I used to say I am not getting married until I am financially stable. Now that I am financially stable I am here watching these kind of videos. Anyone else watching in a similar situation lol.
The horror stories I hear from divorced men is what brings me here tbh. I’m not as wealthy as the guy calling but I still would like to keep my home after everything lol
@@alexromero1106 interesting. When I was divorcing my dreadful husband who loved to run up bills, he extorted me to pay off a loan he had taken out against my wishes so he would sign the papers. Idk if this helps or makes it worse. Added, I’ve been blissfully happily married to a great guy for 30 years and we’re crazy about our lives together.
A prenup should be viewed as a will for a marriage. If the marriage dies, the prenup avoids a fight over the marital estate. Having a prenup doesn't mean the parties don't love one another or that one spouse necessarily wants to oppress the other --it means they've agreed not to fight over their assets in the event of divorce by agreeing how the assets will be distributed from the outset.
prenup is worthless for 3 reasons , she can claim i dont read it or i dont understand it or he forced me to sighn, good luck with her, there is only 1 solution and its 100% safe , DONT GET MARRIED
A prenup is like a seat belt. No one wants to crash their car but it still happens. When it does happen, you'll be glad you had the prenup because that prevented you from getting seriously hurt. If you never use the seatbelt then it was just there and it had no effect on your experience. No harm no foul. It's better to have it and not need it than to need it and not have it.
It would be fine with me. I have a few million and a lady friend has almost double what I have. I would want prenups to protect both of our assets. In 10 years she may have 4 times what I have and that’s cool, but I could have more than her.
@@thomasjust2663 i am a female and i see nothing wrong with a prenup but parties should have lawyers and hammer it out...those type of stuff makes the marriage run smooth
A professional fighter never gets into the ring without a signed contract explaining how things will be paid. Never give a ring without talking and having both her lawyer and your lawyer break down the rules of prior assets. That said, when you marry you marry the Government. A judge can throw out a prenup. Talk to multiple lawyers.
When she's presented with a prenup, she MUST have an attorney review it with her, in detail. If this step doesn't happen, the prenup can easily be voided by the judge in a later divorce proceedingf.
@@altratronic it's also a good idea to tape the sign-off with both attorneys present to prevent parties from saying that they sign the prenup under duress.
Great post. It's a real tragedy that most guys think a prenup is the answer, when, like you stated, a judge can throw out even the best written prenup(s). Unfortunately, IMO, American divorce law system does not help people, it exists to financially subsidize itself.
@@youngpatrick29 theres equal in this country. Why should a woman get another mans wealth when they can get paid for doing the same job. Stop being a feminist.
@@damianrodriguez5907 a feminist? Someone likes to jump to conclusions, i am far from it. So what would you tell the wife who has been taking care of the kids for 10 years full time and never had the chance to build wealth while the husband had been putting thousands and thousands into savings? How is that fair to her at all? Sure she gets some child support, but that doesn’t nearly justify the income she could have saved up if she was working. Stop being so closed minded and learn to show some compassion for others
@@youngpatrick29 Now this is what pisses me off. ... I am a married man, when I spend money or do anything for our kids I am not doing myself any favours or my wife....because it is a responsibility and sacrifice I should enjoy doing.... So I hate it when a lady comes out and say "but I raised your kids....." No it is "Our kids" These are human beings we are taking about not some pets..... If a woman has truly made a huge sacrifice in raising kids the proper way, those kids will love her more and she will reap the fruit of her hard work. ... So the day my wife boast about raising Our kids and refers to them as my kids, then she has automatically made herself my nanny.....
Completed rigged, and only going to get worse. Just wait until the courts figure out how to go after men who have been dating or living with these single mothers for an extended period of time. It's coming.
Dave: "I used to never recommend prenups...I changed that after about a decade of coaching people." Translation: "I changed that after seeing so many men getting unfairly financially destroyed."
@@johnbreitmeier3268 Who does? All you have to do is take a cursory look at throw-men-under-the-bus divorce law to realize we live in a society that views males as disposable tools. I was red-pilled before red-pill was a thing and it has really helped me identify, avoid, and/or appropriately cope with the plethora of "Man Up!" (Bend Over!) B.S. thrown at us from several fronts.
@@arnoldk5415 No, Dave's wife rules their house if you listen carefully. She is just like the women today. She keeps Dave's pair locked 🔒 in a drawer. That is why Dave plays emotional adulterer with the women callers. It is all he gets.
The way I see it, a prenup is like insurance. You have it to protect everything you bring to the table incase it may get lost in a fire (divorce).If you decide you no longer need the insurance then get rid of it later down the line.
He's only worth 1 million. Despite what you think about millionaires generally, guys with just 1 million aren't that different from the rest of us with less than 1 million.
I’m also a woman, and I got engaged after six months to a man who lied about his debts, and lied about his former life. And was a preacher of the gospel. You haven’t known her long enough to really know if she’s telling the truth. A prenup is fine if you really love each other.
@@AverageAngel I guess? But I also know average women who refuse to remarry. Mind you, this is much older women who have no desire to cater to a partner any longer. I would imagine men feel the same, but I don’t know many to ask. I think the wives usually outlast the husbands.
I think it's because typically the woman gets stuck with the majority of household duties, and the man often expects her to acquiesce to doing many things his way. I sure don't care to clean up after someone who can't be bothered to not be a slob, and Don't want to deal with someone acting like a spoiled child because everything doesn't go 100% his way. Yeah, I've been with some real winners. I know not all men are like this.
Take your time on the marriage thing! Never rush it! I heard a counselor give some fantastic advice in regards to this topic. He said take 10 percent of the budget for the wedding and use it for a year of pre marriage counseling. This is a great way to find out who you are marrying. And for both people to deal with their issues. It’s better to deal with this stuff sooner rather than later.
He can put it all in trust with him as the trustee and beneficiary.. whatever they build together can remain outside the trust. No need for a prenuptial
As you are dating, little by little let on how much you own. For example, drive by the rental property or stop by to fix an "emergency" or make a quick stop to pick up some paperwork. If she is as wonderful as you say, she will figure it out over time. If you just drop it all on her one night over dinner, she could get overwhelmed. She may also feel betrayed and wonder what other 'secrets' you've been hiding. If she is down to earth, high finances and $$ could scare her, especially if she comes from a modest background and if she herself is humble. She sounds like a prize, so treat her with kindness and respect.
Well, lawyers will probably say to get one . . . unless you don't have any money. This is out of self interest because they lawyer is the person you pay to write the prenup! Dave is at least an impartial third party.
Don't take prenup advice from someone who has only had a long lasting intact marriage. He hasn't experienced having a rabbit bite him like an alligator. I dont care who the woman is, you should understand that you're getting a prenup before you even meet her. No option.
@@brandtcarroll9316 Exactly. Ramsey is a lucky guy for having a woman who values marriage and is old school. Good luck finding a woman like that nowadays. The woman of today is independent, materialistic and is to never put up with any husband. She's advised to leave immediately with the kids.
Haha when he said that I had a flashback of a rant he had where he was shouting at the camera saying “I’M RICH!!!!” Because he was talking about how his plan works or something about people not trusting his process haha
"She doesn't seem like that kind of woman" Until she realized he has a $1M net worth. No need to get married -- if she's going to be with him, she will.
J Williams- yep!! Why rush getting married! If she is truly frugal and down to earth she will be with you regardless, and will be willing to sign a prenup if she knows you have that type of net worth. I’m in a similar situation with my BF. My net worth isn’t 1M but it’s sizable for my age. His is over 1M and we have already agreed if we are to ever marry, than there will definitely be a prenup involved. It’s just out of respect to everything he’s worked for all those years.
TenksILike2Ple so they have always been able to do that. So nothings changed. There are 7 legal reasons that prenups get tossed. But if you avoid those 7 *might be 5 cant remember* you are golden. (Rules post money action also matter).
100% of married couples have pre-nups. Most of them use the pre-nups provided by the government as part of the marriage contract. Their is nothing wrong with setting your own terms.
Because it would make Dave a hypocrite all of his assets are locked in trusts and llcs, he has said this on air before. That is what this guy needs to do not get prenup. A judge can throw out prenup. Dude needs to sit down with asset protection lawyer and set up some trust and llcs and throw his stuff in them before marriage.
I think we need to normalize prenups, and anyone with any assets of any kind should get one. Own a car, prenup, have a dog, prenup, inherited grandma's antique kitchen table, prenup, no one gets married expecting to get divorced, but if you really care about the person you're marrying, wouldn't you want them to be protected?
@@amiraresuello8593people drive cars although they gets in to accidents. People go on plans although they crashes. People do dangerous sports although they might get injured. People drink alcohol and smoke although it leads to bad health. Why .... Why.....Why....
That's my sweet nephew! He has always had a good head on his shoulders, so I trust his judgement. Hes been through a lot; learned a lot of life's hard lessons, and I know that he is surrounded by a loving family and extended loving family members, who will be honest with him, and will support him in his final decision on this matter.
Everyone should get one. Poor or rich. People seem to think prenup = you get nothing. That's not true. It allows you to both negotiate what will happen if things don't work out. It seems like people think if they don't get one then they won't get divorced or something. It's an important conversation to have with someone you plan on marrying.
@NurturingTalents it's good to have because you might not stay poor. In a prenuptial agreement you can outline what is to be done when you die or get sick or get divorced with common property
@NurturingTalents hmm a judge could toss it out true, but trusts cost a lot of money. If a couple is poor they might not be able to set one up. We were talking about why a poor couple would make a prenup remember
@Sir We Are About to Die I think you have mixed feelings (based on your comments directed at me) about what a woman's role is in society family and marriage. Modern American society has certainly changed some gender role expectations but I do think it's up to the couple to decide together what kind of roles they want to assume in their own relationship. Not everyone wants a modern working wife and not everyone wants a provider type husband. So one size doesn't fit all anymore.
It's hard to get married when one doesn't have enough money but even harder when there's too much! Anyway as for me, prenuptial is fine. It's his hard earned wealth even before the other became part of his life.
You only see how nice a woman truly is in divorce court. It's also not whether you trust her but whether you trust the lawyer who gets her in a room or the judge who decides everything. Also if she's not in it for the money what's the harm in signing the prenup?
Am I crazy or did he just say a million? They're talking like he said 10. Dude get the prenup. You don't have enough to give away half. I can't believe this is even a question.
3:19 It's not about not loving them enough, it's about them being able to take money from you, as well as your future earnings at any time for any reason or no reason, thus crippling your ability to build wealth just cos you banged someone so hard they can't work anymore.
Marriage is about joining lives, body and soul. If the respect you or any man has for his *wife* extends to banging “someone so hard they can’t work anymore,” perhaps such men should stick to prostitutes.
But they always have the option to take money from you, as well as your future earnings at any time for any reason or no reason, thus crippling your ability to build wealth just cos "you have to pay alimony to someone you aren't romantically involved with". Happy now?? You used the fact that I said banged so hard she can't work anymore as an excuse to not address my point at all.
Date longer! There’s a lot of data to indicate that you really don’t know someone until after 6 to 12 to 18 months. People can present a false persona but can’t maintain it for longer than around 6 months to a year. Spend the next 6 months communicating more openly and learn more about each other’s financial habits.
A guy who is worth 50 million and loses half his wealth in divorce will be alright. But the average man who makes 50,000 a year loses half his wealth he will never recover.
ilumix led so never get married? Cause I’m 17 and in my head 200k portfolio is from 20-30 minimal (for dividends) (financial goal) I’m not ready to lose half aka 5 years when after 200k the snow ball affect takes place...
**He is about to play the roulette wheel**. *If he does marry her , THAT PRENUP ALWAYS NEEDS TO STAY WRITTEN IN STONE* . One thing that makes this case interesting is that she is frugal . However , **he is about to play a game where the odds are stacked extremely against him** !! .
@@Barri_TV I encourage you to read a book called "The Millionaire Next Door." Yes! The divorce rate is high, however, it's extremely lower than %50 amongst millionaires. The truth is that people who when with money stay happily married more than people who don't.
Even if both are Christians, just because of how toxic the legal environment is for divorce, a prenup should be considered even if ruled out. Also, proposing after 6 months is just plain stupid nowadays. We must be as "shrewd as serpents" in this kind of environment we're in as godly men.
Dude...just get a prenup. End of story. Haven't you been watching the news? Many women are sueing men right left and center for different reasons. If yall stay married for 20 years, then you can remove it.
Don’t get a sunset clause which erases the prenup after a certain period. If you get a prenup that ends at year 10, when year 9 comes around, all of a sudden it will force you to reevaluate your marriage in an unhealthy way. Divorce lawyers actually advise against it for that reason.
You don't truly know somebody, until you divorce them. You can't control what other people do and it's hardly rare for somebody to get tired of you over the course of half of a century. How could you NOT get a prenup in 2020? Even if you're broke now....do you plan to be broke forever?
If you ain't no punk, holla "we want prenup!" It's something that you need to have because when she leaves you she's going to leave with half. - Kanye West
True story!! 6 months really isn’t long enough to know someone well enough to get married, honestly. I mean, some people take that chance...in that case I’d DEFINITELY recommend a prenup with that much $!
in today’s society, you’re always going to have that one female family member asking “how much does he make?!” and “he has money, why dont you marry him?!” you dont just marry the girl, you marry her entire family.
"Our Money?" Nope. She has her own. Separate accounts only. Anytime I have had a joint account, it never ended well for me. I was married to an honorable woman (RIP) who bore four children. That still didn't stop her from "anger spending" because she was mad at me for some known, or unknown, reason. Never again.
Doesn’t matter if you make $10k a year or $10 million a year. In today’s society it’s not worth risking your financial future because a relationship didn’t work out. If he/she is upset you want a prenup then he/she isn’t for you. The richest woman in the world got that way because she was married to the richest man in the world, sorry but no one will ever convince me she deserved any of that money.
If you both are 25 when you get married and have zero assets a prenup isn't necessary. If you are older and have over 300k in networth a prenup is necessary.
This is not good advice... guidance should have included getting to know the woman more...much more...6 months is not enough...the other problem re the crazy extended family is true...however the crazy is the government... which is the boss when it comes to marriage and marital issues... the comment that the woman won't disclose his wealth is very naive...and totally unrealistic...the wealth will come out... without a doubt... I think this man should slow down and get to know her for a longer period of time...
@@Sombra_Azul_ im a woman who believes in pre nups. You take whatever you came in with. And sell any properties that was brought during the marriage and split the profit or agree to who will take it. Any money saved up in the marriage will be split. But i also believe in 3 accounts during marriage. 1 house account where all bills will be split evenly and our own private accounts. I havent found a guy who wants to agree with that so single I shall stay.
I make more money than my husband and I have large inheritances coming. Guess I should’ve got a pre-nup, but I’m a woman and shouldn’t take my own advice...
Men need to get it out of their head that they met "The one" or that "The one" can be met so early in a relationship. He feels that way because they are in the honeymoon phase. It would be foolish to marry so quickly. He needs to wait and get to know her some more and go through some tough times to she how she handles struggle together as a unit.
Better get that pre-nupt.... Listen to Uncle Dave... NOT the young lady protecting her “sister”. If your girl doesn’t agree with your pre-nupt....she’s not the girl you think she is..And yeah.. it’s “our money” while you are still married... NOT when u get divorced..
If divorce court was actually equitable, all of this tactical planning would not be necessary. I advise this man to stay single. If he wants children and decides to marry, the prenuptial agreement goes without saying. People can and do change. Particularly women.
Agreed. He's also crazy to be thinking about marriage after only 6 months of dating. Women can sometimes take years before they show you their craziness.
I live in Oregon(non-communitive property) I have $17,000 saved in my bank right now. If my boyfriend and I got married tomorrow, that amount of money will always stay mine correct? But after tomorrow....whatever we earn is ours. But if we got divorced, whatever we made gets Split 50/50? Correct? But he's also $50,000 in student loan debt....I would get half that debt to huh or no?
@Sir We Are About to Dieokay that all makes sense👌 But no I'm not in ANY debt...I hate debt. But my boyfriend is $47,000 student loan debt(he already consolidated-which means it's down to just 2 big loans together), so if we got divorced, would I the ex-wife get Half that debt responsibility?🤔😕
Get the prenuptial, however much she is down to earth. People change, goals don’t always align, Dave is right, there are always crazy bob’s in everyone’s family. Should divorce ever come up, do you think she’ll think about you or listen to her family?
Idk. I am absolutely for prenups. Idk not only to protect money you have now, but definitely to never pay alimony. I don't understand the concept. You're not married anymore. Child support yes, alimony no.
Mannnn! This conversation is what "Coming To America" (with Eddie Murphy) was MADE for! Sit her down and watch the movie one night. And then either make comments during the movie or talk about it afterward in an off-handed way. The truth of her perspective and beliefs will come out before the night's through!
Yes. Never ever ever get married without a very thorough prenuptial agreement, regardless of assets or incomes, with both parties represented by legal counsel and agreement signed on video so no one can claim they were forced, intimidated or coerced to sign it. It’s not just for the protection of both people, but their kids and their families and friends as well. The ugliness of divorce can literally tear a hundred people apart... not just two.
I am a very independent and really good with money. But, trust me, I will spend $$$ when I know my husband has the means and we can afford it. Listen to Papa Dave!
Why wouldn't you have a prenup signed? What's the purpose of not having it? It's all pros and no cons. I do agree with Dave on the ending part, there's no way this will be kept a secret. Within a few years her family will know about it. The girl immediately went up to defend his girlfriend, she does this because if she finds herself in this situation she wants dibs on that money and she wants to know about it. The girl can be normal now but family, friends, and the attorney will have a very strong influence on her. If the people close to her life tell her something, she will listen. It's almost impossible for a woman not too.
I am engaged and certainly not getting a prenup, I see them as having a security net for divorce, which me and my fiance have already discussed will never be an option
I also absolutely refused a prenuptial before marrying my husband. Period. End stop. Oh and yes I make more money than him. It is the principal of the matter.
I used to say I am not getting married until I am financially stable. Now that I am financially stable I am here watching these kind of videos. Anyone else watching in a similar situation lol.
Yup!
The horror stories I hear from divorced men is what brings me here tbh. I’m not as wealthy as the guy calling but I still would like to keep my home after everything lol
Me but I’m a woman 😢
that’s pathetic
@@alexromero1106 interesting. When I was divorcing my dreadful husband who loved to run up bills, he extorted me to pay off a loan he had taken out against my wishes so he would sign the papers. Idk if this helps or makes it worse. Added, I’ve been blissfully happily married to a great guy for 30 years and we’re crazy about our lives together.
A prenup should be viewed as a will for a marriage. If the marriage dies, the prenup avoids a fight over the marital estate. Having a prenup doesn't mean the parties don't love one another or that one spouse necessarily wants to oppress the other --it means they've agreed not to fight over their assets in the event of divorce by agreeing how the assets will be distributed from the outset.
On point!
WELL SAID!!! 👍🏾👍🏾👍🏾
Prenup had me losing almost 400k more in my divorce. Marriage is for suckers.
@@bryantlong6522 how can prenup cost you more?
prenup is worthless for 3 reasons , she can claim i dont read it or i dont understand it or he forced me to sighn, good luck with her, there is only 1 solution and its 100% safe , DONT GET MARRIED
"Shes really down to earth". It's her attorney that has a vicious nature.
Good one ☝️ @DennisNelson
The attorney will try to take everything from the man just to get that juicy commission.
SysPowerTools agreed! If you marry an America woman 👩 get a prenuptial agreement
Po
Yep.
A prenup is like a seat belt. No one wants to crash their car but it still happens. When it does happen, you'll be glad you had the prenup because that prevented you from getting seriously hurt. If you never use the seatbelt then it was just there and it had no effect on your experience. No harm no foul. It's better to have it and not need it than to need it and not have it.
🙌🙌
Michael Jordan had one and he still paid out a lot.
More like air bags, I would say. 😊
The girlfriend calls dave tomorrow, and has the same conversation
LOL
she has more than a million
If that is the case , then he definitely has the right woman.
What are the odds lol. That would be hilarious
👏🏾👏🏾👏🏾
Prenup is the way to do it. Everything is laughs and giggles for the first few years... until you start getting on each other's nerves.
yep, things are very different when you live with someone. living with someone is different than going on dates with them
They get thrown out in court.
That’d be funny if he ask her and turns out she’s worth 10 million.
It would be fine with me. I have a few million and a lady friend has almost double what I have. I would want prenups to protect both of our assets. In 10 years she may have 4 times what I have and that’s cool, but I could have more than her.
@@retiredmanager510 sounds like u wanna marry this lady friend LOL
I was thinking the same thing. A million at 35 is a lot and also not a lot depending on where the money is and where you are...
In USA, mans money is their money, wifes money is her money. Yes, thats how it works here, so even if she has 10 billion, he wont see a cent of it
Edge HODL hmmmm.
He said she’s low maintenance and that’s half of the appeal 😂😂🤣
same with my girl thats half her appeal. other women seem cringey now
You’d be surprised how hard it is to find someone low maintenance in this era of Instagram and Facebook.
Yeah I caught that I was like wow
That’s wise. Getting married is dumb.
Hard to find these days.
"like she has an iphone 6" IM STILL LAUGHING😂😂😂
Typing this on my iPhone se
Rambo She’s not real smart. The 6s is the oldest model still getting security updates.
Why is that funny? This is an I phone 4.
What's funny. I'm worth $36k at 19 and still have an iphone 6. Its screen is busted as heck! aha
Jon Young I’m guessing he’s not laughing at the fact it’s ah iPhone 6 but that’s the metric he’s using to measure her frugality.
He’s been dating her 6 months and already considering popping the question? A pre nup is a definite.
lol he need to move all his assets into a corporation... high net worth =prenup
Pre-freakin-NUP‼️👏🏼👍🏼
I don't understand the willingness to run the risk, with divorce statistics are what they are
@@thomasjust2663 i am a female and i see nothing wrong with a prenup but parties should have lawyers and hammer it out...those type of stuff makes the marriage run smooth
Youve never met anyone in the military then lol
A professional fighter never gets into the ring without a signed contract explaining how things will be paid. Never give a ring without talking and having both her lawyer and your lawyer break down the rules of prior assets. That said, when you marry you marry the Government. A judge can throw out a prenup. Talk to multiple lawyers.
When she's presented with a prenup, she MUST have an attorney review it with her, in detail. If this step doesn't happen, the prenup can easily be voided by the judge in a later divorce proceedingf.
@@altratronic it's also a good idea to tape the sign-off with both attorneys present to prevent parties from saying that they sign the prenup under duress.
Yes yes and yes. You want to do it right!
Great advice in here
Great post. It's a real tragedy that most guys think a prenup is the answer, when, like you stated, a judge can throw out even the best written prenup(s). Unfortunately, IMO, American divorce law system does not help people, it exists to financially subsidize itself.
I’m a woman and I highly suggest you get a prenup. There is no reason a woman should get your money if you decide to separate.
I can think of a ton of reasons why the woman should get at least something
@@youngpatrick29 theres equal in this country. Why should a woman get another mans wealth when they can get paid for doing the same job. Stop being a feminist.
@@damianrodriguez5907 a feminist? Someone likes to jump to conclusions, i am far from it.
So what would you tell the wife who has been taking care of the kids for 10 years full time and never had the chance to build wealth while the husband had been putting thousands and thousands into savings? How is that fair to her at all? Sure she gets some child support, but that doesn’t nearly justify the income she could have saved up if she was working.
Stop being so closed minded and learn to show some compassion for others
@@youngpatrick29 Now this is what pisses me off. ...
I am a married man, when I spend money or do anything for our kids I am not doing myself any favours or my wife....because it is a responsibility and sacrifice I should enjoy doing....
So I hate it when a lady comes out and say "but I raised your kids....."
No it is "Our kids" These are human beings we are taking about not some pets.....
If a woman has truly made a huge sacrifice in raising kids the proper way, those kids will love her more and she will reap the fruit of her hard work. ...
So the day my wife boast about raising Our kids and refers to them as my kids, then she has automatically made herself my nanny.....
@@abrahambiz2353 PERIOD!!!!
I probably would've gotten married back in the 40s or 50s. But not today. The system is too rigged.
Tooo true
If she stays with you without marriage, that’s true love.
Bingo
Completed rigged, and only going to get worse. Just wait until the courts figure out how to go after men who have been dating or living with these single mothers for an extended period of time. It's coming.
J Williams you think so?
Dave: "I used to never recommend prenups...I changed that after about a decade of coaching people."
Translation: "I changed that after seeing so many men getting unfairly financially destroyed."
Pretty much
Naw, if you've listened Dave doesn't care about men.
@@johnbreitmeier3268 Who does? All you have to do is take a cursory look at throw-men-under-the-bus divorce law to realize we live in a society that views males as disposable tools. I was red-pilled before red-pill was a thing and it has really helped me identify, avoid, and/or appropriately cope with the plethora of "Man Up!" (Bend Over!) B.S. thrown at us from several fronts.
haaha....used to drive me crazy how Dave thinks women now days are the same 40 years ago when he got married.
@@arnoldk5415 No, Dave's wife rules their house if you listen carefully. She is just like the women today. She keeps Dave's pair locked 🔒 in a drawer. That is why Dave plays emotional adulterer with the women callers. It is all he gets.
The way I see it, a prenup is like insurance. You have it to protect everything you bring to the table incase it may get lost in a fire (divorce).If you decide you no longer need the insurance then get rid of it later down the line.
Least this millionaire sounds legit and not on here to boast. Well done
He's only worth 1 million. Despite what you think about millionaires generally, guys with just 1 million aren't that different from the rest of us with less than 1 million.
@@sirjezzumz Here's the kicker: at age 35!!!
@@sirjezzumz Yeah basically the difference is that the person with that $1M net worth is really cheap.
THE KICKER!!!!
I’m also a woman, and I got engaged after six months to a man who lied about his debts, and lied about his former life. And was a preacher of the gospel. You haven’t known her long enough to really know if she’s telling the truth. A prenup is fine if you really love each other.
Exactly! Love this
Well said!
Ever talk to an older woman with money? I once asked one why don’t they get married and she said “why would I want to cater to another man again?”
Truth!!
Hmm interesting - so once they have the financial independence all of a sudden things get even more real
@@AverageAngel I guess? But I also know average women who refuse to remarry. Mind you, this is much older women who have no desire to cater to a partner any longer. I would imagine men feel the same, but I don’t know many to ask. I think the wives usually outlast the husbands.
I think it's because typically the woman gets stuck with the majority of household duties, and the man often expects her to acquiesce to doing many things his way. I sure don't care to clean up after someone who can't be bothered to not be a slob, and Don't want to deal with someone acting like a spoiled child because everything doesn't go 100% his way. Yeah, I've been with some real winners. I know not all men are like this.
Preach!
Take your time on the marriage thing! Never rush it! I heard a counselor give some fantastic advice in regards to this topic. He said take 10 percent of the budget for the wedding and use it for a year of pre marriage counseling. This is a great way to find out who you are marrying. And for both people to deal with their issues. It’s better to deal with this stuff sooner rather than later.
Good advice!
He can put it all in trust with him as the trustee and beneficiary.. whatever they build together can remain outside the trust. No need for a prenuptial
As you are dating, little by little let on how much you own. For example, drive by the rental property or stop by to fix an "emergency" or make a quick stop to pick up some paperwork. If she is as wonderful as you say, she will figure it out over time. If you just drop it all on her one night over dinner, she could get overwhelmed. She may also feel betrayed and wonder what other 'secrets' you've been hiding. If she is down to earth, high finances and $$ could scare her, especially if she comes from a modest background and if she herself is humble. She sounds like a prize, so treat her with kindness and respect.
Once you tell someone about your finances, it’s no longer a secret! A secret is only you and God knows about.
My own family doesnt know how much money I have. No one's business
Save yourself and speak to a lawyer. Don't take prenup advice from a financial advisor.
Well, lawyers will probably say to get one . . . unless you don't have any money. This is out of self interest because they lawyer is the person you pay to write the prenup! Dave is at least an impartial third party.
@@7thlady Dave is also happily married.
@@ryanmedlar6217 or stuck married because he never got a prenup. HAHAHA. A divorce would wreck Dave
Don't take prenup advice from someone who has only had a long lasting intact marriage. He hasn't experienced having a rabbit bite him like an alligator. I dont care who the woman is, you should understand that you're getting a prenup before you even meet her. No option.
@@brandtcarroll9316 Exactly. Ramsey is a lucky guy for having a woman who values marriage and is old school. Good luck finding a woman like that nowadays. The woman of today is independent, materialistic and is to never put up with any husband. She's advised to leave immediately with the kids.
Dave: "I don't discuss my wealth with family."
Dave: Next caller. "I have 100's of millions of dollars in paid for cash real estate."
Chuck Scharnhorst 😂🤣😂
I love Dave anytime he says that, it is truly always energizing but this comment is hilarious😀😀😀
Haha when he said that I had a flashback of a rant he had where he was shouting at the camera saying “I’M RICH!!!!” Because he was talking about how his plan works or something about people not trusting his process haha
That's not misquoting at all is it
What Premarital classes have they done? Dating is WAY different than planning a marriage/life together!
Doesn't matter how much of a sweetheart she is now when things are good. People can become monsters in divorce court lol
Any scorned woman is dangerous. Never under estimate.
6 months 😂 get that prenuptial brother the new 20/20Norm
AGREED!!! You’ll be relieved that you did!
"She doesn't seem like that kind of woman" Until she realized he has a $1M net worth. No need to get married -- if she's going to be with him, she will.
J Williams- yep!! Why rush getting married! If she is truly frugal and down to earth she will be with you regardless, and will be willing to sign a prenup if she knows you have that type of net worth. I’m in a similar situation with my BF. My net worth isn’t 1M but it’s sizable for my age. His is over 1M and we have already agreed if we are to ever marry, than there will definitely be a prenup involved. It’s just out of respect to everything he’s worked for all those years.
TenksILike2Ple so they have always been able to do that. So nothings changed. There are 7 legal reasons that prenups get tossed. But if you avoid those 7 *might be 5 cant remember* you are golden. (Rules post money action also matter).
Make sure it’s an airtight prenup because a lot aren’t upheld in court
100% of married couples have pre-nups. Most of them use the pre-nups provided by the government as part of the marriage contract. Their is nothing wrong with setting your own terms.
First time I've heard Dave say yes to a prenup and not call the guy a little boy
Because it would make Dave a hypocrite all of his assets are locked in trusts and llcs, he has said this on air before. That is what this guy needs to do not get prenup. A judge can throw out prenup. Dude needs to sit down with asset protection lawyer and set up some trust and llcs and throw his stuff in them before marriage.
He’s recently caught wind of our comments. Man bashing
He is right about the family comimg out the woodworks when you got something even a little bit.
@@Jay-om8gr haha that's true
Sounds like he had a taste of a red pill...but his wife took it away before he could swallow it all.
I think we need to normalize prenups, and anyone with any assets of any kind should get one. Own a car, prenup, have a dog, prenup, inherited grandma's antique kitchen table, prenup, no one gets married expecting to get divorced, but if you really care about the person you're marrying, wouldn't you want them to be protected?
Exactly!
Prenup are garbage
Why get married in the first place? If such fears and doubts occur in your head, I would advise cohabitation rather than going into a marriage.
@@amiraresuello8593people drive cars although they gets in to accidents. People go on plans although they crashes. People do dangerous sports although they might get injured. People drink alcohol and smoke although it leads to bad health. Why .... Why.....Why....
That's my sweet nephew! He has always had a good head on his shoulders, so I trust his judgement. Hes been through a lot; learned a lot of life's hard lessons, and I know that he is surrounded by a loving family and extended loving family members, who will be honest with him, and will support him in his final decision on this matter.
u know the caller?
Remember what you said when he is in divorce court. Because none of his Loving family and friends will be around. Idiot.
Did he propose?
Relationships are not guaranteed, it's only good for the immediate moment, therefore they can fall apart anytime. Get a prenup, etc
Everyone should get one. Poor or rich. People seem to think prenup = you get nothing. That's not true. It allows you to both negotiate what will happen if things don't work out. It seems like people think if they don't get one then they won't get divorced or something. It's an important conversation to have with someone you plan on marrying.
Agreed 1000%!!!
@NurturingTalents it's good to have because you might not stay poor. In a prenuptial agreement you can outline what is to be done when you die or get sick or get divorced with common property
@NurturingTalents hmm a judge could toss it out true, but trusts cost a lot of money. If a couple is poor they might not be able to set one up. We were talking about why a poor couple would make a prenup remember
@NurturingTalents something is better than nothing. I agree with you there. It's all about what the couple wants to do.
@Sir We Are About to Die I think you have mixed feelings (based on your comments directed at me) about what a woman's role is in society family and marriage. Modern American society has certainly changed some gender role expectations but I do think it's up to the couple to decide together what kind of roles they want to assume in their own relationship. Not everyone wants a modern working wife and not everyone wants a provider type husband. So one size doesn't fit all anymore.
It's hard to get married when one doesn't have enough money but even harder when there's too much!
Anyway as for me, prenuptial is fine. It's his hard earned wealth even before the other became part of his life.
Hope for the best but expect for the worst!!
In other words yes😂
I feel like if you have to ask then it’s most likely a yes
Facts
Hahahah these comments make me laugh
Yes!!!!!
You only see how nice a woman truly is in divorce court. It's also not whether you trust her but whether you trust the lawyer who gets her in a room or the judge who decides everything. Also if she's not in it for the money what's the harm in signing the prenup?
Am I crazy or did he just say a million? They're talking like he said 10. Dude get the prenup. You don't have enough to give away half. I can't believe this is even a question.
It may not be a lot to you. But for him, it is his life's work. There is nothing wrong in taking measures to to protect it.
3:19 It's not about not loving them enough, it's about them being able to take money from you, as well as your future earnings at any time for any reason or no reason, thus crippling your ability to build wealth just cos you banged someone so hard they can't work anymore.
Marriage is about joining lives, body and soul. If the respect you or any man has for his *wife* extends to banging “someone so hard they can’t work anymore,” perhaps such men should stick to prostitutes.
But they always have the option to take money from you, as well as your future earnings at any time for any reason or no reason, thus crippling your ability to build wealth just cos "you have to pay alimony to someone you aren't romantically involved with". Happy now?? You used the fact that I said banged so hard she can't work anymore as an excuse to not address my point at all.
Date longer!
There’s a lot of data to indicate that you really don’t know someone until after 6 to 12 to 18 months. People can present a false persona but can’t maintain it for longer than around 6 months to a year.
Spend the next 6 months communicating more openly and learn more about each other’s financial habits.
Prenump
For Pete's Sake!!!! How can anyone possibly make a marital decision based on dating someone for 6 months?! What's the rush? Unbelievable!
People getting older. if you are younger than 25, I definitely agree, but after 25 things start to go downhill.
Lady Banks Not rushing. Just want to start mulling over possible future plans.
A guy who is worth 50 million and loses half his wealth in divorce will be alright. But the average man who makes 50,000 a year loses half his wealth he will never recover.
Mikaya Cox facts! Thanks for being honest.
That’s not the point.
ilumix led so never get married?
Cause I’m 17 and in my head 200k portfolio is from 20-30 minimal (for dividends) (financial goal)
I’m not ready to lose half aka 5 years when after 200k the snow ball affect takes place...
@@Mistyfgdf Yes! Never get married. I learned the hard way.
no hulk hogan is worth a least 50 m & divorce about wiped him out-the more money you have the more brutal the divorce unless she has alot of money too
**He is about to play the roulette wheel**. *If he does marry her , THAT PRENUP ALWAYS NEEDS TO STAY WRITTEN IN STONE* .
One thing that makes this case interesting is that she is frugal . However , **he is about to play a game where the odds are stacked extremely against him** !! .
@Star Gazer
"If it were only love the government would not be involved."
Dang! Never thought about it that way before...!
By the way that was 15 years ago when 2 million was actually worth something. Now it barely buys cat food..
@@cerbico12 Brother that isn't true at all lol.
@@Barri_TV I encourage you to read a book called "The Millionaire Next Door." Yes! The divorce rate is high, however, it's extremely lower than %50 amongst millionaires. The truth is that people who when with money stay happily married more than people who don't.
Even if both are Christians, just because of how toxic the legal environment is for divorce, a prenup should be considered even if ruled out. Also, proposing after 6 months is just plain stupid nowadays. We must be as "shrewd as serpents" in this kind of environment we're in as godly men.
0:52 Cristy cracks up when he says being low-maintenance is half of his girl's appeal. I cracked up too 🤣🤣
I wouldn't worry about hiding wealth, but more about protecting it.
Dude...just get a prenup. End of story. Haven't you been watching the news? Many women are sueing men right left and center for different reasons. If yall stay married for 20 years, then you can remove it.
12 years sound better tbh
At least 20! Agree about the kids being out of the house part.
@@mewtwomotherfuka 20
"You don't wanna put the money before the relationship"
What relationship? They've known each other for 6 months...
At least this caller sounds legit. Not a 14 year old millionaire worried about leasing a car.
We tend to forget that sometimes people change good, bad, or indifferent. It's normally others that influence perception.
“She’s very frugal, she has an iPhone 6” 🤣🤣 Guess I’m not frugal then for having an iPhone X 😂
Hey. I’m watching this video on an iPhone 6. 😜
Don’t get a sunset clause which erases the prenup after a certain period. If you get a prenup that ends at year 10, when year 9 comes around, all of a sudden it will force you to reevaluate your marriage in an unhealthy way. Divorce lawyers actually advise against it for that reason.
""It's somethin' that you need to have"
--Kayne West
----Mr. Magoo
meanwhile he doesnt have one ..hes such a bozo
That gotta be true because right before he said I thought that…The Family 😤
Get the prenup done bro! She can change her mind at any moment and take 50% of what is YOURS!
I would say the same if it was her calling.
You don't truly know somebody, until you divorce them. You can't control what other people do and it's hardly rare for somebody to get tired of you over the course of half of a century. How could you NOT get a prenup in 2020? Even if you're broke now....do you plan to be broke forever?
If you ain't no punk, holla "we want prenup!"
It's something that you need to have because when she leaves you she's going to leave with half.
- Kanye West
Yeahhhh!!!
Wonder if Kanye has a prenup considering he wants to divorce Kim?
18 years, 18 years she had one of yo kids got you for 18 years XD
loke8032 I’m pretty sure he does, considering Kim has her own wealth outside of Kanye. He’s not that stupid.
The topic should be discussed. Nice point about family members. In five years, a spouse WILL discuss this with family.
Yes get one! You haven’t dated too long, trust me. I would if I were you. People change and you may grow apart.
True story!! 6 months really isn’t long enough to know someone well enough to get married, honestly. I mean, some people take that chance...in that case I’d DEFINITELY recommend a prenup with that much $!
in today’s society, you’re always going to have that one female family member asking “how much does he make?!” and “he has money, why dont you marry him?!”
you dont just marry the girl, you marry her entire family.
h_hill-mzy you are right but this question has ALWAYS been asked by family members.
@NurturingTalents yes, both parties in the marriage have to work so hard to keep other people's noses out of their business.
@@justinaacorn5721 And there will be half a million good reasons why ms. wife wouldn't do that hard work.
Fnordium Endures you are assuming too much
@@justinaacorn5721 What am I assuming that is "too much"? If the wife "goes with the flow" she will get half. That's just a fact.
"Our Money?" Nope. She has her own. Separate accounts only. Anytime I have had a joint account, it never ended well for me. I was married to an honorable woman (RIP) who bore four children. That still didn't stop her from "anger spending" because she was mad at me for some known, or unknown, reason. Never again.
Doesn’t matter if you make $10k a year or $10 million a year. In today’s society it’s not worth risking your financial future because a relationship didn’t work out. If he/she is upset you want a prenup then he/she isn’t for you. The richest woman in the world got that way because she was married to the richest man in the world, sorry but no one will ever convince me she deserved any of that money.
Completely agree
If you both are 25 when you get married and have zero assets a prenup isn't necessary. If you are older and have over 300k in networth a prenup is necessary.
He should place the majority of his assets in an irrevocable trust NOW.
100%
It would have been nice to know what she does for a living because some people are living frugally because they have no other option.
She’s really frugal, she has an iPhone 6…
"Well im very private about that"
I guess she doesn't realize people can always tell
This is not good advice... guidance should have included getting to know the woman more...much more...6 months is not enough...the other problem re the crazy extended family is true...however the crazy is the government... which is the boss when it comes to marriage and marital issues... the comment that the woman won't disclose his wealth is very naive...and totally unrealistic...the wealth will come out... without a doubt... I think this man should slow down and get to know her for a longer period of time...
Yeah don’t listen to a woman’s advice about a prenup
Or a man if it’s the woman and or family who are wealthier.
Yeah NEVER* listen to a woman’s advice about a prenup- there, I fixed it.
@@Sombra_Azul_ im a woman who believes in pre nups. You take whatever you came in with. And sell any properties that was brought during the marriage and split the profit or agree to who will take it. Any money saved up in the marriage will be split. But i also believe in 3 accounts during marriage. 1 house account where all bills will be split evenly and our own private accounts. I havent found a guy who wants to agree with that so single I shall stay.
I make more money than my husband and I have large inheritances coming. Guess I should’ve got a pre-nup, but I’m a woman and shouldn’t take my own advice...
Men need to get it out of their head that they met "The one" or that "The one" can be met so early in a relationship. He feels that way because they are in the honeymoon phase. It would be foolish to marry so quickly. He needs to wait and get to know her some more and go through some tough times to she how she handles struggle together as a unit.
100% chance that girl's family will eventually do the math about his rental properties and realize he has money.
Prenups and trusts are amazing ways to protect your wealth. The problem is there are transaction costs.
She has a iPhone 6 🤣🤣😂🤣😂
me to 6s plus with 60k in the bank
It's hilarious that that's how we measure that nowadays lol
Nothing you made prior to the marriage is subject to split, unless you get stupid and commingle the assets.
You sure about that bud.
Christy's eyes cut through your soul, lol.
8:25 yeah i bet it will bring new excitement. Because she struck gold
Get the prenup, build your wealth together, live happily, absolve the prenup in twenty years.
Nah, just keep it. If one of them dies it wont matter
Better get that pre-nupt.... Listen to Uncle Dave... NOT the young lady protecting her “sister”. If your girl doesn’t agree with your pre-nupt....she’s not the girl you think she is..And yeah.. it’s “our money” while you are still married... NOT when u get divorced..
If divorce court was actually equitable, all of this tactical planning would not be necessary. I advise this man to stay single. If he wants children and decides to marry, the prenuptial agreement goes without saying. People can and do change. Particularly women.
Agreed. He's also crazy to be thinking about marriage after only 6 months of dating. Women can sometimes take years before they show you their craziness.
I think he should tell her about the money if she agrees to marry him and after pre marriage counseling, not before. A pre nup is a must. ✅
If you ain’t no punk holla *”WE WANT PRENUP”*
We want Prenup! Yeah! ✊
It’s something that you need to have, cause when she leaves your a$& she’s gonna leave with half.
Shaundra Fairfield 18 years, 18 years and on the 18th birthday found out it wasn’t his?
YehhH!!!
Anything that you earn while married is mutual. Anything before should be protected by the prenup.
I live in Oregon(non-communitive property) I have $17,000 saved in my bank right now.
If my boyfriend and I got married tomorrow, that amount of money will always stay mine correct? But after tomorrow....whatever we earn is ours. But if we got divorced, whatever we made gets Split 50/50? Correct? But he's also $50,000 in student loan debt....I would get half that debt to huh or no?
@Sir We Are About to Dieokay that all makes sense👌
But no I'm not in ANY debt...I hate debt. But my boyfriend is $47,000 student loan debt(he already consolidated-which means it's down to just 2 big loans together), so if we got divorced, would I the ex-wife get Half that debt responsibility?🤔😕
Bruh marriage is scary 😭🤣
Next show she's going to call asking Dave how do I tell him I have a 100 million networth
@Felipe S. Facts
A prenup is very important!
Get the prenuptial, however much she is down to earth. People change, goals don’t always align, Dave is right, there are always crazy bob’s in everyone’s family. Should divorce ever come up, do you think she’ll think about you or listen to her family?
Prenup allllll the way.
Idk. I am absolutely for prenups. Idk not only to protect money you have now, but definitely to never pay alimony. I don't understand the concept. You're not married anymore. Child support yes, alimony no.
if u have to ask, then yes u do lol
Mannnn! This conversation is what "Coming To America" (with Eddie Murphy) was MADE for!
Sit her down and watch the movie one night. And then either make comments during the movie or talk about it afterward in an off-handed way.
The truth of her perspective and beliefs will come out before the night's through!
This is a great idea! And if she truly loves and respects this man, she will sign one without hesitation.
Yes. Never ever ever get married without a very thorough prenuptial agreement, regardless of assets or incomes, with both parties represented by legal counsel and agreement signed on video so no one can claim they were forced, intimidated or coerced to sign it. It’s not just for the protection of both people, but their kids and their families and friends as well. The ugliness of divorce can literally tear a hundred people apart... not just two.
I am a very independent and really good with money.
But, trust me, I will spend $$$ when I know my husband has the means and we can afford it. Listen to Papa Dave!
I'm 23 and worth around 900k and getting married in October... was this video made for me? lol
Pre-nup!
YES
Jesus how? Bet on GameStop or something?
Why wouldn't you have a prenup signed? What's the purpose of not having it? It's all pros and no cons. I do agree with Dave on the ending part, there's no way this will be kept a secret. Within a few years her family will know about it. The girl immediately went up to defend his girlfriend, she does this because if she finds herself in this situation she wants dibs on that money and she wants to know about it.
The girl can be normal now but family, friends, and the attorney will have a very strong influence on her. If the people close to her life tell her something, she will listen. It's almost impossible for a woman not too.
There's no reason for the prenup to erode. By the same logic of he should love her more than his money she should love him more than *his* money.
Every thing you made before the relation ship is yours,everything during the relationship is half.
Have you seen how divorces really work?
Honestly that would be fair but from what I have seen it’s the exact opposite
I would tell her and give her another 6 months and feel it out
If there is a large disparity in assets, you should always get an income its pretty simple.
She may also be a millionaire, too -- wouldn't that be great?!
Nope!!!
She will be a millionaire if he doesn't get that prenup
@@vulcano2093 excellent point
T Wilde she’s not. But she’s awesome.
Fun psych fact: Memories can be strong enough to invoke the exact emotions a person felt when the experience originally happened.
For women.
@@marquisl2313 extreme cases of it are PTSD. Get outta here with that 'for women' crud
Zena Elam he obviously taking about small things that men really don’t give a dang about
@@zenaharding581 I have PTSD.... Marine Corps
Marquis L and I’m the pope. Hope you have a nice 14th birthday.
Excited to hear this haha
I am engaged and certainly not getting a prenup, I see them as having a security net for divorce, which me and my fiance have already discussed will never be an option
Never eh?
So how’s it going now? Still happy you didn’t get one? Lol
I also absolutely refused a prenuptial before marrying my husband. Period. End stop. Oh and yes I make more money than him. It is the principal of the matter.