Important Note: At 4:40, where I'm discussing the Airtel Axis Credit Card, the graphic mistakenly shows the Axis Ace Card. Similarly, at 5:30, during the Axis Ace Card discussion, the graphic incorrectly shows the Airtel Axis Card. Apologies for the mix-up! Please follow the voiceover for accurate information. Thank you for understanding!
This channel is by far one of the best channels... I had zero credit cards last year. I gained so much information from this channel that I now have an overall credit limit of 11L with 3 wonderful credit cards and a Cibil score of 790, Experian score of 810.
@mohit214ml SBI cashback (for groceries and shopping needs), Regalia Gold (for flight/hotel, and others not covered by SBI cashback like insurance), and Yesbank Kiwi (For daily UPI needs).
@@monuprasad3730 What are you trying to say? Do you have that much income? or having higher credit limit is an ego booster? I have a monthly income of 1.5 lakh (my salary alone), and my credit limit is 3.5 lakh.
We didn’t even talk about premium cards like HDFC diners black, atlas, HSBC premier etc. this video is primarily focused for someone who is low spent and for “free” card segment. Real card benefits start with paid cards. No mention of movies, lounges, travel etc.
bro in 00:39 she has already mentioned, she is talking about entry level to mid range cards. you can comment to ask her to make another video covering only premium cards.
This Girl doesn’t speak Non-Sense at all Straightaway comes to the point in nutshell without wasting the precious time of customers. I really appreciate that. God Bless her❤
@@sajjathossain1082 Sale me instant discount me kitna bacha loge swiggy pure saal 5% deta hai 90% online spend par jabki millenia kuch product pr deta hai sirf 1000rs month tak jabki swiggy 1500rs month aur 1000 se cashpoint kam hai to redeem bhi nhi kr skte aur redeem ke charge bhi lagega ..80% ke liye lounge koi mtlb ka nhi hai jinko chahiye unko 50000 spend krna padega wo alag...saving k mamle me millenia se better swiggy hai aur swiggy walo ke paas normal cards bhi hai jisse instant discount mil jata hai
@@sajjathossain1082 Sale me instant discount me kitna bacha loge swiggy pure saal 5% deta hai 90% online spend par jabki millenia kuch product pr deta hai sirf 1000rs month tak jabki swiggy 1500rs month aur 1000 se cashpoint kam hai to redeem bhi nhi kr skte aur redeem ke charge bhi lagega..80% ke liye lounge koi mtlb ka nhi hai jinko chahiye unko 50000 spend krna padega wo alag...saving k mamle me millenia se better swiggy hai aur swiggy walo ke paas normal cards bhi hai jisse instant discount mil jata hai
Mam you should recommend INDUSIND DELIGHTS DEBIT CARD FOR FUEL SPENDS for 5% cashback on fuel spends on any Oil pump irrespective of fillers brands....
Tata neu infinity credit card se mobile recharge per cashback statement me show nhi karta cashback milta hai or nhi doubt h 3.5% +1.5% statement me kyavh
@@shreyasprakash5590Yes. I do ₹ 5000 transaction 4 times a month. I regularly invest in NPS. MRCC does not give base rewards on NPS as it is treated as govt payment but it does give milestone benefits.
@amitabhmaheshwari How to get the hdfc infinia card i currently don’t hold any hdfc credit card currently i have amex plat travel and plat reserve with 15 lakh combined limit ?
Video is very informative .. and enlightening especially for insurance and rent payments when sbi is giving 5% for online spends , why you are confusing ? except for utility payments.
One query. I pay rent and want to maximize it for flights/Miles.. any suggestion, which card will be best for it? Milestone benefit card for miles that includes rent..
good content :) what is a good card for fuel spends (indian oil)? is there a way to get rewards on this or we spend it using cards on which we get milestone benifits?
Bhai it's so confusing! Who can remember which card to use for which payment? Please suggest me one card which can provide cashback or reward points on necessary expenses like grocery, petrol, insurance, society maintenance, school/college fees, online and offline shopping.
Thanks for this, i got my secondary bank account from Axis Bank few days ago and i was thinking which Credit Card should I get from AXIS, I'll go for Airtel Axis Bank and get cashback for my Airtel broadband and Phone bill payments. I have my insurer listed in Tata Neu platform and I will use my Neu Infinity card for that. I have HDFC Millennia and AMEX MRCC for to handle the rest.
Citi shouldn't had hand over its banking infra to Axis. Axis is worst choice as banking partner. I am not able to update my address through mobile application and via net banking. When I visited the bank branch, staff absolutely doesn't care about us. I have written application and provided all the documents in person but still address is not yet updated.
Beta mujje ye batao. Mere pass already ICICI Amazon card and SBI ka cashback card b hai. Kya mujje Amazon wala band kar dena chahiye kya. Mera Amazon pe zyada spending b nahi hai.
Some wrong things detected 1. Best card for insurance on insurance portal is Diners black HDFC which gives me 3.3% on insurance payment 2. Best UPI credit card is Yes bank Kiwi credit card. 2% every time
Millenia pe cashback nhi milta. Rewards point miltehe which is 0.3 paisaa. Aur automatically next cycle pe adjust nhi hota. Manually redeem krna pdtaa. Bekaar credit card he mat lo. Baaaki shi he
How can you miss the absolute best UPI card - Yes Bank Kiwi card?? It gives : 2% cashback 50k spends, 3% cashback + 1 lounge visit for 1lakh spends, 4% cashback+ 2 lounge visits for 1.5 lakh spend, 5% cashback + 3 lounge visits for 1.5 lakh+ spends? I guess Yes bank didn’t sponsor this video.
Important Note: At 4:40, where I'm discussing the Airtel Axis Credit Card, the graphic mistakenly shows the Axis Ace Card. Similarly, at 5:30, during the Axis Ace Card discussion, the graphic incorrectly shows the Airtel Axis Card. Apologies for the mix-up! Please follow the voiceover for accurate information. Thank you for understanding!
@@himanshumalik2032 Source?
Also one addition is - HSBC Live+ also provides 10% CB on standalone eating places
Actually, in the graphics if the annual fee and joining fee are added, then it will be great.
This channel is by far one of the best channels... I had zero credit cards last year. I gained so much information from this channel that I now have an overall credit limit of 11L with 3 wonderful credit cards and a Cibil score of 790, Experian score of 810.
Totally agree with you 👍
List ur credit cards
@mohit214ml SBI cashback (for groceries and shopping needs), Regalia Gold (for flight/hotel, and others not covered by SBI cashback like insurance), and Yesbank Kiwi (For daily UPI needs).
Same here , I have idfc wealth, Amazon pay and swiggy card and combined limit of 12lkh
@@monuprasad3730 What are you trying to say? Do you have that much income? or having higher credit limit is an ego booster? I have a monthly income of 1.5 lakh (my salary alone), and my credit limit is 3.5 lakh.
A little miss. The Flipkart axis now gives only 1% cashback not 1.5 anymore.
10:43 Axis Flipkart gives only 1% cashback not 1.5%
💯
We didn’t even talk about premium cards like HDFC diners black, atlas, HSBC premier etc. this video is primarily focused for someone who is low spent and for “free” card segment. Real card benefits start with paid cards.
No mention of movies, lounges, travel etc.
Such premium cards are hard to get for 90% of middle class
bro in 00:39 she has already mentioned, she is talking about entry level to mid range cards.
you can comment to ask her to make another video covering only premium cards.
Thanks
This girl is so knowledgable and possesses excellent communication and presentation skills. Thanks ma'am for keeping us informed.
This Girl doesn’t speak Non-Sense at all
Straightaway comes to the point in nutshell without wasting the precious time of customers.
I really appreciate that.
God Bless her❤
and she's beautiful too
watch at 1.75X speed
Better on 1.5x 😅❤
@ i watched at 2.5x
Nothing can beat Yes Bank Kiwi Credit Card for any type of UPI spend. Upto 5% cashback or 2% ( guaranteed )
One small correction at 4:40 where you talk about Airtel axis card the info card displayed is for Axis ace card
+1 correct it and upload the video again
One more correction where she told axis Flipkart gives 1.5% but now it gives only 1% cashback on offline spends
@@CardAcademyNO WRONG INFO REEDIT THE PORTION 😂😂
1.SBI CASHBACK
2.HDFC MILLENNIA
3.SWIGGY HDFC
4.AIRTEL AXIS
5.HSBC LIVE+
Millenia se better swiggy credit card hai
Q bhai @@tarunuikey8788
Nehi pata hai millinia card ki benefit upko ?
@@sajjathossain1082 Sale me instant discount me kitna bacha loge swiggy pure saal 5% deta hai 90% online spend par jabki millenia kuch product pr deta hai sirf 1000rs month tak jabki swiggy 1500rs month aur 1000 se cashpoint kam hai to redeem bhi nhi kr skte aur redeem ke charge bhi lagega ..80% ke liye lounge koi mtlb ka nhi hai jinko chahiye unko 50000 spend krna padega wo alag...saving k mamle me millenia se better swiggy hai aur swiggy walo ke paas normal cards bhi hai jisse instant discount mil jata hai
@@sajjathossain1082 Sale me instant discount me kitna bacha loge swiggy pure saal 5% deta hai 90% online spend par jabki millenia kuch product pr deta hai sirf 1000rs month tak jabki swiggy 1500rs month aur 1000 se cashpoint kam hai to redeem bhi nhi kr skte aur redeem ke charge bhi lagega..80% ke liye lounge koi mtlb ka nhi hai jinko chahiye unko 50000 spend krna padega wo alag...saving k mamle me millenia se better swiggy hai aur swiggy walo ke paas normal cards bhi hai jisse instant discount mil jata hai
00:51 - Yeh wala format kahin dekha hain maine. :) Good Video
Mam HDFC millennia ki 1% cashback ki catagory mein utility bill and recharge payment bhe aate hai kya ?
This video summarises stuff really well. Kudos to the team
If I have TATA neu Plus instead of Infinity, what to choose for Insurance payment? ICICI Amazon Pay or TATA Neu Plus?
Very informative video, Thank you for your hard work.
Which is the best card for gold purchase ?
Which is best card for travel exclusive for 2025?
Mam you should recommend INDUSIND DELIGHTS DEBIT CARD FOR FUEL SPENDS for 5% cashback on fuel spends on any Oil pump irrespective of fillers brands....
All swiping machines or indusind machines?
@pandu6082 any machine will work...no restriction ...bas petrol pump ki machine honi chahiye
Good Information.. Is it real cashback or in points ?
@@sumankarmakar6359 previously it could be redeemed as cash in A/c but now you can buy amazon voucher and any wallet cash
This s the best card..I feel debit card nowadays offer better rewards than credit card
Tata neu infinity credit card se mobile recharge per cashback statement me show nhi karta cashback milta hai or nhi doubt h 3.5% +1.5% statement me kyavh
My card strategy
1. All Smartbuy hotel, flights and vouchers - HDFC Infinia
2. All other spends where Amex is accepted - Amex platinum travel
3. NPS investment - Amex MRCC
4. Utility and groceries through big basket - Axis Airtel
5. UPI spends - PNB credit card
6. Swiggy - HDFC Swiggy credit card
Mrcc doesn't reward on NPS payment spend. Is it only to reach the milestone ( which is rewarded ) ? Do you prefer to make multiple NPS payments?
@@shreyasprakash5590Yes. I do ₹ 5000 transaction 4 times a month. I regularly invest in NPS. MRCC does not give base rewards on NPS as it is treated as govt payment but it does give milestone benefits.
@amitabhmaheshwari How to get the hdfc infinia card i currently don’t hold any hdfc credit card currently i have amex plat travel and plat reserve with 15 lakh combined limit ?
@@Sparsh_99HDFC Infinia is an invite only card. You need to be an HDFC customer in some form to get an invite from the bank
@@amitabhmaheshwariSo should i start with applying regalia or diners club black card for hdfc to invite for infinia ?
Which are the cards for reward miles/points on Tax payments, electricity bills, house tax and other govt payments.
I’m not looking for cash back.
madam other grocery k liye kown sa cash back card lena chiyea
Mam pata nehi app utility bill payment ke liye axis freecharge credit card vul geye...? Best card for utility bill payment..
Getting so many credit card increases total available credit limit hence reduces credit utilization ratio which may decrease credit score.
Sc smart credit card offering 2% CB on amazon pay biller (LIC) ..??
HSBC LIV+ credit card me online and Offline dono par 10 percent cashback milega kya. D- mart, Amazon fresh, Flipkart grocery par.
So far the best summary of all the cards for middle class person.
Please Make video for fuel and best offline spends card
idfc card 8 day pahele approve huva abhi upgraded ka offer aya hai millenia se swyp or power plus ka upgrade karu ya millenia thik hai
Video is very informative .. and enlightening especially for insurance and rent payments
when sbi is giving 5% for online spends , why you are confusing ? except for utility payments.
Axis Flipkart card per 1% hi miltha hei offline/other spends per 🥴🥴🥴
Amazing and very helpful video.✊🏻🙏🏼
Please confirm
If Pnb rupay select credit card provides lounge access in foreign country?
No
One query. I pay rent and want to maximize it for flights/Miles.. any suggestion, which card will be best for it? Milestone benefit card for miles that includes rent..
Good presentation skills.
Hello mam, you forgot fuel transaction category
Maam plz suggest axis bank ( ace or airtel ) konsa lena chahiye?
Dhono le le
Airtel
@@Manoj_8844 thnxx
@@Samziskefees tu bharega dono ki
good content :) what is a good card for fuel spends (indian oil)? is there a way to get rewards on this or we spend it using cards on which we get milestone benifits?
I have Axic ace,Hdfc millenia,Hdfc tata infinity,sbi bpcl octane credit card
Highly heartfelt thanks for this valuable video
Your channel is really good. It shares good reviews and I wish to consider your channel to b trustworthy
Your hard work deserves like 👍
What is the logic of 2500 spends using axis Ace for Amazon Flipkart and other online spends?
Yaar offline spends majorly on shopping. Iske liye btao best
Didi ji UPI spend ke liye aapne kivi card add nahi Kiya Jo ki best hai UPI spend ke liye
What about the benefits given by AU bank LIT card?? Why you never spoke about this card please make one video for au bank LIT card.
Bhai it's so confusing! Who can remember which card to use for which payment? Please suggest me one card which can provide cashback or reward points on necessary expenses like grocery, petrol, insurance, society maintenance, school/college fees, online and offline shopping.
Hi
Is there anyway to connect with you regarding queries ?
Excellent strategy 👍😊
Informative video ❤
Biz Balck add on card airport lounge monthly shown on diners application 2 not showing unlimited please clear this
Please make video on rent payment apps which is best and charges less fees
In rent payment apps charges more than bank
Thanks for this, i got my secondary bank account from Axis Bank few days ago and i was thinking which Credit Card should I get from AXIS, I'll go for Airtel Axis Bank and get cashback for my Airtel broadband and Phone bill payments.
I have my insurer listed in Tata Neu platform and I will use my Neu Infinity card for that.
I have HDFC Millennia and AMEX MRCC for to handle the rest.
Yes Bank Kiwi credit card recently launched. Offline and UPI spends it seems better than ACE.
Yes i also started using this card
Bhai par vo yes bank cc walo ko card nii deta
@@piyushgupta4248 Then go fot Jupiter card
@@piyushgupta4248 then go for jupiter card
City restrictions 😢
She is good with dressing sense and knowledge too..
Please make a video on how to pay rent through a credit card/ platform to pay rent to the owner 🙏
You can use third party apps like Cred, No Broker etc.
Why aren't you mentioning any of the Amex Cards .?
Citi shouldn't had hand over its banking infra to Axis. Axis is worst choice as banking partner. I am not able to update my address through mobile application and via net banking. When I visited the bank branch, staff absolutely doesn't care about us. I have written application and provided all the documents in person but still address is not yet updated.
TH-cam should have a love react button. Just for you 💕
Can you please make video on which card to use for government transaction and payments like stamps duty and registration fee payment
Mam kindly make strategy how to use credit card in 2025 after RBI new policy
J&K bank और सारस्वत बैंक के क्रेडिट कार्ड पर भी वीडियो बनाइये 🙏
Mera ek question hai phele sbi cashback card pe amazon voucher buy karte 5% cashback milta tha aur ab buy kare toh milega ki nhi please bta dijiye
Amazon se
No
How is indusind bank pinnacle credit card?
Agar aapko credit card chahiye to bataiye
Joining 0%
excited for the infinia reserve by hdfc
For UPI kiwi credit is the best card.
Bhai yes bank cc holders ko nii milta
Useful 👍
Beta mujje ye batao. Mere pass already ICICI Amazon card and SBI ka cashback card b hai. Kya mujje Amazon wala band kar dena chahiye kya. Mera Amazon pe zyada spending b nahi hai.
Mujhe Dede bhai Amazon wala 😂
Tata neu infinity insurance 40k max spend not 100000 as mentioned for neucoin capping in video 8.11.pl correct
best information video
Airtel axis and Ace summery on the screen is wrong
Madam travel category miss kar diya aapne, Vistara ne Sare Voucher khud hi active kar diya hai
Expiry 12 August 2025
Coming Soon...
Best card:- Infinia and Diners Black
Kiwi yes bank is now best for UPI payments!
how
Some wrong things detected
1. Best card for insurance on insurance portal is Diners black HDFC which gives me 3.3% on insurance payment
2. Best UPI credit card is Yes bank Kiwi credit card. 2% every time
She only included entry level and midrange cards in the video.
Diners black is little bit on premium side.
Millenia pe cashback nhi milta. Rewards point miltehe which is 0.3 paisaa. Aur automatically next cycle pe adjust nhi hota. Manually redeem krna pdtaa. Bekaar credit card he mat lo. Baaaki shi he
There is a mistake in the video. When you are talking about Airtel Axis card on screen you show axis ace Card
Kiwi neon card better for upi
Please make timelines in your videos
Good one.
Please make a video with Travel rewards strategy
Coming Soon...
Fuel credit cards please 🙏🙏🙏
Thank you
Clickbait 😂😅 thumbnail mein koi aur ladki hai
Just 1 hige credit limit card is enough 😊 others for backup
How can you miss the absolute best UPI card - Yes Bank Kiwi card??
It gives :
2% cashback 50k spends,
3% cashback + 1 lounge visit for 1lakh spends,
4% cashback+ 2 lounge visits for 1.5 lakh spend,
5% cashback + 3 lounge visits for 1.5 lakh+ spends?
I guess Yes bank didn’t sponsor this video.
I like your talking style
SC cashback is useless, redemption threshold is Rs 2500, means you have to spend Rs 2.5 lakh offline.
hey
you are doing great job 💯💯💯
movie cc ?
I need to make utility payments of more than 2.6 lakhs every month which credit card I need to opt for
Fuel video
u mixed airtel axis & axis ace card in the video 😂😂
Flipkart offline cash back only 1% not 1.5%
❤❤
Chahiye card card kheltein hai😂
Aapko dekh dekh karr naazane kitne cards le liye
Small correction required.. Apart from these, everything is perfect 😊
Limit 10,00000 ok
Itna chaddar chadakar baithne ki kya zarurat hai 😂😂😂😂😂😂😂