2024 Yearly Budget Plan | Every Dollar and 60% Solution

Today I go over what the Every Dollar or Zero Base budget and the 60% Solution budgeting methods are and how I plan out our cash flow plan for the whole year. I hope you have your budget planned or this video inspres you to get it done! Wishing you all the best, much love!! Leave a comment with your top 3 money goals for 2024!!
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[@colorsofavon934]

I saved $10k last year. I'm going to use it towards a car, when needed. Happy New Year Friend 💖

[@EnjoyingLifesJourney]

Thank you My Friend!! Great job on saving!!! Hope you have an amazing year!!

[@yoya9193]

I have been following you from the start. I remember Ricky making the same as me lol and now $35 wow. I bought a laser and quit my job. Only debt is my house payment. Good to see the spreadsheet again

[@EnjoyingLifesJourney]

Thank you for following all these years! Ricky has come so far in such a short time for sure!! Keep up the good work staying out of debt!

[@annie4horses]

Hey there! Happy New Year! Miss your videos. I keep rewatching old ones. 2024 has been a busy year for me! Bought a house, consolidated debt, and looking for a 2nd job at the moment. You inspire me to stay on track with my budget.

[@beautifulskittles6242]

Looking forward to the monthly recap 👍🏻

[@mrachel3]

I’ve missed your budgeting videos!

[@tyisha10]

Great video! One of the best breakdowns I’ve seen.

[@BudgetingwithTracey]

Nice to see you back 😊😊

[@heathermayfield4247]

Good to see you JJackie - happy new year to you all.

[@makingmebetter8078]

great to see you back again, I've missed your monthly budgets xx

[@EnjoyingLifesJourney]

Thank you for always staying in touch in the comments! I'm planning on posting at least one budget video a month :)

[@donnadavis8487]

You really made my day seeing a new budget post by you! I have and use your spreadsheet, I LOVE it and find it so helpful!

[@LMCEK]

Hi Jackie good to see you again:) Shout out to Ricky for being such a hard worker, I have always respected him for that! 😊

[@jennienorton2177]

I have missed you!!!!

[@AdriennesChannel]

Hi Jackie, Great update video. You and your family seem to be doing well! Do you follow the F.I.R.E. movement? It's something I've followed since 2017 and I'm happy to say at 49 years old, I've retired early! You used to do networth updates, do you plan on continuing to do those? Wishing you and your family the best!!!

[@SharonR1105]

Yay! Hi Jackie! :)

[@EnjoyingLifesJourney]

Hi Sharon!! Thx for always checking in!

[@gurrrrlish]

seems interesting that you earn 118K and you save nothing besides auto 401K.... are you prepared in case of bad economy or job loss? do you worry about that at all?

[@EnjoyingLifesJourney]

Hi and welcome to the channel. That is a great question, the short answer is no, we are not concerned with that and yes, we are prepared.
Without going into our full back story, I will share our top 3 reasons why.
1. We have already experienced job loss and economic issues and have not only survived but we came out better than we were before.
2. We have an emergency fund that we saved previously. As well we are putting money into savings every month for future housing projects and vacations, that we could use if we needed to.
3. The money that we are currently using to pay extra on the debt each month will be added to savings once the debt is paid off. We do have 2 paid off vehicles, so if we really needed to, we could get rid of the truck and the payment that goes with it.
Our main goal is to keep our monthly committed expenses at 60% or lower, including taxes and health ins. This allows the other 40% to be used for not only savings but enjoying life now. :) Thx for the question, wishing you the best!