15 EFFORTLESS Money Saving Hacks That Save Me $6,830 A Year
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- เผยแพร่เมื่อ 3 ก.ย. 2023
- Saving money doesn't always require effort. In this video I share 15 effortless ways to save money!
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Saving money doesn't always require a lot of effort, but sometimes you just need to be aware of certain strategies to save money. In this video, I share 15 effortless ways to save money.
1. Gasbuddy
Gasbuddy is an app that tells you where the cheapest gas is in your area. If you download the app and use it before you fill up your gas tank, you can save up to 50 cents per gallon on gas.
2. Buy A Water Bottle And Bring It Everywhere
Water is a completely unnecessary expense that many people will spend hundreds of dollars a year on. If you buy a reusable water bottle and bring it everywhere you go, it is an effortless way to save money.
3. Ditch The Paper Towels
Paper towels are a completely unnecessary expense that people spend hundreds of dollars on a year. If instead of using paper towels, you use rags to clean things around your house, it is a very easy way to save money.
4. Don’t Get Sodas At Restaurants
Eating out is expensive and it is more expensive when you buy sodas. If you simply cut out sodas and get water when you eat out, it can save you 10% off your bill
5. Pay In Cash To Avoid The Tip Screen
Everywhere now you are asked for a tip, which is called, "Tipflation." Although it is important to tip bartenders and servers, tipping everywhere can really add up. One way I avoid the pressure is by paying in cash at places that commonly ask for tips.
6. Get A Case For Your Sunglasses
Many people buy multiple pairs of sunglasses each year because they do not take good care of them. If you buy a case for your sunglasses and get in the habit of putting them in the case, it can save you money.
7. Get A Lower MBPS On Your Internet
Internet companies usually charge in "mbps," and this number can be very misleading. Having a higher mbps means that you can run multiple devices without it slowing down. For a family of 4, 200-400 mbps works fine and for two people having 100 mbps works fine.
8. Get Your Own Modem And Router
Another way internet companies get extra money from you is by getting you to pay a monthly fee for your router and modem; however, this is unnecessary. If you buy your own modem/router, it is an easy way to save money.
9. Don’t Eat Meat 2 Times A Week
One of the most expensive things people will spend money on at the grocery store is meat. If you decide to go vegetarian for two days a week, you can save money on the high price of meat.
10. Only Go To The Grocery Store Once A Week
Many people go to the grocery store multiple times a week, which makes them spend money in gas and getting items they didn't intend on getting. If you do all your grocery shopping once a week, you can save money.
11. Switch To Mint Mobile
Mint mobile is a cell phone company that uses T-Mobile signal that only costs $15 a month. The catch of the service is that it is second in signal priority, so your signal can be cut off when you're in a crowd. If you are willing to put up with a few inconveniences throughout the year you can save money.
12. Bring Sandwiches To Work For Lunch
Many people will eat out every single lunch for work, which can add up to thousands of dollars throughout the year. If you take the time in the morning to make your own lunch, it can save you thousands of dollars.
13. Pay With A Cash Back Credit Card
If you have the self control to pay off a credit card at the end of the month and not carry a balance, you can earn hundreds of dollars a year with credit card cash back.
14. Create A Running Queue Of Books At Your Library
Books can be expensive if you are an avid reader. If you create a queue of books placed on hold at your local library, you can enjoy books without spending money.
15. Go To The Gym Three Times A Week
Although going to the gym does take effort, it is a lot less effort than most people spend on health care services. If you just go to the gym three days a week for one hour sessions, it can save you a lot of money.
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What's an effortless way that you save money?
I stopped buying coffee at all and I’m making it at home. It saves a lot of money.
I buy instant coffee sticks cost me $1 for 6.
I take pictures of my receipts and it gives me cash backs
The bank where I work we have what we call “round up” which everytime i use my debit card it will round up to the nearest dollar and goes back to my savings
If u dont need a new car dont buy one repair what u have.
Call your car insurance ask for discount. Sometimes paying your insurance in full saves you $10 per month which ads up to $60-120.
Just use your old phone and not upgrading it. Dont do the lease phone. Thats like $20-40 a month you will save monthly if you own your own phone.
I spent most of my money on getting in shape due to i dont want to go through doctors and have medical bills and feeling sick all the time. I used to be in this situation sick every 2-3 months but once I started taking care of myself its been a year since the last time i got sick
We don't spend $ on things we don't need unless it's a special occasion like an anniversary or Christmas. That one thing alone saves us a ton of money.
I only eat once a day for the vast majority of days out of the year. Not sure how much it saves me a year in groceries but I'm sure it's a lot. And since I do healthy version of keto running my body on fat, I'm usually not hungry.
I literally save thousands of dollars by cutting out the food deliveries like Uber Eats and Door Dash. I also make my own coffee at home.
The biggest issue is that hit of dopamine our body gets when we buy food or something we want. I’ve found that whenever I want to buy something, I instantly transfer the amount of that item into my savings and it seemingly gives me that dopamine!
interesting
Ooo thats an interesting way to get around it! I'm pissed I spent £4 at the corner shop today and came out with 4 things when I went in for 1. Was doing so well yesterday at not spending lol
I always have tea bags in my purse and when I feel like having a hot drink, I just go into the coffee shop and ask for a hot water and say that I don’t mind paying for the paper cup.
I started doing this years ago when I was travelling because I didn’t trust hotels or airports to have my favourite Thyphoo brand tea, but I started doing it all the time and it’s probably saved me so much money.
I also always try to have an apple or some almonds in my purse so that I’m not tempted to get an over priced snack when I am out and about or cave and get some fries or a cheeseburger!
Austin, Before even watching this video I had done the "pay cash to avoid tip screen akwardness"! So glad we share this sentiment. There are so many entitled people these days, and you are right. Paying cash is the best solution I"ve found around this. We consumers are so TIRED of being squeezed everywhere. Also, I'm pretty sure you can save alot more than 120/yr by not visiting the grocery store more frequently. I have been going 1 time a week and its huge. As is meal planning around sales. This once a week shopping at a lower cost grocery store like Aldi, and meal planning, is such a game changer.
Omg I adore Aldi!! Just do! The amount you save is wonderful. The prices have raised since 2020, but still lower than any store out there.
Wonder how they keep prices so low?? Hmmm...
😏😂❤️🎈💰😁
Why not just skip the tip screen? Who cares what they think… it cost time, and money to get cash so you still end up paying either way!
I rarely eat out but I do tip for table service. Good service deserves a good tip, especially when they go the extra mile. Restaurant workers could be doing a much easier job for their minimum wage and it's a way to show gratitude. Makes me feel good to do it. My daughter is a server and I've seen her tip 100% to other service workers who are overwhelmed and having a stressful day, she knows how it is.
Agree. Table service warrants a tip. Ringing up an order does not.
My son and his wife are servers. We and they tip generously!
That's wild. I think I have tipped maybe a handful of times in my entire adult life. But in Germany it's polite, but rarely asked or pushed for. I can definitely understand, but I wouldn't tip someone for doing their job unless they went above and beyond. We are all working hard and stressed a lot of the time so
Even though I do tip, so places asking for tips can be annoying, I do feel that the restaurants owners should pay their employees better not pass on this job to the customers.
For me it is not owning a car that saves me a ton of money per year!!! I run all my errands with the local bus, and I am just fine, despite people telling me that i need a car... plus I don't need a gym, because I do a lot of walking. Saving money and staying fit... what else do you want?😂
I own two 7000$ cars and a 5000$ quad.
That's the luxury I indulge myself :)
But I often take the bus. Nevertheless still "high" fix costs. But as I said, I am aware of that.
But you are completely right.
Someone who doesn't really need a car and needs to save money, get rid of it! A car costs a lot of money once you realise for yourself all the running costs it provokes.
Got rid of my car 4 years ago, I'm healthier and much better shape and save lots money.
Depends where you are. If you live in an urban area with good public transportation, then a car is a luxury (or a pain). But if you live in a spread out suburbia or rural area, then a car is a necessity.
What is "car" ? 😂
I need to sell my car, but taking the bus in the winter is not fun where I live
I have ZERO issues hitting no tip, at a place I have to walk to, walk up, stand in line, and they do their job. Have an issue with it, I dont give a crap. As well, before I even watched this video, I do all this already
Excellent !!!
9. People are eating way too much meat, specially beef.
15. Exercise - excellent advice
Nope. Meat is the most nutrient-dense food on the planet. And if you are falling for that brainwashing that red meat is “bad” you are a low-level thinker. 👌
Totally agree with you on the bs tip screen. I always pay cash largely to avoid this bs.
Hell yes! These ppl think they deserve a tip for making a cup of coffee or a sandwich? and that is their job! Give me a break! Everyone wants money for simply doing their job. I work in healthcare and cater to ungrateful ppl? Where is my tip?
right?!?!! same. where is mY tip?
those coffee and sandwich makers
literally making sick-people food &
getting tipped, we're here trying to
nurse them back into health & get
shit. nO thank you. Imma go on a
strike if this freakin continues, and
start mY own business REJECTING
all of The ingrates that I want 😃
Exactly! I don't get tipped for DOING MY JOB! I'm not tipping you for handing me a
drink for goodness sakes
@@user-jl7jr8mj3q actually.
tutorers, caretakers, coaches,
teachers, SHOULD get tipped!
A retired bookkeeper I know told me her grocery bill is the same as two years ago….she cut back on meat. She occasionally eats chicken or fish, no beef or pork! We are vegetarians at our house and our grocery bill has not gone up in the past two years, either. We eat lentils, dry and canned beans , peanut butter for protein.
That water bottle tip hit home. I spend so much on it, I am going to invest in 2 double walled tumblers and save my money and my back from lifting those heavy cases.
I got a few packs of washable cloths for cleaning and hand towels last year and have never looked back. I’m tackling bottle water right now. Great tips! I have also had the same pair of sunglasses for 15 years.
I love the tip screen,,, so I could say no. Flea market yesterday. Now the vendors have tip jars out. I bust my but in a grocery store no one gives me any flipping tip... Not even allowed to accept them 💰 These tip jars is just another way to beg, pick your pocket...
Exactly! If I go buy a pastry in the bakery section of a grocery store, no tip machine. If I go buy a pastry in a coffee shop/donut shop, they flip over a tip screen....NO, JUST NO.
I buy 5 cases of water as a hurricane supply and I buy that at BOGO prices. I use Brita filter and carry my water with me all day every day.
I love physical books but have been reading ebooks and e audio rather than burning gas to go to the library. When only a physical book is alternative I wait till I'm in the area to borrow it.
He in north of Tampa area during 9 months of year our water is at least lukewarm so I use tap water for washing. My clothes are never that dirty anymore.
I've never had internet service because it's $80 a month on average. I love the idea of using the library for books I do that all the time for myself. Drop your gym membership. you don't need. go for 2 walks a day, 6 days of the week in your neighborhood it's plenty to keep you in shape
Don't forget, everyone reading this also has a plethora of free workout videos at their fingertips for rainy days, from intense muscle building to bedtime yoga routines.
Damn,😂 I already do most of these already, and still struggling 😢
Nice. I use rags too. I also use paper towels for bacon. We cut sodas too. Most everything you suggested, we already do. Great job.
If there’s a service on the table I always leave tips, but most of the times I see people asking for tips when I just grab my food to eat at home. In this case I never give tips. I stopped using paper towels long ago and after spending a lot of money buying sun glasses, I just ended up getting a glasses box. Small things that make a huge different at the end of the year.
I love the lunches I bring, they’re delicious and I do my food prep for 30mins-1 hour on Sundays for four lunches ❤🎉
You are my favorite TH-camr !!❤️
You're so close to 100k subs!!!!! I'm thrilled for you!
How about skipping the expensive coffee and making it at home? You’ll save a lot more. Skip the gym and work out at home. Walk, jog, ride a bike. Lots of parks have free exercise equipment too. Too many people purchase gym memberships and don’t use them.
AYE-men!! I do make and enjoy mine at home. It's worth investing in the things you'd need if you enjoy Starbucks type coffee (I'm ordering a coffee machine and a frother and teach myself how to make the specialty drinks). And I do workout at home as well as walk... it all makes a big difference.
i bring my coffee to work from home and i also have a coffee maker at my desk
I need to do the sunglasses holders. I have Costa's & Ray Ban's that I didn't pay for so I want to make sure they stay in great shape.
I am giving up ordering from Amazon for a month and hubby is giving up wine for a month. We only buy fruit, veggies and meat.
Thank you!!!
I used to use paper towels for Bacon in the microwave but I found it too hard to separate from the Bacon and too much lint remained on Bacon too. I switched to thin dish towels which last a long time. Then just run through my laundry to be good as new.
I love gas buddy. Everything helps
Watching from
South Africa 🇿🇦
I usually buy a medium tea for $ 2.99 daily. I'll make my own now.
If you don’t have a sunglass case, use a thick sock!
🤣
Hell yeah!
Great tips... thanks
Costco has some serious savings hacks and they will actually pay you back for using their executive card. I saved $ 800 on home insurance using the Costco insurer with better insurance! Their gas is also normally 20 cents less.
Grea Tips. Thanks for the info.
Thanks for watching!
I don't feel like a jerk, I just don't tip... 😉
Great Information thanks
I understand what you say about not using plastic bottles, but I do recycle them. I purchase a certain amount of water a month, let the plastic pile and take them to a recycler. I walk with twenty bottles in tow (I live in NY) and collect my dollar. It goes into a special cash purse and when enough accumulates I go to the bank and place it in savings. That way I know it won't be touched.
I do want to thank you for the wisdom you have on saving money.
Our public library is a treasure with the information available, but also because there is a "library of things" from where you can borrow various thing: a food dehydrator, a steam juicer, outdoor games, a guitar, even a rake and a shovel! Thank you for all the great videos, Austin!
I love that concept 😍
You’re so smart man I do basically all of this
Noooo- go grocery shopping every other week.
Useful tips
I’m vegan and only spend around $40 a week on groceries.I meal prep rice, vegetables and crispy tofu.
Right on!
Another one to add to your list. Get a bidet. You save so much $ on Toilet paper and it can be added very easily to your toilet. Installed myself.
I do almost all these but instead of using cash to avoid tips at coffee shops, hit no tip and pay with your cash back card to get paid 2% back. Or make your own coffee, even better. Like the content 👌🏻
Awesome! Great list!
Is it cheaper to top up your gas when it's almost empty or just as it goes down daily
Great tips! I do all of them already. Paper towels are a complete waste of money, not to mention terrible for our environment. I use old rags for everything and wash them in a separate load. The energy and water used to cut down trees and turn them into paper towels is a thousand times worse than the cost of washing a few rags. I also buy my food in bulk, and bring my reusable containers. Packaging is not only wasteful and bad for the environment, it costs a lot of money and you are paying for it when you buy it. I have saved 15-20% in food costs! By the way, plastic water bottles contain micro plastics so when drink from those single use bottles, you are drinking plastic. Ick! Another reason to avoid bottled water, Loved this video! ❤❤❤
💯
Also, that water in the bottles may be no different from that what comes from your tap. Water in plastic bottles is immoral.
I dont eat out because i got sick and tired of having my meal messed up and too afraid of spit to send it back, drink wrong or salty server and still expect tip. Havent bought papertowls or waterbottles in years. Dont Pay for wifi, its an extra that i dont need (rent movies free from the library).
Paper towels in our house is for cat vomit only LOLOLOL
15% tip just for handing you your coffee 😂😜!!! Thanks for the wonderful tips Agustin 💗
It's usually more, haha.
Damn son! Your frugal living is so similar to a regular Mexican person with a good steady job… minus the gym. Jaja love your videos.
Nice!
Thanks!!
I have no problem with pushing the "no tip" button and using my credit card at at coffee shop. ;)
We don’t have a tip here in Italy. I don’t have to pay their salary wtf,it is their boss job
I love all your plants! I have around 50! LOL
Shantaram by Gregory David Roberts in the background. That's an epic tear-jerker.
The baristas do not have the entitlement. The problem is the establishment choosimg not to pay a living wage and making the public make up for it. Also, you dont need to tip 30%, tip 15. Or nothing if youre that cheap.
I can proudly say that I was actively aware of all your suggestions. They are indeed painless ways to save. Knowledge is power. Thank You! I went meatless years ago so imagine my savings. : )
Fun fact. Most restaurants have found that they can legally get away with only paying $2.13 an hour and your paying the rest of the minimum $7.25 required. Don't assume that every barista is making double what you did.
9:30 I just started doing this myself, I go to Aldis, get some pound of Turkey/Ham, BBQ Chips some Cheese, and Bread all for about 10$ and that usually lasts me for most of the week.
It's really a game changer.
Cips are not nutritious!😮
Aldi's is a dream come true store for me... can't believe how low the prices are!! If you get past eating un-brand named foods, you're in the game!
I’ve been using a bit of paper towel wrapped around produce and then put in bag or container. It has made such a difference on how much longer the produce lasts and less waste.
I started using the bees wax paper or just glass jars to put our fruits and veggies in the fridge, they seem to be lasting longer.
Another helpful video. Thanks!
I bring my lunch from home to work
I always brought my lunch towork
Augustin why are you not using the rags for cleaning your bathroom. I always do. I’ve cut way back on paper towel as I use to use them for napkins but now I’m using microfibre clothes for napkins. The only time I use them now is for wiping out big messes in my pans, grease.
I’m over paper towel guilt. I have a puppy and toilet paper or paper towel quarters are huge helps. I have used cloth napkins for 40+ years. When their time comes, they move to ragville. My use of paper is minimal and will stay that way. Big wins come from eliminating food waste, composting, limiting meat, and careful monitoring of my frig, leftovers, and portions. I thrift most of my clothing and buy used often. Rarely will buy a coffee outside home. Plan my car use, save by limiting my shopping visits and working a circuit for them, errands, and recreation beyond my immediate neighborhood. For most of us, the small leaks can sink our ships.
They are good for shining mirrors and windows so are newspapers
I would never use rags (and then wash) to clean the inside of my toilet. A couple squares of paper towels is money well spent.
Make coffee at home. Buy sunglasses at the dollar store
I bought sunglasses at the dollar store. I left them in the car on a hot day and they melted 😂
@@joannbrown2842 😂😂 mine have lasted 3 years!
One thing that's helping me budget at the moment is work provides free food during the shift. It only consists of bread with different spreads, crumpets , fruit (only twice a week..wish it was more) mug shot, cereals, noodles (2 different flavours) and several flavours of instant soup. It's a wide variety then most places do but as it's an office I wish they provided a lot more healthier options then beige food that lacks nutrients and impacts health a bit. In the temporary it does save my wallet 😅 I work 4 days but i try to rotate between it for 2-3 days (but get sick of beige very quick..quite literally 😔) so i tend to bring something in on the last day or allow myself to get something healthy for one day at itsu. I was doing good at healthy meal prep ...roast a chicken on a Sunday and have it with broccoli and corn throughout week but I ended up getting a bit too broke to afford anything but definitely will prioritise it next week for sure.
Your right about the tips! When I was doing my awful drinking binges there was one place that I couldn't say no to tips on the screen everytime I brought a drink when served by one specific person...dude got sooo many tips out of me. I'm deffo for cash in that respect now.. I'm going out for a meal on Sunday and will deffo be doing that 😅
Im doing no groceries shopping lately .. . I just dont have the cash after paying my rent & phone & insurance... i just buy 1 or 2 things when i ran out of something... im doing a new diet..i only have 2 proteins a day & vegetables... & water.. i love my soda streamer... i dont buy water bottles...i have a brita in my frig..
You know what, Cindy, I literally just realized I can get away with doing this… I’m taking your comment as a sign to officially go through with this! Thank you for validating me!!!! ❤
I absolutely Hate those tipping machines!!😡 it literally has stopped me from eating out or going to take out places.. same with bars! How many times do we need to tip for a beer? Back in the day when you went out drinking at a bar, you tipped the bartender well for the first drink then you were good for the night and the bartender took care of you for the night.
Yeah, I think it's hurting restaurants a bit as I'm a bit drawn away from eating out or getting a coffee just because you feel shamed.
Same here! But I save money by eating out less because of it
I proudly tap NO TIP
As someone who has relied on tips, I get that some people can't afford to tip everywhere they go, but please don't handle it that way. That's just telling the people behind the counter that you are unappreciative and that they don't deserve basic human respect. Say, "thank you, i appreciate it,i apologize, I'm short on cash", (even if it's a lie).
Im 70 now n in my entire life we Never once ate at s restaurant. And as for ice cream Dad always said we have ice cream at home. He was very frugal but from age 6 on he drank more n more beer and when he retired he drank avg 25 beers dayfor 12 years. He neglected house maintenance n paying bills. SAD
You should treat yourself to a restaurant just once
bold of you to assume i can afford a car or go out to a restaurant!
Fantastic tips, ignore the barbs XD
Those water filters aren’t cheap and have to be replaced every 3mos. They also don’t actually do much besides reduce the taste of chlorine. But tap water is usually totally safe. They send you a water quality report in the mail every year or so and you can also have it tested.
Yeah!Going to thegym since 2000
Great video
Thanks!
Great ideas! Oh, but the paper towels...they are the bane of my existence! I have 4 cats and with the cleaning of the litter boxes and the throw up (a thing with cats) no wash rag is going to do it. And then do I want that rag in my washer with my other clothes? And the additional water costs of constantly doing laundry?
I’m with you…I use them to wipe out my Guinea pig cages…they are a must
have…🐹
I use lots of paper towels, too, cleaning up cat messes! 😻
I get old clothes from thrift shops and cut them up. I use them for the yucky jobs and toss. Other rags for dusting and wiping up minorstuff i use cheap washcloths from walmart. I let the dirty ones accumulate and wash them in just that load😊
I can't give up paper towels for this reason. I'll throw up too if I have to clean up cat puke with something else then wash it.
@@carrielynnhoward4599toilet paper then flush it away
Wow, saving enough for Roth IRA.
I am with you on the paper towels. I think that is such a big waste. I use cloth towels
Another way to save money on gasoline is to walk mostly and occasionally use public transit.
I agree buy a modem.
It pointless to continually pay to rent when you know you're always going to need the modem.
You might as well buy your own and stop stuffing your ISP's pockets.
Yeah, and the one they give you is very low quality. They move from house to house for years.
I've been using a safety razor for years and that saves me a lot of money. 7 to 10 cents per razor and i mean quality razors that i use 3-4 times on average.
We’re steadily climbing in numbers at El Augustin’s Channel TH-cam community 💕👍🙏💡🧠✅
Thank you Austin 🙏
haha. Yeah, the last month it's really been changing!
i only give esso synergy to my car and vittel to my organism 😄
but i sold my car and i enjoy my new life as a pedestrian anyway 😜
Love these hack videos. I almost never eat meals that are centered around meat, but rather meals where meat is one ingredient among many. It helps me eat a more varied diet and one that is much less expensive. I am grateful never to have developed a soda habit. I might have a root beer with a slice of pizza, but that's probably once a year if that. Kombucha, on the other hand, is a guilty -- and very expensive -- pleasure. Thanks for these excellent tips, Austin!
Thanks! I've been trying to make "how to" applicable videos and people (and the algorithm) seem to like them. If you have any requests or ideas, let me know! Always thinking of new ideas!!!! I try my hardest to never be too repetitive!
@ElAgustin thank you for doing this kind of video. I watches your video almost every day while cooking or qhen I am driving.
It helps me alot.
I like how you touches the topic of money hackers and yhe frugality of life that people should be aware of. Thank you agustin for making this video and plz continue doing this. Plz be safe as always.
Can tell that protein is not a priority in your diet bc you have no muscle tone and lack masculinity. You do not look healthy.
You don't have to avoid the pressure to tip. You can just say no
Cannot get my husband to order “ water” when eating out
2:58i take my grocery bags that holes in them & use them as rags😮😮😮😮😮
The double whammy in doing this would be to invest this amount saved as your max contribution to your Roth IRA.
I use paper towels to clean up cat barf and the toilet. I make bacon on the stove top and just put it on my plate.
the tipping thing depends where you live and if you know the employees are fairly paid. im happy to spend a few hundred a year to some of the lowest paid people.
I start the gym on Tuesday.
Wow these tips were actually helpful! I’m mindful of the things I buy but still took a lot out of this video. Esp using a case now so all my sunglasses don’t go missing😂
I'm glad!
Great video! I so agree with all of these but especially about bottled water and paper towels.
keep small appliances unplugged until need to use them.
I bought a treadmill. And canceled my gym membership. I can work out when ever for free.
Try ffish instead of chicken. Keep a scrapbook for tecipes youfind.
Eating more chicken is budget friendly for me since I get it for 50 cents per pound.
I make coffee at home.
I travel with a friend to help offset the vacation cost
I shop on eBay, Poshmark, Marshalls/TJ Maxx for clothing
My monthly expenses are only $532 / month. I already live a simple and frugal lifestyle. If I implement these money saving hacks I'll be living for free.
No rent? Or mortgage?
@@davidtaylor8645 took time to built my own 2200 sq ft house step by step so it would be paid for as I'm building it. Its in rural Tenn so property taxes are only $497 / year. Avoid debt like the plague to keep from living paycheck to paycheck..
I'm just buying exactly only what I need, not Evan a bar of chocolate
I’ve cut out extras like cookies, ice cream, chips, snacks, etc., altogether. As a single person, I’m spending under $45/week on average. I have canned, shelf-stable, and frozen pantries, so I’m buying fresh produce, milk, butter (once monthly), and cooking from scratch. One technique that has helped is minimizing meat consumption - it’s now a side, not a main event. Next steps for me are going back to making my own sourdough bread and yogurt. Finally, I’m focused on composting or eliminating waste.
Basically no buy or low buy I’m right there with you
I wish I could do that, but every time I try to restrict myself from snacking I fall miserably and have an even stronger addiction than before, feels bad man
@@benia1908 you need a real reason to be frugal, not just for a challenge
Not Evan!😂