Living On $150K A Year In NYC | Millennial Money
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- เผยแพร่เมื่อ 12 พ.ย. 2018
- Dijana Ilieva lives alone in New York City on $150K a year. She runs her own brand consulting agency and plans to retire by 40.
Read more about Dijana's budget breakdown here: cnb.cx/2zRyaxU
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Millennial Money: Living On $150K A Year In NYC | CNBC Make It.
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CNBC Make It. Do you verify claims this people make? Do you ask for proof of income? This lady seems very dodgy
Did she say after getting laid with corporate what??
CNBC Make It. Living on under 8k as a college student might be more appealing to your target audience.
LoL 😂 @GelleG
She spends more on donations than groceries? This is why people hate liberals. You all can’t stop sucking yourselves off
debt free , single, living in new york, a business owner? she is living her best life!
True 😂
Lmao she has no kids and it will soon be too late if it ain't already
@@Standoff96 maybe she doesnt want kids
There’s something to be said of having kids. Best thing that ever happened to me. I would rather that than put my all into a job alone. But good for her none the less. Not everyone is the same.
@@danielpowell482 I don't think thats what she wants
Making $150k, only saving 10% and hoping to retire in 6 years? Must be sitting on way more Bitcoin than she's willing to admit.
Living expensive in NY and taxes too.
My thoughts. Maybe she'll retire in Africa.
Yea, something is up with this story.
Frans xescoli LMAO 😂
@@fransxescoli4834 I live in Cape Town in a pretty good neighbourhood and I share a 3 bedroom flat with some friends for $1100 a months. Life is extremely cheap here compared to America.
"Debt Free" is like the most satisfying word to hear.
Its two words
Sam E I don't know you but you are in debt 😂
Most satisfying EVER. Sigh....
“European education system” is nice too
@Jose Luis lol you are tho
I'm 25 and I literally just finished paying off my student loan today! I'm so overjoyed. I feel so much relief. Now it's time to invest. Better late than never.
Congrats!
V12ish hard work pays off, nice job🙌🏻
Congrats!!
25 here too. Just paid off my student loan today. Closing in on car note then savings starts.
Buy some real estate first.
That is a guaranteed investment.
She bought Bitcoin a 1k and sold at 19k? Jesus Christ what a return!
Yusuf Onder
Why would that matter if you " had " it?
I know right! :))
I know right! :))
She just bought for 100$ but she don’t say it.
Bought it also at 80-100 dollars on early 2013 sold all at 1k to 2k on 2017. Learned my lesson when the bubble popped on 2014-2015. She's probably one of the idiots that bought my coins at 1k LoL. I might not have dumped at a peak but glad to get out of that scam with a profit!
Her brother is the real MVP
Henry Grand my thoughts...
Exactly! I want CNBC to interview him
😂😂😂 definitely
Why?
Ana Mira Bitcoin value fell by a lot. The fact that his brother told her to get out at its peak value is awesome.
To anybody pursuing financial freedom, peace & success, I hope you make it.
LEO thankyou
Thank you!
Mental Hack to you as well
It’s not hard to be debt free, people go into debt just to impress people buying taking loans out on cars and maxing credit cards. I’m only 21 and designer and other stuff don’t interest me only cars do. I have $104,750 saved and I work at a high end restaurant.
Thanks, likewise. 💯
She was my Airbnb host and she was lovely and very passionate about her job! Glad to see this person successful:)
she does Airbnb too? what a smart gal!
did u hit it?
$2400 for 2BR in Manhattan, that's an amazing deal! She either got super lucky or she has a roommate and $2400 is her portion of the rent.
Ronald Rosario I think she is sharing the roommate otherwise $2400 two bedroom is unthinkable.
I’m certain she means 2400 for her share, 4800 total.
Last First she says in the end she lives alone. She must’ve lucked out and got a rent controlled place.
She’s living with bunch of Mexicans
Its Brooklyn. Still sounds like a great deal but living outside of the city is cheaper
I have no idea what the point of this video is supposed to be. They didn't name her company once. They kept everything ambiguous. She only saves 5-10% of her income, which is concerning, considering she's planning on retiring at 40. The piechart wasn't even based on a 150k income, monthly or weekly. There was no breakdown of how she makes any financial decisions. The only thing they did the whole time was say immigrant, crypto currency, and hustle.
Ditto, my thoughts exactly, this video was a pure fluff and self-promotion piece that dealt with the actual budget and expenditure on an extremely superficial level. It's a lifestyle and aspirational piece of marketing, nothing more.
It's millennial money!
This video is for inspiration )
Well she’s probably planning to sell her company
So does she save 2/3 or 5-10%
I wanted to hate her, but after watching it- she is doing amazing. I can’t hate.
..Why did you want to hate her?
@@Jesse22H jealousy
@@Jesse22H Cause she thought she was entitled old money but she's actually new money.
@@cryora Why hate someone because they're entitled to old money? You can't help who you're born as/into which family. That's no different than hating her because she's from an immigrant family.
@@Jesse22H Blue hydrangea... cold cash divine.... cashmere cologne... and white sunshine. Red racing cars... Sunset and Vine... the kids were young and pretty.
$200 a month on groceries in NYC?!? That’s the price of one tomato!
Robert Smith not if you go to Chinatown
Not quite. There are many Trader Joe's as well as other super markets.
Actually it's duable and I've done even less than $200 for groceries...It's called budgeting and looking for deals.
Maybe she regularly eats outside and buys a lot of fruits
I was thinking the same
She seems much more financially intelligent than the living on $50k lady.
200$ a month for a useless overpriced iphone... yeah, highly financially intelligent.
@@VivaMessico That's a lot to pay for a phone, but I was comparing her to the woman in the other video making $50K in NYC
th-cam.com/video/nyZ4uCAVQK0/w-d-xo.html
That is usually how it works, yes
a 200 dollar phone bill is still ridiculous. my point still stands.
How?
I'm 21 and about to start my first job out of college. She's so inspirational... and the fact that she gives back to her community is so telling of what kind of person she is.
That pie chart at 1:02 is missing SO MANY things: (clothes, eat out, and other misc.) I don't believe for one moment she spends only $200 for food with no eat out.
Also the pie chart says expenses are $4,100 per month while she makes $12,500 per month. But later the video says she saves only 10-15%???
So, yeah, Im gonna believe her monthly expenses are $10,625 rather than what was shown in the pie chart.
wijaya47 she wouldn’t be making 12,500 a month. taxes would bring it down to 7,500. Expenses are around $4200. She saves at least 10-15% of her income each month. The numbers aren’t that off.
wijaya47 Taxes. Learn about them :-D
@@552mustang The pie chart was definitely missing taxes. I roughly calculated her taxes without deductions and the pie chart is still way off.
Same when I saw her groceries, that was total BS
in NYC a lot of people spend over 1k a month for food / drinks. 200 for groceries but probably an extra 1000 for restaurants / bars.
She's like one of those people who actually knows not to just blow all the money she has on expensive cars shoes dresses and such
You clearly still live with your parents.
Ya cause she doest have any money to blow
@@RedPlaystationController People who want to retire early (despite earning above average salary) don't waste their money on any car let alone expensive cars. Take the bus. What is wrong is living with parents if they have money? You work for money. When u have money you don't have to work. At least your job would go to a person who really in need of a job to pay his/her bills
Because she is beautiful, she can always marry a rich dude.
@@halfvolley11 i guess
I need a mentor like this to guide me on financial growth on the long term.
gary vee
Dave ramsey
Would you pay for one?
I’m a Financial Coach, let’s talk if you’re serious.
a "mentor" like this? you will end up in poverty lol
I'm George, I'm unemployed and I live with my parents
sutats noice!
Me too. But the main thing that we work on our plans!
"I liquidated at $19,000" HAHAHAHA yeah, I wish I had suspiciously knowledgeable people call and tell me the exact top of a given investment too 😂 😂 😂
Sono isn't having insider knowledge illegal tho?
@Sono thats interesting I see what you mean by insider knowledge, like maybe (theoretically) the government is always ahead technologically 10 years ahead and your economics professors high school teacher knew someone of high status like Rockefeller or smith who has ties in the govt and knows what will come out in the near future so he can profit off of it
@@dammit525 I suspect that it's because *insider trading* itself is the thing that is very illegal and easy to track/prove, while "insider knowledge" or simply being very knowledgeable and correctly speculating about what specific companies and entities are working on or closely studying trends isn't.
Insider trading is just making stock market trades under confidential financial private information that hasn’t been made public yet.
exactly what i was thinking
I'm so proud of her! She's doing IT!
thanks girl! I'm doing my best!
Love the video! This girl is how I aspire to be in life. Doing financially well and living in NYC!
I liked what she said about knowing your worth, it’s so true especially when you are charging for your services.
Thank you
I am an immigrant myself from Japan and also a millennial. I am happy for her and her family they are doing much better than when they first cane to the United states. I hope that immigrants can do well here in United states and give back to the less fortunate and give back to this country.
The real question is why would you immigrate from Japan? Japan is a first world country.
@@nadiab7764 people also emmigrate for other reasons than just financial reasons, my parents moved from japan to the netherlands because they like the culture here.
$150k/year sounds like a dream right now 😂
Adnan A lol wait till you finish med school
@Charlie Rakowsky if that's the case, you're living above your means. Downsize your apartment, get roomates or find a more affordable area. Look closely at your "entertainment" expenses (bars, restaurants, movies, clubs, concerts etc) and see where you can make swaps and cuts. Look your transportation (taxi, metro, NJT if that's a thing for you). Pay down your debt ASAP. Clear credit card bills every month. All of this "barely making it in NYC despite making 6 figures" is a result of chasing a lavish lifestyle. The "spend one dollar and make three dollars" rule is fantastic tbh.
Adnan A 150k is chump change in Bay Area
EduardoKicks dude I made $20k a night throwing parties at night clubs...back in ‘08! Get with the program or gtfoh! Lol
Cost of living in NYC is DOUBLE that of Chicago. So her making 150k in NYC is like someone making 75k in Chicago AKA just above the median income of 50kish
Love this video and think she is a great person to be a mentor.
That was an amazing story. Love the fact shes giving back
Yes we love a self made queen!
Her brother made her.
Queen? She doesn't even own the place she is living in.🤣
hector garza I mean its hard to own in Manhattan could you, i sure couldn’t 😔
« Self-made »
@@KRLEEQ I'm just pointing out a fact, if i was her i would get my family to invest in a apartment building. By doing that she would atleast own a piece of it, but she would also makes some money on top of that. Or she could always marry a wealthy man. 🤣
You should be able to live on 150k in any city in America. No excuses to not be able to make that work.
ikr, pointless video
gphillimo that’s a lot of money for someone living in ny that’s what the videos is trying to say
Lol you should be able to live with 40k usd /year in any place of the world
@@josejuangomez9326 that's about what I live on, and I'm good. I'm not living paycheck to paycheck, I have a nice amount of savings too. So 150k I would feel rich.
@@josejuangomez9326 Amen, if you make that much you're in the 1% of the world.
So WHOS HER BROTHER! Need a vid on that guy
Bill Gates
Why cause he’s a man and you want to act like he’s the one who’s amazing so you can try to diminish her success? You unconfident sexist men are sad.
Nathaniel GE | See You In 5 She doesn’t get money from her brother. She makes her own money obviously.
@@michellepaul8514 c'mon you're blowing it out of proportion
She is fantastic! From immigrant family, helping other people, doing her own business. Inspiring story. I’m wishing you just best!
Being savvy and generous, a combination for making the world a better place
3:31 My Respect for giving back !! 👌🏼
So humble and smart! Great job.
Right on...
Do keep us posted when you turn 40 and are retired. Sending over some positive vibes.
Sweetie, you're doing amazing ❤
I can't even knock her hustle.
Amazing how she made it a priority to Give Back !!
2018: "Get out, you will never see a return on anything like this in your life again".
2021: Bitcoin price be like:
😂😆
I hope she bought back in
Bless you! Good luck in the new 2020
I love how humble she sounds.
I am 23 and just published my first short stories and poetry book. I am nervous about how people will review it, but the spirit told me it's the right thing to do and it will be a great help to many people. Please pray for my sales to do well, peace, love and light to all💖 blessings
Imagine making 150k and being a renter. She is 34 and wants to retire by 40. She is saving almost no money, has no house, and wants to retire in 6 years. NICE PLAN.
Adam Ruck
Delusional. No one in America wants to work anymore
Adam Ruck Female retirement plan.
Kurt Gödel
She forgot to line up Sugardaddy
I bet she is invested in Bitcoin again.
She is prob going to sell her company so, it’s possible.
Took me over 10 years of grinding to hear the term "debt free" happiest day of my life! We'll on of them!
Love her laidback but in control attitude and mentality 😊
She’s lives alone in NYC for $2400 for a two bedroom. Makes no sense.
And she only spends $200/month on groceries?
She probably has a roommate, I spend $150 on groceries per month.
@@HalimaAbshir and thats all you ate all month? no eating out?
You can easily find a 2 bedroom apartment in brooklyn or queens for 2400 a month.
The Halima what crap u must buy to eat for that amount,I feel sorry for person who is invited for dinner to your basement if that’s ever happened 150 $ per month 😂😂😂😂😂😂😂
@@alecsanchez9755 "brooklyn or queens" isn't manhattan
I lived in nyc and after 3 months the glam wore off and I realized just how big of a crap hole it was.
Those three months were tough on the rest of us that still live there. We were quite happy when you left.
nyc isn’t for the weak
I went for 2 days and the glam wore it off real quick
You're right. It's good to visit, bad to live in
So proud of you girl!!!
GIRL! 🙄 YOU ARE KILLING IT!!!!! 🔥 You have so much going on for yourself - definitely #goals. 🤗
Also, I live in manhattan and don’t “hate myself a little bit”. I actually love myself LOT - moving here was one of the best decisions of my life! #blessed 🗽 🍎
Man she is killing it
$200 a month only on groceries? Sounds like to little to me, especially for NY
Steve Rapos possibility that she doesn't eat in that much / company dinners and such
I really only make breakfast at home. Veggies and eggs. That's the right amount
yeah guys + remember she may live by herself , like legit I easily spend 500 on groceries but then again I also have a family of 5-6
@@coastalcrush So the pie chart is off then as many people have commented. It should include what you spend on eating out, and on food deliveries I guess.
More like $600
I like that she multifaceted and smart and finds time for charity straight hustler
AGHHH this is crazy. I love that she gives back to the homeless. That's beautiful.
$150,000 opens up A LOT of doors here in NYC.
Thanks genius
Not really. A decent property is 1.5 mil + AT LEAST. Financial independence comes with a net worth of 20m + in NYC. Otherwise you are on that treadmill and have to keep running so that you don't fall off. Average rent of 40k per year.. Lol that's what most people in USA make to support a whole family. Didn't even add the taxes in yet
I wouldn't say it opens a lot of doors, I would say it lets you survive in Manhattan. Even just across the Hudson in Jersey $150k isnt considered a lot of money.
Mr G true
that's all it does!
Calling BS on this story. So many things don't add up.
Yeah I bet that wasn't her house either 🧐
Literally everything adds up. You’re just sexist and jealous and don’t like a woman being successful so you’re pretending it can’t be true. 🤷♀️
This is amazing!! You go girl!!
What an inspiration!💚
😮😮😮Holy crap. I’m a stay at home mom currently. For under 200,000 in massachussettes, we own our townhouse, have kids in private school, own several properties and go on 2 vacations a year . New York is crazy expensive 😮😮😮
Stay at home moms who put their children through private schools are heroes!
babyyvie Yea how do I apply to this stay at home mom position? It sounds like it pays handsomely
it's ridiculous!
Glad they're in private school, wouldn't want them to learn how to spell Massachusetts wrong. This is obviously a humble brag, but hilarious.
Dave P she’s saying her family is on 200k a year and they live comfortably. My family and I are on 650k a year living in Potomac with the super rich around us. Basically we are like middle class for them.
Smart lady. I need to up my game cause at this rate I ain't gonna retire. I'm gonna die at my desk in a pile of post-its and Excel charts.
Great job! She's hustling and working hard, a role model for us all.
Wow I feel happy for her, a humble background helped her get where she is now
Where the eff do you find a 2 bed for 2400 in nyc loool
ikr hahaha must be 4200
My thoughts exactly. It’s tough to stay under 3grand for a 2 bedroom.. and that’s in Queens and BK, Manhattan is even more
Most studio apartments in NYC esp. in Manhattan start at 3000!!
SpenceDunc maybe she’s splitting so it’s actually 4800 with the other person
She probably moved into her apartment a while ago and rent hasn't gone up much.
I am 23, debt free and it is on my bucket list to live in New York.
You need at least 60k to be alright
VivaMessico jealous
Good job
Vaughan Adams have u seen the student loan crisis? How out of touch are you?
@@justshady I'm 23, debt free, living in New York after moving from Australia, not making 60k (who is at 23?), and doing more than alright.
Love this page
you are an absolute genius and inspiration
She’s goals 💪🏼
MysteryCrystal How old are you, 16? Lmao
Her personally? Like, are you sexually attracted to her?
alberto vences No no.
I called her goals because of the fact that she’s doing really well for herself in life. The fact that after she was laid off, she started her own business that is successful & thriving today. Also, because she’s good at handling her finances.
If Uber and taxi drivers can survive in new York then someone making $100k a year is easy
She’s amazing. I admire her a lot. I know I’ll never make that much but her tips here are still greatly useful for any salary.
Being a byproduct of NY myself, I can tell you that NY produces some of the worlds best entrepreneurs. Something about that city gives you life to keep going. Certainly not for everyone, but you gotta respect the hustle.
this lady represents the ideal nyc hustler
selling her bitcoin did not age well
Love your story! :)
A few of the comments here show that no matter what, even if you're earning plenty of money while living in an expensive city, people are still going to criticize you...
Wow, her rent in Manhattan is lower than my rent in LA. Go figure, didn’t realize Manhattan was as ‘affordable’ as that.
@The Wolverine If not for the weather...
The Wolverine yes, totally would move to NY if work allowed but I work in the entertainment industry, which is really just out here. I do enjoy visiting Manhattan though, but I feel as though the people there feel the same as we do about more and more people migrating in.
No, her apartment is just cheap. My friend lives in Manhattan and she pays 4K for one bedroom.
Just go online and check for rent apartments in nyc.. with minimum wage at 13.00 an hour working 8 hours a day do the math and add or your expenses like food,bills,transportation........... nyc sucks
She lives in Spanish Harlem. Above 100th street. Same prices are available in Washington Heights. Both are technically Manhattan.
My God I want to be her when I grow up
Corbin Gross what live in America and pay 2400 to rent not even own a house in a city that is so busy it is almost impossible to drive lol. Not mention healthcare if she was to live in Canada making that money she could own multiple houses and cars
Be better 🙂
Better get on that mom grind ...way harder then all I see above . Good luck
@@jacobross735 hard to hit that in Canada ...
@@jacobross735 If she lived in Nebraska, she could do that as well. What's the point? And come on .... NYC or Canada? The best part of Canada is Toronto which tries to be NYC.
This video is amazing I'm 37 I started to make 150k from I was 34, I spend too much money on shoes jewelleries and now I don't have much savings. I'm working on to make a change then here is this video. This girl is amazing, she is my role model now.
What line of work are you in I'm curious
Very inspiring story!
People act like she is some sort of genius living on less than she makes, quite sad how foreign that is to people.
I notice ppl always make it after there lay off.
Never give up
Great story keep up the great work
Great channel!!!
Could you please make an episode with someone earning way less, like 20k a year by exemple ?
I always feel like a failure seeing this much difference between them and qi
I’m real poor but I don’t feel like a failure cause I don’t compare myself to other and I have confidence. It’s not the videos fault you’re unconfident.
How does she pay $2400 and have 2 br in manhattan?!?!
how does she live on 200$ of groceries/month? Ramen?
Maybe she coupons...I did and it works...All it takes is simple math and anyone can pay peanuts for groceries...It's not hard. :))
This could be a subsidized apartment belong to an older person...An ex friend of mine...Was living in an apartment that was subsidized to his senior mom or she could've negotiated it well or have a good relation with the landlord or could be like my old senior citizen landlord...That rented me my first apartment for $315 ( He would not move up the rent...Because he di not believe in doing so ) He said...He just wanted to pay the insurance on it etc. So she's lucky...All I can say is there are deals out there...But one has to hit the pavement and be a good negotiator. :))
TheWaross bruh $50 a week on just groceries is more than enough. You’re doing something wrong, if you can’t feed one person a week with $50.
A) She somehow got a rent controlled apartment through family or one of NYC's other weird laws B) She sublets illegally C) She has a roommate or D) She's lying. My money's on D.
Lovely that she gives back.
She motivated me a lot! I am also thinking of retiring at 40 years old, but sometimes it just seems just too much hustle and sometimes I just want to focus on work-life balance... but that would probably mean working till my 50s or 60s... (I live in Tokyo btw)
The only thing more ridiculous than the fantasy that she's paying 2400/mo for a 2 bedroom in NYC (it says she lives alone) is the budget of 200/mo on groceries with zero budget for restaurants/bars and zero budget for clothing or personal care/cosmetics etc. Hilarious.
Yeah I was wondering where those expenses were too. The overall numbers don't add up. If she makes $150k, and only spends $4k per month, she should be saving much more than 10-15%
2400 for 2bedroom in nyc is impossible
Naw you’re just a jealous loser. Hilarious.
These videos are generally bs - its just feel good stories for the snowflakes aspiring to become work from home astronauts.
That Graham Stephan guy can learn from this girl. She actually gives back while all he talked about was holding on every penny.
2BR apartment for $2400 a year including gas, water and electricity ? In Manhattan. Insane.
D William my neighborhood ing GA , rent is only 600
Inspiring story. I recently got terminated from my job, I want to make this a success story by becoming and entrepreneur and by also accomplishing my dream of developing my own nonprofit. Some day you are more motivated than others but you have to hustle hard and stay inspired.
Wow, goals.
Her brother called at 19k he knows something
Um he saw it on the news.
Basically every financial analyst at the time was saying it was a bubble and to not invest when bitcoin was reaching the 19k milestone. It didn’t exactly take a genius to realize it was the best option to take ur money and leave at that point lol.
The best accomplishments she does is probably her will to give back to the community. Not all rich people has that can of realization, even if they came from lower income family. Good for her!
Watching all these videos and reading the complains about student loans, makes me happy that I live in a place where tuition is free.
And I bought crypto at the moment Dijana sold 😭
A working woman is the most attractive woman.
booked and busy. love it
I love how the $100 slice for internet and subscriptions on the pie chart is smaller than the $70-$80 one for electricity....
Come to Europe!
Work over time and earn 1000 month
@My TH-cam Channel
Everywhere!!
Ohh and minimum wage in some countries is 2.8$ hour!!
Americans are really lucky!
The only good thing is almost free health care
There is no way she could retire by 40 saving that amount
someone will buy her company
Well she probably saved up a lot from selling her bitcoin stock
She could move to loads of other countries. Maybe move back to Bulgaria (im guessing). Or anyonewhere in Latin America, South east asia or other places in Eastern Europe.
It’s called passive income
How if her monthly spending is 4,100 and if she making 150k a year, she is making about 12k a monthly so thats 8,000 a month in savings
Wow, I’m impressed she is able to make it in NYC on $150k/year.
This woman is my inspiration!