This guys is genius!! I always spent my money from paychecks, but this revolutionary new idea of not spending my money wow just wow. Absolute genuis bro, you are god
Hi Omkar, Again you have shared your real life story. It's really helpfull to youngsters. It will help to inculcate habit of saving in early stage of life. Eventually it will help to retire young. You have elaborated with magic numbers. Complex Subject made easy to understand. You always give practical solutions to common issues of students abroad. With loads of Love from India. Keep growing , Keep going, Keep sharing, Keep inspiring ....
hi, i wanted to know about harrisburg university, can you please share about it? I mean how many international students are there? ranking is pretty low so how does this affect getting a job after completing MS? The fees look pretty low, is it any good? Will be helpful if you shared.
@@A_Sen_0If you clearly check where every dollar of that 3k is going, You might find things you’re paying for, but not a necessary living cost. For example, Home rent is a necessary expense, but a Disney+ subscription is not.
Hey bro❤️🔥I'm coming to usa soon as a student in bachelor... My question is if i earn 5 thousand us dollar per month after meeting all cost like grocery, accommodation, and I'm living alone, can i send 2 thousand dollar per month to my mother?
401k I can only withdraw my money at age of 59 nd above how it is feasible for h1B visa? If you leave USA before that on early withdrawal your money becomes taxable and also there is 10% penalty… so how it is saving me money on h1b status unless I stay here till I retire
I used to think just like you, it’s called short term thinking. A good samaritan enlightened me. I’ll share some of it here… 1. You get extra 3% from your company which compounds. 2. Second you can borrow money from your 401k at only 4% per year so you don’t have to sell it. 3. Even if something goes bad and you have to take a penalty of 10% you will still end up in positive because you gains and company additions will offset it. Think of this as a way to save money for a bad time. Good luck 🍀
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This guys is genius!! I always spent my money from paychecks, but this revolutionary new idea of not spending my money wow just wow. Absolute genuis bro, you are god
Saving money is making money.
Dumbo
Lmfao.
Also do a Roth IRA (or a traditional IRA). Let that money grow in stock market and take it out tax free.
10k usd per month would be sufficient live in USA with family? (Wife and daughter)
Hi Omkar,
Again you have shared your real life story. It's really helpfull to youngsters. It will help to inculcate habit of saving in early stage of life. Eventually it will help to retire young. You have elaborated with magic numbers. Complex Subject made easy to understand. You always give practical solutions to common issues of students abroad.
With loads of Love from India.
Keep growing , Keep going, Keep sharing,
Keep inspiring ....
Thank You Kaka.
hi, i wanted to know about harrisburg university, can you please share about it? I mean how many international students are there? ranking is pretty low so how does this affect getting a job after completing MS? The fees look pretty low, is it any good? Will be helpful if you shared.
Hello, kindly email me at Omkarhelps@gmail.com. I’ll share the college info.
Bro is that vacancy available for quantity Surveyor Job ?
what other options available if company not providing 401k benefits?
Do ROTH IRA with Robinhood. You get 3% with them
My company also not providing 401k, can you please do video about Roth IRA bro
What index or mutual funds you recommend?
You can save upto 45000 $ per year if you have 80k pay
So who will pay my rent & bills, living cost is minimum 3k / month ie 36k gone + then pay tax
@@A_Sen_0If you clearly check where every dollar of that 3k is going, You might find things you’re paying for, but not a necessary living cost. For example, Home rent is a necessary expense, but a Disney+ subscription is not.
Can we start hight yield saving account on H1B?
Yes you can! There are a lot of options out there. Make sure the bank you’re gonna choose has FDIC insurance.
Please make a video on how much vacation you get and how you plan it. Do you visit India during vacation?
Sure will do.
Hello sir,
I am in 4th year of civil engineering when I can start my process to usa for masters
Now is a good time
Hey bro❤️🔥I'm coming to usa soon as a student in bachelor... My question is if i earn 5 thousand us dollar per month after meeting all cost like grocery, accommodation, and I'm living alone, can i send 2 thousand dollar per month to my mother?
Yes I guess
401k I can only withdraw my money at age of 59 nd above how it is feasible for h1B visa? If you leave USA before that on early withdrawal your money becomes taxable and also there is 10% penalty… so how it is saving me money on h1b status unless I stay here till I retire
I used to think just like you, it’s called short term thinking. A good samaritan enlightened me. I’ll share some of it here…
1. You get extra 3% from your company which compounds.
2. Second you can borrow money from your 401k at only 4% per year so you don’t have to sell it.
3. Even if something goes bad and you have to take a penalty of 10% you will still end up in positive because you gains and company additions will offset it. Think of this as a way to save money for a bad time.
Good luck 🍀
Agreed!
401k balance
Will do it 😊
401k balance
Will do it