Men VS. Women: Who Handles Money Better?

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  • เผยแพร่เมื่อ 26 เม.ย. 2023
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    Featuring the very first LIVE audience in the new Ramsey Event Center, Rachel and George tackle a conversation about gender and money from the Smart Conference stage. Is saving and spending always a battle of the sexes? And what’s the biggest threat to getting out of debt: his truck or her Target runs? Listen now and join the party!
    In This Episode:  
    • Our audience helping us predict money tendencies for men and women
    • How your upbringing affects your saving and spending habits
    • Why Rachel defends the male obsession with grills and George supports brunch culture
    • Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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    Breakfast in Manhattan
    Ingredients:
    • 2 ounces bourbon
    • 1/2 ounce sweet vermouth
    • Dash of Angostura bitters
    • 1 tablespoon orange marmalade
    Instructions: Pour marmalade and bourbon into a cocktail shaker and stir together. Add in vermouth, bitters and ice, then stir. Strain into a chilled glass and enjoy!
    Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
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ความคิดเห็น • 148

  • @KanaTron
    @KanaTron ปีที่แล้ว +147

    My mom was a stay at home mom, my stepdad's check went into the bank and my Mom paid the bills. She had to juggle the finances. Once, my stepdad said he wanted to buy something and she told him they didn't have the funds and he asked her where did his paycheck go.. she told him the bills. He accused her of spending money she shouldn't have. He asked for the checkbook, said he was going to pay the bills and fix the issue. lol, he didn't make it through one month before he gave the checkbook back to Mom and he even apologized.

    • @azteca6695
      @azteca6695 ปีที่แล้ว +29

      My dad also question my mom. She told him. " Don't you see my new hairdo, clothes and nails done!" Her hair up in a messy bun, old worn out clothes and chipped nail. He didn't question her anymore 😊

    • @oliviafox6745
      @oliviafox6745 ปีที่แล้ว +13

      I had a similar discussion with our son when he was about 12. Told him to look over our budget, anything extra he could have. He only asked that one time.

    • @veerebel7112
      @veerebel7112 ปีที่แล้ว +6

      Exactly! My husband lasted a month

    • @KanaTron
      @KanaTron ปีที่แล้ว +8

      @@azteca6695 Exactly... I saw my mom wear the same clothes year after year. My stepdad did some side jobs, told her if there was anything left, to go treat herself. I believe this wasn't long after he accused her of mishandling the money. lol, probably some guilt money for doing what he did.

    • @brookebales2931
      @brookebales2931 ปีที่แล้ว +4

      I’ve had a similar. Hubs couldn’t comprehend how fast the money goes. I said stuff is expensive! And didn’t help he ate out everyday for lunch ($500+ a month 😮) still does, but working on it. Has gotten much better, but still work to go! (I’ve even made lunches to take for him-didn’t last but maybe 6 months ugh-I said we gotta meet in the middle and have a max amount daily when do eat out) I told him let’s sit down and go over everything and actually more recently have said, he needs to see the budget with me anyway, not just me. Plus if I passed on, because tomorrow isn’t promised. He doesn’t have much desire. But I keep praying! Work it out Lord. 🙏

  • @cuttingedgephysicaltherapy3740
    @cuttingedgephysicaltherapy3740 ปีที่แล้ว +25

    This show is so great. Nothing is better than when Rachel or George are speechless. The silence is amazing.

  • @shehnazahmad5213
    @shehnazahmad5213 หลายเดือนก่อน +1

    Watching
    Saturday 20.04.2024

  • @sarahshanahan2222
    @sarahshanahan2222 ปีที่แล้ว +13

    My experiences in life has shown me that women handle money better.

  • @BryantRamos3
    @BryantRamos3 ปีที่แล้ว +21

    We need more episodes during the week

  • @kennnnnnnnnnnnnnnnnnn1242
    @kennnnnnnnnnnnnnnnnnn1242 4 หลายเดือนก่อน +1

    My brothers/Dad act like money burns a hole in their pocket. My mom on the other hand only makes 400 a week and she’s such a good steward about her money but she always calls herself poor. They have a paid for house, it’s just frustrating that they constantly speak that into their minds. I don’t call them much cause it’s so negative. 😊

  • @joshuawatson1604
    @joshuawatson1604 ปีที่แล้ว +30

    Great episode! Can we get a guest appearance from Sharan Ramsey for an episode?

  • @Jewels14200
    @Jewels14200 ปีที่แล้ว +17

    Love this duo… always laugh out loud when listening to them

  • @julietesi3037
    @julietesi3037 ปีที่แล้ว +11

    I think it depends on the individual and is not based on their sex.

    • @jakeshota4050
      @jakeshota4050 ปีที่แล้ว +2

      Was there a part of this video that stated your sex determines your outcome? I didn't catch that part.

  • @The_future_looks_bright
    @The_future_looks_bright ปีที่แล้ว +21

    You guys are so funny together!!

  • @Makenaessman
    @Makenaessman 7 หลายเดือนก่อน +5

    Yay! I’m Gen Z and I’m 22 and have $8,000 in my Roth. Could be better but I plan on maxing out my Roth in the next few months after I pay off all my student loans.

  • @johancuellar6358
    @johancuellar6358 หลายเดือนก่อน

    I am late to the game…but enjoying it all the same. This is quality entertainment and i might just learn something.

  • @b.c.2836
    @b.c.2836 ปีที่แล้ว +24

    You guys should work on Cocktails for Humans deck of cards, a spin off of Delony's questions for humans 😂

    • @SpoonHurler
      @SpoonHurler ปีที่แล้ว +1

      Talk about a great way to start conversations 😁

  • @michelleparks4582
    @michelleparks4582 11 หลายเดือนก่อน +7

    George, I have loved you since I started watching Ramsey! I'm so glad that I finally looked up this show and your own personal channel because you are hilarious, my friend!!😂😂😂 You are Rachel are gold together ❤

  • @oliviafox6745
    @oliviafox6745 ปีที่แล้ว +10

    As far as toilet paper. The patent on toilet paper shows the roll coming over the front.

    • @Imzadi
      @Imzadi ปีที่แล้ว +2

      😂😂😂

  • @Matt_in_TEXAS
    @Matt_in_TEXAS ปีที่แล้ว +10

    Great job y'all! Love the live taping episode! Keep up the awesome work & Happy Birthday to you both!
    100% take the show on the road!!!

  • @ThisIsLeah
    @ThisIsLeah ปีที่แล้ว +7

    GEORGE FOR PRESIDENT ❤❤👏🏻

  • @dianem4188
    @dianem4188 ปีที่แล้ว +6

    I'm only half way through this episode and you guys are cracking me up. Keep up the good work.

  • @janetramirez7037
    @janetramirez7037 ปีที่แล้ว +5

    Yes, please provide your dates!! Love Rachel and George!!!

  • @Jerseygalmeetssouthernlife
    @Jerseygalmeetssouthernlife ปีที่แล้ว +38

    You two make the life of a SAHM of 3 young kiddos on baby step 2 SO much more exciting 🎉 Thank you for your honest humor & bringing more laughter and fun on an average Thursday morning!

  • @BudgetWithBri
    @BudgetWithBri ปีที่แล้ว +5

    I’ve been binging all of these!! Love love love!!!

  • @ericaterrones16
    @ericaterrones16 3 หลายเดือนก่อน +1

    This was cool and informative!!! Loved seeing the immediate results of the poll!

  • @pattyatwood9211
    @pattyatwood9211 3 หลายเดือนก่อน

    Come to Winston-Salem, NC

  • @ANLaBarbera
    @ANLaBarbera ปีที่แล้ว +5

    Yes! Take SMHH on tour! Come to Tampa, FL and we will be there! 🎉

  • @codyewooten
    @codyewooten ปีที่แล้ว +7

    The best part was when Rachel said "People get pisssssssssed" at 16:19

  • @laurenwilloughby637
    @laurenwilloughby637 ปีที่แล้ว +6

    Y’all are my favorite and make me laugh!!!! Y’all should totally do a LIVE TOUR…. Make sure you stop in Birmingham, AL ❤❤❤

  • @Jumpman67
    @Jumpman67 ปีที่แล้ว +9

    Whatever sex you are, that’s who you think is better with money.

    • @ludwigvonsowell5347
      @ludwigvonsowell5347 ปีที่แล้ว

      Kevin O’Leary makes the case that his female CEOS predict lower sales numbers but are more accurate, his Male CEOs were much more aggressive in their predictions but much more likely to miss them by wide amounts or blow them out of the park.

    • @oliviafox6745
      @oliviafox6745 ปีที่แล้ว +5

      My husband knows I'm better and often says "I don't know where I'd be if you hadn't handled our finances". I respond, "You'd be broke, but have way more fun,"

    • @ykook7000
      @ykook7000 ปีที่แล้ว

      Nope women are more objective men are not and will double down

  • @nicholasmartinez6043
    @nicholasmartinez6043 ปีที่แล้ว +8

    George killed it with defending the ladies

  • @dnah02
    @dnah02 ปีที่แล้ว +6

    I was expecting a regular podcast not a live style concert podcast lol

  • @aliciafalendysz6231
    @aliciafalendysz6231 8 หลายเดือนก่อน +2

    I love that you guys get to hear the audience laughing! When I watch on TH-cam I'm always rolling! Also either that drink is strong or George lights up when in front of an audience! He's on fire! Also, way to go Rachel standing up for Gen Z! I'm always telling my "baby" niece the same thing! I promise we're for you! Keep the friends references coming!😂

  • @brookebales2931
    @brookebales2931 ปีที่แล้ว +5

    This was great, being live at the Smart Conference!!! SO fun! Love y’all. ❤

  • @AbidingHopeMentalHealthCoach
    @AbidingHopeMentalHealthCoach ปีที่แล้ว +4

    I’m cracking up about the toilet paper part! My husband is just like Rachael - clueless and doesn’t care. But the roll in my mind has to be facing out; and if you had the wherewithal to get a new role, just put it on the little post! (ours isn’t spring loaded either, so it’s super simple to put on, even for a small child.) I think it helps that I buy the really big Costco rolls - they won’t stay on if you don’t put them on properly. They just fall off top. So then they just end up on the counter.

  • @jpmcoy22
    @jpmcoy22 ปีที่แล้ว +9

    love the show you guys! would be so fun for next live event if you served the drinks so everyone can try it too 😂

  • @TheWebMindset
    @TheWebMindset ปีที่แล้ว +4

    Rachel has got to be the sweetest person on radio!
    But if my daughter ever went into broadcasting, she’d have some competition 😊
    Very cool show!

  • @Roxyfull_
    @Roxyfull_ ปีที่แล้ว +1

    Im here for a live tour! First Stop: LOS ANGELES!

  • @shellywhite2145
    @shellywhite2145 ปีที่แล้ว +113

    I am new to the stock market. Every stock that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the stock opportunities so far for the tech stocks.I believe having 175K yearly income would be a good investment so I want to plug all my savings into the stock market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good stock to buy and losing all the good opportunities.

    • @shellywhite2145
      @shellywhite2145 ปีที่แล้ว

      @john Hi , please who is the expert assisting you and how do I reach out to them?

    • @shellywhite2145
      @shellywhite2145 ปีที่แล้ว

      @john Thanks for sharing, I just looked her up online and I would say she really does have an impressive background on investing

  • @annaleewhite6753
    @annaleewhite6753 ปีที่แล้ว +2

    Happy birthday, George!!

  • @zacharyurda8197
    @zacharyurda8197 ปีที่แล้ว +4

    Best episode yet!

  • @theresamoore2436
    @theresamoore2436 ปีที่แล้ว +3

    You two are Amazing!

  • @JoeNation94
    @JoeNation94 ปีที่แล้ว +3

    Yes George! The Weber kettle is all you need! 👌🏼

  • @donnahampton3632
    @donnahampton3632 ปีที่แล้ว +4

    Love the live audience!

  • @donnaallgaier-lamberti3933
    @donnaallgaier-lamberti3933 5 หลายเดือนก่อน +1

    George, you changed out of your leather hiking boots and into your "dress boots." Go George! in my family I am the SAVER and my husband is the SPENDER!! This was a major topic when we were dating and talking about marriage 27 years ago.... He does follow the budget though...good thing!!

  • @c.j.valentine3027
    @c.j.valentine3027 ปีที่แล้ว +3

    Yes, please come to Phx! ❤😊

  • @melaniepattersonlpn
    @melaniepattersonlpn ปีที่แล้ว +3

    Please do more Nashville shows. I’ll come to them all !

  • @dayrich
    @dayrich ปีที่แล้ว +4

    i want the link to that cocktail book for my husband now. 😂

  • @dustinjohnson1410
    @dustinjohnson1410 ปีที่แล้ว +2

    I don't fall into any of those male stereotypes.
    1. I remodeled my home using a $300 utility trailer behind a Kia for all my material runs.
    2. Paid $5 for a used grill and repainted it. If you need a fancy grill, you don't know how to grill.
    3. Hate golf.

  • @NurseRowee
    @NurseRowee ปีที่แล้ว +1

    🙌 to GK and RC.😊

  • @katieryb2919
    @katieryb2919 ปีที่แล้ว +20

    Whatever they’re paying George, double it.😂

  • @RJthing
    @RJthing 11 หลายเดือนก่อน +1

    I've had it with Ramsey Solutions tearing down men!

  • @karnag28
    @karnag28 ปีที่แล้ว +3

    I need to know what shoes Rachel is wearing!!!!

  • @vinnietaganekurukuru8519
    @vinnietaganekurukuru8519 ปีที่แล้ว +2

    😂😂refreshing to hear these two wonderful people.Very gifted and genuine.Blessings

  • @brookebales2931
    @brookebales2931 ปีที่แล้ว +1

    Happy Birthdays y’all!! 🎉 🥳

  • @sandiweidler8862
    @sandiweidler8862 ปีที่แล้ว +3

    Toilet paper over unless you have a cat, then it’s under. For those of you who don’t have a cat, the cat, just unrolls it completely till it’s empty.

  • @username9999
    @username9999 ปีที่แล้ว

    This was the first video that I've seen George and Rachel noticeably impared.

  • @Diana-vp3zr
    @Diana-vp3zr ปีที่แล้ว +1

    Even live they are hilarious if I lived closer I would totally see them live

  • @autumnjerene
    @autumnjerene ปีที่แล้ว +4

    Men are more interested in managing their investments because women are already super busy managing their families' health. We balance each other out. I'm making sure my husband and I live long healthy lives, while he's making sure there's plenty of money to live on during that long healthy life.

  • @donnahampton3632
    @donnahampton3632 ปีที่แล้ว +2

    I live alone, and I would rather rent a pickup for 2 hours from home depot occasionally!

  • @themistoclesnelson2163
    @themistoclesnelson2163 ปีที่แล้ว +3

    I would go if you come to my city.

  • @kevinhaun1
    @kevinhaun1 ปีที่แล้ว +1

    I was there!

  • @lonestarrk9308
    @lonestarrk9308 8 หลายเดือนก่อน +1

    Men spend money on lifestyle to prove to potential mates that they can provide the security women need.

  • @Jbridge621
    @Jbridge621 5 หลายเดือนก่อน +7

    My Gen Z kid is well ahead on her retirement. When she learned that the easiest and fastest way to a million dollars was to save like crazy before age 30 she just had me help her open ROTH and IRA accounts on auto pay with her first paycheck at 10 as a office worker doing filing, xerox, stapling and shredding. She is working on a degree in finance but She dreams of being a stay at home mom with 3 kids. ❤

  • @mp5564
    @mp5564 ปีที่แล้ว +2

    You love society...I almost died! 😂

  • @leahchristine4
    @leahchristine4 ปีที่แล้ว +3

    I hate target it gives me anxiety. I’ve only been it target a few times and never s spent $100 combined

    • @bluebelle9572
      @bluebelle9572 ปีที่แล้ว +1

      I’m not a Target person either. I get something I need, and don’t spend 100’s there. Also have never ordered from Amazon and hope to never.

    • @thealexandraway
      @thealexandraway ปีที่แล้ว +1

      I just go online because I'm very introverted

    • @markg999
      @markg999 ปีที่แล้ว

      ​@@bluebelle9572 it's pretty great instead of driving sometimes 50+ mins for something I actually need I'll get in a day or two and didn't have to waist any time in the car or gas.

  • @rena_vations
    @rena_vations 9 หลายเดือนก่อน

    We always buy the gifts outright I don't like guessing it's too much for me 😂

  • @chrisoneal2718
    @chrisoneal2718 ปีที่แล้ว +7

    Stereotypes exist for a reason!

    • @ykook7000
      @ykook7000 ปีที่แล้ว

      Of course they do

  • @janemuir3546
    @janemuir3546 ปีที่แล้ว

    I would absolutely come see you in the road!!

  • @shadd337
    @shadd337 ปีที่แล้ว +1

    George! We have the same birthday 🎉 ♉️

  • @jullianlieb9185
    @jullianlieb9185 ปีที่แล้ว

    Come to PA!!

  • @markg999
    @markg999 ปีที่แล้ว +1

    Both me and wife are pretty frugal...she is more than I am so I would give nod to women over men in regards to being frugal in general. Now women do have more upkeep cost than guys but guys can offset that easily with hobbies that can get expensive.

  • @brightgirlproducts
    @brightgirlproducts ปีที่แล้ว +1

    Coupons Yes! Easier even now!

  • @ronnievengua9535
    @ronnievengua9535 ปีที่แล้ว +1

    🗣 🎼 Stilettos pumps . . In Da CluB 🎶 i see u Rachel. 🤩

  • @username9999
    @username9999 ปีที่แล้ว

    I dont want to send my partner a link and say "buy this for my gift." I say "I picked out my christmas gift and I ordered it."

  • @iamtimfisher
    @iamtimfisher ปีที่แล้ว +6

    The people need more Producer Lyndsie 👏🏼 We love her!

  • @rhythmandacoustics
    @rhythmandacoustics 6 หลายเดือนก่อน

    Who are these people?

  • @yahis7707
    @yahis7707 ปีที่แล้ว +6

    Just simply based on seeing how my parents and other people at my El Paso Hispanic church handle money…Women handle money better than the men. 🤷🏽‍♀️
    Generally the women in my community are more receptive to being told to stay in a budget and live on less than you make.

    • @tdgdbs1
      @tdgdbs1 ปีที่แล้ว

      I'm Asian and concur with your assessment; other culture not so much.

  • @sallyprzybil2404
    @sallyprzybil2404 11 หลายเดือนก่อน

    And he needs the pickup to bring home the Big Green Egg

  • @jackiecrabtree5429
    @jackiecrabtree5429 ปีที่แล้ว +3

    I feel like this episode was off. George seemed really nervous and interrupted too much. I didn’t love how he stereotyped “grunty” men- and I’m a woman! Usually I love the podcast, but this one felt different.

  • @rebaparker3714
    @rebaparker3714 ปีที่แล้ว +2

    Yes with the yard stuff. Spring hits and guys start prepping for total yard domination. 😂

  • @bonniehalf-elven
    @bonniehalf-elven ปีที่แล้ว +2

    WTH is a Green Egg? 🤔

  • @BillDaBurgerEater
    @BillDaBurgerEater 3 หลายเดือนก่อน

    Wow, didnt realize what a big simp George was.

  • @Scheler1989
    @Scheler1989 ปีที่แล้ว +7

    Gen Z was raised by Gen X and Boomers, so they learned from their parents' mistakes 😂

    • @ykook7000
      @ykook7000 ปีที่แล้ว +1

      Gen Z wasnt raised by anybody lazy parenting and will just get worse in the next generation

    • @lizamarie3472
      @lizamarie3472 ปีที่แล้ว

      I’m a Millennial mom to 2 Gen Zs and 2 Gen Alphas. I think they’ll be alright 😅

  • @MMAGrinders
    @MMAGrinders ปีที่แล้ว +6

    Men, women are the #1 consumers in the world.

    • @janelleg597
      @janelleg597 ปีที่แล้ว +3

      And men are the #1 consumers of women. Haha

    • @ghostbird92
      @ghostbird92 ปีที่แล้ว +1

      Does that count things like groceries and essentials?

    • @Nursemidratz
      @Nursemidratz ปีที่แล้ว +2

      #1 consumer of mens money lol

    • @anniealexander9616
      @anniealexander9616 11 หลายเดือนก่อน

      That's because women buy groceries and household supplies. We also, take the kids shopping for school clothes and we buy Christmas.
      Men buy Harley Davidson and only fans

  • @AMeglathery1
    @AMeglathery1 ปีที่แล้ว +2

    Episode was okay, but I truthfully would like to see this topic covered /not/ in front of a live audience. I got the sense that the games and the 'defend the other gender' bit were done primarily to engage and entertain the crowd. The information shared in the voting game could've been covered in 2 minutes worth of a normal episode and then you could've covered more topics and dug into more data. Looking forward to the next one though! Still definitely my favorite Ramsey show.

  • @marcmercado2085
    @marcmercado2085 ปีที่แล้ว +2

    Didn’t really realize Kamel was a white knight.

  • @E.E.F.
    @E.E.F. ปีที่แล้ว +3

    They are not "money experts," but they are entertaining.

  • @ykook7000
    @ykook7000 ปีที่แล้ว +1

    Rachel tries so hard to be diplomatic ...tries too hard

  • @tduck828
    @tduck828 ปีที่แล้ว +2

    I detest target. I can go there and spend 0. Amazon is another story!

  • @KennedyIvy
    @KennedyIvy ปีที่แล้ว +2

    Men. Next

    • @b.c.2836
      @b.c.2836 ปีที่แล้ว

      Women.

  • @Nothanks935
    @Nothanks935 ปีที่แล้ว +6

    I feel like I'm watching 2 married rich kids flirt with each other for an hour while telling those of us who were homeless as kids why we suck.

    • @ajones8008
      @ajones8008 ปีที่แล้ว +1

      BRUTAL BUT SO REAL

    • @oliviafox6745
      @oliviafox6745 ปีที่แล้ว

      They've been broke and have become wealthy, so think it's possible for everyone. It doesn't always work that way, as we know. We don't stink, they are not our final judge in how we handle finances.

    • @b.c.2836
      @b.c.2836 ปีที่แล้ว +2

      I have never experienced being homeless, but definitely way below poverty level poor. I do not get that sense at all.

    • @dustinjohnson1410
      @dustinjohnson1410 ปีที่แล้ว +1

      A son of immigrants and the daughter of someone whose parents went bankrupt when she was a baby?

    • @tanpham7411
      @tanpham7411 ปีที่แล้ว

      Most of Ramsey personalities, including George and Rachel, started from the bottom. These type of videos are for entertainments, not financial advices. If you are looking for that, you are on the wrong channel.

  • @user-es7tz5si7u
    @user-es7tz5si7u ปีที่แล้ว +7

    If you are a man with a girlfriend she spends your money so I guess women are better because they can manipulate men into using their money for her. Once he has none left she moves on to another guy. A single guy is probably the best with money.

    • @sexweightsproteinshakes
      @sexweightsproteinshakes ปีที่แล้ว +3

      💯

    • @patricksimon8943
      @patricksimon8943 ปีที่แล้ว +1

      I don’t care what any of the stats say. I make $200K plus a year and I am pretty sure we would be homeless if I let my wife run the budget, with no retirement. And they are super right about health insurance.

    • @pg9566
      @pg9566 ปีที่แล้ว +3

      Who hurt you

    • @user-es7tz5si7u
      @user-es7tz5si7u ปีที่แล้ว +2

      @@pg9566 Shaming language to protect the privilege.

    • @user-es7tz5si7u
      @user-es7tz5si7u ปีที่แล้ว

      @@patricksimon8943 100% they need to keep the self-esteem of men down.