Remember ladies you can simply start saving with some paper envelopes and once you can afford it get the binders and planner. Take your time and y'all got this!!!!
YAS!! ! I hope this gets even more women on the train and in control of their finances!!!!!!!!!!!!!!!!!! You inspired me 2 years ago - and it's changed our life! This is a great way to explain how to do this!!
I’m newly separated and now a single mom. This is going to be so helpful getting me in control of my finances. Thank you for all you do to educate people like me! ❤
Feeling like I have extra money on my bi-weekly paycheck. She said..."No ma'am. That money is for bills." THIS RIGHT HERE is what gets me in trouble every time....thinking I have "extra money" when I barely scrape by on paycheck number two. Thanks for the breakdown of how you use the calendar page and the highlighters. As a visual learner this is really helpful.
I love getting paid once a month! I get paid the last day of each month. I pay ALL my bills that day! Whatever is left is what I budget with…. I do plan that money for the number of weeks in the month and set up my cash envelopes for each week. This helps me spread out my dispensable cash to last the entire month. It’s worked well for me for several years!!
Yep; this is me. I have the Beginner Binders, Month Ahead, Debt Payoff, I purchased the Course, 2 extra binder and yes I also have this binder and I yet have started. Help! I'm feeling overwhelmed. On the positive side I have been able to save big time, cleared up 2 credit card debts, and mentally my goal is to save and payoff, which I am succeeding little by little. You are amazing and a great motivator.
Glad you're making longer videos again. I was also inspired by your videos and have been cash budgeting for about 1 1/2 years now. Much success to you!
I love you so much! I found you on Tik Tok and you have been a Godsend!! I am a wife and momma of 3 and am taking back control of my finances! ❤ we are downsizing excess "toys" and working to pay off debt using your guidance! ❤ working on building an emergency fund with our regular checks. I started a side hustle thats going really well and am using that to start on my 1 month ahead fund using your tracker! THANK YOU for all that you do for us!
I’m glad you mentioned monthly payment bc that’s where I am. I’m on a fixed income monthly and by the 15 shit sometimes the 9 I’m at $0. This month is a little better I just hit 0 today 😂😂😂 and I get paid next week but this past year and change has been RUFFF. Hopefully splitting it in 2 and writing it out will help
Yes sis you did your thing with this video. I just started on my journey and I've binged your videos from the start of your channel and they've been so informative but this one breaks it down down. Keep it coming sis bc your ambition is motivation
Awesome. I do the same but I do gig work on the side and at the end of the week add it up as a paycheck. This is great. Thanks for this. You are amazing.
I absolutely love your channel. You have helped me and hubby so much! I get paid monthly on the last day of the month. I have a planner like yours. I moved all my direct debits (I think you call them auto drafts? ) to the first and 2nd of the month. So all my bills are gone by the third anything left is for food, diesel and gas/electric. I found it so much easier this way. Once my husband changes his jobs next week we will be doing the same with his. You are truly an inspiration in the budgeting world! Keep doing what you are doing ❤️❤️
I truly love and appreciate the checklist in the monthly overview! I keep learning every time I watch your videos. Thank you so much for all your hard work!!!
Thank you for sharing this cause I am still struggling to keep up with my month because I’m paid Bi-weekly and I be struggling to stay on track! This video is very helpful because now I will start doing weekly to start being ahead for just in case I forgot about a bill
Love to see so much green for paydays #blessed #goals Thank you for breaking this down. I’m new to budgeting but haven’t started using a planner or calendar to break expenses and income down. Great video❤
CONGRATULATIONS👏 You this this..... YES❗I've been patiently waiting for your break down.... Explain very clearly & very to the point. Can't wait for part two. Continuous blessings & success💕
So proud of you babygirl ! You are a true testimony of rags to riches ! God bless EVERYTHING you lay your hands to do! Just got my 52 Friday binder and am loving it ! I’ve decided to stop buying so much budgeting tools and to get busy ! I’ve been following you since last July and am in the same space with more debt so I have to start over but I’m motivated AF!
I get paid monthly. Bill money I transfer to a separate bank account immediately so I don't "see" it, and then I only cash stuff the variable expenses and sinking funds.
Why not go over the whole thing? I will sit here for 1 hour to listen to you go over it 😂 I can’t wait to get that handy planner. 🥳 Great gift for the holidays.
Thank you for showing how you budget while getting paid weekly! Most videos that I have seen don’t show you that. I do exactly this already but I loved the way you explained it!
Sorry Austrian/Europe Person here and i have to say that budgeting monthly don´t automatically mean failure. Most Europeans get paid monthly and if they have a budget, it is always on a monthly base. They don´t mess that up and honestly i don´t know any person that get paid monthly and budget bi-weekly. What i do say, is that most of the people check there variable budget categories on a weekly base and make sure they are on track, but all of them have strict monthly budgets (myself included ;-) )
This is so extremely helpful and this is something they should teach in school ... and credit 💳 I have never had credit card and my student loans were deferred and positive then they were forgiven and now I have nothing no number man it's like bad credit 😢😢 getting out of a financially abusive relationship. And I learned a lesson
So glad I have found your channel... You have definitely inspired me to take a closer look at my finances... Just a side note, Hulu has a bundle package that includes Disney plus... I had honestly been paying for it a while, not realizing I was paying for Disney plus the entire time😢😢😢... When I took a closer look at why I was paying so much, that's when I saw it... It's only $21.65 w taxes a month... I noticed you were paying for each separately and just thought I'd mention it... Please continue what you are doing... You are inspiring people to do better with their finances!!!!
If you have "collections" or have been accused of hoarding, try this way. This is fun snd you will be better for it. I shocked my daughter and son-in-law by declaring that I was hoarding cash! Ha! I showed how this went, paid off a loan from my daughter, and gave her a little photo binder with one $20 bill to begin her savings in cash. We are lucky to be honest and respectful people so no need for super security. Be mindful of protecting cash! Thank you, Jasmine, for bringing these techniques for us. Best wishes!
I've been doing the frequency thing for a couple years now and it's so so helpful when planning out our paychecks and paying bills. It really helps us be able to plan ahead! I love the idea of highlighting the bills and debts and paychecks in different colors though. That would be so helpful on the eyes!! Haha
Wait now ..this binder is giving me life …I may have to get it 😂 Your example about the once a month pay is me! I get all my retirement and disability on the first so it’s hard to budget the entire month! Please send me a notification for the binder Jasmine! 😂
Im glad i saw this video of yours! My husband is payed weekly,but every week is different as his shift change from day to day.Do you suggest taking an average of 12 weeks to figure that out,or less weeks.In the first week we also have our highest bills,as mortgage and health insurance.Its more than what he makes in a week,so now i know what to do after watching this video
I started doing this a year ago after I found you on Instagram and it has helped me soooo much!! Thanks for all you do!! I can't wait until this planner is available for purchase ❤❤
Im a teacger and get paid monthly. You explained monthly pay PERFECTLY! SO now I need to five myself half and deposit the reat for the 15th.. Queen 👸 i appreciate u!
@@Baddiesandbudgets when are we going to see the next video to this. Will become a digital download as I live in Australia. I already have your neutral planner. Love it.
Just starting out, I looked our Nov bank statement as we were on vacation for half of December I categorized the expenses as groceries, shopping , gas and bills but what would vapes be categorized as? I also see car maintenance should I categorized that? Also would a vehicle payment go under bills? Or do I need another category call debt payment?. Thank you! You are so inspirational ❤
I like this video, it explains in detail about the monthly planner. PLEASE DO A VIDEO (if you have please let me know) on a bill account (i think that's what you called it). How does one find the extra cash to start the envelope savings in the previous month and then take the cash and deposit for the current month? Thanks for you videos.
I personally do NOT recommend auto drafting for any monthly bills. In case of an emergency, you might need those finds especially if you're still living check to check. Hopefully no more living check to check as you start to build up your savings 😊
I like to pay the bills each one at a time as I'm forced to look at what is on the statement. The exception is that I have one or two that close before payday, so it's best to pay the minimum due auto-deducted. I can make an additional payment once everything else is paid. Keep stuffing!
![เจ็บที่ยังฮัก - ม่อน วรวิทย์ [ Official Mv ] จอนนี่มิวสิค](http://i.ytimg.com/vi/KALIGSRSjFs/mqdefault.jpg)
Hey Baddies!
www.baddiesandbudgets.com
Where can we get that planner?
I dont see that particular planner.
Is this available for download?
Remember ladies you can simply start saving with some paper envelopes and once you can afford it get the binders and planner. Take your time and y'all got this!!!!
Honey, I'm right there with cha! 😆 I can't afford the binders yet so I have to start with the envelope. 😒
Yessss I was using the ipsy bags for the longest time since I already had them
@@rosebudds81 Amazon has cash stuffing/budget binders for $5-$10. I got mine for $7 and just started this week
Yuppp that’s how I started lol
How about men?
Your budgeting videos should be used in high school personal finance classes.
YES!
Absolutely.
Facts!
I wish I could have learned this when I was in High School ❤
YAS!! ! I hope this gets even more women on the train and in control of their finances!!!!!!!!!!!!!!!!!! You inspired me 2 years ago - and it's changed our life! This is a great way to explain how to do this!!
I’m newly separated and now a single mom. This is going to be so helpful getting me in control of my finances. Thank you for all you do to educate people like me! ❤
Writing down and color coding my monthly calendar along with savings challenges has changed my financial game😊
Love that!
Feeling like I have extra money on my bi-weekly paycheck. She said..."No ma'am. That money is for bills." THIS RIGHT HERE is what gets me in trouble every time....thinking I have "extra money" when I barely scrape by on paycheck number two. Thanks for the breakdown of how you use the calendar page and the highlighters. As a visual learner this is really helpful.
I love getting paid once a month! I get paid the last day of each month. I pay ALL my bills that day! Whatever is left is what I budget with…. I do plan that money for the number of weeks in the month and set up my cash envelopes for each week. This helps me spread out my dispensable cash to last the entire month. It’s worked well for me for several years!!
Yep; this is me. I have the Beginner Binders, Month Ahead, Debt Payoff, I purchased the Course, 2 extra binder and yes I also have this binder and I yet have started. Help! I'm feeling overwhelmed. On the positive side I have been able to save big time, cleared up 2 credit card debts, and mentally my goal is to save and payoff, which I am succeeding little by little. You are amazing and a great motivator.
Glad you're making longer videos again. I was also inspired by your videos and have been cash budgeting for about 1 1/2 years now. Much success to you!
That is awesome!
I love you so much! I found you on Tik Tok and you have been a Godsend!! I am a wife and momma of 3 and am taking back control of my finances! ❤ we are downsizing excess "toys" and working to pay off debt using your guidance! ❤ working on building an emergency fund with our regular checks. I started a side hustle thats going really well and am using that to start on my 1 month ahead fund using your tracker! THANK YOU for all that you do for us!
Keep these little guides coming! This was so helpful!
Will do!
I love how you love your niece and raised her so mannerable.
I’m glad you mentioned monthly payment bc that’s where I am. I’m on a fixed income monthly and by the 15 shit sometimes the 9 I’m at $0. This month is a little better I just hit 0 today 😂😂😂 and I get paid next week but this past year and change has been RUFFF. Hopefully splitting it in 2 and writing it out will help
AAAAAALLLLLL MYYYYY LIIIIIIIFEE .. I PRAYED FOR SOMEONE LIIIKE YOU😭🫶🏽 God bless you, Lady✨👑
I’m definitely jumping on this train!! I’m getting in control of my finances. I have to get all the supplies first
Yes sis you did your thing with this video. I just started on my journey and I've binged your videos from the start of your channel and they've been so informative but this one breaks it down down. Keep it coming sis bc your ambition is motivation
Awesome. I do the same but I do gig work on the side and at the end of the week add it up as a paycheck. This is great. Thanks for this. You are amazing.
Great video. Love how you broke everything down. The way you explained it was good and easy for anyone to follow.
Glad it was helpful!
This was so easy to follow cus i need to get into budgeting i have a four m old tryna move outta my mama house i pray that i can be self sufficient.❤
I absolutely love your channel. You have helped me and hubby so much!
I get paid monthly on the last day of the month. I have a planner like yours. I moved all my direct debits (I think you call them auto drafts? ) to the first and 2nd of the month. So all my bills are gone by the third anything left is for food, diesel and gas/electric. I found it so much easier this way. Once my husband changes his jobs next week we will be doing the same with his.
You are truly an inspiration in the budgeting world! Keep doing what you are doing ❤️❤️
Thank you so much! You guys are going to have so much success!
So excited for the new Planner coming!!!!
I truly love and appreciate the checklist in the monthly overview! I keep learning every time I watch your videos. Thank you so much for all your hard work!!!
Thank you for sharing this cause I am still struggling to keep up with my month because I’m paid Bi-weekly and I be struggling to stay on track! This video is very helpful because now I will start doing weekly to start being ahead for just in case I forgot about a bill
Love to see so much green for paydays #blessed #goals Thank you for breaking this down. I’m new to budgeting but haven’t started using a planner or calendar to break expenses and income down. Great video❤
Thank you! You made this easy to follow. Can't wait for the new book❤
Great explanation and I love doing the calendar method.
CONGRATULATIONS👏 You this this..... YES❗I've been patiently waiting for your break down.... Explain very clearly & very to the point. Can't wait for part two. Continuous blessings & success💕
So proud of you babygirl ! You are a true testimony of rags to riches ! God bless EVERYTHING you lay your hands to do! Just got my 52 Friday binder and am loving it ! I’ve decided to stop buying so much budgeting tools and to get busy ! I’ve been following you since last July and am in the same space with more debt so I have to start over but I’m motivated AF!
Thank you so much!!
I love the calendar, keep up the great work lady.😊
MAN......wish i knew about this when i was in my 20s. Im sharing this with my mom. Thank you for the videos ☺️
Thank you so much for this! I’m just starting cash stuffing and bill budgeting, this video helped me a lot!
You are so welcome!
I get paid monthly. Bill money I transfer to a separate bank account immediately so I don't "see" it, and then I only cash stuff the variable expenses and sinking funds.
Why not go over the whole thing? I will sit here for 1 hour to listen to you go over it 😂
I can’t wait to get that handy planner. 🥳 Great gift for the holidays.
Thank you for showing how you budget while getting paid weekly! Most videos that I have seen don’t show you that. I do exactly this already but I loved the way you explained it!
Sorry Austrian/Europe Person here and i have to say that budgeting monthly don´t automatically mean failure. Most Europeans get paid monthly and if they have a budget, it is always on a monthly base. They don´t mess that up and honestly i don´t know any person that get paid monthly and budget bi-weekly. What i do say, is that most of the people check there variable budget categories on a weekly base and make sure they are on track, but all of them have strict monthly budgets (myself included ;-) )
Love this video. The breakdown of information was helpful and I can hardly wait for the binder
This is ABSOLUTELY GENIUS!!!
I started doing this this year! So glad I’m on the right track! Now I just need to deep dive into cash stuffing bc I get lost. Thank you!
Love this video twin!!!! ❤
This is so extremely helpful and this is something they should teach in school ... and credit 💳 I have never had credit card and my student loans were deferred and positive then they were forgiven and now I have nothing no number man it's like bad credit 😢😢 getting out of a financially abusive relationship. And I learned a lesson
I ❤ this! Can’t wait to get mine! Already got the notification it has shipped.
I am so impressed by your hustle! WTG Girl. Much luv ❤❤❤❤❤. Love ur merch.
Great video and information
So glad I have found your channel... You have definitely inspired me to take a closer look at my finances... Just a side note, Hulu has a bundle package that includes Disney plus... I had honestly been paying for it a while, not realizing I was paying for Disney plus the entire time😢😢😢... When I took a closer look at why I was paying so much, that's when I saw it... It's only $21.65 w taxes a month... I noticed you were paying for each separately and just thought I'd mention it... Please continue what you are doing... You are inspiring people to do better with their finances!!!!
Thank you I’ll check that out!
This is so helpful! Love this planner and your videos!!
If you have "collections" or have been accused of hoarding, try this way. This is fun snd you will be better for it. I shocked my daughter and son-in-law by declaring that I was hoarding cash! Ha! I showed how this went, paid off a loan from my daughter, and gave her a little photo binder with one $20 bill to begin her savings in cash. We are lucky to be honest and respectful people so no need for super security. Be mindful of protecting cash!
Thank you, Jasmine, for bringing these techniques for us. Best wishes!
I've been doing the frequency thing for a couple years now and it's so so helpful when planning out our paychecks and paying bills. It really helps us be able to plan ahead! I love the idea of highlighting the bills and debts and paychecks in different colors though. That would be so helpful on the eyes!! Haha
Wait now ..this binder is giving me life …I may have to get it 😂 Your example about the once a month pay is me! I get all my retirement and disability on the first so it’s hard to budget the entire month! Please send me a notification for the binder Jasmine! 😂
Sure will
It’s now August and I am really anticipating this drop, excited to see it hopefully soon! 🙏
Thank you for sharing. Great video.
Can’t wait for part 2! Loved this❤️
Girl I need this planner!
I'm ready!!!!!!! Let's get it!!!
Im glad i saw this video of yours! My husband is payed weekly,but every week is different as his shift change from day to day.Do you suggest taking an average of 12 weeks to figure that out,or less weeks.In the first week we also have our highest bills,as mortgage and health insurance.Its more than what he makes in a week,so now i know what to do after watching this video
Patiently waiting for the planner! When will this drop & how much will it be ?
A great budgeting explanation Jaz!
I get paid twice a month and for you to break down how to pay, that really made me so happy and feel seen ❤
Great video!! Very helpful.
I started doing this a year ago after I found you on Instagram and it has helped me soooo much!! Thanks for all you do!! I can't wait until this planner is available for purchase ❤❤
I'm so glad!
Im a teacger and get paid monthly. You explained monthly pay PERFECTLY! SO now I need to five myself half and deposit the reat for the 15th.. Queen 👸 i appreciate u!
Thank you so much for doing this video. It was incredibly helpful.
Glad it was helpful!
@@Baddiesandbudgets when are we going to see the next video to this. Will become a digital download as I live in Australia. I already have your neutral planner. Love it.
Thank you. I have been needing this.
Great video!! Can’t wait until the planner is available
Thank you for a great video tutorial.
Your videos helped me sooo much!!❤❤. I dont see this spiral planner on your website, is it for sale yet?
Not yet!
I cannot wait to get this planner!!!
the music in your into is soo dope
Great video! I love how you explain and break things down☺️
I can’t wait to order mine!!!
Can't wait! How much will it be?
I love that you can choose what month you are on and can number the calendar. So much flexibility ❤❤❤
Love, love, love it!
So glad!
When does the binder come out? I love it ❤❤
Just starting out, I looked our Nov bank statement as we were on vacation for half of December I categorized the expenses as groceries, shopping , gas and bills but what would vapes be categorized as? I also see car maintenance should I categorized that? Also would a vehicle payment go under bills? Or do I need another category call debt payment?. Thank you! You are so inspirational ❤
Very informative 👍🏾💜
A great teaching video..Thank you!
Can you share when the planner will be available in your shop?? I can’t wait to get it!
Love the breakdown ❤❤
This helps me with being a teacher it’s hard doing it monthly for sure
I am blessed to find you I need to buy it all and send to my kids friend and sister
I like this video, it explains in detail about the monthly planner. PLEASE DO A VIDEO (if you have please let me know) on a bill account (i think that's what you called it). How does one find the extra cash to start the envelope savings in the previous month and then take the cash and deposit for the current month? Thanks for you videos.
I love that budget planner! I checked your website and I don't see this one. When will it be available?
I personally do NOT recommend auto drafting for any monthly bills. In case of an emergency, you might need those finds especially if you're still living check to check. Hopefully no more living check to check as you start to build up your savings 😊
Auto drafting those bills won't be feasible until you are a month ahead. I'm not there yet.
Sometimes you get a discount on the bill for autopay
I like to pay the bills each one at a time as I'm forced to look at what is on the statement. The exception is that I have one or two that close before payday, so it's best to pay the minimum due auto-deducted. I can make an additional payment once everything else is paid.
Keep stuffing!
hey jasmine when will the planner be available im looking to get started using it?
New subscriber and I absolutely love this video I’ve been budgeting since last September but still tweaking things to make it successful ❤
You got this!
@@Baddiesandbudgets thank you
omg this helped me and gave me better ideas
I saved this video. I check everyday to see if this book back in stock
Cant wait for this to cone out 😊
When can we get that planner. I see you have some that are pre orders. I really do t want to miss this
I’m trying to stay getting paid like you
Ooo I clicked so fast on this!!! Question, if I purchase the digital version of your pink financial bundle, will it fit a big happy planner??
I’ll have a few different size options
God keep blessing you . Con grad on new auto.
Yes you are very very good at all of this God gotta
I can’t wait until this is available
I love it when you say, " No ma'am "
Thank you for this!!! ❤
This was a big help
Very helpful info! Any update on when the planner will be on the website? I want to go ahead and get started.
The end of august
When is this planner coming out in August?