I am having Amex Platinum Travel card for past 8 years. You've mentioned that renewal fee for this card is Rs. 3500+GST same as joining fee. I thought when did Amex lowered its renewal fee since I was paying 5000+GST for years now. So I checked their website. It's still 5000+GST only. Also image you are using is old one. Amex have changed the design of card and removed Platinum in name branding. It's just Amex Travel card now.
for amex travel card. 5K+GST is annual charge not 3.5K+GST. Also, we need to use amex gyfter not normal gyfter. Otherwise 3x points on top of the base reward points can not be obtained. Give complete info
You make videos in a very cozy and homely environment, I don't know if it's intentional or natural. Whatever it is, but it creates an illusion connectivity like elders give advice so keep this up.
499 waived off for lifetime for some and then charging the full amount for the rest is going to lower customer base for the card from January 2025 onwards. You know how Indians hate on missing out... If SBI comes out with a slightly better card, people are gonna flock there...
Yes, for every eligible non-travel spend, you will get 2% Edge Miles, if you transfer it you will get 2x partner miles. Plus if you use at Accor it will be approx 7.2% returns as Accor gives 1.8 rupees per Accor mile.
What about an IDFC Mayura card for forex? This is a decent card, but I agree it has a higher fee, although we can save more if we use it internationally via the zero forex feature.
How many days, months, or years does it take for a credit card or loan enquiry to be removed from your CIBIL report? Is the removal based on the first enquiry or the most recent one?
How is HDFC Diners Club Privilege? It is bring offered LTF and has similar benefits as HDFC Regalia Gold. Is Diners Club accepted widely, or it is like Amex?
I can't comment on Diners Club Privilege because I have DCB. If you live in a metro city then all places accept DCB. I live in Bengaluru and so far (have the card since 2018) I have not come across any place (restaurants, shops, pharmacies, hospitals) which has declined my DCB.
I have 8 credit cards ,koi limit hai kya number of credit card hold krne ka ?Like mera income aur credit card spending dono hi less than 2lacs hai(i.e below income tax slab). but kya 7-8 credit hold krne se koi Income tax notice aane ka risk hai kya..koi rule hai kya ki jyada credit card rkhne se income tax notice aa skta h?
Hi, I once had 18 credit cards. Now I am slowly reducing the number and have reached 14 active cards. I mainly use 6-7 cards. I avoid cash transactions and do all my transactions via credit cards. No notice yet. But I think I will get one this year as I have spend 2 times my yearly income. But I have justification for paying international education fees via my cards. it is recommended that your spending should be less than your annual income. If you spend more you can get a notice asking for additional sources of income. :) I hope this helps.
@iamabdulkadirl my spending with credit cards is well below income tax slab i.e below 2lacs. But the only concern is the 8 credit cards i have. Can one get notice only for the reason of having more number of credit card?
Mere paas Axis ka card he ace card 3 saal se use kar raha hu limit increase offer nhi aa raha he 2 saal pehle documents deke limit increase kiya tha uske baad offer nhi aaya mera koi saving account nhi koi other option ya axis bank me account open karu yaa fd 😊
hi i request you to make a video of pioneer private credit card and axis bank burgandy private one credit card if u want i have both cards i can share the unboxing video u can use it, iam also confused which card to use ..
@@CardAcademy i have already sent pioneer private video to the email address, burgandy private one card is approved RM will personally handover in few days i will share it too
![What Credit Cards You Should Have by INCOME? [Detailed Review]](http://i.ytimg.com/vi/RsQFUJGXeHQ/mqdefault.jpg)
Correction: Airtel Axis gives 10% cb for bill payments !
Upto?
250
Does it give on credit card bill payments ?????
Yes airtel axis give 10% on utility bill payment upto 250 statement cycle?..
And 25% in Airtel recharges and broadband
16:52 You got something on your wall but i kept cleaning my screen for a minute lol
I am having Amex Platinum Travel card for past 8 years. You've mentioned that renewal fee for this card is Rs. 3500+GST same as joining fee. I thought when did Amex lowered its renewal fee since I was paying 5000+GST for years now. So I checked their website. It's still 5000+GST only. Also image you are using is old one. Amex have changed the design of card and removed Platinum in name branding. It's just Amex Travel card now.
On Amex website the name of the card is still Amex platinum travel card.
@amitabhmaheshwari that's why wrote design and name branding of the card.
for amex travel card. 5K+GST is annual charge not 3.5K+GST. Also, we need to use amex gyfter not normal gyfter. Otherwise 3x points on top of the base reward points can not be obtained. Give complete info
correction it is 3.5k+gst for the 1st year only.
One of the better videos you've posted recently
You make videos in a very cozy and homely environment, I don't know if it's intentional or natural. Whatever it is, but it creates an illusion connectivity like elders give advice so keep this up.
lol
Ace credit card devalued .now Google pay is charging too much fees on utility bill.😢
How much it is charged now. I was thinking of getting a Axis Ace card majorly for utility payments
@jayanthkg5209 according to yours amount.on jio annual plan they are charging 35 rupees.
@@jayanthkg5209get Airtel axis instead of Airtel Ace for utility bill payments.
Credit card lene ke liye dp me mo no hai
Don't take, I closed yesterday
250 convience fee 500 cashback
So I closed , @@jayanthkg5209
16:13 apay icici m cashback is given in apay balance, we can't transfer it into our bank account directly
I JUST COME TO COMMENT THAT
@@IGNFLICK yeah man! she's good in explaining but these are really silly mistakes, it means she has not used this card.
Please fix that black spot on the wall. 50% times my attention goes there 😂
Ocd hai kya bhai
@@utkarshtripathi5487😂
Dyan nahi jaa raha ab baar baar jaa raha he
I thought something is stuck to my display screen. I was trying to wipe my display 😂
11:05
Very good video with nice selection of cards
Personal feedback on DCB - went out of india with this card - 100% rejection rate, not a single shop accepted diners card
Thanks for such detailed run down
Can you also include the eligibility criteria for these cards please...
Apko bana hai kya to muse msj kro
This video benifits those whose earning is more than minimum 2lakh per month....!
20:30 is it mandatory for us to have a savings of any account in SBI for SBI cashback card ?
No. I have the card but no account with SBI.
@@nrbgamingYT ok thanks
Airtel Axis utility bill payment is 10% cb not 5%
11:30 for fuel
15:15 for cashback
airtel axis giving 10% on bills not 5% its a correction
Maximum 250 rs
Please make a credit card comparison video of every card that give cashback or rewards on dining
Mam, Can we pay insurance premiums using credit card
Kisi bhi wallet pe money add krte hai to rewards points milte hai kya?
What platform is best suited for rent payment if paying using standard chartered smart card ? Please suggest.
you can choose AMEX for that.
Standard chartered not only charges 1% but the merchant will also cahrge another 2% , so you would end up loosing money by paying rent.
please suggest the current best for offline purchases like hardware store/local grocery etc
Sbi cashback gives cashback on Amazon too ?
yes
@dhanush7821 ok
After vistara merger which credit cards are good option which have complimentary flight ticket ✈️💳👍
if i cant get biz black or any biz card. can you recommend any card for income tax payment of substantial amount?
amex plat travel already exhausted
Would you recommend to pay my insurance premium with ICICI Amazon Pay credit card or Amex Platinum Travel credit card?
Mere pass regalia gold hai acha card hai
2 flight voucher mila aur 5 thousand
3 myntra 1500
2 uber 300
Swiggy members 2999
Sab use Kal liye hai hum
ye sab joining benefits hai kya??
I used your affiliate link to apply for Tata Neu Infinity Rupay 😊
499 waived off for lifetime for some and then charging the full amount for the rest is going to lower customer base for the card from January 2025 onwards. You know how Indians hate on missing out... If SBI comes out with a slightly better card, people are gonna flock there...
American Express not giving cards in Patna ...even I have HDFC infinia ..can you help to get this platinum travel card
Please make a video on good cards for wallet loads !
Best credit card is amazon pay icici hands down.
It's useless
Just become a prime member. Simple for simple people
Is atlas card decent give decent return on non travel offline spend when transfering miles in Accor points?
Yes, for every eligible non-travel spend, you will get 2% Edge Miles, if you transfer it you will get 2x partner miles. Plus if you use at Accor it will be approx 7.2% returns as Accor gives 1.8 rupees per Accor mile.
and if you are spending well on this card, you can get milestone benefits that adds up and improves this even further.
For how many credit card can we apply in hdfc bank
What about an IDFC Mayura card for forex? This is a decent card, but I agree it has a higher fee, although we can save more if we use it internationally via the zero forex feature.
Best for flight booking?
How many days, months, or years does it take for a credit card or loan enquiry to be removed from your CIBIL report? Is the removal based on the first enquiry or the most recent one?
7 years
Can you tell, is there any card available which provides the rewards on Government Spends like court fee etc.
Reply me to get best lifetime free cradit card
amex Plat travel card. you can share your social handle so that we can connect and i can help you with the card
How is HDFC Diners Club Privilege? It is bring offered LTF and has similar benefits as HDFC Regalia Gold. Is Diners Club accepted widely, or it is like Amex?
It's not widely accepted as Visarjan or MasterCard or Rupay but isn't as bad as AMEX.
It's rare case where diners club isn't accepted
Diners is not preferred and many of high ticket purchases are getting rejected.
I can't comment on Diners Club Privilege because I have DCB. If you live in a metro city then all places accept DCB. I live in Bengaluru and so far (have the card since 2018) I have not come across any place (restaurants, shops, pharmacies, hospitals) which has declined my DCB.
Hy
Hello sir aap ko credit card Lena hai
Are insurance spends considered for total spends (meaning for the 2 lakh per year for annual fee reversal) for SBI Cashback credit card ?
Make Credit cards NRI can apply and how and which banks easily offers credit cards to NRI
Best card for a railway ticket booking. Please make a video
Irctc sbi rupay credit card
Mam utility payment par 10% Cashback provide karta h
Airtel axis bank credit card
Hdfc ka millenia card tabi mil raha h agar saving account ho hdfc me.. aaj kal hdfc bina saving account k koi card nahi de raha
Kaun kaun ye video 2080 me dekh raha hai ❤
Taimur ali khan!
Scapia not issuing cards currently right?
indian oil gives good return because their fuel is ...😁
Pls suggest best credit cards for defence personnel...
Please make a video on credit card for NPS payments
ICICI Times Black Card
@amitabhmaheshwari thank you for responding
@amitabhmaheshwari it's a high hanging fruit which needs special custom equipments to ripen it and eat it
Sir Upko credit card lena hai ?
Agar lena hai to up reply kijiyea ga
I have 8 credit cards ,koi limit hai kya number of credit card hold krne ka ?Like mera income aur credit card spending dono hi less than 2lacs hai(i.e below income tax slab). but kya 7-8 credit hold krne se koi Income tax notice aane ka risk hai kya..koi rule hai kya ki jyada credit card rkhne se income tax notice aa skta h?
Hi, I once had 18 credit cards. Now I am slowly reducing the number and have reached 14 active cards. I mainly use 6-7 cards. I avoid cash transactions and do all my transactions via credit cards. No notice yet. But I think I will get one this year as I have spend 2 times my yearly income. But I have justification for paying international education fees via my cards. it is recommended that your spending should be less than your annual income. If you spend more you can get a notice asking for additional sources of income. :) I hope this helps.
@iamabdulkadirl my spending with credit cards is well below income tax slab i.e below 2lacs. But the only concern is the 8 credit cards i have. Can one get notice only for the reason of having more number of credit card?
Mere paas Axis ka card he ace card 3 saal se use kar raha hu limit increase offer nhi aa raha he 2 saal pehle documents deke limit increase kiya tha uske baad offer nhi aaya mera koi saving account nhi koi other option ya axis bank me account open karu yaa fd 😊
is airtel axis available on rupay varient?
Itna bada video ??
Aur bad me yahi video sal me 5-6 bar banega. 😅
Chalo ye bhi thik h
Is there possibility that Airtel axis can provide it lifetime free...if possible we can wait.
The fee is just ₹ 500 plus tax. The benefits are way more than this. Why crib for this low fee ?
Tell one card which can reward for all categories and convert to air miles. Fee is not a concern.
if fee is not a concern, you can choose AMEX Platinum charge card. if you want to know further you can share your handle where i can connect.
Airport lounge access k liye card lifetime free wala bada o
I see so many ppl commenting she is misforming , iwas planning to use her video ,, can't do now
Please suggest a card for the utility bill payment of Rs 5 L to 7 L per month, I have infinia but hdfc has stopped giving rewards point
Credit card lene ke liye dp me mo no hai
sir you can choose AMEX platinum card. To know further please share your handle where we can connect
Is there any credit card offering complimentary flight ticket (like club vistara cards)?
Still hype for useless ace?
Disgusting
माॅडम रिटेलर छोटी दूकानदार वालो के लिए बेस्ट sbi credit card कोनसा रहेगा ?
Best credit card for income tax payment for salaried employees ?? HDFC biz black and biz power are not available for salaried
where is our legend Axis bank flipkart ?😶
Tata neu infinity insurance pe 5% deta he
And u have ignored it like makhhi in ghee 😂😂
Can you please elaborate? It gives 5% cashback on health, vehicle insurance premium monthly? And capped at ?
@pritamshah6699 no capping its unlimited
@@ek_virus it should be paid by tata neu app right ? But does it support all health and vehicle insurance?
Please vedio on cibil score maintain,means how I manage my 9 credit cards for well cibil score maintain?
Axis atlas to accor points redemption needs accor membership?
Please discuss about best card for UPI payments
I can help you applying best credit card for upi payments
@ManpreetKaursings sure, please suggest
What about rupay cards
hi i request you to make a video of pioneer private credit card and axis bank burgandy private one credit card if u want i have both cards i can share the unboxing video u can use it, iam also confused which card to use ..
Mail us at joincardacademy@gmail.com
@@CardAcademy i have already sent pioneer private video to the email address, burgandy private one card is approved RM will personally handover in few days i will share it too
You missed IDFC HP credit card
ICICI Emeralde Visa credit Card Ki Jankari Chaiye thi Hame Card aaya par Rewards Pure Received Nahi ho rahe he
I want to know the government bill benefits card as you are not covered in video
Which FD-backed credit card is best for my wife to help her build a CIBIL history while also offering good FD returns?
One card
@ I have that one please see below message for entire list of cards i own. Thinking to get super.money card.
Yes marquee
Dont know whether its intentional or not, you mostly do not mention the eligibility criteria for credit cards
Infinia mein 12.5 k bonus reward milta h but DCB mein kuch nahi milta on card charges.
Can you do a review on hdfc biz black
SBI cash back Vs Airtel Axis Vs HSBC Live+
Please suggest me best one
The Amex platinum travel card 2nd year fee is 5000+gst and not 3500++
SBI PRIME ??
Any current card for rent payment and platform which we can use ?
you can choose AMEX platinum card. you can share your social handle so that we can connect
Unable to get Scapia despite good CIBIL.. any suggestions on how to get it
you can try Amex Plat Card
Axis atlas not worth because when you boook flight out hotel ticket direct from website it always cost you more so not that worth
*mera icici amazon 4 bar rejected hogaya hey thak gaya apply karke*
When you get the most benefits with lifetime free rupay select credit cards, why to waste money on chargeable credit cards.
Please make a video on credit cards for Electricity Bill Payments
Credit card lene ke liye dp me mo no hai
Credit card lene ke liye dp me mo no hai
@@jayanthkg5209 sir you can try AMEX card for electricity bill payment . To connect further please share your social handle
please share about icici emrald private metal CC
Blunder: Amex platinum travel annual charge is 5k+gst not 3.5k.. please correct
Hello Ma'am, is there any channel on telegram, which keeps updated on lattest offers on credit cards and offers on resumption of reward points
Scapia gives 10 rewards point equal to 2 Rs for every 100 Rs . You have not given all details
Hdfc tata infinity me up to 1.5% upi rewards milta he
Incorrect information on sbi octane
Other spends pe 2.5% nahi milta, just groceries and departmental stores pe 2.5% milta hai
Int. Airport Launge ke liye life time free card bataiye....
Amazon voucher se shopping hota hai don't mislead
correction, amex platinum trave annual fee is 5000 rupees
sir for the 1st year it is 3500 +gst only.
Where is scapia credit card link?????
Please review SBI Elite Card
Is Fedral bank issuing new scapia credit cards?
No
18:30 it's 10% right
What about SCB EMT card for travel ?