Truly this is the best explanation Especially the part you said about making your budget fir your needs...whether you are motivated by saving or whether paying off debt. I like the way you worked backwards too.
Would you be willing to create a budget for me. I’m a single mom a teacher and a veteran, I’m on a journey to save money pay off debt and buy my dream home. I just signed a lease with my boyfriend....this is a first for me as I will be splitting living expenses with him. This will free up so much of my money so I could use your help starting off fresh.
AMAZING BREAKDOWN SIS!!! THIS IS WHY I STARTED THIS!! I WANT MY SON TO ASK ME TO DO SOMETHING AND THAT SINKING FUND FOR FAMILY NIGHT IS THICK!!! 🙌🏽🙌🏽🙌🏽 YOU ARE WINNING SIS I AM SO PROUD OF YOU 🤗
It’s literally so fun and easy! I live in sudan and it’s really hard to have sinking funds here because of how much our currency is bad and all of my paycheck goes towards groceries! Still, you encouraged me to organise my spendings! I get paid monthly and I used to spend all my money and be broke by day 15 of the month! I wrote a plan and I’m trying to persue a budget planner so i could be strict to my new plan! I’m already broke this month so I made the plan for the next month! Can’t wait to finish September and tell you how the budgeting journey went
Yasss sis, budgeting doesn’t have to be miserable. Preach! 💋 I’m a mother of 3, and I’m trying so hard to save up for my babies too! 🥺💓 I love this video so much, amazing job per usual. God Bless u Mompreneur! 🙏🏽🙌🏽 you’re so inspirational.
I’m feel so much hope after this video. I’ve never been able to understand not only how to budget but why I would budget. Thank you so much for taking the time to explain.
I've done Dave Ramsey for a couple of years now and it has helped us pay off our debt well but I never could figure out how to do a sinking fund. I understood what a sinking fund was but didn't understand how to bring it about. You helped me do that today, thank you!
This has been the best explanation I’ve seen so far and I’ve been in a cash budgeting hole for a bit 😂 Thank you so much! And I totally agree with you that budgeting shouldn’t make you miserable! Do things in a way that’ll keep you hyped to keep moving forward 💜
I have been on this money saving journey since April and am still figuring it out. Thank you so much for this breakdown/explanation. You are a gem for dropping this!
Girl the fact that you took the time to do this just deserves all the time subs thank you so much for breaking it down for everyone just getting started
I am a 40 year old woman with 4 kids. I work two jobs and actually make decent money but I always use my debit and credit card for everything and keep myself broke. I've been wanting to get myself on a budget but I never plan for unforseen things like one of my kids breaking thier glasses or needing braces. I am so determined to get myself on the right financial track and make a realistic budget for myself. Thank you for these videos. I'm learning so much and I am actually excited to start trying this!
Love how you named the fictitious dog Rosco 😂🤣 I agree with you, a budget should not make you miserable or feel restrictive. It’s meant to free you from those bad money management chains ⛓💪🏼💰
This is very helpful! Thank you so much! I’m moving out in august and really need to learn how to put money in certain places and make sure I’m covered.
Girl we’re moving out aug 12 and I swear this has helped us so much! We started at the end of June and we were able to save for everything we needed without going without things we want/need! You should start! 💜
Ok so since I’m nosey and just became a new subscriber how come we can’t see how many subscribers you have? I think it’s exciting to see your channel grow and share in that with you but I can’t see it 😔
These have helped me so much! I have my binder laid out for the rest of this month and the first week of next month. Got my actual binder put together last night and it's helping me to take my lunch to work and to do whatever I can to not spend whatever I can of my variable expenses. And I am already putting at least a little money into savings!!
@@Baddiesandbudgetshello do u still have those budget sheet at your shop. I loved how u break down everything in a budget video and that sheet would do me wonders. I am a cash budget person, but I just would like to keep a written budget sheet to hold myself accountable to make sure every dollar has a home. N
Hey sis you got me cracking up. If you want Starbucks everyday you get ya dang Starbucks 😍😍😍 you’re explaining well, love this. Go jessica 🤣🤣🤣 she killed her budget 🎉🎉🎉
Thank you for making this.! 😁😁 This is by far thee most helpful video to help me get started with cash stuffing.! I’ve been watching these videos nonstop and I was so lost on how ppl determined sinking funds and cash envelopes etc.
Total Newbie here! Just came across your channel today watched 3 videos and I already subscribed to your channel. I love the worksheets, the way you break everything down by period, etc. I do have one question, if I may...Do you have to already have a month’s worth of income in the bank to start this system? Because if I split all my bills between bi-weekly paychecks, a due date for some of those bills may have passed before my 2nd check comes that month...if you get what I mean. Don’t want to be paying things late. Sorry if this question is answered in an early video. Thanks for keepin’ it real. I am so glad I found your channel!
Just wanna say that's an amazing story as to how you set up this business. I like the way you explained it. Wish you all the best with your business and thankyou for sharing.
Thank you SO MUCH for this breakdown!! I'm just starting cash stuffing and my paycheck tomorrow will be the first budget I make with this system. This really helped me think about what my priorities should be while making it 😁🌟
My variables expenses are Gas Babies And groceries ALWAYS!! I always take out money first from there. Then I do high Priority (HighP) then what every I have left over I do Low P. I also do OTE (One Time Expenses)
Hey Baddies and budget I am so happy to learnt about your videos. Thank you for all your effort in puting together this video. I deeply appreciate it. I am seeing a huge difference in my finance. I couldnt believe how much i am saving now. Thanks ❤ From St.Vincent and the Grenadines
This video was just what I needed tonight! I even took a screenshot so I can do up a similar layout because I think it will work best for me! Love your channel!
Your videos are very inspiring. Have you ever thought of expanding your business? It definitely looks like your having alot of fun and doing what you love.
I really like your budgeting Channel. I’ve been doing zero bases for two years now but I still like to feel motivated by others and I’ve seen other channels only do stuffing videos and doesn’t show actually budgeting so I’m glad there’s someone like you to show these newbies lol . I feel like it could be daunting seeing these stuffing videos because not everyone can do that at first. So anyways lol thank you.
This is giving me some great ideas I just started my budgeting journey as of today I just started with all my sinking fund but I haven’t placed any money in them until August which is next month however I did start the 100 envelope challenge today you have an amazing channel and you have a great sense of self and your videos are very defined and understandable thank you so much
I can’t wait for my next pay day I’m planning on purchasing your entire digital download budget planner! So thank you for this video gives me insight on how to bugdet out my paycheck☺️
This breakdown helped sooooo much! Thank you for posting this, albeit over a year ago. I just purchased your Baddies Budget Book and am excited while filling it out!
SOO HELPFUL!! You really have been blessed by this talent and you have a AWESOME way of teaching, encouraging and explaining!! Thank you so much for sharing your gifts!!
Once you said we’re going to budget and be happy I subbed you were in my suggestions and I started binge watching your vids I have a problem saving but your videos are motivating me ! Thank you !
Great advice on the sinking funds. Definitely going to start one to purchase something special for myself. Love the way you break down your thought process on saving and budgeting money 💰
Hi New subscribers! Thanks so much for the breakdown to understand it better. You is right everyone situation is different but it's how you put it together for it to work for you.
I’m so glad I found you! I’m getting prepared to do this type of budget, but was unsure of how to start. So I’m searching all your videos and watching what I feel will help me to achieve financial freedom!
Thank you so much doing this. The BEST video I have found on getting started and working it all out. I have watched a few believe me, but after watching yours I actually feel like I know what I’m doing and I’m ready to start😁😁
I been financing my money in a notebook and decorating it so its more appealing to grab it but its been so helpful since I started working when I was 18yrs, I do want to start doing saving challenges 😌 it seems fun to do. I learned alot watching your videos thanks!! 😊
This makes so much sense! Best breakdown ever. I’m really bad at spending my money. I don’t have an income. I’m young, I’m just about to get my first job and car and it all seems so overwhelming bc I want to make sure I’m doing it right. I don’t want to put my money in the wrong place and be broke constantly. Thank you so much for this breakdown!!
Love how you explained everything. I just got a budgeting book in the last couple of weeks but just started setting it up yesterday. This video just motivated me some more 💃🏽
Thank you for this! All the debt payoff stuff I've seen says save it all. I needed someone else to agree that I am allowed to spend a little while also paying off debt and saving! Thank you!!!
Yesss! We are the same as far as needing to give yourself a lil spending money so you don’t splurge, and as far as needing to save before paying off debt… I also believe budgeting shouldn’t make you miserable. Girl your whole outlook on this is the same as me! I’m so glad I heard about you from watching another TH-camr.
Finally!!!!!! Man I’ve been hunting for a video that broke it down better. Thank you so much 😊 I’m trying so hard to find a way to start. But I pay my bills in full as paychecks come. So it’s hard to find a place to take money out to save for next time 😭
im morgan, i work at target, 1000 for a paycheck is cutting a biiiiiig check. im lucky if i get 900. i AM still on my starting rate of pay but unless im working overtime one week and close to 40 the other which doesnt happen often, (most people are scheduled under 35) im not hitting that 1000 mark. ive been there nearly a year (this time) and thats just how it is. I ALSO HAVE A COWORKER JESSICA SO THIS IS FUNNY 😆
I always love your videos because I learn a lot every single time and I'm going back and I'm rewatching even when you make mistakes I learn from them and it's getting me thinking of how I can make it work for me thank you very much I appreciate it
I have direct deposit and I've been transferring my net income to a savings acct. Two questions: Should I be saving the gross & should I withdraw the money & segregate the money like you do? With the 1st month's paycheck, I pay my bills....cell, car insurance, etc.
I get SSI for around $800, and $350-$400 is for bills. My rent is $316/mo though I'm in a trailer. Though my partner and I are moving to a house in Texas soon and I'm scared to see how much rent is going to be. And we can barely afford $50 on groceries, prices are gross. Also I just found this on Facebook and it spoke to me, and I want to get the product from the site, but I'm poor and can't afford anything. 😢 I had to quit working in February when I hurt my back and I'm still healing.
Wow this makes so much sense!!! I always had a problem with budgeting and I never knew it was the whole check, I love this idea. 2024 is going to be my year! Thanks for sharing the knowledge 💜
I am not good with numbers. I've watched you videos and it inspires me. I'm a little dislexic so I need basic easy budget. What do you recommend. For me for budget stuff. I work at home depot
Thank you for showing how a person can live within a budget. However, it is more difficult to budget when you have more debt than income. My only option is to pray and ask God for wisdom and get a second job or side hustle.
Love the name Jessica! 😉😉 sometimes there's folks like me who think they know how to work it out on paper but then see videos like this and it helps organize our budget better! Thank you for this video!
Thanx for this video, I’ve been working for years now, even with untouched savings I still struggle monthly even as a salaried employee , I’m gonna try and have a healthy relationship with money instead of being afraid to budget, this is a very realistic video. I hope it works out for me, wish me luck on trying it out this month!!
You ended up confusing me with the monthly amount to weekly amount. I couldn’t figure out or understand how you did the remainder of the budget. Maybe I’m just dumb. 😂
This video is so great, thank you! I’ve been learning how to budget over the last few years but this video really helped me understand a lot better. I don’t think I can do this with cash but I wish I could
Im starting a new job after months of unemployment and putting everything on my credit card. So now I have to find out how to survive with my check while paying off everything I used. And when I used to do a budget for food I always ended up over because my house always needed more milk or bread and stuff. Its tough
Some of the things in the sinking fund "feel" like bills, like household. I spend money on those things every pay period. Should I apply that to bills?
I hope this helps! Lmk if you have any questions! 💋
Truly this is the best explanation Especially the part you said about making your budget fir your needs...whether you are motivated by saving or whether paying off debt. I like the way you worked backwards too.
Thank you so much. You are truly amazing again thank you🥰
Would you be willing to create a budget for me. I’m a single mom a teacher and a veteran, I’m on a journey to save money pay off debt and buy my dream home. I just signed a lease with my boyfriend....this is a first for me as I will be splitting living expenses with him. This will free up so much of my money so I could use your help starting off fresh.
I love your passion!
Which categories do you take to the bank? And are they in categories that reflect what you’ve written down as well?
“A budget shouldn’t be so restrictive that you’re miserable!” 👏🏾
AMAZING BREAKDOWN SIS!!! THIS IS WHY I STARTED THIS!! I WANT MY SON TO ASK ME TO DO SOMETHING AND THAT SINKING FUND FOR FAMILY NIGHT IS THICK!!! 🙌🏽🙌🏽🙌🏽 YOU ARE WINNING SIS I AM SO PROUD OF YOU 🤗
Yes!!! We deserve to be financially free!
Thank you so much for this! 💖
It’s literally so fun and easy! I live in sudan and it’s really hard to have sinking funds here because of how much our currency is bad and all of my paycheck goes towards groceries! Still, you encouraged me to organise my spendings! I get paid monthly and I used to spend all my money and be broke by day 15 of the month! I wrote a plan and I’m trying to persue a budget planner so i could be strict to my new plan! I’m already broke this month so I made the plan for the next month! Can’t wait to finish September and tell you how the budgeting journey went
i hope you got your planner!
Yasss sis, budgeting doesn’t have to be miserable. Preach! 💋 I’m a mother of 3, and I’m trying so hard to save up for my babies too! 🥺💓 I love this video so much, amazing job per usual. God Bless u Mompreneur! 🙏🏽🙌🏽 you’re so inspirational.
Yesss girl!! When Starbucks makes you happy, you budget that! Haha love it!!
I decided to put a "treats" envelope in my wallet besides an eating out one. It covers a cold drink or an ice cream on a hot day !
You’re one of the best budgeting coach here on TH-cam. Keep it up! 😉😊
Thank you!
I’m feel so much hope after this video. I’ve never been able to understand not only how to budget but why I would budget. Thank you so much for taking the time to explain.
I've done Dave Ramsey for a couple of years now and it has helped us pay off our debt well but I never could figure out how to do a sinking fund. I understood what a sinking fund was but didn't understand how to bring it about. You helped me do that today, thank you!
This is THE BEST and easiest budget start guide I’ve seen so far. Easiest to start and easiest to understand. I really thank you for this.
This has been the best explanation I’ve seen so far and I’ve been in a cash budgeting hole for a bit 😂
Thank you so much! And I totally agree with you that budgeting shouldn’t make you miserable! Do things in a way that’ll keep you hyped to keep moving forward 💜
I have been on this money saving journey since April and am still figuring it out. Thank you so much for this breakdown/explanation. You are a gem for dropping this!
Girl the fact that you took the time to do this just deserves all the time subs thank you so much for breaking it down for everyone just getting started
Wow! Broken down to the lowest form OMG I love it! This really helps 🙏🏾🤗
I am a 40 year old woman with 4 kids. I work two jobs and actually make decent money but I always use my debit and credit card for everything and keep myself broke. I've been wanting to get myself on a budget but I never plan for unforseen things like one of my kids breaking thier glasses or needing braces. I am so determined to get myself on the right financial track and make a realistic budget for myself. Thank you for these videos. I'm learning so much and I am actually excited to start trying this!
Love how you named the fictitious dog Rosco 😂🤣 I agree with you, a budget should not make you miserable or feel restrictive. It’s meant to free you from those bad money management chains ⛓💪🏼💰
This is very helpful! Thank you so much! I’m moving out in august and really need to learn how to put money in certain places and make sure I’m covered.
Girl we’re moving out aug 12 and I swear this has helped us so much! We started at the end of June and we were able to save for everything we needed without going without things we want/need! You should start! 💜
@@brileyc.9463 thanks! And yes I definitely will. I’m already good with saving just never thought about doing it this way
This will give me a better understanding. Thank youuuu 😭
You’re welcome babe!
Ok so since I’m nosey and just became a new subscriber how come we can’t see how many subscribers you have? I think it’s exciting to see your channel grow and share in that with you but I can’t see it 😔
These have helped me so much! I have my binder laid out for the rest of this month and the first week of next month. Got my actual binder put together last night and it's helping me to take my lunch to work and to do whatever I can to not spend whatever I can of my variable expenses. And I am already putting at least a little money into savings!!
That’s exactly how I got started! Little by little! Good Luck on your journey! You’ve got this!
@@Baddiesandbudgetshello do u still have those budget sheet at your shop. I loved how u break down everything in a budget video and that sheet would do me wonders. I am a cash budget person, but I just would like to keep a written budget sheet to hold myself accountable to make sure every dollar has a home. N
Hey sis you got me cracking up. If you want Starbucks everyday you get ya dang Starbucks 😍😍😍 you’re explaining well, love this. Go jessica 🤣🤣🤣 she killed her budget 🎉🎉🎉
Thank you for making this.! 😁😁
This is by far thee most helpful video to help me get started with cash stuffing.! I’ve been watching these videos nonstop and I was so lost on how ppl determined sinking funds and cash envelopes etc.
Total Newbie here! Just came across your channel today watched 3 videos and I already subscribed to your channel. I love the worksheets, the way you break everything down by period, etc. I do have one question, if I may...Do you have to already have a month’s worth of income in the bank to start this system? Because if I split all my bills between bi-weekly paychecks, a due date for some of those bills may have passed before my 2nd check comes that month...if you get what I mean. Don’t want to be paying things late. Sorry if this question is answered in an early video. Thanks for keepin’ it real. I am so glad I found your channel!
Super useful!! Thank you! I already saved 1500! $8500 to go! It’s definitely not easy but worth it when you start seeing the $$$ adding up lol
Just wanna say that's an amazing story as to how you set up this business. I like the way you explained it. Wish you all the best with your business and thankyou for sharing.
Thank you SO MUCH for this breakdown!! I'm just starting cash stuffing and my paycheck tomorrow will be the first budget I make with this system. This really helped me think about what my priorities should be while making it 😁🌟
My variables expenses are Gas Babies And groceries ALWAYS!! I always take out money first from there. Then I do high Priority (HighP) then what every I have left over I do Low P. I also do OTE (One Time Expenses)
Hey Baddies and budget
I am so happy to learnt about your videos. Thank you for all your effort in puting together this video. I deeply appreciate it. I am seeing a huge difference in my finance. I couldnt believe how much i am saving now. Thanks ❤
From St.Vincent and the Grenadines
New subie... im budgeting while watching....your awesome
This video was just what I needed tonight! I even took a screenshot so I can do up a similar layout because I think it will work best for me! Love your channel!
Yay! Thank you for this. I have been a new subscriber and I am so inspired to get myself in order. Thank you, thank you! 💜
Awesome breakdown, thank you for sharing. I’m a visual person as well and really enjoy videos like this.
Your videos are very inspiring. Have you ever thought of expanding your business? It definitely looks like your having alot of fun and doing what you love.
Look at Jessica making 2k a month at target sheeshhh a queen 👸🏼😂 thanks for the video! Super helpful
I really like your budgeting Channel. I’ve been doing zero bases for two years now but I still like to feel motivated by others and I’ve seen other channels only do stuffing videos and doesn’t show actually budgeting so I’m glad there’s someone like you to show these newbies lol . I feel like it could be daunting seeing these stuffing videos because not everyone can do that at first. So anyways lol thank you.
Amazon addict, girl that was me all throughout last year! 🙋🏻♀️🙋🏻♀️🙋🏻♀️ lol
Love the mock budget setup. You are so entertaining! I LOVE IT! 👏👏
This is why I’m starting envelopes ! I HAVE to get off of Amazon omg
@@breezybby3 😂😂
This is giving me some great ideas I just started my budgeting journey as of today I just started with all my sinking fund but I haven’t placed any money in them until August which is next month however I did start the 100 envelope challenge today you have an amazing channel and you have a great sense of self and your videos are very defined and understandable thank you so much
One video got me hooked I finally have a budget binder!
I could literally cry cuz I needed this so much. Thank you for explaining so clearly !
You're so welcome!
I'm with you about savings. I'll do debt second probably. It will lessen my anxiety too.
I am so a visual learner as well..... I am so glad you made a video like this!!!! I had no clue what to do! THANK YOU!!!
I can’t wait for my next pay day I’m planning on purchasing your entire digital download budget planner! So thank you for this video gives me insight on how to bugdet out my paycheck☺️
LOVE this!! Simple and straight to the point. Just forwarded it to a friend who needs help, so thank you so much for taking the time to do this! 😘 💋
how do you save money and don't spend it.
This breakdown helped sooooo much! Thank you for posting this, albeit over a year ago. I just purchased your Baddies Budget Book and am excited while filling it out!
SOO HELPFUL!! You really have been blessed by this talent and you have a AWESOME way of teaching, encouraging and explaining!! Thank you so much for sharing your gifts!!
Once you said we’re going to budget and be happy I subbed you were in my suggestions and I started binge watching your vids I have a problem saving but your videos are motivating me ! Thank you !
Great advice on the sinking funds. Definitely going to start one to purchase something special for myself. Love the way you break down your thought process on saving and budgeting money 💰
Hi New subscribers! Thanks so much for the breakdown to understand it better. You is right everyone situation is different but it's how you put it together for it to work for you.
Hey Jessica girl! 😂😂😂 just playing but I loved the breakdown! You explained it very well!
LMFAO! Hush Tay! Thanks sis!
You did an excellent job on explaining how to set up budget planner. Love & enjoyed💛🌷Have a blessed week🌼
I’m so glad I found you! I’m getting prepared to do this type of budget, but was unsure of how to start. So I’m searching all your videos and watching what I feel will help me to achieve financial freedom!
This was very informative! Adjust is the word of the day. That is a great word to use in the budgeting realm. Thanks for the info!😊
Well explained….thank you!
This helped me so much very easy and very clear I sure appreciate it
Thank you so much doing this. The BEST video I have found on getting started and working it all out. I have watched a few believe me, but after watching yours I actually feel like I know what I’m doing and I’m ready to start😁😁
This is helping my daughter to finally budget.. This is her 2nd year in college and she has a car now.. It also has helped me.. Bless you 🙏🏽 ♥ 🙌🏽
I been financing my money in a notebook and decorating it so its more appealing to grab it but its been so helpful since I started working when I was 18yrs, I do want to start doing saving challenges 😌 it seems fun to do. I learned alot watching your videos thanks!! 😊
this was a great explanation! i was distracted by the pen lol im a pen freak
This makes so much sense! Best breakdown ever. I’m really bad at spending my money. I don’t have an income. I’m young, I’m just about to get my first job and car and it all seems so overwhelming bc I want to make sure I’m doing it right. I don’t want to put my money in the wrong place and be broke constantly. Thank you so much for this breakdown!!
Best TH-cam video on the subject for sure. Thank you so much. I love what you said: budget but still be happy.
I just order that yesterday I believe with 100 challenge book. I’m so excited can’t wait you’re very inspirational. Thank you for that.💜💜💜
Love how you explained everything. I just got a budgeting book in the last couple of weeks but just started setting it up yesterday. This video just motivated me some more 💃🏽
My budget was for 10/13/23 - 11/9/23. Hope I did that right because my paydays are 10/13 & 10/27 and cover 10/13 - 11/9
Thank you for this! All the debt payoff stuff I've seen says save it all. I needed someone else to agree that I am allowed to spend a little while also paying off debt and saving! Thank you!!!
Yesss! We are the same as far as needing to give yourself a lil spending money so you don’t splurge, and as far as needing to save before paying off debt… I also believe budgeting shouldn’t make you miserable. Girl your whole outlook on this is the same as me! I’m so glad I heard about you from watching another TH-camr.
Finally!!!!!! Man I’ve been hunting for a video that broke it down better. Thank you so much 😊 I’m trying so hard to find a way to start. But I pay my bills in full as paychecks come. So it’s hard to find a place to take money out to save for next time 😭
Thank you sis for all your help . merry christmas.wish you an awesome 2024 year.sending you spirit hug.
Thank you for this!!! And I LOVE seeing your natural nails! I’m jealous as hell!!
im morgan, i work at target, 1000 for a paycheck is cutting a biiiiiig check. im lucky if i get 900. i AM still on my starting rate of pay but unless im working overtime one week and close to 40 the other which doesnt happen often, (most people are scheduled under 35) im not hitting that 1000 mark. ive been there nearly a year (this time) and thats just how it is.
I ALSO HAVE A COWORKER JESSICA SO THIS IS FUNNY 😆
I always love your videos because I learn a lot every single time and I'm going back and I'm rewatching even when you make mistakes I learn from them and it's getting me thinking of how I can make it work for me thank you very much I appreciate it
I cant wait to start my budget planner! Your instructions were so clear!!! Thank you for making this video!!! ❤❤❤❤
I have direct deposit and I've been transferring my net income to a savings acct. Two questions:
Should I be saving the gross & should I withdraw the money & segregate the money like you do?
With the 1st month's paycheck, I pay my bills....cell, car insurance, etc.
I get SSI for around $800, and $350-$400 is for bills. My rent is $316/mo though I'm in a trailer. Though my partner and I are moving to a house in Texas soon and I'm scared to see how much rent is going to be. And we can barely afford $50 on groceries, prices are gross.
Also I just found this on Facebook and it spoke to me, and I want to get the product from the site, but I'm poor and can't afford anything. 😢 I had to quit working in February when I hurt my back and I'm still healing.
Wow this makes so much sense!!! I always had a problem with budgeting and I never knew it was the whole check, I love this idea. 2024 is going to be my year! Thanks for sharing the knowledge 💜
I am not good with numbers. I've watched you videos and it inspires me. I'm a little dislexic so I need basic easy budget. What do you recommend. For me for budget stuff. I work at home depot
Thank you for showing how a person can live within a budget. However, it is more difficult to budget when you have more debt than income. My only option is to pray and ask God for wisdom and get a second job or side hustle.
Love the name Jessica! 😉😉 sometimes there's folks like me who think they know how to work it out on paper but then see videos like this and it helps organize our budget better! Thank you for this video!
New 2 channel. Glad this popped up bcuz visual is best 4 me. Gr8ful 4 the help. Thanx
Thanx for this video, I’ve been working for years now, even with untouched savings I still struggle monthly even as a salaried employee , I’m gonna try and have a healthy relationship with money instead of being afraid to budget, this is a very realistic video. I hope it works out for me, wish me luck on trying it out this month!!
Loved watching you actually break it down. And the name rosco. 😂😂
Love this! I already have my system down, but I'm going to send friends and family to your channel when they ask how to start budgeting.
How does budget work if 2 different incomes. I get paid biweekly and my husband weekly. Help please:)
You ended up confusing me with the monthly amount to weekly amount. I couldn’t figure out or understand how you did the remainder of the budget. Maybe I’m just dumb. 😂
This video is so great, thank you! I’ve been learning how to budget over the last few years but this video really helped me understand a lot better. I don’t think I can do this with cash but I wish I could
Hello ! How do I know which to create and stuff the cash envelopes for ? My variable expenses or sinking funds ?
I love how you want to balance fun and fund safety at the same time! Love it! 🥰💙
Girl you are seriously an inspiration!!!! I AM SO HAPPY I FOUND YOU!!!! Thank you so much ! I love your videos!!! ❤❤❤
Thank you so much!!
This is the first budget planning video I've seen which makes sense to me 😊
On this one you did Target as Bi weekly, but what if we have 2 jobs and we end up getting paid every week? Thanks for your help and I Love this Video!
Im starting a new job after months of unemployment and putting everything on my credit card. So now I have to find out how to survive with my check while paying off everything I used. And when I used to do a budget for food I always ended up over because my house always needed more milk or bread and stuff. Its tough
Some of the things in the sinking fund "feel" like bills, like household. I spend money on those things every pay period. Should I apply that to bills?
This was very helpful, seeing the visual and hearing the explanation of each category really made it something that I will be able to follow❤❤
Thank you for the breakdown. Like you I'm a visual learner. 😊
Beautiful and incredibly helpful 👏🏿🩷
How do you I do this if you don't have cash? Our pay deposits automatically. Most all our bills are payed online.
Do I have to add both my paychecks for the month? One paycheck and more went towards my bills. I’m confused lol
I loved the way you explained it! Thank you!
Yes, I am visual. I'm a pisces so I have to see demonstrations. So, I appreciate your work.
I want to try this. I have been silently looking into it for about 6 mos. Idk why I'm scared. But I'm gonna do it!