Should I Still Go On Vacation Even Though I Have Debt?
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- เผยแพร่เมื่อ 20 ต.ค. 2022
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She's not looking for your advice, she's looking for your "ok". She's going!
😂
I think this comment is correct. ?
It's a very selfish new trend of brides expecting bridesmaids to go on expensive "bachelorette" trips.
The dumbest trend 🤦🏻♂️
Yup. I never got a bachelor party at all because of this
I don’t think brides expect bridesmaids to go on an expensive trips. People are just spineless and can’t say “ hey I can’t go to your expensive trip”
@@ykciR who plans a trip expecting no one to attend?
it is selfish of these hosts to say let the other people their pay for activities without caring if those others have outstanding debt as well.
The bachelorette week involves a LOT of drinking. A lot of expensive "spa days" . Gifts for the bride. It's an insane amount of money.
And one of the most vain examples of wasteful consumerism, esspecially when everyone in the group has to do it 3-5 times for each other's weddings, all while everyone has student loan debt hanging over their heads.
I would not be able to enjoy my vacation if it was adding to my debt.
My wife and I never had vacations until we were out of debt. This was a strain on our relationship at the time. She now is very happy with this approach now that we are completely out of debt. It was very hard, and very worth it.
She is the perfect definition of the American life! Nice pic on Instagram and broke with nightmares
George and DeLony are a dynamic duo. Appreciate your perspectives!
Sorry
It's true that the best vacations are about the time together. You can do it cheaper, maybe not these two things completely cheap, but you can drink water, you can walk the beach, you can stay up late talking, you can use the hotel pools, etc.
Why do people call the show to ask for permission for things?… you’ve already paid for half of the trip coming up in
That does baffle me ppl are grown adults and cant make a decision without permission
Someone to blame when they mess up.
Taking a two-week "vacation" just to attend a rehearsal dinner and wedding is totally ridiculous. That kind of irresponsibility is why she has to go into debt for this.
Agreed. This is nuts
Why even call in? She’s already going. People say they want to be debt free yet they make excuses to spend money they don’t have.
Listen here, this woman is not seeking advice, deep down, she for sure wants to go but she is just trying to justify her going. It's so obvious here smh..
I was thiking about it too hahaha
its justified
a family trip and a friends. wedding, u dont see that too often
3k debt is not going to kill her
The hosts did a fine job on this one, but the numbers are probably a little trickier than they think. With November coming she's got rent and maybe utilities bills coming up and no paychecks coming in mid-November. Probably should have done a bit of digging on that before advising her to knock her checking account down to $2000 right now. The good news is she should still get a paycheck mid-vacation, and she can go into hyper-frugal mode when she gets back to stretch things out until the next paycheck comes in. Also, if she's hourly, she could try to work extra shifts before and after the trip to make some of that up.
Anyway, to the caller I would say (as they said), go out with your friends, but do it on the cheap. You don't have to get blasted on $300 of fancy alcohol and make bad decisions every night for a week to have fun. Be the designated driver, avoid Uber charges, take care of your friends. If it's available, take full advantage of continental breakfast, grab some fruit for later, then eat light the rest of the day, e.g. just get an appetizer at that fancy restaurant your friends want to go to. Make it your goal to have enough money by the time your paychecks resume to wipe out the rest of that debt. Yes, I would say postpone going debt free for a month. You're doing a great job and it's not going to be the end of the world to wait an extra month.
Not to mention the Holidays.
Just got out of debt and building my 3-6 month emergency fund. My church is going to GA and I want to go plus drive to Florida from there. Was so ready but I keep thinking I need to do something different to get different results! Not going.
I wish Dave would of picked up this one
Yes. A big no!
Reason they agreed was fact that hotel and airfare was allready paid for
If all you have is a mortgage, and have your emergency fund built-up and and can pay cash, sure. Otherwise, no. Wait until you are out of debt. But I can see she's going anyway.
I'd go on the family trip not the bachelorette. But that's me.
Short answer: no, but it's your life. Better to get rid of debt than make it worse
The Power of No is a beautiful thing.
You are capable of more than you know ... make today your best day of the year ❤️
Being a bridesmaid shouldn't cost you anything but what it costs to show up. But people need those pictures for social media to show off. It's ridiculous
Excellent advice- as the big items of the trips are paid for, just go and enjoy without spending too much. I despise the fact that people are made to feel ashamed for not overdoing spending. Spending does not equal love and affection. This caller is doing brilliantly well and just needs to let go of the idea that her family and friends want her to be always splashing the cash to be seen as fun and valuable.
John is so right about the neices and nephews, just play with them!
5:12 "that's wassup" -george
Do not miss your friends wedding man, not gonna experience it twice. Money will come back.
She can catch her friend's next wedding.
It's the bachelorette trip.. not the wedding?
@bill joseph never will be the same.
Debt will come back. Winter is coming with higher heating bills in Vermont.
Probably a layoff in a few months.
She won't miss these.
You’re that person huh?
You’d expect someone to spend tons of money on some nonsense.
You can always earn your money back, go and make that vacation worth your while. Just make sure that you won't be dealing with some setbacks because of it. Have fun!
She must be watching the Dr. Phil show a few day ago.
When they where talking about traveling to different places. Even though 25 percent american can't afford rent or pay for groceries.
I don't think she is broke, though? She already paid for her flight and lodging, right? And she's considering her lost pay as part of her cost in this trip. But I bet she could just go on the trip and be frugal and live on rice and beans for the next month and still pay off all her debts.
If you have to go frugal, live on rice and beans,with debt just because of a trip that says broke to me.
"Burlington Coat Factory Vermont" lol this was cringe but funny at the same time
It was cringe worthy, like many of the things John says.
You can always make money, but you won't ever get those memories back
Decide what's more important to you
I tell interviewer that I already had a day to take off. I got the job and was off. My supervisor tried to play me, but when found out the director had already approved it that witch mouth dropped.
I am glad I don't have friends with all of these wedding things. They are all selfish making people spend so much money. I also don't know why she needs this much to visit AZ.
A whole week for a bachelorette party??
Too much C for one night on the carousel.
@@abark Gotta get as much of that 304 phase in before the wedding.
Shout out to the coach gang!
Right?!
@@untouchable360x All kinds of monkey double backflips. All over Chad & Tyrone.
The debt was all Jermaines fault.
no
Where’s Dave been?
Probably on vacation. He’s retirement age and has built enough to not have to work all the time any more
Cabo
Mexico
Medical issues
@@qrcodeguy5669 hope not 😣
Yes go on the vacation. Also you agreed.
Just tell your friends you’re an adult and can’t give up two weeks of pay to go on a pointless party trip.
I think she should be mature enought to know she's in debt and that going on an expensive trip plus wedding is not ideal to be in with a new job.
My family would want me to pay off my debt and not guilt me into going - but again that's my family. I think if her family doesn't support her paying off her debt we know where her bad money management stems from. Also, I would never expect a friend or friends to splurge on my wedding. Dress and makeup is a lot of money already plus accommodation, childcare, gifts, etc. it all adds up!
If flights are already bought with being $3k in debt, she should go, it's not going to make or break her. She needs to realize though that she's a grown adult who is broke and should be embarrassed for putting herself in this situation.
Besides Jesus being debt free is one of the greatest gifts in the world.
What about knocking a couple days off of wax trip so you don’t miss so many hours at work?
Being a bridesmaid costs a flaming fortune.
This is why people don't follow the DR plan. Telling people not to go on vacation with family is crazy. You can't replace these trips, they only happen a few times in your life.
And you wonder why most people live paycheck to paycheck. This mentality
Going on vacation is crazy under any circumstances
@@amireallythatgrumpy6508 i thought i was the only one that didn’t get the purpose of vacations
She's going to go not sure why she's calling
Don't cancel your vacation over a lack of fiat currency. Another financial crisis will soon be upon us. Take the vacation with family before the SHTF.
Actually, hold off on the vacation as the financial crisis will make things a lot cheaper, including vacations.
@@cgasucks
Been traveling in Europe all Summer and currently in Brazil until November.
Dollar is doing well.
Why spend money today that you might need tomorrow?
@@amireallythatgrumpy6508 Because you are losing 30% a year due to inflation. In three years your savings is gone.
@@RusskiCommieBot That's the dumbest thing I've ever heard.
Caller has six thousand dollars? One thousand dollars in an emergency fund. Advance pay a month or two, rent, power, all the things. One thousand dollars for family wedding/family reunion/vacation, and the rest toward debt. Easy peasy.
You already paid for it. So just go.
If it's paid already, why would it cost 6k?
So a family vacation is already planned, and George wouldn't want to o to dinner with the family?
Why even go in the first place?
She makes 52k, and only 3k in debt. That is not broke. And don't know what the husband makes.
Did she say she prepaid? I didn't hear that. Oh toward the end she said she'd prepaid, so go, be frugal.
@@wheel-man5319 It won't cost nowhere near 6k that she thinks it will.
@@jimmymcgill6778 It shouldn't, but some people are easily influenced.
3k in debt is broke as f no matter how much she earns
@@dbag57 4k us not broke.
I’m sorry. These bachelorette parties are selfish and ABSURD
Having 3k in doubt is not being broke. These guys are absolutely ridiculous sometimes.
Extremely extreme sometimes lol
@@theshawnpalmer1326 it’s crazy 😂 they acted like she was about to be evicted from her home or something. I like both those guys but not a fan of johns advice on this part of the Ramsay channel. He always seems to be drastic on every call
She makes $25 an hour. 3k in debt is a big deal.
@MasterShake89 you’re brainwashed my friend
@@Mitzi73 are you being sarcastic? She could probably be debt free in a couple months..
Yes you only live once, but be smart about your financial decisions
"You're broke". This has been said so many times to these callers and it's like they don't understand it.
Yes, go on vacation. Life is short
Hope it's worth it pffff
I would do the wedding part because that's something you can't just miss like a vacation.
Exactly!! Go for it!
Spend that short life struggling financially
@@Jay-om8gr make that short life even shorter by hoarding money and being frustrated instead of enjoying it.
Just like those kids won’t remember the toy, you won’t remember the small delay in getting out of debt down the line. You have one life and enjoy it with your family and friends.
This is why I love being from a western country. We can be honest and tell people we’re broke. But face culture in East Asia is so bad people couldn’t say things like this to their friends and family. They’d lose so much face.
Yeah, but there are so many westerners who won't let people know they need to be cutting back on expenses either.
I don't care if I lose face. I'd rather be smart.
Hi, I'm calling for you to tell me what not to do that I am going to do anyways. Thanks.
Yes Go
John "Is that cool" Delony
Why is she calling if she already purchased plane tickets and reserved the hotels lol, this is why people remain poor and never become multimillionaires.
Don't see the inside of a restaurant unless you're working there, rice and beans beans and rice, no vacation, drive Über and deliver pizza every waking hour until you're debt free!
Whats John talking about "How Lovely?" She hourly...🙄, and has not accrued any PTO. The company has done nothing wrong.
She's going on this trip
Personally, I would push the vacations back.
She leaves in 15 days and all the stuff is paid for. HUH?
Lol what? They're already booked, and one is a bachelorette party, you can't just "push" those back 😅
I would have asked more questions. How long has she been getting out of debt? How much debt is she paying off monthly? What other expenses are on the horizon. If she's been at this for a while and makes good monthly progress then I think it's OK to take a detour for a couple months then get right back on.
This person is GOING regardless and she’s wanting them to tell her it’s OK when it’s NOT !!! At the end of the day it’s her money and she’ll be in more DEBT for just 2 weeks of fun !!!! She’s going to suffer the consequences !!!
Just go
7:32 is John ok?
Go on vacation!
It’s funny to see grown ups asking for permission to go
On vacation. And spend money
It seems so silly.
Sorry but we need Dave's straight awnsers. Tired of Delony, im suprised he didn't ask her if she's safe.
First time this guy has ever given coherent advise!!
You can tell she really still wants to go...”I’m in the wedding so” lol
Take the trip. Life is too short. Family and friends are precious. You can make the money back
Family and friends are NOT precious.
Are you related to Dustin Poirier? You look like his brother.
you can't buy affection
I'd love a call back after the trip, just to show how much she has wasted
John and George sound real fun on vacation🙄
John and George sound like they understand numbers and reality and don't encourage people to spend friviously when they're broke and trying to get out of debt.
John and George sound like smart responsible adults !
@@MichaelAnderson-wk1no Going out to dinner, is not spending frivolously.
You go on vacation. You plan on going out to eat.
Lolz and go to the fun guy who brags about vacation but in debt? Haha
I think people like the “idea” of being debt-free.
I can believe her really you want to spend $6000 and a road trip lady wake up.
Go on the family trip and skip the briemaids trip
John Delony is the man!
Go on the vacation
Girlfriend stop using money as love!
You asking for Permission from these guys, to take it to a break from your Dave Ramsey steps…NO! Get in control of you emotions!
I wouldn't go to be honest your so close
JOHN 3:16 😊
Number 31:17-18
The difference between men and women.
Get out of debt first. Exercise discipline.
3k debt and you have the money to cover the vacation + bills why would you not go on the trip. You can make that 6k back in a week if you try hard enough
She make 1k a week. No way she can make up 6k in a week.
@@jimmymcgill6778 she better find a hustle
@@XxGxXBloodshot Still cannot make that much.
Most people do not want to work every waking hour.
Take the vacation and return with a newly focused mindset on becoming debt-free.
Let your yeas be yeas and your neays be neays.
😂😂😂😂
It’s asinine that you start a new job that you don’t get any R&R. No wonder people are leaving jobs. Do employers forget that people have lives?
These girl’s trips. SMH
Horrible advice. Go on your vacations and not worry about debt all. You don’t have that much debt! These guys are idiots sometimes
Their recommendations are ridiculous, if she was 100k in debt-yes. 3k is not bad, at all.