Best Day to Pay Credit Card Bill for 800+ Credit Score

Best Day to Pay Credit Card Bill for 800+ Credit Score
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Best Day to Pay Credit Card Bill (bekifaayati community)
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[@daskmd]

Purchase anything and pay your bill after delivery of product or within 3-5 days.

[@hrishabhjain933]

Haa toh cheque se payment kar tu bhai

[@daskmd]

@@hrishabhjain933 Paisa nehi hai to mat kharido, simple, or paisa hai to payment kardo do. Credit Card ki discount or cashback milegaa

[@abhishek_the_realone]

😂​@@hrishabhjain933mgr ku?

[@CJhere]

Having a credit card is useless then. Hold money for all month and pay bills before the due date I pay 5 days before due. That's a killer option I use.

[@manasranjandas7669]

😂😂😂😂 ​@@hrishabhjain933

[@prasannakamath9972]

not just 30% rule. They will also see if your utilization is inconsistent with your previous history. If you have bumped up utilization this month compared to previous few months that will also result in dropping of your credit score by some points. I have experienced this.

[@ketulpatel5833]

Same hear bro experience valo ne mera credit score 30 point drop kar diya....I don't cross 30 % limit of credit but ....i generally cros 10 ...so they are dropping points

[@sayandey6136]

Very true 😅

[@ankitsaxena5966]

Brother that is why she is saying pay before bank share data to credit Agencies....

[@pranjalgupta621]

Me too

[@soumsgaming238]

Yess i hv also faced this issue

[@Lalteyn]

30 seconds video turned into an 8 mins one

[@sweetbunny321]

But i bet you have to spend more than 8 months or years to check this data that it is correct or wrong

[@theanonymous08]

​@@sweetbunny321 Simp hai ye to

[@yashrankawat1193]

i subscribed the channel a minute ago the imformation was awesome..keep going team bekifayati..

[@bekifaayati]

Thank you 😊🙌

[@free6533]

Same 😊

[@umangsoni9663]

Nicely explained
Thanks for the information didi 😊

[@bekifaayati]

Welcome 😊🙌

[@vivekbaradiya]

​@@bekifaayati thank you so much 😊

[@RajeshKumar-bv4my]

​@@bekifaayatima'am indusind ki date plz

[@Punit-h8m]

Are you sure 30% rule is on all the cards combined or each card individually??

[@Dctreview-rn1uf]

Yes

[@vikasahirwar3942]

आपके समझाने का तरीका बहुत अच्छा रहा स्पष्ट रूप से जानकारी मिली इसी तरह की जानकारी देते रहे आपकी आवाज बहुत मधुर है मुझे आपकी सारी वीडियो अच्छी लगती है नई जानकारी मिलती है धन्यवाद❤🎉

[@bekifaayati]

Welcome 😊🙌

[@omshivtiwari]

Hi, does total limit includes cash ​limit too?, my credit limit is 50k and cash limit is 20k, , so 30%of 50k or 70k, please reply@@bekifaayati

[@vikasahirwar3942]

मुझे इंग्लिश नहीं बनती है हिंदी में जवाबदो आप बहुत अच्छी हो खास आपके तरह मेरी भी क्लास टीचर हो तो अच्छा होता

[@vikasahirwar3942]

हिंदी मीडियम

[@arkapriyagupta.368]

Great video.
This was very much informative and useful.

[@bekifaayati]

Thank you 😊🙌

[@ashismajumder3675]

​@@bekifaayatiI have HDFC tata neu plus credit card but the rule of the card is Rs 499 annual discount on transaction of Rs 1 lakh but before I get bill generated
If I have paid each month's bill in advance, will the bank discount the annual charges? Every month my bill generated is 4500-5000 rupees.

[@raghvesingh1953]

​@@ashismajumder3675 it doesn't depend on bill generated it depends on total spend on your credit card must exceed 1lakh in one year and your fee will be weavier

[@malikishfaqahmad8829]

Mam I am a new member in your community.. I tried to check your videos...
So my question is that..!
1...; By Frequently checking your Cibil score, can it result in cibil drop.
2...) if the paid installments are still marked as ( default ) morethan 60 days of data..
What can we do In that case?..
.
I mean to say if we pay all the installments on time and it shows still default in the cibil history..
3... What is the best source for checking Cibil score

[@harshkothari6815]

Very interesting data !! Mind blown.. thanks

[@bekifaayati]

Welcome 😊🙌

[@rayveerrebel2000]

This is the unique and very important information about credit card thankyou

[@bekifaayati]

Welcome 😊🙌

[@viraj0079OO7]

I m want to build my cibil so , what is the date of SBM Bank

[@KarthikMurthy-q8j]

point1 is wrong info even if i have multiple cards total of 5lakh limit and if i have a credit card of maximum 1 lakh limit and if i utilise 80k in the same card credit score will drop because 30% is calculated only with single card and not the total limit (Multiple cards) i have a proof for this

[@subscribevideotake2024]

Thank you🌹🌹..

[@taal478]

Yes right

[@deepanshu7215]

what is the time for hsbc credit card?

[@omkumarjha7621]

Paisabazaar step up credit card SBM bank konsa day hai ??

[@vinayakambig6224]

The best financial informative concern video,,, Good job 👍🏻👍🏻👍🏻

[@bekifaayati]

Thank you 😊🙌

[@iqraransari9773]

I love your creativity ❤️❤️❤️😊 thanks alot

[@bekifaayati]

Welcome 😊🙌

[@jitb0310]

Thanks A lot Bekifaayati ..👌👍

[@bekifaayati]

Welcome 😊🙌

[@AnishShanbhag]

What about one card ?

[@sanyamshankar]

Earlier I used to keep my utilisation between 10 to 20% and my CIBIL was around 773 this month my utilisation was 60% and my CIBIL went to 781 after fluctuating between 773 and 774 for 1 and half year

[@arpanpramanik5935]

🎉same huya

[@escobar4843]

It reflects after 3 months

[@A.kumar11]

My 882 bro

[@yashlodha8899]

Give example with date for SBI Credit Card

[@sankalpmahajan169]

How much credit cards one should have?

[@chandru2kc]

It's upto you how much u can maintain

[@themokap]

Does this apply to FD credit cards?

[@jaishriram8299]

Yes...FD credit card ar also the same

[@tejas85670]

Does this mean autopay bill payment feature is a waste?

[@bekifaayati]

It's not waste. It ensures that you never miss your bill payment

[@Zoot08]

My credit card limit is 1 lakh and I bought only health insurance on emi from it. And monthly bill approx 4000. Does it effect my cibil score in any way.

[@xXxakaXH]

I spend 2crs annually for feed purchases for my dairy farm business . Which card should i take for best cashback?

[@ashishsuthar2655]

Amazon pay ICICI bank CC

[@navneetpanwar]

Amazon Pay ICICI Credit Card report date is 30/31st

[@sunnyrcktar6059]

Mere pass 2credit card h...dono m 30% use kiye to chalega..?

[@Akshay19977]

Mera IDFC credit card hai mera Bill generated hota hai every month 20 ko prof chayiye to reply karo

[@kiirttinaagpal664]

Please help, what is the effective date of RBI guidelines on 3-days grace period after the due date of credit card bill.
I have checked that Card- issuing bank has charged me with late fees for payments made on Due Date + 1. I wanted to check when the RBI guideline came into effect so that I can follow up with banks accordingly. Many thsnks

[@hiteshvora27]

I don't think aap exact date bata sakte ho ki bank konse date pe data send karti ha cibil companies ko🙏🙏🙏

[@Astitva1727]

One score par check karlo dikh jata hai ki kis date ko kis bank ne cibil ko report kiya hai

[@ShubhamSharma-gg9bb]

Best credit card for cng?

[@bekifaayati]

We will try to cover this in our future videos.

[@JK-rh9cw]

Lekin unka kya jisne card limit ka 90 card par loan le rakha hai???

[@prashanthmba]

CC pe loan lene se credit score Kam ho jata hai. Lekhin, aap loan EMI pay it on Bill Generated Date only. It will slowly increase your Cibil Score

[@JK-rh9cw]

​@@prashanthmba Ji bilkul...

[@mohddilshad9249]

Emi pe kuch liya hai credit card se tab mam ???

[@mdsadamalam2863]

Nice Vdo.. Thank 4 Information

[@bekifaayati]

Welcome 😊🙌

[@mahirali988]

kaun sa card behtar rahega

[@jyothathi9566]

victim card

[@ShreyParashar]

Hi Ma'am, I am following your videos for more than couple of years and I really appreciate your work 😊. I have a question of which I am unable to find the answer after my utmost efforts. I hope you reply 🙏. How much time will it take for you to build a fair cibil score if you haven't took or borrowed any kind of bank loan in your life. Please make a video on this topic too.
Thank you❤

[@bekifaayati]

We will try to cover this in our future videos.

[@Arya_Rajput131]

6 months

[@thedreamer7923]

Kotak ki to due date hi 23 hai mam So 30 ko kaise pay kare?

[@nithinsree1]

How can u pay bill before the bill is generated? U don’t know the amount na?

[@easykitchen6111]

I always pay before bill generation. So that my statement always comes zero rupees. It is a trick to get credit card offers for payment but reduced credit utilisation ratio to less than 10%

[@RajeshKumar-bv4my]

Maam indusind ki date kyah

[@rajasekharareddy8079]

Excellent information Very useful 👌

[@bekifaayati]

Thank you 😊🙌

[@FaizanKhan-xz1cl]

Punjab National Bank ki date bata dijiye kitni he pnb kb credit utilisation ki date kb credit agency ko share krta he plz

[@gautam5817]

🎉🎉 naye kanun per ek video jo ki 2024 ke new credit card information.full longh video ho ni chai ye .🎉🎉mam😊!

[@bekifaayati]

We will try to cover this in our future videos.

[@rjay3727]

Using credit card at 30 percent is mere wastage of time, why take credit instead pay directly

[@mohitsushmanainwal1338]

Didi ....Apse contact kese ho skta h....Kuch financial problm m pd gaya hu kuch guidance chahiye

[@shobhitgarg5707]

Nyc efforts 👌

[@bekifaayati]

Thank you 😊🙌

[@ShreyasKhansole]

Could you please create a video about the Jio finance account? Thank you!

[@bekifaayati]

Sure, we will try to cover this in our future videos.

[@abhishekjaiswal3673]

Part 1 seems debatable
My credit score dropped as my one credit card utilisation was 51% while others card utilisation less than 15%, average 20-25%.

[@muhammadsharshadm7077]

What about federal bank?

[@AkshayPatel-sp2vl]

What if someone changed the billing date?

[@netTecStudio]

Jis din bill generate hota h mai same day pay kar deta hu

[@jayanthmoram]

Indusind bank: 30/31st
Citi Bank: Bill Generation Date (May not be relevant from tomorrow)

[@akcreation7803]

Credit card permanently block band karna h aur total payment one time karke finish karna h.baar baar payment nhi krna h ab
Kaise kya kare

[@thunkwaltz5571]

It's very opaque and unreliable score which is unfortunately given such an importance by financial institutions. They are not able to resolve basic things like When 2 banks merges, new bank account is duplicated and old bank account remains active even after closing the actual account.

[@syedriyazahmed9347]

What about IndusInd Bank ??

[@aatagadhavi1171]

One card na data ?

[@SPK_kaushik]

What if I pay the bill before bill generation then what will happen?

[@nikgautam]

Then you will be declared a fool because you can use 45 days interest free window.

[@arpanpramanik5935]

​@@nikgautam😂😂😂😂😂

[@bhavanraj6559]

Can I know canara bank?

[@andazunboxing]

Punjab National Bank ka data shearing date kya h mem

[@ShwetaKadam-gt5cn]

Insightful. Credit jargon. 👍🏻

[@bekifaayati]

Thank you 😊🙌

[@sweetbunny321]

Super Video. Keep it up 👍👍👍

[@bekifaayati]

Thank you 😊🙌

[@yogendrasinghsisodiya1321]

very informative

[@bekifaayati]

Thank you 😊🙌

[@spsingh5824]

Before bill generation mtlb jb bill aya he ni toh pay kse krdy phle

[@monorulhoque4439]

Next time kindly mention about Canara bank credit card thank you for such information shared with us. 😊

[@bekifaayati]

We will try to cover this in our future videos.

[@Pathanarbaj0915]

Can I pay axis credit card bill from cred app ass this not listed on BBPS ?

[@SOHIL_9803]

Yes you can , i am paying my axis card bill on cred app .

[@gurpreetgopy1574]

Very good information

[@bekifaayati]

Thank you 😊🙌

[@souravsaha8575]

What about SBM?

[@idkmax5977]

now I understand why my credit utilization is 16 % on CIBIL and 8% in experian

[@sudhansuparida600]

why bro....
ur mic is branded but what happened to the sound....too low

[@ROHITSINGH-lf4me]

ICICI ke Amazon pay credit card ne Mera civil 880 pahunchaya.
Lekin Jaise hi maine ICICI and Kotak ka credit card band karaya aur uske sath sath HDFC credit card ka 99% utilisation Kiya aur uske sath sath Bajaj auto finance se gadi finance karaya Mera cibil 150 points gir gya

[@arnab_bhowal]

3:03 yeh data Technofino channel ne pehle hi diya hai

[@macklonfernandes4309]

Since I trust your videos and your suggestions I had joined your Bekifaayati community. But after joining I haven't received answers for my posts from your staff. In fact I have seen there are many threads which are unanswered.

[@bekifaayati]

Hey, sorry for the inconvenience.
But we don't have staff's appointed for answering, it's open for all community where anyone can answer your question including us.
We will try to answer it as soon as possible.

[@NaveedKhan-dc1ig]

Sbm bank kab date hota hai

[@adityaraj6638]

Indusbank ka kb hai

[@arkabratabasu3154]

I pay the bill of my cc after 30 minutes when i spend the money on any marchent 😅

[@aronbtw1007]

Your score?

[@arkabratabasu3154]

@@aronbtw1007 cibil 790 experience 820 🥹

[@dumpsocial007]

Score batao

[@abhishek_the_realone]

-250

[@arkabratabasu3154]

@@aronbtw1007 cibil 780 experien 820

[@SacchBolunga]

Me shopping krke jesa mall se bahar ata hu to mera bill ban chuka hota hai, sidhaa gadi me beth kr pehle pytm se credit card bill krta hu. Same day hi bill pay kr deta hu, statement banne ka time hi ni deta me

[@believeinyourself8932]

To buai cc se shoping kyo??

[@SacchBolunga]

To kya arti utarne ke liye cc rkha hai

[@SacchBolunga]

Bhai sun sab udhar ke liye cc use krte hai, me reward, discount, cibil bnane ke liye use krta hu, direct bank account se shopping krne acha cc se shopping kro. Kuch upgrade hi hoga, galat nhi hoga

[@believeinyourself8932]

@@SacchBolunga Me also using for cibil. 👍

[@rockonviju]

Sorry but it’s Not true for sbi… I’m utilising the amount around 80 percent and paying full amount before due date still my score is decreased by 25 points

[@bekifaayati]

You should avoid using more than 30% of your credit limit

[@rockonviju]

Agree but you mentioned @7:00 that sbi is sending data to cibil after due date so technically if I’m paying before due date then even if I used more than 30 % is good because I’m paying it before due date but I was wrong in any case I should not utilise more than 30%. Is this correct ?

[@piyushjain8167]

Mam sbm bank ke one card ka date khay hai sharing data with credit score company

[@just_an_observer-k3r]

I have SBI credit card and my limit in 1.4 lacs but I want to buy a laptop worth 1.8 lacs which is obviously outside my limit, so is there a way to make this transaction on flipkart? I want to use this credit card because I am getting huge discount.

[@yusufali-lw5qw]

Add 40k extra to it. Then u can pay

[@just_an_observer-k3r]

@@yusufali-lw5qw Thanks bhai for confirming actually I was aware of this thing but wasn't sure whether it would work in SBI or not.

[@just_an_observer-k3r]

So, I have to add 40k to my cc and then my limit would increase.

[@yusufali-lw5qw]

@@just_an_observer-k3r yes

[@framefairy.1]

Yes you should pay extra 40K in advance to your card then your limit will be on higher side untill you utilise that balance​@@just_an_observer-k3r

[@rishusarswa8477]

canara bank ??

[@bhabagrahibishi6183]

esa nahi hai ..jin ko cibil reports padhna ata hai wo khud dekh sakte hain date reported and certified bol k option ata hai report me.. and hr bank time to time change kar ta reheta hai

[@subscribevideotake2024]

So can't follow it???..

[@aniruddhanagchoudhury6905]

❤wonderful video real educative

[@bekifaayati]

Thank you 😊🙌

[@0xbinarylol]

What about SBM CREDILIO CREDIT CARD

[@bekifaayati]

We will try to cover this in our future videos.

[@jaswanthb8833]

what about hsbc ??

[@IronMan-471]

4:00 where is Punjab National Bank ?

[@r_gupta25]

PNB reports to CIBIL on the bill generation date ..so pay before bill generation date

[@sahjadshekh]

Me jo bhi creadit card apply karta hu vo sab reject ho jaate hai , mera cibil 766 hai fir bhi

[@TheNationalist48]

771 ke upar kr

[@prasannakamath9972]

apply for onecard, its beginner's friendly card. later you can apply for other after few months

[@prasannakamath9972]

dont apply frequently

[@sahjadshekh]

@@prasannakamath9972 bro one card to fd karne ko bolta hai , maine ek ke baad ek sare cards ke liye Apply kar diya tha

[@rajasthani62]

FD kra lo ase nhi milega Mera 800 h fir bhi nhi de rhe h mere ko

[@Mohammed_khan7]

Fake hai kotak ka 23 ku due date rahta hai

[@suryanshu_ssr]

sbi ki timing sub se sahi hai.. humare payment karne k baad report bheji jati hai...

[@dumpsocial007]

Konsi date ko. Maine due date ke 3rd day pe bhara tho late chala gaya cibil pe

[@Mr.taposs]

Mera credit score 746 hai as per bajajfinser. But Mai jab credit card apply Kar raha hu credit score low Bol raha hai. Why this is happen?

[@believeinyourself8932]

Kam h bhai ya account me transaction chhote h

[@ujjwalpatel2624]

What about for sbm bank

[@YogenderKumar18]

15-20 days hoti hai due daye most of the cards ki

[@prachi-kc2cq]

nice insights 😄

[@bekifaayati]

Thank you 😊🙌

[@Maiman-cj2yd]

Thank you di😊😊

[@bekifaayati]

Welcome 😊🙌

[@darkwellwisher]

Can you please cover standard charted and indusind banks

[@bekifaayati]

We will try to cover this in our future videos.

[@kiranrajaawate6629]

Agar CIBIL score badhana ho to kyaa kare

[@bekifaayati]

th-cam.com/video/BS39-sT8mk8/w-d-xo.htmlsi=uRPE0vBTmiDo88p_

[@AtharvaPalkar]

One question i want to ask : If we pay before our bill is generated will we still get the rewards points? Or reward points are something that is generated with the total amount due.

[@siddharthsidd8345]

Yes

[@Wcgxlr8]

No impact on reward points as long as the transactions are made on eligible categories.

[@shivamk898]

ab ap sikhayegi hume ye sb ?

[@bekifaayati]

Haan kyu nai

[@ninjaarashii]

🙏🙇​@@bekifaayati

[@Kumawat.m]

This will boom in credit score 😊

[@Willbecomethenextbillionaire]

Please make video of HDFC REGALIA GOLD NEW Credit card... Pls didi🙏🙏🙏

[@bekifaayati]

We will try to cover this in our future videos.

[@Willbecomethenextbillionaire]

@@bekifaayati thank you

[@Refral_king]

Kya koi hai jo muje 1 lkah ka lone de sake plz help ne

[@Refral_king]

Yaar koi de do ya to fir koi upay btav jha se mil ske lone plz yaar

[@Refral_king]

Bhot tension Mai hu main 😢

[@Refral_king]

Jo bhi mera msj pade plz jvab de k Jana bhai 😢