Before you Invest with Lumpsum in Mutual Fund | How to invest Lumpsum in Mutual Fund
ฝัง
- เผยแพร่เมื่อ 29 ก.ย. 2024
- Investing with Lumpsum in Mutual Fund can be very risky. So here is a way by which you can invest lumpsum amount in Mutual Fund avoiding a lot of your risk and at the same time getting better returns on your lumpsum investments.
Watch the complete video!
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⚠️ DISCLAIMER
THIS VIDEO IS FOR EDUCATIONAL PURPOSE ONLY, NOT AN INVESTMENT ADVICE. THE CONTENT OF THIS VIDEO IS AS PER OWN ANALYSIS AND I AM NOT A SEBI REGISTERED INVESTMENT ADVISOR. KINDLY SEEK ADVICE FROM YOUR FINANCIAL PLANNER BEFORE INVESTING. VIEWER DISCRETION IS ADVISED.
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Lumpsum investments are most risky investment so make sure you do it very patiently by following correct process.
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🔴 Correction: All Weather Investing smallcase was launched in March 2018 but the data/graph before 2018 shown is as per market performance (which is nearly accurate).
CORRECTION CREDIT: Neeraj Kumar
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if i invest my Lumpsum amount by 24 month sip in index fund is it 100% safe
Sir nifty bees pr video bnaye!🙏🏼
Same my value too less in tata digital fund
@YourEverydayGuide Why all weather smallcase and not some BAF? 10:13
Could you share your thoughts on ET Money Genius? Is rebalancing a portfolio on a monthly basis truly beneficial? I'm particularly curious about their strategy, which suggests investing solely in index funds across large, mid, and small caps. While I agree that index funds are great for large caps, is the same true for mid or small caps, compared to actively managed funds in those categories? I'm aiming to invest in a goal-based manner, so as I get closer to my goal, I want to ensure my allocations shift toward more stable assets.
The moment you said "Smallcase" i lost interest. Small case keeps rebalancing at random, without explaining the thought process behind it. Then there is a cost of charges dues to sale and purcase of stocks and relevant taxes also. I also noticed the charges are not transparent. Rather invest in Index fund straight away as a 6 month or 12 month SIP and avoid such charges as well.
Sir,you suggested best options.I didn’t know this strategy before.I listened so many you tube tube videos on this topic,but nobody suggested this strategy.Thanks a lot sir.
Great job sir,nicely explained please guide us . Keep it up😊
I support you ❤...Thank you so much for sharing such informative contents 😊
Sir what is all wheather investing? I never heard about it.
Simple and best way forlumpsup investment.
Best mutual fund list for tax saving sir 🙏🏻🙏🏻
sir small cap or liqued fund ke profit mai kitna percentage tax dena hoga?
Very nice method you have suggested
Great as usual. Please make a video on NFTs and CRYPTOs.
Sure i will plan soon 👍
Sir tata digital India fund and mirrae asset hang send plus fund of fund pe video jarur banaye..
Sir,
Kindly guide about HDFC Cildren Gift fund (CGF) Lock -in.
Best lumpsum h sir ji
Sir swp k bare me v btao
Kisi fund mai sip chalu hai or market girne lage to hume llumsup amount dalke avg kr skty hai naa ?????
Yes.
Aree lumpsum kabhi v karlo , koi khas farak nhi padta. Faltu ka Gyan deta hai ye
Small Case पैसे ले कर भाग गया तो।। Is is SEBI and RBI Registered???
Your style and honesty is incredible. Speed though a bit fast but covers lots of information; i have not found such subtle and truthful information anywhere. First time I understood STP. You will be on top very soon because others have selfish hidden agenda
God bless you
Sir Maine 1lakh sbi contra me invest Kiya Hai lumaump to kya ise Vapas GA sip me convert Kar sakte Hai abi ek mahina bhi nhi hua Hai , amount 1lakh 2000 ho gyani hai
First withdraw all your money and reinvest in SIP.
You are speaking very speed which may difficult to understand for people
First 50% in Liquid fund - invest as SIP over 6 months
Second 50% : All weather investing Smallcase (gold, equity, debt)
Kasam se kya bewakoofi waali baat h. Agar market lagataar down jaa rhi h toh woh mutual fund bech do. Aur aisa hai nahi ki koi
Full Marketing video of Small case. Useless video.
You talk only essential things 👍👍...no bakwaas , only Gyan.....keep it up... good luck
Most markets go up most of the time. Study suggests lumpsum is the best option for the newcomers joined recently in stock market party. As per Indian context, newcomers' equity exposure is nearly zero, they can increase their exposure dramatically. The best time to invest is today. In India, Bear market lasts barely 8 months average and rest of the time its running like mad bull. Reference: Chapter 13 of JUST KEEP BUYING by author Nick Maggiulli.
Exactly thats what I was thinking ..
So for lumpsum what is your suggestion , invest those every month ?
First youtuber on this topic in simple way . Thanks alot.
7:42 little bit incorrect information... ye small case 2018 or 2019 mai start hua tha.. jahan LAUNCH ka icon dikh raha hai.. aur uske previous vala data SIMULATION hai
Thank you for correction. I will update in my comments.
50000 Rs. Lumpsum Invest karna hai 2-3 funds me (Total around 1 to 1.5 Lacks)
for 3 Yrs. Please advise
Park hi karna hai toh fd aur saving account thik hai. Fd interest per waise bhi tax nahi lagega jab tak wo ek limit se jyada nahi hoga
I would suggest post office time deposit or NSC
very bad information liquid fund very poor return
6th of january 2023 I switch sbi bluechip regular plan to sbi bluechip direct plan. So shall I redeem my money or continue with the direct plan?
Sir is there alternative of All weather investing where instead of multiple ETF we invest in one ETF. So instruments are less but we get same benefits?
Khud daal le etf me kaun mana kar raha hai
Awesome explanation sirji, you've quite the knowledge which you're sharing with new investors like me. I'm very glad to have found you and now I'm slowly but continuously moving towards a better future of myself because I choose investing. You know I had opened demat account with Zerodha 3 years ago with 300 RS Fees and I had no idea until recently about how I should sirji. I'm quite a beginner and had no knowledge so, I don't take risk without knowing anything and now I'm pretty sure about what I'm investing.
It's all your THANKS Sirji.... DIL SE SIR🙏🙏🙏
Sir me first time sip suru karna chahta hu TATA DIGITAL INDIA FUND DYRECT GROWTH kesa rahega 1000 rupay per month ki sip
keep it up , informative, well explained
Pata nahi kya kya bol rahe ho mene 2010 me kiya 2015 me kiya 2019 me kiya fir corona ayamera invest half ho gaya kuch time bad fir bad gaya etna sir drad karta to jarurr karliya ta invest mene jab man kare tab inveat karo sir dard mat lo
Sir Mera portpholio comment
Axis bluchip 1000
Axis foucsed 2000
Axis small cap 2000
Axis opportunity 1000
Mirae asset Emerging bluchip 2000
Parag Parekh flexi fund 2000
Franklin india tecnology 1000
Please comment my portfolio
How to trust smallcase? Got one app..... Smallcase. Should we log in? Is it possible to get smallcase through groww or any other such app? Please let me know.
Please suggest 2-3 equity mutual funds
How to invest all weather investment in small case
245000 /- I switced to sbi bluechip fund direct from sbi bluchip fund regular. So now what shall I do? Please help me out.
Sir, excellent analysis on most of your videos, may God bless you,And in turn us , Thanks for showing us insight of MFs
Sir, ek vedio Tata digital india fund k bare me banaiye.. Or Angel one me kaise mutual fund buy kare or kaise same day NAV le.. iske bare me suggest kare.. aapki vedio bahut achhe se samjh aati hai.. Thank u..So much.
Ok sip tata
Angle not provide direct plan growth
Angel one me direct plan nahi hai Grow aapp is best for mutual fund investment
Mene is fund m ek sal se uper invest kiye huye ho gaya abhi b negative m chal ra h
Does a/c of allweather will open.?
Please review my portfolio sir
Quant tax plan 5000/month
Uti nify 50 3500/month
Parakh pareek flexi cap 3500/ month
I'm thinking to start Canada robeco small cap and pgim india mid cap fund 2500/ month also
The information and the idea was great. One query- How to withdraw stepwise amount from smallcase. Can we do ‘Redeem’ like mutual funds?
Swp
Sir namaste,mere paas ek lump sum amount hai jo mera life time hard earned money hai,par mujhe yeh samajh nahi aa raha ki main kahan invest karun jisse mujhe ek pension ki tarha monthly income milti rahe.
Main apke videos se bohot inspired hun, pls help ur reply will be very helpful...
What did you do?
Apko IIM me hona chahiye sir
Good job keep going very soon your subscriber become 100k with in this end of month ..... ⏳️
Thank you so much 😀
agar lumpsum dal rehe ho vo bhi 25,30,40 saal ke liye.............. to kabhi bhi lele. aur bhul jao 40 saal tak. bus retirement me khol ke dekh na. kyu ki long term me nifty ne upar hi jani hai.
25,30,40 nahi bhai agar 5-10 saal ke liye bhi daal rahe toh bhi koi dikkat nahi hai ,bear market jyada se jyada 4-5 mahine hi rehti hai
What are the tax implications for a Liquid Fund? Thanks
I got perfect knowledge on perfect time as I have huge lum sum so I am going to follow your advise
Best Idea...best video for Lumpsum amount investment... Thankyou
App negative soch rahe ho
Navi Flexi Cap Fund - 350
Axis Flexi Cap Fund - 350
Tata Small Cap Fund -250
Tata Digital India Fund - 300
SBI Small Cap Fund -500
30year k liye ye 5 kaisa rahega sir long term investment mai ?
Sip pe unit bad kar milti sir ji
Sir I like your channel coz you explain so nice. You are the best undoubtedly the best.... Keep it up.... You can include more variety of money instruments for your viewers.... Best of luck
what abt after 6 months when 120000/- will be over, 7th month from where u will give another 200000....?????????
Mr. Ranjan how many demat accounts can be linked in Teji Mandi
My name is T Gyaneshwar Rao, retd state govt.employee 64 yrs age. I am not pension holder. I have invested part of my retirement amount 1.HDFC balanced adv.direct growth fund in Nov 2023 Rs. 20 lakh and 2. HDFC Retirement direct growth hybrid fund rs.20 lakh and started swp of 10 percent. Can I invest any other amount in same schemes. Plz guide me.
Thanks for the informative video. But I have one doubt, what if in case of big lumpsum like say 10L coz in that case division by 6 also will give high amount right?
Yeah.. True, I think in that case divide in 12 parts.. Basically you calculate your own that in how much time you want your all money in main stream- equity. Like sometimes bull Run goes or sometime bare Or sideways... Accordingly we can move
All weather investing small case aur Hybrid Fund me kya farak he.
Bhai - You are just stretching things, you haven't given any useful info till the first 03 minutes. Try to convey your message in small amount of time😢
Correct now days no one has time to watch 18 min video , every one addicted to reels in insta and you tube, face book , conveying right message in 5 to 10 min is art
Hey I understand your pain in watching this long video.
But always remember, investing money is not an entertainment coz your life depends on it. A 1 min entertainment video will give you more harm than a 20 min educational video.
You choose what to watch! Thanks, wishing you wealth.
Please make a update video.
I was thinking about where to keep my extra money, now found your video, got my confusion cleared.
Did you do as he suggested?
Sir, I have to invest 1 lac in ELSS before 31 March to save tax by claiming section 80C. I won't look at it for five years atleast. Do you think still it is risky. Unfortunately I couldn't invest through SIP earlier in the financial year. Your videos are really helpful and on point always.
even i am in same situation.. iam thinking to do lumpsum in elss.. because there's no option.. i will plan properly from april
@@neeraj_dama Yes brother. Because all other options like ppf and nps are for long term and have a lot of restrictions. Hence I am considering to invest in ELSS only; will invest the whole amount dividing in best 4 Funds to minimize the risk.
No problem you still have 6 weeks. So invest 1,00,000/6 (nearly 16K) every week to average out what can be done.
From April onwards start your SIP.
Bhaiya, please make one video on HDFC Bank fraud policy.
How HDFC Bank manipulating customer CIBIL Score intentionally..
Unlike others bank HDFC Bank not sending customer's full Credit card limit to Credit bureaus or CIBIL. But it is one of the top most important thing to make proper Credit score. Because it helps to calculate Credit utilization rate which has highest impact in Credit score. As CIBIL not getting Credit limit they are calculating Till now highest credit utilization as Credit limit. So customer credit utilization will be always very much higher than actual. Sometimes may be 100% also.
I have emailed them but they are not agree to send it. Normally answering: "our bank don't send it".
BUT THIS IS ILLEGAL. I am showing you how it is happening and what is the Negative Side For customers and Others Bank.
FOR EXAMPLE: One Customer Credit card has Rs.1,00,000 limit
His present Due amount: Rs.7,500.
Till now his highest utilisation amount is: Rs.10,000.
Now what will the RESULT:
1st: In others bank (SBI, ICICI,Axis Bank etc)
His credit utilization rate: 7.5 % which is not only good it is excellent to build excellent Credit score.
2nd: In HDFC Bank case
His credit utilization rate: 75% which is not only bad it will ruined his Credit score. As below 30% utilization is always recommend to build good Credit score. Where his original utilization rate is 7.5% only but here HDFC bank very cleverly making it 10× higher. And he is becoming a customer who is Over dependent on Credit. But actually he is not this.
Now telling you How and Why they are doing this:
Because if they don't send full credit limit to Credit bureau by default bureau calculate till now your highest credit utilization amount as Card limit. So his utilization rate will be always greater than the actual. Which is INJUSTICE. Because it will decrease his credit score even after making 100% on time payment. As per credit bureau he will be treated as Over dependent on credit for your fake high utilization rate.
So other banks will not be able to take right decision to give you loan because of your poor credit score although you are a very good customer. But at the same time HDFC only knows your full customer details. So this bank will say I can give you loan no problem. But as your Credit score is low so you have to pay higher interest rate. This is very illegal policy.
We should take action...
Hi If I invest in small weather around 10L and after 2 years if I invest Liquid MF.. What the difference?
Is initial investment in SIP is refundable
But then if you invest a lumpsum in a bull run.. you will always have a good average return.
Very nice 👍 video..
Sir You please suggest the right market level to invest lumsum in mutual funds..🙏🙏
I want pension advice planing( BY SWP), through lumsum investment mutuals funds. I have already investment without proper knowledge 3/4 no. Funds SBI, AXIS,NIPPON INDIA, my age 57, Connect no & ADVISE PL. Thanks.
बार बार पैसा उठाने से short time capital gain tax से कैसे बचें ?
Sir agar Mai es paise ko daily 6 maheene mein distribut karke laggawoon tab kya situation banegi please guide me
What is the difference between Multi-Asset mutual fund & all weather investing ?
Agar her month ek 5 6 alag mutual funds me khud daal de to kya issue h.. I mean jase maine last 5 month se alag alag mututal fund me 10k invest kie h.. It is like a sip
Liquid fund par tax lagega jitni redemption hogi uske upar..is it then effective strategy?
I am not agree
Please make video about systemic withdrawal plan investment plan
I hv a question,,,I save money for investment when market is low in mp, but the problem is, I invest money through app when market is low but the apps takes two days to invest in mp, but within two days market going sane position and my money didn't invest when market id low,,,what is the way...?
Agar ELSS me karna ho long term ke liye (5 years) to bhi lumpsum nuksaan kar saktaa hai kya ?? Kyuki long term me to market badhega hi 10% to 13% ( 90% chances)
it has been very useful for me sir thanks to you for creating this kind of videos
For long term more than 10 years how does this really matter. Also after following your strategy and after that market fall then what
Sir aap ka what's up number mil jayega kya
Beautifully explained d game of lump sum investment...thanx Ranjanji
Your content is really well explained. Amazing video ❤
Sir SBI automative nfo main 15 year k liye lumsum kar sakta hu
Ya Jo best ho pls help
Why not invest directly in nifty bees and get 15percent annualized return for sure..
One suggestion.. stop ✋️ with the trend of editing videos were you begin videos with you talking immediately from in-between the video. It's very annoying.
Useful 🎉
Why lump sum investment calculator give me better return than sip?? What did I calculate wrong??
सर में बिस लाख रुपये s w p रखना चाहता हुं जो मुझे मंथली 15000 मिले कुछ समजाई
Six months मे per day 180 instalment मे invest किया तो कैसा रहेंगा ????
Sir ,Mutual fund mein investment ka kya proof rahega अपने पास
That's awesome, you just added a new subscriber.. Thank you for the great advice.
yar make a vdo on mutual fund exit charges. which has lowest exit charges. and explain the commission which mutual fund charges. with example on 1 lac.
Well explained🙏😇
It's help many people to invest in right way🤗
Finally subscribed you🤗
jaroori hai ke market down jayega !! Market rise bhi toh ho sakta hai hr SIP ke saath ,, Rising market ki toh baat hi nahi ki tumne
Humm small cas sabse badiya es me koe risk nahi fd ki trha saf. Hota hai keea pagal bana rahe ho us me stock nahi hote kya bhai
Sir mai 10 lakh lumsum mai dalna chata hu SBI small cap mai 5 lakh and Nippon India small cap mai 5 lakh only 3 year k liye kaisa rahe ga plz , suggest me.