Call The Police Right Now! (You And Your Son Are In Danger) 0:29 I'm $145,000 in Debt and Only Make $28,000 15:19 "Dave, You're Stupid and Arrogant! Are You Smarter Than Warren Buffett?" 24:16 I'm $900,000 In Debt, But It's Not All "Crazy" Debt... 29:22 My Boss Left Me $1,000,000! 38:33
you realize the baby daddy was holding that baby as a shield and manipulation and sitting right there in front of her listening to the whole conversation. The police need to get him out. @@thehuguenot5615
@thehuguenot5615 my friends partner kept telling her he would kill us (her friends) and her family if she said anything and he abused her so bad she believed him. We finally managed to get her out on "holiday" to see her family, obviously she never came back, she had so many unhealed broken bones and when she told us the details of what he did to her is sounded more like torture. He broke her mind too. If you met him you wouldn't tell, he was a popular chef, tons of friends, everyone loved him. We only realised because she changed, bruises appeared and every story of where they came from was more unbelievable than the other.
@thehuguenot5615 the last I heard the average response time for a 911 call was 6 minutes. A man can beat a woman or child to death in 6 minutes and that's using their hands. They can shoot a woman and child in less than a minute. So let's say he beats her, the child, or both. The police arrest him and he gets out of jail in a year, or less, he's very mad at her now and does it again but worse this time. This stuff happens more than you think. The police are not very much help in a situation like this without the woman being able to move, get a different vehicle, and change jobs so she can't be found when he gets out of jail. God bless you!
Dave is the dad we all needed at the start to stop us making stupid choices lol. He's caring, sympathetic and protective when needed, but also he's not afraid of calling you out on your stupidness when he sees it clearly as daylight. Love you Uncle Dave, I'm learning loads from you ❤
I like how dave immediately recommended going to her father for help. too often in our current culture we act like it isn't our families place to help protect us. but it is. A father has the right, and reponsibility to protect his daughter, and a brothers job is to protect his sister. Also the fact that he wouldn't take no for an answer, and got her help even though she didn't want it is commendable.
@@jborrego2406Yea unfortunately many men aren’t protective over the women in there lives. My brother in law was scared of me for years before we became friends. My sue knows I’d do whatever it takes to protect her
Never make plans in front of your abuser. Give them NOTHING. Pretend that you’re going to stay with them, don’t change normal routine, make plans outside the house and tell NO ONE, then LEAVE when the abuser is gone. Tell no one where you’re at when you get there but let someone know you’re ok.
“No my anxiety came after I stopped working” “Oh. Hmm”. 😂 Dave so gracefully addressed this & That third guy is the result of never being punched in the face
That was awesome cause it was obvious he tried to rationalize the situation for her to realize their financial distress based on her bf not working enough with that low salary AND HER NOT WORKING IS CAUSING THE ANXIETY 😅 It was kinda painful to watch how he didn't want to comenoff as devaluing her mental health issues to the point of not even being able to call out the elephant in the room. Like yes anxiety is real but you need to tackle the source and it won't be nice to break a cicle but such steps are needed. Disappointing that they just cut that conversation
It was so unbelievably heartbreaking to hear how she broke down immediately after hearing Dave tell her that she wasn’t crazy. That woman has been broken down so much and I’m just praying that she’s still doing okay post this call and update
She didn't get that from her family. That's why she couldn't call on her father, brothers because they probably not on her side. I can't imagine they wouldn't have stood up for her if they belived her.
@lAcid Rainl I have a temper as well and I need Dave to teach a class on how to stay calm when dealing with rude people. I don't think I'm built that way to stay so calm.
I don't know when that first call originally took place, but she needs to know that there are MILLIONS of people hearing her and supporting her. I sincerely hope that everything worked out for her and her son.
@@AtlantaTactical ah yes, supporting someone actively using an infant as a pawn to satisfy a need for control. You don’t have to support anyone, but you’re choosing to support that
@@AtlantaTactical honestly, sounds like she's had a kid with him or some other stranger and likely doesn't have a history of making good decision. She could just be crazy, since the police have come before and didn't remove him. We only know that she's calling a financial radio show exasperated.
Thank you for the update. 12 years ago I was in a very similar situation and called the sheriff department who I bless every day for their help. If they had not provided their help I am convinced my ex would have killed our family. My life today is healthy and normal but I am forever grateful for those people who helped my daughter and I through recovery.
that second caller only heard "your husband needs to get 6 more jobs", shes gonna get off the phone and start yelling at him.😂😂 seriously though i have severe anxiety issues, ya know what makes me not anxious, not having bills, not having debt, having money in the frickin bank! People love throwing around the anxiety card, and just be lazy
My husband & I love you, Uncle Dave! Bc of you, we are making our dreams come true. Thank you for your Christian-based financial teachings. You organically brought my husband to God & he is a better man because of it. We met you & your team in June 2020 & I couldn’t stop crying. I was so overwhelmed with joy. God bless you ALL!
Awe!! I love the story about the woman who was given $1.25 million. Brings tears to my eyes that he gave a single mom such a blessing. As a single mom whose kids are now adults, I know how difficult it is to live paycheck to paycheck and how much anxiety and fear it can cause. What a noble cause it is to give a hard working person a chance to focus on parenting her children and not be run ragged trying to provide and be a mom in a world that doesn’t slow down for anyone to catch their breath. Sounds like she is a good person and this will only benefit the children. Thanks for this Heartwarming story. ❤
You know a lot of rich people are more generous than people think, this isn't the first time Ive heard of a wealthy person passing on wealth to single mothers to give them peace of mind. All around a feel good moment.
Dave, i appreciate how you took over for that woman in a bad situation. I heard your Dad voice, and for many women out there, we have never experienced the Father that I know you are to your own family. Love your show and work! ❤
Disagree with Dave on whatever you want...one thing we can all agree on is Dave is a legit angel when it comes down to helping out domestic abuse victims. He is a father first, and he truly cares about these type of callers. Thank you Dave for showing love and compassion for this lady.🥺🥺💖💖💖
I am heartbroken for that first caller. I am a grown man and that brought tears to my eyes. If that was happening to my daughter or nieces I would go to extreme measures to make sure they were safe. I can’t believe how destructive some people are. What a monster, I hope she’s okay years later…
@@HammsterMusic a woman pretending to be calling her dad to come pick her up. Guy had crawled in the window and was sitting right next to her. I’ll never forget that. And I almost hung up on her. 😞. Her name was Theresa. She got out alive but we had to tell her what to do over the phone and how to get out.
Debt is too normalized in this country. When I was 23 I probably put half my income to pay off my 40k student loans. I went without having a permanent home when my employer put me on long term work assignments. Thank God I did because life became way easier after that.
you sound like you really have a great plan and are doing your best. If you have some credit card debts, perhaps you could get them lowered once you get to the point where you're ready to pay them off. Know that everybody reading this wants you to succeed. You have the best plan on earth. And no matter how long it takes, you're worth it.
You guys are absolutely phenomenal! The way you handled that phone call with the young lady was so compassionate and loving. This is why I like your show. You’re real. You care. Keep it up! 13:54
Wow that first call was terrifying. I'm really glad that lady got help & got that creep out of her & her child's life. Bless Dave & Dr Delony for how they handled the call. It probably meant a lot to her that she was not alone in that moment.
Daniel's call is so heartbreaking. God bless you Dave and Rachel for guiding her into an immediate solution. I have been through something a little similar as well but in my case it was the girlfriend who was extremely physically and verbally abusive. She monitored my phone calls like this guy is doing. I had real trouble leaving. It required police intervention. Then she made threats and stalked me for months. Trust me, it happens to men too. God will send his people!!! Have faith!!
I’m so glad I found this TH-cam channel….. I haven’t finished highschool or really started my life so your tips will help me become stable. And debt-less!
That's what abusers do, they gaslight their victims and make them feel like they're the crazy ones. When Dave told her she wasn't crazy, that was when she finally felt understood and broke down. I hope she is in a better place with her child and healing
@@cherylfauth9543 I've seen enough at this point to never trust someone based on one short clip. I've met people who were skilled manipulators, so this whole thing could be a show for attention or sympathy. Look at what happened with Gypsy Rose.
That first call nearly had me in tears. I'm a bit of a man's man, but that situation was ruff just thinking about my beautiful wife in that situation and that terrified. God I pray she's safe now
12:25 I've been with my husband for over 16 years. He's never been physically abusive, but Dave described his level of control over the money as toxic. He will always make me feel like I'm some out of control wife because I will sometimes buy one item instead of another (to save money for instance, or to try and make room for a little candy bar) without discussing it with him first. He will go bonkers and say he can never trust me. It's gotten really bad. I have long been in high anxiety if I ever get to go shopping for something. I mean there's having respect and consideration when making financial decisions, sure, but.... when you're a grown woman being treated like a child that can't be trusted or given any amount of grace for misunderstandings, then yeah, it's safe to say that amount of control is toxic. Most definitely.
If you recognize that as toxic behavior please please don't allow it to continue. When you're a grown woman you deserve respect from your partner and have the right to set boundaries on toxic behavior. I wish you the best of luck and relaxation because you are worth more than a candy bar or a name-brand purchase.
Your marriage needs counseling. Freaking out over a couple bucks is ridiculous. Unless you're heavily in debt and you keep buying snacks every day, you guys need to talk someone.
Sounds like you need to talk with him and try to work out what is acceptable, figure out a budget for discretionary spending, maybe look into changing jobs.
My heart goes out to that first gal and so many others in the same/similar situations. It's so hard to get out of those, especially when the people around you are gaslighting you into thinking you're the problem... I hope she's better now
@@Excalibur2 You have an unrealistic view of how police behave and what they can do. It's very common for them to show up and do nothing in domestic abuse situations for numerous reasons, including because they don't want to, because there's no immediate evidence of physical abuse, or because the victim doesn't follow through. It happens every day.
@@crowz6247 it's possible, but in my experience, the policy for many departments is to remove the man for the day no matter what. I've also met maybe 3 pathological liars who will say anything to make themselves look good, while often being abusive themselves. I just don't trust anything when I only hear one side, and people will always tell the version that makes them look good.
Anxiety is a battle that i face daily when i have to go to a job, i truly know the road this lady is on, I was laid off from my job of 18 years and had to go work in an open office, you talking terrifying, luckily it was only 3 days a week and they let you work 2 days at home, and to top it all off im autistic and I was being bullied by the team i was on, luckily I listened to Dave way back on my other job, im doing great financially 👍 , paid off home and car with a huge emergency fund, small amt of credit card debt, so could easily leave that toxic job if i wanted to, thank you Dave for all you do, he also helped me pay off student loan debt 👍
Speaking to the guy with 900k in debt... Multiple of my friends with over a 5mil net worth have been told by their doctors that they are in severe danger due to their stress levels. One of my friends was so stressed that they blacked out while driving and went off a cliff. Over-achievers need to learn to chill and take it from 100 mph down to about 70 mph if we are going to love a long and healthy life.
Stress can definitely make you physically ill. It has happened to me twice in my life. But I was grateful for those experiences because both times opened my eyes to realize that something has to change. It forced me to change things in my life & get in a better situation.
It would be wonderful if your audience were able to donate to a fund to help this dear woman a child out. She needs to be able to focus on healing from this trauma and to take care of her baby! So glad the man who abused her is in jail! Thanks for your involvement in making this happen!
LOL … NOWHERE in entire Canada, even east coast …you can’t buy a home for $200 K ! If there’s a region in USA that you can find a home to fit 4 kids and 1 adult …. Where is that ? If she moves there … is she leaving her family and friends to do that ? You still need a emotional support system , not just a team of advisors for tax , money, real estate , etc. nice boss to gift that much money . She needs to really spend some time in solitude to understand what she truly wants , what are her fears , and set goals . That could take her 12 -18 mths since it’s the first time in her life she’s going to learn and discover her own self.
Everyone NEEDS to work. Whether it's from home or office. You need to bring in an income. That's the answer. You can't keep incurring debt & not pay it off...
This is so true. I could not go grocery shopping with him! A trip to the grocery store is very telling of control issues. He literally would control every item I picked up! Had to leave it was too much! 16 yrs, left with our three year old and one yr old. He threatened me that I’d never see my kids again if I left him!
It's been over a year and watch Ramsey often and I think about that first caller( praying she got out and doing better) and just seeing what mindset can be instilled or forced upon you. Thank you for all you do sir.
Impressed with Dave who could hear by listening closely to the conditions surrounding this woman/mother. I am not sure that I would have picked up on the seriousness or even very well trained intervention counselors. Dave Ramsey - You are the real deal.
The best comment about property investment i ever heard , and honest advise... I was in it for 25 years and chasing the snowball efect , living on the edge with dept. Then COVID came and it derailed everything, tendants didnt pay ect... so i sold most of my property and was left with still a few. Last year when i did my taxes i realized what poor ROI property holds. There is no cash flow advantage .. thanks for being straight and honest.
The couple in their 40s with $100K plus debt and 28K annual income. Holy cow. But good for her recognizing that something needs to be done about it, and starting from where she is.
This was hard to listen to . I was a Domestic Advocate Director at our local center. Very heartbreaking situation. Thank you for stepping in Most time the victim needs someone to just step in and make the tough choice to keep them safe!
I wish someone that had done this kind of thing for me when I was in the situation of the first caller. I also wish I was smart enough to make this kind of move instead of covering for my ex. I am out of it now, but it took some of the worst things possible to make it happen. I am now working on the Ramsey method to get myself set financially for my future. It sucks to have that kind of thing going on in your life and feel stuck.
Thank you for doing this show. So many deny, ignore or judge those in these situations. I think it says a LOT about you guys to help this woman. Thank you, thank you, thank you. i have been where this lady is and to be available to help her and not sweep it away, well, my hat is off to you guys! Godspeed!
I think the lady called about selling her house was an excuse to get her rescued from her abusive situation, and thank god it worked. I hope she is OK. Many thanks to you for helping.
The first woman is breaking my heart listening to her... I wish her all the courage and respect for reaching out to this internet dad. Her baby comes first. Your mental health comes first. All the love x
Listening to his advice to the gentleman who is heavily in debt. I always wondered how in the heck people make money on rental properties. Everyone I know has had horrible deadbeat tenants, despite their due diligence in vetting them before hand. So many have absolutely vandalized the properties. One set a house on fire when she was being evicted after non-payment of rent for SIX MONTHS. How the heck does someone make REAL money on a rental?
To be honest, My parents retired off of mutual funds and they were extremely upset not investing in index funds. The fees killed their wealth. I love dave, and i am a baby step millionaire but i have to be honest about the mutual fund situation my parents went through.
I knew a guy who's boss left him almost exactly what this lady got, I think 1.3. He worked as a maintence man at a hotel for the man for 20 years. When he died he left him the 1.3. Unfortunately he was flat broke in less than two years. It was heartbreaking to see it happening and even more now. He simply did not know how to say no and spent like a mad man on everyone he knew. I feel awful for him because even before the money, he was a kind man
I have the same issue with dippresion and anxiety. I am taking medications but still having days when I can't work and drive. I also I noticed that I can't handle stress so easily anymore.
Call The Police Right Now! (You And Your Son Are In Danger) 0:29
I'm $145,000 in Debt and Only Make $28,000 15:19
"Dave, You're Stupid and Arrogant! Are You Smarter Than Warren Buffett?" 24:16
I'm $900,000 In Debt, But It's Not All "Crazy" Debt... 29:22
My Boss Left Me $1,000,000! 38:33
Thxxx😊
Dave, you're great❤
When an abused woman says " I've already tried that" (calling her Dad) it's devastating, .
😊😊😊😊
* 1.25 Million Dollars
I hope she is safe now
As a 911 dispatcher I think you handled the call very well 👏
I’m a 911 dispatcher too! He sure did.
😂😂😂😂😂😂😂, really!!!!!🙄
Agreed
@@anneperry9014 ;0
Another dispatcher here to say the same thing!!
The fatherly way he talked to her... That is the type of father any daughter needs.
1000% every girl needs a dad like that
Sadly there's not enough Dad's like that.
Every man/male should be like this to every young woman going through situations like that.
Yes😊😊😊
And that is how it used to be. The WHOLE neighborhood was an extension of one's INTACT family.
The first call is what made me a fan/believer of Dave Ramsey and his system. The way he treated that young lady was absolutely amazing.
How ladies can be easily convinced of things to the point they cant even call the cops, i dont understand.
@@thehuguenot5615 Be glad you do not understand.
you realize the baby daddy was holding that baby as a shield and manipulation and sitting right there in front of her listening to the whole conversation. The police need to get him out. @@thehuguenot5615
@thehuguenot5615 my friends partner kept telling her he would kill us (her friends) and her family if she said anything and he abused her so bad she believed him. We finally managed to get her out on "holiday" to see her family, obviously she never came back, she had so many unhealed broken bones and when she told us the details of what he did to her is sounded more like torture. He broke her mind too. If you met him you wouldn't tell, he was a popular chef, tons of friends, everyone loved him. We only realised because she changed, bruises appeared and every story of where they came from was more unbelievable than the other.
@thehuguenot5615 the last I heard the average response time for a 911 call was 6 minutes. A man can beat a woman or child to death in 6 minutes and that's using their hands. They can shoot a woman and child in less than a minute.
So let's say he beats her, the child, or both. The police arrest him and he gets out of jail in a year, or less, he's very mad at her now and does it again but worse this time.
This stuff happens more than you think. The police are not very much help in a situation like this without the woman being able to move, get a different vehicle, and change jobs so she can't be found when he gets out of jail.
God bless you!
When that girl cried when Dave said you’re not the crazy one, she cried “no?, a lot of the times it feels that way”. My heart
I wonder how Dave feels having to be everyone’s telephone dad. God Bless Dave.. everyday all day!
Dave is the dad we all needed at the start to stop us making stupid choices lol. He's caring, sympathetic and protective when needed, but also he's not afraid of calling you out on your stupidness when he sees it clearly as daylight. Love you Uncle Dave, I'm learning loads from you ❤
I like how dave immediately recommended going to her father for help.
too often in our current culture we act like it isn't our families place to help protect us. but it is. A father has the right, and reponsibility to protect his daughter, and a brothers job is to protect his sister.
Also the fact that he wouldn't take no for an answer, and got her help even though she didn't want it is commendable.
Too bad the legal system hates men. Has for 50 years....
Lot ppl scared they will harm there family getting them involved
@@jborrego2406Yea unfortunately many men aren’t protective over the women in there lives. My brother in law was scared of me for years before we became friends. My sue knows I’d do whatever it takes to protect her
Dave is an OG, fathers protect.
It’s sad that she didn’t have her dad as support. Idk where I’d be without my dad and brothers
Never make plans in front of your abuser. Give them NOTHING. Pretend that you’re going to stay with them, don’t change normal routine, make plans outside the house and tell NO ONE, then LEAVE when the abuser is gone. Tell no one where you’re at when you get there but let someone know you’re ok.
Exactly! I planned my escape.
Yep!
Yu are scared yu do plans by yuor self DOnt day nothing to yuor abuser she’s so scared she needs to leave to a place only she knows far far
When yu are in a danger situation yu plan quietly and leave
Not always the case, if someone is going to kill you the same day..
“No my anxiety came after I stopped working”
“Oh. Hmm”. 😂 Dave so gracefully addressed this
& That third guy is the result of never being punched in the face
That was awesome cause it was obvious he tried to rationalize the situation for her to realize their financial distress based on her bf not working enough with that low salary AND HER NOT WORKING IS CAUSING THE ANXIETY 😅 It was kinda painful to watch how he didn't want to comenoff as devaluing her mental health issues to the point of not even being able to call out the elephant in the room. Like yes anxiety is real but you need to tackle the source and it won't be nice to break a cicle but such steps are needed.
Disappointing that they just cut that conversation
I am so relieved to hear that that first lady is okay. I remember that call clearly. I was always so worried about her.
But how is she now? That update was the next day, and she was okay then. This call is more than a year ago.
She took Dave’s advice and sold the boyfriend…
She probably didn't get much for him. His value didn't seem too high.
I feel like police needed to be called...she wasnt safe.
@@kimberly8185
But she was terrified so it wasn’t going to be her.
It was so unbelievably heartbreaking to hear how she broke down immediately after hearing Dave tell her that she wasn’t crazy. That woman has been broken down so much and I’m just praying that she’s still doing okay post this call and update
Hope she is ok.. so sad for anyone to be in that situation
sad and scarey. how people can crush u with words.
👍
That’s what narcissistic psychos will do to you 💫
She didn't get that from her family. That's why she couldn't call on her father, brothers because they probably not on her side. I can't imagine they wouldn't have stood up for her if they belived her.
I can’t believe how calm Dave was when talking to the super rude guy who called him stupid and arrogant. He didn’t owe him anything.
@lAcid Rainl I have a temper as well and I need Dave to teach a class on how to stay calm when dealing with rude people. I don't think I'm built that way to stay so calm.
Which one is that, time stamps please
@kevintendo 24:20
@Kevintendo 24:20
@@bottledoo3639 thank you!!
I don't know when that first call originally took place, but she needs to know that there are MILLIONS of people hearing her and supporting her. I sincerely hope that everything worked out for her and her son.
I am supporting the boyfriend until we get more information.
@@AtlantaTactical ah yes, supporting someone actively using an infant as a pawn to satisfy a need for control. You don’t have to support anyone, but you’re choosing to support that
@@AtlantaTactical generally people can't get sent to jail with zero evidence of wrongdoing so there's that
@@sean.f23 not true
@@AtlantaTactical honestly, sounds like she's had a kid with him or some other stranger and likely doesn't have a history of making good decision. She could just be crazy, since the police have come before and didn't remove him.
We only know that she's calling a financial radio show exasperated.
Dave, what a blessing you are for so many people. Thank you for being there for this young lady and her son.
He wasn’t a blessing for the lady he fired for having pre marital sex. Or seeking legal actions against anyone who tried talking bad about him.
@@xaphan8581 you sound very bitter. I hope you find peace. Dave is a blessing to many people. Try not to fixate on negativity
@@JFM319800nethey're right though. Dave is a bigot to some and great to others. Mind blowing
@@joannam9232 sometimes people make stupid decisions and just don't like being told they are acting dumb.
@@JFM319800nepremarital sex is everyone's private business. Even if you're a Dave Ramsey.
Thank you for the update. 12 years ago I was in a very similar situation and called the sheriff department who I bless every day for their help. If they had not provided their help I am convinced my ex would have killed our family. My life today is healthy and normal but I am forever grateful for those people who helped my daughter and I through recovery.
Was there an update?
"I've got stocks older than you..."
Dave can be a savage.
He may have said socks, which is a more serious burn😂
@@christopherramirez8520 I know. That comment is SO Dave!
Dave is hilarious.
@@christopherramirez8520I thought he said socks 😂😂😂 maybe it was stocks 😂
I thought he said "socks" 😂
This guy is way more than a financial advisor ❤ he’s a therapist, he definitely has a gift 💝
It happens today. This one interaction truly speaks to Dave’s character. Massive respect brother.
that second caller only heard "your husband needs to get 6 more jobs", shes gonna get off the phone and start yelling at him.😂😂
seriously though i have severe anxiety issues, ya know what makes me not anxious, not having bills, not having debt, having money in the frickin bank! People love throwing around the anxiety card, and just be lazy
Dave Ramsey a good dude. Never knew he was this chill and genuine until I listened to more of his videos
Dave handled that Heckler really well. Stayed very calm and very professional
He truly did. It deserves a shout out
And hecklers hate that. When they can’t get you riled up and down to their level, it boils their blood.
My husband & I love you, Uncle Dave! Bc of you, we are making our dreams come true. Thank you for your Christian-based financial teachings. You organically brought my husband to God & he is a better man because of it. We met you & your team in June 2020 & I couldn’t stop crying. I was so overwhelmed with joy. God bless you ALL!
Awe!! I love the story about the woman who was given $1.25 million. Brings tears to my eyes that he gave a single mom such a blessing. As a single mom whose kids are now adults, I know how difficult it is to live paycheck to paycheck and how much anxiety and fear it can cause. What a noble cause it is to give a hard working person a chance to focus on parenting her children and not be run ragged trying to provide and be a mom in a world that doesn’t slow down for anyone to catch their breath. Sounds like she is a good person and this will only benefit the children. Thanks for this Heartwarming story. ❤
Well, they are his kids.
@@woodyd-184 😅😮
You know a lot of rich people are more generous than people think, this isn't the first time Ive heard of a wealthy person passing on wealth to single mothers to give them peace of mind. All around a feel good moment.
@@woodyd-184that was my first impression, take care of his kids, that’s her new job
She was definitely doing a good job at the desk and certainly under it too
Dave, i appreciate how you took over for that woman in a bad situation. I heard your Dad voice, and for many women out there, we have never experienced the Father that I know you are to your own family. Love your show and work! ❤
I heard the dad voice also. What a champion👍🏻
Really like the way Dave handled the first call. He has been a life line to so many. God Bless Dave and his family.
The first caller... I hear how frantic and scared she is... I pray her and the child are safe and well now.
They died in a car accident a year ago
@@nruvt are you serious?!
@@anairam1950 yeah it’s pretty sad
@@nruvt sources?
@@nruvt gonna need a source for that one
Disagree with Dave on whatever you want...one thing we can all agree on is Dave is a legit angel when it comes down to helping out domestic abuse victims. He is a father first, and he truly cares about these type of callers. Thank you Dave for showing love and compassion for this lady.🥺🥺💖💖💖
oh please, its just for show like you people who believes what they hear or see
Yes, it’s a show. But I think most people would hear her call and try to help her.
@@MrCamel-mb3ndshame on you! He's trying to help and you're being hateful!
Seriously, Dave is a great guy. He reminds me of my current boss, just a great leader you’d indefinitely follow into battle.
I am heartbroken for that first caller. I am a grown man and that brought tears to my eyes. If that was happening to my daughter or nieces I would go to extreme measures to make sure they were safe. I can’t believe how destructive some people are. What a monster, I hope she’s okay years later…
I cried myself as well.
I was a 911 dispatcher for many years. Heard many of these calls and even worse … rapes, murders. Its very hard.
Thank you for your service . What was the most traumatic thing you can remember?
@@HammsterMusic a woman pretending to be calling her dad to come pick her up. Guy had crawled in the window and was sitting right next to her. I’ll never forget that. And I almost hung up on her. 😞. Her name was Theresa. She got out alive but we had to tell her what to do over the phone and how to get out.
If I had over 100k in debt and a kid and my household income was 28k a year I’d have some pretty bad anxiety too
Bingo 🤦🏽
I’m in 76k in debt and I’m making 63k from 9-5 and 25k side hustle and I have anxiety
Debt is too normalized in this country. When I was 23 I probably put half my income to pay off my 40k student loans. I went without having a permanent home when my employer put me on long term work assignments. Thank God I did because life became way easier after that.
you sound like you really have a great plan and are doing your best. If you have some credit card debts, perhaps you could get them lowered once you get to the point where you're ready to pay them off. Know that everybody reading this wants you to succeed. You have the best plan on earth. And no matter how long it takes, you're worth it.
How on earth do you get that much debt on such little income. I wouldn't qualify if I tried.
This ☝🏼is why we love Dave. (and the epic rants! 😆)
Thank god John was there to work things through with the mother. That was gods hands being involved for him to be there at the time
You guys are absolutely phenomenal! The way you handled that phone call with the young lady was so compassionate and loving. This is why I like your show. You’re real. You care. Keep it up! 13:54
The women's call broke my heart. I hope she and her son are doing better
👍
Wow that first call was terrifying. I'm really glad that lady got help & got that creep out of her & her child's life. Bless Dave & Dr Delony for how they handled the call. It probably meant a lot to her that she was not alone in that moment.
Daniel's call is so heartbreaking. God bless you Dave and Rachel for guiding her into an immediate solution.
I have been through something a little similar as well but in my case it was the girlfriend who was extremely physically and verbally abusive. She monitored my phone calls like this guy is doing.
I had real trouble leaving. It required police intervention. Then she made threats and stalked me for months.
Trust me, it happens to men too.
God will send his people!!! Have faith!!
That poor woman... breaks my heart what she's going through with her baby!!!! She started crying on the phone.... BROKE MY HEART!!!!!!!!!!!!!!!
Heard this call live. It was absolutely heartbreaking.
I really hope she’s ok now
She chose to have a baby with him. She probably was back with him the following night.
I’m so glad I found this TH-cam channel….. I haven’t finished highschool or really started my life so your tips will help me become stable. And debt-less!
Kudos to John for handling that crisis call. Whew
God bless you, Dave. Thank you for your compassion.
That's what abusers do, they gaslight their victims and make them feel like they're the crazy ones. When Dave told her she wasn't crazy, that was when she finally felt understood and broke down. I hope she is in a better place with her child and healing
She might be an abuser, we don't know. All we heard is one side. Hopefully, either way, she gets help
@@Excalibur2why are you under multiple comments? Clearly no one cares about your lousy attempts to victim blame that poor woman.
@@Excalibur2If you had ever been through this, you would know just from her emotional state that she is not the abuser. She's afraid.
@@Excalibur2She's not the abuser. She's in fear. If you had ever been in this situation you would know.
@@cherylfauth9543 I've seen enough at this point to never trust someone based on one short clip. I've met people who were skilled manipulators, so this whole thing could be a show for attention or sympathy. Look at what happened with Gypsy Rose.
That first call nearly had me in tears. I'm a bit of a man's man, but that situation was ruff just thinking about my beautiful wife in that situation and that terrified. God I pray she's safe now
Oh Dave , I hope you know, you are a blessing to this world! Thank you!
12:25 I've been with my husband for over 16 years. He's never been physically abusive, but Dave described his level of control over the money as toxic. He will always make me feel like I'm some out of control wife because I will sometimes buy one item instead of another (to save money for instance, or to try and make room for a little candy bar) without discussing it with him first. He will go bonkers and say he can never trust me. It's gotten really bad. I have long been in high anxiety if I ever get to go shopping for something. I mean there's having respect and consideration when making financial decisions, sure, but.... when you're a grown woman being treated like a child that can't be trusted or given any amount of grace for misunderstandings, then yeah, it's safe to say that amount of control is toxic. Most definitely.
If you recognize that as toxic behavior please please don't allow it to continue. When you're a grown woman you deserve respect from your partner and have the right to set boundaries on toxic behavior. I wish you the best of luck and relaxation because you are worth more than a candy bar or a name-brand purchase.
Your marriage needs counseling. Freaking out over a couple bucks is ridiculous. Unless you're heavily in debt and you keep buying snacks every day, you guys need to talk someone.
He is a narcissist and it will never change. Get out now.
Sounds like you need to talk with him and try to work out what is acceptable, figure out a budget for discretionary spending, maybe look into changing jobs.
👍
‘I’VE GOT SOCKS OLDER THAN YOU’ sent me 😂😂😂😂😂😂😂😂😂😂😅
I think he said “stocks “. ?
@@ozarkman1478….as a hard of hearing person, I thought this was hysterical!!! Tx for the laugh 😃
There are so many ppl that need help like this women. We followers need to come up with a team that flys out and helps ppl physically
Yes. Go get Harry. He needs rescuing.
@@sharonhunter337 🙀🙀🙀🙀🙀🙀🙀🙀🙀😂😂😂
Harry doesn’t want rescuing! He wants his OWN sugar daddy!
@@jandramardges3368 I meant Prince Harry.
I wish I had this when I was in the situation I was in. Thank God made a way for me to get away. God bless her and the baby.
The level of patience that Dave had in that second call is incredible, I was about to scream at my screen over the ridiculousness.
My heart goes out to that first gal and so many others in the same/similar situations. It's so hard to get out of those, especially when the people around you are gaslighting you into thinking you're the problem... I hope she's better now
I wonder if she was part of the problem, I just can't imagine the police coming by and not removing him otherwise.
@@Excalibur2 You have an unrealistic view of how police behave and what they can do. It's very common for them to show up and do nothing in domestic abuse situations for numerous reasons, including because they don't want to, because there's no immediate evidence of physical abuse, or because the victim doesn't follow through. It happens every day.
@@crowz6247 it's possible, but in my experience, the policy for many departments is to remove the man for the day no matter what. I've also met maybe 3 pathological liars who will say anything to make themselves look good, while often being abusive themselves.
I just don't trust anything when I only hear one side, and people will always tell the version that makes them look good.
It's obvious by the callers demeanor that she was in danger.
@@darinshaver1098 crazy women can be excellent actors, playing whatever role that makes them look best in the moment.
so happy for the last lady she sounds very cautious and sweet
Bro 34k credit card debt. My heart. We need to start teaching basic financing in high school, mandatory.
I use to work for the state representatives and financial literacy in schools always failed to pass into policy
Yes more important than some of the garbage waste of time classes.
Absolutely
We do. (I'm a retired school librarian.) Kids think it can't happen to them / they can handle it / money is magic.
Keeping people uneducated financialy is profitable. Big business is making lots of profit.
Anxiety is a battle that i face daily when i have to go to a job, i truly know the road this lady is on, I was laid off from my job of 18 years and had to go work in an open office, you talking terrifying, luckily it was only 3 days a week and they let you work 2 days at home, and to top it all off im autistic and I was being bullied by the team i was on, luckily I listened to Dave way back on my other job, im doing great financially 👍 , paid off home and car with a huge emergency fund, small amt of credit card debt, so could easily leave that toxic job if i wanted to, thank you Dave for all you do, he also helped me pay off student loan debt 👍
I will never forget that caller with the abusive boyfriend. I was glued to the screen waiting to hear what happened.
that's not a very bitter comment.
@@rnt45t1 No I agree, it isn't. I'm kind of curious as to why you pointed it out though..?
@@colmwhateveryoulike3240 bot
@@gessrinky9129 Ah. Really? Seems like a pointless one if so.
@@colmwhateveryoulike3240 The OPs username is "Bitter Comments"
Well done for helping her. She needed it.
Speaking to the guy with 900k in debt... Multiple of my friends with over a 5mil net worth have been told by their doctors that they are in severe danger due to their stress levels. One of my friends was so stressed that they blacked out while driving and went off a cliff.
Over-achievers need to learn to chill and take it from 100 mph down to about 70 mph if we are going to love a long and healthy life.
Sad to hear about your friend..
Yes😊
Stress can definitely make you physically ill. It has happened to me twice in my life. But I was grateful for those experiences because both times opened my eyes to realize that something has to change. It forced me to change things in my life & get in a better situation.
It would be wonderful if your audience were able to donate to a fund to help this dear woman a child out. She needs to be able to focus on healing from this trauma and to take care of her baby! So glad the man who abused her is in jail! Thanks for your involvement in making this happen!
She had 88k in home equity. She just needed the tools to get away and start afresh.
Wow, that's God making it to where she got the very best help at the moment she needed help the most ❤️
I just moved to Toronto from Vancouver. Hearing Dave Ramsey say “buy a home, an inexpensive one, $200k” hurt my soul deep down 😂
LOL … NOWHERE in entire Canada, even east coast …you can’t buy a home for $200 K ! If there’s a region in USA that you can find a home to fit 4 kids and 1 adult …. Where is that ? If she moves there … is she leaving her family and friends to do that ? You still need a emotional support system , not just a team of advisors for tax , money, real estate , etc.
nice boss to gift that much money . She needs to really spend some time in solitude to understand what she truly wants , what are her fears , and set goals . That could take her 12 -18 mths since it’s the first time in her life she’s going to learn and discover her own self.
She's in Arkansas. Pretty sure that's doable. It's doable in Kansas too.....
Boyfriend-ectomy 😅
Love when humor can help give light 🕯️ in hard situations
Everyone NEEDS to work. Whether it's from home or office. You need to bring in an income. That's the answer. You can't keep incurring debt & not pay it off...
Dave’s downfall on the 3rd one is that he did not say “better than I deserve”. He said “great man, what’s up?” 😂
Unforgivable
😂😂😂
In your 40s, one of you doesn’t work at all and the other doesn’t even work full time and you wonder why you’re having so much trouble.🤦🏼♀️
I have anxiety too and I go to work anyway because I would rather do that than be broke.
Driving gives me the worst anxiety, but I'm still doing it because I need the money
My anxiety gets worse when I'm not working or not doing anything. Routine helps my anxiety massively, and work provides that
Bless this little girls heart. Thank God for you guys calling the Police!!
Love when he says ok to that guy being a douche to him. Ramsey handles himself like a real adult.
This is so true. I could not go grocery shopping with him! A trip to the grocery store is very telling of control issues. He literally would control every item I picked up! Had to leave it was too much! 16 yrs, left with our three year old and one yr old. He threatened me that I’d never see my kids again if I left him!
It's been over a year and watch Ramsey often and I think about that first caller( praying she got out and doing better) and just seeing what mindset can be instilled or forced upon you. Thank you for all you do sir.
Impressed with Dave who could hear by listening closely to the conditions surrounding this woman/mother. I am not sure that I would have picked up on the seriousness or even very well trained intervention counselors. Dave Ramsey - You are the real deal.
Her pain came through the phone. I felt that!
You couldn’t pick up on the seriousness? Of that first call? The woman sounded like she was being chased!!!!?!!!!
Her voice was legit shaking, brother..
The best comment about property investment i ever heard , and honest advise... I was in it for 25 years and chasing the snowball efect , living on the edge with dept. Then COVID came and it derailed everything, tendants didnt pay ect... so i sold most of my property and was left with still a few. Last year when i did my taxes i realized what poor ROI property holds. There is no cash flow advantage .. thanks for being straight and honest.
The $28K per year couple are a perfect example of the “whoa is me” / “victim mentality/accepting defeat”. Nut up.
woe*
I'm a horse. Ha
Somehow, I don't think that is what they make a year.
that women needs to get her lazy a** to work
Sounds like she was making excuses to sit at home.
This program is so needed. With the economy and people losing their jobs, inflation etc.
We need you. Thank you.
The couple in their 40s with $100K plus debt and 28K annual income. Holy cow. But good for her recognizing that something needs to be done about it, and starting from where she is.
OMG that broke my heart, I'm a grown man and was in tears
You are not alone, this first section of a call was a heart breaking.
I cry every time I listen to the domestic call. I hope the caller and her baby are ok.
Thank you for helping the young Mom with the baby. Im sending good thoughts to her and her baby that she may now find peace & calm .❤❤❤❤❤❤❤❤❤❤❤
I’m not shocked that Chris is from Los Angeles, California😂 Why is he so worked up hahahaha
This made me tear up. Dave Ramsey is so caring.
This was hard to listen to . I was a Domestic Advocate Director at our local center. Very heartbreaking situation. Thank you for stepping in Most time the victim needs someone to just step in and make the tough choice to keep them safe!
Heartbreaking, you can hear the pain that lady was in, so pleased you guys took the interest in her care.
I wish someone that had done this kind of thing for me when I was in the situation of the first caller. I also wish I was smart enough to make this kind of move instead of covering for my ex. I am out of it now, but it took some of the worst things possible to make it happen. I am now working on the Ramsey method to get myself set financially for my future. It sucks to have that kind of thing going on in your life and feel stuck.
If I had help like Dave when I was a new mom with an abused my life would be so different today. Good job Dave & crew!🙏🏼
Thank you for doing this show. So many deny, ignore or judge those in these situations. I think it says a LOT about you guys to help this woman. Thank you, thank you, thank you. i have been where this lady is and to be available to help her and not sweep it away, well, my hat is off to you guys! Godspeed!
24:16 So lovely this person....Doesn't he know how to have a conversation?
Dave, you are amazing helping this woman out.
How can I find a boss like the one who gave that caller an inheritance 🤣
It's rare 😁
I need one too lol
❤❤❤🎉me too
I think the lady called about selling her house was an excuse to get her rescued from her abusive situation, and thank god it worked. I hope she is OK. Many thanks to you for helping.
The first woman is breaking my heart listening to her... I wish her all the courage and respect for reaching out to this internet dad. Her baby comes first. Your mental health comes first. All the love x
Thank God bless you all for helping the lady in time of need.
Really liked how you put Chris in his place. Keep up the great work.
Dave Ramsey your a hero to so many people n all different ways.
I really hope that woman’s life has taken a turn and nothing but miracles are headed her way.
There's a comment above from someone said she passed away.
I’m worried about when he gets out of jail. It seems they are letting so many out of jail & she won’t be safe.
Listening to his advice to the gentleman who is heavily in debt. I always wondered how in the heck people make money on rental properties. Everyone I know has had horrible deadbeat tenants, despite their due diligence in vetting them before hand. So many have absolutely vandalized the properties. One set a house on fire when she was being evicted after non-payment of rent for SIX MONTHS. How the heck does someone make REAL money on a rental?
To be honest,
My parents retired off of mutual funds and they were extremely upset not investing in index funds. The fees killed their wealth. I love dave, and i am a baby step millionaire but i have to be honest about the mutual fund situation my parents went through.
Same. With all the research I've done I'm going to be doing index funds once my debt is paid off.
You guys are awesome! Truly heaven sent.
Well done in answering calmly that arrogant and super rude guy named "Chris, Los Angeles, California", Dave!
I agree he is a little arrogant at times but wow dude. The caller is INCREDIBLY Arrogant. 😆
Thank you for following-up with that first call. Thank you.
*Wow* ! *If somebody given me $1.5 million, I would live off the interest ( just like that lady will )*
*Dave Ramsey given out Excellent Advice*
$1.25M for a personal assistant? I have a guess who the father of her children is…
I knew a guy who's boss left him almost exactly what this lady got, I think 1.3. He worked as a maintence man at a hotel for the man for 20 years. When he died he left him the 1.3. Unfortunately he was flat broke in less than two years. It was heartbreaking to see it happening and even more now. He simply did not know how to say no and spent like a mad man on everyone he knew. I feel awful for him because even before the money, he was a kind man
I have the same issue with dippresion and anxiety. I am taking medications but still having days when I can't work and drive. I also I noticed that I can't handle stress so easily anymore.
I've read that sunshine, exercise, healthy diet will all do more than meds typically will. Good luck.