@@QueenStylin or women who have wealth already in his area just like one female caller whom Dave told to have a prenup drawn before marrying for a second time after getting widowed....
My best friend, inherited a huge amount of money, when his father died. He bought a normal house but had some nice cars. But he would always take his 15 year old, Ford Ranger, on dates!! And because of that, He found his perfect wife; because she did not mind riding around in a beat up truck!!!
Very hard to do that. Success leaves clues and trying hide your wealth when you are wealthy involves adopting a certain mind set. Any successful person knows the dangers of playing role of pauper to his wealth.
Justin Williamson That is one of the most toxic statements I have ever heard. Am so sorry you have not been surrounded by good people that have brought you to that conclusion!
The #1 piece of advice that I’d give this guy so as not to attract gold diggers - is don’t flash your money around. Keep your net worth private until you know for sure that you’ve got the real thing!
@@jade4897 no it wouldn't be because he made his money before he married her and she has no rights to the business, plus a prenup would mean she would give up any right to his money. Of course every state has different laws on the subject.
@@zPrideful its realistic for the family filter but if he worries about dating women now that will be a constant thing. He wouldnt last long term thinking this way all the time. Prenups are a good idea and is worth while with a lot of money involved naturally. Wills are also great as well. It would be better for him to marry someone who has about the same wealth...would be hard but do-able.
I think that when a man becomes financially set he thinks it's time to settle down because we deserve to as a reward for our hard work. Finding a compatible spouse seems to be a lot harder than make a 7 figure income.
I’m good on the spouse part but income seems to be harder to obtain with the spouse and 3 kids. TIME MANAGEMENT(work/family)is HARD with the above responsibilities.
Quality women will never press you to tell them how much you make especially in the early stages of dating. If she brings it up too soon say "I make enough to live comfortably" and change the subject.
well that is not 100 percent true, dave daughter, said she use to ask about money on the first date. and she going to be worth millions. but question like, you don't have a lot of credit card dept, are ok wanting to make sure that you don't have a lot of dept is a fair question. but asking how much you make can get a little werid. in short if it a question your guy friend would ask, like do you know good credit card with zero intrest, I am paying 21 percent might be ok, asking two many question is not.
Not living a flashy lifestyle is one of the most underrated pieces of advice ever. You can live relatively humbly and be quite content. You don't need to show off. Maintain a sense of seemliness.
Apple Bee right but if you drive a nice car, she sees a nice house, maybe you have a nice watch, women look out for this kind of stuff. It’s like signals
Spoiler alert. Dave recommends a prenup. I'm glad too. Because a couple of weeks ago I saw him recommend a prenup to a lady that was worth a lot of money. And I commented that I wondered if he would recommend the same thing for a male caller. And he did. Thanks for being consistent Dave.
@@CreedK if you watch more videos, you'll see Dave criticize male callers more especially when it seems to be about the spouse having uncontrolled spending habits/ not wanting to go forward with budget
Erect4e36 that’s because they weren’t done correctly or the people moved states & the state they wound up divorcing in had different rules concerning prenups. (Different states, different divorce laws, different laws in re: to prenups) You want to know why all those actors in CA divorce by year 9? Because in CA the marriage becomes a long term marriage in year 10 & the prenup expires
@wayne miller Dave just made clear that he doesn't usually recommend prenuptial agreements. Only in certain cases. The guy called in isn't even a millionaire, started off saying he was worth millions. He invented something. I did too but I won't claim I'm worth millions yet. Take another listen.
Regarding a pre-nup, do what my friend did: While he was single, he wrote a letter to his future wife, who he hadn't met yet. It said, "I love you and I'm sure you've brought so much to my life. But I will be asking for a pre-nup for various important practical reasons." He mailed that envelope to himself. He then left the sealed and dated envelope in his desk. Years later, he did meet The One, and when the topic of pre-nups came up he let her unseal the envelope. This proved to her that the pre-nup request wasn't personal. That's important, on an emotional level.
The ONLY reason, male or female, not to sign a prenuptial agreement is because you have less than above board motives down the line, and you're securing that position now.
@john joe Those women should be establishing careers and investing their earnings before marrying. She knows what she stands to gain and lose in marrying and should plan accordingly. A failure to plan rests at the feet of the individual, no one else.
@john joe A man too, can be fired without severance. Times have changed, women demand equality and anything we do carries certain risks. If a woman lives a man then a prenup poses no problem.
So, the real lesson here is he needs to be active in doing some sort of work. Maybe he should start a part time business and he can say he does that to get by
Thats generally actually code for disabled, when the man is young still...believe it or not. I always ask, oh how did you get hurt when they say retired lol
Who said Brian is his real name? If i would call in with his situation I would tell the screener my name is Steve or something like that. They don't check your ID when you call
All it took was a quick google search to find this guy Brian is actually Brian and his product is called Wire Hide and he is from Marion, South Dakota about 45 minutes from Sioux Falls
I have invested over the decades and am now able to leave a fair amount of money to charity. Brothers and sister are not happy with my choice even though I have them in my Will. Money will do funny things to families.
Please don't leave money to "charity" it gets lost in administration and wages. Go out as an ordinary guy and simply pass on money to those who are KIND and deserving. Helping people is a great privilege, but help the right people.
Watch her relationship to money, her shopping habits, levels of entitlement, how much she spends on things like coffee & eating out, etc. That will speak volumes about how she will adjust to wealth. Even if she's not a gold digger.
True...and simply avoid dating women with any sort of debt! Only entertain ones with their own wealth/successful career. These are the type that don't need your $ in the first place!
M A I'm about to sell this easily marketable product for home security. Its cheap. Im going to buy from alibaba in bulk. My low estimate is I can make any where from $60,000- $150,000 in profit selling door to door. The secret is buying and selling on your own, not working for a company
Your dates dont need to know you are rich!! Be normal, drive a normal car, be a normal guy ( a consultant , lol ) dont show off , be funny and confident, good luck !
Erika Erika, that is so very true. Don't feed the greedy with your stories of money. Dress ordinarily. Don't flaunt wealth. Keep a low profile. Don't speak of holidays in foreign lands. Keep all talks of money to yourself, even from men, especially men with gold-digging sisters or wives. Money talks only incite jealousy and greed in others.
Erika Erika funny thing is consultants actually make a lot of money lol Also that’s always the common career people who make a lot of money default to when they don’t want to tell people what they really do
HingleMcCringleBerry in my opinion, you've already shown the first outward sign....however, I think Dave's suggestion of engaging in financial discussions is a great idea. You'll need to do some additional investigation to actually "see" how she lives her life and manages her own finances past as well as current. Also, in the beginning do NOT purchase gifts! Good luck.....
@melanie crawford lol thanks. I try to avoid any discussion about what I do or any extravagant (expensive) dates. I think it becomes clear of the ones that are interested in money early on. i do genuinely have a passion for cars though, i hate the outward appearance but i also smile every time i see/drive my car :D :(
Back a few years ago I married with a fake prenup. It was something printed online. I didn’t own much so it wasn’t necessary. Anyway I wanted to see her reaction. She graciously signed, she had my full confidence. Later I told her the truth, glad she laughed about it.
I agree with Dave. Get to know her (personality, dreams, etc.) as a person and then WHEN and if the relationship gets serious divulge into what you make. Gold diggers like to move fast in relationships. So that's another point.
Better yet, AVOID women with debt! Only date a woman who can provide for herself and has her own wealth in the first place. That;s how you stay out of a situation where you could get used!
You're the on right path but not exactly. Equals in moral character and desires regardless of income. No offense, it's like you're saying a pauper can't date a rich person without the temptation of wanting their money. If the pauper has good good moral character in the secular sense because religious morals are entirely different. Also if the rich person has good secular moral character as well as the pauper then the romantic relationship may just work if the couple agrees. Moral character matter above anything else when it comes to human traits. "Gold-digging" is a vice not a virtue.
That's stupid. Love does not know net worth. That thought process makes me sick. I have family that thinks like that..and I'm with someone that works hard and doesn't make much. I'd rather have a hard worker than some pansy that happens to have made it because well...he's a trust fund baby that doesn't wanna do anything. Or he made it with little effort because well..his parents buyed him in.
No you wouldn’t trust me. Money brings a lot of fake people who just want to be in your life because of what you have. They are not really your friend and they just trying to take from you. It gets old.
Marcel Rodriguez go to school, if you cannot go to school read , read, read. Your local library can teach you tons! Most people that are successful over the long term are voracious readers! Read books about business, read books about leadership, read books about the world. Follow Bill Gates book list etc etc
It’s all about how he presents himself to women. If he relies heavily on how much money he has in the bank to attract women he will get what he deserves.
The guy needs to drive a honda civic and shop at aldi and start a small company that doesn't make a whole lot of money, but is fun and something to fill his time with. Otherwise he's going to attract ho's like flies to honey
This is the coolest story ever. I don't think Dave understood the magnitude of his contribution to your success. A year of pounding pavement and keeping on. Seriously impressive. Also, tell her nothing, live and dress like a normal guy and go with your gut. Always, always go with your gut. Dave's advice is spot on ESPECIALLY THE PRENUP!!!
My Aunts second husband told her he was worth millions the night of the wedding. Her third husband told her he was worth 4.3 million three days before the wedding and she told him, "I've been keeping a secret too, and that's pocket change." True story. They were both great men and she loved them dearly.
At the end it sounded like he had a decent six figure income but was only starting off with that accumulation. Is it just me or does it sound like he's counting chickens before they hatch?
I've never been a fan of Dave Ramsey because I'm not the sort of person who has difficulty controlling spending. I happen to despise shopping and spending money isn't something I find pleasurable, but a necessary part of life, like taking out the trash. So his philosophies have never appealed to me. But I really liked this. He's growing on me.
Im Australian, live in Melbourne, Aus .. We have nothing like the Dave Ramsey show in Australia, its great. Basic practical wise grounded advice, thats applicable.. its great.
There are women who are not gold diggers. They don't want a rich guy. I never wanted a rich guy, but jobless guys I don't date either anymore, cause they're after my money. I bought bunnies. They're happy with a bag of hay.
I agree. My husband and I didn't disclose our income until we were engaged. There are other questions a person can ask to find out how a person deals with money.
I have never discussed finances with any potential partner until it’s clearly serious and marriage is o the horizon. I have only known incomes of two people I have ever dated and vice verse. No one outside your house needs to know what you make. Redflags are redflags. People who can’t support themselves need to be avoided, it will be clear.
No one outside the house needs to know, plus no one inside the house too. But of course dont be selfish, contribute to the family, but dont tell them how much money you have
@@rz9018 I would disagree, partners living together should have an idea of each other's income and they should behave as partners. But until then, it's no ones business
I would make it an absolute rule to: 1.) Tell her about your wealth well before you propose and 2.) When you DO tell her about your wealth, casually mention the pitfalls of that wealth and add "yeah, if I were ever to get married I would absolutely have a prenup agreement" then see how she responds both immediately and over the next few months before you even think of proposing to her.
I’m in the same position (not a millionaire, but debt and mortgage free etc) and I have to be very wary of suitors who inevitably are divorced with children, have maintenance payments and live in a grotty little bedsit who are solely hunting for a career woman to ease their financial burden. That woman is NOT me!! I drive a 24 year old car with scratches, a few dints and a ripped-off bumper and the way people react when I turn up on a date tells me more about THEM than any amount of conversation ever could. If they patronise me, look down on me or make assumptions about me based on my car, I’m off! I suggest this young man does likewise if he wants to find a person of integrity and decency.
It's quite simple, she can't be a gold dig her if you don't give her anything, it's a 2 way transaction, only the person with money can allow someone to gold dig, also evaluate the kind of person she is, her accomplishments, her goals, her past decisions, the kind of men she's dated, does she have children from multiple men? Those are all questions you need answered.
My first advise is not to get married. Go talk to older men who were successful and got destroyed by family court. If you just have to get married then start by looking at wealthy older people who you wouldn't mind having as in laws and see if they have daughters. Sort of a top down approach. Higher a p.i. and check into everything. Make sure that you are actually dealing with a successful family and not fakers. The more you learn about women the less you will want to get married.
Never entertain marrying a woman who does not have her own wealth or successful career of her own. This is where I’ve seen so many men get into trouble!
What an awesome guy with his head truly on straight. That was some great advice from Dave as well. He definitely should not drive around in a Lambo or some other flashy car that will definitely attract the wrong type of women
Don’t tell them you have millions. Don’t show off. Your 26 I went to some community colleges classes at that age and met a bunch of single woman they don’t expect much or would believe your rich going to community college. Take classes meet them thru there it’s a lot of fun too.
....Drive something safe and reliable, just not new or flashy. Like a used toyota or honda, 5+ years old but low mileage, or a significantly older but low mileage and well cared for lexus or even a very old luxury vehicle like an old mercedes diesel. You could have some toy cars, but just keep them out of her sight, she doesn't need to see you in your luxury exotic sports car that you keep hidden in a storage unit or something. Just go get it when you want to go for a fun cruise.
Don't lead with your wallet. No ridiculous expensive restaraunts early on. Drive a regular car. Have a modest home. Do NOT loan her money. Don't constantly wear designer clothing. Don't leave account balances laying around. Etc...
I will tell you the same think I told a childhood friend who complained about meeting only gold diggers. Don't show your platinum card every time you go out. Don't overdo do it on your dates, friendships. And don't buy the latest ferrari to drive her around!
Just don't date outside of your class. If you're worth 5M+ then only date women worth 5M+. When neither party stands to gain from the relationship then love will be the only driving factor.
Nahh, that’s just not true- you must not have ever been in a scenario like this guy. I know of a specific couple where the guy is worth 40M+ dating a girl worth nothing. The guy went back to school to get his Ph.D and met his wife, from a 1st gen family, who’s broke there. It’s just about making sure you are compatible and share interests. The aforementioned couple is incredibly happy and have a lab together, they have similar hobbies and compete against each other while obviously being in love, and supporting each other.
Green Mills I mean, I do and I have. Maybe you’re just not acquainted with enough intelligent, hard working men and women. But that says more about you than about the state of things.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Donnafrank-k6e However, if you do not have access to a professional like Suzanne Gladys Xander, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
This is the smartest guy ever! More wealth then 99% of other people his age and is thinking critically of the future. Many people would envy to be in this guys shoes.
True and never consider dating or marrying a woman who is not financially sound on her own. Meaning no debt! That’s where men tend to get into trouble.
@@techtherapy9467 Family courts dont operate under the regular court systems and are feminist run and the man will get destroyed 94% of the time. Do a litle research and youll find out they throw prenups out in family courts all day "for the good of the child". In many circumstances they can take a mans inheritance or properties aquired before the marriage in addition to taking his child and hitting him with a ruinous figure for alimony and child care. He cant pay, He goes to jail. I'll pass on the marriage but if you feel like you can beat the system and beat 50 years worth of analytical data, you go right ahead and Ill be here praying for you.
If it was in person then I agree, but in this case he is anonymously voicing it out to a financial advisor who is also in a wealthy position. The caller over the radio doesn’t have the time to introduce himself or his hobbies, he just wants to get the key facts over and an idea of what he should do. It’s no different to a caller over the phone in an opposite situation, in financial difficulty and seeking advice on what to do.
Many years ago I had a girlfriend in her 20s who bought a new Corvette. She wanted me to buy us a house with my life savings while she used hers on the new Corvette. I told her that was unfair and not good Christian stewardship. . She really wanted to marry me and was very pushy about it-even though I had never proposed. I cancelled her wedding plans and moved on with my life. I felt like I had dodged a bullet . That Corvette had saved me from marrying a spendthrift woman. I was heartbroken, but wiser and better off. Now I'm very successful financially and cautious about who I date. Ideally, the woman should be beautiful on both the inside and outside. I use the story of that Corvette in the Financial Peace classes that I teach at my church.
Wonderful reply. Wonderful instant intellectual response. Will surely see more of your videos. I am from India, i have never seen people helping on radio so intellectually.
Eat tuna fish sandwiches, ramen noodles, buy clothes from Goodwill, don't get cable TV, drive a 1984 Buick LeSabre, and carry only basic cell phone service. That's all you need to attract the right woman.
Exactly what i've been saying! AVOID the ones with any kind of debt or without a successful career/wealth of their own. They won't need your $ in the first place!
Just tell them you live in SD lol, jk sorry, actually I know it's very beautiful there. I mean, just get to know the woman, you don't need to tell her anything about how much you make or infer it with a fancy car or expensive clothes. Gold diggers are attracted to that. If you meet someone and it gets serious, or close to engagement that topic will come up, but at that point it won't be a determining factor. But in the meantime, I wouldn't give money any focus in the relationship. Also, Look for a girl who is driven in her own right as well. I live in miami and I've worked and gone out with wealthy guys, but I make my own money. There are driven women out there, who know how to handle money and have their own calling. I think a woman like that, will complement your personality and drive as well. Look for a women who wants to build an empire with you (before she knows you are well on your way). As a Christian, ask the Holy Spirit to give you discernment as well. Lastly, If you don't want her to be after the money, don't show her you got it. You can treat her, but no need to make it rain every weekend, lol. Use wisdom. Also, instead of using that money to buy fancy stuff, start investing it in improving yourself, invest it in multifamily or something that will continue to pay you back. But of course, do the research first, don't want to do something foolish and lose it. Anyway, just some ideas. God bless your journey!
Sioux Falls, SD is surprisingly one of the best places to live in the country(other than when it snows). Income is great, cost of living is low, and no state tax.
You have given this guy straight line fact whe n looking for real instead of false intention. NEVER LEAD WITH MONEY....NEVER BRAG AND STOP BRAGGING BECAUSE NAMES TRAVEL
Drive a 90s Toyota Corolla and not a single one of them $$$diggers will get within 100ft near you. Or get a good lawyer to write up an ironclad prenup. Or better yet, don't marry.
Dave is absolutely right. If you're not emotionally whole you will be needy, and you'll use your money as fishing bait to bring women to you. That only spells disaster. I'm 26, single, and have the same problem. Glad I saw this!
People haven't elaborated enough on this. There are a number of reasons that prenups don't work. In most jurisdictions they have a time limit. They can not stipulate child support. The closer they are sogned to a marriage, the easier it is to claim that it was sprung upon you and you were coerced into it. It could be thrown out due to allegations of spousal abuse. The bride can also claim that she did not have proper legal council when she signed. Another reason would be that you omitted financial information when it was signed. So what are they good for? Possibly good for the expectations of the marriage being laid out, and also for lining the pockets of lawyers.
It's never a problem until it is. The best advice is DO NOT GET MARRIED. The laws will eviscerate you if you make the smallest if relationship mistakes. These laws need to change before we can have healthy marriages.
@@YellowheadHomestead I disagree, he sounds super excited to be making how much money he is making (and I don't blame him) and he voluntarily discloses to Dave and the other listeners how much money he is making. He should learn to only give as much information as asked for, no more, and probably less if he can. More about prudence and being tactful than anything else. With that kind of money at that age he will need to learn how to handle those situations without jumping off his seat with excitement. Maybe have a celebration with his family and friends to let off the steam then calm down and take it all in, get used to it.
@@thecurrentmoment I think you misunderstood my comment -- I was referring to the original commenter (MrGeicoTruth) being jealous of the caller. I have no problem with callers discussing their income on the Dave Ramsey show.
Not at a young age and marriage should definitely not be taken lightly nowadays. Men with any sort of wealth should avoid women who are not financially sound on their own at all costs. If she has any debts whatsoever- no way.
Dave, what do you suggest as far as trusts are concerned? Are there any tools the caller can use to legally isolate some of his money so that it is segregated from what a future spouse can try to take in a divorce?
It's a challenge. I consider myself solidly middle class, but on the high side of it. I bought myself a house at 29 and an airplane at 36. As a single 38-year-old, I could go on a few dates, but it didn't take long for women I might have gone on a few dates with to want to "have dinner at your place", or rent a Blockbuster and "watch it at your place". It wouldn't take long to figure out by my house, and my car that I was probably doing pretty well. I agree with the answer. Be sure of who you are and what your values are and stand firm in that. Date women you meet at church or at civic groups (alumni associations, Chamber of Commerce networking events, etc.) Date people of personal accomplishment and similar values.
True story: when in college, I met a lady who was in her senior years. When she was young, she met and married. She did not know until her honeymoon that he was WEALTHY. She thought they were going for a weekend honeymoon. But, no. They went on a ONE YEAR world tour! He bought her whatever clothes, etc., needed as they went. What I told my brother and I HIGHLY recommend, do not start by trying to impress by spending money. Start with ultra cheap dates...walks in the park. Visits to a museum. Even an afternoon at the library. The goal is to talk. To see if this girl cares about you. Any girl that like the guy in a wholesome way will want to spend time together. They do not require fancy dinners, etc. Also...those who are newly rich need to learn from "old money." "The rich have money because they don't spend it." That's a nugget I learned from an old money family guy. 😊 Above all, honor God with your money...in secret. Be careful not to indulge your friends either. The Bible says to care for widows and orphans. I don't believe in "random acts of kindness." I believe that God is very intentional.
If you use your wealth as bait you can't be upset with the type of fish you catch.
Exactly
He should have called Ramsey and asked about single women who went through his program in his area.
@@QueenStylin or women who have wealth already in his area just like one female caller whom Dave told to have a prenup drawn before marrying for a second time after getting widowed....
True dat man... Faxxx
Love this comment
buy a smart car. I own one. 0 dates in 2018.
Hahahahahahahh
Smart cars are fun
No you're just lame when it comes to females
🤣🤣😂😂
At a certain point you gotta admit, it's not the car, it's you...
My best friend, inherited a huge amount of money, when his father died. He bought a normal house but had some nice cars. But he would always take his 15 year old, Ford Ranger, on dates!! And because of that, He found his perfect wife; because she did not mind riding around in a beat up truck!!!
Kevin Schaefer SMART! lol
Epic dude
Well played lol
A friend's dad used to take his first dates to McD's or the food court at the mall in a similar strategy. Lol
I'll be honest, your use of commas is bothersome.
You avoid gold diggers by not letting anyone know your wealthy.
Very hard to do that. Success leaves clues and trying hide your wealth when you are wealthy involves adopting a certain mind set. Any successful person knows the dangers of playing role of pauper to his wealth.
*You're...Sorry. I had to.
Yes lying to those you love and potentially wish to marry is a great healthy foundation to lay -eyeroll!
@@lijohnyoutube101 You especially have to hide your wealth from "Those You Love". They'll be the first ones, to take advantage of you.
Justin Williamson That is one of the most toxic statements I have ever heard. Am so sorry you have not been surrounded by good people that have brought you to that conclusion!
The #1 piece of advice that I’d give this guy so as not to attract gold diggers - is don’t flash your money around. Keep your net worth private until you know for sure that you’ve got the real thing!
agreeeeee
If guys want to be a sugar daddy - you know what to do.
If not - kindly keep your mouth zipped.
Live a modest lifestyle. Don’t flaunt your wealth. Observe any differences in the way she treats people in different economic class.
Some of us don't have the option of hiding our wealth.
Robert Prechter as long as you’re not famous, yes you do
Tanah Merah wow 💯
@@devwheeler6289 Facts
Be Keanu Reaves
*Put away $200K per year for your divorce settlement.*
Conor McGregor Fan: - 26th August 2017 😂
BETTER YET stay single
Wouldn't that be her money too? This plan isn't realistic
@@jade4897 no it wouldn't be because he made his money before he married her and she has no rights to the business, plus a prenup would mean she would give up any right to his money. Of course every state has different laws on the subject.
@@zPrideful its realistic for the family filter but if he worries about dating women now that will be a constant thing. He wouldnt last long term thinking this way all the time. Prenups are a good idea and is worth while with a lot of money involved naturally. Wills are also great as well. It would be better for him to marry someone who has about the same wealth...would be hard but do-able.
I think that when a man becomes financially set he thinks it's time to settle down because we deserve to as a reward for our hard work. Finding a compatible spouse seems to be a lot harder than make a 7 figure income.
Turbo Lab America very true comment.
A rich man is better off having maid escorts. They'll keep his home clean and please him.
I’m good on the spouse part but income seems to be harder to obtain with the spouse and 3 kids. TIME MANAGEMENT(work/family)is HARD with the above responsibilities.
Only stupid rich ppl get married in this day and age
Turbo Lab America true dat
Quality women will never press you to tell them how much you make especially in the early stages of dating. If she brings it up too soon say "I make enough to live comfortably" and change the subject.
well that is not 100 percent true, dave daughter, said she use to ask about money on the first date. and she going to be worth millions.
but question like, you don't have a lot of credit card dept, are ok wanting to make sure that you don't have a lot of dept is a fair question. but asking how much you make can get a little werid.
in short if it a question your guy friend would ask, like do you know good credit card with zero intrest, I am paying 21 percent might be ok, asking two many question is not.
@spirals 73 maybe they tell you before you ask
😂😂
I can tell quickly if a man is moneyed, unless its very new money, like this man. He wont act rich yet, just excited lol
don’t say that lol
Not living a flashy lifestyle is one of the most underrated pieces of advice ever. You can live relatively humbly and be quite content. You don't need to show off. Maintain a sense of seemliness.
There is no reason for a woman your dating to know you financial situation unless you talking about marriage.
Not even then.
Apple Bee your wrong no secrets is key to marriage
No marriage is the event horizon of no return, once you get an divorce a mans suicide rate becomes 10x higher
Saosaq Ii every man needs to read The Rationale Male by Rollo Tomassi
Apple Bee right but if you drive a nice car, she sees a nice house, maybe you have a nice watch, women look out for this kind of stuff. It’s like signals
First off don’t tell ppl how much money you got
Don't get married it's a trap!
"You got?" Good grief.
Did guy already did unless he is using a fake name, many who watch this show will know his income.
Exactly don't show it either 💯
that would probably be RULE NUMBER ONE.
Spoiler alert. Dave recommends a prenup. I'm glad too. Because a couple of weeks ago I saw him recommend a prenup to a lady that was worth a lot of money. And I commented that I wondered if he would recommend the same thing for a male caller. And he did. Thanks for being consistent Dave.
Why would he recommend something different?
@@CreedK if you watch more videos, you'll see Dave criticize male callers more especially when it seems to be about the spouse having uncontrolled spending habits/ not wanting to go forward with budget
wayne miller prenups are for the most part useless, about 70% of them get thrown out in court.
Erect4e36 that’s because they weren’t done correctly or the people moved states & the state they wound up divorcing in had different rules concerning prenups. (Different states, different divorce laws, different laws in re: to prenups)
You want to know why all those actors in CA divorce by year 9? Because in CA the marriage becomes a long term marriage in year 10 & the prenup expires
@wayne miller Dave just made clear that he doesn't usually recommend prenuptial agreements. Only in certain cases. The guy called in isn't even a millionaire, started off saying he was worth millions. He invented something. I did too but I won't claim I'm worth millions yet. Take another listen.
Regarding a pre-nup, do what my friend did: While he was single, he wrote a letter to his future wife, who he hadn't met yet. It said, "I love you and I'm sure you've brought so much to my life. But I will be asking for a pre-nup for various important practical reasons." He mailed that envelope to himself. He then left the sealed and dated envelope in his desk. Years later, he did meet The One, and when the topic of pre-nups came up he let her unseal the envelope. This proved to her that the pre-nup request wasn't personal. That's important, on an emotional level.
@Farah Facett you get prenup because you trust someone way too much, not because you don't trust them :)
The ONLY reason, male or female, not to sign a prenuptial agreement is because you have less than above board motives down the line, and you're securing that position now.
@john joe Those women should be establishing careers and investing their earnings before marrying. She knows what she stands to gain and lose in marrying and should plan accordingly. A failure to plan rests at the feet of the individual, no one else.
@john joe A man too, can be fired without severance. Times have changed, women demand equality and anything we do carries certain risks. If a woman lives a man then a prenup poses no problem.
Oh i love this!!!
First Date:
Her: "So what do you do for work?"
Him: "Ummm Yeah... I'm Retired..."
So, the real lesson here is he needs to be active in doing some sort of work. Maybe he should start a part time business and he can say he does that to get by
I manger a office
I work as a electronic tec
I repair electronics
Keep it simple
Thats generally actually code for disabled, when the man is young still...believe it or not. I always ask, oh how did you get hurt when they say retired lol
Honestly even if he tells her that doesnt mean she'll know how much he makes. Well I wouldn't, I dont even understand that job lol
Say you're unemployed.
Mistake #1- you called the radio and 16 million heard you
omaxman1 Maybe it's a fake name and location.
77Tenderwarrior The location is where they are calling from. it's not what they say, it's where they are.
Who said Brian is his real name? If i would call in with his situation I would tell the screener my name is Steve or something like that. They don't check your ID when you call
All it took was a quick google search to find this guy Brian is actually Brian and his product is called Wire Hide and he is from Marion, South Dakota about 45 minutes from Sioux Falls
+Michael R exactly. I am not sure if it true
I have invested over the decades and am now able to leave a fair amount of money to charity. Brothers and sister are not happy with my choice even though I have them in my Will. Money will do funny things to families.
You are more right than you can imagine
Depends on the family
I need to buy my council flat in London, give me the money. You will be blessed for giving me.
Please don't leave money to "charity" it gets lost in administration and wages.
Go out as an ordinary guy and simply pass on money to those who are KIND and deserving.
Helping people is a great privilege, but help the right people.
Pass the money to your family, if you really want to donate it, find the people yourself and give money away, companies will keep your money
Watch her relationship to money, her shopping habits, levels of entitlement, how much she spends on things like coffee & eating out, etc. That will speak volumes about how she will adjust to wealth. Even if she's not a gold digger.
True...and simply avoid dating women with any sort of debt! Only entertain ones with their own wealth/successful career. These are the type that don't need your $ in the first place!
Love seeing Dave light up talking about his children
With that mindset, he’s going to walk right into one. Focus on what you want not what you don’t want
Good advice
So important YES!
The truth.
This is the most first world problem possible lol
lol
Right? Lol.
+TheMightyWill
Third wold would be force/arranged marriage. This guy has a good 'problem'.
M A
I'm about to sell this easily marketable product for home security. Its cheap. Im going to buy from alibaba in bulk.
My low estimate is I can make any where from $60,000- $150,000 in profit selling door to door.
The secret is buying and selling on your own, not working for a company
I dont see what that matters
Your dates dont need to know you are rich!! Be normal, drive a normal car, be a normal guy ( a consultant , lol ) dont show off , be funny and confident, good luck !
Erika Erika That sounds like a lot of work
Raphael it is
Erika Erika, that is so very true. Don't feed the greedy with your stories of money. Dress ordinarily. Don't flaunt wealth. Keep a low profile. Don't speak of holidays in foreign lands. Keep all talks of money to yourself, even from men, especially men with gold-digging sisters or wives. Money talks only incite jealousy and greed in others.
"Your dates don't need to know you are rich!!"
until they google you the first time after you are out of sit
Erika Erika funny thing is consultants actually make a lot of money lol
Also that’s always the common career people who make a lot of money default to when they don’t want to tell people what they really do
Exactly.......consult with your mom of her opinion of the young lady and most certainly DON'T lead with your money in anyway shape or form!
melanie crawford what do I do if I bought a flashy sports car. Because I love cars. It's hard to hide it :|
then make sure you ride it all the time, and pair it with a flashy house
HingleMcCringleBerry in my opinion, you've already shown the first outward sign....however, I think Dave's suggestion of engaging in financial discussions is a great idea. You'll need to do some additional investigation to actually "see" how she lives her life and manages her own finances past as well as current. Also, in the beginning do NOT purchase gifts! Good luck.....
@fsmoura a flashy house is far more expensive.
@melanie crawford lol thanks. I try to avoid any discussion about what I do or any extravagant (expensive) dates. I think it becomes clear of the ones that are interested in money early on. i do genuinely have a passion for cars though, i hate the outward appearance but i also smile every time i see/drive my car :D :(
Back a few years ago I married with a fake prenup. It was something printed online. I didn’t own much so it wasn’t necessary. Anyway I wanted to see her reaction. She graciously signed, she had my full confidence. Later I told her the truth, glad she laughed about it.
"Weird can just show up" This is a fantastic sentence.
I agree with Dave. Get to know her (personality, dreams, etc.) as a person and then WHEN and if the relationship gets serious divulge into what you make. Gold diggers like to move fast in relationships. So that's another point.
pamperedgurl yes good point! They'd want to move fast. Have you pay for them, buy them things, pay their bills cos they are damsels in distress
This is a great, well said comment
Better yet, AVOID women with debt! Only date a woman who can provide for herself and has her own wealth in the first place. That;s how you stay out of a situation where you could get used!
Have money? Marry money...that worry is minimized. Ppl who marry equals in life stay married. Looks, income, professions...all in the same league.
Daniel B Very true unless one holds the upper hand in terms of power, wealth and the other is happy to play the submissive role without conflict
You're the on right path but not exactly. Equals in moral character and desires regardless of income. No offense, it's like you're saying a pauper can't date a rich person without the temptation of wanting their money. If the pauper has good good moral character in the secular sense because religious morals are entirely different. Also if the rich person has good secular moral character as well as the pauper then the romantic relationship may just work if the couple agrees. Moral character matter above anything else when it comes to human traits.
"Gold-digging" is a vice not a virtue.
That's stupid. Love does not know net worth. That thought process makes me sick. I have family that thinks like that..and I'm with someone that works hard and doesn't make much. I'd rather have a hard worker than some pansy that happens to have made it because well...he's a trust fund baby that doesn't wanna do anything. Or he made it with little effort because well..his parents buyed him in.
Daniel: BINGO! This is a viable solution.
Women never marry down, they marry up or sometimes across so the only “real” woman available to him is equally wealthy.
I would love to have those problems.
gary warmanen work smart and hard, that might do the trick
No you wouldn’t trust me. Money brings a lot of fake people who just want to be in your life because of what you have. They are not really your friend and they just trying to take from you. It gets old.
@@user-hs2hd7wp9g ive worked hard but only make 24k a year, guess i need to find the smart part which i cant seem to.
Ivette Cruz weeding out fake is easy. Being broke is not lol
Marcel Rodriguez go to school, if you cannot go to school read , read, read. Your local library can teach you tons! Most people that are successful over the long term are voracious readers! Read books about business, read books about leadership, read books about the world. Follow Bill Gates book list etc etc
Don't be flashy and don't tell them
It’s all about how he presents himself to women. If he relies heavily on how much money he has in the bank to attract women he will get what he deserves.
Do not tell her you have any money. Just date her like the average Joe.
It's ironic: Men generally want to get rich to get hot looking women but then that day arrives, they don't want to attract gold diggers.
How is it ironic?
Wanting someone decent looking is different than wanting a thief in your life. Lol
The guy needs to drive a honda civic and shop at aldi and start a small company that doesn't make a whole lot of money, but is fun and something to fill his time with. Otherwise he's going to attract ho's like flies to honey
Finding a women is like finding a friend.
There is as many good as there are bad.
finding someone compatible isn't always about someone being good.
Genghis Khan sounds like someone is just sour that they aren’t successful and are looking for a way to rationalize it.
aldis is awesome!
@@bighands69 noooooo. There are many more bad than good.
Do what Eddie Murphy did in Coming to America, he told women that he's a goat herder.
Indeed
😂😂😂
When you think of garbage, think of Akim.
🤣
The best way to make sure that a women doesn’t marry you for your money is to marry her for her money LOL
But women with money usually marry men who have more you loser
Lol
If she is smart she get a pre as well and list cheating in it
Reverse UNO card
Check mate
This is the coolest story ever. I don't think Dave understood the magnitude of his contribution to your success. A year of pounding pavement and keeping on. Seriously impressive. Also, tell her nothing, live and dress like a normal guy and go with your gut. Always, always go with your gut. Dave's advice is spot on ESPECIALLY THE PRENUP!!!
6 Gold diggers disliked this video... 😂😂😂
Brandon Daniels Right
Brandon Daniels lol
Brandon Daniels 117 now
@@peterpeter-rn8qz
135 now😂
After a year now its 147 gold diggers more to come. Haha
Drive a 90s honda
My husband drove a ‘92 Mitsubishi Galant when I met him. I had a house, a car and a SUV. We built together.
Destined to chill 😂
My Aunts second husband told her he was worth millions the night of the wedding. Her third husband told her he was worth 4.3 million three days before the wedding and she told him, "I've been keeping a secret too, and that's pocket change." True story. They were both great men and she loved them dearly.
So she divorced them and took their money? Or killed them and got their money and the insurance?
@@TurtleMyrtle12 Nope, she loved them and was married to them for many years before they died, both died of cancer.
That happened to a couple I know. He told her his net humongous worth the day before the wedding!
Can you ask her for signs of wealth? How are they treating her during the dating stage?
How do I avoid gold diggers? I'm worth 5 bucks and a couple soft tacos from Taco Bell? HELP!
Don't forget the hot sauce!!!!!!
😁😁😁😁😁😊 life is 😁😁😁😁
No Mas
this guy sounds like he has a good head on his shoulders
Yes, he sounds like such a nice young man, very well mannered!
At the end it sounded like he had a decent six figure income but was only starting off with that accumulation. Is it just me or does it sound like he's counting chickens before they hatch?
it gets obvious pretty fast, some times. He may just be a honnest guy that's super-aware of the incoming trouble
watch the movie coming to america
Dean Arata 😂🤣😂
🤣🤣
ahahaha stahp
mc dowell's
JUST LET YA SOUL GLOWWWW
I've never been a fan of Dave Ramsey because I'm not the sort of person who has difficulty controlling spending. I happen to despise shopping and spending money isn't something I find pleasurable, but a necessary part of life, like taking out the trash. So his philosophies have never appealed to me. But I really liked this. He's growing on me.
Im Australian, live in Melbourne, Aus .. We have nothing like the Dave Ramsey show in Australia, its great. Basic practical wise grounded advice, thats applicable.. its great.
Find a women with a similar mindset that has her own.
Doesn't exist
@@cooliipie hahaha, fr tho
There are women who are not gold diggers. They don't want a rich guy. I never wanted a rich guy, but jobless guys I don't date either anymore, cause they're after my money. I bought bunnies. They're happy with a bag of hay.
"Find A Women"...*Woman
I agree. My husband and I didn't disclose our income until we were engaged. There are other questions a person can ask to find out how a person deals with money.
Just go watch the movie called Coming to America...
I have never discussed finances with any potential partner until it’s clearly serious and marriage is o the horizon. I have only known incomes of two people I have ever dated and vice verse. No one outside your house needs to know what you make. Redflags are redflags. People who can’t support themselves need to be avoided, it will be clear.
P Teifert well said
I only just support myself I'm a red flag 🤣🤣🤣
You sound like a gold digger anyway.
No one outside the house needs to know, plus no one inside the house too. But of course dont be selfish, contribute to the family, but dont tell them how much money you have
@@rz9018 I would disagree, partners living together should have an idea of each other's income and they should behave as partners. But until then, it's no ones business
I would make it an absolute rule to:
1.) Tell her about your wealth well before you propose
and
2.) When you DO tell her about your wealth, casually mention the pitfalls of that wealth and add "yeah, if I were ever to get married I would absolutely have a prenup agreement" then see how she responds both immediately and over the next few months before you even think of proposing to her.
I’m in the same position (not a millionaire, but debt and mortgage free etc) and I have to be very wary of suitors who inevitably are divorced with children, have maintenance payments and live in a grotty little bedsit who are solely hunting for a career woman to ease their financial burden. That woman is NOT me!! I drive a 24 year old car with scratches, a few dints and a ripped-off bumper and the way people react when I turn up on a date tells me more about THEM than any amount of conversation ever could. If they patronise me, look down on me or make assumptions about me based on my car, I’m off! I suggest this young man does likewise if he wants to find a person of integrity and decency.
It's quite simple, she can't be a gold dig her if you don't give her anything, it's a 2 way transaction, only the person with money can allow someone to gold dig, also evaluate the kind of person she is, her accomplishments, her goals, her past decisions, the kind of men she's dated, does she have children from multiple men? Those are all questions you need answered.
Cuh ! On God !
My first advise is not to get married. Go talk to older men who were successful and got destroyed by family court. If you just have to get married then start by looking at wealthy older people who you wouldn't mind having as in laws and see if they have daughters. Sort of a top down approach. Higher a p.i. and check into everything. Make sure that you are actually dealing with a successful family and not fakers. The more you learn about women the less you will want to get married.
What about a prenuptial agreement??
Never entertain marrying a woman who does not have her own wealth or successful career of her own. This is where I’ve seen so many men get into trouble!
What an awesome guy with his head truly on straight. That was some great advice from Dave as well. He definitely should not drive around in a Lambo or some other flashy car that will definitely attract the wrong type of women
JulianaHereOnEarth beaters are better I can leave it in a ditch and won't care
spirals 73 time to wrap my car in chrome
JulianaHereOnEarth noone really cares
And he can own those cars. Just only drive it when you don't want to find a partner and keep it away from your residence
He can’t afford a Lamborghini on $400k per year. Taxes will bring him down to less than $300k and he still needs a place to live.
How to avoid gold diggers?
.........be broke
Its worked for me 100% of the time.
logic
Such a high IQ move
Or date women that are at least as wealthy as you.
Date richer women. BE THE GOLD DIGGER.
Prenuptial agreements are usually worthless in court. Don’t get married or only date someone that’s already well off on their own.
Don’t tell them you have millions. Don’t show off. Your 26 I went to some community colleges classes at that age and met a bunch of single woman they don’t expect much or would believe your rich going to community college. Take classes meet them thru there it’s a lot of fun too.
Keep it down we don't need more competition
Drive a Ford Pinto...
Wear $10 shoes from Wal-Mart...
The "gold diggers" will stay away!!
....Drive something safe and reliable, just not new or flashy. Like a used toyota or honda, 5+ years old but low mileage, or a significantly older but low mileage and well cared for lexus or even a very old luxury vehicle like an old mercedes diesel. You could have some toy cars, but just keep them out of her sight, she doesn't need to see you in your luxury exotic sports car that you keep hidden in a storage unit or something. Just go get it when you want to go for a fun cruise.
@@hzuiel keep an extra girlfriend around too just keep them out of her sight.
Make sure the woman you date follows Dave Ramsey's plan...no gold diggers on this plan LOL!
Very trueeee
Don't lead with your wallet. No ridiculous expensive restaraunts early on. Drive a regular car. Have a modest home. Do NOT loan her money. Don't constantly wear designer clothing. Don't leave account balances laying around. Etc...
I will tell you the same think I told a childhood friend who complained about meeting only gold diggers. Don't show your platinum card every time you go out. Don't overdo do it on your dates, friendships. And don't buy the latest ferrari to drive her around!
Just don't date outside of your class.
If you're worth 5M+ then only date women worth 5M+.
When neither party stands to gain from the relationship then love will be the only driving factor.
I strongly agree as I mentioned earlier I was in the Philippines. An American is kinda rich there so be on the alert for gold diggers.
Nahh, that’s just not true- you must not have ever been in a scenario like this guy. I know of a specific couple where the guy is worth 40M+ dating a girl worth nothing. The guy went back to school to get his Ph.D and met his wife, from a 1st gen family, who’s broke there.
It’s just about making sure you are compatible and share interests. The aforementioned couple is incredibly happy and have a lab together, they have similar hobbies and compete against each other while obviously being in love, and supporting each other.
Green Mills I mean, I do and I have. Maybe you’re just not acquainted with enough intelligent, hard working men and women. But that says more about you than about the state of things.
Jacob what does she do? Does she still work?
A women worth as much as he will be going for a man worth way more than him.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Donnafrank-k6e However, if you do not have access to a professional like Suzanne Gladys Xander, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@AlexHunte98 Oh I would love that. thank you
@@Donnafrank-k6e Suzanne Gladys Xander is her name .
Lookup with her name on the webpage.
We still call them gold diggers, Dave 😂
I feel he only called to gloat his new found wealth
Exactly, it’s made him happy and he can’t hold it in. He will be disappointed once he’s in a sexless marriage lol
This is the smartest guy ever! More wealth then 99% of other people his age and is thinking critically of the future. Many people would envy to be in this guys shoes.
1)Don't get married
2)Don't cohabitate.
3)Don't get her pregnant
4) Don't show off too much
True and never consider dating or marrying a woman who is not financially sound on her own. Meaning no debt! That’s where men tend to get into trouble.
If you would get married get a prenub
@@techtherapy9467 Family courts dont operate under the regular court systems and are feminist run and the man will get destroyed 94% of the time. Do a litle research and youll find out they throw prenups out in family courts all day "for the good of the child". In many circumstances they can take a mans inheritance or properties aquired before the marriage in addition to taking his child and hitting him with a ruinous figure for alimony and child care. He cant pay, He goes to jail. I'll pass on the marriage but if you feel like you can beat the system and beat 50 years worth of analytical data, you go right ahead and Ill be here praying for you.
@@EadsB7002 why should she tell him she has debt? I thought Dave said act poor aka decive her. Why not decieve him too?
watch and wait, they will reveal themselves, you got time your young
“My son didn’t have no money cuz im not dead” but im dead laughing 😂
“Weird can just show up in form of her mother.” Too funny and true.
This guy is my inspiration. I hope the stars will align for me as they have for him.
Just the way he presented himself tells me he can't help but flaunt his wealth.
ur surely a premindset woman who didnt hear the coverastion properly
I 100 % agree. When he said he told his friends to "tell him if he changes" I had the worst cringe attack!! Good luck buddy!
If it was in person then I agree, but in this case he is anonymously voicing it out to a financial advisor who is also in a wealthy position. The caller over the radio doesn’t have the time to introduce himself or his hobbies, he just wants to get the key facts over and an idea of what he should do. It’s no different to a caller over the phone in an opposite situation, in financial difficulty and seeking advice on what to do.
I am really beautiful, so it is tough for me to know if they want me for my looks or my personality. Same issue different day.
I rather have my dad alive & well than just money
Many years ago I had a girlfriend in her 20s who bought a new Corvette. She wanted me to buy us a house with my life savings while she used hers on the new Corvette. I told her that was unfair and not good Christian stewardship. . She really wanted to marry me and was very pushy about it-even though I had never proposed. I cancelled her wedding plans and moved on with my life. I felt like I had dodged a bullet . That Corvette had saved me from marrying a spendthrift woman. I was heartbroken, but wiser and better off.
Now I'm very successful financially and cautious about who I date. Ideally, the woman should be beautiful on both the inside and outside. I use the story of that Corvette in the Financial Peace classes that I teach at my church.
Wonderful reply. Wonderful instant intellectual response. Will surely see more of your videos. I am from India, i have never seen people helping on radio so intellectually.
well, living in south dakota he'll probably be alright! 😆😆
Lolz
Eat tuna fish sandwiches, ramen noodles, buy clothes from Goodwill, don't get cable TV, drive a 1984 Buick LeSabre, and carry only basic cell phone service. That's all you need to attract the right woman.
William Reed Ok just cuz the man should hide his wealth doesn't mean he should live like a complete bum
William Reed - Hey, you're describing MY life!
William Reed lolo
that's gonna attract some trailer trash kind of women
quick sandwiches for life!!!
If you are a millionaire they will all be golddiggers at that point.
James Johnson
James Johnson unless she's also a millionaire
Then she's looking for a billionaire. ..Do you even women?
James Johnson---Valid point. Women practice Hypergamy.
Anton Zuykov my comment was clearly saying she wouldn't be a gold digger if she was a millionaire herself
Have to watch out for the mother in law and the crazy aunt. Love this Dave.
It was the crazy aunt who encouraged President Clinton's young intern to set her sights on him. She nearly took down the president.
I have the opposite problem. I invite a guy to my beautiful condo and he feels threatened because I don’t need him financially.
You don't need such a man. Look for someone a little more secure Good luck!
Please how exactly do you know that he felt threatened because of the reason you think?
Date your own kind what is in the same level as you and never tell others how much you have
Exactly what i've been saying! AVOID the ones with any kind of debt or without a successful career/wealth of their own. They won't need your $ in the first place!
Dave Ramsey saved my life. Now I'm single for the rest of my life
I’ll let him borrow my 1990 Honda Accord for a date
I hate calls like this, taking time away from callers with real problems
Weird shows up when there’s that much money in the form of someone else is a view I hadn’t thought of. Solid point.
Just tell them you live in SD lol, jk sorry, actually I know it's very beautiful there. I mean, just get to know the woman, you don't need to tell her anything about how much you make or infer it with a fancy car or expensive clothes. Gold diggers are attracted to that. If you meet someone and it gets serious, or close to engagement that topic will come up, but at that point it won't be a determining factor. But in the meantime, I wouldn't give money any focus in the relationship. Also, Look for a girl who is driven in her own right as well. I live in miami and I've worked and gone out with wealthy guys, but I make my own money. There are driven women out there, who know how to handle money and have their own calling. I think a woman like that, will complement your personality and drive as well. Look for a women who wants to build an empire with you (before she knows you are well on your way). As a Christian, ask the Holy Spirit to give you discernment as well. Lastly, If you don't want her to be after the money, don't show her you got it. You can treat her, but no need to make it rain every weekend, lol. Use wisdom. Also, instead of using that money to buy fancy stuff, start investing it in improving yourself, invest it in multifamily or something that will continue to pay you back. But of course, do the research first, don't want to do something foolish and lose it. Anyway, just some ideas. God bless your journey!
Sioux Falls, SD is surprisingly one of the best places to live in the country(other than when it snows). Income is great, cost of living is low, and no state tax.
Yeah SD is a great place to live!
You have given this guy straight line fact whe n looking for real instead of false intention. NEVER LEAD WITH MONEY....NEVER BRAG AND STOP BRAGGING BECAUSE NAMES TRAVEL
Sorry sd sucks outside of the low cost of living I hate it -.- but as a dad of 3 the low cost is stopping me from moving right now
Honestly this is easily one of the most positive and mature comments I've seen on YT :)
Drive a 90s Toyota Corolla and not a single one of them $$$diggers will get within 100ft near you. Or get a good lawyer to write up an ironclad prenup. Or better yet, don't marry.
or tell them you work at UPS loading trailers part time!
I have a 90's Corolla and I can vouch for this statement...
I'm so emotionally stable that I don't need anyone, because that would be needy.
Stop making fun of me. I need to get married.
Dave is absolutely right. If you're not emotionally whole you will be needy, and you'll use your money as fishing bait to bring women to you. That only spells disaster. I'm 26, single, and have the same problem. Glad I saw this!
Unfortunately, prenups really aren't worth the paper they're written on. That's a fact. God Bless, *A.
Six letters: PRENUP 😂
Rebecca Rider WARNING: those do not work and can be thrown out far to easy
That only affects people in certain situations. Good lawyers will shred that. Not getting married is the best solution.
If its a legal agreement then how does it not work? Whats the point of it then? It makes no sense.
NurturingTalents pressured into it wow. No one holds a gun to their head and forces them to marry them lol
People haven't elaborated enough on this. There are a number of reasons that prenups don't work. In most jurisdictions they have a time limit. They can not stipulate child support. The closer they are sogned to a marriage, the easier it is to claim that it was sprung upon you and you were coerced into it. It could be thrown out due to allegations of spousal abuse. The bride can also claim that she did not have proper legal council when she signed. Another reason would be that you omitted financial information when it was signed.
So what are they good for? Possibly good for the expectations of the marriage being laid out, and also for lining the pockets of lawyers.
It's never a problem until it is. The best advice is DO NOT GET MARRIED. The laws will eviscerate you if you make the smallest if relationship mistakes. These laws need to change before we can have healthy marriages.
I could see this guy telling everyone with a hole how much money he makes....
MrGeicoTruth Plenty of places in S Dakota to dump a body. His future if he runs his mouth too much.
Somebody's jealous.
Millennial of course.
@@YellowheadHomestead I disagree, he sounds super excited to be making how much money he is making (and I don't blame him) and he voluntarily discloses to Dave and the other listeners how much money he is making. He should learn to only give as much information as asked for, no more, and probably less if he can. More about prudence and being tactful than anything else. With that kind of money at that age he will need to learn how to handle those situations without jumping off his seat with excitement. Maybe have a celebration with his family and friends to let off the steam then calm down and take it all in, get used to it.
@@thecurrentmoment I think you misunderstood my comment -- I was referring to the original commenter (MrGeicoTruth) being jealous of the caller.
I have no problem with callers discussing their income on the Dave Ramsey show.
I love this guy he changed my life for the better thank you Dave
in SD is it normal to begin every sentence with “so” or is that a nervous tick?
Best Advice: DO NOT GET MARRIED
Not at this young age
@@tashurasmith2147 Never.
Not at a young age and marriage should definitely not be taken lightly nowadays. Men with any sort of wealth should avoid women who are not financially sound on their own at all costs. If she has any debts whatsoever- no way.
Nah bad advice he just need a prenup
@@biblicalthinker2.083 When you think prenups actually hold up in the court of law. 😂 Comical.
Dave, what do you suggest as far as trusts are concerned? Are there any tools the caller can use to legally isolate some of his money so that it is segregated from what a future spouse can try to take in a divorce?
That Title says everything
It's a challenge. I consider myself solidly middle class, but on the high side of it. I bought myself a house at 29 and an airplane at 36. As a single 38-year-old, I could go on a few dates, but it didn't take long for women I might have gone on a few dates with to want to "have dinner at your place", or rent a Blockbuster and "watch it at your place". It wouldn't take long to figure out by my house, and my car that I was probably doing pretty well.
I agree with the answer. Be sure of who you are and what your values are and stand firm in that. Date women you meet at church or at civic groups (alumni associations, Chamber of Commerce networking events, etc.) Date people of personal accomplishment and similar values.
True story: when in college, I met a lady who was in her senior years. When she was young, she met and married. She did not know until her honeymoon that he was WEALTHY. She thought they were going for a weekend honeymoon. But, no. They went on a ONE YEAR world tour! He bought her whatever clothes, etc., needed as they went.
What I told my brother and I HIGHLY recommend, do not start by trying to impress by spending money. Start with ultra cheap dates...walks in the park. Visits to a museum. Even an afternoon at the library. The goal is to talk. To see if this girl cares about you. Any girl that like the guy in a wholesome way will want to spend time together. They do not require fancy dinners, etc.
Also...those who are newly rich need to learn from "old money." "The rich have money because they don't spend it." That's a nugget I learned from an old money family guy. 😊
Above all, honor God with your money...in secret. Be careful not to indulge your friends either. The Bible says to care for widows and orphans. I don't believe in "random acts of kindness." I believe that God is very intentional.