Congratulations!! Hope you have gotten confirmation from the seller that the tenant will move out after the sale. Just a tip for anyone watching. with condos, you should still have a financing condition, even if you are pre approved. Because with 5% down , along with bank CMHC also need to approve the mortgage. There are buildings (like 36 lisgar st in dt TO) which CMHC simply won't insure . So unless you know for sure, others were able to get insured mortgage for that building or you have more than 20%, always have a financing condition for Condos.
Welcome to the building guys !! We have been following you on TH-cam since we moved to Canada and are happy to see you both around . We are on the 11th floor .
You guys have gathered so much of knowledge in such a short time. The videos says it all. It's like I'm watching someone who has been living in Canada for more than 8-10 years. Way to go 🥰
So awesome to see a video from Canada. Was weird seeing the view from your front window as I recognized the buildings across the street. Congrats buying your condo!
Congrats guys on the Condo !! In no time you guys are all settled in Canada. A great success story !! One suggestion though :the lumber prices are all time high. I would suggest to wait on any major renovations that involves wood.
Congrats on your first home . Home Prices nowadays are skyrocketing. 1 bedroom plus den for $400 plus, just wow!! InToronto you can get 3 bedrooms within $450. We just remodelled our condo bathroom in Toronto by extremely a very reasonable plumber. If you need one, just ask. Good luck and stay safe.
Hey Guys... Congratulations!!! Really happy to see your happy faces. Keep going like this, your dream for Network Cafe is not far... God bless you people and keep making such amazing videos. Can't wait for your renovation plans. All the best!!
That’s awesome 👏 Hope to see you soon 😀 I know it may sound weird but I need your help in booking the elevator.. 😊 they have a weird rule of allowing only the residents to book it... and technically; we aren’t residents right now... can you ping me on potatotalkies@gmail.com? Dinner pakka hmare ghar once we move 😀
@@Potatotalkies My husband Divesh Bighamal has already replied you , he also commented on this video. You can reply him back with the details , your arrival date and all , and you are invited to have lunch, dinner with us when you move here. :)
Welcome to Kitchener. I have lived here all my life. There's a few beautiful outdoor spaces nearby to explore. If you get the chance to check out the Farmers market, great deals and crafts. The town of Elora is another nice place to walk around, as is St. Jacobs
You are correct on process of buying a condo but unfortunately everyone forgets one of the most important issues. The need to check out thoroughly of the Property Management Company and the Property Manager of your condo. This is very important issue when difficulties arise and they will. The Kitchener/Waterloo has some good/bad Property Management Companies. Its very important to check out the Property Management Company and Property Manager who manages your condo before final purchase.
so few questions- 1. how were you able to get pre-construction with 10% down? Isn't it required to have 20% down for pre-con? 2. how were you able to get condo with only 5% as it is not your primary residence? 3. shouldn't it be $130K (20% of $640k pre-con) + $84k (20% of $420k condo as its second property) + closing? I was amazed when you said both houses down costed you $90k. 4. how did you qualify to get 2 mortgages which is almost over $950k in 1 year of credit history? please share your knowledge with us so everyone can benefit from it.
1. Not necessarily. Depends on the conditions of the builder. 2. It is our primary residence. We will be staying in it till we close the precon in 2023. It is also our first house, as pre con is not in mortgage / insurance yet. 3. Pre con won’t get into mortgage till possession in 2023, so we only had to get approved for $420k house now which is well within range.
Its always good to hear from Simran saying, “Hey guys! Welcome back to our channel.” I recently started following your channel and your content is amazing. Keep up the good work 🙌🏻
Great u bought the loft. Suggestion do not cover the ceiling if u want just paint over it. High ceiling is hard to get plus if you sell its one of the selling poin. U can just cover the air ducks and get it done by a professional..
How home inspection works in house ? Is it after approval of ur bid accepted ? One full video on all conditional bidding / and home inspection / lawyer and all
Will try to make one closer to the closing on the house... You get about 7 days after the offer is accepted to do inspection / or any other condition... if you are not satisfied.. you can tak the conditional offer back
Hello Congratulations for your new home . I was using your app Can Guide and Checked out their was a Draw in February CEC and the lowest CRS was 75 . Is it possible to have this much if CRS or any conditions applied .
Great selection, amazing place with great view . Love d balcony.. and Gooooogle view 😎.. what a beautiful natural space around. Congratulations to both of you and wishing you safe and happy move in there. Rab Rakha!
Hi, I also live in Kitchener! Just saw some of your videos, you are doing great work!! I have also created a TH-cam channel a month ago and shoot my first video in the same park😁😁 All the best for you👍👍
Love all your videos. Congratulations on all the success. appreciate the work you put in. Interested in seeing what you guys prepare breakfast lunch dinner...how you guys save money with grocery and weekly meals
Congratulations first, you're doing amazing !!! Also, guys I'm wondering how did you get mortgage for this other property , since you've already booked one ?
Guys have been watching you, good vlogs, you also bought townhouse by Heathwood homes and now you bought condo, amazing in few months u become owner of 2 houses. how is townhouse market in Kitchener? Good luck
Welcome to Kitchener. Sorry, I am not up to speed with the latest stuff with you guys but last time I saw you guys had already purchased an in-construction house in Kitchener. Is this is an investment property? Whatever it is Kitchener is a lovely town and an extremely good decision. All the very best. Hopefully, someday we can meet up.
Ohhh balle balle🥳, congrats for this new achievement. Will you please make one video on comparing costs associated with different kinds of buying and how to get a good realtor .
Thank god, you changed the music 😀 If you want to interview someone who did firm offer without pre-approval, but closed with best interest I can share our adventure!!
Hi Potato Couple!! Are we allowed to look for apartment nowadays in COVID restrictions? I am also planning to look for a rented apartment. Please let me know if apartment hunting is still allowed or we can do it online only?
Hey guys.. Congratulations..!!! I have a request if you guys can make a detail video on OINP and its process and also frequency of Tech draw, etc... Thank u..❤
So happy for both of you. Looking at your videos motivates me to study hard and work hard for goals. I am also planning to move to canada. Hope to see you soon. 😃😇
Good info. ..paaji. Is there any initial deposit done towards the reserve fund of the condo....or an annual sinking fund collected.......what about the monthly maintenance charges to be paid ?....
Congratulations Potato Talkies. Another milestone in your dream run. Good luck with the renovation. Just a quick question: Is there something that you can't do?
Hi I have seen ur latest vedio of managing ur expenses.... In this u talk about many rules with the numbers like rule 25, 26, 35 ...who do you figure out this or who u obtain this or this have made by ur self...plse reply
hey congratulations on the new home love your guidance and videos but may i ask, can u please do videos in english or give english captions to your videos im from south india so have a lil difficulty in figuring out all the hindi terms
Simran Iam your fan yar, we bought a condo in Mississauga Downtown last month, very happy for you guys, waiting for the time when you guys will make a cafe and I will come with my kidos.......😁😁😁😁 Congratulations..💐🎉🎊I can see the happiness on ur faces👍guys stay blessed always.
Congratulations!! Hope you have gotten confirmation from the seller that the tenant will move out after the sale.
Just a tip for anyone watching. with condos, you should still have a financing condition, even if you are pre approved. Because with 5% down , along with bank CMHC also need to approve the mortgage. There are buildings (like 36 lisgar st in dt TO) which CMHC simply won't insure . So unless you know for sure, others were able to get insured mortgage for that building or you have more than 20%, always have a financing condition for Condos.
Great tip. Thank you!
Yes, the tenant is moving out on June 1.
Thanks for the useful comment. Pinning it :)
Great point. One other common condition is selling of existing home to honour the new purchase.
*DID NOT UNDERSTAND THIS .... 🥵😳*
What is financing condition ?
Welcome to the building guys !! We have been following you on TH-cam since we moved to Canada and are happy to see you both around . We are on the 11th floor .
Oh wow,.. that’s awesome! Hope to see you soon
Congratulations guys. Is it first time Simran has kept her curls open, couldn’t take my eyes off her. She looks gorgeous. 😘
Thank you 😊
You guys have gathered so much of knowledge in such a short time. The videos says it all. It's like I'm watching someone who has been living in Canada for more than 8-10 years. Way to go 🥰
Thanks 😊
So awesome to see a video from Canada. Was weird seeing the view from your front window as I recognized the buildings across the street. Congrats buying your condo!
Thanks 🙏
Congratulations Potato Talkies-CANADA🇨🇦 🏡
Lot’s of love from Dehradun Uttarakhand🇮🇳
Thank you 😊
Congrats guys on the Condo !! In no time you guys are all settled in Canada. A great success story !! One suggestion though :the lumber prices are all time high. I would suggest to wait on any major renovations that involves wood.
Oh man!! I am getting so much excited for you guys!
Thank you 😍
Congrats on your first home . Home Prices nowadays are skyrocketing. 1 bedroom plus den for $400 plus, just wow!! InToronto you can get 3 bedrooms within $450. We just remodelled our condo bathroom in Toronto by extremely a very reasonable plumber. If you need one, just ask. Good luck and stay safe.
👍👍
Welcome to the neighbourhood.. you guys will love it in Kitchener. All the best
It almost feels like a friend is moving to their new place, and I’m so excited for them.. congratulations you guys!!! 😃
Thank you 😍
Congratulations guys!! So happy to see Simran all excited about moving to Kitchener and in her own house :)
Congratulations, a big mile stone in Canada. God bless you both in your new property.
Thanks 😊
You guys have such positive and happy vibe...
Many congratulations
Pls make a video on higher studies especially PhD in Canada
Thanks
Congratulations to Potato Couple on their new condo!!
Welcome to Kitchener, we have been living here for about a decade now and we love it..
Good to finally know what the inside of those condos across from my Dr's office look like inside!!
Hey Guys... Congratulations!!! Really happy to see your happy faces. Keep going like this, your dream for Network Cafe is not far... God bless you people and keep making such amazing videos. Can't wait for your renovation plans. All the best!!
Welcoming our new neighbors!! We live a few floors above you in the same building. We are new immigrants too , arrived last year in July :)
That’s awesome 👏
Hope to see you soon 😀
I know it may sound weird but I need your help in booking the elevator.. 😊 they have a weird rule of allowing only the residents to book it... and technically; we aren’t residents right now... can you ping me on potatotalkies@gmail.com?
Dinner pakka hmare ghar once we move 😀
@@Potatotalkies My husband Divesh Bighamal has already replied you , he also commented on this video. You can reply him back with the details , your arrival date and all , and you are invited to have lunch, dinner with us when you move here. :)
Music was so apt for this video. Loved the entire vibe. All the best, guys. :)
Welcome to Kitchener. I have lived here all my life. There's a few beautiful outdoor spaces nearby to explore. If you get the chance to check out the Farmers market, great deals and crafts. The town of Elora is another nice place to walk around, as is St. Jacobs
Thanks for the suggestions 😀👍
You are correct on process of buying a condo but unfortunately everyone forgets one of the most important issues. The need to check out thoroughly of the Property Management Company and the Property Manager of your condo. This is very important issue when difficulties arise and they will. The Kitchener/Waterloo has some good/bad Property Management Companies. Its very important to check out the Property Management Company and Property Manager who manages your condo before final purchase.
👏👏
Congratulations. You are one of the few who really do research and take calculated risks. Awesome and good luck
Thanks 😊
Super excited for the renovation journey
Congratulations guys!! Good decision! Best of luck and enjoy your stay in the condo 🌸🌺
I guess Tattoo on Navjot’s arm is also new... Best of luck for everything guys...This is genuinely a great decision
Thanks 😊
Got the tattoo before coming to canada... :)
Oh... Didn't see it before...👍👍
Congratulations guys. Finally, you guys got what you wanted. Enjoy!
so few questions-
1. how were you able to get pre-construction with 10% down? Isn't it required to have 20% down for pre-con?
2. how were you able to get condo with only 5% as it is not your primary residence?
3. shouldn't it be $130K (20% of $640k pre-con) + $84k (20% of $420k condo as its second property) + closing? I was amazed when you said both houses down costed you $90k.
4. how did you qualify to get 2 mortgages which is almost over $950k in 1 year of credit history?
please share your knowledge with us so everyone can benefit from it.
1. Not necessarily. Depends on the conditions of the builder.
2. It is our primary residence. We will be staying in it till we close the precon in 2023. It is also our first house, as pre con is not in mortgage / insurance yet.
3. Pre con won’t get into mortgage till possession in 2023, so we only had to get approved for $420k house now which is well within range.
Good Luck Guys !! Really good to see you growing like this almost in a year in Canada ❤️
😀
Its always good to hear from Simran saying, “Hey guys! Welcome back to our channel.” I recently started following your channel and your content is amazing. Keep up the good work 🙌🏻
🤗🤗
Congratulations on the new home.. I'm sure you'll will do classy reno. All the best
😀
Congratulations! We used to live in the same building. it is a good one. Best was the BBQing on the common terrace
Nice 👍 😀
Congratulations to both of you..!! One should need to be this Rational and Smart..!! Great video..!!
Great u bought the loft. Suggestion do not cover the ceiling if u want just paint over it. High ceiling is hard to get plus if you sell its one of the selling poin. U can just cover the air ducks and get it done by a professional..
Yes absolutely.. starting to the love the rough look 😀
Chalo ek aur Canadian Indian TH-camr mil gaye. New Subscriber 👍
Very excited to see this whole new house journey. Good luck 👍
Congratulations both of you, keep moving
How home inspection works in house ?
Is it after approval of ur bid accepted ?
One full video on all conditional bidding / and home inspection / lawyer and all
Will try to make one closer to the closing on the house...
You get about 7 days after the offer is accepted to do inspection / or any other condition... if you are not satisfied.. you can tak the conditional offer back
Good choice on the location- seems to be really close to an IT hub or in the middle of it..good job guys
Thanks 😊
Please let us know some information about your real estate agent..
That will be really very helpful.
😊 And keep making amazing videos..
What a view from balcony.. Liked the most.. Congratulations🎉
Hi guys, do we need to get both lawyer and mortgage agent ? how much do they charge? Please share all the steps for a first time buyer in Canada.
Congratulations to you both. 😁
I am really excited for the renovation that you are gonna do to that place. Hope you'll are able to vlog that too 😉
🎉 💐 Hearty congratulations on your first condo 💕
Love to see your smiling faces 🤗🤩🌈 Enjoy summers...💜
👏👏👏
Hello Congratulations for your new home .
I was using your app Can Guide and Checked out their was a Draw in February CEC and the lowest CRS was 75 . Is it possible to have this much if CRS or any conditions applied .
Heartiest Congratulations 🥳🎉💐👍
Dreams have no limit.. May all your hard work pays off and you get all, what you have planned ❤️❤️
Great selection, amazing place with great view . Love d balcony.. and Gooooogle view 😎.. what a beautiful natural space around. Congratulations to both of you and wishing you safe and happy move in there. Rab Rakha!
🤗🤗
You guys are awesome…keep motivating😍
Hi,
I also live in Kitchener! Just saw some of your videos, you are doing great work!! I have also created a TH-cam channel a month ago and shoot my first video in the same park😁😁
All the best for you👍👍
Congratulations guys. Keep growing.
Thank you Ishita 😊
Awesome guys wish you good luck! So happy and excited for both of you. Love from NJ
Thanks 😊
Love all your videos. Congratulations on all the success. appreciate the work you put in. Interested in seeing what you guys prepare breakfast lunch dinner...how you guys save money with grocery and weekly meals
Congratulations guys... I thought the same... Hoping to meet you soon...
Congratulations!! great decision.
Congratulations guys for buying new condo👍
Welcome to KW. I am saving up for my first house here. Let's see how it goes.
👏👏
Congratulations first, you're doing amazing !!! Also, guys I'm wondering how did you get mortgage for this other property , since you've already booked one ?
Congratulations guys. Excited to see you in Kitchener home soon. All the best
Thanks 😊
Congratulations guys! So happy for you 🤩
I love you guys..😍❤ You are an inspiration to so many people. Love your smile Simran.. God bless you and stay happy 😊
Thank you 😊
Guys have been watching you, good vlogs, you also bought townhouse by Heathwood homes and now you bought condo, amazing in few months u become owner of 2 houses. how is townhouse market in Kitchener? Good luck
Thanks... everything is selling for a crazy price in Ontario right now
All the best guys! Very happy for both of you🎉🎊
Thanks 😊
Many congratulations guys! Keep going.
Welcome to Kitchener. Sorry, I am not up to speed with the latest stuff with you guys but last time I saw you guys had already purchased an in-construction house in Kitchener. Is this is an investment property? Whatever it is Kitchener is a lovely town and an extremely good decision. All the very best. Hopefully, someday we can meet up.
Thanks... yes, this is an investment property where we will stay till we get out pre con :)
@@Potatotalkies great going very good decision making. Why to pay rent when you can own. All the best for all your future endeavours.
@@harshadsonaje thank you 🙏
Is there a status certificate for the pre construction projects as well that we have to look for?
Congrats , Kitchener is fantastic
How do you not get stuck in criteria
Whenever i plan i start with certain criteria and make decisions and then that criteria list goes on increasing 😵
Hahaha... trick is to accept that you are never going to get everything 100% perfect :)
Take emotion out of the decision 😃
Many, many congratulations. I am so very happy for you guys 😊
Hearty congratulations guys. Really happy for you ❤️
Congrats guys. Try and keep this condo it will be a great investment.
😀👏
well congratulation ..!!! pra ji n parjai ji... i hve seen ur journy frm india to canada its amazing.. god bless u both..
Thanks 👏
Ohhh balle balle🥳, congrats for this new achievement. Will you please make one video on comparing costs associated with different kinds of buying and how to get a good realtor .
Hey thanks 😊
We did make a video on getting a house in canada in December... it has all info :)
Congratulations! So excited for you both :)
Hey Guy’s, congratulations.... 👍!!! Can you please share maintenance fee / month ?
Congratulations guys for new house 🏠 😊👍🏻👫
Congratulations ! Happy Birthday
Thanks u guys for sharing so much valuable information, and congratulations.
Congratulations guys! Awesome
Thank god, you changed the music 😀 If you want to interview someone who did firm offer without pre-approval, but closed with best interest I can share our adventure!!
Hey, thanks 😊 👏
I was just wondering if its your second house, how to get a downpayment
It’s our first house, technically... pre con is not in mortgage until possession- we will have to pay 20% there
Hi Potato Couple!! Are we allowed to look for apartment nowadays in COVID restrictions? I am also planning to look for a rented apartment. Please let me know if apartment hunting is still allowed or we can do it online only?
Yes it’s allowed
Hey guys.. Congratulations..!!!
I have a request if you guys can make a detail video on OINP and its process and also frequency of Tech draw, etc...
Thank u..❤
So happy for both of you. Looking at your videos motivates me to study hard and work hard for goals. I am also planning to move to canada. Hope to see you soon. 😃😇
That’s awesome Ayush 👏👏
Hi guys, I have just moved to Canada and staying in Etobicoke. Can you guys suggest good condo buildings for rental in this area?
Congratulations guys!
Thanks 😊
Congrats guys.. can you please tell how much you paid as down payment?? Thanks in advance..
Thanks... 5%
Good info. ..paaji.
Is there any initial deposit done towards the reserve fund of the condo....or an annual sinking fund collected.......what about the monthly maintenance charges to be paid ?....
Thanks... we made an entire video on this.. comparing house and condo fees
@@Potatotalkies how do I contact you...any mail ID.?
Congratulations Potato Talkies. Another milestone in your dream run. Good luck with the renovation. Just a quick question: Is there something that you can't do?
Thank you 😀
A lot of things... but the one that hurts is... I can’t make a day longer than 24 hours 🤪
@@Potatotalkies The kind of go-getters that you are, I don't blame you!
Hi
I have seen ur latest vedio of managing ur expenses....
In this u talk about many rules with the numbers like rule 25, 26, 35 ...who do you figure out this or who u obtain this or this have made by ur self...plse reply
I have also heard that except toronto and ontario , there are no jobs and canadians are leaving canada. Please confirm ?
You can watch our video on this
Congratulations guys .... Really happy for you .... Cheers
😀
Both couple so lucky 😍
hey congratulations on the new home
love your guidance and videos but may i ask, can u please do videos in english or give english captions to your videos im from south india so have a lil difficulty in figuring out all the hindi terms
:/
Guys massive congrajulashionssss to you!!! One minor query - do people live in Kitchener and work in Toronto?
I know a couple of people like that... but it’s far... most people living in Kitchener, work in KW region all the way to Missisauga
Many congratulations to the two of you 🥳🥳🥳
Thanks 😊
Mahshallah bhot bhot mubarak jo ap dono ko best of luck in future
Best of luck guys and congratulations
Congratulations!! How old is this condo? God Bless you both!!
Just under 5 years.. thanks 😊
I like the VIEW from Balcony :), Nice Condo
I'm really happy for you two. Keep going. ♥ from Bangladesh
Simran Iam your fan yar, we bought a condo in Mississauga Downtown last month, very happy for you guys, waiting for the time when you guys will make a cafe and I will come with my kidos.......😁😁😁😁
Congratulations..💐🎉🎊I can see the happiness on ur faces👍guys stay blessed always.
Thank you 😊