REALITY OF 1 CRORE SALARY IN USA? | IS IT ENOUGH TO SURVIVE? | ALBELI RITU
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- เผยแพร่เมื่อ 6 ก.พ. 2025
- REALITY OF 1 CRORE SALARY IN USA? How much you can save and how much will be your expense?? What kind of a lifestyle will you get after earning 1 crore ?? Is it worth to stay away from family? We have discussed all the expense including tax, rent, amenities, travel, groceries etc.
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My name is Albeli Ritu and I love telling stories. When I was a little girl all I wanted was to do something creative and different. I didn't have the courage to do it for the last 27 years but finally, I have decided to be the hero of my own story. I came to the US in 2018 December and from 2019 I am sharing my journey as a TH-camr in America. I make travel and lifestyle videos in Hindi from America. I recently moved to London, UK and I am very excited to share my experiences and the whole journey with you. If you like this video don’t forget to subscribe.
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If you like the video don’t forget to like and subscribe. It will mean a lot to me. Dhanywaad 🤩❤️🤩
Ritu tumhara kaam bahut accha hai. Kabhi kolkata aoge to milunga. Ya hyderabad me aoge to milunga. Prashant aur tumko mera amantran. Bahut age bado tum. Ashirwad aur pyar
😍😍
Yes, by all means without fail. Thanks
Okzzzzz..
Liked, subscribed n shared as well 🙂🙂🙂
The fact that this video is shot in a public place for free without going to any restaurant or cafe, says a lot about the money situation :)
Respect to all the people who live away from comfort of their homeland. Cheers to your hard work.
Itni gareebi bhi nahi hai 😂
To give an idea of high end expenses: Time Square NY City small 1 bedroom - $4600 rent (that's a very good deal). Total monthly expenses, Including rent, with controlled spending, and with very controlled eating out - almost $11k. Besides, NYC has both high state taxes and city taxes. Everything is extremely expensive in the Time Square area for anyone who lives there. (Surprisingly, you can get some cheap foods there but you can't eat that all the time every day).
So, if you earn one crore, you will not be able to get accommodation. To be eligible to get a room on rent, you must show that you earn at least 40 times the monthly rent, which is more than 2 crores. But again, salaries don't mean the same things, given the horrendous expenses.
You are taking an extreme example, have you seen rents in Mumbai? 1BHK rent in south Mumbai is in excess of $1000 Dollars but salaries are 10 times less than Manhattan for same jobs.
A car is cheaper is USA, baaki goods are also same price... so lifestyle is much higher...
Yea but a guy working in NYC will probably be earning way more than a 1 cr. For example, consultants after MBA easily earn 175000 USD base pay excluding performance bonus and sign on bonus. Which is around 1.4 cr ( only the base pay ).
@@amrahs6999 True.
By what you say I can infer that with the salaries people get paid they can only visit Timesquare but can't afford to rent a house in that locality. 😂😂😂
@@professordumbledore369 Sir, nobody rents a "house" in Time Sqaure, unless they are extremely well off. :) We are speaking here of only single studios, or one (or two very tiny) bedroom apartments. Anything bigger will be far more expensive.
Amount of money saved in 2-10 yrs or may be lifelong is much less than living with your parents, seeing them, sipping tea with them, having lunch dinner and outings with them. Not visiting your parents in a hospital as a TOURIST is certainly priceless.
Dont be emotional bro
Ku mjh janai se rokh rha ha
Paise nhi kama paya to yahi parents joote maarenge tujhe... koi respect nhi krta nallo ki
Then take your parents to U.S
it's as simple as it looks,
I'm gonna do it.
@@filosty5350 they are making your life as a slave to live in us .do you think your parents are welcomed there?
Even after 1cr, we never get close to our family and also, it always feels like a stranger there.
WFH from Indian villages have different charms. No rent, no extra expenses, close to nature, part-time farming.
I agree...
Right 👍 my son...a software engineer is earning 70 lakh here in India ....and so far he has refused 4 offers by his co to go to USA with double of this salary.....he says...I cant tolerate the racism which Indians face there
@@sapnadutta7509 ❤️❤️❤️❤️
@@sapnadutta7509 I love this
@@sapnadutta7509 where he graduated from ?
Shank - the Champ... Nextlevel ka sense of humor.. Love to see him again ♥️♥️♥️
I have 2 helpers for my ailing mom, 2 maids for cooking and cleaning. And certainly I am managing all expenses below 70 k INR per month. I guess I have a life style that I am enjoying back in India. I mean certainly the glamour and progressive lifestyle in USA is attractive but what if that starts to fade away over a period of time? Also I guess the change of mindset that happens after moving away from our own culture like emotional distancing from parents etc is something we need to think seriously. Boss, I personally think nothing is lacking in India. Literally nothing. But I also respect all people who struggled to bring a change and moved out of India with big dreams in their eyes.
I moved to England in 1968, three weeks after I got married at 18. I am now 75. I don’t have any family members here, except my own family with children and grandchildren. I have to say, I didn’t miss the family when I arrived as there is no servant, no one to iron your clothes, do the cleaning and cooking, the gardening, taking care of the children. Life becomes super busy almost overnight. I do visit Mumbai every 2-3 years. So not everyone misses their family, you become busy with your household responsibilities.
Very Well Said. Money and Comfortable lifestyle can not match the enjoyment living close to siblings, parents and relatives.
Prepare 33% tax in California if you are single. 24% if married. Petrol is 30% above national and rent are exorbitant in SFO
Is 2cr is good salary per year in usa
Iss logic se to bhai tu gaon me reh kyuki sheher mehnge hote h ...
I left California ...that time my salary almost 1.25 cr ....now in india I earn 80 lakh and ofcourse I am very happy with my family and friends
How you earn 80 lakh in India?
Hii
@@ashishahirwar5526 very simple bro....do work hard and enjoy...
@@ashokpooniya227 Sir are you a software engineer....can you please give me a 360 view like living in US for 10 years then retirement in India...is it feasible and easy as theoretical data
@@chakrabarti9634 if you are not alone and you find your Love,then everything is possible bro....and many things depends individually person to person...
Mam, i think Every place is same ..Your cost of living depends upon your way of living and location like Mumbai , Delhi cost of living will be higher as compare to a small city except tax and insurance is more in usa than India.
Dollar, rupee , crore monthly, daily income , new york , California confusion confusion confusion
Shanky’s way of sharing knowledge was Full of Fun…..you all made every episode…..I Think…..Fully Informative and Entertaining as well 😊🥳
Great Work Ritu 👍🏻👍🏻🇮🇳🇮🇳🇮🇳
Avoid the Angoor khatt hai mindset.
New York City here. Not going to Jersey. Rent+taxes higher here in the city.
Keep comlaribg to be miserable. Don't forget price you put on happiness. Being with family and friends.
This is still very average expenses...actual expenses are higher than this.....if someone in IT and in North India/ Pune and having package of 30-35 lakhs better stay with family unless someone passionate about settling abroad....
@@Anu_India1234 A lot these days, especially product based. Even service companies started if you got a niche tech.
Yeah vi a jayenge vag ke .....kuch din ruko
The boy is overacting.
Dubai is far better. no tax, no racism, a luxurious lifestyle, and any time you can get back to India within a few hours.
i crore in USA is equal to around 15 lakh package in india, and i think with this package u can live much better life in india. and i think 15 lakh package is normal in many institutes like IITs and IIM and other private institution.
Yes sir Great
@@vinodsingh-dd1jjits common for it people from not so premiere college too
15 lakhs per month or per year ????
@@aaegatomondi obviously year
1 cr is equivalent to 27L in india as per ppp conversion.
Shanky bhai you should also start your channel.. You all guys are awesome...
I live in Sacramento California living in 1 bhk in 2000$ in rent.. and I have a family of 3 paying 1400$ per month for health insurance.
Ghosh ji namaste.
@@AmarSingh-or5cz Fliert krne ki koshish kre na aunty ko agr tune, Tho muh mai chappal maruga Tere samjha tu👉👉Last warning Dera Hu
@@aryansyodha442 🤣
Lol
Health insurance too much,rent in california and newyork city is too high we know it.Unless u have 2 bhk Apartments for family cannot be considered even middle class family.
No one covered the fact that you have to cook, clean, do your dishes. Maids are unaffordable in US
true
I'm a maid in the USA and I earn more than 600k dollars per year.
Bachcho, bahut achachha video banaya hai, average income walo ke liye achchha hai. Aapne insurance ke naam par sirf health Insurance kaa bataya hai. Bahut se Indians LIfe Insurance, Disability Insurance nahi karaate hai. Jo galat hai. Maine yeha bahut se logo ko dekha hai ki agar kisi tarah ki tragedy me faste hai, to bura haal ho jaata hai. All young Indians, pl. do take life and long term disability insurance. No one knows who will meet a tragedy and when, even though it happens rarely.
$ 10 K/year is enough for a family of four, in small cities of the USA. Can't own a house.
Children go to Public Schools. Borrow money for college education. Single car.
Two people should work. This is what most families do.
Wrong Info: New York State also has state tax. NYC has its own tax on top of NY State Tax. Please correct the info.
I have lived in NYC. Even his rent numbers are wrong. For $2-2.5k you’ll get a broom closet 😅
I crore is average salary in NYC. You have to earn way more and have to have 2 incomes to live a decent life.
Video tips 1 core salary 🇺🇸
1.rent expenses around 2500 New Jersey’s but Seattle 1800 k
2.pay taxes state 1500 to 2000
3.electric bill 100 $ internet bill 60 $ water bill 30 $
4.insurance expenses 150 $
Co pay with company
5.car insurance 200 to 250 $
It depends credit history pay bill on time
6.parking expenses 100 $
7.grocery expenses 500 $
8.haircut expenses 50 $
9.visit outings expenses trip 150 $
10.shopping buy clothes shoes 300 $
Is Seattle near NY?
Such a nice sense of humor.. Enjoyed the video
Shank is so entertaining 🤣 😂
medical and collrge fees have gone up sky high in usa - my son went to college here in 1991-95 and in the same place fees is ten times - when husband and wife work one persons salary will go for school fees of a child
But school education is free
don't have children. problem solved. I enjoy all my money for myself since I have no kids, no headaches no extra bills
Hi guys I am living in Kuwait. Here no taxes only expenses for room, food and transport but I have free transport
Lucky
Full of confusion should be compared by same post a IT person in India and in USA then it's a right comparison and keep I mind that in India he is buying house/ car/ taking care of his family Mother/ Father then see what's happening 😉 . In india after spending so much amount of money he can still save some amount of money but in usa he is in burden of emi,loan etc
Ritu you and Shanky have very good sense of humour. Very lively vlog.👍👍
Mam I just love your hardwork ☺️
Habibi for saving money UAE is best..close to ur home in India as well.. just need right kind of job n opportunity...and unless u want different passport , UAE is one of the best places to live.👍😇
No
Itna locha hai ... America me jina 😂😂😂... Mera bharat mahan 🙏🙏🙏🇮🇳🇮🇳🇮🇳🇮🇳
Ekdom sahi...PPP check karlo from world bank...atleast devide by 4.
Sachhime
Lawra jite hai... Us mein... Apna toh India 10000/- mein mahina ho jata hai👍
They go there not just for money but also for peace of mind. Labour laws are stronger in Europe and the USA compared to India . Your employer doesn't insist you to work on weekends and for more hours .
@@adityagade8621 I see no issue in working for like 9-10 hours a day because I found a role that matches with my psyche/wavelength
RENTS have gone up in all major cities. My area it use to be 1400-1450 for 1 bedroom back in early 2022. Now it has shoot up to 1600-1700. Buying house is also expensive.
I find the guy is very awesome. His sense if humour is awesome.
There is something called purchase parity. If you earn one crore rupees in USA, you will lead the same quality of life if you earned 27lakhs in India. So calculate it before taking any foolish advice
Ritu -I was wondering Shanky earns 1 crore salary but why does he sleep on the floor in his Seattle apartment.
Paise Jo bachane hai to Bharat ke majdoor Jai jindgi bitate hai
Hi Ritu ..
Got H1B approved..
My employer offering me $75000
Is it sufficient to live in California with family ?
Nope
If no option then fine,but in my understanding 100k is required
no way
Nope
Is 1cr salary ( staying alone literally ) is equal to comfort and love of your family staying in India ?
Shadi kr lo bhai... uski wajah se jhuggio me rhoge kya
@@abracadabra7550bhai Hagg diya tune ...jhuggio ko beech mein lakar..kyan india mein har koi jhuggio mein rehta hain .,..chote sehar mein reh kar bhi khule aur ache Ghar mein raha ja sakta hain.... America acha hain dollar aur infrastructure ke wajah se lekin hain toh doosra desh ...aur har koi money minded nahi hota.,.
Cost of living in US and taxes are much lower than other countries like Europe and Australia
Dono logo ke way of telling bhut achha lga ,mai pta ni kabhi jauga ya nhi ye to pta ni bss aise hi video dekhli 😂 but mja aya Shanky bhai bindasss 🤗
Hey guys.. nice video. ..you both are charming...❤️.... people think that in foreign countries you can earn lots of money...but in reality the way you spend india rupees same way you have to spend U.S doller in U.S... And there is lots of tax more than india.. 😂
In US population is only 35 crores where in India it is 141 crores which is extremely high.
And America is a continent whr as india is a country
@@religionofpeace782 America is a continent , not USA is. USA is a country
Still we have less medals than USA in Olympics not just usa but all the countries
I live in California and rent here is $3000 for 1 Bhk apartment.
India is great I proud born in India and stay in India
Jolly good!
They are making Christian countries economic stronger
Indians working hard to make America stronger 💜✝🇺🇸
I left Texas last year 10 lakh job in INDIA is far better than 1 cr in US
How
10 lakh per month or 10 lakh per year.. Loll. I dont understand how..
Bro to aapka us ka visa mujhe de do 🥺
@@joyoflearning2124 same confusion
@@joyoflearning2124 per year ofcourse. He's underestimating the amount but however 20-25LPA in India is same as 1CR in USA
100k+ salary is good enough only as a bachelor. Plan a trip or visit to a hospital will drain most savings. Now once the family starts, expenses double or tripple. Both husband and wife has to earn to live a better life and that too without a house help. Better live in India and live a better life for the equivalent package of 27+ lakhs or go to USA if offered 200k + dollars.
Very honest candid interview, nice to c Shanky again with his wonderful humor. Ritu u look lovely in long hair.
From San Jose here, you will not find good 1BHK apartment below 3000 USD. Just FYI.
Kritika ji namaste
Wat about medical expenses. Not just 4 d individual but whole family.. insurance 100%
Very expensive place just to maintain a normal life for family.. I think in India u can save more...
Ritu you saved this video by taking his bad jokes very sportingly. 👌🏻👌🏻
Apne experience se bata rahi hoon usa mai jab the tab itna saving hua nahi kharche bhi hua plus electricity and water and hospital mai bahut money jate hai bas school ki itni nahi hai tax mai jate hai money but wohi money or salary hame Africa mai mili ta hamari saving achi huye aur usa se bade ghar Africa mai mili thi plus maid bhi usa msi maid nahi Sara kaaam khud karo but Africa mai hamari saving achi huye so now we r in Africa
Needed a vedio like this .Thank you .
Fun statement of your channel really funny person
Style of explaining great👍
Very informative vlog. Kaafi accha estimate bataaya income & expenditure ka. 👌👌👌👏👏👍👍
Mark from Arizona.
bhai mast bnda h, ekdum chill...🤣
My Salary is 16 Lakhs in India and I I think I m much better than you guys .
Maids ka charge kitna lagta?? Bartan and dusting wali ka??
it would be better if you have displayed the expenses on the screen and sum them up.
Also, 17 min is a bit too long, plz keep it short max 10 min.
Thank you for creating such a formative video. If possible can you try to share details/ experience of someone like learning on a dependent visa.
Shanky's got good sense of humour 🤣
I dont understand why the Desis talk about US salaries in INR and start comparing. You are earning in $$ and not spending in Rupees. I wish the new desis stop talking this madness converting US salary in Rupees
Jitta aap rent ki baat karr rahe ho USA me usse kam to hum pura year ka expense manage karte hain india me, i love my india
The guest is very funny! I couldn't stop myself from laughing at his acting 😆
Merchant Navy guys and those who are on oil rigs sometimes make four times i.e. 30000 USD pm, tax free, in India as NRIs! One of my under 40 cousins made 15000 USD in 2015. Good doctors make upwards ten lakh rupees pm
Wha bhi bohot locha hai bhai
25-30 lakh fees hai merchant Navy ke aur koi gareenty nhi ke job lagege ya nhi
No life quality.
My friends left Good job from reputed rig.
It's not easy. you can't do such job for long time.
@@1.9tdilove71 In the long time we are all dead!
Buddy MBBS is the new BTech. Doctors have become a struggling community lately. A very small percentage of them make good money.
I would suggest not going into merchant Navy as it's too saturated and no guarantee of getting a job if you don't have connections.
Ma IIT se btech karke India me 12lpa pe job kar raha hu but mere Village me ek bhaiya usa se aye hai unhone bola 50 lakhs to mai tax deta hu jab gao ke logo ne ye suna sale mujhe log bolte hai tumahari salary to bahut kam hai. Ab mai bada demotivate hua itna mehnat karke 12lpa ka package liye uska koi value nahi karata Village me
India's rank in GDP(purchasing power parity) is 3rd in globe!
Means a person earning 20lac in India is equivalent to one earning 80lacs in USA.
All and all, SARE JAGAN SE ACHA, 🇮🇳 HAMARA!!
25 lakh in India is same as 100 lakh in US. But this ppp is not accurate. Cars and luxury items are cheaper in US.
Quality of life left the chat.
GDP per capita left the chat.
I year, mei 35 lakh tk saving hogi that's great thing
Btw this guy is too cool and funny 😂
Thanks for this vlog Ritu 💓💓 Needed this kind of informative vlog thanks a lot Ritu 💖💖💖
Sunnyvale me 3400dollar hai 2BR rent, gas is 5-6dollar, electricity, insurance n currently it is quite expensive.. but you can get 15% more than Austin etc place, effective tax is as high as 40% in California
Iss logic se to bhai tu gaon me reh kyuki sheher mehnge hote h ...
If you want more views and subscribers, please activate subtitles in English. Just a gentle reminder that 50% Indians do not speak Hindi, and have only a limited understanding of the language. The impact is even more, considering that majority of tech and knowledge workers are actually from South India!
Only south Indians don't understand n speak the national language of the country n learn international language rather...
Not 50%
@@sarbjitkaur8968 - Sorry to correct you on this, Sarbjit, but according to the Government's own published statistics, exactly 42% of Indians speak Hindi. That means nearly 60% do NOT speak Hindi (these are not my figures, but the Government's own published figures). Yes, I agree that this still makes Hindi the language most commonly spoken amongst Indians (because all other languages are spoken only within their own States and so have much smaller percentages) - but equally we should not forget that this still means over 50% Indians do not speak Hindi. Many people may understand some basic Hindi to get by in the marketplace while travelling, but that does not mean they have the fluency to understand or engage in a professional conversation in Hindi.
@@stephenmani8495 the data must mot include states like Punjab n others whose population can easily speak n understand n rather can write as well.. Pls don't take it personally.. but it's not digestible that the people of same country doesn't have one common language
YEP . I don't understand these numbers in hindi
USA mein salana Rs.1 karod ki salary lagbhag har Bharatiya kamata hai. Par salana 1 Karod rupaye Bharat mein acchi khasi salary hai par Amrika mein salana 1 Karod koi bahut badi tankhwa nahi hai. Waha ki zindagi mehangi hai.
I think you have not covered expenses in perspective of family with kids. How much does the education cost? I believe if you live with your Family in this salary then you can't save enough.
Very entertaining vlog 😂 Enjoyed it throughly 👍
fact that these two cant afford to sit on fancy place and take interview , says a lot about 1cr in america he he
1 CR in low salary in US. Not good enough for mid and large city.
One question i wanna ask that
If someone is earning in USA he'll definitely pay tax there
Then when he send money to india or his country then will there be also tax on that money????
No..But there is always a limit to send money…
@@priyankagoyal1 how much i can send in 1year
@@giit8515 lakhs
I really like your channel and I love to watch your videos Now I am your subscriber...
I don’t understand, giving the value of US salary in Indian Rupees. These two currencies are quite different. It would make more sense to explain the salary in US as $, as that’s the currency you use when in US.
Lady बहुत खूबसूरत है 🎉🎉😊😊😊😊
In Indian Metros it’s the same case .. & the Indian taxes . In India taxes are higher than US like Income tax in India 30 to 35 % for above 1 Cr salary .
It does not matter if you stay in Timbuktu or Switzerland..it matter how is your spending habit and how is your life style & how one is a frugal manager .
I offered 1.5Cr , 10 years back but could not go out of India .. increased Salary & stayed back .. visited at 15 countries so far .
Earn like USA and stay in India & enjoy .
I love my India .
Jai Hind
Phir Aap wahan kyon rahte hai
India mein mental peace toh milega
Itna Sara kuch hai phir bhi rahte ho to kuch to wajah hogi.
Eisa lagta hai ki ye secret aap share karna nahin chahte ho
India mein kitno ki salary 1cr ? Comparatively US mein zyada.. India ke normal income ki baat honi chahiye
1 crore bahut badi baat hai Indian Parents ko... Jo apni beti Dene jaa Rahe hain...
And I also want to know much more about your Grossery shopping 🛍 in USA 🇺🇸
Around 1000 a month for 3 person family
Namaste didi
Didi meri didi bhi 2017 mein switzerland Zeneva mein thi to unko bhi 1cr ka package mila tha tb unhone yah humse jhoot bola ki btaya ki 72 ka package lga😅❤
Shank-the champ😀😀😀😀
Get a degree from a top business school in the USA and in couple of years make several crores and save a huge amount. Things are cheap the USA.
I loved watching your vids. Now i found your channel back again
Madam.. uss paise se US uss tarah ka lifestyle bhi toh milega... free mai thodi de rahe paisa..
Plus jo commodities hai unki prices toh laghbagh same hi hoti hai har jagah.. thoda 10-20% ka farak...
US aur India dono mai laptop, mobile, ac, fridge, TV etc ki keemat tax chodke same hi home wali hai... Car toh US mai sasti hai...
Farak sirf rent aur services ki hai..
Super vlog. Shank the champ 🏆
Me pratham ko janta hu usne hi apka channel bataya mujhe
Bhai India main 15k salary wala Banda 6k room ka rent deta Hai + bijli ka bill or USA main 1 lac salary wale kee 2500 rent dene main itni fat jati Hai 2500 ka to yaha pe khaini khaa jaate Hain Bhai ye India Hai indians kee barabari kise se mat karo Please. we are proud to be an indian jai Bharat ..
Are there no schemes like free electricity, free rice, free education, free canteens in USA like India?
@@vkkulkarni8288 usse bhi zyada fukatkiye hai usa mein. Indians comparatively better hai usa waale ko sab free chaiye
Bhai wo usd hai jo banda waha 1lkh dollar earn karta which is 80lakh uska 2500dollar k hisab se mahine meh 25lkh jate hain kam kha hai
And would you live this life in India? Parking car few kilometers away!?
Good information ❤
First time saw your video. Disappointed due to 2 reasons. Content was presented very haphazardly. After waching 17 min video, couldn't know the monthly expenses totaled anywhere. Second irresponsible comments by male presenter like irregularities in his bill payments etc.
This is not a fair comparison.. For high taxes you get services like 911 , Social security ( where u get a cheque after you cross 62) , Medicare ( low cost health insurance when u cross 62) , unemployment benefits,Great infrastructure, way less pollution , bigger houses and a much better quality of life and of course great opportunities to advance your career. There are downsides to living in US as well but the system works in a way that you pay more to gov when you are younger and reap the benefits during your sunset years. Youngsters planning to move should evaluate their situation , goals and then choose.
just hovering over the topic and making the video for fun.
I just love the way you speak honestly ☺️@AlbeliRitu
$200,000 annually nothing for us in California
Really? Even $200k isn't enough?
I mean where else does your expenses go into?
Also I want to know much more about your shopping in USA 🇺🇸