Effect of Inflation on FGN Bonds + Other Investments in Nigeria | Flo Finance
ฝัง
- เผยแพร่เมื่อ 2 ส.ค. 2024
- By how much does inflation affect your investments?
❤ Want to consult with me?
Send me an email to floflofinance@gmail.com
⛔ DISCLAIMER: My contractors are not my employees. Please vet them for yourselves to make sure they qualify for the job before you hire them.
❤ More investment videos:
Start investing: • Start Investing Here
Build a House in Nigeria: • Build a House in Nigeria
#flofinance #inflationoninvestments #investinnigeria - แนวปฏิบัติและการใช้ชีวิต
![เจ้าผู้เดียว - ดิด คิตตี้ [OFFICIAL MV]](http://i.ytimg.com/vi/q0NLCYKBOTo/mqdefault.jpg)
Anyone not interested in investing in Nigeria or commercial papers or having a portfolio in Nigeria. Is ok don’t push others away with no solid proof or inflation data. Go and buy yourself Gold blocks and keep is an alternative..😊
It's as simple as that. 🤷♀️
Ventures goes with calculation & faith.
Your explanation is very good👍
Thank you Ma 💞 for sharing, helpful as always
This is so helpful thank you so much for sharing
Thanks for the insight ❤❤ Looking forward to the video about your fears 😁
I like your hair aunty Flo, thanks for teaching us investment
Thank you. ❤
Very awesome
I love your explanation ma, so far your return can cater for your need why worry about inflation. Life no hard jare, the essence of investing is to have peace of mind, why invest and still not have rest of mind.
You work so hard for your money and you still working your head to think about what you cannot control of.
Thanks for sharing ma'am.
You have to consider first what other investment alternative would give you over 30%, then what amount of risk is your principal facing? It's better to receive your 15%+ in peace with principal intact, than to venture into something dangerous. That is the pure head to head reality, because even with most businesses first your capital is at risk and returns are not guaranteed. US bonds now are hovering 4% while inflation is reported at 3% so effectively making 1%...you would need 1 million USD to make 10K!!!! do you have that amount?
I like the US Bonds analogy!
In other words, $1m only provides a ridiculous monthly yield of about $833.
Better off investing in a rental property for a more sensible ROI.
Any investment that promises to pay me 2x more than the body that sets interest rates is dodgy.
Many investment come through
I'm interested in the live video Flo. Please when is it happening? Amazing video and insight as always.
Wow!! i which i know all of these before now, i am been scared to invest but listen and watching some of your videos about this FGN Bond, i am very very interested. i will be counting on you to put me through.
Lady Flo , am in your view 💯 have been with you since 2014 and financially it’s worth the journey , I resident here in Zurich Switzerland 🇨🇭 and have got no regrets in my Nigeria portfolio.thanks alots ❤
I'm happy to read that. Slow and steady wins this investment race.
You're a great analyst😂
I enjoyed watching.
Happy Easter.
Prof! I'm trying to be like you ooo. Thank you.
@@FloFinance please ma send you a message in one of your topic, please advise me.Thanks ma
People that are in Nigeria and don’t have access to other platform to invest abroad should invest in Nigeria. However, if you are abroad in a more stable economy, I will advise investing in where you live. Note: investing is a long term commitment. Personally I buy ETFs and is planning to hold it for a long run. My vanguard global all cap is now 14% . I will keep putting money away and that is what matters. Slow and steady
It's as simple as that. Let all man invest in where they want to invest in.
I live I south Korea but I return to Nigeria August last year.i will not invest in Nigeria market.all my money is in USA stock market I started investing three years ago and that the best decision.
Thank you ma. Your view is correct. It is better to invest than leaving you money under the bed or in the bank. I am interested in the live conversation, anytime is fine by me. Thanks
That live video must happen, they can't escape it. 😅
Fear of investing is not an isolated case, every invester hides these case on a hidden shelf.
We must invest in our country, this is the only way to raise her up. if we the children of nigeria refuse to raise her up, who is going to do it. foreigner ?. I dont think so.
My Aunty Flo,
Greetings from East Africa.
We love you.
My humble opinion,
Look at it this way,
It is all by design.
Nigeria still remains the BIG BROTHER for all Africa Countries.
When something happens in Nigeria, it's happening or it will happen to his/her brothers & sisters( other countries)
It's just a matter of time when it will be at it's pick. Same to dollar.
It's all by design.
I am glad you finally addressed inflation and explained it well. I think its important for your viewers to have a holistic perspective and make informed choices.
Oya make i leave you.😅
You sef. 😂 Be getting ready for live video.
@@FloFinance ready to support
Aunty Flo, I am distracted by your glowing skin. This FGN bond must pay. I am spreading the good news especially to Nigerians. I believe a lot of us don’t know about it.
😊😊😊 Daalu! It must pay ooo!
Do you know how much the stockbroker charges? Also can you recommend a less hassle broker which can stand the test of time, because I am seeing alot of brokers went inactive. Thanks I love you channel and I just subscribed
Sister Flo pls how can I invest in FG bond. I’m interested but don’t know how to go about it. Thanks
Watch the following video: th-cam.com/video/z49RvM-JKoQ/w-d-xo.html for details.
I always enjoy your content.
Challenges are opportunities for investment , reason Africa is more lucrative than Europe
Can you do something about agriculture in context of local consumption and export
Saudi Arabia 🇸🇦 recently requested Nigeria to grow and export $1 billion dollar worth of ALFAALFA for their animal feed.
Few years ago China wanted cassava from us
Nigerian youth can aggregate and form cooperatives for production , thanks. 🙏
Aunty Flo, whats your take on AXA MANSARD Money Market Fund? its now 14% as at today. i have a huge investment there
what happens if the govt depreciates the naira
Thank you very much
Is the interest on fgn bond 16% per Annum or 16% after 2 years?
All quoted interest rates are per annum. Watch the following video: th-cam.com/video/z49RvM-JKoQ/w-d-xo.html for illustrative calculations.
Hello how can I be part of this fgn bond thank?
****Inflation chips away at the purchasing power of your money. Investing to earn interest helps to stabilize your purchasing power, not at 100%. Yes, I will recommend investing as opposed to just leaving your money in a non interest bearing ordinary account.
***Everyone, "knock yourself out" with whatever you decide to do.
Sorry can you please explain if possible to do it why leaving in France
You can do it from anywhere as long as you have a Nigerian bank account you can operate from there and a stockbroker in Nigeria.
@@FloFinance please can you recommend one stockbroker you new that can be contacted thanks
Can one still invest in fg bond in nigeria?
FGN Bond is available to invest in every month. Watch the following video: th-cam.com/video/z49RvM-JKoQ/w-d-xo.html for when it's usually open for subscription.
Sister Flo can i investment in FGN bond while living abroad, or i need to be present in the bank?
Yes, you can invest from anywhere as long as you have online access to your bank account in Nigeria.
Question to you Flo, I live abroad, is it advisable to invest 5m Naira in govt bond given that I will only spend max 3 months a year in Nigeria?
Depends on what the investment goal is.
Is it advisable? I don’t earn my money in Nigeria, but would like to have spending allowance when I come.
Nne the Nigerian economic space is very volatile and not worth. 15% on capital, just like fixed deposit, in 365 days is pure bukum. I repeat i won't try it.
Even if you like invest more, the percentage remains thesame.
The only thing FGN bonds will do for you is to help fight the effect of inflation on your capital, that is to help retain the value of your capital. Hoarding the dollar may not be an investment, but it will do you more good in protecting the value of your money.
Why not talk about FGN euro bonds?
Chuka there's nothing to talk about. FGN suspended Eurobond for 2 years now. The only dollar denominated investments are Dollar funds offered by banks. I mentioned one of them in this video.
They are better than this okorie HODLing you are doing. At least they pay 5%. My principle is: always make sure your money is not sitting idle. Just like buying a non-dividend paying stock. Why?
@@FloFinance o sina owu okolie holding? Ochi egbuo mu ooo😃😃😃
Tnx all thesame for the lectures... but if you don't mind, give us a class on FPI(foreign porn investment). It sounds interesting.
@@chukaokolie6119you mean ‘foreign portfolio investment?
P R O M O S M
You make learning look easy
You're right Aunty Flo. One can live comfortably with #200,000 naira salary monthly and even employ a maid and driver compare to someone earning 2000 pounds in UK. This is the reality but most people are just so shallow minded when it comes to financial education and they are so obsessed with not seeing anything good about their country Nigeria.
Employ a maid and driver with 200K salary in Nigeria? Nah 😂
I see this comparison flying around online. No way these two people are on the same level. My use of 200K was for illustration purposes.
@@FloFinance The salary range of a driver in Nigeria is between 50 to 70 thousand naira, infact some earn as low as 30 thousand which is equivalent to some state government workers salary which I know and same goes for maid. Its just a matter of cutting your clothes according to your size. I live in Dubai but invest only in Nigerian dividend stocks, Real Estate (houses and land) and Tbills or any good low and mid risk investment which could generate constant cash flow and I have never for once regret any of my decisions till date. Cash flo is the key just like your name. Thanks for inspiring and encouraging people like us even more when it comes to investing in Nigeria. Cheers!
So u actually believe what Air peace boss said on National TV because u want to believe that people ending 2000 pounds abroad are suffering sis they are deceiving u oooo
so I have an analogy, very Simple but It's long term and I know that's what most people don't want to hear
So keyword is commercial papers
If you do a 90 day CP investment of 6% real returns
you do It 3 times a year
or If you are Lucky and The stars allign, 4 times
that's 18-24%
Now if you compound It for 4 years And do your backward calculations
you would have Beat inflation at 25% average inflation rate for those 4 yrs
And it's always better to opt for the shorter 90day terms than the 270days longer terms cause it gives you a better opportunity to compound
For instance the difference between 6% compounded 3 times a year vs 25% p/a prorated to 270days is close to 2% in favor of the 90days compounded
But again No one wants to hear compounding or long form investing that's why people keep falling for Short term forex traders hook, bait and switch Scams with unrealistic returns
that's my submission flo
Great submission. 👍👍👍 For an experienced investor, this is the way to go. Experienced in the sense that you wll need to check the ratings of the companies and by who. Your spreadsheet must look very interesting. Kudos!
Thanks for teaching us 🎉
Please check your email ma.🙏