if you’re in a place that doesn’t snow like me, maybe a way we could participate in that challenge is by doing every time it rains or picking a city/state and every time it snows there you save!❄️
Yes, that’s what she stated in this video. I live in Florida, so I’m gonna be rich if I chose rain, 🤣🤣🤣. I like your idea for picking another state. I’m originally from NYC, since there’s snow flakes, I’ll just track the snow from back home!! This is gonna be fun!
I started the 2021 savings challenges at the beginning but then life happened and fell off of the savings wagon. 2022 is a brand new year and a brand new start ❤️❤️❤️
I HAVE BEEN MAKING LOSSES TRADING MYSELF...I THOUGHT TRADING ON DEMO ACCOUNT IS JUST LIKE TRADING THE REAL MARKET... CAN ANYONE HELP ME OUT OR AT LEAST ADVICE ME ON WHAT TO DO?
adding in these children challenges and having children learn financial savings will change the financial legacy for many generations. You and of course, Dave Ramsey are my gurus for finances. Just found you and am binge watching videos all night here. lol
Changing the percentage or dollar amount would be an easy modification too! Instead of $1 per item for laundry, you could scale it down to 10c or up to $2.
I JUST purchased this challenge. I have attempted the past 2-3 years of these challenges and have yet to do it for the full year. 2022 WILL BE the year I complete the challenge!
What I love the most about this is that the challenges can easily go global! It's just a matter of changing currency values. I'm in my first well payed job plus moving out by myself in a new city. There have been many changes but I'm reay to safe for my future and my dreams!
Saving has REALLY been a struggle for me in the past. The first time I managed to save a decent amount of money was when I had my first well paying job and low bills. I realized how much money my co-workers spent on cigarettes even though they made less money than me. I estimated that the heviest smokers used about 70€ per week and realized, I could easily save that much every week. So I started doing that. Basically I just pretended to live a smoker's life and put aside 280€ in total of my month's salary. Some months I ended up saving a little bit less, cause I was used to spending a lot. But I did manage to save about 800€ before my summer vacation and could travel within my country, as well as abroad.
Fabulous video,I’ve ordered my first Budget by Pay Check Work book for 2022 & will order the challenges when available,I decided yesterday on the 15/11, 🇦🇺I was going to do a No Spend Year,so the challenges, will keep me so motivated every month.Thank you to you both, you are both so inspiring. Happy Birthday,have a fabulous day 🥰
I stopped at September but I kept up my Christmas savings and have full cash for Christmas gifts for 2021. I gonna smash 2022 savings challenge! I am ready!
I have been doing these for the past 3 years. I absolutely love them. I fall off every year around June and my son's birthday. I want to stick to it a full year and use the savings to get a huge payment for a debt or jump start the next year's sinking fund goals. You always inspire me and happy birthday! Mine in November 16th 😉
I need this! I like doing different challenges to mix it up, but have found all these things I’m doing is taking away from paying off debt. I need the versatility of this, but keeping it simple enough for me to continue paying towards debt.
I can’t wait to do this! Saving has been such a struggle for me, but I think these fun, customizable challenges will make saving actually attainable, even if it’s not as much as I would want to save. Thanks for these!!
This savings challenge helped me so much this year in 2021! Even when i hit outtake snags, this was fun and still felt possible because it’s customizable. I’m looking forward to 2022 (:
The wisest thing that should be on every wise individual's list is to invest in different stream of income and don't depend on the government to bring in money especially now the pandemic is hitting the economy
My first time doing the challenges and I'm so pumped! I can't wait to work on the children's challenges with my daughter...she's just 3 but I feel like, even if she doesn't fully get the concept...her saving $$ will be super helpful in the future. And she will have fun with it either way! Thanks ladies for doing this for all of us!
every week when I was younger my grandpa would give me money to put into a big jar that was for college I can definitely say that it’s helped me save and I’ve never been a big spender. My mom and grandma would give me their spare change to put into my piggy bank, I remember the first big amount I had saved was $114 all in change. I’m 20 now and I’m trying to save up for a house with my fiancé, definitely trying some of these challenges with him. Thank you Budget Mom!💕
I've struggled a lot with my savings this past year so I'm really hoping this challenges will help me reach some goals in 2022. I loved all the challenges, even though there are a couple I can't really do but oh well... I'm also doing some of the kids ones for sure! They look so much fun!!! Can't wait for January to come so I can start!
I hope you consider investing rather than saving money. It's twice or thrice better if you invest it. By just saving your money, the value of it is still the same as time passes by. By investing it, your money can double or triple in value.
I’m so glad to be watching this video I just lost my job today and only have enough money to pay for my mortgage for next month so I’m trying to pray about it and find another job
It amazes me that we are both born on the same day! Happy 36th birthday to us, Miko! I am excited to to join the 2022 savings challenges 😁 Edited to remove the birthdate haha i realize I shouldn't post it for security reasons 😂
I ordered your box set today and I got an email to join Facebook, which I did. I visit Facebook one a week due to my job taking up so much of my time. I would like to join, but I’m trying to figure things out that I don’t think I can save that much for 2022 challenge. I’m also started to read your blogs and there is a lot to catch up on. What great fun way to save!
One of my biggest goals is to save more as a home owner. I think that I will use these as my savings so that I don't spaze out so much about saving and paying off debt at the same time.
I just started watching your content and it has absolutely changed everything I was doing with my budget. I am not a cash spender, I put everything on a card that gets really great cash back. I pay off each purchase from my phone before I even leave the parking lot, so I treat it like a cash system and write it on a tracker while I am in the car as well. My question is, if I am doing savings challenges where I take money from my "envelopes", how do I track that on my expense tracker? If I take it from my food budget, do I include that in my overall percentage at the end of the month or do I keep it separate?
Happy Birthday on the 15th! That's also my little sister's birthday, and my uncle's birthday, and cousin's birthday. And an ex-son-in-law, and a guy from our church! Popular day!
the only negative thing is it will come out on the work week/day. It would have been nice to start on the weekend. :) Can't wait though!! Miko- thank you for staying at $10.
Hello kamiko, I can’t wait to get the 2022 Savings Challenges and start saving money. I enjoyed completing and saving on the 2021 Savings Challenges. 💕😁💕
Oh my gosh! Im like Miko, I have dozens of pairs of socks!!!! I'm gonna need a parttime job to save the sock challenge!! Haha. 2022 is gonna be alot of fun Saving!!! 💙💜💙
if you’re in a place that doesn’t snow like me, maybe a way we could participate in that challenge is by doing every time it rains or picking a city/state and every time it snows there you save!❄️
I’m gonna pick another city and keep track of it on my weather app!
Everytime it rains I would be saving a lot I live in Europe it rains a lot where I live😂😂
Yes, that’s what she stated in this video. I live in Florida, so I’m gonna be rich if I chose rain, 🤣🤣🤣. I like your idea for picking another state. I’m originally from NYC, since there’s snow flakes, I’ll just track the snow from back home!! This is gonna be fun!
@@xkim9313 yes, in Ireland, snow challenge : save every 10 years, rain challenge : save everyday🤣🤣
@@charicet3643 I live in Florida as well so my saving is going to be fat
I started the 2021 savings challenges at the beginning but then life happened and fell off of the savings wagon. 2022 is a brand new year and a brand new start ❤️❤️❤️
Januarys 2022 savings challenge we would be saving a lot of money! We have lots of laundry all the time 🤣🤣🤣 this is exciting!!!
Same here! But I'm determined to 2022 will be GREAT!!!!!
Me too I'm looking for an accountability partner for 2022 and consistency from myself.
Same!!!
Just remember that the money you were able to save is more than you had before even if it was only $20
I HAVE BEEN MAKING LOSSES TRADING MYSELF...I THOUGHT TRADING ON DEMO ACCOUNT IS JUST LIKE TRADING THE REAL MARKET... CAN ANYONE HELP ME OUT OR AT LEAST ADVICE ME ON WHAT TO DO?
I will advice you should
stop trading on your own if you keep losing and start trading with Mrs Sarah trading services
I lost £1200 carelessly trading on a
platform then I was referred to Mrs Sarah she recovered the loss and made an extra profit of £4600
Trading with an expert is the best strategy for newbies and busy investors who have little or no time to monitor trade
Wow I'm just shock you mentioned and recommended Expert Mrs Sarah I thought I'm the only trading with her
I'm so happy for taking the bold step in working and investing $2000 with Expert Mrs Sarah after a week I received $19,680 to my bank
adding in these children challenges and having children learn financial savings will change the financial legacy for many generations. You and of course, Dave Ramsey are my gurus for finances. Just found you and am binge watching videos all night here. lol
My boys have been anxiously awaiting for it to get released. They can't wait to start. They did 2021's savings challenge and now they are hooked. 😊
Changing the percentage or dollar amount would be an easy modification too! Instead of $1 per item for laundry, you could scale it down to 10c or up to $2.
I JUST purchased this challenge. I have attempted the past 2-3 years of these challenges and have yet to do it for the full year. 2022 WILL BE the year I complete the challenge!
I'm with you on this!!
Been waiting all year just so I can participate in 2022 savings challenges. Excited. 😀
What I love the most about this is that the challenges can easily go global! It's just a matter of changing currency values. I'm in my first well payed job plus moving out by myself in a new city. There have been many changes but I'm reay to safe for my future and my dreams!
This is great for those who want to feel they can save while paying off debt or other expenses. TY❤
I LOVE the kids challenges! I am 43, and I want to do those. ❤
Saving has REALLY been a struggle for me in the past. The first time I managed to save a decent amount of money was when I had my first well paying job and low bills. I realized how much money my co-workers spent on cigarettes even though they made less money than me. I estimated that the heviest smokers used about 70€ per week and realized, I could easily save that much every week. So I started doing that. Basically I just pretended to live a smoker's life and put aside 280€ in total of my month's salary. Some months I ended up saving a little bit less, cause I was used to spending a lot. But I did manage to save about 800€ before my summer vacation and could travel within my country, as well as abroad.
Fabulous video,I’ve ordered my first Budget by Pay Check Work book for 2022 & will order the challenges when available,I decided yesterday on the 15/11, 🇦🇺I was going to do a No Spend Year,so the challenges, will keep me so motivated every month.Thank you to you both, you are both so inspiring.
Happy Birthday,have a fabulous day 🥰
I stopped at September but I kept up my Christmas savings and have full cash for Christmas gifts for 2021. I gonna smash 2022 savings challenge! I am ready!
I have been doing these for the past 3 years. I absolutely love them. I fall off every year around June and my son's birthday. I want to stick to it a full year and use the savings to get a huge payment for a debt or jump start the next year's sinking fund goals. You always inspire me and happy birthday! Mine in November 16th 😉
Even though you tend to fall off your still saving money. That's a huge positive!
I need this! I like doing different challenges to mix it up, but have found all these things I’m doing is taking away from paying off debt. I need the versatility of this, but keeping it simple enough for me to continue paying towards debt.
Woo! Here's to the 2022 savings challenges! The 2021 savings challenges were amazing!
I can’t wait to do this! Saving has been such a struggle for me, but I think these fun, customizable challenges will make saving actually attainable, even if it’s not as much as I would want to save. Thanks for these!!
I’m so excited to take control of my money! God’s money!! Completed the $5 challenge this year!! Big 36 🤣😂🤣 I turned the big 50 this year!
This savings challenge helped me so much this year in 2021! Even when i hit outtake snags, this was fun and still felt possible because it’s customizable. I’m looking forward to 2022 (:
Exciting. Some months are tough and we've done the kids challenge to keep momentum.
Wow, I have purchased every years, so far this one is catering to singles. Can wait to purchase 2022.
I am so excited for this. I plan to buy the challenges for my friend, and myself. Just a gift to her.
I wasn't able to do 2021 challenges so seeings that I still have them printed off nicely and in my folder I'm going to do them for 2022 :)
I love this! I’m always on the lookout for creative little savings challenges, so I’ll be sure to get these!
The fun is also when you find your Physician and you both follow you. We are in Australia lol. Proves how small the world is. Cheers!
These challenges sound so much fun!
I love the snow day but I would have to count our rainy days here in South Florida. Or the days the temperature is less than 70 degrees in January.
The wisest thing that should be on every wise individual's list is to invest in different stream of income and don't depend on the government to bring in money especially now the pandemic is hitting the economy
you are definitely right , waiting on the government is a big waste
Investments are the stepping Stones to success especially if you been guided by a professional
Investing is good but investing in the right thing is the actual key to success . who is your pro ?
That was exactly what I did, I trade with a professional stock expert "Tamara Diane Hagan " who i met in one of the seminars..
There are so many investment out there but if profits must be considered then not all investments are good to go into.
I am excited to try these savings challenges! I love how they are customizable.
Definitely going to do this for 2022! Looks like fun!
Ryen is the best!!!!!
You both have such unique ideas❤️ thank you for keeping things fresh and fun! Can’t wait for 2022!
Thank you for making this so affordable, so I can be apart of it. Thank you!!!
Miko say no more just take my money... Just take it 😂😂😂😂😂
My first time doing the challenges and I'm so pumped! I can't wait to work on the children's challenges with my daughter...she's just 3 but I feel like, even if she doesn't fully get the concept...her saving $$ will be super helpful in the future. And she will have fun with it either way! Thanks ladies for doing this for all of us!
The earlier you start with her, the more it will be natural for her to save!
I do laundry for myself, boyfriend, 2 boys, and a baby….. on top of towels and such. January 2022 is going to be interesting 🥴
every week when I was younger my grandpa would give me money to put into a big jar that was for college I can definitely say that it’s helped me save and I’ve never been a big spender. My mom and grandma would give me their spare change to put into my piggy bank, I remember the first big amount I had saved was $114 all in change. I’m 20 now and I’m trying to save up for a house with my fiancé, definitely trying some of these challenges with him. Thank you Budget Mom!💕
So happy!! I already have my money put aside for this! 😍
I’ve been waiting for this!! 🥳🤩 excited to see some of these!
I am so glad to hear that I am not the sock lover out there Miko!! My weakness is holiday socks.. every holiday!!!
I CANNOT WAIT!!!!! Also, the drawer in the background (left side) made my whole day....I'm not sure why lol🤣🤣🤣
I’m so excited…..can’t wait! I’m saving/meeting my goals more now because of these challenges.
Happy Birthday! 36 your just a baby lol. Hope you have a wonderful day! Can’t wait for the challenges.
Where can i buy the 2022 savings challenges ? Is somewhere a link?
This is making me realize that I do too much laundry and have WAY too many socks! HAHAHAHA
just got it can't wait to do this with my daughter
I’m so excited for these. I’m going to use them in my business as well as personally
You should make a savings challenge page in your BBP Workbook . Just an idea
I've struggled a lot with my savings this past year so I'm really hoping this challenges will help me reach some goals in 2022. I loved all the challenges, even though there are a couple I can't really do but oh well... I'm also doing some of the kids ones for sure! They look so much fun!!! Can't wait for January to come so I can start!
I hope you consider investing rather than saving money. It's twice or thrice better if you invest it. By just saving your money, the value of it is still the same as time passes by. By investing it, your money can double or triple in value.
I’m looking forward to this. Thank you Miko and Ryan !
I was listening and folding laundry when you said you said 27,000 and I was like, oh boy that’s my salary but good for her hahaha one day we will :)
She meant 27 hundred 😂
I live in AZ and 1st thing I thought about is Tracking my home state of NY snow days!
Thank you for sharing this with us. U guys is a blessing
Happy early Bday, my husband's bday is on the 14th. 💜
My boys have their folders ready to punch hole each page of the challenge and organize it.
I was just looking through your challenges for 2021! And wondering when 2022 will be released. So happy to start!
I’m so glad to be watching this video I just lost my job today and only have enough money to pay for my mortgage for next month so I’m trying to pray about it and find another job
Can you show the odd 5 week month with an “extra” paycheck budget?
lol I think I'll be really "rich" with just socks alone!!!
It amazes me that we are both born on the same day! Happy 36th birthday to us, Miko! I am excited to to join the 2022 savings challenges 😁
Edited to remove the birthdate haha i realize I shouldn't post it for security reasons 😂
She literally said what day her birthday is in the video!!
I'm so glad you did a video like this, I've been trying to figure out which one(s) to do
I ordered your box set today and I got an email to join Facebook, which I did. I visit Facebook one a week due to my job taking up so much of my time. I would like to join, but I’m trying to figure things out that I don’t think I can save that much for 2022 challenge. I’m also started to read your blogs and there is a lot to catch up on. What great fun way to save!
First time doing these challenges and I am so ready. I can't wait for the new year. Thank you for this!
Ok Yungun,,,,lol. Really innovative. Thank you
Cograts!! I too lovvvve savings challenges. Just ordered. Looking forward to using it. Best wishes!!
Excited to incorporate more Savings Challenges in 2022. Great Video
I’m super excited to join the family and save this year 🤗💪
One of my biggest goals is to save more as a home owner. I think that I will use these as my savings so that I don't spaze out so much about saving and paying off debt at the same time.
Ready, the first two months printed. Signed in to FB. Bring it. One change with the snowflakes since I am in the caribbean I will mark if it rains😃
20 yrs old gonna start young!!!!
Happy Birthday Miko! My son's 25th birthday is November 15th.
I just started watching your content and it has absolutely changed everything I was doing with my budget.
I am not a cash spender, I put everything on a card that gets really great cash back. I pay off each purchase from my phone before I even leave the parking lot, so I treat it like a cash system and write it on a tracker while I am in the car as well.
My question is, if I am doing savings challenges where I take money from my "envelopes", how do I track that on my expense tracker? If I take it from my food budget, do I include that in my overall percentage at the end of the month or do I keep it separate?
How do I purchase the 2022 savings challenges?
Just came across this video…life has been crazy. Just wanted to wish you a very happy belated birthday, Miko! Hope you had a great one!🎂🎁🎉
Happy Birthday on the 15th!
That's also my little sister's birthday, and my uncle's birthday, and cousin's birthday. And an ex-son-in-law, and a guy from our church!
Popular day!
Happy birthday! And I can’t wait to order mine !
Yay, I've been hanging out for this 🥰😍🤩
I am so excited to start these savings challenges! I just completed my first month of TBM budgeting and I’m so excited for what the future holds.
Where do I go for the TBM budgeting?
@@sofondadavis5028 she has all the links in her description box
Just enrolled, better late than never!!
Can't wait to start the new 2022 saving challenges. :)
the only negative thing is it will come out on the work week/day. It would have been nice to start on the weekend. :) Can't wait though!! Miko- thank you for staying at $10.
Hello kamiko, I can’t wait to get the 2022 Savings Challenges and start saving money. I enjoyed completing and saving on the 2021 Savings Challenges. 💕😁💕
Just joined, so excited!
Looking forward to it!
I was wondering if you were going to do a 2023 savings challenges
The laundry one would bankrupt us!
This is cool! I’ll be signing up for sure! 😁
I wash on Friday too. 3 loads top
Sounds great! Happy Birthday 🎂!! Enjoy your day. 🎈
You are almost 1 month to the day younger than me. Happy Belated Birthday.
Loooveee your videos 💜💙💜💙💜 need to get back on track!
Oh my gosh! Im like Miko, I have dozens of pairs of socks!!!! I'm gonna need a parttime job to save the sock challenge!! Haha.
2022 is gonna be alot of fun Saving!!! 💙💜💙
How long are these going to be able to purchase? Is it only on that day or will it be available after so I can just cash flow it.
The 15th is my daughter’s birthday too. Then mine is the 22nd.
I am in!
I just watched this today, was wondering if you are doing a 2023 Savings challenges? Or should I purchase last / this years?
Love it! Can't wait for 2022!
Love your videos
Idk about utilities one. Usually that’s 300-600 per month in winter 🥶
Today I learned that I own far too many socks! 😅