Unveiling The Budget By Paycheck Workbook: The Ultimate Budgeting Tool!

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  • เผยแพร่เมื่อ 27 พ.ย. 2024

ความคิดเห็น • 287

  • @managingmonasmoula9811
    @managingmonasmoula9811 2 หลายเดือนก่อน +95

    I’ve been using TBM’s products for years now. I love the principles and I’ve stuck with this method and it works! My mortgage will be paid by December 2024 and I will be debt free! Wow! Little ol’ me. On my financial journey to retire early and enjoy life with no debt! ✅💯

  • @PinkLadyNews
    @PinkLadyNews 2 หลายเดือนก่อน +49

    The small version lowers my anxiety A LOT. I might get it.

  • @adventureofalifetime4162
    @adventureofalifetime4162 2 หลายเดือนก่อน +21

    To be honest, all the pages you took out I never used. I am looking forward to buying the new smaller one!

  • @sonialariviere4700
    @sonialariviere4700 2 หลายเดือนก่อน +20

    Hi 😊 im 54, and i thought i would never be able to control my spending. I read your book, a few pages every morning, and i'm amazed about how you say those words, they hit me!
    I thought i would never be able to deal with money. But with your book, things makes sence.
    For the first time this morning, i saw a bunch of cute dresses on market place, and as i was going to check the price, (it never stopped me) ,i told my self, "what are you doing? You dont want to spend your money like this anymore! you now control yourself, and only buy with intentions!" And its the first time, i didnt go back and convince myself that i needed those clothes. I feel proud for that major step in my life, i felt control, like i haven't for a long long time.
    The best is yet to come😊
    Thank you so much❤

    • @dextersmom5694
      @dextersmom5694 2 หลายเดือนก่อน +1

      Always remember that everything happens for a reason, stay focused but live in the moment 😊

    • @deepick8345
      @deepick8345 2 หลายเดือนก่อน +2

      Great self control ❤

    • @sonialariviere4700
      @sonialariviere4700 2 หลายเดือนก่อน

      @@deepick8345 yess😊😊😊

  • @elizabethgunning6364
    @elizabethgunning6364 หลายเดือนก่อน +1

    received my gorgeous pre-order! perfect! bless your heart and wish me luck xx Liz G

  • @shanda5073
    @shanda5073 2 หลายเดือนก่อน +10

    We just came from a regular vet visit and some supplements etc my husband whispered "how much will the all this cost" I looked at him and said well if it is over $750 then I am over my budget for the dog. I was calm and laughed when I say the bill was just over $250.. I LOVE that feeling of not having to scramble to find a way to pay this.

  • @ibislife
    @ibislife 2 หลายเดือนก่อน +45

    What I admire is that you don't blame politics, who is in office, how much money you make, that you were not taught money growing up, your ex or your dog or whatever it might be. The only one that can change your prospects - is you. Even on a low income. You can be stinkin proud! I will line up to buy the new workbook.

    • @vmckinney4833
      @vmckinney4833 2 หลายเดือนก่อน +1

      Amen!! I love this comment

  • @lindseyb9267
    @lindseyb9267 2 หลายเดือนก่อน +68

    Love that you are posting to TH-cam, I’m no longer on FB or IG, so thank you for sharing here!

    • @Kelly-oe8kr
      @Kelly-oe8kr 2 หลายเดือนก่อน +4

      Same here, I don't use social media. If not for TH-cam I never would have heard about Miko. For years I tried to fit my bi-weekly budget into monthly budgeting systems with no luck. Miko PLEASE keep posting to TH-cam the videos are making a world of difference to people all around the world who have finally found a budgeting method that works for THEIR situation

    • @thebalancedplanner
      @thebalancedplanner 2 หลายเดือนก่อน

      @@lindseyb9267 Me too ❣️

    • @nieladrew
      @nieladrew 2 หลายเดือนก่อน +1

      Me too!

  • @machellemcdonald74
    @machellemcdonald74 2 หลายเดือนก่อน +42

    This is the video we all needed this year.❤
    As someone who has been with you since 2019...I have sworn on these books and all your items. Those that I have bought things for, swear by them too. 😊
    Your followers are thankful for all your hard work; and your dedication to helping others. Without you we all would be in a situation we thought we would never get out of.
    Much THANK YOU!❤😊😅

  • @fannyvargas3799
    @fannyvargas3799 หลายเดือนก่อน +1

    I just started setting up my new planner and I LOVE the smaller size, it’s easier to carry around in my tote

  • @sang2588
    @sang2588 2 หลายเดือนก่อน +34

    I feel like the new bbp will be a little less overwhelming. I love it!

  • @cactushermit4274
    @cactushermit4274 2 หลายเดือนก่อน +5

    Ok. This is officially my 50th (pre)birthday present to myself this year. I give up. You win. I will buy the book and do the budgety things. 😂 Seriously though...this is the only way anything sticks in my brain. So. Here's to much better money mgmt in the next 50 yrs. ❤

  • @AngelaMGreen
    @AngelaMGreen 2 หลายเดือนก่อน +22

    The wildflower cover is SO beautiful!!!

  • @sandyseibelhager7131
    @sandyseibelhager7131 2 หลายเดือนก่อน +10

    I love the changes! Especially the smaller size, new cover design, interchangeable covers and the more efficient design.

  • @doreenlonergan2309
    @doreenlonergan2309 2 หลายเดือนก่อน +4

    I have read your book and been following you for about two years. I have retired and have been able to save and pay on my debts. Your method is the best. I don't use social websites so having more you on u tube is just wonderful. 😊

  • @cherilankford3877
    @cherilankford3877 2 หลายเดือนก่อน +1

    Thank you so much Kamiko for this tool! I have been using it since your very first version years ago. It has helped me and my husband learn boundaries, and be able to afford the lifestyle that we enjoy. I mentor women coming out of abusive relationships, or who have been drug dependent and have learned very few life skills, much less how to save money. This tool has been a valuable resource in teaching them how to be independent and be in control of their finances for the first time in their life!

  • @WealthIsFreedomBudgets
    @WealthIsFreedomBudgets 2 หลายเดือนก่อน +10

    Miko I am forever grateful for you. Please keep putting out videos. They are life changing and I would not be where I am today if it weren’t for you. THANK YOU

  • @JustOnePageAway
    @JustOnePageAway 2 หลายเดือนก่อน +7

    Miko, I cannot wait for this workbook. I absolutely love all the changes and the new size!!! Thank you for taking into consideration a lot of our comments and feedback. I especially appreciate the efficiency changes of the new workbook. Your budgeting workbook and method has been so helpful for me in the past. I will definitely be ordering this new one.

  • @thepursuitofhomestead
    @thepursuitofhomestead 2 หลายเดือนก่อน +2

    I feel like you read my mind with all the changes! Can’t wait to receive this version!

  • @amandajackson9127
    @amandajackson9127 2 หลายเดือนก่อน +4

    I LOVE that the new workbook comes completely undated! I get so frustrated with the old because some of my bills from my last paycheck pay bills in the next month. I can now customize my “months” to be the actually period I pay my bills and I can start on my Friday paydays. Thank you!!!

    • @DianaWodnoff
      @DianaWodnoff 2 หลายเดือนก่อน +3

      This is really smart. I never thought to start the week on the paycheck day and it always confused me more than I’d wish to say. Great idea

  • @deepick8345
    @deepick8345 2 หลายเดือนก่อน +6

    Finally a smaller book and it’s just as pretty as larger. ❤❤❤❤

  • @AmandaFrickAwakenedMind
    @AmandaFrickAwakenedMind 2 หลายเดือนก่อน +8

    I can't wait for the smaller size! 🎉

  • @PlanningmakesCents
    @PlanningmakesCents 2 หลายเดือนก่อน +1

    Yes, I'm so excited. Thank you for trimming the budget planner down a bit and offering a smaller size. I can't wait for pre-orders to open. Thank you!

  • @brittanisogbein6611
    @brittanisogbein6611 2 หลายเดือนก่อน +4

    I’m excited about the changes. I think I will be more motivated to budget and track progress by seeing things in a more simplified manner.

  • @jessicarenfro7007
    @jessicarenfro7007 2 หลายเดือนก่อน +18

    I can’t wait for this! I’ve been following you for 5 years and your methods have changed my life!

  • @reyh6475
    @reyh6475 2 หลายเดือนก่อน

    Just ordered it! I’m so excited to get my workbook. I actually found you during covid and you literally changed my life. I’m so happy for all your success and you deserve it all. 😊

  • @sherde10
    @sherde10 2 หลายเดือนก่อน +3

    Thank you for all your advice and resources, I am 61 and in debt and determined not to leave it for my kids to deal with - I wish so much I had found you earlier - but I don't think its too late thanks to you xxxxxxxxxxxx

  • @mackenzichristensen2217
    @mackenzichristensen2217 2 หลายเดือนก่อน +4

    Love the BBP and will always buy one regardless of the changes because it’s my favorite financial tool! My opinion I’d like to throw out though is next time to keep the yearly savings goal tracker, alongside the one you color or instead of the one you color, if cutting pages matters more. The reason why is it’s my favorite way to track sinking funds! I feel it works really well for things that happen in the middle of the year or throughout the year because then you’re able to see that change in amount as you spend and save and spend and save. You can’t do that as easily with a visual tracker that you’ve colored with marker. I really hope you’ll make the savings tracker you got rid of a free resource in your resource library because I’d love to tape it over the savings tracker pages in there that I just don’t find as versatile! Thanks for all the work you do to help us live our happiest and most free financial lives!

  • @Amanda.Cooper
    @Amanda.Cooper 2 หลายเดือนก่อน +1

    I think one of the biggest requests was to make the workbook undated so we can use them right away without flipping to the end of the book or changing the months. I'm so glad you are trying it 😊

  • @idiljama7462
    @idiljama7462 หลายเดือนก่อน +1

    I just ordered my new smaller size planner and I can’t wait!! I had the large one before I couldn’t take it with me all the time. Thank you ❤❤❤

  • @MicheleLynn4
    @MicheleLynn4 2 หลายเดือนก่อน +12

    So glad you you decided to
    Post the stuff on TH-cam!! I love watching them every day and don’t use social media!! Also can’t wait to be able to preorder! 🤑💗

  • @nitaprice5332
    @nitaprice5332 2 หลายเดือนก่อน +5

    Miko I love watching your process on TH-cam. Thank you, Thank you. ❤️

  • @the_caffeinated_hustle
    @the_caffeinated_hustle 2 หลายเดือนก่อน

    I have used the BBP workbook for over three years now. Even though I have thousands of student loan debt, I am so intune with my finances for being 27. I look forward to budgeting twice a month and having my money work for me. It's so satisfying seeing the progress --I've kept all my workbooks to look back on. I am excited for these changes and to have the additional spots for sinking funds and that you removed the extra savings!

  • @JustOnePageAway
    @JustOnePageAway 2 หลายเดือนก่อน +3

    And yes posting on TH-cam has been very helpful as I am not currently on IG.

  • @Esther-ri4qt
    @Esther-ri4qt 2 หลายเดือนก่อน +3

    So excited for the new workbook. Loving all the changes especially the blank monthly calendar 🥰👏🙌❤

  • @123kirmizi
    @123kirmizi 2 หลายเดือนก่อน +3

    thanks for sharing on TH-cam, amazing product

  • @msjenkins
    @msjenkins 2 หลายเดือนก่อน +2

    This has been needed! I love your book layout, but what has always been a challenge for me is the size. Now you have created something more portable, and I'll be right there on the 16th to purchase. Thanks so much!

  • @JoanneArc-or9sr
    @JoanneArc-or9sr 2 หลายเดือนก่อน +3

    Miko, i have never ordered your budget by paycheck book but i love the smaller size better then the large, and i love that cover!! Cant wait to order mine. ❤

  • @patriciapification
    @patriciapification 2 หลายเดือนก่อน +4

    That cover is gorgeous... Thanks!

  • @lorsam305
    @lorsam305 2 หลายเดือนก่อน +2

    Looks great! Excited for the new smaller size and stronger covers. Thanks for coming back to TH-cam!

  • @kanaaa26
    @kanaaa26 หลายเดือนก่อน

    Thank you for the new workbook updates... and especially the last 3 minutes of this video! I can't wait to start using the new workbook! 💕

  • @brookedwards9392
    @brookedwards9392 2 หลายเดือนก่อน +12

    I would love the “finding your why” in the digital version!! With that being said when does the 2025 digital workbook become available? 😉

  • @jackiebowen6239
    @jackiebowen6239 2 หลายเดือนก่อน +3

    Loved this, Miko! All of your daily routine videos are super helpful, too, here on TH-cam, for a deeper study of the concepts. The book is beautiful. 💚

  • @ymartinez3
    @ymartinez3 2 หลายเดือนก่อน +2

    I love these changes. Simplified!!
    The only 2 things I would add is my bills listed by chronological order they are due on a single page and a page where I can break down which check will pay which bill; which for me is not exactly how it falls on the calendar month.

  • @lindakostecki1723
    @lindakostecki1723 2 หลายเดือนก่อน

    Soooooo happy!!! I was getting a bit bored and felt like I was repeating too much!!! And this new size-!!! Perfecto!!!! Thank you so much!!! Any little bit helps people keep going I think!!!

  • @anncastro4354
    @anncastro4354 2 หลายเดือนก่อน +1

    Love watching your Morning Money Routine. Keeps me motivated everyday.

  • @daisyschoen5739
    @daisyschoen5739 2 หลายเดือนก่อน +3

    Love that you’re back on TH-cam!!!!

  • @karenvigmostad4013
    @karenvigmostad4013 2 หลายเดือนก่อน +3

    Thanks for the smaller size!

  • @kimkliphuis8615
    @kimkliphuis8615 2 หลายเดือนก่อน +3

    Love the look of the new workbook a lot less writing! So excited 😆

  • @lanceandangelamendoza3744
    @lanceandangelamendoza3744 2 หลายเดือนก่อน

    I am so glad you are on TH-cam more. I got on social media last year just to watch you on Instagram, but society is so negative on those platforms I jumped off, deleted my app and prayed you would start back up on TH-cam more often. 🎉 You have always been a great motivation and having you back is a great encouragement to get back into our budget.

  • @dhkluesner
    @dhkluesner 15 วันที่ผ่านมา

    I just found you and I love you. God Bless you.

  • @julieb6680
    @julieb6680 2 หลายเดือนก่อน +4

    Thank you for the comparison. Love the changes. I set a reminder for September 16. Looking forward to using the new workbook.❤❤❤

  • @de5004
    @de5004 2 หลายเดือนก่อน +3

    Love the smaller size ❤

  • @ThatTeacherBudgets
    @ThatTeacherBudgets 2 หลายเดือนก่อน +3

    I am so glad you made a smaller version!

  • @lindawoodfill503
    @lindawoodfill503 2 หลายเดือนก่อน +2

    Awesome! I love the smaller size . Can’t wait . I’m good on waiting as long as it’s an undated .

  • @allisonrodriguez13
    @allisonrodriguez13 2 หลายเดือนก่อน +2

    Very inspiring! I can’t wait to preorder my book. :)

  • @shannonmclart
    @shannonmclart 9 วันที่ผ่านมา

    I just went through and crossed things out in my "old" BBP book to make it less overwhelming. So much easier to understand now!

  • @terrysweet9507
    @terrysweet9507 2 หลายเดือนก่อน

    Miko I have been using your workbook's since 2019 and I appreciate the book. It makes paycheck budgeting so much easier. It seems like every year I have to go one whole month or two without your workbook.Last year I started my book in October so this year unless I order the season before book I'm one whole month without a book. And yes I paid to print off pages but it's not the same. And also thank you for coming back on You Tube ❤.

  • @stephaniealex1852
    @stephaniealex1852 2 หลายเดือนก่อน +10

    I only use youtube so thank you!

  • @terrib8376
    @terrib8376 2 หลายเดือนก่อน +4

    I’m so excited to preorder! Your videos and the workbooks have been pivotal in making our financial freedom possible! Thank you for all you do! 😊

  • @kekcastle
    @kekcastle 2 หลายเดือนก่อน +3

    I can’t wait order mine. Love that wild flower cover. Always love your illustrations 😊

  • @ronyhasmith9536
    @ronyhasmith9536 2 หลายเดือนก่อน +1

    Love the new size! Thank you.

  • @tinaturull3793
    @tinaturull3793 2 หลายเดือนก่อน +3

    Loved this video, can't wait to order your smaller version of the BBP workbook.

  • @blessedbudgetsbyAbigail
    @blessedbudgetsbyAbigail 2 หลายเดือนก่อน +3

    Thank you for doing a breakdown here on TH-cam.
    Nice Workbook 😀

  • @smalltownjoy1
    @smalltownjoy1 2 หลายเดือนก่อน +2

    I really love the new size and the changes you’ve made!

  • @myhomeincincy
    @myhomeincincy 2 หลายเดือนก่อน

    Miko, thank you so much for the message at the end. I got out of debt and then stopped using my workbooks and got right back into debt. Hy husband is now on board and we are focused and using the old workbooks and looking forward to the new book as a fresh start.

  • @TheBohemianStyle
    @TheBohemianStyle 2 หลายเดือนก่อน +2

    I can’t wait for this! I already allocated funds for this purchase and hoping to get one for hubby, but now, he doesn’t want one, but he likes to look at my budget and I can tell he listens as I watch your videos. Please post on TH-cam. I’ve had a problem approaching this weekend with my bank, and I come to realize I need to have more then one bank due to unforeseen technical problems.

  • @barbaracarbone4658
    @barbaracarbone4658 2 หลายเดือนก่อน +2

    Hi Miko. Your method works and seeing it all in writing in the BBP Workbook is freeing and fun! It makes it very easy to balance and plan many months ahead. Looking forward to your new BBP Workbook. Thanks much 🎉🎉❤❤

  • @violetterobinson6542
    @violetterobinson6542 2 หลายเดือนก่อน

    These updates are PERFECT. Everything you're changing are things I've thought as well! Only thing is yearly tracker would love an extra column on the Right where "total" is, but dividing that by 12, so I have a space to see my average monthly spending for each category. This helps me plan for the next 12 months :)

  • @PlannerGirlLifestyle
    @PlannerGirlLifestyle 2 หลายเดือนก่อน

    I’m so excited for the small size! When I realized this was coming I decided to give my live rich planner away on my channel! I do better with the budget by paycheck and the small size is perfect for me!!!

  • @xoxo_GorgeousMinds
    @xoxo_GorgeousMinds 2 หลายเดือนก่อน +3

    I’m excited for this. Long time subscriber but never purchased from your store. I’m always looking though 😂. I’m ready to purchase the new workbook and get ahead of my finances.

  • @healthwellnessyou5720
    @healthwellnessyou5720 27 วันที่ผ่านมา

    Love this just ordered ❤

  • @movingforwardt243
    @movingforwardt243 2 หลายเดือนก่อน

    Glad they listened to feedback.

  • @thehapamommy
    @thehapamommy 2 หลายเดือนก่อน +2

    Thank you for all you do Miko. I can’t wait to get the new workbook. I need to fully commit to it. I have been slacking in my budget this year

  • @anitadiggs9001
    @anitadiggs9001 2 หลายเดือนก่อน +1

    Can’t wait to order mines. Thank you for the preview

  • @reinahernandez1011
    @reinahernandez1011 2 หลายเดือนก่อน

    I cannot wait!!! By far the best budget planner I’ve ever used💰💕🙏🏻

  • @kimisaplannerbabe
    @kimisaplannerbabe 2 หลายเดือนก่อน

    Love the smaller size!

  • @magenmacdougall4532
    @magenmacdougall4532 2 หลายเดือนก่อน

    Loving the smaller size and the changes!

  • @TheCoruscateProject
    @TheCoruscateProject 2 หลายเดือนก่อน +2

    Love the changes, love the wildflower cover, love that you did a video here as well.

  • @choosetoshine2610
    @choosetoshine2610 2 หลายเดือนก่อน

    Love this new workbook! I am buying it! ❤🎉❤

  • @PattisPurse
    @PattisPurse 2 หลายเดือนก่อน +2

    i ❤ smaller one!!! cant wait!

  • @andreajones9559
    @andreajones9559 2 หลายเดือนก่อน

    Breaking habits is hard, but I am working at it daily. Thank you for being genuine in your videos and journey.

  • @brianneholmes6547
    @brianneholmes6547 2 หลายเดือนก่อน

    I am so excited for the new budget book!

  • @GKAnderson
    @GKAnderson 2 หลายเดือนก่อน

    I AM SO EXCITED!!!!!!!❤ Absolutely love the BBP and LRP❤️

  • @victorias5983
    @victorias5983 2 หลายเดือนก่อน +1

    I appreciate you showing real numbers and this is actually a very useful and practical way to use a planner as mom of four like me.

  • @KizzyGill
    @KizzyGill 2 หลายเดือนก่อน +4

    Thank you so much for sharing here. I’m new to budgeting and I’m trying to really just figure out how to get my finances in order. Love your content & your channel.

  • @shonJ17
    @shonJ17 2 หลายเดือนก่อน +2

    I love you!! You know my story..in chapter 8 lol. Your BBP did change my life in so many ways. Thank you again. ❤

  • @deepick8345
    @deepick8345 หลายเดือนก่อน

    ❤❤love ❤❤the video and the book

  • @wendybroadhurst6853
    @wendybroadhurst6853 2 หลายเดือนก่อน

    Love the new workbooks. Will be saving the next two weeks for this one. Plus the smily cover. Love the price.

  • @pahoualo5914
    @pahoualo5914 2 หลายเดือนก่อน

    OH my gosh I just preordered my workbook and cannot wait to get it and start using it

  • @spange2380
    @spange2380 2 หลายเดือนก่อน

    Love it! Love the changes! You always give us the most help and the best value!!!

  • @veramillogo5285
    @veramillogo5285 2 หลายเดือนก่อน

    I really appreciate the thoughts and work you put into the workbook. After using your workbook for almost 5 years, I think the changes you've made are improving the workbook.
    I do live in Germany so I buy the printable version. It would be great if you could offer the printable version also matching the DIN A4 paper size we use over in Europe. So I could use all my page and not wasting so much unser space on my paper.
    Thanks a lot for your work. You helped pay off 20.000€ in debt as a single mom. Since last month I' m debt free. It feels so great and calming!

  • @ashleycannon2522
    @ashleycannon2522 2 หลายเดือนก่อน +4

    I am just now learning I have 3 sticker pages in my 2024 workbook 😂! Also I think I’m planning on ordering the small workbook this year.

  • @laurynpawl6839
    @laurynpawl6839 2 หลายเดือนก่อน +1

    This workbook helped me so much. Thank you Miko for such a great tool.

  • @ShelleyLockwood
    @ShelleyLockwood 2 หลายเดือนก่อน

    I bought the older version because it was a little cheaper... Have been using the Budget by Paycheck method for three years and love it. Never used the pages that were removed either!

  • @snowbujo
    @snowbujo 2 หลายเดือนก่อน +2

    These are great changes ❤

  • @taniaa.2454
    @taniaa.2454 2 หลายเดือนก่อน

    This is exactly what I’ve been waiting for! I cannot wait! Thank you sm Kumiko! 💜

  • @yolirey71
    @yolirey71 2 หลายเดือนก่อน +2

    Wow.. I like that! Just got last years book, now I wish I would have waited😬

  • @samantha200
    @samantha200 2 หลายเดือนก่อน

    So excited for the updates and to order!!

  • @candaceparrilla652
    @candaceparrilla652 2 หลายเดือนก่อน

    Omg! This new book is awesome! Miko, I have been following you for a while now. Your videos have helped me so much with my finances, but I never bought your budgeting planner book because it was just too much for me. This new planner is so much better! I will definitely pre-order on 9/16. Thank you for all you do! ❤