Hello Pranjal.. How can you forget the taxation and indexation benefits of liquid funds? You could have suggested few best liquid funds in the video too.
As a person who always invests in liquid funds, I can say that all the information you have given here are spot on. I advise everyone to keep a certain portion of their investments in liquid funds as they are relatively very safe and highly flexible.
Thank you Sir for giving: 1) Financial advise 2) Providing better financial instruments 3) Giving financial advise based on personal experience and giving preference 4) Afterall helping to manage financial portfolios. ...And many more
What a great explanation in simple terms! 👍🏾 Please make a video on Franklin Ultra Short Bond Fund and why it failed even though it's supposed to be a liquid fund! As you explained, they were supposed to invest in instruments that mature in 90 days so howcome they don't have liquidity?😳
Sir i really appreciate you hard word and knowledge you always give us valuable knowledge which always help us.... Thank you thank you soooo much sir🙏🙏🙏🙏for giving us your valuable time and knowledge in free of cost
Hey Pranjal..Can you please elaborate on Short term and Ultra Short term Debt funds?? Also which one should we consider for a short term duration - Ultra Short term, Short term or Liquid Debt funds??
Thanks Mr. Kamra, for the simplest way of explaining about the LFs. I have a couple of questions if you could respond to: 1. Has the today's situation, in any form, affected the nature and the features of the Liquid Funds? 2. Does it matter if I invest in this fund myself or with the help of an investment company? If yes, how?
Hi Pranjal thanks for the video. It was so well explained. However after watching this video I was comparing FD rates vs Rate of return of liquid funds. 1 year fd return is around 5 to 5.5% in most banks , but 1 year return of a good liquid fund is around 3.3%. So in this scenario FD clearly is a better choice as it has higher return and more safe. Could you please explain this difference.
@@shubhamyadav4903 You get back the fd money in 5-10 minutes while exiting liquid fund can take 2-5 days for money to get deposited back to your account. I did a lot of research and don't see where liquid fund could be better than fd's. Only one thing is if you hold liquid fund for >3 years, long term tax benefits can be availed alongwith indexation benefits while fd returns are always taxed as per your income slab
@@manishtripathi3751 what about the penalty charges while liquidating fds dude in an emergency situation.....can you bare such penalty amount in an emergency situation
I have been investing in the Nippon liquid fund using paytm money app as well as Tata index sensex. Thank you for your video. It cleared my doubts about liquid fund.
I am watching your video from last year....all video's are excellent...all posts are having lot of information.. based on your opinion I have started two mutual funds from this year...both MFs are giving best returns....keep going on bro..
Thanks Pranjal for the video and explaining the concepts. It would be nice to see visual comparison charts and graphics on the screen to get more clarity.
sir, i dont have much idea. So in liquid funds, once we start investing our money, do we have to put in more money every year or every month? and the interest that we will be receiving, will it be applied on the money we put on the first day or the money we have in the liquid fund just before the completion of one year? are there chances of getting our returns increased if we put more money every month into the liquid fund? pls help sir
I can't describe how easily I am now able to understand financial concepts. A very big thank you. I am eagerly waiting could you pls add some content on Shariah compliant mutual funds or share any good videos that we can refer for Shariah compliant mutual funds. Thank you
Have a query about balanced fund: I see most of the balanced funds charges expense ratio more 1.5% or 2% (direct or regular plan), also came to know most of the PMS charges not more than 2% per annul. Can you share some details on this analogy for customer to decide on which one should for lump-sum investment for long term? Fund name Expense ratio ICICI Prudential Balanced Advantage Fund 1.72 DSP Dynamic Asset Allocation Fund - Regular Plan 2.28 IDFC Dynamic Equity Fund - Regular Plan 2.34 L&T Balanced Advantage Fund 2.43 HDFC Balanced Advantage Fund 1.62 This comparison is odd but considering safety with balanced fund vs PMS which can give very good returns over long term(minimizes risk) 10-15 years - and charges looks similar - so which one should be beneficial?
Another important point missed in the video is expense ratio. Is this charged yearly or once off? If yearly, will it be pro rated when we withdraw in a month?
Good day Pranjal, your videos are very informative.Thanking you for your efforts. request you to do a video about tax implications on with withdrawals from Liquid funds.comparing with taxe out going with FD & MF Wishing you safe day!.
THANK YOU THANK YOU SOO MUCH FOR THE CLEAR GUIDANCE ON EACH AND EVERY TOPIC OF INVESTMENT..... EVERYTIME I THINK OF INVESTMENT I JUST OPEN YOUR TH-cam CHANNEL., ANY GUIDANCE NEEDED PRANJAL KAMRA HAI NAAHH!!!! ...... ANY DOBTS FOR ME??? PRANJAL KAMRA HAI NAAAH!!!!.... THANK YOU SOOOO MUCH HEARTLY AND FROM THE BOTTOM OF MY HEART....😇😇😇😇😊😊😊😊😊😊
Can you please do a video for Gilt Funds? I was having a look at the performance of the Top Gilt Mutual Funds & am amazed to see that they have done better than many of the Equity Mutual Funds and as they invest in Govt. Securities they are super safe! Can you explain how they work exactly? What I read is "they change on the basis of Interest Rate Changes: Higher Interest Rate -> Low NAV & Vice Versa. I did not completely understand why it happens and need info about it and if there is lock-in period.
I am a Class 12 student about to go into college. I had a serious question and doubt. I am planning to make a career in the financial markets and gain work experience too after that. Bhaiya, if my college for undergraduate course is not very good or doesn't provide placements, I'll be surely trying for off campus placements. I will be equiping myself with FRM and CFA L-1 and advanced exce;. financial modelling. Also either of R or Python. So with this skill set, would trying for off campus placements be less rewarding compared to colleges where big companiees like D.E Shaw come. If I go ahead with applying off campus, and some student gets an offer from college placements, would my CTC or would be lower to him? Would I be considered equal and would they offer fair pay and position?
Am new to your channel. My 1st video. However, kudos on an excellent video!! Concise, to the point, very informative & unbiased info being provided!! Thanks! And, keep up the good work!
Hi Pranjal, can you please compare FD vs Liquid fund in terms of income tax implications ? That could be a factor, specially for 30% tax bracket range .
Thank you for this wonderful information. I have 2 questions. Is our gain in liquid mf taxed, in case of direct plan, if yes, how and what tax we have to pay? And second one, if we choose lump sum option for investing can we add any amount we choose to add?
Sir first of all thank you very much for sharing knowledge on stock market issues each and everything very clearly . Keep it up sir you are a nice inspiration for educating people on financial issues. Sir please tell best hybrid mutual fund for long term investment
I am a noob in finances and still I understood everything you said. Such a great explanation.
P
Watching this video after 2 years but still the most detailed video i have ever seen
I was just thinking about this topic 5 minutes ago. I opened YT and found this video on the top. Incredible services Mr. Kamra 👌❤️
Same here
same with me😀
Same here
Same bhai apni phone pe hi dkha aur yt par ye video
Same here
Bro the way you Explain things have made me Addicted to watch all your vedios, Excellent bro Thank you soo much..🙏
Glad to hear that!
You have depth knowledge of financial management , no doubt u r maestro
Aap itne effectively explain karte ho na sir sach me man karta hai ki aap ko gale laga lu. Thank you so much ❤
Hello Pranjal..
How can you forget the taxation and indexation benefits of liquid funds?
You could have suggested few best liquid funds in the video too.
Are liquid funds taxable ?
As a person who always invests in liquid funds, I can say that all the information you have given here are spot on. I advise everyone to keep a certain portion of their investments in liquid funds as they are relatively very safe and highly flexible.
You discuss complex things very clearly, nice presentation, thank you Mr. Kamra.
Such a great explanation.. In 13 to 14 min you gave full idea about the fund.. 😊
Really well explained and very well articulated and elaborated. Got the information exactly what I was looking for. Great video Pranjal.
Glad it was helpful!
Best video about liquid fund on TH-cam 👍👍👍
You are so motivating,
Every second of your video is worth a million.
Thank you 😀
Thank you Sir for giving:
1) Financial advise
2) Providing better financial instruments
3) Giving financial advise based on personal experience and giving preference
4) Afterall helping to manage financial portfolios.
...And many more
Most welcome!
Bahut achhe.. your explanations are simple and crisp.. keep it up !!
Informative video got all my queries solved about liquid funds thankyou for the Initiative 🙌
Happy to help!
What a great explanation in simple terms! 👍🏾
Please make a video on Franklin Ultra Short Bond Fund and why it failed even though it's supposed to be a liquid fund! As you explained, they were supposed to invest in instruments that mature in 90 days so howcome they don't have liquidity?😳
Sir i really appreciate you hard word and knowledge you always give us valuable knowledge which always help us.... Thank you thank you soooo much sir🙏🙏🙏🙏for giving us your valuable time and knowledge in free of cost
Thanks and welcome!
Hey Pranjal..Can you please elaborate on Short term and Ultra Short term Debt funds?? Also which one should we consider for a short term duration - Ultra Short term, Short term or Liquid Debt funds??
Thanks Mr. Kamra, for the simplest way of explaining about the LFs. I have a couple of questions if you could respond to:
1. Has the today's situation, in any form, affected the nature and the features of the Liquid Funds?
2. Does it matter if I invest in this fund myself or with the help of an investment company? If yes, how?
no reply since 2 years. nice
Very nice way to make people understand, keep doing the good work
Explanation is very easy to understand everyone...
Hi Pranjal thanks for the video. It was so well explained. However after watching this video I was comparing FD rates vs Rate of return of liquid funds. 1 year fd return is around 5 to 5.5% in most banks , but 1 year return of a good liquid fund is around 3.3%. So in this scenario FD clearly is a better choice as it has higher return and more safe. Could you please explain this difference.
Sir, its not about safety its about the liquidity....
@@shubhamyadav4903 FD is more liquid bro
@@manishtripathi3751 how?
@@shubhamyadav4903 You get back the fd money in 5-10 minutes while exiting liquid fund can take 2-5 days for money to get deposited back to your account.
I did a lot of research and don't see where liquid fund could be better than fd's.
Only one thing is if you hold liquid fund for >3 years, long term tax benefits can be availed alongwith indexation benefits while fd returns are always taxed as per your income slab
@@manishtripathi3751 what about the penalty charges while liquidating fds dude in an emergency situation.....can you bare such penalty amount in an emergency situation
I have been investing in the Nippon liquid fund using paytm money app as well as Tata index sensex. Thank you for your video. It cleared my doubts about liquid fund.
Sir. Plz make a video on "where to invest when market is down" or In this situation which stock is better for future
लिक्विड फण्ड सही है😊😊💵💵💰💰💰👌🏻👌🏻,बहुत he acha वीडियो प्रांजल जी😊😊👌🏻👌🏻🇮🇳🇮🇳🇮🇳🙏🏼🙏🏼🙏🏼🙏🏼
You are great... Happy Teacher's Day
Namaskar ji. Girte market me kis chiz me investment krna thik hoga. Mutual fund se better or koi options h to please tell me
VERY INTERESTING VIDEO. CLEAR DETAIL INFORMATION ABOUT LIQUID FUND. GREAT THANKS.
Glad you liked it!
No wonder y this guys has 1.41 million subscribers. Man what an explanation i am sure going to invest
Great explanation! Very clear on the risks!
शानदार जानकारी के लिए बहुत-बहुत धन्यवाद !
This is what I am looking for. Excellent content
Glad it was helpful!
I am watching your video from last year....all video's are excellent...all posts are having lot of information.. based on your opinion I have started two mutual funds from this year...both MFs are giving best returns....keep going on bro..
You have explained very clearly. Thank you.
You are welcome!
Really I think this guy is giving true picture
Waiting for this from months, thanks finology
Your View on YESBANK, must be true but I think,We need more time for that. I admire your acceptance and Salute your courage.
thank you...very clearly explained 👏👏...wish you our teacher😝
Sir you are great. You are explain each and everything nicely
Pranjal, youare doing great work. Thanks.
Thanks Pranjal for the video and explaining the concepts. It would be nice to see visual comparison charts and graphics on the screen to get more clarity.
Very well explained especially for a person who is nill in all this thing's.
Thank you very much for the information provided in such a easy way.
It helped me alot to understand the concept of liquid fund.
*Thanks for explaining us in a simple way :)*
Pranjal hero hai. Sidhi sidhi baat without any drama.
Ek number brother..Great explanation..Doing great.. keep it up..
Thank you for this wonderful explanation Sir.❤
sir, i dont have much idea. So in liquid funds, once we start investing our money, do we have to put in more money every year or every month?
and the interest that we will be receiving, will it be applied on the money we put on the first day or the money we have in the liquid fund just before the completion of one year?
are there chances of getting our returns increased if we put more money every month into the liquid fund? pls help sir
I can't describe how easily I am now able to understand financial concepts. A very big thank you.
I am eagerly waiting could you pls add some content on Shariah compliant mutual funds or share any good videos that we can refer for Shariah compliant mutual funds.
Thank you
Great video I found what I want
Thank you very much
You are welcome!
He deserve everyone's subscription 💯✔️
Have a query about balanced fund: I see most of the balanced funds charges expense ratio more 1.5% or 2% (direct or regular plan), also came to know most of the PMS charges not more than 2% per annul. Can you share some details on this analogy for customer to decide on which one should for lump-sum investment for long term?
Fund name Expense ratio
ICICI Prudential Balanced Advantage Fund 1.72
DSP Dynamic Asset Allocation Fund - Regular Plan 2.28
IDFC Dynamic Equity Fund - Regular Plan 2.34
L&T Balanced Advantage Fund 2.43
HDFC Balanced Advantage Fund 1.62
This comparison is odd but considering safety with balanced fund vs PMS which can give very good returns over long term(minimizes risk) 10-15 years - and charges looks similar - so which one should be beneficial?
Hello Pranjal, what is the best liquid fund to invest?
Great work sir ..
Any idea what is feedback for nippon india liquid fund ? Should we invest on same? Good or Bad? Any liquid fund you can recommend...
Sir excellent speech very very memorable videos upload tq very much
Thank you Pranjal bhai . Learning something new on your every video. 🙂
Great video Sir, I feel a liquid fund and overnight fund can be a great alternative to fd and savings account respectively.
Shaandar explanation sir
Another important point missed in the video is expense ratio. Is this charged yearly or once off? If yearly, will it be pro rated when we withdraw in a month?
No. Expense ratio is charged every single day. It is deducted from the NAV at the end of the day.
Never disappointed with your content sir hats off.
Good day Pranjal,
your videos are very informative.Thanking you for your efforts.
request you to do a video about tax implications on with withdrawals from Liquid funds.comparing with taxe out going with FD & MF
Wishing you safe day!.
masaallah sir aapki voice bohut piyari hai aur aap kafii ache se explain karte ho chijo ko
Really I am searching for this video and getting the same from finology is soo good...
Sir fd me interest quarterly compounding hoti h..kya debt fund ya uske types me bi aisa hota h? Coupon rate etc..
I downloaded it.. It looks very good app.. let me try.. Thank u for suggestion...
Very useful kamra ji
Too nice advice
THANK YOU THANK YOU SOO MUCH FOR THE CLEAR GUIDANCE ON EACH AND EVERY TOPIC OF INVESTMENT..... EVERYTIME I THINK OF INVESTMENT I JUST OPEN YOUR TH-cam CHANNEL., ANY GUIDANCE NEEDED PRANJAL KAMRA HAI NAAHH!!!! ......
ANY DOBTS FOR ME??? PRANJAL KAMRA HAI NAAAH!!!!....
THANK YOU SOOOO MUCH HEARTLY AND FROM THE BOTTOM OF MY HEART....😇😇😇😇😊😊😊😊😊😊
Glad to hear that!
Thank you hamare liye itna socha aapka ❤❤ ... Thank you for helping us with such tricky world of finance.
Kya liquid fund aur debt fund same hai ....pranjal sir
What about the taxation part, sir?
Sir liquid bees kaise kaam karta h?
Kya ye liquid fund ka alternate ho sakta h ?
I think iske return tax free bhi h.
Pls explain sir.
As always beautifully explained
Thanks a lot 😊
Hats Off Sir Kamra😃
Can you please do a video for Gilt Funds? I was having a look at the performance of the Top Gilt Mutual Funds & am amazed to see that they have done better than many of the Equity Mutual Funds and as they invest in Govt. Securities they are super safe! Can you explain how they work exactly? What I read is "they change on the basis of Interest Rate Changes: Higher Interest Rate -> Low NAV & Vice Versa. I did not completely understand why it happens and need info about it and if there is lock-in period.
Pranjal Sir, Aap bohot achha samjhate he
Thankyou!
Liquid fund is the fund which u keep aside every month for your liquid consumption (daaru) Just kidding, Nice video Keep the great work of educating.
😂😂
Which are best liquid fund investment options. Pls give us a clear data then should we can have more options to choose.
please make a video on gold mutual funds. Ex: Kotak Gold Fund, Axis Gold fund.
Really hopeful..
You teach very clearly . Thanks dear
You are welcome 😊
I am a Class 12 student about to go into college. I had a serious question and doubt. I am planning to make a career in the financial markets and gain work experience too after that. Bhaiya, if my college for undergraduate course is not very good or doesn't provide placements, I'll be surely trying for off campus placements. I will be equiping myself with FRM and CFA L-1 and advanced exce;. financial modelling. Also either of R or Python. So with this skill set, would trying for off campus placements be less rewarding compared to colleges where big companiees like D.E Shaw come. If I go ahead with applying off campus, and some student gets an offer from college placements, would my CTC or would be lower to him? Would I be considered equal and would they offer fair pay and position?
Sir which trading platform is best for intraday,
Angel broking vs aliceblue,share your opinion pls.
Am new to your channel. My 1st video.
However, kudos on an excellent video!! Concise, to the point, very informative & unbiased info being provided!!
Thanks! And, keep up the good work!
Great content..bahut badhiyaaa..
Is return from liquid funds taxable like equity gains?
No. Taxes like debt funds.
thanks a lot sir.... get right information at right time....
Hi Pranjal, can you please compare FD vs Liquid fund in terms of income tax implications ? That could be a factor, specially for 30% tax bracket range .
@@mutualfund_help I could not understand. What is the advantage of it ?
Very good Explanation... thanks for sharing the knowledge
Sir , very well explained .. Thanks for the video
Bahot acchi tarah samjhaya bhai ne 👍👍👍👍👍👍👍
Whenever I have some doubt about money and finance , he becomes my consultant everytime and that too for free .
Love Your Character Mr. Kamra ❤️
You are Awesome brother👍
Nicely explained. Can you also share about the taxation in liquid funds?
Thank you for this wonderful information. I have 2 questions. Is our gain in liquid mf taxed, in case of direct plan, if yes, how and what tax we have to pay? And second one, if we choose lump sum option for investing can we add any amount we choose to add?
Good information Sir 👍👍
I wanted to start investing on LF.. can u please suggest the best ones currently. Thank you
Sir first of all thank you very much for sharing knowledge on stock market issues each and everything very clearly . Keep it up sir you are a nice inspiration for educating people on financial issues. Sir please tell best hybrid mutual fund for long term investment
Your knowledge shared is relevant till today