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Finally.. Our new Condo in Kitchener 😍
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- เผยแพร่เมื่อ 13 เม.ย. 2021
- We visit our new condo in Kitchener for the first time after buying. We give you a mini tour, share our plans for the condo and talk about the process and the pitfalls / things that one needs to take care of.
Get in touch with our Mortgage broker (Vik): www.potatotalk...
Disclaimer: These videos are our personal views and opinion, they should NOT be considered as legal advice. We are not affiliated with any government organization or division. We assume no liability for how the information on this channel is used or interpreted and hence take no responsibility for any decisions that is made with regards to your application based on the information shared on this channel.
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Congratulations!! Hope you have gotten confirmation from the seller that the tenant will move out after the sale.
Just a tip for anyone watching. with condos, you should still have a financing condition, even if you are pre approved. Because with 5% down , along with bank CMHC also need to approve the mortgage. There are buildings (like 36 lisgar st in dt TO) which CMHC simply won't insure . So unless you know for sure, others were able to get insured mortgage for that building or you have more than 20%, always have a financing condition for Condos.
Great tip. Thank you!
Yes, the tenant is moving out on June 1.
Thanks for the useful comment. Pinning it :)
Great point. One other common condition is selling of existing home to honour the new purchase.
*DID NOT UNDERSTAND THIS .... 🥵😳*
What is financing condition ?
Welcome to the building guys !! We have been following you on TH-cam since we moved to Canada and are happy to see you both around . We are on the 11th floor .
Oh wow,.. that’s awesome! Hope to see you soon
Congratulations guys. Is it first time Simran has kept her curls open, couldn’t take my eyes off her. She looks gorgeous. 😘
Thank you 😊
You guys have gathered so much of knowledge in such a short time. The videos says it all. It's like I'm watching someone who has been living in Canada for more than 8-10 years. Way to go 🥰
Thanks 😊
Oh man!! I am getting so much excited for you guys!
Thank you 😍
So awesome to see a video from Canada. Was weird seeing the view from your front window as I recognized the buildings across the street. Congrats buying your condo!
Thanks 🙏
Congratulations Potato Talkies-CANADA🇨🇦 🏡
Lot’s of love from Dehradun Uttarakhand🇮🇳
Thank you 😊
Congratulations to Potato Couple on their new condo!!
Congratulations, a big mile stone in Canada. God bless you both in your new property.
Thanks 😊
It almost feels like a friend is moving to their new place, and I’m so excited for them.. congratulations you guys!!! 😃
Thank you 😍
Welcome to the neighbourhood.. you guys will love it in Kitchener. All the best
Congratulations guys!! So happy to see Simran all excited about moving to Kitchener and in her own house :)
Congrats guys on the Condo !! In no time you guys are all settled in Canada. A great success story !! One suggestion though :the lumber prices are all time high. I would suggest to wait on any major renovations that involves wood.
Congrats on your first home . Home Prices nowadays are skyrocketing. 1 bedroom plus den for $400 plus, just wow!! InToronto you can get 3 bedrooms within $450. We just remodelled our condo bathroom in Toronto by extremely a very reasonable plumber. If you need one, just ask. Good luck and stay safe.
👍👍
Music was so apt for this video. Loved the entire vibe. All the best, guys. :)
Good to finally know what the inside of those condos across from my Dr's office look like inside!!
Congratulations! We used to live in the same building. it is a good one. Best was the BBQing on the common terrace
Nice 👍 😀
Good Luck Guys !! Really good to see you growing like this almost in a year in Canada ❤️
😀
You guys have such positive and happy vibe...
Many congratulations
Pls make a video on higher studies especially PhD in Canada
Thanks
Welcome to Kitchener, we have been living here for about a decade now and we love it..
Super excited for the renovation journey
Congratulations guys. Finally, you guys got what you wanted. Enjoy!
Congratulations guys!! Good decision! Best of luck and enjoy your stay in the condo 🌸🌺
You guys are awesome…keep motivating😍
Hey Guys... Congratulations!!! Really happy to see your happy faces. Keep going like this, your dream for Network Cafe is not far... God bless you people and keep making such amazing videos. Can't wait for your renovation plans. All the best!!
I guess Tattoo on Navjot’s arm is also new... Best of luck for everything guys...This is genuinely a great decision
Thanks 😊
Got the tattoo before coming to canada... :)
Oh... Didn't see it before...👍👍
You are correct on process of buying a condo but unfortunately everyone forgets one of the most important issues. The need to check out thoroughly of the Property Management Company and the Property Manager of your condo. This is very important issue when difficulties arise and they will. The Kitchener/Waterloo has some good/bad Property Management Companies. Its very important to check out the Property Management Company and Property Manager who manages your condo before final purchase.
👏👏
Welcoming our new neighbors!! We live a few floors above you in the same building. We are new immigrants too , arrived last year in July :)
That’s awesome 👏
Hope to see you soon 😀
I know it may sound weird but I need your help in booking the elevator.. 😊 they have a weird rule of allowing only the residents to book it... and technically; we aren’t residents right now... can you ping me on potatotalkies@gmail.com?
Dinner pakka hmare ghar once we move 😀
@@Potatotalkies My husband Divesh Bighamal has already replied you , he also commented on this video. You can reply him back with the details , your arrival date and all , and you are invited to have lunch, dinner with us when you move here. :)
Congratulations to both of you..!! One should need to be this Rational and Smart..!! Great video..!!
Awesome guys wish you good luck! So happy and excited for both of you. Love from NJ
Thanks 😊
Congratulations!! great decision.
🎉 💐 Hearty congratulations on your first condo 💕
Love to see your smiling faces 🤗🤩🌈 Enjoy summers...💜
👏👏👏
so few questions-
1. how were you able to get pre-construction with 10% down? Isn't it required to have 20% down for pre-con?
2. how were you able to get condo with only 5% as it is not your primary residence?
3. shouldn't it be $130K (20% of $640k pre-con) + $84k (20% of $420k condo as its second property) + closing? I was amazed when you said both houses down costed you $90k.
4. how did you qualify to get 2 mortgages which is almost over $950k in 1 year of credit history?
please share your knowledge with us so everyone can benefit from it.
1. Not necessarily. Depends on the conditions of the builder.
2. It is our primary residence. We will be staying in it till we close the precon in 2023. It is also our first house, as pre con is not in mortgage / insurance yet.
3. Pre con won’t get into mortgage till possession in 2023, so we only had to get approved for $420k house now which is well within range.
Its always good to hear from Simran saying, “Hey guys! Welcome back to our channel.” I recently started following your channel and your content is amazing. Keep up the good work 🙌🏻
🤗🤗
Congratulations. You are one of the few who really do research and take calculated risks. Awesome and good luck
Thanks 😊
Congratulations on the new home.. I'm sure you'll will do classy reno. All the best
😀
Congrats guys. May this house give U many many happy moments & U make happy memories. Stay blessed.
👏👏
Welcome to Kitchener. I have lived here all my life. There's a few beautiful outdoor spaces nearby to explore. If you get the chance to check out the Farmers market, great deals and crafts. The town of Elora is another nice place to walk around, as is St. Jacobs
Thanks for the suggestions 😀👍
Congratulations to you both. 😁
I am really excited for the renovation that you are gonna do to that place. Hope you'll are able to vlog that too 😉
Congratulations both of you, keep moving
Love all your videos. Congratulations on all the success. appreciate the work you put in. Interested in seeing what you guys prepare breakfast lunch dinner...how you guys save money with grocery and weekly meals
Good choice on the location- seems to be really close to an IT hub or in the middle of it..good job guys
Thanks 😊
Congratulations guys. Keep growing.
Thank you Ishita 😊
Congrats , Kitchener is fantastic
Congratulations guys... I thought the same... Hoping to meet you soon...
Please let us know some information about your real estate agent..
That will be really very helpful.
😊 And keep making amazing videos..
Chalo ek aur Canadian Indian TH-camr mil gaye. New Subscriber 👍
Very excited to see this whole new house journey. Good luck 👍
What a view from balcony.. Liked the most.. Congratulations🎉
How home inspection works in house ?
Is it after approval of ur bid accepted ?
One full video on all conditional bidding / and home inspection / lawyer and all
Will try to make one closer to the closing on the house...
You get about 7 days after the offer is accepted to do inspection / or any other condition... if you are not satisfied.. you can tak the conditional offer back
Many congratulations guys! Keep going.
Congratulations guys! Awesome
Heartiest Congratulations 🥳🎉💐👍
Dreams have no limit.. May all your hard work pays off and you get all, what you have planned ❤️❤️
Great selection, amazing place with great view . Love d balcony.. and Gooooogle view 😎.. what a beautiful natural space around. Congratulations to both of you and wishing you safe and happy move in there. Rab Rakha!
🤗🤗
Canada been very very good
Congratulations guys! So happy for you 🤩
Hi,
I also live in Kitchener! Just saw some of your videos, you are doing great work!! I have also created a TH-cam channel a month ago and shoot my first video in the same park😁😁
All the best for you👍👍
Congratulations! So excited for you both :)
Great u bought the loft. Suggestion do not cover the ceiling if u want just paint over it. High ceiling is hard to get plus if you sell its one of the selling poin. U can just cover the air ducks and get it done by a professional..
Yes absolutely.. starting to the love the rough look 😀
Congratulations ! Happy Birthday
U guys are amazing 👏
All the best guys! Very happy for both of you🎉🎊
Thanks 😊
Thanks u guys for sharing so much valuable information, and congratulations.
Many, many congratulations. I am so very happy for you guys 😊
Hearty congratulations guys. Really happy for you ❤️
Congratulations guys!
Thanks 😊
So happy for both of you. Looking at your videos motivates me to study hard and work hard for goals. I am also planning to move to canada. Hope to see you soon. 😃😇
That’s awesome Ayush 👏👏
I like the VIEW from Balcony :), Nice Condo
I love you guys..😍❤ You are an inspiration to so many people. Love your smile Simran.. God bless you and stay happy 😊
Thank you 😊
Congratulations guys. Excited to see you in Kitchener home soon. All the best
Thanks 😊
How do you not get stuck in criteria
Whenever i plan i start with certain criteria and make decisions and then that criteria list goes on increasing 😵
Hahaha... trick is to accept that you are never going to get everything 100% perfect :)
Take emotion out of the decision 😃
Welcome to KW. I am saving up for my first house here. Let's see how it goes.
👏👏
Congratulations guys for buying new condo👍
Best of luck guys and congratulations
Congratulations 🍾 and good luck 👍
Congratulations first, you're doing amazing !!! Also, guys I'm wondering how did you get mortgage for this other property , since you've already booked one ?
Mahshallah bhot bhot mubarak jo ap dono ko best of luck in future
Love you both ❤️😙💕❤️😙
Victoria Park is near my Music Lessons.
Congratulations Guys ... so happy for u guys
Congrats! ✌️
Welcome ❤️
🎉Congratulations! 🎉👍🏻
Hey guys.. Congratulations..!!!
I have a request if you guys can make a detail video on OINP and its process and also frequency of Tech draw, etc...
Thank u..❤
Welcome to Kitchener. Sorry, I am not up to speed with the latest stuff with you guys but last time I saw you guys had already purchased an in-construction house in Kitchener. Is this is an investment property? Whatever it is Kitchener is a lovely town and an extremely good decision. All the very best. Hopefully, someday we can meet up.
Thanks... yes, this is an investment property where we will stay till we get out pre con :)
@@Potatotalkies great going very good decision making. Why to pay rent when you can own. All the best for all your future endeavours.
@@harshadsonaje thank you 🙏
Guys have been watching you, good vlogs, you also bought townhouse by Heathwood homes and now you bought condo, amazing in few months u become owner of 2 houses. how is townhouse market in Kitchener? Good luck
Thanks... everything is selling for a crazy price in Ontario right now
Both couple so lucky 😍
I just love watching your videos. Congratulations 🎉
👏👏👏
Congratulations guys. Finally 🥳
well congratulation ..!!! pra ji n parjai ji... i hve seen ur journy frm india to canada its amazing.. god bless u both..
Thanks 👏
Congratulations guys! keep growing
Thank you 😊
Hi guys, do we need to get both lawyer and mortgage agent ? how much do they charge? Please share all the steps for a first time buyer in Canada.
Ohhh balle balle🥳, congrats for this new achievement. Will you please make one video on comparing costs associated with different kinds of buying and how to get a good realtor .
Hey thanks 😊
We did make a video on getting a house in canada in December... it has all info :)
Congratulations guys .... Really happy for you .... Cheers
😀
Hi guys. Congrats and good luck.
Many congratulations to the two of you 🥳🥳🥳
Thanks 😊
congratulations.... all the best
Congratulations guys for new house 🏠 😊👍🏻👫
Can't wait
I have also heard that except toronto and ontario , there are no jobs and canadians are leaving canada. Please confirm ?
You can watch our video on this
Hello Congratulations for your new home .
I was using your app Can Guide and Checked out their was a Draw in February CEC and the lowest CRS was 75 . Is it possible to have this much if CRS or any conditions applied .