The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner. To browse through Term life insurance plans on PolicyBazaar, please click - bit.ly/3wJiY20 To browse through health insurance plans on PolicyBazaar, please click bit.ly/3dgKQmH
Hi, Ankur sir I just saw your video on Stocks investing in Kite. There you had mentioned IND Money to track your personal finances I would like to know if it is safe to provide them our Email access. If there are some Security Breaches at IND Money there can be a Data Risk! Can you make a video on it?
I have corporate plan and there is no waiting period for my parents, if I go with new plan then will they cover existing diseases without waiting periods
Hello Ankur, thank you for this information I have one question... What about the OPD charges for parents i think u did not cover it completely in PED. For example are my parents are old and like every indian they have BP and Diabetes... On a monthly basis they incur around 5K of medicines per month. Is there any insurance company in your sight that covers this as well? I am a corporate employee and my corporate plan covers this... But there is a cap of 10K for it. I would consider myself lucky if I could get a reply from you. Thanks, Samir
Points to consider : -No capping on room rent -Post hospitalization expenses cover -Pre existing diseases (PED) cover for a year -Don't choose family floater plan with parents -Transfer corporate to personal plan to include the reduced PED time -Insurance is only for critical situations - don't use unnecessarily
This is true. But, policybaazar is quite good at discussing with you all the different plans. I have very good experience buying Life and exploring Health insurance.
Yes, they promote every product if you call for one, and one more is no clarity on their own terms and conditions of policy. They sell any policy but during claim we get 10% only if we do higher policy. 🤨🤨
Bhai apni strategy khud bnaaa koi itni achi trha nhi btaye ga jitna tu khud bnaye ga apni strategy yeh bhi tho khud try kr k hu sikhe h bs video dekh aur apna mind khud chla follow mt kr unki bt puri trha see
Thank you. Of all the financial TH-camr, I gravitate towards you the most as you give the most practical and clear picture which is easy to easy to understand. It's probably just me but other TH-camr's videos are very vague and does not present a clear picture as you do.
I have learnt so much from your videos and while watching your videos I feel you should never stop speaking, matlab aap bolte raho video chalta rahe, no endings, offcourse on 1.5 speed 😄 Great work...
This is my first time in this health insurance field and by only this video i cleared all of my points, no daught no 2nd thought and offcourse no issue to purchase policy - thanks to policy bazar.
Things to Include in health insurance for parents:. 1)Hospitalization Expenses: Make sure there is no capping on room rent of hospital 2)Pre and **post hospitalization Expenses( after hospitalization: 30-60days) Day care procedures Domiciliary procedure (ghar pe jo b cure horha hai example during COVID) Pre existing illness 20:00
Sir this was a much needed video. I was very confused on choosing the right health insurance for my parents but you have made it very clear. Gen Z is really lucky to have people like you who can guide us correctly.
I always watch your all series & i love the way you convey them. It directly connects our heart. You are doing a great job. May god bless you always 🙏🙏
And today i was to enroll my parent for corporate medical insurance and you shared this..i know by the end of the video,I would be sure about what needs to be done.more power to u
I was sad because I missed to add my parents in corporate insurance and had no clue about insurance for parents.... This video was something that I was looking for.. Thanks sir... Very informative and need of the hour video
Thanku Bhai hum etna afford kar sakte aur mujhe lagta hey her koye kar sakta job ya business karta hey mom dad ke her month 5k or 6k hoga to bhi chalega ye to 3thoused something hey na thanku Bhai knowledge dene ke liye .mujhe finance boring lagta hey poetry arts ka accha lagta hey but aaj samja life me ye jarure hey kabhi socha nahi the bas money rakhta tha save karke vo bhi jada nahi hota tha but tum honest ho yaar sahi bataya aur tumhare dillchasbhi hey jo mere liye acche hey tumko policy bazzar ne money dena chaheye kay batate ho yaar thanku bhai🙏🤗
Hi Ankur, loved the video. Just a feedback, if you would have covered Super Top-Up that would have completed this video. Not many people know about this product and is very important when we talk about medical insurance for parents.
Very much informative and a good guide for purchasing health insurance for any one who is a layman in this field. A noble service to community. Usually people end up buying costly plans. 👍👍👍
I bought health insurance today for ₹27.6k for my parents after watching your video ... Thank you. Now looking for a good term insurance with critical illness & disability cover.
Hi..Mr. Warioo I would like to congratulate you for doing amazing videos and helping people who really need these valuable knowledge. And your smile is really infectious😍
Apka video kafi helpful laga hai. But, ek question hai meri aap se. Kya hum parents ke liye basic + top plan simultaneously achha rahega? Agar basic +super top up plan eksath lete hai to uska pros and cons hume please bataiye. Thanks
Great video as usual, only one issue "Policy Bazzar". Once you put, your mobile No., They will make our life hell by calling again and again.. if , we select the option-we dont need help then also. i think Policy bazzar & Bank bazzar are the biggest spammer in True caller list.
I missed it by a day. I have just taken family floater with parents cover corporate plan. Coverage 6L, premium 17k per year. For employee+spouse+2kids there was no premium cost for 4L coverage. Just to include parents, I paid 17k with increased limit of 2L overall. Now I feel I should have done more research.
Sir Thank you! ... Thank you so so much for clearing every doubt I was willing to take a plan for my parents but I didn't knew about the facilities that I look for...u gave me every solution...so Thank you so much... Love & respect ❤
Hii sir....If we have corporate plan for our parents then we can use top up option for the parents, not necessary to take a new basic plan because new basic plan has high premium with less coverage as compared to top up plan. I know you have better idea than me about this but it is better to know about this from your point of view. Thank you.
@@warikoo Good morning sir .... For that you have given idea in this video . That we can convert our corporate plan into individual plan. I am looking for heath insurance plan for my parents from last few days but in last video u announced that next video is on this topic so, I am waited for your video sir. Thank you for sharing this kind of useful knowledge to youth of India. Your last video about loans are very good it is very helpful for us in future.
I know we all give in to temptation sometimes. Here is hoping that you are more careful with influencer marketing like in the case of Vauld, going forward. I know for a fact that you will NEVER defraud anybody or promote something you know to be false. But we all make mistakes in judging companies sometimes. This series has done a lot of good for a lot of youngsters in India.
I understand when its a series or a sequel to an amazing movie, I wait for the next episode or part. but TH-cam?? close to 10 years on youtube and Never have I ever waited for a new youtube video to be uploaded. I'm excited for this series to end..pplease end this series fast sir...I couldn't wait 2 weeks for the next video. Insurance hai sir...I get nervous as each day passes with me having no insurance.
Sir, it's a awesome series but I have few doubts, - how to claim for an insurance? - what will be the procedure after claim? - will they directly pays to hospital or will pay to us?
There are 2 ways to claim 1. Cashless - in this you dont have to pay anything, the hospital itself contacts with the insurance company and settles the amount. 2. Reimbursement - in this you have to first pay the bills from your pocket to the hospital and then you can file the claim to your insurance company and if it is approved insurance company reimburseme you the amount Most of the insurance nowdays has cashless facility But if for any reason cashless facility is not there, you can file for reimbursement after discharge.
Sir please discuss - "Super top up plan" in the upcoming videos. Very few people know about it and I think it will be very beneficiary for all the viewers. Thank you.
This video is also about health insurance that is also curious .... definitely amazing concept....I have a question( high deductible policy) and what does mean....thanks a lot sir jee.....
Thank you so much for making this video .I have been waiting for this health insurance video after your life insurance video.i am about to take the health insurance for me and my parents few days back but I m just waiting for your video and what it's suggest about helath insurance.fortunately I didn't take the insurance yet.otherwise it is a such a waste If I take family flaot policy. You are just soooo nice in explaining .you are the reason for what I started investing in stocks and again you are the part of my decision making in taking helath insurance policy for my parents.i m sooooo great full 😊😊😊😊😊😊
You look like Indian version bruce banner (Hulk), from the 1st video I'm start watching I'm like' oh he is look like bruce banner' from there I'll watch max your videos and I really love them ❤️
Hi Ankur Please make a video on whether to invest in child education plan or invest the same amount elsewhere to get better returns say after 15 years.
I think there is Copay and Deduction as well. If I choose Deduction of 2L, it significantly reduces my premium amount. In that scenario, is it compulsory to pay the deduction from my pocket, or using another insurance policy pay for it would be acceptable?
Usa works in totally a different way… there is no upper limit on expenses rather there is a huge yearly deductible and co pay u need to meet and then it covers 80-90 percent of all costs…. Ofcourse with no upper limit… I think that makes more sense and treats people as human not a client with a max coverage
Am from Spain, my friend in Texas referred me to this channel you make a lot of sense but I do not understand anything until she referred me to a financial counselor in USA that help me to craft my portfolio and over a year we have been working together making consistent profit enough to get me a new apartment and care for parents.
Hello Ankur Sir, thank you for sharing the information. One question, you think it is necessary to have a health insurance for parents if they already avail benefits of Central Government Health Scheme?
![[TH] 2024 PMGC League | Survival Stage วันที่ 1 | PUBG MOBILE Global Championship](http://i.ytimg.com/vi/FVFT-PFwU80/mqdefault.jpg)
The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner.
To browse through Term life insurance plans on PolicyBazaar, please click - bit.ly/3wJiY20
To browse through health insurance plans on PolicyBazaar, please click bit.ly/3dgKQmH
Hi, Ankur sir I just saw your video on Stocks investing in Kite. There you had mentioned IND Money to track your personal finances I would like to know if it is safe to provide them our Email access. If there are some Security Breaches at IND Money there can be a Data Risk!
Can you make a video on it?
Great value addition. Thanks Ankur 🙂
I have corporate plan and there is no waiting period for my parents, if I go with new plan then will they cover existing diseases without waiting periods
There will be a waiting period. More of a reason why you should go with your plan right away
Hello Ankur, thank you for this information
I have one question... What about the OPD charges for parents i think u did not cover it completely in PED. For example are my parents are old and like every indian they have BP and Diabetes... On a monthly basis they incur around 5K of medicines per month. Is there any insurance company in your sight that covers this as well?
I am a corporate employee and my corporate plan covers this... But there is a cap of 10K for it.
I would consider myself lucky if I could get a reply from you.
Thanks,
Samir
Points to consider :
-No capping on room rent
-Post hospitalization expenses cover
-Pre existing diseases (PED) cover for a year
-Don't choose family floater plan with parents
-Transfer corporate to personal plan to include the reduced PED time
-Insurance is only for critical situations - don't use unnecessarily
Perfect 👍
thanks a lot for summarizing precisely
God has sent this man just to educate the youth, isiliye astrophysics me Phd nehi ho paya. There's no other reason.
*astrophysics, but koi ni. Bhavana samaz gaye😂
@@shaimanshaikh6815 😅😂 sorry..change kar diye hae 🥴
You are innocent if you feel that Aggregators like Policy Bazar will not promote one policy over the other. 😄
Happy Learning.
This is true. But, policybaazar is quite good at discussing with you all the different plans. I have very good experience buying Life and exploring Health insurance.
True
Yes, they promote every product if you call for one, and one more is no clarity on their own terms and conditions of policy. They sell any policy but during claim we get 10% only if we do higher policy. 🤨🤨
Me at age 21 in college, planning all my expenses while doing a job, through this video... :). Thanks for the head start Ankur..
Samee here
@@Shruttiiiiii Great to see someone else from my age planning early too :)
@@anishraj3462 I need to ask which insurance you got ? and should we really trust buying online
@@Shruttiiiiii Hi Gayatri. Sorry for the late reply. Unfortunately, I haven't gotten anything yet.
@@anishraj3462 okay
Quite Insightful! You are actually touching the future by educating millions!
Thank you 😊
I was planning to buy insurance for my mom dad and here is your complete guide 💯👍
If you want buy health insurance will help you ...I am a agency manager is max Bupa health insurance
Haii
Sir 10000rs per month ke liye budgeting ki video banaiye sir plzz
bhai basic toh clear hai atleast 4 thousand rupees invest kardena in equity for long term
But without increment
@@vinodchoudhary4239 koi baat nahi start kardo increments kabhi na kabhi hogi hi future mai
Bhai apni strategy khud bnaaa koi itni achi trha nhi btaye ga jitna tu khud bnaye ga apni strategy yeh bhi tho khud try kr k hu sikhe h bs video dekh aur apna mind khud chla follow mt kr unki bt puri trha see
Yes..
Being a 19 year old student I find your videos very educative for future planning.
As a 17 years old i love to watch your videos!!
You are lucky to have such guidance at this age.
I am also 17 years old
@@barjindersingh5444 i am 16
मैंने कई वीडियो देखे हैं लेकिन सब कुछ उड़ गया। यहाँ बहुत अच्छी तरह से समझाया गया है
Bajaj Alliance is worst, they promised to post-hospitalization but don't approve the full amount
Thank you. Of all the financial TH-camr, I gravitate towards you the most as you give the most practical and clear picture which is easy to easy to understand. It's probably just me but other TH-camr's videos are very vague and does not present a clear picture as you do.
Yet to see a host better than him presenting stuffs and ensuring alongways nothing gets skip ... Appreciation for your efforts sir
I have learnt so much from your videos and while watching your videos I feel you should never stop speaking, matlab aap bolte raho video chalta rahe, no endings, offcourse on 1.5 speed 😄
Great work...
There is 1 in million who helps people with such an ease.
This is my first time in this health insurance field and by only this video i cleared all of my points, no daught no 2nd thought and offcourse no issue to purchase policy - thanks to policy bazar.
Things to Include in health insurance for parents:.
1)Hospitalization Expenses:
Make sure there is no capping on room rent of hospital
2)Pre and **post hospitalization Expenses( after hospitalization: 30-60days)
Day care procedures
Domiciliary procedure (ghar pe jo b cure horha hai example during COVID)
Pre existing illness
20:00
Sir this was a much needed video. I was very confused on choosing the right health insurance for my parents but you have made it very clear. Gen Z is really lucky to have people like you who can guide us correctly.
If you willing to buy an health insurance policy I will help,I am working in I icici Lombard
I always watch your all series & i love the way you convey them. It directly connects our heart. You are doing a great job. May god bless you always 🙏🙏
Lucidly explained how to select Medical Insurance plan ❤️
And today i was to enroll my parent for corporate medical insurance and you shared this..i know by the end of the video,I would be sure about what needs to be done.more power to u
Brother, thank you Dilse, Love from Kolkata, this whole series has taught me a lot and especially buying insurance for my parents. :)
This man is preparing me for the real world more than anything
❤️
You got a very clear and effective voice.....
This video was super helpful ...
Just a small advice - always remain honest to your viewers
I was sad because I missed to add my parents in corporate insurance and had no clue about insurance for parents.... This video was something that I was looking for.. Thanks sir... Very informative and need of the hour video
Thanku Bhai hum etna afford kar sakte aur mujhe lagta hey her koye kar sakta job ya business karta hey mom dad ke her month 5k or 6k hoga to bhi chalega ye to 3thoused something hey na thanku Bhai knowledge dene ke liye .mujhe finance boring lagta hey poetry arts ka accha lagta hey but aaj samja life me ye jarure hey kabhi socha nahi the bas money rakhta tha save karke vo bhi jada nahi hota tha but tum honest ho yaar sahi bataya aur tumhare dillchasbhi hey jo mere liye acche hey tumko policy bazzar ne money dena chaheye kay batate ho yaar thanku bhai🙏🤗
I am really amazed by having your this video and right now I subscribed plan for my parents.
Why am I so envious of the way how successful people's effective speeches seem so effortless?
The content on this channel gets better and bettet each day ... he helps to cover every financial aspect of life.. be it investments or coverages
Hi Ankoor,
Please make a video on how to choose your vehicle insurance. It's mandatory to have one and plenty of options are available.
I guess there is also one more point we need to consider, NETWORK HOSPITALS (IN A NEARBY VICINITY)...very very important..
In corporate policy generally, the ped is covered from day one. That's what I knew when working with Bajaj Allianz general insurance.
Hi Ankur, loved the video. Just a feedback, if you would have covered Super Top-Up that would have completed this video. Not many people know about this product and is very important when we talk about medical insurance for parents.
That’s right. Thanks for pointing out
what is it? I couldn't understand properly with the articles I found on google.
Super topup is a very important feature which is not mentioned at all..
Very much informative and a good guide for purchasing health insurance for any one who is a layman in this field.
A noble service to community. Usually people end up buying costly plans. 👍👍👍
I bought health insurance today for ₹27.6k for my parents after watching your video ... Thank you. Now looking for a good term insurance with critical illness & disability cover.
Which company insurance you bought for your Parents?
Hi..Mr. Warioo I would like to congratulate you for doing amazing videos and helping people who really need these valuable knowledge. And your smile is really infectious😍
That's so so good guide for everyone.....Love you sir...from Assam ❤️🙏
Apka video kafi helpful laga hai. But, ek question hai meri aap se. Kya hum parents ke liye basic + top plan simultaneously achha rahega? Agar basic +super top up plan eksath lete hai to uska pros and cons hume please bataiye. Thanks
Great video as usual, only one issue "Policy Bazzar". Once you put, your mobile No., They will make our life hell by calling again and again.. if , we select the option-we dont need help then also. i think Policy bazzar & Bank bazzar are the biggest spammer in True caller list.
Perfect explanation Sir
I missed it by a day. I have just taken family floater with parents cover corporate plan. Coverage 6L, premium 17k per year. For employee+spouse+2kids there was no premium cost for 4L coverage. Just to include parents, I paid 17k with increased limit of 2L overall.
Now I feel I should have done more research.
Hii
Can u plz explain what plan would b best for parents
Thank you for covering every Essential topic comprehensively... Appreciate your efforts ❤️
just what I needed. Thank you for everything.
Great piece of information, I was exactly looking for this. It cleared many doubts which i had before. Thank you..
NIce and clear explanation. Thank you for the information which cleared most of my doubts
Points like copay/co-insurance were not discussed which is a very important criteria.
Warikoo Sir ,A Video On NPS Pension Scheme will be great ...Thanks
Sir please make a video on SIP, from starting a SIP to ending a SIP, pros and cons, IT tax , deduction, everything about
Thanks alot anukur. You're my saviour
Amazing video. You answer almost all questions we youngsters have. Thank you for these videos!
Sir Thank you! ... Thank you so so much for clearing every doubt I was willing to take a plan for my parents but I didn't knew about the facilities that I look for...u gave me every solution...so Thank you so much... Love & respect ❤
thank you for the helpful information. You cleared all of my doubts.
Hii sir....If we have corporate plan for our parents then we can use top up option for the parents, not necessary to take a new basic plan because new basic plan has high premium with less coverage as compared to top up plan. I know you have better idea than me about this but it is better to know about this from your point of view.
Thank you.
Are top up plans cashless. I have heard they are based on reimbursement basis.
What happens once you leave the company?
@@warikoo Good morning sir .... For that you have given idea in this video . That we can convert our corporate plan into individual plan.
I am looking for heath insurance plan for my parents from last few days but in last video u announced that next video is on this topic so, I am waited for your video sir.
Thank you for sharing this kind of useful knowledge to youth of India.
Your last video about loans are very good it is very helpful for us in future.
@@suyashdoshi7205 Hi I am confused to buy insurence for my parents wether I should buy in company or outside.
I know we all give in to temptation sometimes. Here is hoping that you are more careful with influencer marketing like in the case of Vauld, going forward. I know for a fact that you will NEVER defraud anybody or promote something you know to be false. But we all make mistakes in judging companies sometimes. This series has done a lot of good for a lot of youngsters in India.
I understand when its a series or a sequel to an amazing movie, I wait for the next episode or part. but TH-cam?? close to 10 years on youtube and Never have I ever waited for a new youtube video to be uploaded. I'm excited for this series to end..pplease end this series fast sir...I couldn't wait 2 weeks for the next video. Insurance hai sir...I get nervous as each day passes with me having no insurance.
Sir u really made me to think in another way before picking health insurance for parents.... What about emi at 0% in paying off premiums plz suggest
I watched all the insurance series for class 11 commerce chapter all concepts cleared 👍👍
Thanks sir
Sir, it's a awesome series but I have few doubts,
- how to claim for an insurance?
- what will be the procedure after claim?
- will they directly pays to hospital or will pay to us?
Ye aur chij
Kya 5L har saal ke liye h ya lifetime me 5L milega??
You can contact me I am in icici Lombard
There are 2 ways to claim
1. Cashless - in this you dont have to pay anything, the hospital itself contacts with the insurance company and settles the amount.
2. Reimbursement - in this you have to first pay the bills from your pocket to the hospital and then you can file the claim to your insurance company and if it is approved insurance company reimburseme you the amount
Most of the insurance nowdays has cashless facility
But if for any reason cashless facility is not there, you can file for reimbursement after discharge.
Thank You for Sharing. ❤️ This sharing felt like real caring. : )
Sir please discuss - "Super top up plan" in the upcoming videos.
Very few people know about it and I think it will be very beneficiary for all the viewers.
Thank you.
*Highly Deductible policy
@@codebyte1487 what do you mean by it ?
Yes. And also if any super top up plan are cashless
@@andsrew2694 its just another name of super top up plan
Thank you for educating us about what's important!!
This video is also about health insurance that is also curious .... definitely amazing concept....I have a question( high deductible policy) and what does mean....thanks a lot sir jee.....
you make me excited for taking insurance
Thank you so much for making this video .I have been waiting for this health insurance video after your life insurance video.i am about to take the health insurance for me and my parents few days back but I m just waiting for your video and what it's suggest about helath insurance.fortunately I didn't take the insurance yet.otherwise it is a such a waste If I take family flaot policy. You are just soooo nice in explaining .you are the reason for what I started investing in stocks and again you are the part of my decision making in taking helath insurance policy for my parents.i m sooooo great full 😊😊😊😊😊😊
You are putting good work out there man for the generations to come. Sending good wishes to you and your family.
Thanks sir for sharing your knowledge with us . This video is very knowledgeable
Thank you for such an important knowledge piece Sir! Insurance buying is somewhat crafty.
Family includes Parents too. 😊
Thank you sir , it was a detailed viedio and maximum doubt cleared for buying policy for parents
I FEEL I BUYING EACH AND EVERY POLICY FROM THE VIDEOS, WHAT SHOULD I DO BUY SEPERATE OR ONE BIG POLICY FOR EVERYTHING
Nahi oriental happy family floater plan mai family members ki age k upar alag alag premium hota hai
Thank You Ankur Bhai.
I really didn't skipped any part of this video as it was well explained.
Thanks once again :-)
Thank you so much for explaining about health Insurance
Thankyou sir,
Super topup plans are good over regular plan or not ?
Which should anyone prefer ?
You look like Indian version bruce banner (Hulk), from the 1st video I'm start watching I'm like' oh he is look like bruce banner' from there I'll watch max your videos and I really love them ❤️
Hi Ankur
Please make a video on whether to invest in child education plan or invest the same amount elsewhere to get better returns say after 15 years.
Thank you for the info, It cleared many doubts.
Sir plz make a video on Super Topup Health Insurance plan............... Lv from Kolkata 💖❤️
I felt you should have covered about the copay which is very important aspect for the senior citizen plans
Loving your way for simplifying the things.
Very insightful. Could you please cover how to transfer corporate plan to individual plan before leaving the company.
Much needed sir yesterday I was searching for the same.thank you
I think there is Copay and Deduction as well. If I choose Deduction of 2L, it significantly reduces my premium amount. In that scenario, is it compulsory to pay the deduction from my pocket, or using another insurance policy pay for it would be acceptable?
Usa works in totally a different way… there is no upper limit on expenses rather there is a huge yearly deductible and co pay u need to meet and then it covers 80-90 percent of all costs…. Ofcourse with no upper limit… I think that makes more sense and treats people as human not a client with a max coverage
🤙🏻Ankur Sir I waiting this vedio from whole week
Sir I did not understand the PED part that you mentioned in the video of a waiting period of 1-4 years. Would you please explain it once??
I didnot know polocybazar was so useful
Pl. Tell us which is the overall best
Thanks for such a great video.
Do we get timely support if we go through policy Bazar?
Thank You Sir Ji. You gave wonderful knowledge to me.
Thanks for explaining in detail with simplicity. Waiting for upcoming video on the same topic.
1. Hospitalisation expenses
2. Pre and post hospitalisation expenses
3. Pre existing illness.
Thanks for Best guidance
Am from Spain, my friend in Texas referred me to this channel you make a lot of sense but I do not understand anything until she referred me to a financial counselor in USA that help me to craft my portfolio and over a year we have been working together making consistent profit enough to get me a new apartment and care for parents.
Hello Ankur Sir, thank you for sharing the information. One question, you think it is necessary to have a health insurance for parents if they already avail benefits of Central Government Health Scheme?
No
Very needed video.
Thankyou sir🙏
One question.. whether taking 2 separate policies give higher commission or income for policy bazaar? Plz clarify that in the video as well..