SIP KYA HAI? SIP vs LUMPSUM EXPLAINED! | Ankur Warikoo Hindi

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  • เผยแพร่เมื่อ 3 ก.พ. 2025

ความคิดเห็น • 4.4K

  • @warikoo
    @warikoo  3 ปีที่แล้ว +548

    Save money by moving your SIPs from regular to direct plans - in a few clicks. Download the INDmoney app - indmoney.onelink.me/q36k/6bbf...
    Get the notes for this video at - bit.ly/3j9PvsB

    • @dhananjayprasad7102
      @dhananjayprasad7102 3 ปีที่แล้ว +14

      Sir market niche gaya toh paisa doob gya ka mtlb kya hota hai?? please isko explain ki g ya

    • @nagarathnanagaraju1909
      @nagarathnanagaraju1909 3 ปีที่แล้ว +4

      When we move from regular to direct, will it be taxed? Is it like winding up one scheme (regular) and starting afresh a new scheme (direct) or is it like a move over/shift? Has the brokerage fee need to be paid-up to the agent before I shift over?

    • @sanjanind
      @sanjanind 3 ปีที่แล้ว +1

      Can you review about indMoney prime plan. Is it worth it.
      You have invested in us stock but it is showing not invested in screen recording.

    • @vishalkhandelwal8548
      @vishalkhandelwal8548 3 ปีที่แล้ว +15

      Did not get the excel working sheet

    • @arpansinghal5660
      @arpansinghal5660 3 ปีที่แล้ว +7

      Sir please provide and attach excel sheet. It will be very helpful as well as like your words and teachings in every videos.

  • @kamalsinghbisht5992
    @kamalsinghbisht5992 10 หลายเดือนก่อน +76

    Aapka samjhaneka tarika bahut sidha or saral hai thankyou so much

  • @siddharthbirari6892
    @siddharthbirari6892 3 ปีที่แล้ว +532

    I've my SIPs for almost last 6 years. With proper financial goals in my mind and religious investments in SIPs have yielded me a down payment for my house. This is a very nice illustration on how does an SIP investment works. Appreciate your efforts Ankur.

    • @mumbaikachallenge5526
      @mumbaikachallenge5526 3 ปีที่แล้ว +7

      Congrats man❤️

    • @jeetjaat8508
      @jeetjaat8508 3 ปีที่แล้ว +6

      bhai give me some advice

    • @dchakraborty9906
      @dchakraborty9906 3 ปีที่แล้ว +16

      In 6 yrs how much u invested and how much return did u get? Pls tell
      Please Tell amount not interest rate

    • @fanfriend9515
      @fanfriend9515 3 ปีที่แล้ว +2

      @siddharth birari pls aap ye bato ki sip investment open kese karbate hai mujhe bilkul 1 st step se batao plss bank me kya bolu me jake , kese open karbaoo me plss batao plss sabse phele kya kar ro me 😔

    • @itsme_sunainakazmi5201
      @itsme_sunainakazmi5201 2 ปีที่แล้ว

      @@fanfriend9515
      Bank mat jana

  • @AnkiPawale
    @AnkiPawale 11 หลายเดือนก่อน +61

    I will start SIP soon great knowledge with lots of effort thank you.

    • @harryp0tter243
      @harryp0tter243 2 หลายเดือนก่อน

      Have you started yet?

    • @Chapter_Charms
      @Chapter_Charms 20 วันที่ผ่านมา

      Bro started or not

  • @Frankloredo-z9p
    @Frankloredo-z9p 5 หลายเดือนก่อน +624

    Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.

    • @Mongarnsamuel
      @Mongarnsamuel 5 หลายเดือนก่อน +1

      Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.

    • @Jamesdave-g6m
      @Jamesdave-g6m 5 หลายเดือนก่อน

      I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!

    • @Mongarnsamuel
      @Mongarnsamuel 5 หลายเดือนก่อน

      My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @Jamesdave-g6m
      @Jamesdave-g6m 5 หลายเดือนก่อน

      Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

  • @varunahlawat9013
    @varunahlawat9013 2 ปีที่แล้ว +11

    This sounds the most realistic data available on youtube. Thanks for this reliable content

  • @vyomagarwal1378
    @vyomagarwal1378 3 ปีที่แล้ว +1437

    Sir aap bilkul money heist me jo character "berlin" h uski tarah dikhte h

  • @arpangupta4054
    @arpangupta4054 3 ปีที่แล้ว +193

    I'm glad that on my 18th birthday my parents gifted me a demat account. I'm 21 and I've been investing regularly every month and have to say that the results are really interesting.

    • @saivenkatnagarala
      @saivenkatnagarala 3 ปีที่แล้ว +2

      sounds very great bro...

    • @dons618
      @dons618 3 ปีที่แล้ว +43

      Wish more parents are like that...
      Setting up their kids to be financially literate

    • @arpangupta4054
      @arpangupta4054 3 ปีที่แล้ว +13

      @@dons618 I know. It would be really great if parents start teaching their kids about money from a young age

    • @newbieartist28
      @newbieartist28 3 ปีที่แล้ว +1

      How and where did you open a demat account?

    • @SaurabhSingh-lr8tt
      @SaurabhSingh-lr8tt 3 ปีที่แล้ว +2

      You must be glad to have such parents on first place. Cheers and happy life ahead!

  • @Brigh578
    @Brigh578 ปีที่แล้ว +392

    I began investing at the age of 34, primarily utilizing my hard work and dedication. Now at the age of 42, I am delighted to share that my passive income exceeded $100k for the first time in a single month. This advice is truly valuable, so don't hesitate to take action. Remember, it's not about achieving wealth quickly, but rather about building wealth consistently and persistently.

    • @JennyMaxwell-r1y
      @JennyMaxwell-r1y ปีที่แล้ว +2

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields

    • @Brigh578
      @Brigh578 ปีที่แล้ว +1

      Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $508k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choi

    • @JennyMaxwell-r1y
      @JennyMaxwell-r1y ปีที่แล้ว +1

      that's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s your financial advisor or coach, do you mind hooking me up?

    • @Brigh578
      @Brigh578 ปีที่แล้ว +1

      The adviser I'm in touch with is *CAROLINA MELINA PHERSON* she works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else, for me she strategy works hence my result. She provides entry and exit point for the securities I focus on.

    • @JennyMaxwell-r1y
      @JennyMaxwell-r1y ปีที่แล้ว

      She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

  • @Rajapal46
    @Rajapal46 10 หลายเดือนก่อน +15

    I am an Indian Army. At the age of 19 . I am watching your vedio sir.

  • @sanskritijain9155
    @sanskritijain9155 3 ปีที่แล้ว +181

    I cannot just believe this, Ankur! I wrote in my diary a week back that I need to research that which is better - Lump-sum or SIP. I reached to your channel thinking I would find it. I didn't. And then, I read it online. I saw various videos. I started learning. And tadaaaa! HERE WE ARE! my eyes were wide open while I saw the title 😭❤️❤️❤️

    • @vng484
      @vng484 3 ปีที่แล้ว +3

      According to you, which fund is the best fit for you to do either SIP or lum-sum , large cap, midcap, small cap, flexi cap, large+midcap ?

    • @sailorsporthole1424
      @sailorsporthole1424 3 ปีที่แล้ว

      👍

    • @nowgong1
      @nowgong1 3 ปีที่แล้ว +1

      Happy you got the answer !!!

    • @fincalc
      @fincalc 3 ปีที่แล้ว +1

      That's great. You can watch my videos with more examples of SIP, lump-sum and expected future values for your upcoming SIPs using mutual funds examples in excel. All the best 👍😀

    • @175sagar
      @175sagar 3 ปีที่แล้ว +1

      But if someone had started an SIP from that same date to the same other date Ankur covered, he would have again lost his money in almost same percentage....
      Actually that particular downfall was universal and happens in almost every decade.

  • @alekshendra1
    @alekshendra1 3 ปีที่แล้ว +426

    I have never seen someone like you who is such a huge fan of excel sheets ❤ truly love your content sir 😀

    • @bhaveshkeswani528
      @bhaveshkeswani528 3 ปีที่แล้ว +14

      Excel is 9th wonder of the world.

    • @GaganSingh-zz9el
      @GaganSingh-zz9el 3 ปีที่แล้ว +2

      @@bhaveshkeswani528 and 8th wonder

    • @bhaveshkeswani528
      @bhaveshkeswani528 3 ปีที่แล้ว +7

      @@GaganSingh-zz9el it's compound interest

    • @GaganSingh-zz9el
      @GaganSingh-zz9el 3 ปีที่แล้ว +4

      @@bhaveshkeswani528 oh great yes it is

    • @pulkitchauhan5027
      @pulkitchauhan5027 2 ปีที่แล้ว

      Can someone explain why should we put our lumpsum in debt mutual funds and not equity or index mutual funds?

  • @aaratimankar1253
    @aaratimankar1253 ปีที่แล้ว +19

    Spot ON. You explained it in first 5 secs of the video. Thats amazing clap👏

  • @abhishekmishra6687
    @abhishekmishra6687 3 ปีที่แล้ว +41

    You are the man. God bless, sometimes I believe if I have your kind of mentors in my 20s.

  • @srinivaspatnaik4394
    @srinivaspatnaik4394 3 ปีที่แล้ว +13

    I randomly came to this channel...and love his content now ....and now a regular viewer. 😊

    • @sreejith5966
      @sreejith5966 3 ปีที่แล้ว

      @@PìnnédbyWarikoó-g3k
      scammer 😡 spotted report

    • @ExplorewithManni
      @ExplorewithManni 3 ปีที่แล้ว

      Me too

  • @meghabhatia534
    @meghabhatia534 3 ปีที่แล้ว +205

    Just started my first monthly SIP some days ago, after my dad guided and suggested me to do it and now you came up with this video, and dad & I are watching this video right now and thinking we made a good decision. Thanks, Warikoo! P.S- My dad is in England (due to work) and I am in India...So a great video which also helped us to learn something together as father and daughter from far away.

    • @MarshalPlayZzZ
      @MarshalPlayZzZ 3 ปีที่แล้ว

      @@mannankhanpathan4974 procedure kuch nhi hai baas tum ko consistent rahena hoga keep investing without anymiss aur bada ke bhi karo agar apke paas paisa jada hai

    • @fellawhofilms7760
      @fellawhofilms7760 3 ปีที่แล้ว

      How much percentage you have to pay for the 8 year period for the fund organizer? I have heard 2 percent for every year?

    • @irupali
      @irupali 3 ปีที่แล้ว

      Hey please can you tell me ki apne konse mutual funds me investment ki h

    • @PrithviRajPatil1
      @PrithviRajPatil1 3 ปีที่แล้ว +3

      Hello didi! Iam 19 year's old, my father was stock market guy and unfortunately he is no more 🙏 and worse part is I don't have any idea about workings of stock market. Can anyone help me out with it (application to use!, Mutual fund branch to invest in, regular how much to invest and all the other stuff ,if anyone or didi could help me out it would been a great 🙌❤️.

    • @AganChoudhary
      @AganChoudhary 3 ปีที่แล้ว

      @@PrithviRajPatil1 Zerodha

  • @drumers444
    @drumers444 3 หลายเดือนก่อน +1

    I also want starting sip sir but i don't have money to earn but definitely one day i will invest THANK YOU SIR FOR GIVING THIS KNOWLEDGE 🙏 because I don't know what is sip but today i will understand 😊

  • @rishikeshpatel7223
    @rishikeshpatel7223 3 ปีที่แล้ว +19

    I have been watching your videos for a long time now, i think I'm already doing a finance MBA. Man this is gold content.

  • @swarupdas8969
    @swarupdas8969 2 ปีที่แล้ว +9

    Your way of presentation is so simple and crisp for a beginner. Thanks a lot for the information 🙂

  • @roy_tanmoy
    @roy_tanmoy 3 ปีที่แล้ว +34

    A great way to automatically switch the regular sip to direct sip, But i have seen almost no one or nowhere it's mentioned that if you have a running sip and you want to switch, then IND money will switch all your invested fund to the direct plan and will start a new sip of same amount on the new direct plan. but IND money will not cancel your exiting sip, so you will have 2 sip running from the next sip date(one with the regular plan from your old broker and one new direct sip with INDmoney.) you will have to manually cancel any running sip with your old broker.

    • @catherineandrews8968
      @catherineandrews8968 3 ปีที่แล้ว

      Really.? Is that good ??

    • @LSF7
      @LSF7 3 ปีที่แล้ว

      Yes personal experience. If you have existing plan with a broker/bank you will need to visit your local branch or CAMS center to get it cancelled. And now you have a lump sum money left with you ( now you can follow Ankur's suggestions, which is called systematic transfer plan. Correct me if I'm wrong)

    • @bhagyashrichaugule2176
      @bhagyashrichaugule2176 3 ปีที่แล้ว

      I have switched to direct through Ind money.. but regular I have to cancel manually.?I didn't know that 😳

  • @Ajayyadav-vp3xz
    @Ajayyadav-vp3xz ปีที่แล้ว +2

    You explained very well and I am Hindi medium but still I understood very well. Thanks Sir 👍

  • @dheerajsharma1036
    @dheerajsharma1036 3 ปีที่แล้ว +11

    I was going to start a SIP tomorrow and today got this from Ankur ...Thank you Ankur..

  • @maheshkakde3901
    @maheshkakde3901 3 ปีที่แล้ว +22

    Thank you sir providing your all experience, learning, mistakes, etc in Hindi. ❤❤❤🙏🙏🇮🇳

  • @jimhalpert2858
    @jimhalpert2858 3 ปีที่แล้ว +19

    I watched one video of yours. Now I'm binge watching this channel.
    Amazing content. Appreciate the great work. 🙏🏽

  • @rsb5575
    @rsb5575 9 หลายเดือนก่อน +6

    Nice explanations for the layman. God bless you!

  • @harshitgoel5916
    @harshitgoel5916 3 ปีที่แล้ว +7

    One of the most amazing person that i have ever seen ❤️

  • @SATISHBUDI-b7x
    @SATISHBUDI-b7x 2 ปีที่แล้ว +35

    @ankur warikoo u just blewed my mind... Why don't schools haven't taught these stuff 🥲
    You just nailed..
    Thanks for this video 🙏

  • @WordWiseMaster
    @WordWiseMaster 26 วันที่ผ่านมา +1

    I watching this video in 16 year old because I need financial knowledge ❤
    Thank you❤

  • @ipadproranaware7317
    @ipadproranaware7317 2 ปีที่แล้ว +3

    Incredibly fabulous informative video sir… Really thanks for this ❤

  • @misterrai008
    @misterrai008 ปีที่แล้ว +11

    Amazingly explained........ All my doubts are now cleared,,,, Thank you so much

  • @Anmolvibz001
    @Anmolvibz001 ปีที่แล้ว +4

    I am watching 2024
    I am start investment sip
    Thanks you sir this video help ful me

    • @rkvoyage
      @rkvoyage 11 หลายเดือนก่อน

      How? from where
      Any app?

  • @GopiKrishna-sm6pe
    @GopiKrishna-sm6pe 3 ปีที่แล้ว +18

    Very good explanation sir. I was searching for the detailed concept on SIP and its benifits. Whichever video you present, you present it logically. I am so happy and fortunate that I subscribed to your informative channel. Please keep motivating us with much more videos...! 🙏

  • @japeshthakur640
    @japeshthakur640 3 ปีที่แล้ว +58

    Sir, please prepare a detailed video dwelling on the concepts of absolute returns, CAGR, rolling returns etc, while clearly highlighting which one of these indicators, is the most relevant for small retail investors.

  • @abhisheksunkale6672
    @abhisheksunkale6672 2 ปีที่แล้ว +9

    My relatives suggest to go in regular plan but my intuition didn't allow me to so i watched 2-3 vids and then realised that direct is much better
    I got my first lesson never listen to others research yourself 👍

    • @rahulsinha9098
      @rahulsinha9098 ปีที่แล้ว

      Can you explain me difference between regular and Direct SIP?

  • @vanmillionstudios
    @vanmillionstudios 9 หลายเดือนก่อน

    I started a SIP an year ago after someones suggestion. I had no idea what I was doing for the last one year but after watching this video I know exactly what I'm doing. Thank you so much @warikoo I also read your book "Do Epic Shit" and it was phenomenal just like this video 🤝🙏

  • @D22B2
    @D22B2 2 ปีที่แล้ว +1966

    Me watching at age 18.....with zero money😂😂

    • @rekhajakhar7086
      @rekhajakhar7086 ปีที่แล้ว +41

      Same 😂😂

    • @owner_aniket
      @owner_aniket ปีที่แล้ว +32

      Mee too 😂

    • @rakeshmohanty8565
      @rakeshmohanty8565 ปีที่แล้ว +165

      Financial knowledge is more important than ur coursev knowledge... Keep learning bro

    • @NO-BODY-KNOW1-1
      @NO-BODY-KNOW1-1 ปีที่แล้ว +93

      Jab m 18 ka ta m porn dekhta ta AP TU fher samajdar ho

    • @baltrts
      @baltrts ปีที่แล้ว +36

      Bro I am 16

  • @joannebonnett5223
    @joannebonnett5223 3 ปีที่แล้ว +81

    *Despite the economic crisis, this is Still a good time to invest in stock and Crypto*

    • @georgeedward6246
      @georgeedward6246 3 ปีที่แล้ว +4

      The rich spend less and invest more,

    • @melissabrockman6397
      @melissabrockman6397 3 ปีที่แล้ว +1

      Investing in these economic crisis will be one of the best thing to do,

    • @carlaalpentista413
      @carlaalpentista413 3 ปีที่แล้ว +2

      You're right I think stock and Crypto are the best to invest right now☺️

    • @ashleyulloalafrance2356
      @ashleyulloalafrance2356 3 ปีที่แล้ว +1

      As stock's are good but crypto is better

    • @oscarmichaeltorres2594
      @oscarmichaeltorres2594 3 ปีที่แล้ว +1

      I wanted to trade crypto but got confused by the fluctuation in price.,

  • @prahladpanwar8744
    @prahladpanwar8744 2 ปีที่แล้ว +8

    Thank you sir, for giving valuable information about mutual funds.

  • @rinky1000
    @rinky1000 4 หลายเดือนก่อน

    I love watching this guy. All the knowledge and cuteness overload 😍

  • @madhur8213
    @madhur8213 3 ปีที่แล้ว +19

    I am 19 Started SIP with 250-300 only that much I get.. compounding 👌👌❤️

    • @lollmaowow2968
      @lollmaowow2968 3 ปีที่แล้ว +1

      300 rupees per month for 30 years at 9% interest with variance range of 2% will get you to 3.5 lakh if its 7% pa and 7.16 lakh if it is 11% pa

    • @jitendrasoni467
      @jitendrasoni467 3 ปีที่แล้ว +15

      Doesn't matter if its 250 or 100 Rs at 19 yrs. You just did something that 99% of us failed to do.

    • @Positiveperson-l5f
      @Positiveperson-l5f 3 ปีที่แล้ว

      Which app you are using?

    • @madhur8213
      @madhur8213 3 ปีที่แล้ว +1

      @@Positiveperson-l5f groww

    • @tushar945
      @tushar945 3 ปีที่แล้ว

      U r doing what we had no idea about..and you can always increase the amount..so u will have a lot of money this way..kudos

  • @dheerajsharma1036
    @dheerajsharma1036 3 ปีที่แล้ว +11

    NAV analysis - Most needed ... Thank you again Ankur

  • @karenphilip7006
    @karenphilip7006 2 ปีที่แล้ว +23

    Making money is the plan and with Bitcoin
    Investmet your plans can be fulfilledD

    • @anthonypaul6201
      @anthonypaul6201 2 ปีที่แล้ว

      I think am blessed if not I wouldn't have
      met someone who is as spectacular as
      expert Albert Renshu

    • @MaryJames-hq8lt
      @MaryJames-hq8lt 2 ปีที่แล้ว

      Wow am shocked someone mentioned
      and recommended Albert Renshu
      thought am the only one trading with
      him.

    • @jordanbruce6682
      @jordanbruce6682 2 ปีที่แล้ว

      You don't need to be
      shocked, cause am also a huge
      beneficiary of experts Albert Renshu

    • @donald6402
      @donald6402 2 ปีที่แล้ว

      How do we contact this expert Albert?

    • @filee9125
      @filee9125 2 ปีที่แล้ว

      Earned with expert Albert Renshu fx

  • @sudhirsaleakanomad2051
    @sudhirsaleakanomad2051 6 หลายเดือนก่อน

    Nice insight :) for a beginner like me. I like the honesty when you mentioned "you don't have knowledge about it"

  • @light_0_yagami
    @light_0_yagami 3 ปีที่แล้ว +126

    Sir we need a detailed video about taxes on mutual funds and stocks and how to pay those taxes ???

    • @alekshendra1
      @alekshendra1 3 ปีที่แล้ว +2

      It's there already in his channel!

    • @warikoo
      @warikoo  3 ปีที่แล้ว +42

      There is one already

    • @TravAlligator
      @TravAlligator 3 ปีที่แล้ว +1

      @@warikoo Sir, if I want to invest a big lump sum amount in defensive stocks for a long term like 15-20 years. Then do I need to time the market? Please advise.

    • @subhashchauhan8733
      @subhashchauhan8733 3 ปีที่แล้ว +4

      Require a must video on filing ITR

    • @subhashchauhan8733
      @subhashchauhan8733 3 ปีที่แล้ว +3

      Practical video on gains taxation and income taxation filing ITR

  • @adeelafaiz8228
    @adeelafaiz8228 3 ปีที่แล้ว +6

    Got to know more and cleared much air, Thank you so much Sir!

  • @akhilljain7621
    @akhilljain7621 3 ปีที่แล้ว +4

    What should be the ideal portfolio size? How many mutual funds, smallcases or stocks should one invest in to maintain a good portfolio health? If you could please address this, and maybe make a video to provide more insight? It'll be really helpful! Thank you 😊

    • @shivangi9137
      @shivangi9137 2 ปีที่แล้ว

      Whre to buy ...??? I dnt knw about trading and all plse tell me tooo ...

  • @Trendingvibes36
    @Trendingvibes36 ปีที่แล้ว +1

    Nav ki full form or association of MF and nifty 50 ek index fund hai or index fund kya hota than other plans ye nyi chize apse pta chali hain bahut achhe se
    Thank you v v much for your knowledge and precious time and your research

  • @sumitjain6111
    @sumitjain6111 3 ปีที่แล้ว +6

    Thanks ankur you just taught me how I am going to manage my sales incentives, which I was gonna obviously invest in the lumpsum way but now I have the better idea for the day where there will be no incentives.
    Keep sharing your idea's

  • @vivekgoenka6835
    @vivekgoenka6835 3 ปีที่แล้ว +27

    After starting SIP and investing regularly, if we need some contingent fund after suppose 1-2 year should we sell some units, and if ans is Yes, will this fund be fruitful after 8-10 years?

  • @Lucky02024
    @Lucky02024 10 หลายเดือนก่อน +111

    Me watching at age 20.... How to invest My scholarship money....😂😂

    • @souvikhalder6025
      @souvikhalder6025 10 หลายเดือนก่อน

      Bro same😂

    • @vishwachetandandgulkar3001
      @vishwachetandandgulkar3001 10 หลายเดือนก่อน +3

      noice 🌚

    • @gnegi1095
      @gnegi1095 10 หลายเดือนก่อน

      wff same🎉

    • @YogeshPatilYT
      @YogeshPatilYT 10 หลายเดือนก่อน +1

      same bro, me and my friends already invested scholarship money

    • @Xavierjwbbs
      @Xavierjwbbs 9 หลายเดือนก่อน

      Which scholarship did you get

  • @BhaveshMali-o3n
    @BhaveshMali-o3n 4 หลายเดือนก่อน

    Superb video. I really got the clarity for SIP and also got idea about Top-up SIP. Thanks a lot 😊

  • @faizanquadeer1616
    @faizanquadeer1616 3 ปีที่แล้ว +5

    Sir i saw your videos at 11:30 at night yesterday and was only dreaming all night about same .. your advices are great. 😀

  • @solomonravichandran5284
    @solomonravichandran5284 2 ปีที่แล้ว +5

    Perfect explanation..🙏

  • @ankitvyas954
    @ankitvyas954 3 ปีที่แล้ว +10

    Hi, you make awesome videos, I loved your concept of not planning anything, as you I was also a student who used to plan everything in his life but after hearing your that line, life seems more existing to me. and I am a Hansrajian 🤭 Thank you for it ❤️

  • @niyatishah6354
    @niyatishah6354 3 ปีที่แล้ว +5

    You are amazing! So informative and such a huge public service! Thanks... got introduced to you from Instagram and have not stopped spreading your thoughts to everyone I know! Wishing you immense success and happiness! 🙏🏻

  • @AmitBanerjee...
    @AmitBanerjee... 5 หลายเดือนก่อน

    Sir I really think you r the best financial adviser for everyone ❤

  • @neerajnayak3483
    @neerajnayak3483 3 ปีที่แล้ว +103

    Hello Ankur sir, I'm 25 & I've been investing in a couple of mutual funds since 2+ years now. I'm not able to understand the various types of MFs like debt, index, Nasdaq, arbitrary funds etc. and their pros and cons. Could you please elaborate on these in a future video?

  • @bhargavreddygopireddy5465
    @bhargavreddygopireddy5465 3 ปีที่แล้ว +6

    Simply love your way of explaining finance videos. Love the way you explain everything using an excel sheet.

  • @donaldkhongsya4821
    @donaldkhongsya4821 4 หลายเดือนก่อน +44

    legend watch in October 2024😂😂

  • @jesalthaker5832
    @jesalthaker5832 7 หลายเดือนก่อน

    I am a newbie to finance and I totally understood your video and loved your content! Amazing work done 👍

  • @minute4laugh
    @minute4laugh หลายเดือนก่อน +16

    Legend watching in 2025❤

  • @shreyakundu2551
    @shreyakundu2551 2 ปีที่แล้ว +41

    Thanks a ton for this content. This is so damn easy to understand without feeling dumb 😅. I used to think SIP to be complicated investments I could not decide which, when, why??
    A HUGE Thanks for this ❤

  • @aks214ash
    @aks214ash 3 ปีที่แล้ว +7

    What if we want to increase/decrease monthly SIPs.. is it advisable? are there any disadvantages or advantages of doing so or should it be always 5/10k per month for 8-10 years?

  • @pranavgoyal2366
    @pranavgoyal2366 ปีที่แล้ว

    the video was so simple and nice and easy to understand, no faltu tam jham is what i like

  • @soniivivek5
    @soniivivek5 3 ปีที่แล้ว +9

    Where does compounding play a role when you're investing via SIP?

    • @fincalc
      @fincalc 3 ปีที่แล้ว +1

      I don't think there is any compunding in SIP. You just accumulate stocks or mutual funds units at low price and sell at high price in future

    • @vineetkapoor1300
      @vineetkapoor1300 3 ปีที่แล้ว +1

      Compounding simply means getting interest over principal & previous interest. It'll work same as lumpsum.

  • @Headshot_Zak
    @Headshot_Zak 3 ปีที่แล้ว +18

    Wariko Sir, I had invested lumpsum on 3 equity mutual funds during August 2020 which have now provided a return of more than 50%. Will it be a good decision if I put the money in a debt mutual fund and start SIP in equity mutual funds in the same way you explained?

    • @salmanshaik1136
      @salmanshaik1136 3 ปีที่แล้ว +2

      No since the nav value has already increased, it's ok to maintain that lumpsum investment

  • @joannebonnett5223
    @joannebonnett5223 2 ปีที่แล้ว +67

    *GOOD VIDEO:NOBODY BECOMES MILLIONAIRE OR A BILLIONAIRE'S BY WORKING FOR OTHERS AND DEPENDING ON THEM, GOOD INVESTMENT BRING MILLIONS OF DOLLARS, AND CONSISTENCY BRING BILLIONS, THE MARKET IS ALL ABOUT BITCOIN AT THE MOMENT NOW.,*

    • @richardwilliams5969
      @richardwilliams5969 2 ปีที่แล้ว

      You're right ma

    • @richardwilliams5969
      @richardwilliams5969 2 ปีที่แล้ว

      That is why I had to start forex trading
      2months ago and now am making benefits from it

    • @richardwilliams5969
      @richardwilliams5969 2 ปีที่แล้ว

      Thanks for introducing me to Sam Justin.

    • @richardwilliams5969
      @richardwilliams5969 2 ปีที่แล้ว

      my first investment with Sam Justin gave me profits
      of over $44,000 US dollar

    • @richardwilliams5969
      @richardwilliams5969 2 ปีที่แล้ว

      And I can't say he's the most sincere
      broker I have known

  • @sachinjagalekar7288
    @sachinjagalekar7288 ปีที่แล้ว +2

    I like the way you explained 😘

  • @vprakash9703
    @vprakash9703 2 ปีที่แล้ว +4

    Hi,
    Your explanations are good in the bottom line making it in English , native of other than hindi language speakers
    able to understand,
    Still i,we want to know debt fund, mutual fund, small index fund and so on,
    I,we don't know right now which one to select for higher safe returns.if we consider for SIP ,one time investment
    Which company to select and invest,their
    Progress, financial stability and returns.
    I,we want to make discussion with you means how to contact?.
    I could appreciate your reply.👍

  • @arpitgarg6459
    @arpitgarg6459 3 ปีที่แล้ว +6

    I had a question regarding lump sum investment.
    Let's suppose we are doing a lump sum investment every 6 months instead of SIP. Example: instead of investing 5k per month. I invest 30k this month and then likewise 30k after another 6 months. Wouldn't that be more beneficial in case we plan to do this for 10 years?

  • @thegreatantz
    @thegreatantz 3 ปีที่แล้ว +10

    13:43 .... I'll retire when I get something like this in my portfolio !!
    Sir you forgot to blur it out !

  • @ramduhawmifanai3910
    @ramduhawmifanai3910 ปีที่แล้ว +1

    Amazing explanation 🔥🔥🔥🙏🏿🙏🏿🙏🏿❤️❤️❤️ thank you Sir

  • @shailendrabhandari4574
    @shailendrabhandari4574 3 ปีที่แล้ว +4

    Hii sir, m so impressed with ur clarifications on mutual funds. But m new to this and willing to invest. Small query, m using indmoney on ur suggestion and wanna start with SIP (index fund). My confusion is, if I plan to invest 3000 per month, can I withdraw in my need (ofcourse after 3 years as u suggest).
    Regards

  • @SahilThakur-sf2el
    @SahilThakur-sf2el 2 ปีที่แล้ว +3

    Is there any difference between smallcase SIP and mutual fund SIP ?
    (Plz reply )🙏🏻

    • @warikoo.952
      @warikoo.952 2 ปีที่แล้ว

      Thank you for your comment.👆Contact the Whatsapp Line above for more info and advice, I've something new to introduce you to

  • @itsdivye8484
    @itsdivye8484 3 ปีที่แล้ว +5

    Just accept the fact that Ankur Loves Making Excel Sheets!

    • @warikoo
      @warikoo  3 ปีที่แล้ว +8

      Haha :)

  • @PalepuVenkataNagarjun
    @PalepuVenkataNagarjun 2 ปีที่แล้ว

    Hello Sir, I have been following from so many days and your content on each topic is so clear to understand for the beginners. 🥅 direct to the point.

  • @kunalthakur4051
    @kunalthakur4051 ปีที่แล้ว

    I subscribed your channel today and from today I decided to make investment in sip till today I didn't even invest single penny and also I don't have any knowledge of this thinks but o will try to learn and will hopefully make some money let's see thanx very much

  • @workinpictures
    @workinpictures 3 ปีที่แล้ว +4

    Love your videos. Thanks for making it. A request, if you can make a video on when to reshuffle the Mutual Fund Portfolio (also include long term and short term gain info)

  • @Lilyoregon
    @Lilyoregon 3 หลายเดือนก่อน +17

    I have made over $700 k from a $ 100k capital so far, after a succession of payouts from trading Forex, I recently diversified some into dividend paying Stocks and for long term hold.

    • @Thyago2420
      @Thyago2420 3 หลายเดือนก่อน

      How so? Can you guide me through it I am looking to invest into profitable assets

    • @Lilyoregon
      @Lilyoregon 3 หลายเดือนก่อน

      I employ the expertise of a pro for that, Benjamin ravies because it isn't as easy as it seems

    • @Thyago2420
      @Thyago2420 3 หลายเดือนก่อน

      How do I get across to him

    • @Lilyoregon
      @Lilyoregon 3 หลายเดือนก่อน

      Benjamin ravies - that’s his gmal

    • @riviera9383
      @riviera9383 3 หลายเดือนก่อน

      This is informative, cheers

  • @ishteyaquenawaz6354
    @ishteyaquenawaz6354 7 หลายเดือนก่อน +97

    Ultra legends watch in June 2024

    • @sarkarsayyad2447
      @sarkarsayyad2447 7 หลายเดือนก่อน +1

      😂

    • @budhanatv6429
      @budhanatv6429 7 หลายเดือนก่อน

      😂😂😂

    • @counterfeitcoin7112
      @counterfeitcoin7112 7 หลายเดือนก่อน

      Yes

    • @YouTubeHelps369
      @YouTubeHelps369 7 หลายเดือนก่อน +8

      I already watched it 2 years ago but i didn't understand so I'm watching it again in July 2024. But still i don't understand. I think i have to do meditation for 3 months first, maybe then i will be able to understand.

    • @siddharthjha2688
      @siddharthjha2688 7 หลายเดือนก่อน +1

      @@TH-camHelps369😂😂

  • @Bkjamatia214
    @Bkjamatia214 8 หลายเดือนก่อน

    Lately finally I came to understand now about stock market investment whr people invest

  • @Cobra_gamer_0001
    @Cobra_gamer_0001 10 หลายเดือนก่อน +122

    Legend watch in April 2024 😂

  • @gorai_moinak
    @gorai_moinak 3 ปีที่แล้ว +23

    Hi Sir, thanks for making this great video. Could you please take into consideration the TER (Total Expense Ratio) as well in your calculations?

  • @vidyawaghmare2328
    @vidyawaghmare2328 2 หลายเดือนก่อน +15

    Ultra legends watching in November 2024

  • @nipunsaini7206
    @nipunsaini7206 ปีที่แล้ว +1

    Thanks for making this video, very informative for someone like me who had no idea about SIP. But one thing you missed is how to start "Direct SIP", you only talked about switching, probably to accommodate the advertisement I believe. Hoping if INDmoney has that option when starting a new SIP. Thanks!

  • @nikhilbhat8443
    @nikhilbhat8443 3 ปีที่แล้ว +25

    Hi Ankur, I understood SIP very clearly from this video. Thanks for this. Can you also please extend this and explain how will tax be applied, If I go for an SIP?
    Also, how can we save tax, through tax harvesting, if we do an SIP in say Index Mutual Fund (Nifty)?
    Thank you.

  • @rahulashok9653
    @rahulashok9653 3 ปีที่แล้ว +56

    The last part you mentioned about investing the lumpsum in a debt mutual fund and converting it to a SIP is primarily a Systematic Transfer Plan (STP). Could you share any resources if you have invested in the same?

  • @ajayrathi701
    @ajayrathi701 4 หลายเดือนก่อน +18

    Legends watching in October 2024

  • @atishjha1111
    @atishjha1111 ปีที่แล้ว +1

    Great❤ according to Albert Einstein compounding is the 8 th wonder of the world the person who understand the power of compounding may be they born poor But definitely when he/she die then one tag come i.e Bohot paisa walae the ❤ Aur Dimag v Bohot tha unka

  • @the_underwater_nature7643
    @the_underwater_nature7643 3 ปีที่แล้ว +4

    Hi 👋 Ankur sir, I am doing Lumpsum of same x amount every month but not SIP, but with the date I feel comfortable with. Its a manual lumpsum i do every month, how it is different from SIP, is it a safer option ?

    • @fincalc
      @fincalc 3 ปีที่แล้ว

      Yes it's very safe as far as you invest consistently. I would say your investments are smarter than SIP since you choose your date of investment so that you get more profits unlike the fixed date of SIP

    • @74himgup
      @74himgup 3 ปีที่แล้ว

      What you do is actually better than SIP as it will give you better control to invest when the market is low ! Good luck.

  • @soumendu5385
    @soumendu5385 3 ปีที่แล้ว +6

    Please make a video on how exactly compounding works in a SIP
    Coz in the end when we sell a fund, what we get is just simply dependent on the nav at that point of time..
    So how do we use compounding in this case

    • @fincalc
      @fincalc 3 ปีที่แล้ว +2

      I feel there is no compounding in SIP since what ou said is correct. There is no such thing called compounding in SIP. You buy units and sell them on specific nav. And based on it you make profits

  • @helensteve2817
    @helensteve2817 3 ปีที่แล้ว +25

    Thanks for this video and also thanks to those who recommended Rosie for her good works. Y'all have to know that making money digitally is the main key to survival now, as the government is hesitant on helping poor masses. I also recommend Rosie to people who wishes to earn huge proflt.

    • @oliverjackson160
      @oliverjackson160 3 ปีที่แล้ว

      Wow 🤩 I’m happy with her strategies I really love her methods

    • @janemunsey9753
      @janemunsey9753 3 ปีที่แล้ว

      Trading with an expert is the best strategy for newbies and busy investors who have little or no time to monitor trade.

    • @gurametsadashvili1888
      @gurametsadashvili1888 3 ปีที่แล้ว

      That’s why you need a professional broker that we make trade and much profit for you, I recommend Rosie she has been trading for me for some years now and I’m very much comfortable with her.

    • @gurametsadashvili1888
      @gurametsadashvili1888 3 ปีที่แล้ว

      You can Reach her on *TELEGRAM .* with the name below
      @Trader_Rosie

  • @ENTERTAININGGAMECHANNEL
    @ENTERTAININGGAMECHANNEL 11 หลายเดือนก่อน +2

    SIP is better than EVERYTHING

  • @husainhaider786
    @husainhaider786 3 หลายเดือนก่อน +4

    Where is the excel sheet?

  • @indranipal
    @indranipal 3 ปีที่แล้ว +4

    Thank you! Great information. Question: what if I have a time crunch and want to invest a lumpsum, instead of SIP, when the market tumbles? Good idea as long as it falls to relatively low levels?

    • @yogeshraina7079
      @yogeshraina7079 3 ปีที่แล้ว +1

      Good luck to you to find that time

  • @IrfanMujawar
    @IrfanMujawar 3 ปีที่แล้ว +5

    Thank you. I think for irregular cash flows we need to use XIRR instead of CAGR.

  • @RajneeshNigam-sf5px
    @RajneeshNigam-sf5px 9 หลายเดือนก่อน

    Excellent !! apart from financial advise, u got some serious sense of humor 🙂

  • @neerajsharma6044
    @neerajsharma6044 3 ปีที่แล้ว +5

    Hi Ankur, That was a great Video. I have a question, currently, my portfolio is having ELSS (Regular), Flexi Cap (Regular), and Hybrid Equity (Regular, a recent lumpsum transaction). Does switching this regular growth to a Direct growth is charged on switching or has any exit load? And as I can see NAV for Direct growth is more like that of regular growth how does it impact my current and future investment.

  • @MoreToDiscover_By_Sj
    @MoreToDiscover_By_Sj 3 ปีที่แล้ว +7

    Is it a good idea to invest 5k every month as a lumpsum amount in mutual fund instead of SIP?

    • @SoothingGaana8108
      @SoothingGaana8108 3 ปีที่แล้ว +8

      5k every month is sip only..bro

    • @fincalc
      @fincalc 3 ปีที่แล้ว +2

      Every month investing SIP only. If you automate it we call it SIP or if you do it manually it's called lump-sum

    • @abhilashmahamuni1540
      @abhilashmahamuni1540 3 ปีที่แล้ว +1

      SIP is just a method. Even if app denotes as lumpsum. You can lumpsum small every month if you you don't want that automated method. But then you have to invest manually monthly.

  • @fednandgreg2359
    @fednandgreg2359 2 ปีที่แล้ว +47

    *Trading crypto is one of the lucrative business, but to be honest* *its not entirely easy i lost so much while doing it by myself until I* *stumbled across Emilia Russell.*

    • @morganpatrick6089
      @morganpatrick6089 2 ปีที่แล้ว

      You're right ma'am, the market involved so many technical analysis that require a professional ideals to scale through.

    • @helensteve2817
      @helensteve2817 2 ปีที่แล้ว

      Mrs Emilia Russell literally saved me , just before the crash she advised me to get out of my long position .I'll recommend her any day

    • @aloypascal2799
      @aloypascal2799 2 ปีที่แล้ว

      I've never met a more inspiring trader and coach Emilia just by applying her strategies I can trade independently

    • @florancemusey7126
      @florancemusey7126 2 ปีที่แล้ว

      the profit in Ms Emilia investment plan shows how selfless and expertise she is, I make 95% profit of every investment I made. All thanks to my colleague who introduced me to her platform.

    • @kimberlyjames8753
      @kimberlyjames8753 2 ปีที่แล้ว

      @Collins Anthonio What is her charges commission