The PROBLEM With Capital One Cards…

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  • เผยแพร่เมื่อ 21 พ.ย. 2024

ความคิดเห็น • 90

  • @anthonyjames4319
    @anthonyjames4319 17 วันที่ผ่านมา +61

    1.5x speed is your friend.

    • @ChaimS
      @ChaimS 17 วันที่ผ่านมา +4

      Or 2.

    • @enriqueayala927
      @enriqueayala927 16 วันที่ผ่านมา +3

      2x

    • @DaveSincere
      @DaveSincere 16 วันที่ผ่านมา

      FACTS!!

    • @jeffforman3055
      @jeffforman3055 15 วันที่ผ่านมา +4

      I guess I'm an outlier cuz I really appreciate this type of deliberate, clear delivery. And audio quality here is always top notch. So many YTers rush thru their delivery with unnatural edits and their clips play like one looong hyper run-on sentence... no natural cadence, no space between sentences etc. Thx RD for, what I perceive to be, a qualitative audio-visual experience.

    • @KevinPeterson-jq5ok
      @KevinPeterson-jq5ok 13 วันที่ผ่านมา +1

      Make it 2x

  • @ShellyFerensJones
    @ShellyFerensJones 11 วันที่ผ่านมา +13

    You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K in a bitcoin from just a few months ago and now they are multi millionaires..🇺🇸.

    • @NancyMiller949
      @NancyMiller949 11 วันที่ผ่านมา

      Hello
      How are you earning such monthly? I was born a Christian, and sometimes I feel down on myself because of low finances, but I still believe I can still make it someday. As a beginner how do I go about investing into Crypto!.

    • @BrianKingy
      @BrianKingy 11 วันที่ผ่านมา

      I am 52 years old. I reached my first 100 thousand dollars in just 3 months. I started with 20k investing in Bitcoin ETFs and other dividend income. My medium-term goal is to grow my money investing forever for my business and children..

    • @MichaelDavis-jg8yg
      @MichaelDavis-jg8yg 11 วันที่ผ่านมา

      This year I reached 100 thousand invested in Bitcoin ETFs and other dividend income, it was exactly 1 year and 4 months, I already accelerated to reach 200 thousand, I think I will reach the goal sooner

    • @Dolores-o4q
      @Dolores-o4q 11 วันที่ผ่านมา

      How did you achieve this in a short period of time?

    • @Dolores-o4q
      @Dolores-o4q 11 วันที่ผ่านมา

      I would appreciate some advice please A. I am new to investing in stocks/cryptocurrencies. Can you guide me how to do this?

  • @jeffforman3055
    @jeffforman3055 17 วันที่ผ่านมา +14

    Problem #8 - 3 hard inquiries per cc application! No bueno. Problem #9 - All, but 2, of their business credit cards report to personal credit. Uh, no, thx. Problem #10 - Capital One customer (dis)service. Appreciate your quality content.

    • @docsays
      @docsays 15 วันที่ผ่านมา

      - All Facts!!

    • @newagain9964
      @newagain9964 15 วันที่ผ่านมา +1

      Capital one is just all around mediocre. And they’ll only make discover worse.

  • @timparker9174
    @timparker9174 17 วันที่ผ่านมา +2

    Great breakdown of capital one. I’ve been denied for the venture x twice now. You’re totally right about if you have good credit and a lot of cards you will have problems getting their cards.

  • @patfisher3004
    @patfisher3004 17 วันที่ผ่านมา +10

    Yeah, the lack of a domestic transfer partner is frustrating for me. And as far as the lounge overcrowding issue, I'm pretty much done with Dallas. It's ALWAYS crowded and I've waited for nearly 2 hours to get in. Still love the card though!

    • @praspurgh
      @praspurgh 17 วันที่ผ่านมา +3

      I actually don’t care much about domestic flights because I have delta card, and I use the c1 miles almost exclusively to Cathay Pacific for business class seats, which gives great value

    • @bernie236
      @bernie236 17 วันที่ผ่านมา

      @@praspurghyou can also fly domestically with delta, united, American Airlines, and Alaska airlines using capital one miles. Transfer the points to British airways or flying blue and book through their sites.

    • @mcytc
      @mcytc 16 วันที่ผ่านมา

      @@praspurgh Southwest is pretty good on the Chase side, consistently get ~1.7cpp, variable. Easily beats redeeming @1.25cpp (CSP) in the Chase portal.

    • @JUNKJACKZACK
      @JUNKJACKZACK 15 วันที่ผ่านมา +2

      Thats weird I was there just yesterday. No wait times. Maybe it was just my luck.

    • @GARYBATASAR-e3m
      @GARYBATASAR-e3m 12 วันที่ผ่านมา

      @@JUNKJACKZACK I'm so sorry for the random approach.
      But your profile shows that you are an ambitious individual with a large network which gives the idea to know if you are open minded to look into a new way of generating extra cash from your mobile phone or PC

  • @LK_EBM
    @LK_EBM 17 วันที่ผ่านมา +6

    Domestic airline partners are bad transfer value anyway

    • @yurig2530
      @yurig2530 9 วันที่ผ่านมา

      I tend to disagree. AA, AS, WN and UA are all great options.

  • @ExposeFlyersDotCom
    @ExposeFlyersDotCom 13 วันที่ผ่านมา

    What boils my blood is that I do get approved for some C1 cards but never the versions that give me the entry bonuses.

  • @lrnasigo1
    @lrnasigo1 17 วันที่ผ่านมา

    Thank you for the video. I’ve analyzed the possible need for this card and haven’t pulled the trigger

  • @robert8311
    @robert8311 17 วันที่ผ่านมา +3

    #3 is my main problem with c1 which is why I’m in no rush for the venture X why get miles I can’t can’t redeem

    • @newagain9964
      @newagain9964 15 วันที่ผ่านมา

      VX is my only cc regret. Waste of 5/24 slot.

  • @tinabryan6109
    @tinabryan6109 17 วันที่ผ่านมา +3

    My Cap1 Venture X is used for my international travel. Thats how I plan to get the most bang for my buck. I'll use another card for Domestic and hotels.

    • @jamariscranton9741
      @jamariscranton9741 17 วันที่ผ่านมา

      what card would you recommend for domestic travel. I don't have any travel cards I was looking to get the Venture X and Bilt

    • @tinabryan6109
      @tinabryan6109 17 วันที่ผ่านมา

      @jamariscranton9741 So I'm just starting out too with these cards, but based on what he's said and others, I think I'm going for a Chase card next. He has a video on the benefits of Chase and mainly they have better airline partners.

    • @tinabryan6109
      @tinabryan6109 17 วันที่ผ่านมา

      @jamariscranton9741 Also I'm going to do Chase next based on their 5/24 rule I keep reading about. You are less likely to get approved if you have opened 5 cards in 24 months. I believe that's what I have read.

    • @Johnyjones380
      @Johnyjones380 15 วันที่ผ่านมา +1

      American Airlines cc

    • @newagain9964
      @newagain9964 15 วันที่ผ่านมา

      Huh? I book international flights on a portal? And if ur talking transfer, u can’t earn enough pts on their cards without portal

  • @docsays
    @docsays 15 วันที่ผ่านมา +2

    Great points. I think Cap1 has some good cards, but i just can’t trust them to be primary travel card or eco-system, i.e. buckets, triple hps, no automatic pc’s, inconsistent approvals, etc
    Im sticking with chase, amex, or even citi

    • @newagain9964
      @newagain9964 15 วันที่ผ่านมา +1

      Cap1 is last place in my book of the 6 big players.

    • @docsays
      @docsays 15 วันที่ผ่านมา

      @@newagain9964 - for real. i want to like them, but just cant trust them.

  • @MrHawaiiboy510
    @MrHawaiiboy510 7 วันที่ผ่านมา

    The freedom unlimited is only 1.5 percent cash back

  • @marinrodriguez7729
    @marinrodriguez7729 16 วันที่ผ่านมา +1

    Adding in one more set of data points. In april 2024 i got venture rewards card as a second card...first card id applied for in many years. Just the other day, 6 months had passed and having done plenty of research, i wanted to move up to venture x. Got approved on the spot. 2 for 2...but do i push it to go 3 for 3 and one more personal cap1 card?

    • @GARYBATASAR-e3m
      @GARYBATASAR-e3m 12 วันที่ผ่านมา

      I'm so sorry for the random approach.
      But your profile shows that you are an ambitious individual with a large network which gives the idea to know if you are open minded to look into a new way of generating extra cash from your mobile phone or PC

  • @EXPRECDJ
    @EXPRECDJ 16 วันที่ผ่านมา

    #1 is the main issue for me. I have three cards with them with excellent credit history and have a relationship with them for over 20 years. Still can’t get a Venture X.

    • @SectionChief
      @SectionChief 16 วันที่ผ่านมา

      Same. They'll only give me a Venture X if I product change, which means no bonus. It's only very very recently that they let me product change a Quicksilver to a Savor.

  • @yurig2530
    @yurig2530 9 วันที่ผ่านมา +1

    Savor one + Venture one is a good no AF combo

  • @rambosidi7634
    @rambosidi7634 17 วันที่ผ่านมา

    Great video

  • @Cryptid71
    @Cryptid71 16 วันที่ผ่านมา +4

    All due respect You are nuts if you think the miles from Capital One are not worth it. My average is 6.7 points per mile and I've gone on four different trips two of them being to Japan one to France and one to Italy. And my trip to Japan was 11.1 points per mile

    • @mcytc
      @mcytc 16 วันที่ผ่านมา

      Which airlines? Any tips?

    • @fitfordjohnson2844
      @fitfordjohnson2844 16 วันที่ผ่านมา

      Yes, he said that. Good for international. Not for domestic

    • @newagain9964
      @newagain9964 15 วันที่ผ่านมา

      Nah. Don’t believe it.

  • @Cryptid71
    @Cryptid71 16 วันที่ผ่านมา

    Yeah you earned so many more points though with Capital One at a lower cost. And I don't have to be held slave to some Chase 5:24 rule. Imagine making your decisions based off what one single bank says you can and can't do

  • @KC-bp4zz
    @KC-bp4zz 17 วันที่ผ่านมา

    We use Capital One because of foreign transaction fee

    • @mcytc
      @mcytc 16 วันที่ผ่านมา

      Any travel cards worth their weight have no foreign transaction fee. Many non-travel cards do too.

  • @pastalu5254
    @pastalu5254 17 วันที่ผ่านมา

    Good info. Kyle is so handsome.

  • @Cryptid71
    @Cryptid71 16 วันที่ผ่านมา

    Imagine actually using points for domestic travel😂 You guys do not know how to play the credit card game

    • @docsays
      @docsays 15 วันที่ผ่านมา +3

      - not everyone travels internationally all the time 🙄

    • @newagain9964
      @newagain9964 15 วันที่ผ่านมา +1

      Bruh. Most ppl not flying overseas every year or even every two. Even then, that’s when open a new card or two and get more subs.

    • @gregb5876
      @gregb5876 14 วันที่ผ่านมา +1

      I get 6.6 CPP domestically using AS Miles on AA. I also love the refundability of airline tickets when using miles instead of cash.