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Mid-Year Financial Check-In!
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- เผยแพร่เมื่อ 11 ก.ค. 2022
- 1. Goals
It's Not late
Practice Gratitute
Hold yourself accountable
2. Love your bank statement!
3. Budget
4. Credit Score
5. Insurance Policies
6. Emergency fund
7. Medical aid benefits
8. Investment Statements + Employer Pension/provident fund
9. Will
*fabric softer not conditioner*😂
This is just what I needed..I feel like we are always talking about blessings but not about preparation needed to be ready when the blessing comes especially financially.. . My finances are all over.. Having an emergency account is a must coz life will always take you by surprise... End of June I was financially on track and I was even thinking of expanding my little source of income, then two days later life took me by surprise, unexpected unplanned huge expenses got thrown into my plate and I was just speechless, it was like I wasnt the one who was on track 2 days ago...emergency account is a must.. Coz life will always definitely take you by surprise...
Everything you said was challenging to hear but it needed and value your insight Mapalo
This was a proper check in. Loved it.
Yoh I lost a lot of money in self managed investments this year. I think I knew a lot in theory but practical aspects especially with disruptions like Covid, the war, inflation, interest rate spikes, and the recession symptoms in the USA (majority of my holding) took me by surprise. I honestly sold my holding to preserve what was left of it. Flames I tell you. Anyway we try again, we learn, we execute, we grow, until it works.
Thank for not only sharing personal finance tips but also touching on checking in our mindset and gratitude. It plays a huge role in how we manage finances.
Still working on getting my spending habits to match what I value/love. Started this month keeping a money diary. You are so right,the year is not over yet and we got work to do 💞💞
Love your videos :). There is always something new to learn, especially for someone who is in their mid twenties
Life is one big emergency 🤣🤣🤣
yhooo!! sometimes it feels like it 😂😂🤣🤣
I just achieved my goal even though I went off track.
My goal was to save R10,000 and well I just hit that goal .
My next goal from September to December is to save R5000-R7000
Thank you, thank you. Great content as always. 😳 I have to check my six months bank statement and take notes and fix some stuff
This is such a wake up call, thank you for reviving our energy.
Thank you for this cause it made me evaluate my progress on all areas of my lifes🤗🤗
I have started saving and I’ve been consistently doing so from the beginning of the year, I’m proud of that… I’m however struggling to start investing, I’m scared, I feel like I don’t know enough and I’ll make mistakes and loose money
I can relate, investments are long term and with our unstable economy I'm afraid my money will be tied down should I need to use it
Wills🤭 yohh i have been postponing for the past 3 years now
Can you please cover how to navigate credit score issue for foreigners living in South Africa
I loved this. Thank you😍
I work in medical aid and i can confirm with you people do not know what they paying for and its so sad. Its only when they are sick they become aware that what they were paying for is useless.
Zinhle open a medical aide TH-cam or blog 😭😭😭😭😭😭😰😰😰😰😰
so so true
Real talk 🤞🏾I dont know what Im paying for honestly
I love you and I loved this conversation ❤️❤️❤️❤️❤️❤️
This was so good. So many good points.... Now to actually sit down and reflect
Amazing. Loved this video
Thank you Tribe ❤️🤗
Yes give Pam a microphone 😂
Thank you for this reminder. I just realized you are wearing the same Tshirt you wore on your video 'things not to do when you get paid' but your background has changed so much. This is Growth!!!!
Here to learn more about money. This year I’ve saved throughout 💃🏽❤️ next month I’m starting retirement annuity. Yes I’m contributing to my pension funds at work but I want more
Yayyyy, so proud of you! Make sure that the Retirement Annuity is with a low cost provider please ❤️
My friend advised me with Sanlam
@@anelisiwemadikida4432 I'd also look at Satrix, CoreShares, Sygnia, 10X
Hi it's tough but you are helping us to soldier on and thanks for the great teaching
🤗🙌🏾🙌🏾🙌🏾 we have to soldier on!
Wake up call thankx❤
Your hair is goals 😍
Pam does all my hair - check out her page on IG @theglambar_sa
Eish...let me check in 🙈
Great choice of topic especially considering the time of the year. Who's Pam?
She’s my PA
can we have a video on provident funds.I do not understand it?
Ok Tribe, will do one this month. I had to take down one earlier as I had missed on important change in legislation.
Just checked my credit score for the first time #adulting
Yayyyy 💃🏽💃🏽
Hi Mapalo. Thank you for great advice. I am planning to pay off my home loan. This is my eight year i have been paying a bond. Is it good to pay it off all at the same time or should i pay 3/4 of it and owe a little bit money? I would also like to buy a second house but affordability is a problem.
such a good question. If it is an access bond, I'd advice that you do not pay it off completely, keep the facility going even if you're just paying R500 a month.
Hi Mapalo, you said you did coaching for a couple who apparently had similar funds in different types investments, and you seem not satisfied with that. I am not quite clear with your response, what is 'wrong' with that, what is advisable to you? And what do you recommend based on your experience and knowledge?
Thanks.
Hi Mapalo, I hope you don't mind me asking which medical aid you are under? I have been searching for one and really need one that covers the dentist and psychologist.
Hello Mapalo
You mentioned coaching, do you still offer this service?
You are pure entertainment 😅♥️
I wanna focus on increasing my earnings. Doesn’t look like the cost of living will go down; so I might as well tackle it by going up.
If I don't laugh, I will cry 😂😂😂 Glad I could also provide some entertainment 🤣🤣❤️
I just wanted to if you can have an emergency fund if you are a student??
Yeah
I want to create one
100% at any point in your life, you should aim to have some money stashed away for emergencies 🙌🏾🙌🏾🙌🏾
You are beautiful!!!
Thank you Nthabi
Solar power😂😂😂😂😂😂😂😂
solar power, generators, inverters.....its all too much!!
Just became a new mom, Me and Hubby had financially planned for the baby. We didnt factor in the costs of visitors and catering for them, given the cost of food and This is not an emergency 🥲🥲🥲 Can we ask people to bring their own food
To be honest, people should have the heart and consideration to come prepared on that front. The burden on a new mom to cater is a little unfair. You barely have time to feed yourself.
You got me on the gym part sis!😬 just this morning I tapped out of my gym session…🥲 #accountability I also feel like I need to travel again to feel better- grateful that I can do that while working on my goals.😊
#gratitude