2022 financial review | Wins and areas of improvement

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  • เผยแพร่เมื่อ 18 พ.ย. 2024

ความคิดเห็น • 28

  • @pfunzomandiwana6513
    @pfunzomandiwana6513 ปีที่แล้ว +2

    I'd like the monthly reviews please yes

    • @SinikiweNgcobo
      @SinikiweNgcobo  11 หลายเดือนก่อน

      Thank you hun, I’ll work them into next year’s content plan. I failed this year lol.

  • @yvonnekgaditsi8845
    @yvonnekgaditsi8845 ปีที่แล้ว +1

    Thank you so much, this was insightful. Looking forward to monthly reviews.

  • @Randomswithfifi
    @Randomswithfifi ปีที่แล้ว +1

    Love love this!To maxing that TFSA and all these liquid savings. Here's to building this wealth🥂🥂Yes please to the monthly reviews and the stocks you have.

  • @tlaly
    @tlaly ปีที่แล้ว +1

    I enjoyed this so much! Let's push this money conversations content girl 💃🏾💃🏾💃🏾

  • @seh1759
    @seh1759 ปีที่แล้ว +1

    Beautiful CA & mom of one of the families i adore❤️🙂🥰. Insights

  • @Ghulane-Flora
    @Ghulane-Flora ปีที่แล้ว +2

    Thank you so much for not cashing your pension 🙏🏽. Working in the retirement industry and being exposed to the consequences of cashing out your pension, I just wish people can get it 😭.

    • @SinikiweNgcobo
      @SinikiweNgcobo  ปีที่แล้ว +1

      Ey I can imagine what you see.🥹

    • @Ghulane-Flora
      @Ghulane-Flora ปีที่แล้ว

      @@SinikiweNgcobo it’s terrible 🙆🏾‍♀️

  • @agneswilliams
    @agneswilliams ปีที่แล้ว +1

    Absolutely loved this! Thank you sisi. Looking forward to the monthly reviews😊

    • @SinikiweNgcobo
      @SinikiweNgcobo  ปีที่แล้ว

      ☺️☺️ thank you so much.❤️

  • @Zintle
    @Zintle ปีที่แล้ว +1

    Lifestyle creep is so subtle hey! When I did my review, I found 4k that I was spending on lifestyle creep type things. I’m glad I caught myself, I’m back to being military with my budget now 😂

    • @Zintle
      @Zintle ปีที่แล้ว

      That trap ye “A CA must… you deserve to” yhoooo it had me by the throat 😂😂😂😂😂😂😂

    • @SinikiweNgcobo
      @SinikiweNgcobo  ปีที่แล้ว +1

      I’m so glad so get it, it’s so subtle, also more glad that you caught yourself and are planning to do better.

    • @SinikiweNgcobo
      @SinikiweNgcobo  ปีที่แล้ว +1

      It’s such a trap that thing😅 I think it’s the trauma from the 7year journey that makes us think we deserve deserve.😅

  • @andilenkubu2313
    @andilenkubu2313 ปีที่แล้ว +2

    We missed you...
    I'm doing my Bcom Accounting honours this Year, then next year CTA any advices in this journey to be CA

    • @SinikiweNgcobo
      @SinikiweNgcobo  ปีที่แล้ว +1

      I also missed this.
      My advice is to listen to your lecturers and put in those recommended hours, it will pay off. Goodluck 🫶🏾 also watch my study tips video for more.

  • @Talent_M
    @Talent_M ปีที่แล้ว +2

    I was told by someone early in my career that you should never cash out your pension fund even if it’s a matter of life and death. To me , that money doesnt exist. So i was very surprised to learn that people do this aaall the time and that they have nothing saved for retirement. Also the tax they charge😮.
    Oh and i was also a “full tank”
    girl. Filling up only twice a month. 😂. Now i do R500 a time. It doesnt help but it makes me feel better 😂😂

    • @SinikiweNgcobo
      @SinikiweNgcobo  ปีที่แล้ว

      People cash it out all the time. Some even divorce to cash it out then remarry each other, especially if they can’t resign and find other jobs.
      Eye full tank we’ll see it later yho.😅

    • @Randomswithfifi
      @Randomswithfifi ปีที่แล้ว +1

      Wise advise. I am for never cashing out but like at Sinikiwe mention circumstances are different.

  • @Talent_M
    @Talent_M ปีที่แล้ว +1

    Why is it soo funny that you are in a Stokvel with just you and your husband😂😂😂

    • @SinikiweNgcobo
      @SinikiweNgcobo  ปีที่แล้ว +1

      🤣🤣🤣 it is funny. But it’s our December sinking fund. I promise we’ve had other members in other years tho.🤣

  • @moolamatters
    @moolamatters ปีที่แล้ว +1

    📍