I don’t know what Walmart Ken has seen where stockers are paid $25-$30. It’s what I do at Walmart and am paid $13 an hour. My brother is a team lead and gets paid $20. Wish I worked at whatever magical Walmart he’s talking about
I did not understand if he was long haul or local delivery? Either way my guess is he is hitting his weekly limit. I know drivers who got in trouble doing door dash and Uber.
@@reese85 I know a truck driver, full time 70 hour week company guy, he runs SE regional... He does armed security, works in landscaping, does home health visits and manages rental property (paints, cuts crass, unit turnovers, collecting rents, evictions ect. ECT) As Les Brown says, "You gotta be HUNGRY!!"
Dave is a little out of touch with entry level wages. He thinks uber and door dash are quick money, while $20-25 is exuberant... reality about gigs like doordash and uber is they barely break even once you factor in depreciation, maintenance and running costs, doing it short term is basically just a laborious way to get a short term loan from your vehicle. In Boston, $25/hr is probably about the minimum for it to even be worth consuming your clock credits.
He's not that far off. I mean I see regular fast food restaurants where I live starting people near $20 an hour. Also why do people focus so much on this? Yeah he might be a little out of touch on certain specific numbers but it's the principle that matters. Get as much extra work as you can
@@wewhoareabouttodiesaluteyo9303 everyone should be working where they can, nothing wrong with working Walmart, you’d be complaining no one was serving you if everyone left the “little” jobs.
He's a truck driver going through what most dry van guys go through, minimum industry income. He needs to get a tanker endorsement, hazmat endorsement and a twic card. This will make him more valuable to more companies. Chemical haulers, neumatic haulers, grocery stores, petroleum ECT. Walmart is paying 90-100k for drivers right now. No hours being cut, they have to sign deals with mega carriers to fulfill their daily demand. Also, as a driver, only buy your food at a grocery store or supercenter like Walmart. Prep meals and cook. Buy snacks with your normal groceries. Avoid the truck stops, convent stores food delivery and restaurants. Next to gas, this is the biggest variable bill, budget for it and keep it low.
@@reese85 You're right, we were not given clarification. However, for his background in driving, getting a CDL, doing 12 months otr and upgrading isn't a bad idea for him.
@@jennypatterson5790 no! They asked what he did and he said drive! Dave mentioned that he had a cdl but he was just talking to the other host but the caller never said he did
I have personally walked in his shoes of being behind on bills and not being able to pay bills praise God im am in a much better place today I pray for God's wisdom and provision for him and his family 👪 and healing for his wife of cancer
Right I live in Arizona and am a stocker at Walmart and get paid $13/hr🙄 my brother is a team lead and gets paid $20/hr. wish I worked at whatever magical Walmart he’s talking about😂
As a local truck driver, he should be making more. My job is hiring starting out at 98k. Also, I donate plasma. In the first month as a new donor I will make $950 tax free money.
I work in plasma and see the effects. Thank you for donating; it's so beneficial to so many!! And getting paid from it is a great bonus. Don't forget to drink water! :)
Him being a commercial drivers he has to follow DOT regulations. He can't really work anther job as he requires a curtain rest period before he can drive the next day.
Dose that pay for future wear and tear? Future break downs? What do your roads look like in your area? In my area, the winners are the people ordering the food. Potholes out here can create a $500-$1000 bill real quick.
I have an excel I use every month to track every expense. I got it from an online template. It’s not that hard to manage where things are coming out and in. You shouldn’t be relying on your teenage kid for their income, especially when you blame some of it on your poor financial decisions. Poor kid
@@reese85 My wife worked three part-time jobs while going to school full time. I'm not saying he has to have three jobs, but he has to make as much as he possibly can to get out of the whole, and then he can let up. Maybe he can find one real good driving job. Maybe he can drive trucks during the day and do another job in the evenings. Whatever it takes to fix the mistakes he made. We all make mistakes. It's what we do to fix them that matters.
This is the Dave Ramsey I know and love. Not the one who tells people that are living paycheck to paycheck that they are not hurting from gas and food prices! We are in a recession heading towards a depression if somethings not done!!
People need to learn multiple skills, if your main job is driving a truck then find another side job where you learn a new skill. Only knowing how to do one job after 15yrs is putting all your eggs in one basket. Or if driving is your absolute passion go learn to run other equipment, skid steer, track hoe's, etc. You will be worth alot more in a few yrs
I am angry every single day about my fiancée’s insecurities about me working as a temporary restaurant server for my debt. I made killer money in a night just by being friendly (myself) and serving food?!!! Like are you kidding me?! He feels that flirting comes w the job but there’s a difference between that and being friendly. Maybe I should call Dave 😂 and a therapist……
@@michelejohnson6459 funny you comment today when I just had a sweet girl message me saying he was flirting w her on a job (after she saw he was engaged to me on fb, which I don’t have fb) & showed me all the receipts. She has been trying to get in contact w me for months apparently and I still wouldn’t have known she messaged me on ig if she hadn’t reached out to my sisters asking for me. You’re absolutely right and I’m figuring it out. Thank you ❤️
Nor did he mention how long ago his wife had breast cancer. He said she is a survivor so that implies she is no longer actively sick. Having had cancer doesn't make one unable to work for the rest of their life. (I survived late stage colon cancer and i work full time without any issues.) Maybe she should go to work.
Controversial but they do pay for Plasma Donations. Sign up with Temporary Staffing Agencies. Next month I will be decorating Christian Trees at three stores and earn around $600. Also Substitute Teaching for Preschools, Daycares and schools.
Lyft/Uber driver here; I've talked to truckers, limo drivers, tow truck operators, morgue van drivers. None of them made more than I did per hour with lyft/uber and none of them had the same flexibility edit: including accounting for depreciation/maintenance/gas
If you're behind in bills, call the companies and see if they have a payment plan..That's one simple place to start. Then start raising money to pay them off.
They may have to downsize get rid of everything..Create a space for another bedroom... you can rent out a driveway space for somebody who needs to park a vehicle every night to sleep in or you could rent space like a garage to somebody else or you could go online to a site called rent a friend and maybe be a companion to a senior citizen or a latchkey child. .roommate..or adult son can move out ( I dont care if he is living in a van) so that you can live in a smaller place .. are go online to places like Under the Median and learn how to be more frugal than you ever dreamed you could be ..to cut your food & utility bills..go to a food bank..
I cant afford to live in this world anymore! Just can't payout on the income get...my rent increased national grid & NYSEG increased Lost my 52yr young partner to liver cancer I myself finished radiation a yr ago I'm 63 and have never felt so hopeless in all my days I'm close to thoughing in the towel
Man earning 80k+, the wife also earning; the kid pitching in!? One crisis and they are unable to keep current on bills. Somebody has been living beyond there means and disorganized for a long time. I'm not sure one phone call to D. Ramsey can fix that.
Where are all these jobs that are hiring? I fill out like a hundred applications this year. I never gotten offer for an interview. Only a handful of them said that they moved on from my application. So where are all these jobs that are hiring?
where do you live Jimmy ? what kind of work do you do ? tried any employment agencies or worksource ? keep in mind it cost money to advertise job openings
@Jimmy/Saul. I just came from Chicago area. Saw dozens of signs stating "now hiring". Maybe invest in a skill set that is in need. HVAC/Electrician/Plumbing, or learn Cisco/Firewalls/Routers. Those pay 100K easy.
Really telling him to get a nother job, when his wife is sick. Sorry pay what yiu need to pay for get the rest, file bankruptcy and spend the time with her.
Are there any other channels that anyone could recommend to me that are similar to Dave’s except it’s for people who are maybe further along than the average person and want invest there money
A lot of them are trying to sell you something, rather than just conveying knowledge. I like Economics Explained - not exactly investment focused, but they cover so many economic things that hook right in to investing, gaining an understanding of all that is bound to help on an investing journey. When starting out investing... just dump money burning a hole in your wallet in the SPY. (Or equivalent) Warren Buffet likes the SPY for someone that doesn't yet know how to invest. ;) Roughly half of the SPY's earnings are global, and it's the 500 biggest companies - instant mega diversification.
Many yrs back i did this tithing thing. And God actually did come thru. It was so random too. Alot of things started to happen that involed me making extra finances and i wasnt even looking for it, i just listened to the person who told me the reason why i gave it a shot all from a good heart and bam lol God did his thing. I guess because i helped the church🤷🏻♂️ Definitely would recommend it i tried it so i can't knock it.
Excuses excuses. My hours were cut. No your hours at your fedex were cut drive uber or delivery service. Once the wife is better she needs to go back to work. They even have a son contributing. More in less out and pay it off.
Walmart does not…. I repeat… DO NOT start stockers at 20-25 an hour.
Correct. Not even close to that.
I don’t know what Walmart Ken has seen where stockers are paid $25-$30. It’s what I do at Walmart and am paid $13 an hour. My brother is a team lead and gets paid $20. Wish I worked at whatever magical Walmart he’s talking about
They are usually off about how much regular jobs pay!!!!
And a banana costs $10!
Try wishing for better than that.
he said $20-25, not 25-30.
Yeah, I love when people think that these low level jobs pay $25/hr lol
It sucks that the boy has to help out the family financially
If he was not living at home he would have a lot more bills to pay, nothing wrong with making a contribution to help out.
Not ideal but may be necessary during a temporary emergency.
He wouldn’t have to if the parents were responsible financially they make 70k just the father
@@carojames6776 codependency not healthy
Yeah
Depending on the truck he drives, he can't log another driving job.
Lol don’t tell that to two people who have never driven a truck.
I did not understand if he was long haul or local delivery? Either way my guess is he is hitting his weekly limit. I know drivers who got in trouble doing door dash and Uber.
At 70-75k/yr he's nowhere near the 60/70 hour limit
@@DaveW74TVN maybe so. But his primary job will want him to work when they call him… how’s that going to work…
I need refresher course truck driving I been out since 2013. I have to start over!
Get a 2nd and third job, cut-out all expenses, drink only water, use less in all things and put the money smallest to biggest. Pretty simple
Lol do you kno how crazy you sound! Suggesting someone to get three jobs that drives a truck?
@@reese85 I know a truck driver, full time 70 hour week company guy, he runs SE regional... He does armed security, works in landscaping, does home health visits and manages rental property (paints, cuts crass, unit turnovers, collecting rents, evictions ect. ECT) As Les Brown says, "You gotta be HUNGRY!!"
@@herbertscott9575 as a wealthy man, tell him I said he is a nutcase that is risking his healthy family and life by doing too much. He will fail.
Rice and beans, beans and rice
Drink only water, such great advice. Both for health reasons and money. And, make coffee at home and bring a thermos.
Gas prices are eating into doordash/Uber profits.
ya think
Who else is on a DR binge?? 😂😂
💯
Dave is a little out of touch with entry level wages. He thinks uber and door dash are quick money, while $20-25 is exuberant... reality about gigs like doordash and uber is they barely break even once you factor in depreciation, maintenance and running costs, doing it short term is basically just a laborious way to get a short term loan from your vehicle. In Boston, $25/hr is probably about the minimum for it to even be worth consuming your clock credits.
Dave says you can get 25$ an hour stocking bread at Walmart. Pretty sure he has no clue what wages are like
@@lancastro2268 I just looked at my local Walmart career page and they are advertising $20 a hour for stockers. He is not off by much
He's not that far off. I mean I see regular fast food restaurants where I live starting people near $20 an hour.
Also why do people focus so much on this? Yeah he might be a little out of touch on certain specific numbers but it's the principle that matters. Get as much extra work as you can
@@random-nz7dy because the numbers matter. 10$ an hours is not 12$ as long as the hours are the same…..
Depending on size of truck they limit the hours you are allowed to get paid while driving.
Up to an avg of $70k is the industry standard for most truck companies right now. I'm a CDL driver myself.
Walmart just actually cut my sons hours. I’m glad he still lives with us so he’s not dependent on living on his own yet.
The way the world is at the moment that's the best place to be.
oh my god !!
No one should work for Walmart. That is the problem right there.
@@wewhoareabouttodiesaluteyo9303 but we like they low prices dont we?
@@wewhoareabouttodiesaluteyo9303 everyone should be working where they can, nothing wrong with working Walmart, you’d be complaining no one was serving you if everyone left the “little” jobs.
He's a truck driver going through what most dry van guys go through, minimum industry income. He needs to get a tanker endorsement, hazmat endorsement and a twic card. This will make him more valuable to more companies. Chemical haulers, neumatic haulers, grocery stores, petroleum ECT. Walmart is paying 90-100k for drivers right now. No hours being cut, they have to sign deals with mega carriers to fulfill their daily demand. Also, as a driver, only buy your food at a grocery store or supercenter like Walmart. Prep meals and cook. Buy snacks with your normal groceries. Avoid the truck stops, convent stores food delivery and restaurants. Next to gas, this is the biggest variable bill, budget for it and keep it low.
Lol we don’t even kno if he has a cdl! He just said he drives
@@reese85 You're right, we were not given clarification. However, for his background in driving, getting a CDL, doing 12 months otr and upgrading isn't a bad idea for him.
@@reese85 He said he does
Walmart could pay $1M a year and I still would not drive for them. They are THAT unethical to me.
@@jennypatterson5790 no! They asked what he did and he said drive! Dave mentioned that he had a cdl but he was just talking to the other host but the caller never said he did
He makes a very good income.maybe the mom can do a side job from home 🏡 to bring in extra money 💴 the teen can easily find another job.
I have personally walked in his shoes of being behind on bills and not being able to pay bills praise God im am in a much better place today I pray for God's wisdom and provision for him and his family 👪 and healing for his wife of cancer
It's crazy how our spending can cost us to come back to financial freedom
What Walmart in the south paying stockers 20-25 an hour? 🤔
Walmart near me in berks county, PA starting salary 18:50/hr
Not Walmart in the south.
Right I live in Arizona and am a stocker at Walmart and get paid $13/hr🙄 my brother is a team lead and gets paid $20/hr. wish I worked at whatever magical Walmart he’s talking about😂
He said for OFF hour workers. So between 11pm and 6am
As a local truck driver, he should be making more. My job is hiring starting out at 98k. Also, I donate plasma. In the first month as a new donor I will make $950 tax free money.
He never said if he had a cdl or not
Wow you can’t retire after that month lol
I work in plasma and see the effects. Thank you for donating; it's so beneficial to so many!! And getting paid from it is a great bonus. Don't forget to drink water! :)
Gonna have to Bean and rice your way out of this mess.
Walmart is not doing that.
Couldn't imagine being In a situation w Dave at his house with the power and water off and babies ! Ha that had to have been fun
Him being a commercial drivers he has to follow DOT regulations. He can't really work anther job as he requires a curtain rest period before he can drive the next day.
That's what I was thinking
"Intellect doesn't cause transformation. Emotion does." I like that
I like it too.
I’m just not sure it’s true….
@@mediolanumhibernicus3353 I think some people just don't realize that the transformation requires howling at a FULL moon
Sounds like fedex is hurting from ending their amazon partnership.
Not good advice, truckers work on 70 hour clock. Working at another trucking jobs Class A and Class B, they use logs to record time. No good!
Doordash has been really good for me. I can clear about $800 a month just in doordash during dinner hours.
Great to know and let others know. 👍🏼
How much would you say you net after taxes, gas, and maintenance?
@@rickdeckard4735 The math is always fuzzy with people who "drive" for a income.
@@alinatamashevich3354 lol no it’s not
Dose that pay for future wear and tear? Future break downs? What do your roads look like in your area?
In my area, the winners are the people ordering the food. Potholes out here can create a $500-$1000 bill real quick.
I have an excel I use every month to track every expense. I got it from an online template. It’s not that hard to manage where things are coming out and in. You shouldn’t be relying on your teenage kid for their income, especially when you blame some of it on your poor financial decisions. Poor kid
Not poor kid at all. If the kid is an adult they can help out.
They said it was bc of poor spending choices they are in this mess. Yes poor kid for having to keep a roof on his parents home.
If I haven't said it enough, thank you Dave, again
My brother in law owns a bunch of FedEx routes and is desperate for drivers, Orange County Ny ✌️
Reduce variable expenses.
What happened?: poor spending and no income. Not the cancer!
Rice and beans beans and rice
He may not be able to drive for other companies - non compete.
Non-competes are mostly unenforceable. You must be allowed to work. Get a job or two or three.
He can’t drive for another company that competes against fedex!
@@jimroscovius you sound crazy! He drives trucks! Three jobs is out of the question
@@reese85 My wife worked three part-time jobs while going to school full time. I'm not saying he has to have three jobs, but he has to make as much as he possibly can to get out of the whole, and then he can let up. Maybe he can find one real good driving job. Maybe he can drive trucks during the day and do another job in the evenings. Whatever it takes to fix the mistakes he made. We all make mistakes. It's what we do to fix them that matters.
@@jimroscovius do you guys kno how long someone’s day can be driving a truck? There’s no time for an evening job!
As a kid, my dad would ask me for money. I hated that feeling. So selfish plus you are giving your kid your money junk. Get it together guy
So many jobs available. Costco hiring w good benefits, part time too.
Wait staff for fast cash. Driving delivery cost so much in GAS
lets go brandon
Pretty sure he is a small package driver. Not cdl
US foods and sysco.. mad money 💰
Cap 🧢
Rice and beans, beans and rice
70 hour max driving truck and need 34 hours consecutively off every week
34 hour reset...and 70 hour is driving and on duty not just driving.
@@IA-py9by yes I know
This is the Dave Ramsey I know and love. Not the one who tells people that are living paycheck to paycheck that they are not hurting from gas and food prices! We are in a recession heading towards a depression if somethings not done!!
@@caliopeknows844 - Get a job!
instead of getting an extra job he lets his child pay for his financial mistakes
People need to learn multiple skills, if your main job is driving a truck then find another side job where you learn a new skill. Only knowing how to do one job after 15yrs is putting all your eggs in one basket. Or if driving is your absolute passion go learn to run other equipment, skid steer, track hoe's, etc. You will be worth alot more in a few yrs
Kids shouldn't contribute to parents financial mess
Making 70k and doesn't have 1000 bucks.
Well, his wife is a cancer survivor. I would guess they have/had some pretty big medical bills and that's where a lot of their money has gone.
Get a part time job. We need “maximum employment “.
Some of your outlooks on jobs are so out of whack it's laughable. I wonder if you hear yourselves talking at points.
There are tons of jobs out there. My son has given up a few of them because he doesn't need them.
@@jimroscovius tell us! What jobs did your son give up?
if you live near a city there are likely tons of employers looking for any body to put on their floor .
@@reese85 there's of course Tons of trucking jobs paying tons
@@NWforager idk what’s your definition of paying tons is and we don’t kno if he even has a cdl or not! He just said he drives
🙏✝️
That sucks, as a CLASS A you should be making at least 100k
I am angry every single day about my fiancée’s insecurities about me working as a temporary restaurant server for my debt. I made killer money in a night just by being friendly (myself) and serving food?!!! Like are you kidding me?! He feels that flirting comes w the job but there’s a difference between that and being friendly. Maybe I should call Dave 😂 and a therapist……
Hopefully you can sus that out before marriage 😬
Why would you marry someone who doesn’t trust you when you have done nothing wrong? Marriage won’t solve his issues but therapy may.
His insecurities will only get worse if you marry him. Run while you can 😔
@@michelejohnson6459 funny you comment today when I just had a sweet girl message me saying he was flirting w her on a job (after she saw he was engaged to me on fb, which I don’t have fb) & showed me all the receipts. She has been trying to get in contact w me for months apparently and I still wouldn’t have known she messaged me on ig if she hadn’t reached out to my sisters asking for me. You’re absolutely right and I’m figuring it out. Thank you ❤️
He never mentioned the age of his son and the size of the debt
Dave wants to do all the talking.
Nor did he mention how long ago his wife had breast cancer. He said she is a survivor so that implies she is no longer actively sick. Having had cancer doesn't make one unable to work for the rest of their life. (I survived late stage colon cancer and i work full time without any issues.) Maybe she should go to work.
I find cutting ✂️ back on stuff help me
Controversial but they do pay for Plasma Donations. Sign up with Temporary Staffing Agencies. Next month I will be decorating Christian Trees at three stores and earn around $600. Also Substitute Teaching for Preschools, Daycares and schools.
Yup! I get an extra $600+ a month donating. Idk why it’s so controversial.
Can he sell an expensive car or something? What does he owe on?
Dave....stop screaming...we can hear
Don’t go to a restaurant unless if it is for a job😅
I think this is one of the best responses from Dave and co-host and really gets a fire going
Man these guys are out of touch
Lyft/Uber driver here; I've talked to truckers, limo drivers, tow truck operators, morgue van drivers. None of them made more than I did per hour with lyft/uber and none of them had the same flexibility
edit: including accounting for depreciation/maintenance/gas
Living too high on the hog is the problem.
Well I think dealing with the costs associated with a cancer diagnosis probably had a much bigger impact.
@@Lon1001 He said he works for FedEx. He would have health insurance. He admitted to bad money choices.
@@morrismonet3554 lol you think fedex medical is goin to cover cancer cost? What works do you live in?
I make upwards of $30 an hour with DoorDash. Sometimes, I don’t see how trucking is easier far more labor involved.
Bull sheet
@@119jle I mean it’s OK to be jealous.✌🏻
“How fast can I get a fresh $10,000 together?”
Amazing question! So simple and so motivating.
Fantastic challenge.
I love the interactions between Dave and @Ken Coleman!
I work during the day. I can find part time evening but they want weeks of your time during the day to train....what then?
Bean and Rice is good when you have all things in order 😅😅 Jasmine Rice & Butter. Pinto Beans 😅😅
I hate when Dave yells. It's so unnecessary. He can make his point without yelling.
I deliver food class A CDL and my rate is $45/hour
gotta touch freight my man
Plus a lot of delivery driver make FedEx and door dash look bad
. Three some good drivers,. But so many trash as well
Never again!!!!
Surely driving hours are limited
How does somebody able to work 16 jobs?
It's a figure of speech.
Just eat more beans and rice
And don't even think about getting inside of a restaurant unless you're working there.
Rice and beans is tasty and healthy and my staple even if I am millionaire :))
But not too much. That could get expensive too
If you're behind in bills, call the companies and see if they have a payment plan..That's one simple place to start. Then start raising money to pay them off.
What happened to Mrs. Kelly?
They may have to downsize get rid of everything..Create a space for another bedroom... you can rent out a driveway space for somebody who needs to park a vehicle every night to sleep in or you could rent space like a garage to somebody else or you could go online to a site called rent a friend and maybe be a companion to a senior citizen or a latchkey child. .roommate..or adult son can move out ( I dont care if he is living in a van) so that you can live in a smaller place .. are go online to places like Under the Median and learn how to be more frugal than you ever dreamed you could be ..to cut your food & utility bills..go to a food bank..
Under the Median is a very supportive site/ TH-cam channel with great practical ideas. ❤
They must not know about hours of service limitations
U can't drive like crazy there legal driving hours
He could find a job making over a 100k driving truck
Plus, she needs to be compensated for capital gains tax if they do it now.
I cant afford to live in this world anymore! Just can't payout on the income get...my rent increased national grid & NYSEG increased
Lost my 52yr young partner to liver cancer I myself finished radiation a yr ago
I'm 63 and have never felt so hopeless in all my days
I'm close to thoughing in the towel
I’m so sorry. So devastating to lose your partner. Please don’t give up!!
Man earning 80k+, the wife also earning; the kid pitching in!? One crisis and they are unable to keep current on bills.
Somebody has been living beyond there means and disorganized for a long time.
I'm not sure one phone call to D. Ramsey can fix that.
It's likely due to medical bills for the wife's illness. Medical crises will wipe out even the best savings
Dave might have just inspired the next Heisenberg
Emotional effort an hurt drives the soul...😏
also why national healthcare is vital
I have a CDL A p s endorsement I could use another job. I am currently driving school bus!
You could not get a construction job etc.?
75k driving for FedEx?
Yeah! What’s so hard to believe about that?
Yeah he makes a great income so idk why he is behind so much
@@queen.kristal8395 it’s not great! It’s ok
@@reese85 compare to what other people are making that's a great income.
uber while you doordash.
Where are all these jobs that are hiring?
I fill out like a hundred applications this year. I never gotten offer for an interview.
Only a handful of them said that they moved on from my application.
So where are all these jobs that are hiring?
Are you applying for the right jobs? Are you spotting at the Walmarts and the Targets?
where do you live Jimmy ? what kind of work do you do ? tried any employment agencies or worksource ? keep in mind it cost money to advertise job openings
@Jimmy/Saul. I just came from Chicago area. Saw dozens of signs stating "now hiring". Maybe invest in a skill set that is in need. HVAC/Electrician/Plumbing, or learn Cisco/Firewalls/Routers. Those pay 100K easy.
Get new bills.. yayy
Never again dave!!!!!!
Really telling him to get a nother job, when his wife is sick. Sorry pay what yiu need to pay for get the rest, file bankruptcy and spend the time with her.
Never EVER file bankruptcy. Avoid bankruptcy at all costs.
How will that help the family? He said she was a survivor.
AMEN!!!! ❤
👏👏👏👏
The problem is finding a better paying job. I’ve been applying for months and nothing.
1,000 is not a emergency fund
It's a STARTER emergency fund not a full emergency fund. The comprehension skills of Americans is shocking.
Don't despite small beginnings.
Are there any other channels that anyone could recommend to me that are similar to Dave’s except it’s for people who are maybe further along than the average person and want invest there money
A lot of them are trying to sell you something, rather than just conveying knowledge. I like Economics Explained - not exactly investment focused, but they cover so many economic things that hook right in to investing, gaining an understanding of all that is bound to help on an investing journey.
When starting out investing... just dump money burning a hole in your wallet in the SPY. (Or equivalent) Warren Buffet likes the SPY for someone that doesn't yet know how to invest. ;) Roughly half of the SPY's earnings are global, and it's the 500 biggest companies - instant mega diversification.
The Money Guy (really two guys but the one gets all the glory)
@@BikeHelmetMk2 thank you so much
@@Lon1001 thanks a lot!
Yeah, work so much that you have ZERO life and can not even parent your kids... Great advice and our kids mental health now is reflecting this advice!
Agree!
Better than being homeless and no future.
It's a temporary measure. Not forever. The kids will suffer even more if they don't get that mess under control.
Oh so being homeless is better huh?
Don’t forget to give 10% to the tax free church!!!
You should tithe your 10% and god will help you! Lol!!
Many yrs back i did this tithing thing. And God actually did come thru. It was so random too. Alot of things started to happen that involed me making extra finances and i wasnt even looking for it, i just listened to the person who told me the reason why i gave it a shot all from a good heart and bam lol God did his thing. I guess because i helped the church🤷🏻♂️
Definitely would recommend it i tried it so i can't knock it.
Because your have to pay your father for help… and heaven isn’t free. I’m so glad I’m free
YEP!!!!
Sad that you can’t support a family on 70k
You can. They obviously have made very poor financial decisions that lead to this. 70k is a lot of money when you live within your means
They are obviously living too high on the hog.
70k is not a lot money!
Ikr? Guess it depends on where you live. Boston is expensive.
@@reese85 its not alot for people with mcmansion me too aspirations. Gotta get the latest hyundai sorrento dont u know
Excuses excuses. My hours were cut. No your hours at your fedex were cut drive uber or delivery service. Once the wife is better she needs to go back to work. They even have a son contributing. More in less out and pay it off.
Did you listen to the vid? Cuz he drives for Uber
@@reese85 I did. Time is money. He needs money needs to exchange it for time.
@@djpuplex 🤡
@@djpuplex no! He needs a 2nd job that makes sense and that he can do around his main job! They should’ve asked him, what days he didn’t work
5:10 Interesting how 10k extra changes this guy's life but, student loan forgiveness doesn't for other people... or it isn't a good thing...
Ken: Do not put words in my mouth. I AM NOT BETTER THAN I DESERVE!