Cash Budgeting For Beginners Part Two: The Basics Of Saving Money

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  • เผยแพร่เมื่อ 26 ก.ค. 2023
  • Hey Baddies! Good to have you back. Thanks for tuning into this episode of Cash Budgeting For Beginners Part Two: The Basics Of Saving Money
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    I'm Jaz, a 30 year old single entrepreneur. I am working hard to pay off my student loans, a few credit cards, a couple of medical bills and I’m in the process of repairing my credit. Phew!
    My channel is ideal for those of you getting started on your budgeting journey. Come along and watch me as I navigate this process toward financial freedom!
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    Disclaimer: I am NOT a financial advisor. This is my personal journey and I am choosing to share it with the world.
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ความคิดเห็น • 176

  • @rachaelrowe4707
    @rachaelrowe4707 11 หลายเดือนก่อน +78

    Girl I'm so proud of you I've watched you go from stuff 1200 dollar checks and not selling things in you one little bedroom to doing big big things. You inspire me for sure. ❤

    • @Baddiesandbudgets
      @Baddiesandbudgets  11 หลายเดือนก่อน +10

      Thank you so much! It’s so crazy!

  • @DecideLLC
    @DecideLLC 11 หลายเดือนก่อน +113

    People should be encouraged by your income accomplishments, not being haters. I know I am. ❤ Thanks for the helpful info.

    • @aindreaclarke362
      @aindreaclarke362 11 หลายเดือนก่อน

      Kim Kardashian there behind 😂😂😂😂 what she said there to lazy to work 😂😂😂😂but yet she got bashed for been a little bit honest 😂😂😂😂😂😂 , baddies and budgets just keep doing your thing girl , your not the only one u may be further than some but it's amazing how u are transparent with everything congratulations 🎉🎉🎉🎉🎉🎉 keep doing you and uplift others 🎉🎉🎉🎉🎉🎉❤❤❤❤❤ PRAY FOR THEM , A WORD TO THE WISE "DON'T HATE , APPRECIATE ❤❤❤❤❤🎉🎉🎉

    • @randomsandra4039
      @randomsandra4039 11 หลายเดือนก่อน +3

      Absolutely excellent advice! Send the haters back to watch the first video and the journey. You are doing so well because you worked for it - and you are educating the rest of us. Only love ♥️♥️♥️

    • @TerrenceBracks-lj3jm
      @TerrenceBracks-lj3jm 11 หลายเดือนก่อน +1

      She is doing a phenomenal job. She is actually trying to help us. I need to stop playing and tune in with her.

    • @angelachristophe2183
      @angelachristophe2183 11 หลายเดือนก่อน

      I love this, I saw you when you 1st started. So very excited for you. Many Blessed! Now how do I get started with this?

    • @lucerocastro4301
      @lucerocastro4301 11 หลายเดือนก่อน

      Who’s hating ?

  • @CraftsBayou
    @CraftsBayou 11 หลายเดือนก่อน +13

    Jaz @baddies&budgets would you consider doing videos where viewers submit their general info and you show your approach to paying the debts?

  • @jamiedones3266
    @jamiedones3266 11 หลายเดือนก่อน +9

    You are a godsend! I love what you're doing mama. Thank you for sharing this. You have helped change my mindset. I have struggled with the "poor" mentality for years because I lived paycheck to paycheck and would not save the little bit left over because I felt I needed to justify all the hard work I was doing. Now I have little hustles (on top of work) and am working on killing my debts. You rock! ❤❤❤

  • @lionessrising
    @lionessrising 11 หลายเดือนก่อน +11

    You are such an inspiration. I am starting over my cash budgeting journey and I’m in the process of getting my supplies together. I’m a teacher so I don’t get paid in the summer so it’s vital that I have a system in place. I don’t have much debt and I do a great job maxing out my investment. My issue is the money that is left over I splurge too much. So I’m getting back to cash envelopes.

  • @ruthanndietz3764
    @ruthanndietz3764 11 หลายเดือนก่อน +22

    I'm really liking this planner. It's simple! Thank you for all your hard work and desire to help us be dillagent with our finances ❤

    • @candacewhite1394
      @candacewhite1394 6 หลายเดือนก่อน

      Is the a video with the link to this planner?

  • @itsmeteni
    @itsmeteni 11 หลายเดือนก่อน +8

    Thank you so much for posting these videos! As someone who is beginning their budgeting your videos have been very formative in the way I approach my finances 😊

  • @unique23itiswhatitis
    @unique23itiswhatitis 11 หลายเดือนก่อน +3

    You really are leveling up from where you started. Congratulations on your success and keep up the good work. Love your videos.

  • @Jewel_xo1
    @Jewel_xo1 11 หลายเดือนก่อน +4

    Love how transparent you are about everything! Planning to go back and watch older videos lol When will this planner be available?

  • @vt-yp7yq
    @vt-yp7yq 11 หลายเดือนก่อน +7

    Congratulations on your success! I love your videos and can't wait for this planner to be available.

  • @kb5815
    @kb5815 10 หลายเดือนก่อน +1

    This is truly amazing! I wish I had something like this when I was teaching. I know so many college students who would've benefited from something like this!

  • @Thatgeekishfamily
    @Thatgeekishfamily 11 หลายเดือนก่อน +1

    Giirrll - day two of awesome content to help!! This is great straight-forward example of how to work a cash budget and I hope it blesses so many other people in the way your content blessed me!

  • @elizabethjames7216
    @elizabethjames7216 11 หลายเดือนก่อน +1

    Thank you for being open and honest with us. You are an inspiration!!

  • @missboo4325
    @missboo4325 11 หลายเดือนก่อน

    Congrats! It’s been a joy seeing your journey!

  • @angesheep
    @angesheep 11 หลายเดือนก่อน

    Thank you for sharing to inspire and help others, including me - you shine bright!!!

  • @canteriggle6525
    @canteriggle6525 11 หลายเดือนก่อน +1

    I am just a week old fan of you but let me tell you, you are a godsend. Thanks to you, I now know where to start when it comes to saving for my first child. Thank you for all you do and I can't wait until my planner comes in the mail!

  • @natashapatterson452
    @natashapatterson452 11 หลายเดือนก่อน +11

    I received my budget planner! You take such pride in the overall look and packaging. I wish I had waited a couple of days because I like this one too ❤

    • @Baddiesandbudgets
      @Baddiesandbudgets  11 หลายเดือนก่อน +6

      Thank you! I seriously appreciate the support

    • @daisyjames9310
      @daisyjames9310 11 หลายเดือนก่อน +4

      Where can I find this binder on your website. I have searched all over.

    • @roudy4607
      @roudy4607 11 หลายเดือนก่อน +2

      Hi, I would love to purchase this particular spiral bound budget planner. Will you be offer this option on your website? 😊

    • @ladycryptologist192
      @ladycryptologist192 11 หลายเดือนก่อน

      @@roudy4607it will be out sometime in August she said

    • @tamikafletcher4607
      @tamikafletcher4607 11 หลายเดือนก่อน

      I would like to purchase the planner, can anyone point me in the direction of where it is? I looked on the website and did not see it. Thank you

  • @swhitfield94
    @swhitfield94 11 หลายเดือนก่อน

    This video is awesome!! It definitely makes it easier to understand when staring directly at the numbers.

  • @life_of_a_libra
    @life_of_a_libra 11 หลายเดือนก่อน +2

    Your videos are inspiring and informative. I have been wanting to start my budgeting journey and be consistent in it and watching your videos makes me realize i can if i just put in thw qork bo matter how hard

  • @jenireriti4078
    @jenireriti4078 9 หลายเดือนก่อน

    Watching from New Zealand 😊 I love how you make everything clear! So easy to understand. Definitely inspirational. Ive been looking in your shop and will be saving up to buy a few items. ❤

  • @debracrews5216
    @debracrews5216 11 หลายเดือนก่อน

    I’ll be ordering my budget planner thanks so much. I’m understanding this a little more but still have a ways to go!

  • @benciaali6104
    @benciaali6104 11 หลายเดือนก่อน

    THANKS FOR TAKING YOUR TIME TO BREAK IT DOWN IN YOUR VIEW VLOG'SET FOR THE BEGINNING 🧐 IN THE FUTURE I WILL BE ABLE TO ORDER YOUR BEAUTIFUL PRODUCTS ‼️💯

  • @_ndimamadu
    @_ndimamadu 6 หลายเดือนก่อน

    Girl I would love to get to those income numbers🙏🏽🙏🏽 can’t wait!

  • @SraAmoraVida
    @SraAmoraVida 11 หลายเดือนก่อน

    So glad your TikTok page showed up on my foryou tab! I'm inspired to get my finances in order and up my game! You go girl!!

  • @connieortega420
    @connieortega420 11 หลายเดือนก่อน

    I just received the black croc A7 wallet from you! Thank you so much for these videos, because of you I’m excited to start my budgeting journey. I’m old and haven’t managed my money correctly

  • @jonnaborosky8836
    @jonnaborosky8836 11 หลายเดือนก่อน +1

    I really like that planner, too. Thanks for making this so simple and clear.

  • @vanessacooper6148
    @vanessacooper6148 11 หลายเดือนก่อน +17

    That was so helpful. I was actually breaking my budget down with you and I feel like I can actually breathe better. I can't wait for you to release this book and you helping all us lost souls.

  • @poorgirlfedup
    @poorgirlfedup 10 หลายเดือนก่อน

    I love this budget planner you are using!!! It looks like exactly what I'm looking for!! :)

  • @Mamabees1
    @Mamabees1 11 หลายเดือนก่อน

    I keep missing your videos 😢… you are such an inspiration to me I started my journey in may after watching that one video you shared on that news channel ❤ now I’m not afraid of facing my debt and spending habit 🫣 so thank you may God bless you and your family abundantly 🙏🏼👼🏻

  • @lischellejones
    @lischellejones 9 หลายเดือนก่อน

    I’m starting a new job this month paying more than I’ve ever have been paid before. 💁🏾‍♀️ so I’m watching this to get ahead. I’ve already wrote all my small and large goals down. Now you’re going to help me accomplish them. Thank you. I’ll rewatch a thousand times I do not care. I’m going to get this. Financial literacy is something I need to learn now that I’m turning 30 soon 😅

  • @lionessrising
    @lionessrising 11 หลายเดือนก่อน +5

    I can’t wait for you to slowly walk us through this book. I like the monthly overview but I want to see you break this down per paycheck next. 😊

    • @SandraDTv
      @SandraDTv 11 หลายเดือนก่อน +1

      Me too

    • @tamikafletcher4607
      @tamikafletcher4607 11 หลายเดือนก่อน +1

      Hi can you let me know where you purchased the planner from?

    • @lionessrising
      @lionessrising 11 หลายเดือนก่อน

      @@tamikafletcher4607 it’s not on her website yet. I think sometime this month

  • @cathyd.williamssaltlight5373
    @cathyd.williamssaltlight5373 4 หลายเดือนก่อน

    Congratulations 🎉Love your budgeting tools!❤

  • @RuffRyder4Life81
    @RuffRyder4Life81 11 หลายเดือนก่อน +2

    Im ready for this new planner set up. Ive been so discouraged and overwhelmed with budgeting. I watch these cash stuffing vidoes and get so envious of others. 😢 this has helped me take a step back and remind myself its a process and will take time. Thank you Jasmine. 😊

    • @Baddiesandbudgets
      @Baddiesandbudgets  11 หลายเดือนก่อน +1

      You’re very welcome! This planner was created with you and people like you in mind. Trying to simplify the process

    • @tamikafletcher4607
      @tamikafletcher4607 11 หลายเดือนก่อน

      @@Baddiesandbudgets,Hi can you let me know where to go to purchase the planner? Thank you

  • @CurranSentilles
    @CurranSentilles 11 หลายเดือนก่อน

    Your abundance is inspiring! So happy for you!

  • @estrellaalcaraz3845
    @estrellaalcaraz3845 11 หลายเดือนก่อน

    Giiirl you gotta be posting more often lol cant get enough of your vids!❤

  • @teresacalderon502
    @teresacalderon502 11 หลายเดือนก่อน +1

    I can’t wait to order all your products hopefully before the year is over.

  • @christinacoffield3343
    @christinacoffield3343 11 หลายเดือนก่อน +2

    I can’t wait for the planner either I think this will help me better ❤❤

  • @alonathomas1341
    @alonathomas1341 4 หลายเดือนก่อน

    I love this breakdown 🙆🏾‍♀️

  • @user-hi7sm3rh7e
    @user-hi7sm3rh7e 11 หลายเดือนก่อน

    Thank you for sharing. I'm ready to get my life together.

  • @crombiesworld
    @crombiesworld 11 หลายเดือนก่อน

    Love your informative videos

  • @Rellsworld617
    @Rellsworld617 11 หลายเดือนก่อน

    right on time!!!!!

  • @jessmiddleton4601
    @jessmiddleton4601 11 หลายเดือนก่อน +1

    I am loving this book!!! I can't wait to get one!!

  • @hawiannlily27
    @hawiannlily27 11 หลายเดือนก่อน +3

    I can’t wait for you to drop this notebook…. You have helped me tremendously. I’m not where I want to be but I know I will get there… do you offer advice on starting a business.

  • @dawnfein4109
    @dawnfein4109 11 หลายเดือนก่อน

    This was very helpful. Thank you.

  • @YadulahiSchulere-bf3pd
    @YadulahiSchulere-bf3pd 5 หลายเดือนก่อน

    Thanks.

  • @TheOscar15432
    @TheOscar15432 11 หลายเดือนก่อน

    Hey friend great budget breakdown. I love your music. I’m always dancing to it lol

  • @la-quandanorwood5158
    @la-quandanorwood5158 11 หลายเดือนก่อน

    Great video.

  • @WithLoveShante81
    @WithLoveShante81 11 หลายเดือนก่อน

    I can’t wait for this

  • @BrittneyBudgetsAndThings
    @BrittneyBudgetsAndThings 11 หลายเดือนก่อน

    ❤❤❤love the progress❤❤

  • @Califgirl66
    @Califgirl66 11 หลายเดือนก่อน

    When will the sprial budget book be available? I love this!

  • @larissa.a8581
    @larissa.a8581 11 หลายเดือนก่อน

    Thank you for pointing out the subscription's, I need get mine in check. 🤔✅💲

  • @deepick8345
    @deepick8345 11 หลายเดือนก่อน

    Wow this planner makes it easier to see where I’m spending too much

  • @comfortlivingbysabrina6065
    @comfortlivingbysabrina6065 11 หลายเดือนก่อน

    🦋you Truly make it simple 🦋

  • @torinawilliams1962
    @torinawilliams1962 11 หลายเดือนก่อน

    Thank you for sharing

  • @simpleweeble
    @simpleweeble 11 หลายเดือนก่อน

    Love this planner! Could you provide a link to purchase it? Can’t seem to locate it on your website. Thank you!

  • @savewithjudy
    @savewithjudy 11 หลายเดือนก่อน

    Keep growing girl.

  • @vonspencer3998
    @vonspencer3998 11 หลายเดือนก่อน

    Hi baddie I’m new to all of this and I wanted to know when will your budgeting book be available on your website?

  • @ginahowell4059
    @ginahowell4059 10 หลายเดือนก่อน

    Hey!! I have learned so much from you and I am very interested in the new book. Has it been released yet? I looked on your website but didn't find it yet.

  • @janinegarzone1610
    @janinegarzone1610 6 หลายเดือนก่อน

    Love your Chanel, but I wanted to know is there a part One before this video? I can't find it if there's one. Thx

  • @jsoto322
    @jsoto322 11 หลายเดือนก่อน

    Did you say you were going to be releasing another budget book? Also, love your channel and your work!

  • @DavidEVogel
    @DavidEVogel 10 หลายเดือนก่อน

    Instead of looking at cash budgeting as saving money, consider that you are "setting aside money for future spending." For example the cash in your vehicle maintenance envelope will be spent in the future. You just don't know when or how much.

  • @mfread18
    @mfread18 11 หลายเดือนก่อน

    Thank you!! Will there be a digital version of this new planner?

  • @carriejeffries1978
    @carriejeffries1978 11 หลายเดือนก่อน +2

    @baddiesandbudgets I love your content. This was a very helpful and inspiring video. Do you have a launch date for this book?

    • @Baddiesandbudgets
      @Baddiesandbudgets  11 หลายเดือนก่อน +1

      Not quite! I should have one soon though

  • @benciaali6104
    @benciaali6104 11 หลายเดือนก่อน

    I LIKE WAT YOU SAID IT TO VIEW WAT COMING IN AND GOING OUT PLUS ONLY I LIKE TO O USE SINKIN FOR SAVING AND VARIABLE FOR EXAMPLE HOUSEHOLD ETC BILLS ARE BIL 🤠

  • @indicamberr
    @indicamberr 11 หลายเดือนก่อน

    Also, I need this planner asap! Lol

  • @shaythediamond
    @shaythediamond 11 หลายเดือนก่อน

    Hello! I have a question; sorry if it ends up being long and confusing.
    I work for a commission based sales company. I just started June 30th, so I don't have anything to base prior pay off of. I get paid one a month for the prior month. (For example, for the month of July, I won't get paid until around August 10th.) Since I don't know exactly how much my pay would be from month to month (because it's all sales- and commission-based; one month I may get as low as $200, where the next I may get $1,000 or more, for example), how would you suggest setting up the monthly spending and such? Should I just wait and see how much I get paid, or guess and then adjust everything once I get paid, or...?
    Thank you for posting these videos, I greatly appreciate them!

  • @phallyberry2234
    @phallyberry2234 11 หลายเดือนก่อน

    It’s looks like you created a new budgeting book, will this version be available on the website soon?

  • @haileyb8413
    @haileyb8413 11 หลายเดือนก่อน

    I’m starting tomorrow😊

  • @elizabethbeene3373
    @elizabethbeene3373 11 หลายเดือนก่อน

    Are your planner book out yet because I didn’t see it or the 100 envelope challenge pink book

  • @terrabrown1139
    @terrabrown1139 11 หลายเดือนก่อน +1

    I Love the planner. It was hard to pay attention to the actual video. 😂

    • @Baddiesandbudgets
      @Baddiesandbudgets  11 หลายเดือนก่อน

      Lmao why?

    • @terrabrown1139
      @terrabrown1139 11 หลายเดือนก่อน

      @@Baddiesandbudgets I was too busy checking out how you separated the sections, but still included them side by side. Hopefully that makes sense. Subscriptions were separated and on the same page. I was in planner heaven and had to watch it twice to actually listen. The 2 pages shown was a good example of how my brain works. 🤣

  • @GizelleNel
    @GizelleNel 5 หลายเดือนก่อน

    Do you do yearly budgeting? I keep trying to but then something happens and i go way off couse or stop altogether (budgeting in general). Would you recommend it and why or why not. Thx a bunch!

  • @marmad8232
    @marmad8232 11 หลายเดือนก่อน

    I would love to learn how to make money like this. I’m tired of my job. Anything you can share on how to get started?

  • @mstasha1022
    @mstasha1022 11 หลายเดือนก่อน

    When will the planner be available?

  • @prettirockstar0427
    @prettirockstar0427 11 หลายเดือนก่อน

    I need to get some more streams of income 😍 that’s motivating 🥰

  • @mariedruck6861
    @mariedruck6861 11 หลายเดือนก่อน

    Where can I get this planner with the spiral? I was looking on the website but I didn't see it.

  • @phunt8551
    @phunt8551 11 หลายเดือนก่อน

    Cdo you have a vidro on the planner?

  • @meganthemidnightbaker
    @meganthemidnightbaker 11 หลายเดือนก่อน

    Will this one come in other colors? I'm looking forward to purchasing!

  • @Sabbeltjee
    @Sabbeltjee 11 หลายเดือนก่อน +1

    Are the planners gonna be shipped worldwide? I'm from The Netherlands and would love one when available ❤

    • @mkmiracles3073
      @mkmiracles3073 11 หลายเดือนก่อน

      I am also from the Netherlands , I saw that the shipping cost are very expensive

  • @SandraDTv
    @SandraDTv 11 หลายเดือนก่อน

    When will your planner be available in fiscal form?

  • @LifewithTiki_
    @LifewithTiki_ 11 หลายเดือนก่อน

    Where can I purchase this planner? I only see a digital copy available on your site.

  • @nessmarie
    @nessmarie 11 หลายเดือนก่อน

    I would love to start cash stuffing but my income fluctuates every month.. how would I fill out my income at the beginning of the month? Leave it blank and fill it in as I go or take a 3 month average?

  • @Victoria3lain3
    @Victoria3lain3 6 หลายเดือนก่อน

    Is there a part 3?

  • @TheALMOSTOrganizedOwl
    @TheALMOSTOrganizedOwl 11 หลายเดือนก่อน

    Student loans are such a pain!!! I really wanted that student loan forgiveness too!!! Lol

  • @aromafer9452
    @aromafer9452 9 หลายเดือนก่อน

    Where can I buy the planner?

  • @whitneymitchell9296
    @whitneymitchell9296 11 หลายเดือนก่อน

    Does anyone know when this will be available in August?

  • @autumnharding3841
    @autumnharding3841 11 หลายเดือนก่อน

    Is this planner available for purchase?

  • @diamondlove1313
    @diamondlove1313 11 หลายเดือนก่อน

    Where can I get that budget planner please?

  • @lakeshamanley79
    @lakeshamanley79 8 หลายเดือนก่อน

    All of a sudden I feel really really poor lmao! Sheesh girl! ❤

  • @jayygee15
    @jayygee15 11 หลายเดือนก่อน

    What a total revamp and loving it so far 🥹 & so exciting to hear the surplus 🙌🏽🙌🏽 you’re advice has infiltrated my life and I’m spreading the good news to my siblings, Lord knows we need the help. ❣️

  • @donyellewalton5008
    @donyellewalton5008 4 หลายเดือนก่อน

    ❤❤❤❤❤❤

  • @reelroyals3222
    @reelroyals3222 11 หลายเดือนก่อน

    is this budget book available for purchase?

  • @user-fi3ot3pp8v
    @user-fi3ot3pp8v 11 หลายเดือนก่อน +1

    God is really moving in your life you and your happy niece. Have wonderful day 4:53

  • @BarbaraMoore-ju1he
    @BarbaraMoore-ju1he 11 หลายเดือนก่อน

    Do you ship items to tge UK ??

  • @suzannedarden224
    @suzannedarden224 4 หลายเดือนก่อน

    Are you selling your planner? I want one!!!

  • @teresacalderon502
    @teresacalderon502 11 หลายเดือนก่อน

    When she you start doing saving challenges? After your debt and sinking funds are covered?

  • @benciaali6104
    @benciaali6104 11 หลายเดือนก่อน

    I LIK TO USE THE INCOME COLON AS MY ENTRY LEVEL BASE BREAKDOWN TOTAL BUDGET😮😮🧐💯

  • @indicamberr
    @indicamberr 11 หลายเดือนก่อน

    How can I figure out my income when the days I work is always changing at my job? The number of days is not really consistent enough for me to be able to know how much each check will be bi-weekly.

  • @beaniefry93
    @beaniefry93 11 หลายเดือนก่อน +2

    Where is this planner? I looked on the website and did not see the spiral bound version 😩 I’m getting started in this and jumping both feet first and this would be amazing!

    • @Baddiesandbudgets
      @Baddiesandbudgets  11 หลายเดือนก่อน +3

      Its not available just yet

    • @beaniefry93
      @beaniefry93 11 หลายเดือนก่อน

      @@Baddiesandbudgets I will be keeping an eye out for it!! Thank you for all the help and advice! ❤️❤️

    • @comegetthiscommentary
      @comegetthiscommentary 11 หลายเดือนก่อน

      ​@@Baddiesandbudgets I love the not "not yet" 👀 🙃

    • @jedidiahgodsbeloved6605
      @jedidiahgodsbeloved6605 11 หลายเดือนก่อน

      @@Baddiesandbudgets will it be shipped go South Africa ?

  • @gailwatson7335
    @gailwatson7335 6 หลายเดือนก่อน

    What about tithes and offering?

  • @ailaka1925
    @ailaka1925 7 หลายเดือนก่อน

    If you don’t mind me asking; what is Stan?