10 Capital One Credit Card SECRETS You NEED to Know

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  • เผยแพร่เมื่อ 23 ก.ค. 2024
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ความคิดเห็น • 115

  • @TheCreditShifu
    @TheCreditShifu  20 วันที่ผ่านมา +3

    Capital One product upgrade link: verified.capitalone.com/auth/signin?Product=Card&Action=ProductUpgrade

  • @johnbeyers6522
    @johnbeyers6522 20 วันที่ผ่านมา +35

    You can have more than 2 personal cards with Capital One.

    • @alexanderwade6937
      @alexanderwade6937 6 วันที่ผ่านมา +1

      You do realize he said 2-4? I personally have 3 I have 2 Savor ones and the Walmart card

  • @mattskord9178
    @mattskord9178 20 วันที่ผ่านมา +15

    6 month rule is outdated, closer to 3 months these days

  • @alexluna1810
    @alexluna1810 20 วันที่ผ่านมา +1

    Thanks for the tips, was able to transfer credit limit from my Quicksilver to Savor one card, didnt know it was possible til i saw your video, thanks again 👍🏼

  • @vickiarnold7300
    @vickiarnold7300 16 วันที่ผ่านมา +1

    Great job on TH-cam ❤

  • @CrazyAboutCandles
    @CrazyAboutCandles 20 วันที่ผ่านมา +1

    Couple videos and articles I’ve seen seem to lean that you can get more than two depending on your relationship with capital one. Might be worth looking into

  • @jeff.0-3
    @jeff.0-3 20 วันที่ผ่านมา +22

    I must of slipped through the system because I have the VX, Savor 1 and the Quicksilver. I don't plan on getting any more C1 cards. For me the Quicksilver is useless with the VX and S1 duo.

    • @robertjarrell7276
      @robertjarrell7276 20 วันที่ผ่านมา

      There is no such thing. It’s a myth perpetuated by fake shills like this guy.

    • @Onii-san
      @Onii-san 20 วันที่ผ่านมา +5

      By the looks of it, the amount of cards you can have with them is dependent on your relationship from what I’ve seen. I’ve seen people like you have more than 2 but others limited to 2 of them

    • @Tulare73
      @Tulare73 20 วันที่ผ่านมา +2

      I have the Venture X, Savor One and both versions of Quicksilver and you’re correct with Venture X the Quicksilver cards are useless the only way to make the Quicksilver viable again is add a gas and ev charging category to it at 3%.

    • @kennethbatts5182
      @kennethbatts5182 20 วันที่ผ่านมา +1

      Im pretty sure the limit is actually 5, and it’s just a bad myth it’s 2 cards.

  • @caribdude8151
    @caribdude8151 20 วันที่ผ่านมา

    Happy 4th of July Ben! 👍😊🇺🇲

  • @justmcclend25
    @justmcclend25 20 วันที่ผ่านมา +7

    Great Video! Citi Bank next? 🤞

    • @itsagreatday9765
      @itsagreatday9765 20 วันที่ผ่านมา +1

      He did a Citi version of this video. I remember it because found out how easy it was to product change

  • @lianalonge1984
    @lianalonge1984 20 วันที่ผ่านมา +5

    I accepted an upgrade from Venture One to Venture. I’ve been putting a lot of spend on this card and I’m also gardening for a year. Next year this time I hope to upgrade/product change to the Venture X.

    • @KeithW901
      @KeithW901 20 วันที่ผ่านมา +2

      I’d recommend you actually apply straight for the venture x to get the sign up bonus and product change your venture into a savor one. (That’s what I did and loving it)

    • @hockey1freak
      @hockey1freak 16 วันที่ผ่านมา

      bad idea. Get the full bonus

  • @KaylaandZoe
    @KaylaandZoe 19 วันที่ผ่านมา +3

    Lots of negativity in the comments, but I thought there was good information here to use as data points.
    Policies are always changing, so, everyone needs to independently verify, but it's great to highlight ten things to keep in mind that could be potential barriers.

  • @GabrielGuzman18
    @GabrielGuzman18 11 วันที่ผ่านมา

    Anyone knows how If I can get the venture one for the welcome bonus then get the venture x in the future? Im not traveling much these days and want to get the most welcome bonuses

  • @jwil4286
    @jwil4286 20 วันที่ผ่านมา

    About BA: you can use them to book both American AND Alaska airlines (both are oneworld members)

  • @KeithW901
    @KeithW901 20 วันที่ผ่านมา +2

    There is a separate pre approval tool for the venture x. My theory is that all the other cards are part of their bucketing system with investors while the venture x is outside that since it’s a visa infinite with a minimum 10k cl

    • @TheArtistFKApingaso3687
      @TheArtistFKApingaso3687 20 วันที่ผ่านมา

      My mother used the pre-approval tool and was offered the VentureOne, Venture, and Venture X to choose from. She was given a $30k limit so it might be that if you are not offered the Venture X they’re already telling you you’re getting a limit under $10k. Just a thought but I found it interesting.

  • @FosusWorld
    @FosusWorld 19 วันที่ผ่านมา

    When you get a mail from capital one what does it means “This is an opportunity to see if you’re pre-approved for one of our cards”
    Thank you

  • @jswansbrough
    @jswansbrough 19 วันที่ผ่านมา

    Question: Any way I can buy a credit shifu logo sticker, please?

  • @rambosidi7634
    @rambosidi7634 20 วันที่ผ่านมา

    Thanks for sharing this great info!

  • @wizardfones4113
    @wizardfones4113 20 วันที่ผ่านมา

    How do you book Delta flights through Virgin ? Can you do a video on that.

  • @BlackVan-qu8mc
    @BlackVan-qu8mc 20 วันที่ผ่านมา

    I have Quicksilver One, Savor One, And Venture One. The Savor card is my absolute favorite. But im hoping to get the Venture X

  • @KingItachi8660
    @KingItachi8660 19 วันที่ผ่านมา

    I have a quicksilver, savor-one, and venture x. It is certainly possible to get approved for more than 2 cards.

  • @TomsLife9
    @TomsLife9 20 วันที่ผ่านมา

    1:44 Bank of America warned me to use a card or else it would be closed. It was a few months in advance of the closure date so it wasn't an issue and naturally I had plenty of time to use it. This would have been a 2-year inactivity period, for reference.

  • @jorgeanacleto6827
    @jorgeanacleto6827 20 วันที่ผ่านมา +3

    Strange i have 4 , had 5 i cancelled my walmart in December .

  • @art21ace
    @art21ace 6 วันที่ผ่านมา

    I have a Venture X, Savor One and Quicksilver and they’re all personal cards.

  • @jeancarloferreira9770
    @jeancarloferreira9770 19 วันที่ผ่านมา +1

    How long do i need to wait to apply for a new credit card?
    I got a venture x last month and i also want to get a chase sapphire reserve. Do i need to wait?

    • @matt.f90
      @matt.f90 16 วันที่ผ่านมา +1

      It depends on how many inquiries you've had over the past 2 years. If you've only applied for the Venture X and have no other inquiries, then you're probably safe to apply for the Chase card. If you're planning to implement the Chase trifecta strategy, I always recommend acquiring Chase cards first, due to 5/24.

    • @jeancarloferreira9770
      @jeancarloferreira9770 16 วันที่ผ่านมา +1

      @matt.franklin I'm not sure what is the trifecta but I got a chase sapphire reserve today.

    • @matt.f90
      @matt.f90 16 วันที่ผ่านมา

      @@jeancarloferreira9770 Nice! The Reserve is a great card. In a nut shell, the Chase trifecta is leveraging the points earning potential of the Chase Freedom Unlimited, Freedom Flex and Sapphire Preferred or Reserve to maximize Chase Ultimate Rewards.

  • @ab3040
    @ab3040 20 วันที่ผ่านมา +1

    They should just get rid of Eva Air and make Accor a 4:3 transfer
    Their points would be pretty valuable at that rate

  • @AtizaJuanita
    @AtizaJuanita 20 วันที่ผ่านมา +5

    More like 10 Capital One myths

  • @jamespotter2895
    @jamespotter2895 17 วันที่ผ่านมา +2

    My wife has all 3 Venture consumer cards, so the 2 card rule is non-existent

    • @alexanderwade6937
      @alexanderwade6937 6 วันที่ผ่านมา

      Data points is what these people have to go on most people have between 2 and 4. I personally have 3 and when I try to apply for a 4th the main denial reason they list is “There is too many capital one accounts”

  • @nickknight1058
    @nickknight1058 20 วันที่ผ่านมา

    I couldn’t find the option to find product upgrade offers. Where do I look on the app or website account?

    • @TheCreditShifu
      @TheCreditShifu  20 วันที่ผ่านมา +1

      HERE YOU GO verified.capitalone.com/auth/signin?Product=Card&Action=ProductUpgrade

    • @nickknight1058
      @nickknight1058 20 วันที่ผ่านมา

      @@TheCreditShifu thank you!

  • @De_Guatemala
    @De_Guatemala 18 วันที่ผ่านมา

    My wife got the VX last month, on her first attempt. I was denied in 2022 then again in 2023, so I got the CITI trifecta. Our salaries and credit are so similar, I have no idea why they rejected me.

  • @rambosidi7634
    @rambosidi7634 20 วันที่ผ่านมา

    You always have excellent and a high level of content in your videos!

  • @holmesqualityproducts
    @holmesqualityproducts 17 วันที่ผ่านมา

    I made a video showing I have 3 Capital One cards not counting cobranded. I have the Quicksilver, Savor One and Venture One.

  • @benbaran4517
    @benbaran4517 20 วันที่ผ่านมา

    It’s kind of a catch 22. I don’t use my Capital One cards at all because the benefits are not great. I maybe would with a higher level card, but doesn’t seem worth it.

  • @balloonpark
    @balloonpark 20 วันที่ผ่านมา +2

    I have 3 capital one cards :)

  • @nathanedwards3858
    @nathanedwards3858 6 วันที่ผ่านมา

    I have three cards with capital one

  • @Laic
    @Laic 20 วันที่ผ่านมา

    fantastique but I never said this the main reason I watch is because you remind me of that actor in Doctor Who

  • @financialsafelight
    @financialsafelight 18 วันที่ผ่านมา +2

    There is no pre-approval tool for the venture x.

  • @notlisteningwhocares8877
    @notlisteningwhocares8877 5 วันที่ผ่านมา

    Ok

  • @CLNSL8
    @CLNSL8 20 วันที่ผ่านมา +4

    I have 2 quicksilver and savor one cards plus another co branded card. This is total CAP

    • @alexanderwade6937
      @alexanderwade6937 6 วันที่ผ่านมา

      Credit card content makers use data points and average the numbers. For example I have 2 Savor one cards and the Walmart card and when I look on the pre approval tool I don’t get any offers and the reason I always get is “There are too many capital one accounts” so we’re not all special like you there’s always going to be people with more cards and less cards

  • @charmcharmy387
    @charmcharmy387 20 วันที่ผ่านมา

    I get much higher value our of Wyndham points....

  • @thecleaningteacher638
    @thecleaningteacher638 20 วันที่ผ่านมา

    Such a helpful video! ✅

    • @manfa
      @manfa 20 วันที่ผ่านมา

      Not really. Many wrong info there …Do your own research

  • @oldschooliron8022
    @oldschooliron8022 20 วันที่ผ่านมา

    你好!👋👍

  • @DannielleRosales
    @DannielleRosales 20 วันที่ผ่านมา +6

    I’m 52 hoping to end the rat race by 60 with above $1M. I know money is a liability to be exchanged for assets with real value like real estate (properties for rent) stocks (dividends) bonds (interest) But, what is it with bitcoin? I hear a lot about it and I'd love to diversify my portfolio.

    • @NianLisa
      @NianLisa 20 วันที่ผ่านมา

      bitcoin does not pay any yield but will reward you with growth that you can't find in any other asset class

    • @jeffbox1torres
      @jeffbox1torres 20 วันที่ผ่านมา

      look at the charts, bitcoin has outperformed every stock and banking product ever developed even after multiple pullbacks over the last decade. not a financial advisor but I know what i'm saying

    • @arloc24
      @arloc24 20 วันที่ผ่านมา

      I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here

    • @BestoFornitero
      @BestoFornitero 20 วันที่ผ่านมา

      i'm blown away! more info please? i am a young adult living in Miami where i've encountered several millionaires, and my goal is to become one... they all seem to be involved in either real estate, stocks, or crypto

    • @arloc24
      @arloc24 20 วันที่ผ่านมา

      Can't share much here, I take guidance from Evelyn Infurna a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.

  • @goohee22
    @goohee22 20 วันที่ผ่านมา

    LiT

  • @bobsmith8077
    @bobsmith8077 20 วันที่ผ่านมา +3

    Why would a credit card company have "secret" benefits or options they don't tell their customers about? Makes no sense. If the "secret" can be found on a company's own website, then it isn't a "secret". And guessing about how a particular company's algorithm works also isn't a "secret".

    • @Narutocoolcat
      @Narutocoolcat 19 วันที่ผ่านมา +1

      It’s a technicality. There secret because they know most people don’t know therefore won’t use them. Saving them money

  • @J0HN_3_16
    @J0HN_3_16 20 วันที่ผ่านมา +1

    Capital One has horrible customer service.

  • @VuNguyen-fv5jl
    @VuNguyen-fv5jl 20 วันที่ผ่านมา

    No one cares

  • @robertjarrell7276
    @robertjarrell7276 20 วันที่ผ่านมา +32

    Why are you perpetuating this ridiculous myth of the two card limit? It is simply not true. This is the last straw with your videos, I won’t be watching any more of them.

    • @NicholasA1747
      @NicholasA1747 20 วันที่ผ่านมา +9

      Okay boomer.

    • @alexbarnes8576
      @alexbarnes8576 20 วันที่ผ่านมา +6

      Not a myth bud I got 2 and they said I'm capped out

    • @Hyperfixd
      @Hyperfixd 20 วันที่ผ่านมา

      @@alexbarnes8576 this might've been a thing before but it's not certainly still in effect. I have the platinum, QS, S1 and recently got approved for the VX.

    • @adamspoetic10
      @adamspoetic10 20 วันที่ผ่านมา +11

      I got four. Venture One, no annual fee Quicksilver, Savor One, and the Venture X. However, I’ve been a customer of theirs since I was like 18 years old. That was a little over 25+ years ago.

    • @balloonpark
      @balloonpark 20 วันที่ผ่านมา

      @@alexbarnes8576 I have 3 :)