Car Insurance is a SCAM! Here's my story. This could happen to you too!

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  • เผยแพร่เมื่อ 21 ธ.ค. 2024

ความคิดเห็น • 137

  • @happyjourneygateway
    @happyjourneygateway หลายเดือนก่อน +5

    I already saw a video detailing how insurance is a scam especially in florida. The insurance companys down there have captured the government. I'm sorry for your woes

  • @Dolly-Days
    @Dolly-Days หลายเดือนก่อน +2

    AMEN! People are fed up being screwed over by insurance companies! They take and take but do not honor the policy that they set up with you and take your hard earned money for!

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @@Dolly-Days exactly! You put it into words so well!

  • @LilNrthStar
    @LilNrthStar หลายเดือนก่อน +5

    Wow, thank you for putting this out! Businesses who deal in greed are a disgrace, and that behavior comes home to roost!

  • @artistknownaslisa2850
    @artistknownaslisa2850 หลายเดือนก่อน +2

    I'm so so sorry to hear your story. I'm glad you finally got something from them.
    They are scammers though. Without a doubt!

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @@artistknownaslisa2850 thank you and agreed!

  • @rlangemanify
    @rlangemanify หลายเดือนก่อน +5

    My car accident lawsuit went on for 7 years and I went through the same issues being followed and being stalked by private investigators. It was seven years of pure hell. I am so sorry you had to go through that.

  • @yamistovall
    @yamistovall หลายเดือนก่อน +2

    I can COMPLETELY sync with you and your family. I have a civil suit with a real estate transaction and it is unbelievable what they do, they literally stalk you. I'm on year 3 years. I Will Not give up I can't. Bless you and your family.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +1

      @yamistovall praying for you because I know how exhausting it is to go through that! I am praying your case sttles soon.

    • @yamistovall
      @yamistovall หลายเดือนก่อน +1

      @Adventureswithbecky thank you so much for the response. Your prayers are welcomed, all the prayers are welcomed. Your story is just like the one I'm currently living, even the cancer. Due to mold in this house my husband has been diagnosed with NH lymphoma, he is currently living with a friend. These lawyers drag every thing. ( not mine) shortly after purchasing the house we filed suit. The stalking is unreal. I pray you and your family heal physically and mentally. GIVING UP is not an option for us. Thank you. God bless

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +1

      @yamistovall thank you and I am so glad this video encouraged you.

  • @sparkygrl8557
    @sparkygrl8557 หลายเดือนก่อน +11

    This video was hard to watch..All kind of emotions came up..I have a fear of Drs and hospitals and dont use them so i thought OMG if this happened to me ?I felt utter panic just thinking of that..What a horrible thing to go through and then to have the corrupt insurance co do that to you guys is infuriating!So sorry you went through this Becky💙.I am posting this and then calling my insurance co to up my coverage from 50,000 to much higher.I hope you walked away with enough after the lawyers took their share..Thanks for sharing!

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +6

      Thank you so much. I'll be honest this is the first time I could really talk about it without getting emotional! It was a very hard season and even after my surgery I will never be the same. Knowing that this guy did so much much damage and probably never thinks about it was very hard to process and work through so that I could forgive him. By the time my surgery happened honestly I was so tired of the pain everyday I was ready to get it done and not nervous at all. I just needed some relief. The surgery and recovery was far harder than I imagined but in the end so worth it! I'm so glad it helped you too. We always thought 50k for our medical for us was more than enough and boy were we wrong!

    • @divineranch5705
      @divineranch5705 หลายเดือนก่อน +2

      ​@@Adventureswithbeckyditto here. What got me was seeing you try to move your head. Because I know how it feels.
      I'm 20 years out from brain surgery. 16 years out from hitting my head on concrete (at work) and 14 years out from a stroke that ended my ability to work.

    • @Bigeyedmilo
      @Bigeyedmilo หลายเดือนก่อน +2

      I’m so sorry you went through all this, oh my goodness .
      I have had 2 neck surgeries. (Laminectomy cervical 4 through 7, foraminotomy right cervical 3/4, 4/5, posterior cervical decompression and fusion C3 thru T1 with instrumationtation)
      I feel the pain all over just watching your video. That pain along with the lack of sleep is awful. I was in that stinkin’ neck brace 3 months. I’m so sorry.
      I’m so happy they accepted your number. I hope your pain is minimal now. Much Love. 💕

    • @sparkygrl8557
      @sparkygrl8557 หลายเดือนก่อน +1

      @@Adventureswithbecky Just upped my insurance coverage to $300,000 per person plus that for under insured or no insured.Also got hospitalization payment of $25,000 the highest i could get with AAA...My payment will be $225. a month here in calif!Really makes me mad!
      Happy to hear the surgery was worth it........Did your medical cover it?..Did you have one of the major well known car insurance co or a less known one?

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @sparkygrl8557 well known sadly which they are notorious for doing this!

  • @vincentkosik403
    @vincentkosik403 หลายเดือนก่อน +1

    Same happened to someone I know. This guy was aware of their antics and would not even raise a glass of water in a restaurant to drink ... unbelievable

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @@vincentkosik403 it is ridiculous that they can get away with it!

  • @chasingthedream5605
    @chasingthedream5605 หลายเดือนก่อน +6

    Wow those videos of your surgery were rough. I can't imagine how hard that was.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +2

      This was by far the hardest thing I have gone through except for getting MRSA and Sepsis a few months ago. It was an absolute nightmare.

  • @lorisigrist6756
    @lorisigrist6756 หลายเดือนก่อน +2

    I'm so sorry you went through this. Thank you for the tips. I also live in Florida.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @lorisigrist6756 thank you and you're welcome

  • @PopsSinging
    @PopsSinging หลายเดือนก่อน +2

    When I was young, my small Geo Prism was hit from behind at a traffic light by a Bronco with a heavy steel welded bumper. I was taken by ambulance to the hospital and I couldn't walk, I was in a wheelchair. A family member suggested a chiropractor. The chiropractor did a whole bunch of imaging of my spine and then a lot of adjustments, after one visit I walked out of the front door with a cane, though I hurt like heck and after a few visits I was walking without a cane. Long story short, I had full coverage plus every add-on you could get and everyone told me I was a fool for having it, but they not only paid to repair my car a hundred percent, they covered every medical bill and I also had short and long term disability insurance through work that paid me a paycheck every week and when I purchased the car I had paid for a disability insurance from Aflac that paid off the remaining payments I owed on the car. I don't own a vehicle now, but every vehicle I own I get as much insurance as I can on them from a reputable company.

    • @voxel999
      @voxel999 หลายเดือนก่อน +1

      These days the insurance company will fight you tooth and nail for every cent and in FL... most folks are underinsured so basically your insurance has to pay for everything.

  • @geralynbreault4643
    @geralynbreault4643 หลายเดือนก่อน +2

    Omg 😢 I am so sorry your family has gone through all of this .

  • @joannegibson-lucas3791
    @joannegibson-lucas3791 หลายเดือนก่อน +1

    Really have a lot of respect for you and your journey. So sorry you went through this.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @joannegibson-lucas3791 thank you Joanne❤️

  • @surfboard396
    @surfboard396 หลายเดือนก่อน +2

    I wish the best for you and your family. 🌟👋🏽

  • @johnsousa6708
    @johnsousa6708 หลายเดือนก่อน +4

    Get a good dash cam

  • @juliebee731
    @juliebee731 หลายเดือนก่อน +2

    Yikes thats horrific, i just checked my policy..its 20m..thank goodness..thank you for sharing

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      Awesome Julie so glad your policy is high!! You're welcome and thank you for taking time to comment and share😊

  • @tinabeane
    @tinabeane หลายเดือนก่อน +1

    Wow that is just so horrible how they treated you all. Nothing like kicking you when you are down and was just sitting there stopped when the accident occured. Very wise words and advice, thank you for sharing with us all.

  • @genabalser1614
    @genabalser1614 หลายเดือนก่อน +2

    I am so sorry all this happened to you and your family. My girlfriend and I are traffic control supervisors. She was on another job in a very busy main street in town. There was an accident in a work zone and she was flagging for it. This guy wasn't paying attention and hit her right side. She's had 3 surgeries on her ankle/foot so that she might be able to bare weight on it. Its been a yr. And she's still not right. Not sure if she'll be able to return to work. The guy that hit her had a 25,000 limit on pay out. So between L&I, her attorney, and herself splitting 25,000. She ended up with 7,000. And maybe yrs to come back, or have to be retrained and we're over 50yrs old...

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @@genabalser1614 oh my gosh I am so sorry to hear that!!!!!

    • @genabalser1614
      @genabalser1614 หลายเดือนก่อน +1

      @Adventureswithbecky yeah, like you itll be a long way back. But she's strong. Sounds just like you. Many 🙏and ❤️ your way❣️

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +1

      @genabalser1614 thank you and will be praying for your girlfriend as well!

    • @genabalser1614
      @genabalser1614 หลายเดือนก่อน +1

      @Adventureswithbecky thank you

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +1

      @genabalser1614 you're welcome

  • @meanderingmyrrkat8798
    @meanderingmyrrkat8798 หลายเดือนก่อน +3

    I have been with one auto insurance since 1997...my agent sat with me and explained all you have said...so, I've always carried higher comprehensive coverage as well as higher coverage for uninsured/under insured And a lower deductible...yes I've paid higher premiums but my peace of mind after a similar accident has been well worth it...listen to her very carefully about cell phones and cameras BE HANDSFREE...😊

  • @janetj6676
    @janetj6676 หลายเดือนก่อน +2

    Deng,does that gives me memories.
    Had also a heavy operation in 2015.
    They did 5 operations in 1.
    My spine did heal for the most part,
    but still get paralized when my body says no.
    Since a year I'm most of the time in a wheelchair...
    It's hard to even get with someone to the store,
    what means can't get out more then twice a month.
    Glad you got better.
    Lot's of love from Belgium

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @@janetj6676 I'm sorry to hear that and that you have such a hard time finding people to help you get to the store. Will be praying people begin helping you more Janet. Much love from FL!

    • @janetj6676
      @janetj6676 หลายเดือนก่อน

      ❤️

    • @janetj6676
      @janetj6676 หลายเดือนก่อน +1

      There is no community in Belgium.
      Don't have right to get help,so have to find someone who wants to shop against payment...
      Realy an upsidedown world.
      Love ya

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @janetj6676 I am so sorry to hear that

  • @SYWH-TruthisReal
    @SYWH-TruthisReal หลายเดือนก่อน +2

    Wow! Thanks for sharing.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +1

      You're welcome and I hope this helps you so that if you get in an accident you can protect yourself.

  • @marilyndietzman-vx5ts
    @marilyndietzman-vx5ts หลายเดือนก่อน +1

    Depends what state you live in.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +1

      @@marilyndietzman-vx5ts they are corrupt in all States

  • @spiritmoonintuitive
    @spiritmoonintuitive หลายเดือนก่อน +1

    Wow! After seeing the video's of both I'm happy to hear it worked out in your favor.
    In 2002 (was still living in FL) one day I had just left work and was stopped at a red light. All of a sudden a guy rear ended me. My seatbelt locked, my head hit the steering wheel and I got knocked out. FHP said he never tried to stop and was doing 55 mph. The cause, he was on his cell phone. A friend who's also an attorney took my case. The guy who hit me had caused accidents dating back to the 1980's.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +1

      @spiritmoonintuitive that infuriates me! The guy who hit me was from out of State and they couldn't ever locate him after the accident! They had a few P.I.'s looking for him in other States that he used to live in and had as his current state and he just disappeared.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +1

      @@spiritmoonintuitive how are you now after your accident? Any lasting problems?

    • @spiritmoonintuitive
      @spiritmoonintuitive หลายเดือนก่อน +1

      @@Adventureswithbecky I can't tilt my head far to either side & arthritis in my neck.

    • @spiritmoonintuitive
      @spiritmoonintuitive หลายเดือนก่อน +1

      @@Adventureswithbecky That's horrible! Did they ever locate him?

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +1

      @spiritmoonintuitive it is hard to not have full motion. Are they able to do anything in your situation to help?

  • @57koop
    @57koop หลายเดือนก่อน +2

    Boy, does that bring back memories my ex-wife was involved in a bad accident. The other people admitted it was their fault. We made the mistake of getting a local attorney. They’re all just good old boys with the judge other attorneys you did the right thing by going to an attorney outside your area, it took us eight years and we wound up settling for a fraction of the cost of our insurance. They’re all thieves plus don’t forget everybody most attorneys get 40% of your settlement which is unbelievable. I also have a titanium plate with six screws in my neck so I know exactly what you’re going through, by the way, I lived in Dunnellon for 40 years kayak that Rainbow river hundreds of times another suggestion is I wound up getting physical therapy. He did wonders for my back and neck. Thank you for the video. Sorry for the long comment.😊

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @57koop small world that you lived in Dunnellon and spent so much time on Rainbow. The amount of bad drivers is ridiculous and yes we wanted someone in a big city not a smaller rural area.

  • @poll2dock
    @poll2dock หลายเดือนก่อน +1

    I had spinal fusion done and I saw a few orthopedic docs and was not impressed so I consulted a neurosurgeon to do surgery. So glad I made that choice.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      Thankfully mine was rated as a top orthopedic surgeon and he was phenomenal!

  • @alamryfarms754
    @alamryfarms754 หลายเดือนก่อน +1

    I’m 7 weeks post op ACDF surgery. No accident, not sure how it happened. I had 2 discs replaced and c5-c7 fused. I didn’t have to sleep in my collar. Thank goodness. My scar goes horizontal though. My complaint before surgery is the top of my right hand has a lot of nerve pain. That pain is still there so working on that with therapy.

  • @divineranch5705
    @divineranch5705 หลายเดือนก่อน +2

    Watching your video is making my stomach churn and making my blood boil, all over again. I agree, insurance is a scam.
    Been there done that with the undercover investigator.
    They expect us to be near death in order to make a claim.
    I went from a full time retail manager position, showing dogs and horses, to holding the couch down.
    Like your accident, mine was also caused by a careless human. I ended up hitting my head on a concrete floor. Hello brain and nerve damage.
    I hope each day gets better and better for you.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @divineranch5705 oh my gosh! How are you doing now?

  • @jamiereid40
    @jamiereid40 หลายเดือนก่อน +1

    It amazing how each state makes insurance is different and how each insurance company acts different

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @jamiereid40 agreed but we have had the same experience years ago in CA and they were just as shady.

    • @jamiereid40
      @jamiereid40 หลายเดือนก่อน +1

      @Adventureswithbecky the company my family and I have had for over 30 years has never failed us and have not had to fight them in court. It could be the company (AAA) or the state (MI) I live in is make the difference.

    • @voxel999
      @voxel999 หลายเดือนก่อน +1

      Minimum insurance is very low in FL and would barely cover damage to a single car. While officially the number of uninsured drivers is around 25% in FL... some lawyers I've spoken to think it is closer to 40-50% - heck the middle age son of my neighbor brags about not having a license (many DUIs) and still driving.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +1

      @voxel999 huge problem across the US. The guy who hit me was from out of state but said he was here working and tried to say he fell asleep at the wheel at 3:45 pm...

  • @chasingthedream5605
    @chasingthedream5605 หลายเดือนก่อน +3

    Oh my gosh!!!!!

  • @alamryfarms754
    @alamryfarms754 หลายเดือนก่อน +1

    I’m 7 weeks post op ACDF surgery. No accident, not sure how it happened. I had 2 discs replaced and c5-c7 fused. I sent have to sleep in my collar. Thank goodness. My scar goes horizontal though. My complaint before surgery is the top of my right hand has a lot of nerve pain. That pain is still there so working on that with therapy.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @alamryfarms754 I had that too numbness down both sides. It took a bit after surgery but it did stop. Now it only does it if I sit or sleep in a weird way. Will be praying for relief for you.

    • @alamryfarms754
      @alamryfarms754 หลายเดือนก่อน +1

      @ thank you so much! 💗

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      You are so welcome❤️

  • @Susiesumo
    @Susiesumo หลายเดือนก่อน +2

    Thanks for the tips, you’ve been through a lot. Are you able to share the insurance Company? Does it start with a S? lol just checking

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      You're welcome Susie and I hope this helps you so that you can stay protected! I can't share the name but no it doesn't start with an S but it is one of the big guys😡

  • @deniseinflorida6624
    @deniseinflorida6624 หลายเดือนก่อน +2

    Ocala and 75 always makes me uneasy.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      Same here! There are also so many wrecks as well as the 200 and 484!

  • @RubberWilbur
    @RubberWilbur หลายเดือนก่อน

    In Florida the maximum amount of PIP insurance you can get is 10k per person. So if you have a half million dollar medical bill your car insurance ill only pay 10k of that half a million medical bill right? I'm not sure what you could do on the car insurance end to protect yourself if the person who hits you doesnt have adequate insurance

    • @mastershepherd3777
      @mastershepherd3777 หลายเดือนก่อน +1

      You get and/or increase the UM/UIM policy (Uninsured, Under-insured).

  • @changed4ever622
    @changed4ever622 หลายเดือนก่อน +4

    Becky, I'm sorry this has happened to you. The enemy is out to destroy God's children. Thank God you had a good attorney and yes, truth is the most important. I know it must sound at this point that I'm mimicking your circumstances but I aassure you I'm not. 7 weeks after my son passed, I slipped on what I believe was soap in a public bathroom. I was exciting the bathroom when my right leg slid back and I fell forward into the main isle. I couldn't move. Long story short, I had 5 broken bones. No doctors would see me because it happened at a major retail even though I had my own insurance. I went 3.5 weeks with no pain meds etc. My doctor got me hooked up with a doctor. M and M law firm took my case. They then dropped it because I had told them I didn't believe in law suits but had no recorse to get a doctor to treat me. I had no way of caring for my ill husband. My shoulder had 3 breaks alone. I was mentally exhausted and had no strength to fight anything. I just wanted to be treated. I had paper work for the attorney that need to be submitted and I went through a spiritual battle about my beliefs. Since I did not respond in timely manner they couldn't work with me. Praise God, he gave me full functioning back. No one could believe it. I get angry at the whole system. I suffered horribly. I'm happy you're blessed with all the strength you had to continue the fight that was best for you. After hospital images were taken and they discovered the five breaks, they did not tell me I had so many. The orthopedic doctor that was on call did not come to see me. I was discharged and told to follow up with an orthopedic. Since that on call doctor did not see me, he had no obligation to follow up. Found out that's a tactic. Praise God He sits on a throne much higher than any court here. A surgeon couldn't have done as well of a job. I'm just so sorry you have suffered so much. That devil wants to take you out to stop God's plan but God has you woman. You and your family. So much love your way❤❤❤❤❤❤ sorry so long of a response.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +2

      Oh my goodness I am so sorry that happened to you!!!! I cannot even imagine how painful that was and stressful all while trying to care for your husband! I agree He is a far better physician❤️ Thank you for sharing your story! I think it is so important for these conversations to happen and for all of us to learn from eachothers stories! Much love sent your way and thank you for your encouragement and continued support!

  • @romeysiamese6662
    @romeysiamese6662 หลายเดือนก่อน +1

    I don’t have health insurance, dental insurance, life insurance, homeowners insurance….rent a house, agreed its all a rip off. Just try to live a healthy life style . Luckily my job is 1 mile from home. Commute is minimal, drive old car, ins $80 pm, don’t drive a lot. Drivers are so bad, I hate driving now.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @@romeysiamese6662 ageed drivers are horrible these days!

  • @maureenlane5936
    @maureenlane5936 หลายเดือนก่อน +2

    Omg!!!! How horrible. I watch his TH-cam channel!

  • @chasingthedream5605
    @chasingthedream5605 หลายเดือนก่อน +3

    What in the world 2 in 2 months!!!

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +3

      I know it is like a real life movie....🤦‍♀️

    • @chasingthedream5605
      @chasingthedream5605 หลายเดือนก่อน +3

      @Adventureswithbecky it felt like that watching your story.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน +1

      @@chasingthedream5605 I really hope this video helps a lot of people so that they are protected!

  • @jeffchan4557
    @jeffchan4557 หลายเดือนก่อน +2

    So...what insurance company scammed you?

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      @@jeffchan4557 I cannot say but they are one of the top companies

  • @BelovedfriendLSB
    @BelovedfriendLSB หลายเดือนก่อน

    murika it was DOOMED to FAIL from day one

  • @bruceglaude8969
    @bruceglaude8969 หลายเดือนก่อน

    Suprising you didn't know that insurance will look for a minimum settlement.

  • @throttleitup
    @throttleitup หลายเดือนก่อน

    Florida Statute 324.171 allows drivers to be self insured.

    • @esthern2261
      @esthern2261 หลายเดือนก่อน

      It’s insane for that statute ti exist. Must qualify and at the discretion of the state to issue the certificate needed. The state does have low minimum requirements. No one in their right mind would self insure in the highly litigious state of Florida.

    • @Adventureswithbecky
      @Adventureswithbecky  หลายเดือนก่อน

      Sadly this guy was out of State

    • @throttleitup
      @throttleitup หลายเดือนก่อน

      @esthern2261 The way the laws are written in Florida,they insulate persons losing assets to lawsuits. The exact reason OJ Simpson moved here. The litigious ways of Florida law is you have to sue your insurance company to payout on a claim. I been self insured for a few years and have no plans of ever giving my money to home/auto insurance ever again.

  • @greggbryson3957
    @greggbryson3957 หลายเดือนก่อน +3

    It's 🐂💩

  • @carolynsanutelli3711
    @carolynsanutelli3711 หลายเดือนก่อน +1

    Sara is coming your way, another hurricane