Try purchasing it in full amount instead of emi and try converting tht to emi in bank app itself and see how much interest u have to pay.. Basically my point is banks are not the one scamming in the name of no cost emi. Its the government who is scamming people with high taxes
@@thelayer5211Service aur product based gst hota hai. Product pe gst diye ho na ki jo emi avail kar rahe ho wo bhi ek service hai jis pe gst lagta hai. Ab ye simple baat bhi scam lag raha hai to 🙏
@DECNONONEPLUS Hello friend, I am very happy that you liked my work very much and that my work and my videos helped you and thank you very much for commenting. I really appreciate your comment...❤️
Buying on no cost EMI is no harm is you can afford that item in full price also because the amount that you save you can keep it in bank or invest it to generate way higher returns rather than Saving few hundred rupees like he has shown in this video only follow 2 rules while buying something on EMI - 1. make sure you can afford that item without EMI also 2. it should be completely "NO COST EMI". Standard Cost EMI's are never worth it
मेरे साथ ऐसा हुआ है मैंने एक दोस्त को ऐसी ऑर्डर कर दिया था अपने कार्ड से लेकिन बिल जेनरेट का टाइम कुछ ज्यादा ही दिख रहा था मतलब उसे जो छूट मिला था 5000 का वह वापस कट के वही सेम अमाउंट बन गया
Buy on EMI for that extra EMI discount and close it by paying full before cc bill generates, if u have any doubts call customer care, I did it with SBI, no extra charges and you also get that extra EMI discount. this whole thing could have costed u approx 25.3k
Bro please explain me in detail I have also sbi cc and I want to buy tv on emi no cost email available hai see my tv is 39990 and got discount of 6000 on emi purchase then my emi generate for 33990 if I choose 9 month I have to pay 3777*9=33990rs but no cost emi intrest is 2127 and it's got reduced but 18% gst se 382 rs something extra and 199 processing fee vagera Mai kaise karu aap jo bata rahe ho app please details me batao na kese cancel kare and full payment?
@@Faisal-jj3wf Bhai..aaj ek video upload karunga...No cost emi k uper...us video me sab kuch details me dikhaya aur samjhaya ha...aapke sabhi questions k answer us video me mil jayenge...aur aap calculation karna bhi seekh jaoge...bas shaam tak wait karo
@@gyandrops sir, मुझको amazon से एक TV लेना है sbi card से जिसकी price हैं 36990, जिस पर 6000 inst discount मील रहा है, उसके बाद 30990 होगी no cost EMI par 3 month की 10330× 3 तो सिर मुझको टीवी कितने का पड़ेगा ple reply
If i use hdfc credit which allows a discount of 45000 for but on Flipkart it has written that 299 processing fee for each emi + applicable taxes. So processing fee one time or every month it will take 299& taxes? Pls reply
lol e apki bank ki chal hey, flipkart pay later emi pey gst nehi dena parta hey discount deke total jitna amount homepage pey dikhata hey woohi dena parta hey, ha processing fees leti hey, but wo gst mehi deni part hey
Bhaiya please muje Throi Help kro please Mai ne Amazon se OnePlus 12r managaya No Cost EMi pe with Exchange Jis mai price the 37998 the Jis mai card discount + exchange laga ke 23967 laga EMI Show Kr raha Hai 4209.01 No Cost EMI discount 1130 hai Toh batao na bhaiya Mera bill Kitne Ka Generate hoga ??? 😢
1130 ka 18% =203.40 Kuch bank ki processing fee 199+18% hoti he kuch bank ki 299+18% .to 203.40 me processing fee add kar do total aapko yahi amount extra dena padega jitne din ki emi ki he utne din me like 6 month ya 9 month me .
@@SantoshMishra-cs3pz processing fee toh one time jaayegi, par kya ye emi interest ka GST bhi one time hoga ya fir har month hoga , ya essi GST amount ko divided by 6 krke 6 months ki installment m payment krna hoga
bhaiya mujhe NO COST EMI PER phone khareed na hai mai ne discount per diye huaye amount ka GST bhi calculate kr rakha hu bss yahi confusion hai ki alag se 16% bank intrest dena padega ya vo sirf ek baar dena hoga dekho maii aap ko btau....👇🏻👇🏻 Order value ₹15999 No cost emi discount -₹340.49 Emi loan amount ₹15658.51 Bank intrest 16% ₹419.39 Total amount payable ₹16077.90 Payable now ₹ 15658.51 Processing fee ₹234.82 ₹340 discount ka GST mujhe ₹401 lagega or processing fee ka bhi GST lagta hai jo ki ₹277 + processing fee 234 rs hai total mujhe yay phone ₹16,989 ka padega mai sahi huu na bhaiya 🤓🤓 ? Plzz jaldi reply de do mujhe order karna hai ⚠️
Iske liye emi cancel karani hogi...aur emi cancel karne par foreclosure fee and kuch extra charge lagte hain...so emi cancel karne me koi fayda nahi hai ..agar product no cost emi par buy kiya ha...baaki details k liye care par baat kar lo
Hello sir mujhe ek information chahie mene ak phone order kya hai uska emi karbe price jo deduct hua hai 17169 jabki emi ka jo interest diya usko minus karke balance deduct hua hai jab emi kat e ga har mahina to actual price usme ajayega ae samaj me aya par agar mene full payment kar diya avi to kya interst rate v mera nhi lagega?
@gyandrops sir, मुझको amazon से एक TV लेना है sbi card से जिसकी price हैं 36990, जिस पर 6000 inst discount मील रहा है, उसके बाद 30990 होगी no cost EMI par 3 month की 10330× 3 तो सिर मुझको टीवी कितने का पड़ेगा ple reply
Sir mene abhi vivo t3 pro 5g order kiya emi par 1 year ki uspe interest 1962 lag rha aab sir gst kis par lagegi intrest par ya amount par pls sir batat dijiye
Faltu maahol to esa bano ki log ko lage ki kitan hi paisa dena hota hai. Aur last me bol do ye to bahut chota amount hai. 27000 ka emi par 500 rupya wo bhi 9 mahine me dena ho raha hai to kaun sa bahut jada de diye. Na ke barabar hai wo. Aur bahut case's me no cost emi karne par normal se 250 rupya jada discount hota hai. Jisse processing fee wala bhi kam ho jata hai.
@@Pradeepkumar-in8zq Kaun sa 5 - 10 Lakh ka saaman pe No Cost EMI milta hai jara ye batana aur Amazon pe kya esa hai jo tum 10 lakh ka khrid rahe ho. Matlab kuch bhi !!
Mat lena bilkul Kotak Debit Card Emi option bata raha hai maine bhi liya and hidden Paisa cut ho raha hai har mahine, branch wale bolte hai call center se poocho and call center pe phone connect hi nahi hota
भाई मेरे को 15999 का प्रोडक्ट लेना h no cost emi pe jisme mujhe 800 ka discount pda h tab final price 15999 h 2666 ka emi show kar rha jisme 199 processing fee h to mujhe gst mila ke finally product kitne ka aayega
Chutiye sbke paas Sara paisa ek sath nhi hota ....tera baap hoga w number ka haram ka paisa khake ameer...sb nhi hote ...pr jrurt ki chiz leni pdti h unhe bhi ....smjh. Gya chumtiye
Har koi teri tarah dalla nahi hota, jo dalali ki kamai se Jeb me hamesha Paisa hota h Kabhi kabhi paise Kam hote h, aur jarurat ka saman kharidna padta h Loan basically isi purpose ke liye hota h
No cost emi pe interest pe discount milta hai wo app deta hai par gst to government lagati hai na maine customer care se bhi baat kiya hai wo log kehte hai ki gst ka rule government ka hai bank ka nhi
You r wrong...aaj kal to emi par jiyada discount mil raha ha....is tv ko full payment karne par 2000 Rs ka discount mil raha tha aur emi par 4000 Rs ka discount mila...Buy karne se pahle offer check kar lene me hi fayda hai...Bcoz offer time to time change hote rahte hain...
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👉 Telegram Channel
t.me/gyandrops
Try purchasing it in full amount instead of emi and try converting tht to emi in bank app itself and see how much interest u have to pay.. Basically my point is banks are not the one scamming in the name of no cost emi. Its the government who is scamming people with high taxes
How to do it?
1800 ki emi ke 2100 lete hai gst k nam pr but jab hm koi chiz purchase krte hai to already gst paid krte hai😂
@@thelayer5211Service aur product based gst hota hai. Product pe gst diye ho na ki jo emi avail kar rahe ho wo bhi ek service hai jis pe gst lagta hai. Ab ye simple baat bhi scam lag raha hai to 🙏
Hamari political system hi kharab hai.. India Pakistan Bangladesh country is same 😅😅
Abe GST is worst thing to ever exist @@shubhamrajput9344
Bro you explained no-cost emi very well.. I am Kerala and I search about this but I don't get good explanation but you cleared my all doubts.
first time getting a comment like from a youtuber
@DECNONONEPLUS Hello friend, I am very happy that you liked my work very much and that my work and my videos helped you and thank you very much for commenting. I really appreciate your comment...❤️
Buying on no cost EMI is no harm is you can afford that item in full price also because the amount that you save you can keep it in bank or invest it to generate way higher returns rather than Saving few hundred rupees like he has shown in this video only follow 2 rules while buying something on EMI -
1. make sure you can afford that item without EMI also
2. it should be completely "NO COST EMI". Standard Cost EMI's are never worth it
Ek extra amount bhi hota hai Amortization iss amount ko bhi add karo ICICI Bank laga deta hai
मेरे साथ ऐसा हुआ है मैंने एक दोस्त को ऐसी ऑर्डर कर दिया था अपने कार्ड से लेकिन बिल जेनरेट का टाइम कुछ ज्यादा ही दिख रहा था मतलब उसे जो छूट मिला था 5000 का वह वापस कट के वही सेम अमाउंट बन गया
Buy on EMI for that extra EMI discount and close it by paying full before cc bill generates, if u have any doubts call customer care, I did it with SBI, no extra charges and you also get that extra EMI discount. this whole thing could have costed u approx 25.3k
Bro please explain me in detail I have also sbi cc and I want to buy tv on emi no cost email available hai see my tv is 39990 and got discount of 6000 on emi purchase then my emi generate for 33990 if I choose 9 month I have to pay 3777*9=33990rs but no cost emi intrest is 2127 and it's got reduced but 18% gst se 382 rs something extra and 199 processing fee vagera Mai kaise karu aap jo bata rahe ho app please details me batao na kese cancel kare and full payment?
Call customer care and cancel your EMI. You will have to pay whole money in next bill.cycle. yOu will get EMI discount as well@@narendranagar9451
Foreclosure charges lagte h samzdaar, 3 % tak
@@alokvishwakarma3888 cancel krwa do emi
@@Aduuchoudhary Nhi lagta
Processing fees every month lagega ya one time only and no cost emi discount pe GST lage every month right bhai
Processing fee one time lagta ha...aur gst every month lagta hai...
@@gyandropsGST no cost emi discount pe hi lagta hai bhai right?
@@Faisal-jj3wf Bhai..aaj ek video upload karunga...No cost emi k uper...us video me sab kuch details me dikhaya aur samjhaya ha...aapke sabhi questions k answer us video me mil jayenge...aur aap calculation karna bhi seekh jaoge...bas shaam tak wait karo
Sir, बहुत वीडियो देखें लेकिन अब आपका वीडियो देखने के बाद कोई और वीडियो देखने की जरूरत नहीं पड़ेगी इस टॉपिक पर धन्यवाद sir अच्छे से बताने के लिए
मुझे खुशी है कि आपको मेरे वीडियो से मदद मिली🙏😊
@@gyandrops sir, मुझको amazon से एक TV लेना है sbi card से जिसकी price हैं 36990, जिस पर 6000 inst discount मील रहा है, उसके बाद 30990 होगी no cost EMI par 3 month की
10330× 3 तो सिर मुझको टीवी कितने का पड़ेगा ple reply
Thanks for explaining in detail Sir!!
If i use hdfc credit which allows a discount of 45000 for but on Flipkart it has written that 299 processing fee for each emi + applicable taxes.
So processing fee one time or every month it will take 299& taxes?
Pls reply
No processing fee is one time but that taxes/interest rates will very in every emi
Watch this video...all your doubts will be cleared th-cam.com/video/7D_1v19z7P8/w-d-xo.html
well explained brother ❤
You forgot to mention.. if full payment made than 5% cashback on Rs. 27000 TV is Rs. 1350.
Check topic of video, Topic is on Emi not fill swipe
Emi ka baat ho raha yahan
Amazon Great Indian festival sale par no cost emi pe 199 ka bank charges pehle katega, or extra charges every month instalments pe katega kya?
199+18% gst bhi first installment ke sath hi ayegi...
@@gyandrops baki installment me ayega ya nahi, ya phir one time hi ayega?
@@cricketthings4928 Malum pada kya kuch.?
One-time lgta h
@@cricketthings4928As mentioned in video 199+gst one time hi lgegi 1st installment me
Every month me gst extra lgega
lol e apki bank ki chal hey, flipkart pay later emi pey gst nehi dena parta hey discount deke total jitna amount homepage pey dikhata hey woohi dena parta hey, ha processing fees leti hey, but wo gst mehi deni part hey
Bhaiya please muje Throi Help kro please
Mai ne Amazon se OnePlus 12r managaya
No Cost EMi pe with Exchange
Jis mai price the 37998 the
Jis mai card discount + exchange laga ke 23967 laga
EMI Show Kr raha Hai 4209.01
No Cost EMI discount 1130 hai
Toh batao na bhaiya
Mera bill Kitne Ka Generate hoga ??? 😢
1130 ka 18% =203.40
Kuch bank ki processing fee 199+18% hoti he kuch bank ki 299+18% .to 203.40 me processing fee add kar do total aapko yahi amount extra dena padega jitne din ki emi ki he utne din me like 6 month ya 9 month me .
@@SantoshMishra-cs3pz processing fee toh one time jaayegi, par kya ye emi interest ka GST bhi one time hoga ya fir har month hoga , ya essi GST amount ko divided by 6 krke 6 months ki installment m payment krna hoga
@@SantoshMishra-cs3pzjo intrest h wo har mahine katega ya sirf jitna intrest h uspe gst hi dena h?
bhaiya mujhe NO COST EMI PER phone khareed na hai mai ne discount per diye huaye amount ka GST bhi calculate kr rakha hu bss yahi confusion hai ki alag se 16% bank intrest dena padega ya vo sirf ek baar dena hoga
dekho maii aap ko btau....👇🏻👇🏻
Order value ₹15999
No cost emi discount -₹340.49
Emi loan amount ₹15658.51
Bank intrest 16% ₹419.39
Total amount payable ₹16077.90
Payable now ₹ 15658.51
Processing fee ₹234.82
₹340 discount ka GST mujhe ₹401 lagega or processing fee ka bhi GST lagta hai jo ki ₹277 + processing fee 234 rs hai total mujhe yay phone
₹16,989 ka padega mai sahi huu na bhaiya 🤓🤓 ? Plzz jaldi reply de do mujhe order karna hai ⚠️
Bhai aapne yeh emi kon sey bank sey kri hai.. Mtlab aapne kon saa credit care use kiya hai..
ICICI Expression Credit Card
Very Neatly and Clearly Explained, Excellent 👌
Sir I take my not cost EMI then will I pay all amount?
जब No Cost EMI पर प्रोडक्ट मिल रहा है तो हर month intraest लेने का क्या मतलब?
ये समझ नहीं आया, बजाज EMI CARD पर सिर्फ GST लगता है
Is video ko dekho all doubt clear ho jayenge th-cam.com/video/7D_1v19z7P8/w-d-xo.html
bank aapse pure paise wasule ga par flipkart ya amazon aapko jo extra interest lag rha hai uska cashback dega
Bhai kya me tv ko buy karke emi ko ek saath full me pay kar sakhta hun?
Because without emi pe mje 5k discount ho raha hai aur with emi pe 6k .
Iske liye emi cancel karani hogi...aur emi cancel karne par foreclosure fee and kuch extra charge lagte hain...so emi cancel karne me koi fayda nahi hai ..agar product no cost emi par buy kiya ha...baaki details k liye care par baat kar lo
Hello sir mujhe ek information chahie mene ak phone order kya hai uska emi karbe price jo deduct hua hai 17169 jabki emi ka jo interest diya usko minus karke balance deduct hua hai jab emi kat e ga har mahina to actual price usme ajayega ae samaj me aya par agar mene full payment kar diya avi to kya interst rate v mera nhi lagega?
Emi cancell krwa do Bank ko call karke agar apne full payment kr diya hai to.nahi to lagta rahega
@@vimleshyadav3057 Maine payment full nhi kya avi tak ap samjhe nhi sayad
Sir icici credit card se no cost emi lene ke baad 2,3 month baad pura payment kar sakte hai kya?
Yes kar skate hain....but extra charges lag sakte hain...
Awsm content ❤ thanks for efforts
😂😂bhai isse accha hai dukan Wale se hi setting krke paise de do kishto mai 4-5 mahine ki 😅😅
@gyandrops sir, मुझको amazon से एक TV लेना है sbi card से जिसकी price हैं 36990, जिस पर 6000 inst discount मील रहा है, उसके बाद 30990 होगी no cost EMI par 3 month की
10330× 3 तो सिर मुझको टीवी कितने का पड़ेगा ple reply
30990 + 200 se 300 k approx processing fee + per month jo bhi installment me interest hogi us par 18% gst pay karni hogi....
Sir mene abhi vivo t3 pro 5g order kiya emi par 1 year ki uspe interest 1962 lag rha aab sir gst kis par lagegi intrest par ya amount par pls sir batat dijiye
Intrest par lagta h or processing fees par
Yes Interest and processing fee par
@@gyandrops bhaiya debit card emi me bhi interest me gst lagta h kya please btao
@@gyandrops bhaiya interest par gst har month lagegi
@RitikYadav0981 yes har month lagegi
Very nice information
Jab hum buy krte hai toh No cost EMI ke waqt Full product amount dena hota hai? Ya fir sirf EMI amount?
Bhai,Axis bank ke credit card ki Emi processing fees kitni hoti hai?Amazon pr show nahi hoti axis bank ki processing fees
250+18%
Agar Flipkart se kharid te ho to 100+GST , Amazon se 250 sayad
@@pritamnoob8607 Nhai bhai kahi se bhi loge to GST wagera leke Rs271 padta h
आपका बहुत बहुत धन्यवाद यह बताने के लिए 🙏
Faltu maahol to esa bano ki log ko lage ki kitan hi paisa dena hota hai. Aur last me bol do ye to bahut chota amount hai. 27000 ka emi par 500 rupya wo bhi 9 mahine me dena ho raha hai to kaun sa bahut jada de diye. Na ke barabar hai wo. Aur bahut case's me no cost emi karne par normal se 250 rupya jada discount hota hai. Jisse processing fee wala bhi kam ho jata hai.
Jab bat 20k 30k ki karoge to choti he lagegi 5 -10 lakh ka samna lo tab pta chalega chota kya hota h
@@Pradeepkumar-in8zq Kaun sa 5 - 10 Lakh ka saaman pe No Cost EMI milta hai jara ye batana aur Amazon pe kya esa hai jo tum 10 lakh ka khrid rahe ho. Matlab kuch bhi !!
Mat lena bilkul Kotak Debit Card Emi option bata raha hai maine bhi liya and hidden Paisa cut ho raha hai har mahine, branch wale bolte hai call center se poocho and call center pe phone connect hi nahi hota
To jama hi mat karo sale khud chl ke ghar aayenge...
EMI cancel karne per bhi koi charge lagega kya?
Ya fir emi cancel karne per koi interest less hoga kya?
Koi charges nhi hota😊
भाई मेरे को 15999 का प्रोडक्ट लेना h no cost emi pe jisme mujhe 800 ka discount pda h tab final price 15999 h 2666 ka emi show kar rha jisme 199 processing fee h to mujhe gst mila ke finally product kitne ka aayega
3200rs per month Dena honga 😂
Mat lo, ase Maga padega
Ye credit card wale customer's ko bevkoof banate hai bohot interest lete hai so one time payment karke buy Karo ...
Bhai led pe 28% ka gst lagta hai 18% ka nahi ❤
Yahan product pr GST nahi EMI par GST ki baat ho rahi hai jo ki 18 Percent hi hia.
Very informative
Emi krna hi q hai logo ko😂 bc ayse b paise dene hai wese b dene hi hai
Chutiye sbke paas Sara paisa ek sath nhi hota ....tera baap hoga w number ka haram ka paisa khake ameer...sb nhi hote ...pr jrurt ki chiz leni pdti h unhe bhi ....smjh. Gya chumtiye
Har koi teri tarah dalla nahi hota, jo dalali ki kamai se Jeb me hamesha Paisa hota h
Kabhi kabhi paise Kam hote h, aur jarurat ka saman kharidna padta h
Loan basically isi purpose ke liye hota h
Sahi jankari
Nicely explained
Thanks for liking
AgR no cost emi cancel karte hai tho intrest benifit milga
Tv name and model number please
Tv link amzn.to/3VRIi57
18 % Gst
Every Monthly Installments mai dena hoga ky ?
Full installment par nahi...only installment ki interest par dena hoga every month
Bajaj finance pe v hota hai kya ?
Nahi bhai 3 baar Bajaj Finserv se buy Kiya humne 300 zyada diya hoga processing fee aur card ke liye lekin usse zyada nahi
Nice information
Such a goog video
Thanks 😊
Dude🔥
Thanks bro
What happen if I buy in emi and after immediately close that emi by paying total amount. ( For extra discount emi option)
It’s not an option sadly . Card blocks a amount and auto generates the bill with EMI and interest
You can, i will always do like this, and save extra money😂
No cost emi pe interest pe discount milta hai wo app deta hai par gst to government lagati hai na maine customer care se bhi baat kiya hai wo log kehte hai ki gst ka rule government ka hai bank ka nhi
Emi main discount nahi milta hai
You r wrong...aaj kal to emi par jiyada discount mil raha ha....is tv ko full payment karne par 2000 Rs ka discount mil raha tha aur emi par 4000 Rs ka discount mila...Buy karne se pahle offer check kar lene me hi fayda hai...Bcoz offer time to time change hote rahte hain...
@@gyandrops full payment par hai emi main nahi
Views ke liye phaltu ka content bana kar logon ka waqt zaya na karo bhai... itna mathematics sab ko aata hai...
Intress ka GST har mahine lagenga kya?
Yes. But abhi generally wo allready discount de rahe hai extra
thanks bro