I have these three and a Capital One Walmart card, also a PayPal World MasterCard, and a Synchrony eBay card. I have rejected all other Bank card offerings, because they are notorious for cancelling accounts, even accounts in excellent standing. 😮 I have nothing but rewards every month, and never Carry A Balance. 😊
I accepted an upgrade from Venture One to Venture. I’ve been putting a lot of spend on this card and I’m also gardening for a year. Next year this time I hope to upgrade/product change to the Venture X.
I’d recommend you actually apply straight for the venture x to get the sign up bonus and product change your venture into a savor one. (That’s what I did and loving it)
Thanks for the tips, was able to transfer credit limit from my Quicksilver to Savor one card, didnt know it was possible til i saw your video, thanks again 👍🏼
There is a separate pre approval tool for the venture x. My theory is that all the other cards are part of their bucketing system with investors while the venture x is outside that since it’s a visa infinite with a minimum 10k cl
My mother used the pre-approval tool and was offered the VentureOne, Venture, and Venture X to choose from. She was given a $30k limit so it might be that if you are not offered the Venture X they’re already telling you you’re getting a limit under $10k. Just a thought but I found it interesting.
We just got a personal Capital One Venture X card but we also need a good travel card for our business. What is the best card for a business travel card?
I must of slipped through the system because I have the VX, Savor 1 and the Quicksilver. I don't plan on getting any more C1 cards. For me the Quicksilver is useless with the VX and S1 duo.
By the looks of it, the amount of cards you can have with them is dependent on your relationship from what I’ve seen. I’ve seen people like you have more than 2 but others limited to 2 of them
I have the Venture X, Savor One and both versions of Quicksilver and you’re correct with Venture X the Quicksilver cards are useless the only way to make the Quicksilver viable again is add a gas and ev charging category to it at 3%.
I got $150 cash back with the savor one in 2018. I use the 3% on groceries or dining or both. I tried getting the venture one and got denied. This was after afew years later. Great job on TH-cam ♥️
Couple videos and articles I’ve seen seem to lean that you can get more than two depending on your relationship with capital one. Might be worth looking into
Don't know why this 2 personal cards myth is still pushed. I have a Quicksilver One, Quicksilver, Savor One, Savor, Venture and Venture X. Maybe Capital One just really loves me?
Youre allowed 2 secure cards or 5 standard cards. But even then if you are a hardcore capital one loyalist Usually they will make exceptions after a while
1:44 Bank of America warned me to use a card or else it would be closed. It was a few months in advance of the closure date so it wasn't an issue and naturally I had plenty of time to use it. This would have been a 2-year inactivity period, for reference.
How long do i need to wait to apply for a new credit card? I got a venture x last month and i also want to get a chase sapphire reserve. Do i need to wait?
It depends on how many inquiries you've had over the past 2 years. If you've only applied for the Venture X and have no other inquiries, then you're probably safe to apply for the Chase card. If you're planning to implement the Chase trifecta strategy, I always recommend acquiring Chase cards first, due to 5/24.
@@jeancarloferreira9770 Nice! The Reserve is a great card. In a nut shell, the Chase trifecta is leveraging the points earning potential of the Chase Freedom Unlimited, Freedom Flex and Sapphire Preferred or Reserve to maximize Chase Ultimate Rewards.
Anyone knows how If I can get the venture one for the welcome bonus then get the venture x in the future? Im not traveling much these days and want to get the most welcome bonuses
My wife got the VX last month, on her first attempt. I was denied in 2022 then again in 2023, so I got the CITI trifecta. Our salaries and credit are so similar, I have no idea why they rejected me.
@@jakekuhl1I like the Savor card better than Walmart card because I get 3% back on dining and groceries. For me it is way better than the Walmart card.
It’s kind of a catch 22. I don’t use my Capital One cards at all because the benefits are not great. I maybe would with a higher level card, but doesn’t seem worth it.
Data points is what these people have to go on most people have between 2 and 4. I personally have 3 and when I try to apply for a 4th the main denial reason they list is “There is too many capital one accounts”
I must say, I generally respect and look to you for accurate information but you’ve really dropped the ball with several points in this video. So many, that it’s suspicious considering your general knowledge. As intelligent and well versed as you normally are, I sincerely hope your errors are not purposeful in order to elicit comments, attention and build algorithms by confidently pushing misinformation as fact. I would love to see you remake this video into an accurate representation of C1 and all its nuances, whether positive or negative. We all look to content creators like yourself for details and accuracy in the credit genre.
Lots of negativity in the comments, but I thought there was good information here to use as data points. Policies are always changing, so, everyone needs to independently verify, but it's great to highlight ten things to keep in mind that could be potential barriers.
I’m 52 hoping to end the rat race by 60 with above $1M. I know money is a liability to be exchanged for assets with real value like real estate (properties for rent) stocks (dividends) bonds (interest) But, what is it with bitcoin? I hear a lot about it and I'd love to diversify my portfolio.
look at the charts, bitcoin has outperformed every stock and banking product ever developed even after multiple pullbacks over the last decade. not a financial advisor but I know what i'm saying
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here
i'm blown away! more info please? i am a young adult living in Miami where i've encountered several millionaires, and my goal is to become one... they all seem to be involved in either real estate, stocks, or crypto
Can't share much here, I take guidance from Evelyn Infurna a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.
Credit card content makers use data points and average the numbers. For example I have 2 Savor one cards and the Walmart card and when I look on the pre approval tool I don’t get any offers and the reason I always get is “There are too many capital one accounts” so we’re not all special like you there’s always going to be people with more cards and less cards
Why would a credit card company have "secret" benefits or options they don't tell their customers about? Makes no sense. If the "secret" can be found on a company's own website, then it isn't a "secret". And guessing about how a particular company's algorithm works also isn't a "secret".
Why are you perpetuating this ridiculous myth of the two card limit? It is simply not true. This is the last straw with your videos, I won’t be watching any more of them.
@@alexbarnes8576 this might've been a thing before but it's not certainly still in effect. I have the platinum, QS, S1 and recently got approved for the VX.
I got four. Venture One, no annual fee Quicksilver, Savor One, and the Venture X. However, I’ve been a customer of theirs since I was like 18 years old. That was a little over 25+ years ago.
Capital One product upgrade link: verified.capitalone.com/auth/signin?Product=Card&Action=ProductUpgrade
I have a quicksilver, savor-one, and venture x. It is certainly possible to get approved for more than 2 cards.
I have these three and a Capital One Walmart card, also a PayPal World MasterCard, and a Synchrony eBay card. I have rejected all other Bank card offerings, because they are notorious for cancelling accounts, even accounts in excellent standing. 😮
I have nothing but rewards every month, and never Carry A Balance. 😊
You can have more than 2 personal cards with Capital One.
You do realize he said 2-4? I personally have 3 I have 2 Savor ones and the Walmart card
Strange i have 4 , had 5 i cancelled my walmart in December .
I accepted an upgrade from Venture One to Venture. I’ve been putting a lot of spend on this card and I’m also gardening for a year. Next year this time I hope to upgrade/product change to the Venture X.
I’d recommend you actually apply straight for the venture x to get the sign up bonus and product change your venture into a savor one. (That’s what I did and loving it)
bad idea. Get the full bonus
Thanks for the tips, was able to transfer credit limit from my Quicksilver to Savor one card, didnt know it was possible til i saw your video, thanks again 👍🏼
There is a separate pre approval tool for the venture x. My theory is that all the other cards are part of their bucketing system with investors while the venture x is outside that since it’s a visa infinite with a minimum 10k cl
My mother used the pre-approval tool and was offered the VentureOne, Venture, and Venture X to choose from. She was given a $30k limit so it might be that if you are not offered the Venture X they’re already telling you you’re getting a limit under $10k. Just a thought but I found it interesting.
Correct. I had to do a separate pre approval for the venture x
We just got a personal Capital One Venture X card but we also need a good travel card for our business. What is the best card for a business travel card?
I must of slipped through the system because I have the VX, Savor 1 and the Quicksilver. I don't plan on getting any more C1 cards. For me the Quicksilver is useless with the VX and S1 duo.
There is no such thing. It’s a myth perpetuated by fake shills like this guy.
By the looks of it, the amount of cards you can have with them is dependent on your relationship from what I’ve seen. I’ve seen people like you have more than 2 but others limited to 2 of them
I have the Venture X, Savor One and both versions of Quicksilver and you’re correct with Venture X the Quicksilver cards are useless the only way to make the Quicksilver viable again is add a gas and ev charging category to it at 3%.
Im pretty sure the limit is actually 5, and it’s just a bad myth it’s 2 cards.
I Have the Quick Silver, Savor, Venture One and Venture X. Plus my Kohls card!
I have Quicksilver One, Savor One, And Venture One. The Savor card is my absolute favorite. But im hoping to get the Venture X
I got $150 cash back with the savor one in 2018. I use the 3% on groceries or dining or both. I tried getting the venture one and got denied. This was after afew years later. Great job on TH-cam ♥️
Great Video! Citi Bank next? 🤞
He did a Citi version of this video. I remember it because found out how easy it was to product change
Couple videos and articles I’ve seen seem to lean that you can get more than two depending on your relationship with capital one. Might be worth looking into
6 month rule is outdated, closer to 3 months these days
Well. I have 3 capital one cards. I had 2 and just recently got a 3rd one. So the 2 card limit thing may not be completely accurate.
Don't know why this 2 personal cards myth is still pushed. I have a Quicksilver One, Quicksilver, Savor One, Savor, Venture and Venture X. Maybe Capital One just really loves me?
Youre allowed 2 secure cards or 5 standard cards. But even then if you are a hardcore capital one loyalist Usually they will make exceptions after a while
1:44 Bank of America warned me to use a card or else it would be closed. It was a few months in advance of the closure date so it wasn't an issue and naturally I had plenty of time to use it. This would have been a 2-year inactivity period, for reference.
Am I correct that the Rocket Mortgage card is useless to me if I have my mortgage paid with another bank?
Yes
How long do i need to wait to apply for a new credit card?
I got a venture x last month and i also want to get a chase sapphire reserve. Do i need to wait?
It depends on how many inquiries you've had over the past 2 years. If you've only applied for the Venture X and have no other inquiries, then you're probably safe to apply for the Chase card. If you're planning to implement the Chase trifecta strategy, I always recommend acquiring Chase cards first, due to 5/24.
@matt.franklin I'm not sure what is the trifecta but I got a chase sapphire reserve today.
@@jeancarloferreira9770 Nice! The Reserve is a great card. In a nut shell, the Chase trifecta is leveraging the points earning potential of the Chase Freedom Unlimited, Freedom Flex and Sapphire Preferred or Reserve to maximize Chase Ultimate Rewards.
About BA: you can use them to book both American AND Alaska airlines (both are oneworld members)
How do you book Delta flights through Virgin ? Can you do a video on that.
Anyone knows how If I can get the venture one for the welcome bonus then get the venture x in the future? Im not traveling much these days and want to get the most welcome bonuses
When you get a mail from capital one what does it means “This is an opportunity to see if you’re pre-approved for one of our cards”
Thank you
Question: Any way I can buy a credit shifu logo sticker, please?
I couldn’t find the option to find product upgrade offers. Where do I look on the app or website account?
HERE YOU GO verified.capitalone.com/auth/signin?Product=Card&Action=ProductUpgrade
@@TheCreditShifu thank you!
My wife got the VX last month, on her first attempt. I was denied in 2022 then again in 2023, so I got the CITI trifecta. Our salaries and credit are so similar, I have no idea why they rejected me.
I have a Venture X, Savor One and Quicksilver and they’re all personal cards.
Great job on TH-cam ❤
Since Capital One is dropping Walmart , they're converting my card to a quicksilver, which I already have, am I stuck with 2 of the same card now?
Tell them you want a product change. That's what I did and asked for the Savor.
@katrinabebee766 that's what I did but the savor is such a weak card compared to what Walmart was lol, and in my usage the quicksilver is better
@@jakekuhl1I like the Savor card better than Walmart card because I get 3% back on dining and groceries. For me it is way better than the Walmart card.
Happy 4th of July Ben! 👍😊🇺🇲
CTG?
I made a video showing I have 3 Capital One cards not counting cobranded. I have the Quicksilver, Savor One and Venture One.
It’s kind of a catch 22. I don’t use my Capital One cards at all because the benefits are not great. I maybe would with a higher level card, but doesn’t seem worth it.
It’s so annoying when I try to do the product change they only show me the quicksilver for good credit, but I want the Savor one 😂
They should just get rid of Eva Air and make Accor a 4:3 transfer
Their points would be pretty valuable at that rate
My wife has all 3 Venture consumer cards, so the 2 card rule is non-existent
Data points is what these people have to go on most people have between 2 and 4. I personally have 3 and when I try to apply for a 4th the main denial reason they list is “There is too many capital one accounts”
How bout freakin syncrony!!!!
There is no pre-approval tool for the venture x.
Yes there is, it's a separate tool
@@JeanCVelez-wh5vk Must be a recent thing because when I checked extensively there was none.
David Tennsnt’s doctor is giving credit card advice 😊
I must say, I generally respect and look to you for accurate information but you’ve really dropped the ball with several points in this video. So many, that it’s suspicious considering your general knowledge. As intelligent and well versed as you normally are, I sincerely hope your errors are not purposeful in order to elicit comments, attention and build algorithms by confidently pushing misinformation as fact. I would love to see you remake this video into an accurate representation of C1 and all its nuances, whether positive or negative. We all look to content creators like yourself for details and accuracy in the credit genre.
You always have excellent and a high level of content in your videos!
Lots of negativity in the comments, but I thought there was good information here to use as data points.
Policies are always changing, so, everyone needs to independently verify, but it's great to highlight ten things to keep in mind that could be potential barriers.
Thanks for sharing this great info!
I have three cards with capital one
I’m 52 hoping to end the rat race by 60 with above $1M. I know money is a liability to be exchanged for assets with real value like real estate (properties for rent) stocks (dividends) bonds (interest) But, what is it with bitcoin? I hear a lot about it and I'd love to diversify my portfolio.
bitcoin does not pay any yield but will reward you with growth that you can't find in any other asset class
look at the charts, bitcoin has outperformed every stock and banking product ever developed even after multiple pullbacks over the last decade. not a financial advisor but I know what i'm saying
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here
i'm blown away! more info please? i am a young adult living in Miami where i've encountered several millionaires, and my goal is to become one... they all seem to be involved in either real estate, stocks, or crypto
Can't share much here, I take guidance from Evelyn Infurna a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.
Cap 1 put an ad on your vid!!!!
I got Amex Gold, lol
I have 3 capital one cards :)
I get much higher value our of Wyndham points....
I have 2 quicksilver and savor one cards plus another co branded card. This is total CAP
Credit card content makers use data points and average the numbers. For example I have 2 Savor one cards and the Walmart card and when I look on the pre approval tool I don’t get any offers and the reason I always get is “There are too many capital one accounts” so we’re not all special like you there’s always going to be people with more cards and less cards
More like 10 Capital One myths
Ok
Such a helpful video! ✅
Not really. Many wrong info there …Do your own research
3 Cards no co-branded.
fantastique but I never said this the main reason I watch is because you remind me of that actor in Doctor Who
But I don't fly
Why would a credit card company have "secret" benefits or options they don't tell their customers about? Makes no sense. If the "secret" can be found on a company's own website, then it isn't a "secret". And guessing about how a particular company's algorithm works also isn't a "secret".
It’s a technicality. There secret because they know most people don’t know therefore won’t use them. Saving them money
你好！👋👍
LiT
Capital One has horrible customer service.
Why are you perpetuating this ridiculous myth of the two card limit? It is simply not true. This is the last straw with your videos, I won’t be watching any more of them.
Okay boomer.
Not a myth bud I got 2 and they said I'm capped out
@@alexbarnes8576 this might've been a thing before but it's not certainly still in effect. I have the platinum, QS, S1 and recently got approved for the VX.
I got four. Venture One, no annual fee Quicksilver, Savor One, and the Venture X. However, I’ve been a customer of theirs since I was like 18 years old. That was a little over 25+ years ago.
@@alexbarnes8576 I have 3 :)
Bull
No one cares