so that we keep to the debt free lifestyle because it is soooo tempting to finance things.
It can be tough when you are living within your means, while others are "living it up". They all seem to be living such wonderful lives! But, I can guarantee you that if you look behind the curtain all is not well. As a matter of fact, it's a nightmare. The fights over money. The worrying about what happens if you lose your job. The realization that without that job, your cars and your home are gone within a month. Your kids are on the street. The stress of constantly being on that treadmill, with no relief ever! Just keep running and running, no matter how old you get. It's not a place you want to be. And it will destroy your health as well. I've seen it with folks who live paycheck to paycheck. It catches up with you.
No need to look behind anyone elses curtain to feel better about yourself. If you happiness is dependent on the problem of people who have more than you......you are in bad shape. The caller should live like he wants to live, so that he will only be happy seeing others live how they want!
@@rayjgold - while I will agree that the most noble version of ourselves should behave this way, the reality is that we are animals. And all animals compete with one another and compare and contrast themselves with one another. This is simply in our nature and it is going to happen.
I see a step brother, not a biological brother. If his step brother call in, it might be a difference story. Who knows! Just live your life! If you and your wife are happy, that's all matter.
This was my entire highschool and college. I was always broke and everyone else had nice stuff, money, and time to spend with friends while I was barely making ends meet, and did nothing but work and go to school in a car I was begging to start. Now I have a nice net worth, a small mortgage on a nice house, and I can be a stay at home mom while everyone else has to work to make ends meet!
Fantastic advise! My husband has the same situation with his middle brother. They’re always going out to eat. They’re always going to some really cool places and we don’t do that. We eat at home and are wise with our finances. I was able to retire at the age of 50 and my husband’s gonna retire at age of 60 houses paid for cars are paid for got the kid through college. Life is good!
investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good??>>>>
I understand your concerns, my friend. I recommend exploring passive index fund investing and expanding your knowledge in this area. Personally, I experienced both successes and challenges when initially seeking a reliable passive income......,
Stuff is just stuff. You don't need stuff. There is so much value and peace of mind in staying the course, being disciplined, being debt free. That's gotta feel sooo much better than having the shiny stuff.
Something that I do that helps is to repeat, it is not their car. It’s the banks car. You don’t own a car. It’s not your car. It’s the banks. It’s a little petty and people probably don’t like hearing it but it helps me not be jealous because technically they don’t have a Tesla. They are financing it. I could go finance a Tesla tomorrow if I wanted to but it’s dumb.
Why not just not think anything about it b/c unless you know them you have no idea if they bought it cash or financed it. I like for people to buy what they want even if I can't have it.
What is the income difference? How does he know his brother financed things? My brother has no idea of our total income, or our net worth. A resentful person thinks the worst if everyone happier than themselves.
I happen to know when people are faking it because those same people demanded that I help them pay their family member's bills and railed at me about how I never reach in my pockets to help. Any further questions? I have answers.
Don't worry about what other people have.... they are most likely in debt for the nice things they have..... it's so much nicer when you can stand up and say it's mine and I don't owe anyone anything....
This is the honest call. I appreciate the caller. I feel and been in his shoes when you are in your twenties and career, life partner and house, cars, phones are so important. It is the pressure we put. Young millionaire, etc etc
When you buy anything with banks money’s, the things doesn’t belong to you. They belong to the bank. I am very proud of having my old minivan title on my hand, on my name and if anything happens tomorrow I can sale and have the money right away. My house belongs to the bank but me and my wife are working to belong to us. Be happy and debt free free free free.
The key there was to give the kids the same number of candies.. even if you kept the extra candies in your pocket. But sometimes it slips your mind.. 😂
I needed this today. I am 30 years old, 100% debt free and drive a 20 year old vehicle while my peers and coworkers all drive the latest and greatest. Although one of them has a 14.9% interest rate so that brings me back from jealousy LOL.
My brother always spent every penny he made, swam in debt and had nice things. I always lived within our means, had all the things we needed. I retired early at 59 and only need about 20% of my retirement income(s) and have travelled all around the world. He's worked until 65, is at least ten years in debt and needing to live on food stamps . Stick to the plan, man. Your future self with thank you.
When he comes asking for money....and the deadbeat will - DON'T GIVE HIM any!
Thats not cool. Always help ur bro
Not when they have been on a fast track to no where after you’ve constantly advised them .
No advocating it but some people don’t feel like living a frugal life for ballpark 35-45 years is worth an unknown number of years of relaxation is worth it. They walk thru life with the “I can’t take it with me when I die” philosophy so they spend as they earn.
@@dancalmpeaceful3903 He's not quite in deadbeat territory, but they've got nothing extra and can't afford to do much. They could always do a reverse mortgage on their house and they do have a fairly nice house.
Don't be envious of people who live in debt. A debt-free life is wonderful! Priceless!
I wouldn't say priceless.... We definitely had a number.... In order of lowest to highest 😂
It is only wonderful for those who dont mind rice and beans and used cars. For everyone else, it is not.
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Facts
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Comparison is always the thief of joy.
If you are happy with the path you are on, that’s all that matters.
"Comparison is always the thief of joy." That's a very wise quote. Thanks for sharing!
@@deborahblackvideoediting8697It really is and so is Comparison is at the root of all inferiority! ❤
His Brother bought a house with a girl he isn't married to. That's a landmine waiting to happen, I wouldn't be jealous of that
Haha yup.
What’s wrong with not being married?
@@Itsdjsigi not thing. The wrong thing was buying a house together
@@Itsdjsigi It depends on the situation, if you are not married and your partner have kids , if he or she dies, the kids are first in line for the inheritance.
Right
Jealousy is a poison. Who cares what they do? Do you. Be free. This is all that matters.
I had a roommate who was a car salesman. It definitely gave him perspective on the false-correlation between people's vehicles/appearance and their wealth. He used to tell me to look for the guys that drive into the lot with 20 year old Subaru or Honda, their the ones that are about to buy 15 work trucks in cash. The person driving the newer BMW is probably upside down on their loan and overly-leveraged.
Interesting perspective
On a similar note, many moons ago when I was in highschool just starting to work, an older coworker told me she used to work as a teller. She said, "You'd be surprised how many people who look like they don't have a dime, actually have lots in their bank account."
Preach! I drive a 21 y.o. Subaru wagon, debt free, own a very valuable house free and clear with several million dollars net worth. Cheap apartments down the street have new BMW’s and Escalades in the parking lots haha.
Sure. The way you have money is to not spend it.
@@alanhodgson7857 Well in this case, the "new BMW driver" spent money that's not even theirs. Its worse.
No amount of new possessions will ever make you feel as good/free as being out of debt makes you feel. Especially when you do get there - it will be so worth it all. Debt is crushing, you can literally feel it. It may seem like you are behind them but really you are ahead.
Isn’t this a fact. I used to be jealous of peoples “stuff” until i started making really good money with no debt.sure they have the fancy stuff but i have the ability to do whatever the f i want with no monthly obligations aside from rent.
You gotta step your game up. Don’t worry about the debt. Buy what you want. Don’t fear debt. Being debt free will get you comfortable. Comfort is a killer
@@Pitbull_expert Comfort is a killer i agree BUT i choose being comfortable financially while being hungry in my career.
@@Pitbull_expert what a ridiculous comment
@@DavidRamseyIII you’re scared. The the type to settle in life. Concerned about safety. You don’t have the mind set of a millionaire
I never worry about what others have. I concentrate on taking care of my own family.
It´s hard...really ,really hard. I did this for almost 35 years, watching friends and family spend and live the life, so to speak. I am now in my 60ś. Husband retired early. We are set for life....adventures await us....no debt. Kids grown and all successful ( fully funded college due to savings). No worries, no stress. It is WORTH the wait, my friend.
Yup
Still, they enjoyed their youth
Balance is best
@@truth.speaker Get out of debt. Then have all of the fun you want. We went to Disney World when we were 43 and our kids were 13 and 10. We went on our first cruise five years later. We leave on our fourth cruise next week, again with the kids, now successful adults. Age doesn't matter.
@@jimroscovius yep. It's great to be debt free
I don't understand people who live in perpetual debt. Why pay interest?
You’re the one worth being envy. What you achieved is my goal, but of course I’m still going to be open minded about my future. Work towards it and accept it for what it is when it’s time. I hope and pray it is mostly prosperous.
That one just needs a classic Dave quote: “If you will live like no one else, later you can live like no one else.” “Act your wage.”
That quote Dave Ramsey live like no one else, later you can give and live like no one else stuck on my mind while I’m working towards my debt, savings and retirement. Now I’m retired early @ 60 and live & give like no one else. I used to eat rice and beans ( means budget) till I out of debt.Thanks for our church introduce PFU. Dave you empact millions of people!
Why would i want to live like no one else later in life I’ll take stuff now then later
@@kingjamesthe8046 It's all fun and games until you wake up one day when you're 60 and realize you're broke and will be working until the day you die.
Dont leave out the giving like no one else.......This is the true key to wealth....
@@MichaelAnderson-wk1no lol social security pays out at 65 Atleast that check would be enouhh
I hope he's strong enough to say no when they come begging for money. I had to do that recently
Why does he need to say “No” to his brother? He was irresponsible but did nothing wrong towards him right?
@@thaladiescorner9989 I am with you if you can help without causing problems for you sure then you have to option of choosing. However some people see people with a few thousand and they are rich and start taking advantage so...
@@thaladiescorner9989 if you don't say no they will never learn to be responsible.
@@brewsandbass5572 I don’t think it is my job to teach them by letting the lights go off or loosing the house, I could def lecture them and lend them the money under my condition. But that’s just me 😊
@@thaladiescorner9989 I wouldn’t let the light goes off if he has kids, but I ain’t paying his mortgage.
I would rather sleep soundly then stress about being overextended every day. I will NEVER be in that position again. My financially stupid ex bankrupted us twice. He’s digging himself into another financial hole and I’m living peacefully on much less money than him but I live on a budget and have a small savings account
Leaving him was the BEST financial move you ever made.....
@@dancalmpeaceful3903 Best decision in EVERY way!!!! 😁
@@loulou9978 Buy a dog. and wish him happiness, then you will be happy.
Experts said a long time ago that people with the same interests have long-term relationships, or maybe they should have some stuff in common, which is logical.
Sam Vaknin said the best advice about falling in love.
Make sure that you didn't fall in love with the feeling of falling in love.
You either fall in love with a person, or you fall in love with the feeling of falling in love. It's a big difference.
Because just because you like someone doesn't mean he or she is right for you, with their values. He says some people with some narcissistic attitudes fall in love only for the feeling of falling in love, with the honeymoon effect, but when they have to show some respect and fulfill some needs of the other person, give emotional support, they want to break up and they will find another person....So it means they did not fall in love with you they only fall in love with the feeling of falling in love, but without giving some true interest in his needs and your needs.
But I wonder maybe the same way they treat themselves. Maybe they don't fulfill their own mental needs so they can not fulfill also the needs of partners.
Dr. Joe Dispenza said that people confuse self-love with self-pleasure. Self-love is not about buying expensive stuff or eating cakes every day, but about getting the most important stuff, dignity self-respect, self-love...then the person may give the same to others, give them respect empathy, inspiration etc.
You don't need a high level of dopamine from all stuff you buy or from playing videogames... but you need pleasure chemical as serotonin, melatonin, oxytocin.., these chemicals are released in your brain when you feel love empathy, or when you have proper sleep, exercise, etc.
@@alaalfa8839 I’m familiar with Sam V. I was married to a narcissist for 35 years. I’m happy to be free of him and his toxicity but especially his financial shenanigans
Moral of the story .. mind your bussiness
Exactly.🤣
Se.
Thankyou!!! Why do people care?!
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No, moral of the story is don't be a fuckin baby. How can any grown man with any self respect call into a large radio show and complain about this shit? It's embarrassing.
I know how he feels. Always wanted things I couldn’t afford. Now I can afford whatever I want and I don’t need it. Happy with what I have.
I am in the same position......however, I still got what I wanted even when I couldnt afford them cash......it did not hurt me financially at all. Let every man have the desires of their own hearts, and no man be envious of how another gets it.
Well said! When I was younger I wanted all the nice things. As I get older I no longer want those things.
I am lucky enough to buy what ever I want but I tend to SAVE up for it, a habit instilled in me for years along with a great deal of PATIENCE and NOT looking to see if my neighbours have new cars, etc.
Perfect advice. If you are young and watching these videos, you are ahead of the pack.
Noted ✍️
Definitely!
This guy needs to grow up. Let his brother be his brother, and he should just be him.
My sister lives such a seemingly lavish life with constant trips around and out of the country, expensive clothes and wigs, makeup, nails. Spending hundreds of dollars on makeup. But I have a house, planning on having a full paid off car once I save up enough, and no debt aside from the house. I don’t envy her. She’s super beautiful and I hope she finds her way to Dave Ramsey like I did!
How about it's none of your business. As long as he isn't borrowing or asking you for money get over it.
Keep your eyes on your own lane. That’s the key.
The killer of all joy is comparison. Stop being a hater.
The guy is a beta male
Great comment. I'm going to remember that one. The killer of all joy is comparison.
I felt the same way. That's why I cut social media off and worked everyday. Now this sane people still in debt and still party every weekend.
Instagram has made people crazy 😜!
instagram makes everyone feel poor lol. everyone poses with expensive stuff. and your like fml.
Rashaad the gr8 You are very very wise. You are on the right track, definately.
@@xTeChNiQuEz1 and you shouldn't be because most of those people have messed up lives and huge debts (lol).
Every time I do something special for myself ( recently took trip to NYC to see a broadway musical) I secretly thank my father for teaching me money management skills. I have a sense of peace in part because of him.
It is hard to see coworkers with new cars, vacations, and every toy imaginable. I sometimes feel like I'm delaying or losing precious time for enjoyment. But at the same time these are the people that are always complaining about things like taxes and gas prices, and wondering when it's payday. I don't even pay attention to when I get paid, and emergencies don't effect me. I just follow the same plan every month and work on my future. In the not so distant future it will even out, and then I will surpass them.
We are the “brother” in this situation. Now we are choosing to sell our house to get out of the mountain of debt we accumulated and live the life we want to live.
I have a really old car and we are finishing paying off an SUV that my husband drives most of the time. This one girl from my old job try to make fun me but whatever, not too long ago she posted a nice car on social media and was a little jealous, thinking that I'm doing things the right way and seen no result but eventually got over it. Well, fast forward gas prices went up and she asked how long it took me get to work in my beach cruiser because she could not afford gas at the moment now, I'm not shaming anyone for riding a bike( I still ride mine sometimes). But me and her on a bike are for different reasons, I do because I like getting fresh air before work, she does because she can't afford gas. DON'T EVER BE JEALOUS of someone's debt. NEVER.
Debt is not bad at all. But it is a problem when one can not afford it. Also the other person may have an income issue not a debt issue!!!!
Stay in you lane and do your thing. Best advice ever!
Being debt free is a way better feeling than having multiple “cool” things.. I used to be like that, always wanting the newest thing and would do whatever to get it and that means being in debt.. now living a minimalist life and couldn’t be happier or stress free
"Man stacking chips jealous of man digging hole"
Love that!!
Reminds me of a picture/caption I saw .,it shows a pilot flying an airplane over a farm, and the farmer is looking up at envy as he’s plowing his field, covered in sweat and he says to himself “ I wish I had a life like that, traveling the world, seeing exotic places, and discovering new cultures,etc , the pilot looks down , sees the farmer, and thinks to himself “ I wish I had a stress free life like him, a peaceful existence , I’m tired of living out of a suitcase, without a place I can call home.
Hang out at your brother's house. Lounge around all comfy in his nice house, all free for you, his house payment. Like walking into a store and realizing the store is paying for storage for all your stuff. You could buy it and store it at your house, or they can hold it in your personal storage at the store.
Really stupid. The lady wouldn't want her BIL around so much
Love your life not theirs.
I lived debt free and reinvested from a young age. I watched others live a more fun debt full life. But now that I’m in my 50s I can see it paid off, big time
You have to keep in mind that debt makes you look really good even if you’re in a bad place financially. You have to be willing to throw the pride to the side and work hard to do it the right way.
This is the call I needed. Thank you guys! (I'm 29 years old)
I'm 32 and it still gets to me sometimes. Just stay in your own lane and focus on your own goals.
Delony's allegories are painful to get through.
not always but ya this one was iffy
Comparison is the thief of joy!!!
Since I've been debt free whenever I see someone in a really nice car all I see is payments.
And on the off chance they paid cash, good for them. I hope to one day be there too.
Ha. Same with huge houses. When I see it, I feel overwhelmed thinking about the maintenance involved and say nah, it ain’t for me, but I admire those who can keep up with it. Not everything glamorous is meant for you so be you. That’s where true happiness is.
There’s a reason God said, “Thou shalt not covet…”. The commandments actually PROTECT us; allowing covetousness (jealousy) in our hearts robs us of our contentment. It takes our focus away from what actually matters in life.
👏🏽👏🏽❤️
Great advice was given to this caller. To the caller: do not worry about the flashy material things they own, they can lose them anytime. There is nothing, absolutely nothing to be jealous of.
What this guy doesn't realize yet is that in a few years he will be ahead and able to buy fun things in cash. In 10 years he will be buying more cool and more fun things than his brother because he will have more money.
Right
False. Ones goal should not be to outspend another in the future. The caller should get what he desires and be happy for others who are doing the same. Your advise will keep people poor and unhappy forever.......for there will always be someone who can buy more than you can.
@@rayjgold yeah I myself have one brother and I hipe he does Great in life im glad if he is doing better than me I love him and want all the best for him
@@letsbefreeletsbefree7183 Yes, the faster way to be happy yourself.....is to start being happy for someone else...
You have the option to finance everything too…just make your choices and stop being jealous of how others decide to live their life
One thing that my husband and I do is track our net worth monthly. It helps us see the bigger picture and its sooo cool to see it grow every month. It makes it so that we keep to the debt free lifestyle because it is soooo tempting to finance things.
How do you calculate that?
Net worth = Total Value of Assets minus Total value of liabilities
What a neat idea!
he's insecure. he has to know that what he is doing is important. not that superficial garbage.
But so many are eye candy people who buy on looks. Unbelievable to me too.
Exactly. Self confidence and control is the key to peace and success.
Deferred gratification shows wisdom and maturity , priceless qualities that will bless you immeasurably! Stay the course.
I love the question you already knew the answer to... "are they financing items through your bank account?"
I really do like John Delony, but I felt George was much more effective in this conversation.
The moment we realize “stuff” doesn’t really make us happy is when we will have peace in our life.
Don’t worry bro. I can guarantee you it will catch up to them.
It can be tough when you are living within your means, while others are "living it up". They all seem to be living such wonderful lives! But, I can guarantee you that if you look behind the curtain all is not well. As a matter of fact, it's a nightmare. The fights over money. The worrying about what happens if you lose your job. The realization that without that job, your cars and your home are gone within a month. Your kids are on the street. The stress of constantly being on that treadmill, with no relief ever! Just keep running and running, no matter how old you get. It's not a place you want to be. And it will destroy your health as well. I've seen it with folks who live paycheck to paycheck. It catches up with you.
No need to look behind anyone elses curtain to feel better about yourself. If you happiness is dependent on the problem of people who have more than you......you are in bad shape. The caller should live like he wants to live, so that he will only be happy seeing others live how they want!
@@rayjgold - while I will agree that the most noble version of ourselves should behave this way, the reality is that we are animals. And all animals compete with one another and compare and contrast themselves with one another. This is simply in our nature and it is going to happen.
Since I am dept free ( couple of years already) I breathe easier and I sleep better, this is priceless, trust me, greetings from Berlin Germany 🇩🇪
New toys get old real fast.. I get more satisfaction and happiness knowing I got the money to go buy what ever I want then I do actually buying it.
I wouldn't care about what other people do if I was him. He doesn't know everything that goes on in his brother's four walls.
👏👏👏👍👍
Jealousy is the worse thing you can have for anyone it keeps you from getting ahead
Scotty Kilmer: I paid 300 bucks for my ‘94 Celica. Hahaha! (Horse teeth) 😂
People in their 20s are an entirely different breed, and sadly so.
He needs to be proud to be debt free
He knows it's stupid but he is jealous 😂
People need to put blinders on. What’s the point in comparing your life to anyone else’s? That’s a sure-fire way to always be discontent and unhappy.
This was a really good video. Lots of insight that can be applied to anyone watching.
@@csv294 100%. I really miss Dave and AO.
I see a step brother, not a biological brother. If his step brother call in, it might be a difference story. Who knows! Just live your life! If you and your wife are happy, that's all matter.
Why are you jealous of your brother? Be grateful for what you have and don’t worry about others.
" Your way ahead, it just looks different " 💯
Great comparisons from the hosts on how to focus on your own needs only👍🏿
This was my entire highschool and college. I was always broke and everyone else had nice stuff, money, and time to spend with friends while I was barely making ends meet, and did nothing but work and go to school in a car I was begging to start.
Now I have a nice net worth, a small mortgage on a nice house, and I can be a stay at home mom while everyone else has to work to make ends meet!
Thank you guys! I needed this motivation talk today!
Fantastic advise! My husband has the same situation with his middle brother. They’re always going out to eat. They’re always going to some really cool places and we don’t do that. We eat at home and are wise with our finances. I was able to retire at the age of 50 and my husband’s gonna retire at age of 60 houses paid for cars are paid for got the kid through college. Life is good!
The one thing good about this clip, it really helps keep a lot of us on the straight and narrow path that we are on.
It's okay to feel the way you feel, just keep your why in front of you and stay on course to achieve your goals not theirs (or anyone else's).
John and George look like twinsies in their shirts 🥰
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For the life of me I don't understand why people can't mind their own business. Ugh.
I really liked John’ s story here. Which is unusual. Always like George’s perspective!
I wonder if his brother knows that he be hating on him quietly in his heart and now to the world be careful around people even your family smh 😒
I didn't become successful until I started concentrating on myself instead of others.
Feel the pain take out a loan & join him then …
The Jones’s
Live your life and ignore others.
Devin: The things that matter most in life aren’t things. Also: Comparison is the thief of joy.
Does he ever answer the question why it bothers them so much?
John and George are one of my favorite pairings.
Stuff is just stuff. You don't need stuff. There is so much value and peace of mind in staying the course, being disciplined, being debt free. That's gotta feel sooo much better than having the shiny stuff.
I love how Tesla gets free advertising all the time 😁 Lets go Elon!
Something that I do that helps is to repeat, it is not their car. It’s the banks car. You don’t own a car. It’s not your car. It’s the banks. It’s a little petty and people probably don’t like hearing it but it helps me not be jealous because technically they don’t have a Tesla. They are financing it. I could go finance a Tesla tomorrow if I wanted to but it’s dumb.
Why not just not think anything about it b/c unless you know them you have no idea if they bought it cash or financed it. I like for people to buy what they want even if I can't have it.
@@donaldlyons17 thank you! I don’t know why so many are hating on people who show wealth.
@@AaBbCcDdEeF No the catch is to have wealth and then decide if you want to show it or not@@
@@donaldlyons17 if you don’t have it then that’s not showing wealth; it’s faking wealth.
What is the income difference? How does he know his brother financed things? My brother has no idea of our total income, or our net worth. A resentful person thinks the worst if everyone happier than themselves.
Agree. Jealous people aren’t great.
I happen to know when people are faking it because those same people demanded that I help them pay their family member's bills and railed at me about how I never reach in my pockets to help. Any further questions? I have answers.
Don't worry about what other people have.... they are most likely in debt for the nice things they have..... it's so much nicer when you can stand up and say it's mine and I don't owe anyone anything....
Jealousy is never good. I’m glad he can confess it, but he needs to change 360 and move on. They gave great advice.
This is the honest call. I appreciate the caller. I feel and been in his shoes when you are in your twenties and career, life partner and house, cars, phones are so important. It is the pressure we put. Young millionaire, etc etc
He needs to grow up.
The worst thing is for people to know your financial position
The candy analogy was actually really good
When you buy anything with banks money’s, the things doesn’t belong to you. They belong to the bank. I am very proud of having my old minivan title on my hand, on my name and if anything happens tomorrow I can sale and have the money right away. My house belongs to the bank but me and my wife are working to belong to us. Be happy and debt free free free free.
Having debt is not stressful, having debt when you can barley make the payments is.
Forget that, debt with no money or debt with money stresses me out.
You couldn't be more wrong
The key there was to give the kids the same number of candies.. even if you kept the extra candies in your pocket. But sometimes it slips your mind.. 😂
The younger has an allergy and can't have them
@@TellMeMoore yeah I know.. what i mean is give the same number by just holding back, keeping in his pocket the extra (peanut ingredient candies)
I needed this today. I am 30 years old, 100% debt free and drive a 20 year old vehicle while my peers and coworkers all drive the latest and greatest. Although one of them has a 14.9% interest rate so that brings me back from jealousy LOL.
Real genuine friends don’t base their relationship off what material things other ppl don’t n do have…
Comparison is the thief of Joy
Devon, your ahead of Millions of people bro. Keep doing your thing!
Stop caring what your family and others are doing. Worry only about your family.
I feel him. It's hard to watch and think why not us? You can't live someone else journey. But wait until you live yours 😂
Living within my means and saving. Never been happier. I have purpose.
Never compare yourself with others. Improve yourself.
If you were in your own universe improving yourself would be enough. When you live in a world with other people what they have and do matter.
We have people file bankruptcy and get a clean restart so why is debt so bad
Happiness isn’t getting what you want, it’s wanting what you have 😄