UOB Absolute AMEX Credit Card Detailed Beginners Guide // Best Credit Card for lazy people
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- เผยแพร่เมื่อ 2 มิ.ย. 2024
- If you're looking for a card that has little to no complicated terms and conditions, this is the card for you. The UOB Absolute AMEX is the highest limitless cashback credit card at 1.7% as compared to its peers at 1.5% - 1.6%. In this video, I'll guide you through the benefits, the terms and conditions line by line and also share with you a BONUS TIP should you have any issues paying at a merchant that doesn't accept AMEX cards so that you can still earn the 1.7% cashback.
If you enjoyed this video, give it a like, it'll really help with supporting this channel! Constructive feedback is always welcome!! 🙂
Affiliate Mentioned In This Video
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My Digital Downloads
🛒 My Annual Personal Finance Budgeting Spreadsheet - ko-fi.com/s/e45fe60c1b
🛒 My Net Worth Tracker - ko-fi.com/s/d99366e5b5
🛒 Emergency Funds PDF Guide (Free) - ko-fi.com/s/878c3211cb
Investment Platforms I Use
🎋 Moomoo - j.moomoo.com/00x8FW
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My Credit Card Combination
💳 HSBC Revolution - tinyurl.com/dzhsbcrevo
💳 Standard Chartered Smart - tinyurl.com/dzscsmart
💳 HSBC Advance - tinyurl.com/HSBCAdvSS
💳 Citi Rewards - tinyurl.com/dzcitirewards
💳 UOB Ladys - tinyurl.com/uobladysom
💳 UOB EVOL - tinyurl.com/dzuobevolcc
Other Credit Cards I’d Recommend
💳 UOB One - tinyurl.com/dzuobonecc
💳 Citi Cashback+ (1.6%) - tinyurl.com/dzciticashbackplus
💳 Citi Cashback ($800min spend) - tinyurl.com/dzciticashback
💳 CIMB Visa Signature - tinyurl.com/dzcimbvisasignature
💳 CIMB World Mastercard - tinyurl.com/dzcimbworldmaster...
Multi Currency Cards for Travel (ranked to my preference)
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CONNECT WITH ME:
► 📫 Email - demi.zhuangg@gmail.com
► 💛 Support - ko-fi.com/demizhuang
► 👋🏼 Instagram : @demiizhuangg
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Disclaimer
Hey guys, I just wanted to mention that with all the videos I've posted to-date it should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I've mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that'll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡
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KEY TIMESTAMPS:
00:00 - Introduction
00:42 - Comparison + Benefits of this card
02:08 - BONUS TIP
03:04 - How to each cashback?
04:30 - Detailed T&C walk-through
07:16 - MY TOTAL cashback earned to-date
08:30 - What do I use the card for?
Relevant links:
www.uob.com.sg/personal/cards...
www.uob.com.sg/assets/pdfs/tn...
BEST Multi-currency Debit Card I personally use - Sign up for $5 BONUS - youtrip.onelink.me/3xWB/jvg6uosc
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Other related videos on this card -
Beginners Credit Card Strategy 2022 // Singapore - Guide to Earning Cashback on Daily Expenditures - • Beginners Credit Card ...
How to Maximise Cashback With Credit Cards for Beginners 2022 | Cashback (Singapore) - • How to Maximise Cashba...
Paying for Insurance premiums using the UOB Absolute AMEX - • Video
I hope you guys enjoyed this one and as always, reach out should you have any questions or if you just want to connect (Ps, Like 👍🏼 & SUBSCRIBE~)
Excellent video!! Exactly, this is what I was looking for!! Very good content 👌 😊
Thanks for the informative video, look forward to your UOB EVOL guide! 👍🏻
Excellent guide!
Thank you! 🙂
Hi Demi! Great detailed video, thank you for making this! :) May i check if the cashback also applies if i use this card to pay for overseas school fees?
Heyhey! Thank you for watching! As long as they accept AMEX! 👍🏻 is the sch fees denoted in SGD?
@@DemiZhuang thanks for the reply Demi, appreciate it! Nope, the school fees are in AUD! Would it still be eligible for Cashback? Or does the transaction have to be in SGD only?
Hi! I've been watching your videos and thank you for all the information thus far! I'll be moving to Singapore for work soon, and therefore will have high expenses such as rent and living cost. Will this credit card benefit me, or would another card like UOB One be better? I will also be buying flight tickets regularly to travel between Malaysia and Singapore, so I'm not too sure which card would be the best, and whether to prioritise cashback or miles. Also, might be a dumb question, but this card has "rent" as a category, how do you pay for rent using a credit card?
Rent using this card as long - as you are able to charge the rent to this card, it’ll be a successful transaction qualified for cashback. If however, your rent is paid via bank transfer, this wouldn’t work.
If you’re able to meet the T&C for the cashback programme on UOB One, that card would be superior as compared to this. It would be better if you could calculate estimated $ on both and compare which card will give you higher cashback. Hope this generally help.
@@DemiZhuang Thank you so much for the tips! Will hopefully be able to put all the knowledge you have shared to good use when I kickstart my life in SG.
Hi Demi, thank you for your informative video on UOB AMEX card! Does the cashback applies to grocerry shopping at NTUC? or only certain supermarkets?
Hey! Thank you for watching! To your question, there’s no clause on that!! :)
@@DemiZhuang Thanks for your prompt reply :) so as long as i do my grocery shopping and pay using this UOB AMEX card, i will be eligible for the cashback?
@@DemiZhuang also does taking mrt/bus rides with this card add into the cashback as well? :)
As long as it doesn’t fall under the excluded transactions yes! Grocery shopping isn’t one of them so just use that and you’ll get it. But take note it’ll only show in the following statement month! :)
@@DemiZhuang Thanks for sharing!! Appreciate it 😁😁
Hi how do you make rental payment using this card to get the cashback?
Anyone knows if we are able to pair the card with Apple Pay now? Considering getting this card.
Might be a dumb question. Is it possible to earn that 1.7% cashback to pay my other credit card bills if I use GrabPay card (Top up with Absolute AMEX) to pay via AXS?
🙈 I have not tried. Maybe share your experience when you do!
Hi, do you know if top up dash e-wallet by UOB AMEX card, can also earn the cashback like Grab wallet top up?
If you are able to have it successfully charged to the card then yes!
Do you happen to know if the uob absolute card sign up bonus of 1st $1200 spend include grab wallet top up?
Hi can refer to this T&C - www.uob.com.sg/assets/pdfs/uob-absolute-cashback-card-welcome-bonus-cashback-tncs.pdf?i_cid=pfs:sg:owned:int:site:na:li:na:na:na-evergreen:direct:na&vid=none
I think should be fine based on what I read.
@@DemiZhuang thank you
What you use to replace the grab card for insurance payments?
Hey! I'm currently just paying without any rewards back. I'll look into this in March when I'm back in SG.
Hi good afternoon, can I check how do I know if I earn cashback using this card? Is it indicated inside the monthly e statement?
Yes! Eg you spend in oct, pay the statement in nov first week. The cashback only comes in the next statement.
Hi, I have received for example this amount of $6.93 in Nov’s statement. How do I go redeem this amount under rewards or use it to offset the subsequent month credit card bills?
It’s automatically deducted from that month statement
May I ask how to do the fee wavier and what is the terms and condition
Can apply via the mobile banking app!
@@DemiZhuang Thank you for the reply !! Does it have any terms for it? Because why would they waiver it for no reason? Thank you!!
alot of place cannot use which don't support amex
Increasingly better though!
DCS ultimate platinum Mastercard give 2 percent no minimum spend….
👍🏻
Installments plan like atome?
No, you wont earn cashback on this.
can the cashback be withdrawn? or is it used to offset your statement?
Offset.
wah, two years spend on this card close to $32k.😱😱
😂 some of it aren’t my spendings hehe. Not many would go through the hassle of using this to pay for insurance.
@@DemiZhuang its good to pay insurance. And no minimum spend and limitless Cashback is good for large purchase. Too bad grab card got big nerfed if not the combination absolute and grab card not bad. I am considering apply between Maybank friend and family or dbs live fresh
Which card nerfed?
@@DemiZhuang grabpay, grab card，no more absolute 1.7% + grab 1.2%.
Ahh you were referring to the grab rewards!
hm but i thought youtrip doesn't accept amex topup?
Do it via grab!