The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner. To browse through car insurance plans on PolicyBazaar, click here: bit.ly/3zclUp6 To browse through bike/two wheeler insurance plans on PolicyBazaar, click here: bit.ly/3gLvsR1
No one literally no one except Ankur Warikoo can explain the things so so simple. You always brought a smile on my face when you do mistake in verbal communication like two wheeler, vehicle ,four wheeler, sath so pachas , sath so paas :) . I enjoyed your all videos.
Thank you very much ankur....that was the most needed video of all time ..as no video is present on the whole net that gives comprehensive info on vehicle insurance....i was amazed to see that...but I am happy you covered this also.... you're spreading important knowledge that every citizen should know ...if anything is left about this vehicle insurance pls cover it in your next part....thank you for your efforts...❤️
Thank you for this video! But in any case of accidents or damage one has to go to the company showroom and if we have bought the insurance online, it gets bit difficult to complete the process whereas if we have renewed from the car company, it’s a hassle free process. One more important portion of insurance is ‘Return to Invoice value’. This increases the premium but is important to consider.
Basic and begginers content but I love the fact that I see every video to ensure I am not missing on any fundamental things when I think about these topics 😄
Thanks Ankur sir for sharing this knowledge. My personal opinion is the content can be further improved (Based on past videos where your analysis is more detailed). Return to invoice option is not covered which can be used to cover total loss/theft and keeping the IDV low hence bringing the premium down. The downside, however, needs to be further looked upon.
Learning new things is the best thing a human can do to improve their life but practical knowledge is most valuable because implementation of that information will always benefit you Thank you Ankur sir Hope I also provide value in my videos like you do in your videos
Nice informative video. Cost of consumables and cost of key protection not covered. In case of 0 dep. cost Consumables like engine oil coolant break oil etc not covered until unless you buy additional packages for cost of consumables...
Thank you warikoo sir mein bhot confuse tha in teeno mein pr apne bhot ache se btaya or baki youtuber confuse kr de rhe the thanks for guiding keep growing
Thank you for this informative video, I'm going to book my car insurance renewal over the internet now and not go via agents. Directly through the policy bazar, I'll get the best price.
Thanks for covering the details. Comparing the quotes from insurance agents with Policy Bazaar prices I felt Policy Bazaar prices are high for the same add-ons and zero dep covers.
Also, parents often end up renewing the insurance from the car dealership without realising that year on year, the trusted dealership is just ripping them apart. About 50% of the premium goes to the dealership which is ridiculous 😭
Is it compulsory to renew the comprehensive plan after 1 year of car purchase the showroom is contacting and forcing me again and again to buy the comprehensive plan my THIRD party is valid till 2025
Sir, having an incident about a claim of my car. A claim was raised with xxxx insurance company for my car damage due to theft attempt. But the problem I faced that due to non tie up of my xxxx insurance company with service centre, the whole procedure was settled too late(03 months) to deliver my vehicle after repair. So my suggestion- do insurance with the service centre where we regularly visits, best for claim settlement.
only select yes in NCB detail agar koi claim nahi kiya h pure saal mai, agar koi claim kiya h toh insurance company ko declare Kare ki yes made claim in the period, warna misrepresentation hoti hai if selected/shared wrong detail in the policy
The new product is zero depreciation insurance as in acko. Please comment on 1. Zero Dep insurance and 2. How safe is Acko insurance since it is a very attractive online insurance.
Sir pls asd Chapters to your video. It is trackable, but now it is painful to go back to and find where you have described a specific topic? This is a suggestion 😊
I belong to the class of those watching TH-cam videos every single time and yet without positive result. I heard people make alot of money out of binary,stock and forex trading,and I used to imagine how?
Understanding the market is very difficult when you have limited knowledge,after I saw the profit a friend made with Elizabeth Wilder Richardson trading services, I gave it a trial with $50,000 and I was on a whopping $80,000 just in a week.
“”The stock market is one of the most potential places to invest your money,investing in stock is often risky which draws attention to the huge gains and losses of investors,if you can manage the risk then you can take advantage of the stock market to secure your financial position and earn money”
Terrific Ankur was about to renew my car insurance and knowledge you gave in this video is gold, policy bazaar really made things easy, this is the first time I am going to use this platform, thanks again for departing this wisdom.
The main thing is that if you renew insurance from an agent a part of profit can also be enjoyed by him, but if you do it directly with the company whole profit goes to them, pls renew insurance from agents to increase financial equality in india
U people posting video is very good..but some agents r depending on insurance sales and commission amount only for surviving his life along with his family...
Hi Ankur sir, just a small feedback on your video regarding IDV as i have worked for Insurance company in the past ... IDV is Insured Declared Value and not Depreciated Value ..thanks :)
I just had my bike insured on 11 Aug. Things are worst in my case since our family has a broker who handles everything from insurance to SIPs. Moreover, broker is always eager to find loopholes in my suggestions for investment purposes.
One very important point is missed. I strongly feel we should NOT buy Personal accident insurance cover alongwith the Motor insurance policy. 1. The accident insurance cover is only applicable for the owner of the vehicle. So if any of your family member meets accident with your vehicle they would get nothing in cover. 2. Limit is only 15 Lakhs. 3. it will only cover accidental damage while driving that insured vehicle only. So its far better that you buy a separate Personal accidental insurance cover as 1. It will cover accident due to any reason not just while riding the vehicle. 2. Cover will be far bigger amount. 3. You can take floater plan with your family members.
Immense thanks for a very clear exposition of car insurance. Especially for non-Hindi speaking this is very useful as you are giving the English translation. Pl indicate whether Acko insurance is the best?
Just a food for thought, direct Mutual Funds, Direct insurances and other directs. Isn’t it eating up jobs and I know that’s the future like automation, e-commerce, etc . How can you make yourself future proof to income which is not through jobs or businesses and all. I have seen people claiming go e-commerce but how would beat Amazons or flip carts, hope if you can make video or serious on those grounds.
Superb video again. One question- Till what age of the vehicle should we buy the insurance for? For eg - A Royal Enfield bike can be used for 20 yrs almost but the IDV will be few cents that time. So should we still buy an insurance in the 20th year
No authority can deny anyone the third party insurance till you have the vehicle registered with the transport authority. Insurance is mandatory for each and every vehicle plying on road.
Hi Sir, Since all the add ons cost also depends on IDV , can we select lowest IDV and add RTI (Return to Invoice) add onn. Is this beneficial? Or selecting low IDV is bad for future.
Was trying to buy bike insurance few days ago online and I was like what all terms are these, Which insurance to buy. Then I thought I will search on youtube about bike insurance. And here comes your video explaining everything in detail. 🤣🤣🤣 Thanks a lot ❤️❤️
2 questions... 1. If i had taken a claim and I select NO in the option, will they come to know about the claim details if i take a claim ( Considering I will take insurance from different company) 2. The feature of cashless insurance is only as per region of RTO. What if we want cashless all over india. How can we search that insurance because I keep moving between Delhi and Chandigarh and I stay in Chandigarh
1. Yes, The first step of processing a claim is to Verify NCB. 2. For Pan India Cashless Facility Buy insurance from Your Car Manufacturer /Showroom Broker portal. It's cashless at all Dealer workshop across India.
This is mostly a useful video but you mentioned to buy the policy directly from insurance company, and then you show policy bazaar which I believe is an insurance agent.
Hello there, Just a suggestion on the inclusions you could offer: It would be a great option to your financial videos if you list out the inclusions of PPF and NPS and other government driven investment options along with the regular SIP/STOCK/GOLD BONDS option what you generally suggest to your viewing audience.
Sir ek mera swal h ki aakhir q police vehicle insurance mangti h , mai insurance krwau ya na krwau us se unko kya mtlb , kuchh v damage hoga mai khud kr skta hu to kya dikkt hai
Thanks warikoo sir, I was not aware of vehicle IDV value so I renew insurance with other company but I came to know through you about IDV , my question to you is that can I have increased IDV if I renew my car's policy with other company?
Nice Ankur, just curious to know, why we need third party insurance as when we met with an accident the other party must also be insured as vehicle insurance is mandatory. So he can claim from his side and I can claim from my side.
As per my understanding, it is applicable also for ex- Injuries caused to a pedestrian as well. However, 3rd party claim is a hectic process that involves, FIR, Charge sheet, Claim Lawyers, Court hearings on the investigation and evidences etc.
Policy bazar traps people by showing cheap policy rates but most of those companies create problems when we approach them for claim. It's not as simple as they write in website.
Ek baat batana insurance Lena chahiye yaan market se karvana chahiye kuch log kehte hain chhote kaam ke liye baar baar insurance claim nahi lena chahiye. Baad main insurance Wale jyade paise lenge insurance renewal ke . Kya yeh sach hai ?
The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner.
To browse through car insurance plans on PolicyBazaar, click here: bit.ly/3zclUp6
To browse through bike/two wheeler insurance plans on PolicyBazaar, click here: bit.ly/3gLvsR1
Sir, Now many are talking a lot about Ditto Insurance. Heard there service is extremely good to. Have you tried it? Any feedback on there products?
No one literally no one except Ankur Warikoo can explain the things so so simple. You always brought a smile on my face when you do mistake in verbal communication like two wheeler, vehicle ,four wheeler, sath so pachas , sath so paas :) . I enjoyed your all videos.
Thanks!
Exceptional timing of this video, my insurance is about get expired. Informative, please keep doing it.
Happy birthday🎉🎂
Thank you very much ankur....that was the most needed video of all time ..as no video is present on the whole net that gives comprehensive info on vehicle insurance....i was amazed to see that...but I am happy you covered this also.... you're spreading important knowledge that every citizen should know ...if anything is left about this vehicle insurance pls cover it in your next part....thank you for your efforts...❤️
app ko dhek ke, "Berlin" ke Yaad aate hai 😫😭😭😭money heist wala
Bhai zinda h vo actor 😂😂
Lmao😂
😂😂😂😂😂
Damm right !!!!😄😄
Yessss
Thank you for this video! But in any case of accidents or damage one has to go to the company showroom and if we have bought the insurance online, it gets bit difficult to complete the process whereas if we have renewed from the car company, it’s a hassle free process.
One more important portion of insurance is ‘Return to Invoice value’. This increases the premium but is important to consider.
You are educating the youth with the topics which they will need in their future. Thanks for your efforts!
अंकुर भाई 2 दिन से आपके चैनल पे आया हूं और जितना देखता हूं उतना ज्यादा सिख रहा हूं , बहुत ही मीठा बोलते है आप . सबसे उत्तम यूट्यूब चैनल 👌👌
Basic and begginers content but I love the fact that I see every video to ensure I am not missing on any fundamental things when I think about these topics 😄
Apse maine pehli dafa seekha loan prepayment benefit.
And today i applied it and saved almost 1 lakh rs.
Thanks
Nice marketing of policybazar and worst explanation of motor insurance. Please don't spread wrong information on social media. You're a good person ❤
aap ka pronunciation kaafi behtreen hai..urdu -hindi-english words ka selection behtareen hai
Thanks Ankur sir for sharing this knowledge.
My personal opinion is the content can be further improved (Based on past videos where your analysis is more detailed). Return to invoice option is not covered which can be used to cover total loss/theft and keeping the IDV low hence bringing the premium down. The downside, however, needs to be further looked upon.
Absolutely amazed at the way you cover every sphere of requirements of common people 👏👏👏👏
Sir, just wanted to add one more driver which is equally important and that is "Return to Invoice".
Recently discovered your channel through '20 books' video ..thank you for providing such valuable content to us !!
You forgot to give details of return to invoice. I’m watching this because my insurance is due sep. Thought you would be the right person to checkout.
Learning new things is the best thing a human can do to improve their life but practical knowledge is most valuable because implementation of that information will always benefit you
Thank you Ankur sir
Hope I also provide value in my videos like you do in your videos
ईश्वर न करे or God forbid is better than saying
ख़ुदा न ख़्वास्ता every time.
Information 👍
Man i really need a guy like u by my side at all times
Absolutely loveyou sir, you are teaching me adulting in the easiest way possible. Thankyousomuch!
Your video was really really helpful for me. Before going through this I was not at all sure about how to renew my car insurance. Thanks a lot.
Ankur is like a big brother I never had, thank you brother for everything
Car insurance showroom se Lena chahiye ya khud online le this topic par video Banaiye sir...
Nice informative video. Cost of consumables and cost of key protection not covered. In case of 0 dep. cost Consumables like engine oil coolant break oil etc not covered until unless you buy additional packages for cost of consumables...
I've watched many videos, but my doubts always only be covered here.Thank you...
Thank you warikoo sir mein bhot confuse tha in teeno mein pr apne bhot ache se btaya or baki youtuber confuse kr de rhe the thanks for guiding keep growing
Very amazing explanation
I only want to know
How to choose which company policy should i buy
Secondly how to check garages linked to that policy
04:17 Small correction: IDV is Insured's Declared Value
exactly
@ankurwariko Kindly correct these as insured has right to declare his value of vehicle within the showroom price post 5 year of vehicle
Adulting isn't easy.....Thank you so much Ankur, for detailing these much needed life hacks (:
Thank you for this informative video, I'm going to book my car insurance renewal over the internet now and not go via agents. Directly through the policy bazar, I'll get the best price.
Only the video I found on TH-cam to get off confusion in my mind...thanks a lot...
Thanks for covering the details. Comparing the quotes from insurance agents with Policy Bazaar prices I felt Policy Bazaar prices are high for the same add-ons and zero dep covers.
Thank you, Sir! your video shows me how to deal with all these things....
Only 3 things - year of manufacturing , CC - cubic capacity & RTO details
Wish you would have done this video just a day earlier.. Today itself I renewed my policy
One request Ankoorji
If possible subtitle optional rakhiye
Its actually distracting for better visuals
Thanks
Also, parents often end up renewing the insurance from the car dealership without realising that year on year, the trusted dealership is just ripping them apart. About 50% of the premium goes to the dealership which is ridiculous 😭
Oh yes. That’s such a norm and is a terrible practice.
50% itna margin nahi hota mere bhai insurance me hardly 10 to 20% milta hai
Is it compulsory to renew the comprehensive plan after 1 year of car purchase the showroom is contacting and forcing me again and again to buy the comprehensive plan my THIRD party is valid till 2025
পলিসি বাজার ইনকাম করুক, ঠিক আছে। অক্ষয় কুমার ইনকাম করবে ,ঠিক আছে। Mr Warikoo ইনকাম করবে , সেটাও ঠিক আছে। ব্রোকার ১০-২০% ইনকাম,করবে ??সেটা ঠিক নয়।
Sir, having an incident about a claim of my car.
A claim was raised with xxxx insurance company for my car damage due to theft attempt. But the problem I faced that due to non tie up of my xxxx insurance company with service centre, the whole procedure was settled too late(03 months) to deliver my vehicle after repair. So my suggestion- do insurance with the service centre where we regularly visits, best for claim settlement.
Paid my bike insurance few weeks ago through the same party online and I saved 1000 bucks. 2500 offline and 1500 online
only select yes in NCB detail agar koi claim nahi kiya h pure saal mai, agar koi claim kiya h toh insurance company ko declare Kare ki yes made claim in the period, warna misrepresentation hoti hai if selected/shared wrong detail in the policy
Thanks for the comments. Much appreciated.
Feel free to message on Whats/App / Text
For questions, Investment guide and tips.
✙13868984884..
This is the perfect video that I saw on you tube for bike and car insurance. Thank you 😊
Wow sir. Bahoot2 aatcha lagai aapka video dekh k.... First time dekh ri pura clear kar diyai. ❤
So so informative video.I am going for a renewal of insurance after some days and this is much needed one
The new product is zero depreciation insurance as in acko. Please comment on 1. Zero Dep insurance and 2. How safe is Acko insurance since it is a very attractive online insurance.
I think and believe that every video you make helps a lot of people . Keep doing it we all love your videos
Sir pls asd Chapters to your video. It is trackable, but now it is painful to go back to and find where you have described a specific topic?
This is a suggestion 😊
Thank You! Kindly make a video series on home buying processes.
I belong to the class of those watching TH-cam videos every single time and yet without positive result. I heard people make alot of money out of binary,stock and forex trading,and I used to imagine how?
Understanding the market is very difficult when you have limited knowledge,after I saw the profit a friend made with Elizabeth Wilder Richardson trading services, I gave it a trial with $50,000 and I was on a whopping $80,000 just in a week.
@@kucheranraina9201
@@mooreleigh8928 search her name out on-line, you will find her info!
“”The stock market is one of the most potential places to invest your money,investing in stock is often risky which draws attention to the huge gains and losses of investors,if you can manage the risk then you can take advantage of the stock market to secure your financial position and earn money”
Please make a video how to rent a car and what are different company options available in the market
Hi Ankur, request you to kindly make one video on Home 🏡 Insurance complete guide
Sir hdfc agro bike insurance kesa hai ? Renew karne main kya dyan rakhna bike jada use nhi hoti
Terrific Ankur was about to renew my car insurance and knowledge you gave in this video is gold, policy bazaar really made things easy, this is the first time I am going to use this platform, thanks again for departing this wisdom.
Thank you
Real solid video made for us Indians, Appreciate the work put in, Thanks a Ton.
The main thing is that if you renew insurance from an agent a part of profit can also be enjoyed by him, but if you do it directly with the company whole profit goes to them, pls renew insurance from agents to increase financial equality in india
Good thought, full support
You are so good in explaining things 😃
U people posting video is very good..but some agents r depending on insurance sales and commission amount only for surviving his life along with his family...
Sir plz make a video on Which newsletters and blogs do you follow?
Hi Ankur sir, just a small feedback on your video regarding IDV as i have worked for Insurance company in the past ... IDV is Insured Declared Value and not Depreciated Value ..thanks :)
Leased Car ?
YOU CAN EASILY AFFORD ANY LUXURY CAR
Reason for THIS DECISION
I just had my bike insured on 11 Aug. Things are worst in my case since our family has a broker who handles everything from insurance to SIPs. Moreover, broker is always eager to find loopholes in my suggestions for investment purposes.
Gann pe laaat mar de uske
❤️“A room without books is like a body without a soul.”❤️
ok
The way you explain things na... PERFECT
@4:35 you missed the invoice return value add on. Ye laga kar actually cost milti hai chori ya total loss ke cases me.😊
One very important point is missed.
I strongly feel we should NOT buy Personal accident insurance cover alongwith the Motor insurance policy.
1. The accident insurance cover is only applicable for the owner of the vehicle. So if any of your family member meets accident with your vehicle they would get nothing in cover.
2. Limit is only 15 Lakhs.
3. it will only cover accidental damage while driving that insured vehicle only.
So its far better that you buy a separate Personal accidental insurance cover as
1. It will cover accident due to any reason not just while riding the vehicle.
2. Cover will be far bigger amount.
3. You can take floater plan with your family members.
Thanks for the comments. Much appreciated.
Feel free to message on Whats/App / Text
For questions, Investment guide and tips.
✙13868984884..
@warikoo +①③⓪⑦②⑥⑨②①⑧④ Get lost spammer 😜
You have not covered return on invoice clause..it was one of the important point people should know
Please make a detailed video on consequential loss of motor insurance.
Kya thrid party insurance ko comprehensive insurance main update kar sakte hai?🤔🤔
I think you missed the most important point "network garages"
Immense thanks for a very clear exposition of car insurance. Especially for non-Hindi speaking this is very useful as you are giving the English translation. Pl indicate whether Acko insurance is the best?
Easy steps -
1. Take zero dep cover
2. Opt Engine protection
3. Add No Claim Bonus
Just a food for thought, direct Mutual Funds, Direct insurances and other directs. Isn’t it eating up jobs and I know that’s the future like automation, e-commerce, etc . How can you make yourself future proof to income which is not through jobs or businesses and all. I have seen people claiming go e-commerce but how would beat Amazons or flip carts, hope if you can make video or serious on those grounds.
Superb video again.
One question- Till what age of the vehicle should we buy the insurance for?
For eg - A Royal Enfield bike can be used for 20 yrs almost but the IDV will be few cents that time. So should we still buy an insurance in the 20th year
Having a vehicle insurance is mandatory in India
No authority can deny anyone the third party insurance till you have the vehicle registered with the transport authority.
Insurance is mandatory for each and every vehicle plying on road.
Hi Sir, Since all the add ons cost also depends on IDV , can we select lowest IDV and add RTI (Return to Invoice) add onn. Is this beneficial? Or selecting low IDV is bad for future.
Was trying to buy bike insurance few days ago online and I was like what all terms are these, Which insurance to buy. Then I thought I will search on youtube about bike insurance. And here comes your video explaining everything in detail. 🤣🤣🤣 Thanks a lot ❤️❤️
@Pinnéd : warikoo Not interested bro
@14:32 policy baazar se kharidna to easy hai, but claim me badi dikkat karte hai 😢👎
Shi bol re bhai aap
2 questions...
1. If i had taken a claim and I select NO in the option, will they come to know about the claim details if i take a claim ( Considering I will take insurance from different company)
2. The feature of cashless insurance is only as per region of RTO. What if we want cashless all over india. How can we search that insurance because I keep moving between Delhi and Chandigarh and I stay in Chandigarh
Yes they will verify
1. Yes, The first step of processing a claim is to Verify NCB.
2. For Pan India Cashless Facility Buy insurance from Your Car Manufacturer /Showroom Broker portal. It's cashless at all Dealer workshop across India.
You have missed one of the most important add on which is RSA or Road Side Assistance!
❤️❤️❤️❤️❤️❤️❤️❤️Good friends, good books, and a sleepy conscience: this is the ideal life. ❤️❤️❤️❤️❤️❤️🎉🎉🎉🎉🎉
Please make a small case sip investment setp by step video please !!!
make a video about your rented car and how much you benefit from it
This is mostly a useful video but you mentioned to buy the policy directly from insurance company, and then you show policy bazaar which I believe is an insurance agent.
policy bazar is not charging any commission thats the reason they have akshay kumar on adv... 👍👏
Hello there,
Just a suggestion on the inclusions you could offer:
It would be a great option to your financial videos if you list out the inclusions of PPF and NPS and other government driven investment options along with the regular SIP/STOCK/GOLD BONDS option what you generally suggest to your viewing audience.
Thank you sir
Knowledge to the point, no time wastage.
Gets your facts right n- IDV means insured declared value.
Thankyou so much for explaining this so beautifully!!
Just like the life/health insurance, should CSR be considered before opting for a vehicle insurance?
Thanks for making this video. Explained it very clear. Keep doing and share your knowledge
Sir ek mera swal h ki aakhir q police vehicle insurance mangti h , mai insurance krwau ya na krwau us se unko kya mtlb , kuchh v damage hoga mai khud kr skta hu to kya dikkt hai
Thanks warikoo sir, I was not aware of vehicle IDV value so I renew insurance with other company but I came to know through you about IDV , my question to you is that can I have increased IDV if I renew my car's policy with other company?
I really Like the way you explain things..
Nice Ankur, just curious to know, why we need third party insurance as when we met with an accident the other party must also be insured as vehicle insurance is mandatory. So he can claim from his side and I can claim from my side.
As per my understanding, it is applicable also for ex- Injuries caused to a pedestrian as well. However, 3rd party claim is a hectic process that involves, FIR, Charge sheet, Claim Lawyers, Court hearings on the investigation and evidences etc.
Can u make a video on how to pay loan if borrower expires and how should I know if he has life INSURANCE or not?
For how many years I should opt for Bike insurance? 1 or 2 or 3? and if I take 3 years the IDV remains the same?
Can we trust acko insurance? Is it IRDA approved?
Policy bazar traps people by showing cheap policy rates but most of those companies create problems when we approach them for claim.
It's not as simple as they write in website.
Today I found this meaningful video
Thank u sir very simple sorted explanation❤
Happy Birthday to you warikoo sir🎂🎂🎂🎉🎉🎉🎉
Wish you many many happy returns of the day, Happy birthday Ankur sir
Ek baat batana insurance Lena chahiye yaan market se karvana chahiye kuch log kehte hain chhote kaam ke liye baar baar insurance claim nahi lena chahiye. Baad main insurance Wale jyade paise lenge insurance renewal ke . Kya yeh sach hai ?
Maan lete hain ki kisiko claim lena hai to online purchase kiye hue policy me kaise karenge? Please iske bare me bhi batayein