This year was the first time I have never struggled. I was able to save my long term almost finished with my short term. I had money for back to school and Christmas money!! I feel so great that I'm not struggling anymore or depending on another person
I so can’t wait for my babies to start saving. My next to oldest son loves to save but he’s so generous with his money as well. I’ll never forget he had $10 and I asked him what he wanted to eat. He quickly said, “ I have money I’ll pay for everyone.” 😭😭.
This!! #proudmom This is a small gesture maybe to others, but to get them to UNDERSTAND and PROCESS this kind of stuff nowadays, you HAVE done an amazing JOB! Blessings momma! KEEP IT UP!
@@alomtz10 thank you🥰. It’s hard to set them on the right path when the grandparents “give” them money versus trying to understand what it mean to earn it. I’ve opened up a Capital One 360 account for then and I can’t wait to watch their accounts grow with them. I told them about the challenges with TBM and they are so excited 😁
One challenge I have for myself is a 'candy sale' challenge. Basically, I have a box of candy bars in which I'd have to pay a dollar if I were to eat one. It is a way to limit myself on candy while also a way to save money.
So far I’ve saved over $3400 from the 2020 challenges!!! Amazing. That does include Christmas which is $2500 of it. And it’s FUN. Can’t wait for next year.
I love when you and Ryen are in videos together.. she seems like such a sweetie and I love hearing both sides of things. Since you live different lives and have different budgets
I use the 52 week challenge to save 10,000. and apply that to my mortgage principal only. Don't wait till the end of the year. send the amount each month,
That is what I have been doing, will finish around the 24th with my last payment. I posted on how my money seemed to multiple and my electrical and natural gas bills have gone way down. I have no idea how! The bank sent a letter saying I still have 15 years and 10 months to pay it off. (At 5.98 a month NOT KIDDING that's what the letter said.)
@@camraemcmanaman2066 google 52 week challenge to save 10,000.. it will give you a grid of how much to save each week to accomplish that by the end of the year.
@@camraemcmanaman2066 There are 52 weeks in a year, so you write down 1-52 and every week, depending on how much extra money you have left over from you budget, you match one of the numbers with the dollar amount and cross it out, saving the same amount, usually in envelopes. At the end of the year you have around $1,378. Some people do it in numerical order, I don't because at the end you have to save much larger amount every month. If in a week I have major expenses (such as property taxes) and not much money left, I can then go back a save just a small amount, say for example $5 not the $50, for week 50. It's like making a game out of saving money.
I started the 52 week challenge in August and already started the $ 300 Christmas challenge ..and I'm starting fresh in the BBP workbook for 2021..Thank you Miko 💖💖
I started 2 savings challenges this January. 1) WALK & SAVE: My son and I want to be more active outdoors and save. So we save 10 NOK (about $1.2) for each 1 kilometer (could also do for each 1000 steps) we walk TOGETHER. 2) TUESDAY TEMP: we do the mid day temperature each Tuesday x 10. Not much now when temperatures are between -8 and +8 degrees celcius, but when summer hits, we will save.
I'm a delivery driver, so im doing 2 different ones. Its the 52 week challenge and also since I drive every night I am doing a "daily challenge" which is between 1 and 10 every day I put in a saving account to compound interest.
I am still doing the 2019 challenges, they were awesome and changed my financial life. I thought I was doing all I could do to save, these challenges proved me wrong. I will get the 2021 challenges, but I am going to start now not next month. Thanks for all that you do.. so glad I found you channel 3 years ago! Thanks for all that you do!
I was so hoping that you would do these again! So I'm stoke!! I will definitely have my guys get on board with these challenges!! Yes, come on 2021 - let's save some dough!!
Totally love the competitiveness of these challenges and goals. Just reminded me to go and setup my $25 automatic saving goal...see you in a minute. Done. Thank you so much for helping me throughout 2020...this formula has changed my life!
I needed this. I just started uploading videos again to keep me accountable. This is my first month doing the $1 and $5 savings challenges. I’m excited for the future again!
Also absolutely respect you so much for keeping your savings challenges affordable even after upgrading them. You truly have a heart for helping people. You and Ryan are absolutely awesome!
A friend recommended me your channel as I was mulling over my savings and after watching this vid it actually re-ignited my passion to save again. I used to do the color challenge as where I am from our dollar notes are colored. $2 is purple, $5 is green and $50 is blue, now whenever I see green in my wallet I will save $5 for Mon and Fri, for Tue and Wed I will save $2, these are loose change, it works for a while but eventually fizzled out. Now that I saw how y'all organised your stuff I feel motivated and will try again in 2021. Thanks for sharing your ideas!
I also love how thoughtful you guys are like "if you don't celebrate X festive holiday you can replace it with your own or alternatively you can do Y goal, etc." Nice touch, really!
I bought the savings challenges for this year and did not follow through. I kept thinking I cannot do this. Were can I save the money from when I need it all. This coming year I plan to be a better me for my family and myself. This coming year I will not give up. This coming year I shall be successful and prosper. Thank you Miko for inspiring me to not give up.
So excited to do this with my family and kiddos this year! They will be 4 & 5 and they love getting to put cash and coins into their piggy bank collection!
It is pretty amazing to see how much one is able to put away once you start to truly look at your spending. I never thought I had extra money to put away but now within only 3 months I've reached my goal of having enough to purchase half a pig AND steer. Mind blowing! ❤
I love your little giggle at the start lol I have saved so much money this year and my financial advisor is super impressed. I told him how I achieved it through the budget mom and the 2020 savings challenge :) So when you did that cheeky giggle I giggled back :) Christmas for me has been a breeze December salary will be the first time I won't be broke trying to buy gifts for family members.
Thank you sooo much!! Your videos have helped me get started towards financial stability...I'm a single mother of two..on a low income, and I'm very grateful to have come across your channel. Wishing you a happy and blessed year!!! Thank you!!! :)
With doing the $20.00 per month in 2020 I saved in my Christmas envelope - I put money toward my brother's Christmas present, money toward our church's angel tree and tipping for my hairdresser. Doing in again in 2021 it along my other envelopes as well.
This must be a lucky year. I stumbled upon another tuber with your planner which lead me here. Its been a struggle trying to save when theres so many bills. I cant wait to start this savings/budgeting journey. Thank you ladies ❤️
I decided to start out small on my own. I'm doing a 5 letter word weekly challenge, a different word every week for 12 weeks at first. If it works out okay then I'll keep going. Each letter of the alphabet has a different dollar value but I've only used four values, coins included. It should be fun.
I am so excited for the new challenges. I am excite to have my kids participate too. I have already printed all of the materials and have my binder all ready to go! I love the envelopes so much, they are so pretty! I want to print more and use them for my everyday envelopes! (FYI My husband at first rolled his eyes that I spent $10 to save money however last year I was able to save just under to $3,000 and I was only able to participate in the challenges for the first 6 months! he was shocked when I showed him the final numbers and stopped complaining about this years $10 lol!)
I save $1 bills with my initials in them. My kids would look at their dollars and ask me if I wanted to buy them from them.🤣. Saved enough in 1 year to buy a really nice 35mm camera.
Loved h These challenges last year(2020). Had to switch them up due to going cashless mid year lol but it all worked out. Can't wait for a fresh start on some new ones. Your program for saving and paying off debt really got my husband and I on the same page. We have paid over 5000 of our debt this year and are saving to buy a house. Ur BBP workbook is a godsend.
Just wanted to say thanks for the new challenges and also I really enjoy seeing the videos with both you and Ryan! It seems like you both have similar personalities and work well together! Wish I had a relationship like that with my boss lol!!!
Hey ladies! 😍👋👋 By the end of this month, we will have saved $2,500 and paid off $9,000 of debt!!! I'm super pumped for 2021 and even have all my sinking funds set up for auto transfers!!! 💙💜💙💕
I really want the budget book but the price puts me off , so I have decided to save for one and can’t wait . This year will be a better one so glad I found you xx
Will you guys have the saving challenges for 2022? I’m kinda late to the game. Plus I’m patiently waiting on the 2022 workbook. I can’t wait to get started. My budget is completely nonexistent. Thanks for any info.
I'm going to start the 2021 challenges! Im so excited between nursing school and wedding coming up in 2021. Money is going to be tight and I need to save as much money as possible.
I just purchased 2021 savings challenge I downloaded everything, I cut out all my envelopes, & I showed my husband and my 24 yr old daughter. Now we are ready to start Jan 2021.. I can’t wait to see how much fun we will have but I want to see how much money we will each save.
I joined the 2021 challenges!! Yay! Thank you fir the coupon code! I plan to start the budget journey January 1, 2021. I can’t afford the workbook, yet, but gonna find a way. Thank you for the information, the materials, motivation, holding us accountable, and sharing your journey! Happy Holidays!! Take care and stay safe.
I did this last year and saved a lot of money. For 2021 I won't be doing these challenges because I have a new goal of paying off my new house by 1/6. I hope to be debt free of my mortgage in 6 years and that is on a low income. I know I can do this after doing the 2020 challenges and using the TBM workbook. It works!
I was doing some of the 2020 challenges this past year so I didn't get started with the 2021 challenges. I have my binder all set up though and will be using them for this next year! I think I am as excited for the childrens challenges as I am for mine. LOL I will be doing the children's challenges with my 4 year old granddaughter!
When I first heard you say people use credit cards for christmas I was like “what? Who uses credit for Christmas?” I never thought of doing that which is I guess a good thing but I’m also glad people are getting out of that as well. :) Yes I always thought I had no money to save because my debt is too high but I’m starting to see where I can put money away. My biggest problem was my thinking in saving that I need put $500 or $1000 to start but the reality is $1 helps or $10 no matter how small.
Yay! I am so glad you brought it back for 2021. I had saved almost $600 (in cash), and more since I have had to stop using cash (too many stores were taking cash for a while and still aren’t) PLUS I did the $5 savings and have around $900 and would have had more if I could have used more cash this year. But I have saved a lot in my account and will start the new year with more cash on hand than I normally do!
Thank you for this video! So ready to plan for 2021! Saving money is like an addiction to me! Especially if we have another shut down in the US I for sure want to be extra financially prepared, especially since I have a car payment down. I want that paid off quick! Please make more videos like this 🤑🤑
Really looking forward to these challenges! We did the $5 dollar challenge and loose change challenge last year - ended up with nearly $2k in fives and another $1500 in coins. Helps that we have $1 and $2 coins here!! 🌼 💕
I had a Starbucks habit of one $5.25 cup 4 days a week. Covid stopped my habit and I have saved almost $1200 with that.
wow. that's amazing!
WOW🙌🏽🙌🏽🙌🏽
That's awesome!!
Omg that's amazing
😮 wow!
i love how despite adding so much more to the 2021 challenges the price is still $10 and accessible to everyone. so genuine!
This year was the first time I have never struggled. I was able to save my long term almost finished with my short term. I had money for back to school and Christmas money!! I feel so great that I'm not struggling anymore or depending on another person
Wow! That’s great!!
That's awesome!!
congratulations!! we're all proud of you 🥺✨
Awesome! It's liberating to know that you won't owe anyone or have to put it on a card!
@@catholicfran thank you so much.im aiming for more in the new year
I so can’t wait for my babies to start saving. My next to oldest son loves to save but he’s so generous with his money as well. I’ll never forget he had $10 and I asked him what he wanted to eat. He quickly said, “ I have money I’ll pay for everyone.” 😭😭.
This!! #proudmom
This is a small gesture maybe to others, but to get them to UNDERSTAND and PROCESS this kind of stuff nowadays, you HAVE done an amazing JOB! Blessings momma! KEEP IT UP!
I look forward to that in the future when I finally have children :)
@@alomtz10 thank you🥰. It’s hard to set them on the right path when the grandparents “give” them money versus trying to understand what it mean to earn it. I’ve opened up a Capital One 360 account for then and I can’t wait to watch their accounts grow with them. I told them about the challenges with TBM and they are so excited 😁
Aw❤️❤️
I started with a 5 dollar challenge and have saved over 8 thousand this year.
Wow that's great!! I tried it and ended up pulling money out because I put too much in the 5 dollar jar. Managed to finally fund my EF thoughh.
@@puneshasankar Congrats on the EF.
You made 8 thousand on the 5 dollor jar ??
@@tawnyatrudeau5568 No that is where my savings started. I started putting 10 percent of all income into savings.
Ohh okay wow good for you im starting the 5 dollor jar today and going to put 50 a month away in my other saving account
I paid off my debt and almost have 6 months of bills saved. Next, teardrop camper and home improvements. :)
Nice
Wow, way to go..
congratulations!! good luck!!
Congratulations! That's awesome!
How nice, I love those campers, if I wasn't 73 and hate driving I would get one. Enjoy it!
One challenge I have for myself is a 'candy sale' challenge. Basically, I have a box of candy bars in which I'd have to pay a dollar if I were to eat one. It is a way to limit myself on candy while also a way to save money.
So far I’ve saved over $3400 from the 2020 challenges!!! Amazing. That does include Christmas which is $2500 of it. And it’s FUN. Can’t wait for next year.
I love when you and Ryen are in videos together.. she seems like such a sweetie and I love hearing both sides of things. Since you live different lives and have different budgets
This was my first year I did not use a credit card for Christmas! Just a relief ♥️
Proud of u
I use the 52 week challenge to save 10,000. and apply that to my mortgage principal only. Don't wait till the end of the year. send the amount each month,
That is what I have been doing, will finish around the 24th with my last payment. I posted on how my money seemed to multiple and my electrical and natural gas bills have gone way down. I have no idea how! The bank sent a letter saying I still have 15 years and 10 months to pay it off. (At 5.98 a month NOT KIDDING that's what the letter said.)
What’s the 52 week challenge?
@@camraemcmanaman2066 google 52 week challenge to save 10,000.. it will give you a grid of how much to save each week to accomplish that by the end of the year.
@@camraemcmanaman2066 There are 52 weeks in a year, so you write down 1-52 and every week, depending on how much extra money you have left over from you budget, you match one of the numbers with the dollar amount and cross it out, saving the same amount, usually in envelopes. At the end of the year you have around $1,378. Some people do it in numerical order, I don't because at the end you have to save much larger amount every month. If in a week I have major expenses (such as property taxes) and not much money left, I can then go back a save just a small amount, say for example $5 not the $50, for week 50. It's like making a game out of saving money.
I love your passion. This isnt fake or a chore like I feel a lot of these channels are. Love having a community to do this with!
I started the 52 week challenge in August and already started the $ 300 Christmas challenge ..and I'm starting fresh in the BBP workbook for 2021..Thank you Miko 💖💖
I bought it last year and i did probably one challenge. I just bought 2021 and I am determined to do it all and make a change. Thank you TBM.
I started 2 savings challenges this January. 1) WALK & SAVE: My son and I want to be more active outdoors and save. So we save 10 NOK (about $1.2) for each 1 kilometer (could also do for each 1000 steps) we walk TOGETHER. 2) TUESDAY TEMP: we do the mid day temperature each Tuesday x 10. Not much now when temperatures are between -8 and +8 degrees celcius, but when summer hits, we will save.
You ladies are so kind! 2021 is when I’m really starting to save, on a tight budget.
you can do it!!
Hi , I saved every $5 that I got in 2020 . I 't added up to $800 in 2020 . Yippee
I'm a delivery driver, so im doing 2 different ones. Its the 52 week challenge and also since I drive every night I am doing a "daily challenge" which is between 1 and 10 every day I put in a saving account to compound interest.
This was the first year I paid for all of Christmas gifts, food, events, for EVERYONE AND EVERYTHING from my own household budget savings!!!
I am still doing the 2019 challenges, they were awesome and changed my financial life. I thought I was doing all I could do to save, these challenges proved me wrong. I will get the 2021 challenges, but I am going to start now not next month. Thanks for all that you do.. so glad I found you channel 3 years ago! Thanks for all that you do!
I love this concept! So excited for 2021! I’m a newbie and I’m already prepping for January! I love your methods!
Clicked so fast! Can’t wait for 2021. It’s going to be a great year
My HFA Grandaughter and I are printed and ready to go. Hoping to help her learn about money and hoping Grandma can get her saving act together😃
What a creative way to acclimate your mind into saving
I was so hoping that you would do these again! So I'm stoke!! I will definitely have my guys get on board with these challenges!! Yes, come on 2021 - let's save some dough!!
Totally love the competitiveness of these challenges and goals.
Just reminded me to go and setup my $25 automatic saving goal...see you in a minute.
Done.
Thank you so much for helping me throughout 2020...this formula has changed my life!
Just bought the course and I’m so excited! These challenges are so fun. Y’all did a great job!
"How many are there?!?!" "36, counted them myself!" "36!!!"
I needed this. I just started uploading videos again to keep me accountable. This is my first month doing the $1 and $5 savings challenges. I’m excited for the future again!
Also absolutely respect you so much for keeping your savings challenges affordable even after upgrading them. You truly have a heart for helping people. You and Ryan are absolutely awesome!
A friend recommended me your channel as I was mulling over my savings and after watching this vid it actually re-ignited my passion to save again. I used to do the color challenge as where I am from our dollar notes are colored. $2 is purple, $5 is green and $50 is blue, now whenever I see green in my wallet I will save $5 for Mon and Fri, for Tue and Wed I will save $2, these are loose change, it works for a while but eventually fizzled out.
Now that I saw how y'all organised your stuff I feel motivated and will try again in 2021. Thanks for sharing your ideas!
I also love how thoughtful you guys are like "if you don't celebrate X festive holiday you can replace it with your own or alternatively you can do Y goal, etc." Nice touch, really!
I’m doing a no spend challenge in January 🙃 Wish me luck.
Does that mean no spend like extra? Like only paying your bills?
How are you doing with the no spend and how does that work like if i say no spending but need cat food does that count as a need so its ok
@@tawnyatrudeau5568 try and look up jordan page, spending freeze
@@rikkenielsen4949 okay thanks
Good luck
Your guys energy really energize me! :)
I bought the savings challenges for this year and did not follow through. I kept thinking I cannot do this. Were can I save the money from when I need it all. This coming year I plan to be a better me for my family and myself. This coming year I will not give up. This coming year I shall be successful and prosper.
Thank you Miko for inspiring me to not give up.
So excited to do this with my family and kiddos this year! They will be 4 & 5 and they love getting to put cash and coins into their piggy bank collection!
You ladies are so good and very cheerful which makes saving fun. Thank you
I'm already started on my new bullet journal for the new year 2021 I'm doing the layouts for them when i watching your videos recently
It is pretty amazing to see how much one is able to put away once you start to truly look at your spending. I never thought I had extra money to put away but now within only 3 months I've reached my goal of having enough to purchase half a pig AND steer. Mind blowing! ❤
I love your little giggle at the start lol I have saved so much money this year and my financial advisor is super impressed. I told him how I achieved it through the budget mom and the 2020 savings challenge :) So when you did that cheeky giggle I giggled back :) Christmas for me has been a breeze December salary will be the first time I won't be broke trying to buy gifts for family members.
So glad to see you are including children in the savings goals.
Thank you sooo much!! Your videos have helped me get started towards financial stability...I'm a single mother of two..on a low income, and I'm very grateful to have come across your channel. Wishing you a happy and blessed year!!! Thank you!!! :)
Great Challenges! Can‘t wait for 2021. Thanks for this great Intro into this Challenges, both of you! 👍😃
With doing the $20.00 per month in 2020 I saved in my Christmas envelope - I put money toward my brother's Christmas present, money toward our church's angel tree and tipping for my hairdresser. Doing in again in 2021 it along my other envelopes as well.
Just purchased! Can’t wait to save in 2021. Going to do the children’s challenges with my daughter. I want to set her up the right way.
This must be a lucky year. I stumbled upon another tuber with your planner which lead me here. Its been a struggle trying to save when theres so many bills. I cant wait to start this savings/budgeting journey. Thank you ladies ❤️
I decided to start out small on my own. I'm doing a 5 letter word weekly challenge, a different word every week for 12 weeks at first. If it works out okay then I'll keep going. Each letter of the alphabet has a different dollar value but I've only used four values, coins included. It should be fun.
I’m excited to start my first saving challenge. Thanks
This sounds like fun, I bet you both have fun planning this
My goal for 2021:
"I have it (€), so I will saving it" 😊
Best regards from Lisbon 🇵🇹
These are great ideas! So much fun! 💵
I am so excited for the new challenges. I am excite to have my kids participate too. I have already printed all of the materials and have my binder all ready to go! I love the envelopes so much, they are so pretty! I want to print more and use them for my everyday envelopes! (FYI My husband at first rolled his eyes that I spent $10 to save money however last year I was able to save just under to $3,000 and I was only able to participate in the challenges for the first 6 months! he was shocked when I showed him the final numbers and stopped complaining about this years $10 lol!)
I save $1 bills with my initials in them. My kids would look at their dollars and ask me if I wanted to buy them from them.🤣. Saved enough in 1 year to buy a really nice 35mm camera.
Thank you, ladies!! This looks like so much fun!!! I have now grabbed my deal!!
Love all the help you give everyone. Your such an inspiration.
Loved h
These challenges last year(2020). Had to switch them up due to going cashless mid year lol but it all worked out. Can't wait for a fresh start on some new ones. Your program for saving and paying off debt really got my husband and I on the same page. We have paid over 5000 of our debt this year and are saving to buy a house. Ur BBP workbook is a godsend.
Just wanted to say thanks for the new challenges and also I really enjoy seeing the videos with both you and Ryan! It seems like you both have similar personalities and work well together! Wish I had a relationship like that with my boss lol!!!
I save 50% of my income towards investing. Saving to invest has been my smartest move so far...
Nice I agree with you on that 100%
Hold solid investments. It creates a better retirement life. I'm planning towards it
@@yvonneerik2510 yeah great 👍
keep it going dear ✨
Hey I'm 42 single Mom. I do a normal 9-5 job I've saved up some money from pay. Can investing get an extra income stream??
@@catherinemax6261 yeah I make an extra $2k weekly from my investment package.
You just need to play your cards right and be consistent towards it.
Hey ladies! 😍👋👋
By the end of this month, we will have saved $2,500 and paid off $9,000 of debt!!!
I'm super pumped for 2021 and even have all my sinking funds set up for auto transfers!!!
💙💜💙💕
Congratulations! Those are amazing accomplishments 😊
I really want the budget book but the price puts me off , so I have decided to save for one and can’t wait . This year will be a better one so glad I found you xx
I just signed up for the 2021 savings challenges! I cannot wait to see what i can save and accomplish in 2021!
Will you guys have the saving challenges for 2022? I’m kinda late to the game. Plus I’m patiently waiting on the 2022 workbook. I can’t wait to get started. My budget is completely nonexistent. Thanks for any info.
I'm going to start the 2021 challenges! Im so excited between nursing school and wedding coming up in 2021. Money is going to be tight and I need to save as much money as possible.
I was looking for ideas for 2021 and this is perfect!!
Starts at 9:46
I’m half way through this video and it’s fantastic. I’m up for it. Thank you.
I am new to this and this will be great to start in 2021. I get paid once a month.
Thank you this is going to be so helpful this year
I just purchased 2021 savings challenge
I downloaded everything, I cut out all my envelopes, & I showed my husband and my 24 yr old daughter.
Now we are ready to start Jan 2021..
I can’t wait to see how much fun we will have but I want to see how much money we will each save.
Just signed up! My 2021 goal is to be debt free outside of my house💕 and have a good savings
I love these challenges!! I'm challenging myself to cut back on spending in certain categories so I can invest more. Thank you for sharing, loved it!
I joined the 2021 challenges!! Yay! Thank you fir the coupon code! I plan to start the budget journey January 1, 2021. I can’t afford the workbook, yet, but gonna find a way. Thank you for the information, the materials, motivation, holding us accountable, and sharing your journey! Happy Holidays!! Take care and stay safe.
Do you have a way to print out the printable version?
I love savings challenges. So much fun.
2021 will be my first year doing these savings challenges, can't wait! Excited to see how much I can save.
Can you put content when it comes to the 2021 saving challenge from facebook on here for the ones that don't have Facebook please.
Trying to stay focused but Miko’s nails are beautiful 😂💕
I do clear jars for little kids.
Every week my food budget is $150, if it's not fully used, I flush it to another account. Saved so much!
So excited to do this, this year. I got really into budgeting this past year thanks the the budget mom and it helped me save for so many goals :)
Hi I'm new to money budget and will be started my challenge for the nee year 2021 I'm going to start saving a $100 a month
I think I'm gonna do the children's challenge and save it for my grand babies.
So looking forward to starting the challenge and getting to know you better. Love your energy 😊🤟
I did this last year and saved a lot of money. For 2021 I won't be doing these challenges because I have a new goal of paying off my new house by 1/6. I hope to be debt free of my mortgage in 6 years and that is on a low income. I know I can do this after doing the 2020 challenges and using the TBM workbook. It works!
I KNOW you can do this!! I am cheering you on! What an amazing goal!
I loved your challenges from 2020. Cant wait to start on 2021!
I was doing some of the 2020 challenges this past year so I didn't get started with the 2021 challenges. I have my binder all set up though and will be using them for this next year! I think I am as excited for the childrens challenges as I am for mine. LOL I will be doing the children's challenges with my 4 year old granddaughter!
I was soooo waiting for this!!
When I first heard you say people use credit cards for christmas I was like “what? Who uses credit for Christmas?” I never thought of doing that which is I guess a good thing but I’m also glad people are getting out of that as well. :) Yes I always thought I had no money to save because my debt is too high but I’m starting to see where I can put money away. My biggest problem was my thinking in saving that I need put $500 or $1000 to start but the reality is $1 helps or $10 no matter how small.
Awesome! I’m doing it this year.
Yay! I am so glad you brought it back for 2021. I had saved almost $600 (in cash), and more since I have had to stop using cash (too many stores were taking cash for a while and still aren’t) PLUS I did the $5 savings and have around $900 and would have had more if I could have used more cash this year. But I have saved a lot in my account and will start the new year with more cash on hand than I normally do!
I will be trying these
This content is so creative, fun and inspiring to help me save more money! Thank you for sharing these tips 💗💗
Thank you for this video! So ready to plan for 2021! Saving money is like an addiction to me! Especially if we have another shut down in the US I for sure want to be extra financially prepared, especially since I have a car payment down. I want that paid off quick! Please make more videos like this 🤑🤑
Hi Kristen
How are you doing? 🎅🎄
@@jamesstuart446 great I just paid off BOTH of my credit cards today! Starting the new year off right!!
@@kristenwagner8765 How lovely! I’m so positive it’s guna be a good year for everyone. Where are you from?
Really looking forward to these challenges! We did the $5 dollar challenge and loose change challenge last year - ended up with nearly $2k in fives and another $1500 in coins. Helps that we have $1 and $2 coins here!! 🌼 💕
Ryen, You're sooo adorable! You make me want to check out the kids challenges, now! Lol 😆 😂 🤣
So excited to start this challenge! Can you tell me what paper you use for your savings envelopes and what type of printer you use? Thanks
I should purchase this to get my kids involved and my husband too
Thanks for the amazing work you both do. Blessings from 🇵🇷.
I am so excited to start this!!!!
I only have 2 pairs of shoes, wouldn’t be able to make that work either 🤦🏼♀️
I can't wait to be debt free again so I can participate in these fun saving games too:)
Got my course the other day. So very excited!!