HSBC Revolution nerfed again? 😭 Alternatives for Miles and Cashback SHARED!

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  • เผยแพร่เมื่อ 3 เม.ย. 2024
  • HSBC Revolution changes from 01 May 2024, you will no longer enjoy 10X reward points (4mpd / 2.5% cashback) on
    5814 (Fast Food)
    5411 (Grocery Stores/Supermarkets)
    5499 (Misc Food Stores - Default)
    Alternatives -
    Miles (4mpd)
    💳 Citi Rewards - bit.ly/dzcitirewards
    (must pair with 🌟 INSTAREM ➡️ bit.ly/49fngBD)
    💳 UOB KrisFlyer (3mpd on Dining, Food Delivery, online shopping, travel and transport spend), if you spend $800 on SIA Group txn in the membership year) - bit.ly/dzuobkf
    💳 UOB Preferred Platinum Visa
    💳 DBS Womans World Mastercard - bit.ly/dzdbswwmc
    Cashback
    💳 UOB One - bit.ly/dzuobone
    💳 UOB EVOL - bit.ly/dzuobevol
    💳 UOB Absolute AMEX - bit.ly/dzuobabsoluteamex
    💳 Diners 2% Cashback Credit Card - www.dcscc.com/
    UOB EVOL video guide - • If you’re after Cashba...
    UOB One video guide - • The Sad Reality of UOB...
    ------------------------------------------------
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    👋🏼 Instagram - / demiizhuangg
    🌐 My Website - demizhuang.com
    💛 Support - ko-fi.com/demizhuang
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    Books that Changed My Perspective (Life & Money)
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    📚 The Pathless Path - shope.ee/3ffuADgduZ
    📚 The Psychology of Money - shope.ee/6fJVjgjdJ9
    📚 Die with Zero - shope.ee/3VMTxwy8YA
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    Disclaimer
    Hey guys, I just wanted to mention that with all the videos I've posted to-date should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I've mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that'll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡 Some links above are affiliate link. I earn a little at no cost to you!
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  • แนวปฏิบัติและการใช้ชีวิต

ความคิดเห็น • 49

  • @saravananvel2365
    @saravananvel2365 หลายเดือนก่อน +1

    Thanks for update and awaiting for EGA video

  • @user-vh4hp8pl3u
    @user-vh4hp8pl3u หลายเดือนก่อน +1

    Thanks for the video! 😊

  • @GIadius
    @GIadius หลายเดือนก่อน +1

    doesnt the UOB PPV card have a $5 spending block? if u use it for less than $5 contactless purchases u dont earn any miles?

  • @johnl8173
    @johnl8173 หลายเดือนก่อน +1

    Thanks Demi :)
    I was actually looking at the DSC 2% card yesterday but wasn’t sure how legit it is. Never heard of this provider. 😊

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน +1

      Someone here said DCS review isn't all that great too! I'd say if you can hit spending of $500, use UOB One.

    • @johnl8173
      @johnl8173 หลายเดือนก่อน

      @@DemiZhuang just saw the online reviews and they’re probably the worst financial institution in Singapore. I will avoid them 😅.

  • @jarmezn
    @jarmezn หลายเดือนก่อน +1

    Hi guys any cashback card recommendation for paying for lasik at SNEC or eagle eyes?

  • @Mew77778
    @Mew77778 หลายเดือนก่อน

    Now need 4K points to redeem?

  • @tommychen7310
    @tommychen7310 หลายเดือนก่อน

    Are there min spending requirement for the UOB preferred platinum cc?

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน +1

      Nope!

  • @marklinang5698
    @marklinang5698 หลายเดือนก่อน

    Any reason you did not recommend UOB Visa Signature?

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน

      Min spend on that card is $1,000 right?

  • @user-kt7to7pk5t
    @user-kt7to7pk5t หลายเดือนก่อน +1

    Hi, very informative.
    May I ask for the HSBC revolution card..when I use the card and paywave at Courts for electrical items, isit entitled to 4miles/$?

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน

      Courts MCC is 5712 not under qualified mcc for hsbc!

    • @user-kt7to7pk5t
      @user-kt7to7pk5t หลายเดือนก่อน

      Alamak. I thought it's under departmental store. Any cc give 4miles when used at courts, best denki, Harvey Norman?
      Tia

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน

      @user-kt7to7pk5t citi rewards paired w instarem in store or direct online. Dbs womans world online. Uob preferred plat!

    • @user-kt7to7pk5t
      @user-kt7to7pk5t หลายเดือนก่อน

      @@DemiZhuang omg.. neither my wife and I have those cards. Need to apply. Thanks alot

  • @ongkianloon91
    @ongkianloon91 หลายเดือนก่อน

    So if we use a POSB credit card to pay for HSBC credit card and set giro on our POSB credit card won't be able to earn 1% from the EGA account am I right?

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน

      Not sure yet with the changes announced.

  • @stephenip9667
    @stephenip9667 หลายเดือนก่อน

    Looking to get the singsaver promo freebies for Citibank cards. Which one would you suggest for miles chaser please?

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน +1

      💳 Citi Rewards - bit.ly/dzcitirewards !! for 4 mpd online , pair with instarem amaze to make in person transaction online too!

    • @paradaiseu
      @paradaiseu หลายเดือนก่อน

      ​@@DemiZhuang For Citi + Instarem Amaze, does it matter if we use the amaze physical card or using amaze through google pay or other digital wallets?

    • @toyzhop
      @toyzhop หลายเดือนก่อน

      How does the pairing with amaze card work?

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน

      demizhuang.com/writings-database/citi-rewards-full-guide-your-next-best-alternative-to-hsbc-revolution-from-01-may-2024
      You can refer to this

  • @unimobile123
    @unimobile123 หลายเดือนก่อน +1

    now i use amex kris fryer ascend for miles,not a lot but no need to think many

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน

      If it works for you 👍🏻👍🏻

  • @jerroldtsl
    @jerroldtsl หลายเดือนก่อน

    UOB preferred if I buy let’s say $2 drink, will not have miles? Is it?

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน

      Correct

  • @Moreone97
    @Moreone97 หลายเดือนก่อน

    Hi Demi, wanted to ask about the linking of GPAY to amaze/citi rewards, if I tap using countactless GPAY, does it still count as an online transaction and 4mpd? I am currently waiting fr my physical amaze card to come.

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน

      Hello, no mobile wallet like apple pay google pay etc don’t count as online!

    • @Moreone97
      @Moreone97 หลายเดือนก่อน

      @@DemiZhuang oh no! Okay so I shld wait for the physical amaze card to come before using this?

  • @adrianloh7874
    @adrianloh7874 หลายเดือนก่อน

    Hi if I charged first SGD 1000 in the UOB lady card I am entitled to 4 MP , what happens after SGD 1000 ? Still 4 MP ?

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน

      no. capped at $1,000 for 4mpd. you'll only receive the base points.

  • @stylerho6278
    @stylerho6278 หลายเดือนก่อน

    Will Shopee and Lazada purchases still earn 4mpd?

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน +1

      yes, as per normal.

  • @stylerho6278
    @stylerho6278 หลายเดือนก่อน

    I spend over SGD20K a year on SIA tickets. So what’s the card to earn the highest possible miles? Thanks

    • @jsloh6077
      @jsloh6077 หลายเดือนก่อน +2

      Uob krisflyer card will be a good choice with no limit at 3mpd

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน +1

      Yes UOB KF!! Just applied for this too, when you hit $800 spend on SIA Group there are also other transaction that can give you 3mpd, dining, food delivery, online shopping, travel and transport! This was linked in the description box to this video too

  • @jsloh6077
    @jsloh6077 หลายเดือนก่อน +4

    The best is no annual fees. So just keep it.

    • @DemiZhuang
      @DemiZhuang  หลายเดือนก่อน +1

      Yess keep

  • @wwemaniac371
    @wwemaniac371 หลายเดือนก่อน

    How come they nerf it? Too many users?

    • @AngTao
      @AngTao หลายเดือนก่อน

      Not making good money then nerf lor

  • @candywisdom
    @candywisdom หลายเดือนก่อน

    So many nerfed recently!

  • @vitawater4259
    @vitawater4259 หลายเดือนก่อน

    First