It is very difficult to understand with separate blocks of details, rather try using excel sheets with highlighting imp data. It has been suggested earlier as well as I can see from comments, hope you read those and implement.
Itna kharcha kaun karta hai yaar? Mere sare credit cards milakar 23 Lakhs ki limit hai, aur saal ka mera 5-6 Lakh se upar ka kharcha nahi hota. Spending 20 lakhs + in India seems living a lavish life.
He is investing money it can be his son and then 5 L to rent he hai so 25 per cent rent he hai and then bake srundets ke fee and all so ho Jata hai etna
@@ManishBende in Mumbai it’s normal as it takes time to have 2 cr to buy a house and then too loan Lena hota hai. Kids ke study and all these things do get spend but he is doing best by getting returns from spend.
Presently provided combined limit of 31.46 lakhs monthly. However, I use 12-14 lakhs limit per month only. Would close all credit cards except ICICI MMT Signature, SBI Elite, Axis Atlas & Amazon Pay as Vistara airline is going to merge with Air India soon… However, Infinia, Yes Marquee , Amex are still left over options to decide….
Do you consider fee of the card while calculating the return. Like the fee of Amex Gold is around Rs. 4500/- + GST, Which cannot be waived. So is it practically possible to extract 13% return
2:15 I didn’t know rent payment from axis vistara infinite does not count towards flight ticket milestone anymore. Any recommendations on card for rent payment?
IDFC Wale reward points redemption karne pe acha amount cut karte hain. Is that true ? I got their select card and was shocked to see 99/- for every redemption altogether card is free
Mam resently 5 days hoye hai mujhe Kotak Mahindra Bank ka credit card liye hoye fd wala to aap ye btauo ki fd wale credit card thik hai ya nahi or mam soure credit card kab tak mil jayega
Why Amex Gold and not MRCC - where there is 1500 x 4 would fetch you 1000 points And also hitting 20 k per month - Also considering the fact that there is a Fee waiver with the MRCC card. (1.5 lakh)
Whenever you go to buy a frame, make sure the stem length is not same as your current one, for some reason, all your videos, specs are not the correct size. Get a shorted stem length.
There are lots of videos on entry-level and super premium cards can you make some on mid level cards for someone spending 5-6 lacs a year maybe comparing HDFC Regalia, Tata Infinity, ICICI Sapphiro etc
Thanks for the strategy explanation, but, it will be great if you can cover similar strategy for LTF + low annual fee cards as most of indians will not spend more than 5 lakh usually. Thanks
I have seen people with crores of limit. Ek bande ke pass to ICICI Emerald hai with 45 lakh limit. Dusre ek bande k paas Infinia hai 36 lakh limit k saath.
Have Amex Gold, Amex Platinum treval and IDFC Vistara. Spend 3 to 4.5 L max from Vistara, spend 4.5 from Platinm treval, and 6k a month in 6 trans in Gold. This way in two years with refrrals of Amex you can book a decent hotel of Marriott for free for 5 to 7 days in Paris also. Plus one side ka ticket in economy class.
Thanks ma"am for the informative video. I would like to request u to make a video on "which card to be used for which spends like utility, travel, rent , food etc", as u had made one earlier befor the devaluation of cards. Thanks
![What Credit Cards You Should Have by INCOME? [Detailed Review]](/img/n.gif)
It is very difficult to understand with separate blocks of details, rather try using excel sheets with highlighting imp data.
It has been suggested earlier as well as I can see from comments, hope you read those and implement.
This is your best analysis i have seen so far.. keep it up
Itna kharcha kaun karta hai yaar?
Mere sare credit cards milakar 23 Lakhs ki limit hai, aur saal ka mera 5-6 Lakh se upar ka kharcha nahi hota. Spending 20 lakhs + in India seems living a lavish life.
He might be doing business expenses thru personal cc and then reimburse from business
He is investing money it can be his son and then 5 L to rent he hai so 25 per cent rent he hai and then bake srundets ke fee and all so ho Jata hai etna
50k NPS this is investment only
5-6 lakh bhi kaun kharcha krta hai yaar 😂
@@ManishBende in Mumbai it’s normal as it takes time to have 2 cr to buy a house and then too loan Lena hota hai. Kids ke study and all these things do get spend but he is doing best by getting returns from spend.
Presently provided combined limit of 31.46 lakhs monthly. However, I use 12-14 lakhs limit per month only. Would close all credit cards except ICICI MMT Signature, SBI Elite, Axis Atlas & Amazon Pay as Vistara airline is going to merge with Air India soon…
However, Infinia, Yes Marquee , Amex are still left over options to decide….
Do you consider fee of the card while calculating the return. Like the fee of Amex Gold is around Rs. 4500/- + GST, Which cannot be waived. So is it practically possible to extract 13% return
2:15 I didn’t know rent payment from axis vistara infinite does not count towards flight ticket milestone anymore.
Any recommendations on card for rent payment?
IDFC Vistara or SBI Vistara Prime.
@CardAcademy I think rewards are no longer on SBI prime. Only milestone benefits are left. Is that correct?
IDFC Wale reward points redemption karne pe acha amount cut karte hain. Is that true ? I got their select card and was shocked to see 99/- for every redemption altogether card is free
My portfolio 7 Card with 35 lakh Limit
But never used more than 5 lakh year.
Me with FD backed CC watching this video 🤡
Riyal 🤡
FD se bhi decline ho gya 🤡
Idfc😂@@Nope.--1.5
😂
@@Nope.--1.5 😂
Me banva dunga bhai without fd wala aapka
I have Infinia and Atlas, if I have to swipe 10 lacs for a transaction which one to use?
How to pay NPS from credit card ???
please suggest best card for education fees
Mam resently 5 days hoye hai mujhe Kotak Mahindra Bank ka credit card liye hoye fd wala to aap ye btauo ki fd wale credit card thik hai ya nahi or mam soure credit card kab tak mil jayega
30 percent he use karo ap and itr fill kardo 6 lac ka fir mil jayega apko
Is there any good reward points benefit on simply save rupay credit card ?
No
Any update on infinia reserve credit card
No such plans by HDFC.
Hi
Axis select is also good card for Movie benefits
Why Amex Gold and not MRCC - where there is 1500 x 4 would fetch you 1000 points
And also hitting 20 k per month -
Also considering the fact that there is a Fee waiver with the MRCC card. (1.5 lakh)
Where do you buy Amazon vouchers with Amex card?
www.gyftr.com/amexrewardmultiplier/
what is the best way to pay electricity bill via amazon pay balance greater than 15000?
After all these devaluation. Which is the best card for Government Transactions apart from Vistara Cards
Whenever you go to buy a frame, make sure the stem length is not same as your current one, for some reason, all your videos, specs are not the correct size. Get a shorted stem length.
Amex gold effective return is a lot lower due to annual fee of ₹ 4500 plus GST. Is he able to get this waived ?
Not able to get waived. But able to get 10,000 MR points every year as retention benefit.
@@CardAcademyThat is great.
9600 me 5300 ki fees lagti hai uska kya amex gold pe 4500+gst return rate kam hua na fir to
We have been getting 10,000 reward points as a retention benefit with Amex Gold.
There are lots of videos on entry-level and super premium cards can you make some on mid level cards for someone spending 5-6 lacs a year maybe comparing HDFC Regalia, Tata Infinity, ICICI Sapphiro etc
Very useful video, Card Academy!
Great content 🎉
Really helpful content anty ji
Closed 6 credit only 10 remaining limit decline 40 lacs to 32 lacs
Thanks for the strategy explanation, but, it will be great if you can cover similar strategy for LTF + low annual fee cards as most of indians will not spend more than 5 lakh usually. Thanks
I have seen people with crores of limit. Ek bande ke pass to ICICI Emerald hai with 45 lakh limit. Dusre ek bande k paas Infinia hai 36 lakh limit k saath.
Sbi prime card Trident red tier membership &. Club vistara member ship liye details video dijiye
Tota cumulative limit of my 9 Cc is 67L
Wow
Me waiting for my PAN Card to arrive so that I can get a FD backed cc 😂
Us bro Us 😂
File itr for last 3 year of 6 lac min and get normal credit card
Bro I Just turned 18 a few days ago, how do I get 6 years of ITR? LOL 😂
@@TheHimanshuRastogi Nasha kehte bhai ise haha
Waise Mera pan aagaya aaaaj hi wowwhoooo
What is his monthly salary ????
On amex card return is only 5.33% not 13%
09:55 you mentioned smart buy for flight.. what is the website?
smart buy is hdfc portal
offers.smartbuy.hdfcbank.com/v1/foryou
Should I upgrade to standard chartered ultimate from titanium and icici platinum to emeralde and hdfc millenia to regalia gold?
ICICI Eneralde is useless, unless you can get ICICI Emeralde private metal
anyway to avail a consultation? Discuss my cards and get some suggestions and advice ?
Hii, my Annual spend is close to 6-8 lakhs excluding insurance which is close 1.5 lakhs + nps 50k... Can you suggest good card strategy?
Have Amex Gold, Amex Platinum treval and IDFC Vistara. Spend 3 to 4.5 L max from Vistara, spend 4.5 from Platinm treval, and 6k a month in 6 trans in Gold. This way in two years with refrrals of Amex you can book a decent hotel of Marriott for free for 5 to 7 days in Paris also. Plus one side ka ticket in economy class.
Can you suggest any travel card with eligibility of 7lacs net annual income??
Would not advise a travel card if spends are less than 5 lakh in a year
Sure. Go for standard chartered ease my trip card. Good benefits and just ₹ 350 plus tax fee, and that too is waived if you spend ₹ 50k in a year.
Me with 7 CCs but the limit is 4.42L 😢
Good information video..man
Manifesting these cards in my card holder🤞... Soon
I think the team member is Amithab maheswari sir?
No. She said member, not subscriber.
Ok sir.Direct app ne hi respond hua. Thank you.
Hii i have 2 credit card from Axis Bank can I have new credit card easy
Yes. Generally three cards are issued very easily by Axis.
Nope, u have to cancel one to get another
@@CardAcademy Yes.
Ya. You can have three cards from Axis. If you already have Axis Airtel then good otherwise they don’t give that easily.
@@Salvo08nhi axis on call card de deta hai mujhe mila hai total 4th card hai axis ka
Apka portfolio batau
If you deduct fees of Rs 4500 from America express gold card then the return almost halfs.
But we're able to get 10k points as retention benefit on paying the fee every year.
@@CardAcademyis hdfc infina is available on fd of 11lakh
@@baanitextile8928No
I want to know if there is any app or method we're I can use one credit card for use another credit card due payment
you cant do that buddy, not so easy 🏋️
that is basically an infinite loop, keep circling between cards
why don't you deduct the charge of the credit cards?
Charge ke badle points mil rahe hain
₹16.64 lacs ki limit hai.
Ha toooh
Baap ka paisa thode hai, bank ka hai karz
@@User-45700 Haan, toh tujhe kitna diya?
😂😂😂 bro you owned@@User-45700
@@sumansamhalder6909apka v yt channel hai sayad maine dekha hai pitaare se😊
Mam fd wale credit card per ek video jarur banao
Thanks ma"am for the informative video. I would like to request u to make a video on "which card to be used for which spends like utility, travel, rent , food etc", as u had made one earlier befor the devaluation of cards. Thanks
Mare Amex ki limt kam h 😢
Spending this much in a month 😮.. how much people are earning 😀
Apke team member Kamate kitna hain
Ab Toh Credit Card Close Karne Ka Time Aa Gaya Hai Re Baba
Thanks To The Great Historian In RBI 😤😤
Meri 42L
I’ve seen some businessmans with 1 - 2 CR of credit limit! 😳
Me having HDFC Millenia and ICICI Amazon Pay credit card with 5L total credit watching rich people video 😂😂
You look pretty Innocent and beautiful❤😍
I have 80 lakh limit cards
Wow
Itna uses... 😮
Govt se kitne use krne pr notice aata hai..??
Agar usage declared income se jyada hai, to notice aayega
I have also 3 axis card Airtel Flipkart my zone
I got credit cards worth limit of 45L
Tnx 😢
if any one looking for infinia card let me know
Hi,
I am looking for HDFC infinia credit card
Hi There, I am looking for, trying to move from magnus to Infinia
Itna kharcha kaun karta hai.
Ye Matlab yeeee Matlab 😊😊
41 lakh limit 😅
Yahn to Mero limt hi kam h Amex ki khrch krn ek liye wapis pase dalen padte h
OMG Etna complex
Tu kamata kitna hai😂
@@User-45700 tere se jyada
❤
Ye hai kon, inse hi shadi to nhi kar logi
Bas itna amir hona hai...
👌
Isse mera to kaafi jada hai, My credit portfolio is 50+ lacs. Includes HDFC Infinia, Axis Atlas, ICICI MMT Signature. Amex MR, Indusind Indulge, IDFC Select & Blah Blah Blah.
Wow
25 30 hajar view ke sath member infinia holder hai kya bakwas bake ja rahi hai ye sundar aurat
Aur vo b team member
Who told you we do this full time?
There are some people who really show their upbringing with their comments
In ka bf krta he
This channel is becoming useless day by day.
Spreading bullshit on TH-cam credit cards are not called portfolio,they are liabilities.
Anyone knows her name
Galat he screen pe photo hot wali khule hairs and all aur video play hote hi vahi purana look ye to chitting he 😅😅
justice for you bhai. bahot galat hua aapke sath🤣🤣
ye kitni cute hai bhai