I’m super impressed that you’re sharing your experience with us, including your introspection and analysis of what went wrong. Glad you’re on the mend!
I cheered out loud when I saw the ending. Glad you’re ok. A stolen car ran a red light and t-boned me a few years ago. Nothing I could do about it but modern safety tech saved my life. That’s why I love the CTR. You can have a track car with all the safety you need when lightning strikes. I was shaken up for a while but with time it dissipates. Glad to see the CTR did its job and kept you safe.
@@GodisGood941sounds like based on how he said modern tech saved him, he had no reaction time whatsoever and it was the crash technology the car was equipped with that saved him from a worse outcome
Glad you’re safe. Many of these track insurance companies are just brokers. Not surprised they said their hands were clean after you’ve paid your insurance premium.
I'm glad you are okay! Thanks for sharing your experience, I know it must be difficult to talk about. A few months ago, my car was hit by a trucker not paying attention (thankfully no injuries!) so I know the sadness and anxiety a crash can bring. Hope to see you on track again soon!
I'm preparing for my first HPDE with SCCA at Carolina Motorsports Park next week. This was really scary to watch and listen to, but I'm very glad that you're okay. This will serve as a reminder for me to always consider the the worst-case scenario when pushing my car on the track, and to never skimp out on track insurance or safety equipment. Thank you for sharing ❤
Glad you're ok and you got everything resolved! I've had to deal with track insurance as well and it's a pain. Love the new Type R! Hope you to see you on track sometime soon!
I admire your honesty and talking us through the process. Really glad you’re okay and I loved the ending! Look forward to seeing you back out there, subscribed.
Glad you’re ok and getting back in another Type R. I’ve really enjoyed your channel. The oil change video came in handy today and I’ll be using the transmission fluid video eventually!
So glad you made it out of the incident.. It looked HORRIFIC on the screen, I can only imagine what it felt like being in the car. Thanks for sharing your experience with us and your thoughts, and you deserve the ending in this video. Excited to see what's to come and be safe out there! Much love from South Africa 🙏
hey man I found your channel from the crash video, been watching some of the videos and really enjoyed them, I'm glad you're okay and cant wait to see videos with the new car.
The modern cars with 12 airbags surrounding the driver and passengers are far ahead of what was out 10 years ago. I think Elon Musk was talking about seat belts becoming redundant in the Tesla's due to the airbags they have in their cars. It also helped he crashed into a grassy field and not a wall or someone else.
I have been following your build for a little while now both on here and on the forum. Contemplating what to do to my FL5 before it sees Mid-Ohio this year. When I saw the video of the crash it felt like a gut punch. I am so glad to hear you are doing okay, that is the most important thing. I am also glad to know the Type R did what it was supposed to do. I am also glad to hear that you intend on going back out on track again. Gotta be honest, that pan to see the new Type R gave me chills!! Cannot wait to see what's in store!
I've got some big plans for this R, but I'm going to start out a little differently. PPF is an absolute must! The white R didn't have PPF and the track scaring was insane. I do have a stock pile of awesome stuff both at my house and at work, but need to get some of the basics before I attempt "the build". Intake, downpipe, exhaust, intercooler, and flash pro to name a few. Seems like a short list, but it's a big investment! This also serves as a reminder to everyone that you are accepting risk when going to any track, and that sometimes the difference between a bad crash and staying on track is something as simple as maintenance throttle. I've seen very few unavoidable crashes at the track. The majority of the crashed cars that go home on tow trucks after every track weekend mostly come down to simple mistakes, and single car involvement. (I've seen a car upside down on a double yellow warm-up lap). If you find you are making simple mistakes, then you're likely tired/dehydrated. Pit the car and give yourself an honest assessment. Often time the investment in the track weekend pops up in your mind first as the reason to push on, but ultimately it isn't worth your safety or the investment you've made in your car. (I got to learn that the hard way). Lastly, BUY TRACK INSURANCE, INVEST IN GOOD SAFETY EQUIPMENT, AND ALLOW YOURSELF THE TIME NECESSARY TO LEARN EVEN IF YOU AREN'T AN INSTRUCTED DRIVER!
@@pointbypatrol Very well said! I will 100% be investing in track insurance and the best safety gear. Way too much on the line not to. Looking forward to following your build! Stay safe!
Brother glad this turned out ok for you! Spent lots of time on the track but never in anything front wheel drive and damn you we’re pushing that little thing! 😊
glad to see you again, glad to see you too continue making content, really happy you are up in your feet and have made a good recovery, wishing you all the best to get past this like you said to live and learn and be humbled..... and that ending maaaah maaan ...hats off to you, sending huge respects
The overall situation sucks but you handled it perfectly. I am really excited because I also have a black fl5 type r and I cant wait to see what you do to it!
Thanks for diving in on the aftermath and process to go through this. just went to a track day near me, and one guy wrecked his AP1 S2K, Im considering a used Type R, or a new Si. The Black is going to look even better with a 3 on it!
Sorry for all the crap you had to deal with. Glad you’re okay and willing to get back on that horse that kicked you. It’s good that you have a good support system. Good luck out there.
Glad you're OK and thanks for sharing your experiences with Lockton. I was there the weekend before and used Lockton in lieu of Hagerty due to the price. I think I'll switch back to Hagerty!
Glad it all technically worked out for you man. Dealing with any type of insurance never seems to be an easy task, at least in my experience. Looking forward to seeing the future videos.
Glad to see you are alright from the wreck. Sh** happens sadly and sounds like your comeback is going to be even stronger than before. Lesson learned, if you are feeling fatigued on the track - just get off the track and call it a day...
Nice.. glad you didn't die. Also glad you didn't pack in the track driving. Hope it leads to something like a full race car and some safety upgrades to keep you as safe as possible in whatever your driving quickly on a track. Can't wait for the next videos.
Get back at it as fast as possible. Even driving regular car at high speed will do. Its to stop yourself from over thinking the crash which could make it harder to get back at it.
I've enjoyed watching all the mods you have made to the Civic except the ones covered in this episode 😪 Glad you are OK tho and look forward to more content👍
Glad to see you're ok and safe. Your vehicle is currently being rebuilt on youtube and all put together now. A youtuber has made 3 videos on it recently.
You might be looking at the rebuild from Gears and Gasoline. That wasn't my car. My old car was purchased at auction last week, and I believe there is an attempted rebuild happening!
Great video man, really appreciate your honestly and willingness to share. I think it's strange that the track community doesn't share details of crashes...in most safety cultures I've worked in, you share this stuff so people learn/doens't happen again. I always use Lockton so good to know you had some challenges - seems like it got sorted out in the end. I believe you are coming to the TSCC event at VIR in May? If so, be cool to catch up. Easy to spot me, the only VW station wagon on the track. Hope you also invest in a Simpson Hybrid S HANS this go around.
The head guy at NASA MA said that he might be interested in using it in the classroom, but we'll see if that actually happens or not. Also, to your point, I think that sharing and talking about it is extremely important. How terrible would someone feel if they saw this same thing happen to someone else, and they had just decided to keep their silence. The best news on all of this is that it was a completely preventable accident, and it came down to the basics, and that's teachable! I'll be out there! Don't be a stranger, and I'll look for you as well! Just bought a Hybrid Hans as well!
It’s good you are ok brother, mistakes happen and nobody is impervious to it. I’m glad you going back out there to race again, cause a lot of people would give up 💪
Thank you! The thought to give up never crossed my mind! I want to become a FWD specific instructor, and need to keep refining my skills so that I feel confident directing a novice driver!
Terrible what you have been through from the very start bud, and the messing around that you received from the insurance provider 😢 But the great thing is that it’s all sorted out now and you are back in another Type R !! 👍😃😃
Bravo my dude! I am so glad you are OK. Awesome to see you back on a new CTR. Keep sharing your service videos, they are the best in TH-cam. Also, just my .002 cents... Why do you have to push so much in the track? I would just take it a bit easier and take the opportunity to learn and improve. Shaving 0.5 seconds from your time... who cares? Have fun and enjoy the ride.
Just FYI, most HPDE insurance goes through RLI, including hagerty and lockton, they are the underwriters. I'm assuming that's the adjuster you were dealing with, unless he was 3rd party. But maybe other companies will be better. Glad they paid out and you're ok
if you are running just the stock 3 point harness and you don’t have a head and neck restraint device, take a look at the Simpson Hybrid S. yeah it’s a lot of money but it’s cheaper than dying. i was skeptical at first but now i wouldn’t do a track day without out it.
Watching the crash footage. I think in that speed trap zic-zac zone, you turn the steering wheel to rapid. Combined with the driving (you went too deep into the apex). It should be kind of a gradual slide. Try to go straight instead of fishtailing. And then... 😅 It oversteered. But at that time you can still save it by giving it some gas. It's a wrong wheel drive so the front axle gonna pull the back and straighten it out. *Just my personal opinion tho, I am not a professional driver by any means 😅*
Saw your crash video a week or so ago. I am glad you addressed the insurance claim process. I was wondering if you were even going to be able to get a successful claim for crashing on a race track.
@@pointbypatrol I caught that during your video. So your normal Insurance was not used just the track specific insurance? Also thank you for doing this video. I have always wondered about track or racing crashes not only the PTSD from it all, but the "making you whole" again with the insurance side.
@sn4rl277 No. I didn't use my normal insurance for this. There are a few companies out there that sell "HPDE Insurance" which is specifically intended for incidents that occur on the track or in the paddock. The insurance is sold by declared value or ACV in some cases. So you need to make sure you insure the car enough in order to be made whole again. It's important to keep all receipts for performance parts, and also not a bad idea to check the "value" of the vehicle as if it was bone stock on a website like KBB prior to selecting the amount of coverage you'd like. The PTSD side I really have yet to experience. A few nightmares here and there, but during my waking hours I'm at peace with it. The real test will be when I get back on track.
@@pointbypatrol Great info, thank you for explaining it all. Good to hear on the PTSD side of things. Yes, hopefully when you get back out there it doesn't effect you at all. I really wanted to purchase a FL5 last year but the markup was crazy, so I ended up with a 10th Gen Accord 2.0t Touring. The K20C is a beast, with tons of torque for the 3,300 lbs Accord. Hoping to snag a FL5 down the road someday. It has to be one of the best looking Honda's to date. Good luck and thanks again for the explanation of the track insurance.
So, not to dump on your circumstances, but from my experience, YOU have to disclose all modifications to your insurance before signing anything, so the fact that you track insurance paid you out without you disclosing and adding all the new modifications to your policy is something they didn't have to do but did is a huge win. My hats off to locton ins. For going above and beyond.
Lockton does not mention this in their policy, nor do that ask when you purchase the policy. You definitely have to do this ahead of time with Hagerty and Open Track though!
I went through some bullshit with my insurance company 18 months ago. That stress - I’d make sure I wouldn’t have any problems on the track with insurance regardless of cost. I don’t track, or have the care capable of it. I’d loose my shit if they wouldn’t call me back. 😂
Hagerty was about the same price. 10% deductible on your total. Also specifically asks for every mod you have on the car that you want covered too. Thankfully I haven't had to make a claim... yet lol
Glad your okay. it happens to the best of us. what are you going to do with those parts you installed on old civic? are you going to take it all out before turning in the car?
@@pointbypatrol Sorry to hear that. I was hoping you can maybe reuse something, maybe intake at least. Well, to new and better things! Best of luck on your new journey.
Glad you made it. So ummm... Hey you wanna sell those front seats? How much? Also. Did your normal vehicle insurance you carry go up? This incident does not show up on your MVR?
I insured my car for my first track day at Autoclub speedway at the time it was open and after that day I got an email from that insurance company saying they canceled my policy on that day... I found that rather odd
I’m super impressed that you’re sharing your experience with us, including your introspection and analysis of what went wrong. Glad you’re on the mend!
What a baller ending 😂
Yup
😂😂😂 that is so true
Nice! 👏
agreed
I cheered out loud when I saw the ending.
Glad you’re ok. A stolen car ran a red light and t-boned me a few years ago. Nothing I could do about it but modern safety tech saved my life. That’s why I love the CTR. You can have a track car with all the safety you need when lightning strikes. I was shaken up for a while but with time it dissipates. Glad to see the CTR did its job and kept you safe.
We were all amazed at how well the car held up all things considered! For what it went through, it really isn't that bad!
So when you say nothing you could do, do you mean in terms of reacting to it or do you mean dealing with insurance following that?
lol same
@@GodisGood941sounds like based on how he said modern tech saved him, he had no reaction time whatsoever and it was the crash technology the car was equipped with that saved him from a worse outcome
BUT IDK IM JUST ASSUMING 😢
Great ending🔥, glad you are okay. Can’t wait to see more content!
Glad you’re safe.
Many of these track insurance companies are just brokers. Not surprised they said their hands were clean after you’ve paid your insurance premium.
Appreciate the story and suggestions. The the smile on my face when you revealed at the end 😃
😁
Idk who you are but your crash showed up in my feed a while ago. And now this one has popped up. Glad you’re ok and ready to get going again!
I'm glad you are okay! Thanks for sharing your experience, I know it must be difficult to talk about. A few months ago, my car was hit by a trucker not paying attention (thankfully no injuries!) so I know the sadness and anxiety a crash can bring. Hope to see you on track again soon!
I'm preparing for my first HPDE with SCCA at Carolina Motorsports Park next week. This was really scary to watch and listen to, but I'm very glad that you're okay. This will serve as a reminder for me to always consider the the worst-case scenario when pushing my car on the track, and to never skimp out on track insurance or safety equipment. Thank you for sharing ❤
CMP is a lot of fun. The kink is scary. Make sure you have extra brake pads!
Accept, own, and learn from the crash. Glad to see you are doing each of these and moving forward.
Glad your ok, seems like you have the right mindset moving forward!
Glad you're ok and you got everything resolved! I've had to deal with track insurance as well and it's a pain. Love the new Type R! Hope you to see you on track sometime soon!
So glad to see you're doing alright and back in an FL5.
I admire your honesty and talking us through the process. Really glad you’re okay and I loved the ending! Look forward to seeing you back out there, subscribed.
Thank you so much!
Glad to see this video. I’ve been waiting to see the outcome. Glad you’re doing alright and the process worked out in the end.
Glad you’re ok and getting back in another Type R. I’ve really enjoyed your channel. The oil change video came in handy today and I’ll be using the transmission fluid video eventually!
So glad you made it out of the incident.. It looked HORRIFIC on the screen, I can only imagine what it felt like being in the car.
Thanks for sharing your experience with us and your thoughts, and you deserve the ending in this video. Excited to see what's to come and be safe out there!
Much love from South Africa 🙏
Much appreciated, and will do!
Thank you for sharing your experience man!!
🔥🔥🔥🔥🔥 what an ending! Glad your okay, and congrats! Looking forward to the road ahead.
hey man I found your channel from the crash video, been watching some of the videos and really enjoyed them, I'm glad you're okay and cant wait to see videos with the new car.
Damn dude. I am happy you aren’t paralyzed or underground.
The modern cars with 12 airbags surrounding the driver and passengers are far ahead of what was out 10 years ago. I think Elon Musk was talking about seat belts becoming redundant in the Tesla's due to the airbags they have in their cars. It also helped he crashed into a grassy field and not a wall or someone else.
Great to see another type r! Always improving!!can’t let this shack you
I have been following your build for a little while now both on here and on the forum. Contemplating what to do to my FL5 before it sees Mid-Ohio this year. When I saw the video of the crash it felt like a gut punch. I am so glad to hear you are doing okay, that is the most important thing. I am also glad to know the Type R did what it was supposed to do. I am also glad to hear that you intend on going back out on track again. Gotta be honest, that pan to see the new Type R gave me chills!! Cannot wait to see what's in store!
I've got some big plans for this R, but I'm going to start out a little differently. PPF is an absolute must! The white R didn't have PPF and the track scaring was insane.
I do have a stock pile of awesome stuff both at my house and at work, but need to get some of the basics before I attempt "the build". Intake, downpipe, exhaust, intercooler, and flash pro to name a few. Seems like a short list, but it's a big investment!
This also serves as a reminder to everyone that you are accepting risk when going to any track, and that sometimes the difference between a bad crash and staying on track is something as simple as maintenance throttle. I've seen very few unavoidable crashes at the track. The majority of the crashed cars that go home on tow trucks after every track weekend mostly come down to simple mistakes, and single car involvement. (I've seen a car upside down on a double yellow warm-up lap).
If you find you are making simple mistakes, then you're likely tired/dehydrated. Pit the car and give yourself an honest assessment. Often time the investment in the track weekend pops up in your mind first as the reason to push on, but ultimately it isn't worth your safety or the investment you've made in your car. (I got to learn that the hard way).
Lastly, BUY TRACK INSURANCE, INVEST IN GOOD SAFETY EQUIPMENT, AND ALLOW YOURSELF THE TIME NECESSARY TO LEARN EVEN IF YOU AREN'T AN INSTRUCTED DRIVER!
@@pointbypatrol Very well said! I will 100% be investing in track insurance and the best safety gear. Way too much on the line not to.
Looking forward to following your build! Stay safe!
Brother glad this turned out ok for you! Spent lots of time on the track but never in anything front wheel drive and damn you we’re pushing that little thing! 😊
Legend! Very pleased you’ll be out there again in an FL5 👌🏾
Glad to see you are doing well and in good spirits… Let’s Goooo!
glad to see you again, glad to see you too continue making content, really happy you are up in your feet and have made a good recovery, wishing you all the best to get past this like you said to live and learn and be humbled..... and that ending maaaah maaan ...hats off to you, sending huge respects
Much appreciated!
The overall situation sucks but you handled it perfectly. I am really excited because I also have a black fl5 type r and I cant wait to see what you do to it!
Thanks for diving in on the aftermath and process to go through this. just went to a track day near me, and one guy wrecked his AP1 S2K, Im considering a used Type R, or a new Si.
The Black is going to look even better with a 3 on it!
Glad you're okay and back on the road
Sorry for all the crap you had to deal with. Glad you’re okay and willing to get back on that horse that kicked you. It’s good that you have a good support system. Good luck out there.
Saw the video, that was scary man. Glad you're good
Let's go, dude!
Good to hear you're back on your feet :)
Can't wait for more track content!
New car looks fantastic! Thanks for sharing your experience with track insurance. Looking forward to giving you a point by soon!
It almost killed me to get one from you. I'd get in the seat with you any day!
Haha love it. Glad you're ok man. Hope to meet you some day. I need to get back out to CMP this year.
Amazing. Glad you were OK.... Black defo looks better 😊
Glad you're OK and thanks for sharing your experiences with Lockton. I was there the weekend before and used Lockton in lieu of Hagerty due to the price. I think I'll switch back to Hagerty!
Glad it all technically worked out for you man. Dealing with any type of insurance never seems to be an easy task, at least in my experience. Looking forward to seeing the future videos.
Glad you're ok. Nice new car and keep up the great content for us all.
Thanks, will do!
Glad everything worked out in the end man.
Also happy to see you back out on the track in Another Type R. Keep it up bro.
Thanks! Will do!
Glad you're doing okay man.
Glad to see you are alright from the wreck. Sh** happens sadly and sounds like your comeback is going to be even stronger than before. Lesson learned, if you are feeling fatigued on the track - just get off the track and call it a day...
I love this video breakdown. You had good luck on your pickup and delivery. I was required to move my wrecked Shelby in 24 hours from Sebring.
They were pretty accommodating based on the circumstances for sure!
The moment I saw the ending I was like “LETS GO BABY HES BACK!!!”
Glad you ok
Really enjoy your driving style
Myself have 2020 fk8
The type R
Honda😲
Glad you are ok!
Glad your safe buddy!!
Love the ending! 🔥
I get Need for speed Prostreet speed challenge flashbacks with this 🥶 😂 I’m so sorry for your car
😮 Good to see you have a new type R .
love the last bit of the video 💪
Nice.. glad you didn't die. Also glad you didn't pack in the track driving. Hope it leads to something like a full race car and some safety upgrades to keep you as safe as possible in whatever your driving quickly on a track. Can't wait for the next videos.
That's awesome dude! Shit happens important thing is you are ok and you can continue doing what you like and living life ✊🏾
hey man, glad you’re alright. please get back out there-u got this
Definitely one of the more painful learning experiences you can have at the track, but all the better for it when you get back out there!
Glad you’re okay! Snapped up another FL5 already! Man you guys in the States are lucky these are easy to come by vs the BS going on up here in Canada.
It took a little while! I was literally calling dealerships the day after the accident!
Get back at it as fast as possible. Even driving regular car at high speed will do. Its to stop yourself from over thinking the crash which could make it harder to get back at it.
I've enjoyed watching all the mods you have made to the Civic except the ones covered in this episode 😪 Glad you are OK tho and look forward to more content👍
Thanks, will do!
LOVE that ending man!
Glad you’re back and safe… Let’s get this man over 1k subs!
So close!
Glad to see you're ok and safe. Your vehicle is currently being rebuilt on youtube and all put together now. A youtuber has made 3 videos on it recently.
You might be looking at the rebuild from Gears and Gasoline. That wasn't my car. My old car was purchased at auction last week, and I believe there is an attempted rebuild happening!
Thanks for sharing buddy, and for the time on the phone the other night. Hope to eventually run into you at VIR. Gotta make it happen.
Any time!
Happy to see you doing good !
Thank you!
Great video man, really appreciate your honestly and willingness to share. I think it's strange that the track community doesn't share details of crashes...in most safety cultures I've worked in, you share this stuff so people learn/doens't happen again. I always use Lockton so good to know you had some challenges - seems like it got sorted out in the end. I believe you are coming to the TSCC event at VIR in May? If so, be cool to catch up. Easy to spot me, the only VW station wagon on the track. Hope you also invest in a Simpson Hybrid S HANS this go around.
The head guy at NASA MA said that he might be interested in using it in the classroom, but we'll see if that actually happens or not. Also, to your point, I think that sharing and talking about it is extremely important. How terrible would someone feel if they saw this same thing happen to someone else, and they had just decided to keep their silence. The best news on all of this is that it was a completely preventable accident, and it came down to the basics, and that's teachable! I'll be out there! Don't be a stranger, and I'll look for you as well!
Just bought a Hybrid Hans as well!
Dude im glad you are ok but man that car took it pretty well for the speed you were going.
It’s good you are ok brother, mistakes happen and nobody is impervious to it. I’m glad you going back out there to race again, cause a lot of people would give up 💪
Thank you! The thought to give up never crossed my mind! I want to become a FWD specific instructor, and need to keep refining my skills so that I feel confident directing a novice driver!
@@pointbypatrol 100% brother you got this 💪🙂
Hell yeah!!! Keep the content coming let's get you monetize!
Yeah Ben. Keeping it real brother!
Good on your for getting back on your feet again !
That ending though! I’m glad you made it out alive from the accident though.
That ending was badass ngl
Terrible what you have been through from the very start bud, and the messing around that you received from the insurance provider 😢 But the great thing is that it’s all sorted out now and you are back in another Type R !! 👍😃😃
Yep! I can't be too upset since everything worked out in the end!
NightmaRes😳🛹😨call the black car freddy Krueger😏looking forward to seeing more from you man 🏎️🍿
That ending was great!
glad you're safe round 2 begins
sorry for loss bro 1st for the crash, then 2nd for the run-around insurance was giving
Bro im glad ur ok, the accident look like it happened so fast
It was over fast for everyone watching, but it felt like slow motion in the car. It was brutal!
I'm glad it all worked out in the end! And if I hadn't just seen our cat a few minutes ago, I would say, "You stole Smokey!"
Bravo my dude! I am so glad you are OK. Awesome to see you back on a new CTR. Keep sharing your service videos, they are the best in TH-cam. Also, just my .002 cents... Why do you have to push so much in the track? I would just take it a bit easier and take the opportunity to learn and improve. Shaving 0.5 seconds from your time... who cares? Have fun and enjoy the ride.
Great advice! I had gotten target focused on the Porsche in front of me, which is a BIG NO NO!
You should get some of the accents wrapped white, as a homage to the original car
Just FYI, most HPDE insurance goes through RLI, including hagerty and lockton, they are the underwriters. I'm assuming that's the adjuster you were dealing with, unless he was 3rd party. But maybe other companies will be better. Glad they paid out and you're ok
Hagerty for sure uses RLI. Lockton went through a company called Hanover.
if you are running just the stock 3 point harness and you don’t have a head and neck restraint device, take a look at the Simpson Hybrid S.
yeah it’s a lot of money but it’s cheaper than dying.
i was skeptical at first but now i wouldn’t do a track day without out it.
Just picked one up!
Man bouncing back strong
Watching the crash footage. I think in that speed trap zic-zac zone, you turn the steering wheel to rapid. Combined with the driving (you went too deep into the apex).
It should be kind of a gradual slide. Try to go straight instead of fishtailing. And then... 😅
It oversteered. But at that time you can still save it by giving it some gas. It's a wrong wheel drive so the front axle gonna pull the back and straighten it out.
*Just my personal opinion tho, I am not a professional driver by any means 😅*
Sweet Jeezus, glad you're okay.
I get to drive that new black beauty over Memorial Day Weekend. 🤤😁
Saw your crash video a week or so ago. I am glad you addressed the insurance claim process. I was wondering if you were even going to be able to get a successful claim for crashing on a race track.
It was track specific insurance.
@@pointbypatrol I caught that during your video. So your normal Insurance was not used just the track specific insurance? Also thank you for doing this video. I have always wondered about track or racing crashes not only the PTSD from it all, but the "making you whole" again with the insurance side.
@sn4rl277 No. I didn't use my normal insurance for this. There are a few companies out there that sell "HPDE Insurance" which is specifically intended for incidents that occur on the track or in the paddock.
The insurance is sold by declared value or ACV in some cases. So you need to make sure you insure the car enough in order to be made whole again. It's important to keep all receipts for performance parts, and also not a bad idea to check the "value" of the vehicle as if it was bone stock on a website like KBB prior to selecting the amount of coverage you'd like.
The PTSD side I really have yet to experience. A few nightmares here and there, but during my waking hours I'm at peace with it. The real test will be when I get back on track.
@@pointbypatrol Great info, thank you for explaining it all. Good to hear on the PTSD side of things. Yes, hopefully when you get back out there it doesn't effect you at all.
I really wanted to purchase a FL5 last year but the markup was crazy, so I ended up with a 10th Gen Accord 2.0t Touring. The K20C is a beast, with tons of torque for the 3,300 lbs Accord. Hoping to snag a FL5 down the road someday. It has to be one of the best looking Honda's to date.
Good luck and thanks again for the explanation of the track insurance.
So, not to dump on your circumstances, but from my experience, YOU have to disclose all modifications to your insurance before signing anything, so the fact that you track insurance paid you out without you disclosing and adding all the new modifications to your policy is something they didn't have to do but did is a huge win. My hats off to locton ins. For going above and beyond.
Lockton does not mention this in their policy, nor do that ask when you purchase the policy. You definitely have to do this ahead of time with Hagerty and Open Track though!
I was so shocked at the end
Respect to you for admitting your errors. Roof looks better than I'd expect, did you have a roll cage fitted?
No roll cage. I was surprised at how well it faired too!
@@pointbypatrol Sheesh, you are one lucky fella indeed!
The reason he didn’t want to talk on the phone was because it creates a paper trail.
Buyer beware. Just remember insurance and really anybody who sells any products entire goal is to get your money not give it back.
I went through some bullshit with my insurance company 18 months ago. That stress - I’d make sure I wouldn’t have any problems on the track with insurance regardless of cost. I don’t track, or have the care capable of it. I’d loose my shit if they wouldn’t call me back. 😂
Insurance is never fun...
Nice!
Hagerty was about the same price. 10% deductible on your total. Also specifically asks for every mod you have on the car that you want covered too. Thankfully I haven't had to make a claim... yet lol
@9:47 Welcome back 🎉😊
My man!
Glad your okay. it happens to the best of us. what are you going to do with those parts you installed on old civic? are you going to take it all out before turning in the car?
All that stuff was destroyed
@@pointbypatrol Sorry to hear that. I was hoping you can maybe reuse something, maybe intake at least. Well, to new and better things! Best of luck on your new journey.
Glad you made it. So ummm... Hey you wanna sell those front seats? How much?
Also. Did your normal vehicle insurance you carry go up? This incident does not show up on your MVR?
Nope. No changes to my standard insurance. Unfortunately I no longer own the car. The insurance company does, plus the airbags in the seats deployed.
@@pointbypatrol damn.
I insured my car for my first track day at Autoclub speedway at the time it was open and after that day I got an email from that insurance company saying they canceled my policy on that day... I found that rather odd
What? Why?